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Now we see it's very common for these store cards to charge over 30%." Just before the Fed began its rate-cutting cycle in September, many retailers and their bank partners raised interest rates on their store cards to protect their profits when the federal funds rate — which determines their own interest rates — came down. Now, the average interest rate on a store card is at an all-time high just ahead of the holiday shopping season, which is when most consumers sign up for store cards. That was less than half of the interest rate increase for store cards seen from September 2023 to September 2024, when the federal funds rate didn't budge. When asked why they increased the APR on their store cards, the companies that returned CNBC's request for comment pointed vaguely to industry standards and the current economic environment.
Persons: Tommy, Petco, Ted Rossman, it's, Jasmine Matheney, Nordstrom, Matheney, you've, preemptively Organizations: U.S, Federal Reserve, Navy, Academy Sports, Fed, CNBC, Comenity Bank, Big Lots Locations: Petco, Burlington, Macy's, Michael's, Michigan
AdvertisementGreg Mansell says some employers are scrutinizing accommodation requests amid rising RTO mandates. As an employment lawyer of 15 years, here are my tips for employees to overcome four hurdles in the accommodation request process. Don't wait for your specialistAfter an accommodation is requested, employers may ask the employee's medical provider to fill out an accommodation request detailing the underlying impairment, the restrictions it imposes, and the requested accommodation. It may be useful for the disabled employee to prepare their own accommodation request and present it for their doctor's review. Document everythingIf you consult a lawyer, it's helpful to have as much documentation of the accommodation request process as possible.
Persons: Greg Mansell, Mansell, It's, Jill Kramer, Tess Martinelli Organizations: Accenture Locations: New York City, tmartinelli
Yelloh, Formerly Schwan’s Home Delivery, Closes
  + stars: | 2024-11-22 | by ( Aimee Ortiz | ) www.nytimes.com   time to read: +1 min
Yelloh, the frozen food delivery service formerly called Schwan’s Home Delivery, which had once been known for its reach with rural Americans and its direct-to-consumer business model, is closing its doors on Friday after decades of decline. Minnesota-based Yelloh was born on March 18, 1952 when its founder, Marvin Schwan, delivered 14 gallons of ice cream. The service’s popularity exploded over the years and later foods frozen at their peak made it onto the menu. The Schwan’s name lives on in frozen foods (Red Baron, Freschetta, and Mrs. Smith’s are among their many brands) — that side of the business was sold to CJ CheilJedan, a South Korean company, in 2019. But on Nov. 8, Yelloh permanently parked its fleet of refrigerated trucks that, with their yellow décor, were once instantly recognizable in small towns across America.
Persons: Yelloh, Marvin Schwan, Baron, Freschetta, Smith’s, CJ CheilJedan, Organizations: South Locations: Minnesota, South Korean, America
My wife and I built a slab for our RV on my son's property to be near family when we want. I'd spent years as an executive in Southern California, and I had a retirement plan in place for quite some time. My vision for retirement did not include living in an RV or moving to Washington state. My son's house was a fixer-upper, so we helped out with all sorts of projects to help the kids make it their dream home. AdvertisementIn many ways, we're living out our retirement dreamsOur expenses are lower than they were when we had a house.
Persons: I'd, , Chris Mott, we'd, we've, I'm, I've Organizations: UFO, Design, Social Locations: Southern California, Vancouver , Washington, Washington, Washington and Oregon, Arizona , New Mexico , Texas , Utah, Nevada, Lake Havasu, Roswell, Texas, Vancouver
AdvertisementWhen traveling home from college for the holidays, my son went to the wrong airport. The Thanksgiving flights to and from college went OK since they traveled together. After calling home, I realized he was at the wrong airport. Tell them to arrive early to allow for mistakesWhen my son went to the wrong airport, he made his flight mainly because he got to the airport two hours early. Discuss safety tips when using ride-sharesSo far, my twins have taken their college campus van to and from the airport.
Persons: I've, they're Locations: New York City
He books hotels based on which have the best gym, including machines like a leg press. AdvertisementNanjiani's ideal gym has a leg press and shoulder press machineNanjiani said the two pieces of fitness equipment he's most excited to see in a hotel gym are a leg press and a shoulder press machine. Advertisement"I love a leg press machine. It doesn't have a leg press machine, so I'm doing squats," he said. But his go-to for upper body exercise is the shoulder press machine because it helps ensure safety and good form even at higher intensities.
Persons: Kumail Nanjiani, Nanjiani, I'm, Emily, I've Organizations: Quest Nutrition
AdvertisementI shopped at West Elm and Crate & Barrel to see which store had better holiday decor. Crate & Barrel offered chic, modern decorations, but West Elm had classic, cozy options. As an interior designer, I liked both stores, but West Elm ultimately felt warmer and more festive. As an interior designer, I use my eye and skills when decorating for the holidays. So, while shopping in NYC, I visited West Elm and Crate & Barrel — two stores known for their stylish home decor with a modern twist.
