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Our experts answer readers' personal loan questions and write unbiased product reviews (here's how we assess personal loans). Personal loans aren't always the right choice, but I've learned they can be useful in many cases. When we were selling our home, we paid for renovations with a personal loan and paid it off after the sale. download the app Email address By clicking ‘Sign up’, you agree to receive marketing emails from Insider as well as other partner offers and accept our Terms of Service and Privacy PolicyI used to think that personal loans were always considered bad debt, but then I realized that all personal loans are not the same. It's helpful to use a personal loan calculator so I can estimate costs before getting a loan.

Persons: aren't, I've, it's Organizations: Service, Discover Locations: Wall, Silicon

☆ More tech workers in India are moonlighting — despite their bosses’ disapproval
▼ + stars: | 2023-07-12 | by ( Goh Chiew Tong | ) www.cnbc.com time to read: +8 min

There are a range of reasons that are driving IT professionals to engage in moonlighting, according to Indeed India. Abhishek Software engineerBut his bosses are not aware of his plans, nor has he told them he is moonlighting. 'The root cause is the money'There are a number of reasons driving IT professionals to engage in moonlighting, according to Indeed India. Where employers disagreeHere's where employers disagree: moonlighting goes against the sense of loyalty a company wishes to instill into employees. IT services giant Wipro for example, fired 300 employees last year for allegedly "working for rival companies," according to local reports.

Persons: Sashi Kumar, Abhishek, he's, HackerRank, —, Moonlighting, Kumar, moonlighting, Indeed's Kumar, Viswanath Organizations: CNBC, India, Wipro, Infosys — Locations: India, Bangalore, U.S

☆ Hustle culture isn't dead, it just got a Gen Z rebrand: 'People want time to live their lives'
▼ + stars: | 2023-06-28 | by ( Jennifer Liu | In Jljenniferliu | ) www.cnbc.com time to read: +6 min

The oldest members of Gen Z are just a few years into being part of the workforce, and they're already being stereotyped as lazy. Hustle culture isn't dead — it's just getting a Gen Z rebrand. When I think of my peers and Gen Z, I don't hear anyone talk about corporate success or climbing the corporate ladder. Jade WaltersWalters, like many of her peers, has a side hustle: The Ninth Semester, a Gen Z career resource. As Gen Zers gain ground in the labor force, it's likely those values will flow through other generations of workers, too.

Persons: Gen, they've, Gen Zers, — it's, Zers, Jade Walters, it's, Jade Walters Walters, Martha Bird, Walters, Covid, Bird, DeAndre Brown, Brown, Hustling Organizations: ADP Locations: Chicago, Los Angeles

☆ Getting by on $30,000 a year or less in Seattle, Long Beach, and NYC: How 3 city-dwellers 'just make it work'
▼ + stars: | 2023-06-26 | by ( Ryan Ermey | ) www.cnbc.com time to read: +6 min

Carvajal is one of three recent Make It interviewees who earns less than $30,000 while living in a coastal city. Tiara Simmons, a 39-year-old law clerk living in Long Beach, California, pulls in $26,000 a year between her salary and a social media marketing side hustle. Hoping to reinvest in his business, Carvajal pays himself a salary of just $25,000 and lives as minimally as possible. As for his business, Carvajal hopes to put Dominican-based coffee growers back on the map while steadily expanding his business. Tiara Simmons at The Pike, a shopping and amusement complex in Long Beach, Calif., she enjoys visiting with her family.

Persons: Hector Carvajal, Don Carvajal, Carvajal, Chi Baik, Tiara Simmons, Simmons, Don Carvajal Café, Mickey Todiwala, Don Carvajal's, Baik, John Paget, Covid, she'd, he's, Baik isn't, I'm, Long Beach , California Simmons, Tristan Pelletier Organizations: University of Washington, CNBC, University of Rochester, Foods, U.S, Washington , D.C Locations: New York City, Dominican Republic, Chi, Seattle, Long Beach , California, Bronx, New York, Dominican, Long Island City, Washington, Washington ,, chihuahua, The Pike, Long Beach, Calif

☆ 44% of people with a side hustle think they'll always need it — and more are picking one up
▼ + stars: | 2023-06-26 | by ( Gili Malinsky | ) www.cnbc.com time to read: +2 min

And when it comes to the future, 44% of side hustlers also believe they'll always need one. 'A lot of workers are underpaid'In part, many people who tack on a side hustle do so because their full-time job is not covering their expenses. The median hourly rate for a person working in the food industry is $12.49, according to the Bureau of Labor Statistics. Half of workers in North America believe they are underpaid for their job, according to a 2022 ADP survey of 3,850 North American workers. In May, inflation was up 4% year-over-year, according to the BLS.

Persons: Zers, Gen Xers, Ted Rossman, hustlers, they'll, Rossman Organizations: Bankrate, Service, Bureau of Labor Statistics, BLS Locations: North America

☆ 11 high-paying jobs that don't require a college degree
▼ + stars: | 2023-06-24 | by ( ) www.businessinsider.com time to read: +10 min

Executive assistants and real estate agents have huge potentials for career growth and earning way above average. Real estate agentReal estate agents have a huge potential for profit, depending on the market and their personal expertise in marketing and communication. Real estate agents work for real estate agencies or realtors in most cases, earning their licenses to showcase and sell properties to homebuyers. Real estate agents need to have a mind for bartering and negotiation, and they are responsible for hustling to get great deals. The most successful real estate agents make a truly astounding amount of money, oftentimes well over six figures.

Persons: —, you'll, you'd, plumbers, Brickmason Organizations: Police, Service, U.S . Bureau of Labor Statistics, Firefighter Firefighters, Firefighters, realtors Locations: Real

☆ Mogul’s Manhattan Casino Pitch: A Location People Won’t Hate
▼ + stars: | 2023-06-23 | by ( Dana Rubinstein | ) www.nytimes.com time to read: +1 min

Mr. Silverstein, 92, has never owned or invested in a casino. For that reason, his team argues, the location is less likely than others to raise residents’ hackles. For casino expertise, he has teamed up with Watche Manoukian, a businessman based in London who owns Parx Casino in Bensalem, Pa., that state’s highest grossing venue. In an interview on Thursday, Mr. Silverstein suggested his bid was largely selfless: New York State, he said, needs tax revenue to support the transit system on which New York City’s economy depends. Casinos can provide it, and as a major landlord, he is invested in the city’s future.

Persons: hustling, Larry Silverstein, Silverstein, Watche Manoukian Organizations: World Trade, Times, Parx, New, New York State Locations: New York City, London, Bensalem, Pa, New York, York

☆ How 'Elemental' star Leah Lewis handles rejection and imposter syndrome in Hollywood
▼ + stars: | 2023-06-18 | by ( Jennifer Liu | In Jljenniferliu | ) www.cnbc.com time to read: +5 min

Leah Lewis is only 26, but she's already spent more than half her life trying to make it as an actor. In "Elemental," Lewis voices the lead character Ember, a fire-type living in a world where residents embodying fire, water, air and land co-exist in Element City. For Lewis, it's one of a handful of bigger roles she's landed in a few short years. Even when I landed some kind of success with "Nancy Drew," "The Half of It," now "Elemental," I think, "Are you sure?" I've done the work, and the work really leads me to feel like I'm not like faking it.

Persons: Leah Lewis, she's, she'll, Lewis, Ember, it's, George, Fan, Nancy Drew, Netflix's, Alice Wu, Peter Sohn, I've, I'm, AAPI creatives, They'd Organizations: Disney, Academy Museum of Motion Pictures, Hollywood, CNBC, Pixar, American, Pacific Locations: Los Angeles , California, Los Angeles, City, Wade, Georgia, Shanghai, China, American

☆ No job, no problem: For some, a 'funemployment' summer after quitting sounds like a perfect plan
▼ + stars: | 2023-06-06 | by ( Rebecca Knight | ) www.businessinsider.com time to read: +6 min

"I want to take a beat and decide how I'm going to live my life," Pena, 37, told Insider. "People now have more freedom to hop in and out of the labor market," she told Insider. Wren Taylor, 35, enjoyed her summer of funemployment last year after being laid off from her corporate marketing job. "Their comments affirmed that I wasn't wasting my time," she told Insider. During job interviews, she said that all she could think about was the freedom she'd lose by going back to a traditional job.

Persons: Suzy Welch, —, Delia Pena, " Pena, Pena, she's, I'm, Gen, funemployment, Randall Peterson, who'd, Wren Taylor Wren Taylor, Julia Pollak, Pollak, Wren Taylor, they'd, I'd, Wren Organizations: NYU, Service, London Business School, ZipRecruiter, Labor Department, Catalina Locations: funemployment

☆ I made $10,000 a month chatting with guys on dating apps. I got some weird requests, but most men just want to feel like someone cares.
▼ + stars: | 2023-05-31 | by ( Elle Hardy | ) www.businessinsider.com time to read: +6 min

Nicole Miranda made up to $400 a day speaking to men on the dating apps Meete and ToChat. She used to spend all her time on the apps, but now she markets them on TikTok for referrals. I was scrolling on TikTok one day when I came across a video of a girl talking about an app where guys pay to talk to you. Once I learned how to market the apps really well, I stopped hustling the guys for money because it was a lot of work and mentally exhausting. There are plenty of girls on the app still making thousands a month talking to guys, but for me, it's turned into an affiliate-marketing career.

Persons: Nicole Miranda, —, I've, they'll, it's Organizations: Service, Verizon Locations: Alburtis , Pennsylvania

☆ Manchester City: Is 'unstoppable' team the best in the world?
▼ + stars: | 2023-05-18 | by ( Ben Church | ) edition.cnn.com time to read: +5 min

For years, this City team has dominated English football – winning four Premier League titles in the last five seasons – but it has failed to really stamp its authority in Europe. “I think that first half performance is one of the best I’ve ever seen,” former Manchester City defender Nedum Onuoha told Sky Sports. The timing of it, in the Champions League semifinal, that felt like one of the biggest games ever at that stadium. Manchester City manager Pep Guardiola hailed a special night. Only one English team, Manchester United, has ever achieved the historic feat, but you’d be brave to bet against Manchester City in its current form.

☆ Goldman Sachs created an A.I.-powered social media startup for corporate use
▼ + stars: | 2023-05-12 | by ( Hugh Son | ) www.cnbc.com time to read: +3 min

Now Doctor is hustling to grow his client base beyond the confines of Goldman, whose employees have used Louisa for the past two and a half years. "Think of Louisa as an A.I.-powered LinkedIn on steroids," Doctor, 42, said this week in an interview. Louisa was part of the inaugural class of Goldman's incubator program, which encourages employees with startup ideas to develop them in-house. Rohan Doctor, CEO and founder of Louisa Source: Goldman SachsThere has to be a better way, thought Doctor. The company's name originally referred to Louisa Goldman Sachs, the youngest daughter of Marcus Goldman and wife of Samuel Sachs.

☆ Striking Writers Guild of America members say they work second jobs in retail, food service, and more to make ends meet: 'I never know when work is going to dry up'
▼ + stars: | 2023-05-06 | by ( Aaron Mcdade | ) www.businessinsider.com time to read: +4 min

Writers Guild of America members are currently on strike after their contract expired with no new deal with TV and movie studios. Many have complained of low pay, especially when writing for a show on a streaming service. Several said they applied to or were working retail jobs when they found out they were nominated for awards. Dozens of users responded and quoted the tweet with their support for Carter and other striking writers, saying they assumed writers on successful TV shows made enough to live between writing jobs. "When I got nominated for a Canadian Screen Award (Canada's Emmy) - I was applying for a job at a coffee shop.

☆ Inside the Wild World of Celebrity Keynote Speakers: Drugs, Alcohol
▼ + stars: | 2023-04-23 | by ( David Kushner | ) www.businessinsider.com time to read: +31 min

"I never saw myself as a speaker, let alone a motivational speaker," Leonard tells me while his assistant irons his jeans. 'When I ramble," Hunter told me, "hit me in the leg!" Every plane had been grounded, including the one stuck on the tarmac with an increasingly inebriated Hunter Thompson trapped inside. But by far the most all-consuming task was booking gigs for Hunter Thompson. Just before a debate with G. Gordon Liddy at Brown University, Hunter demanded that Betsy Berg, whom I now worked alongside at GTN, score him some crystal meth.

☆ What it’s like to be a theme park designer
▼ + stars: | 2023-04-21 | by ( Kate Springer | ) edition.cnn.com time to read: +10 min

“Back then, it definitely wasn’t cool to be into theme parks, but I was obsessed,” Jeffs, 39, tells CNN. Jeffs points to the immersive “Pacific Rim: Shatterdome Strike” ride at Trans Studio Cibubur, part of Indonesia’s largest theme park chain, as an example. “When I was growing up, theme park design was often dismissed as a rinky-dink, second-class artistic discipline simply because it was rarely well done. “That first summer, we drove 10,000 miles and hit up virtually any theme park that had managed to re-open,” he says. Courtesy Taylor JeffsAnd though he’s ridden over 600 roller coasters and explored theme parks worldwide, Disneyland in California remains his all-time favorite park.

☆ Your Gen Z Co-Worker Is Hustling More Than You Think
▼ + stars: | 2023-04-11 | by ( Lindsay Ellis | ) www.wsj.com time to read: 1 min

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☆ Elon Musk's mom says she has slept on 'mattresses or blankets on the floor' when she visits her billionaire son
▼ + stars: | 2023-04-11 | by ( Sarah Jackson | Grace Kay | ) www.businessinsider.com time to read: +3 min

Maye Musk said she has slept on blankets on the floor when visiting her son, Elon Musk. In the past, she has said she's slept in the garage at his house near SpaceX's launch site. Musk has said he lives in a $45,000 converted two-bedroom house in Texas, and also couch hops. On Tuesday, she said on Twitter that she has "many memories of sleeping on mattresses or blankets on the floor, on couches, or a bed in the garage" when she visits her son. Elon's mother made the comment in response to a tweet in which the billionaire said he'd "slept on a friend's couch last weekend."

☆ Western countries are speeding up tank deliveries to Ukraine, but tanks aren't what Ukrainian troops need to get around Russian forces
▼ + stars: | 2023-04-04 | by ( Michael Peck | ) www.businessinsider.com time to read: +6 min

Western countries are hustling to deliver main battle tanks to Ukraine's military. Tanks will be useful in taking on Russian tanks and fortifications in a counterattack this spring. But Ukraine needs other armored vehicles to counterattack Russia effectively, one expert says. "There is a lot of mechanized infantry and tank brigades in each" corps that Ukraine is forming, Kofman said. Without the ability to build bridges strong enough to bear the weight of armored vehicles, a Ukrainian offensive would stall.

☆ I'm a drag queen in Tennessee and scared the new law banning cabaret performances will hurt the drag community and leave me without a steady income
▼ + stars: | 2023-04-01 | by ( Alexandra York | ) www.businessinsider.com time to read: +5 min

Bella DuBalle, a Memphis-based drag queen, said this law will hurt both her and small businesses. DuBalle has been doing drag for a decade and working as a full-time drag queen in nightclubs and other venues for three years. However, a new law in Tennessee that takes effect on April 1 threatens her business and that of fellow drag performers in the community. DuBalle believes the law will harm the income and livelihoods of both drag performances and the local businesses that feature them. Building a full-time career took perseveranceBella DuBalle has been a full-time drag queen for three years.

☆ Psychotherapist shares 7 things mentally strong kids never do — and how to teach them
▼ + stars: | 2023-03-26 | by ( Tom Huddleston Jr. | ) www.cnbc.com time to read: +8 min

If you want your kids to succeed in life, teach them to be mentally strong, says psychotherapist Amy Morin. Knowing what mentally strong kids never do can help you identify the types of unhealthy behaviors that may stand in your child's way. Mentally strong kids don't avoid challengesChildren are often afraid to try new things, like playing a new sport or instrument, because they don't think they'll be good at it, Morin says. But trying difficult things can open up your kids to new skills and offer important lessons on dealing with failure, says Morin. "It's important for kids to know you have feelings too, or you struggle with certain things," Morin says.

☆ Want to start a side hustle and earn extra money? Here's how to launch a lucrative business and bring in six figures.
▼ + stars: | 2023-03-23 | by ( Alexandra York | ) www.businessinsider.com time to read: +9 min

Like many people during the pandemic, Davis reallocated the time she'd typically spent commuting home to building her side hustle. Davis' handbag company netted $14,000 in sales in its first four months in business, which Insider verified with documentation. Another entrepreneur, Lisa Andrea, regularly books $8,000 in revenue a month from her side hustle, The Financial Cookbook, which Insider also verified with documentation. Andrea started The Financial Cookbook, an online financial-coaching company, to earn extra income and try entrepreneurship part time before taking the plunge. Leveraging expertise, as Andrea did with financial coaching, is one way entrepreneurs can start a side hustle and balance risk versus reward.

☆ I got my first TV writing job at 55. It was hard being the oldest person in the room — but I'm glad I never gave up.
▼ + stars: | 2023-03-23 | by ( Eboni Boykin-Patterson | ) www.businessinsider.com time to read: +8 min

Writing what he knew and making personal connections ultimately led to his first TV job at age 55. I've been working towards a TV writing job for a few years, but I've always wanted to write for the screen. I got the job sort of out of the blueThe way I got my first writing job was through a 20-year-old relationship. She was really, really complimentary. As we were taking the class, they were going around the room and each person said what scared them the most about being a TV writer.

☆ How shadow bankers are already emerging as winners in the SVB collapse
▼ + stars: | 2023-03-14 | by ( Rebecca Ungarino | Dakin Campbell | ) www.businessinsider.com time to read: +6 min

But the momentum already behind the secretive private credit space has picked up — fast. He was witnessing a new willingness from borrowers to turn first to private credit, a market that has grown yet generally remains more opaque than its public-market counterparts. "Borrowers used to look at these banks and say, 'Look, the banks, they've been around forever. The private lenders say that privacy is all part of the pitch. Money managers smell opportunityThe momentum already behind the secretive private credit space has gained steam as the SVB collapse pushes companies to consider alternate sources of debt and, on the other side, private credit managers seek out new targets.

☆ I made nearly $5,000 in 30 days from writing online. Here's my best advice for others who want to make money.
▼ + stars: | 2023-02-26 | by ( Dayana Sabatin | ) www.businessinsider.com time to read: +7 min

Sabatin said writing as many posts as possible gives you the best chance at making more money. If you'd asked me if I'd be making money from writing my thoughts and opinions online, I would've laughed in your face. "Write or don't eat"I kept a sticky note on my computer with the words "write or don't eat" written on it. Trust me, I thought it was at first too, but the two cents I made my first month of writing online humbled me. It took me nearly two years to make $5,000, and that was from hustling daily and having multiple writing income streams.

☆ Sex workers are feeling the financial pain of an economic downturn — and adding emotional support for clients to their job descriptions
▼ + stars: | 2023-02-11 | by ( Jennifer Sor | ) www.businessinsider.com time to read: +8 min

From stripping to webcam modeling, sex workers are feeling the pain of a precarious economy. It's taking an emotional — in addition to financial — toll, since sex workers are often expected to lend their clients a compassionate ear. "Unfortunately, as sex workers, we do take the brunt of people's own stress of whatever is going on in our own lives," he added. Legal arenas of sex work are also showing signs of struggle as customers pull back from one of the world's oldest industries. Sex work saw a particular diaspora during the pandemic recession, Jungleib said, which saw a huge influx of people interested in online sex work.

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