Persons: Elm, West Organizations: US
CNN —Human error led to the death of a young gorilla in Alberta, Canada, according to officials at the Calgary Zoo. The gorilla died of traumatic head injuries, according to the statement. “This tragedy has struck us all in the deepest way imaginable,” Colleen Baird, Calgary Zoo’s director of animal care, said at a news conference. “We love and care for more than 4,000 animals representing over 100 species that call our zoo home,” a spokesperson for the Calgary Zoo said in a statement to CNN. The Calgary Zoo, which launched the conservation organization the Wilder Institute in 2021, cares for over 4,000 animals, including 6 other western lowland gorillas.
Persons: ” Colleen Baird, , Baird, It’s, , Camille Labchuk, Eyare ’, ” Baird Organizations: CNN, Calgary Zoo, Animal, Association of Zoos, Aquariums, Commission, Wilder Institute Locations: Alberta, Canada, Calgary, , Canadian, American
AdvertisementThe new "Wicked" movie musical is a prequel to "The Wizard of Oz." Spoilers ahead for "Wicked" movie and Broadway show"Wicked" is a prequel to "The Wizard of Oz," but the story starts halfway through the original 1939 movie. The "Wicked" movie and Broadway show, however, are based on Gregory Maguire's 1995 revisionist novel "Wicked: The Life and Times of the Wicked Witch of the West." Glinda the Good Witch gives Dorothy the Wicked Witch of the East's ruby shoes. AdvertisementThe movie follows the musical and book's plot where Elphaba, the Wicked Witch of the West, didn't start out wicked.
Persons: Oz, Frank L, Baum, Gregory Maguire's, Maguire, Cynthia Erivo, Dorothy Gale, Toto, Glinda, Dorothy, Elphaba, Ariana Grande, didn't Organizations: Broadway Locations: Kansas, Oz, Elphaba's, Munchkinland
When Your Living Room Is Also an Art Gallery
  + stars: | 2024-11-22 | by ( Kin Woo | ) www.nytimes.com   time to read: +1 min
Now, however, a growing number of gallerists and curators are, like Biljani, taking the opposite approach, exhibiting in the very places where daily life dominates: their own homes. In Manhattan’s Financial District, the dealer Michael Bargo, 41, sells rare furniture out of his one-bedroom apartment. In Los Angeles’s Frogtown, the collector Jonathan Pessin, 54, has converted his residence into a veritable bazaar of vintage design objects. And on New York’s Lower East Side, the pro skater turned artist and gallerist Tony Cox, 49, runs Club Rhubarb — a tiny, deliberately hard-to-find contemporary art gallery — out of his sixth-floor abode. But now, whether driven by skyrocketing rents, a collective urge to experiment or a longing to encourage active participation with the art, the concept is taking hold.
Persons: Michael Bargo, Frogtown, Jonathan Pessin, gallerist Tony Cox, Florence Lopez, , Charlotte Gainsbourg Organizations: Manhattan’s Financial Locations: York’s, Paris
Rents likely to come down in 2025, says Redfin CEO Glenn Kelman
  + stars: | 2024-11-22 | by ( ) www.cnbc.com   time to read: 1 min
In this videoShare Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailRents likely to come down in 2025, says Redfin CEO Glenn KelmanGlenn Kelman, Redfin CEO, joins 'Money Movers' to discuss home sales and the state of the housing market.
Persons: Glenn Kelman Glenn Kelman, Redfin
Planes, trains, highways, they’re all going to be packed over the Thanksgiving holiday, traditionally one of the busiest periods for travel. It projects the three busiest travel days will be the Tuesday and Wednesday before Thanksgiving and the Sunday after the holiday. Nearly 72 million motorists are expected to travel 50 or more miles from home between Tuesday and Monday, according to AAA, the automobile organization. (Nearly 2.3 million people will be on buses, trains or cruise ships.) For drivers, AAA has suggestions, including recommended departure days and times depending on where you live and how long you can expect to spend in transit at the height of holiday traffic.
Organizations: Transportation Security, AAA
View at Quince What we like Check mark icon A check mark. Super softCheck mark icon A check mark. 11 colors to choose fromCheck mark icon A check mark. Fits the bed well and feels durableCheck mark icon A check mark. Produces a lot of lintFAQs about the Quince Black Friday saleWhen does the sale start and end?
Persons: Quince, we've, it's Organizations: Business, DTC Locations: cardigan
I have been watching “The Great British Bake Off” since it arrived on American shores about 10 years ago as “The Great British Baking Show.” The baking competition was such a staple of my mid-aughts TV routine that my older daughter used to call it “cake channel” when she was in preschool. Even so, in all my years watching “G.B.B.O.,” with all its memorable characters, no contestant had ever won my heart the way that Nelly Ghaffar has this season. Ghaffar is a joyful mother of two from Dorset, England, who works as a palliative care nurse, and she’s originally from Slovakia. Her English retains a charming accent, which reminded me of my Austrian oma’s. I am still thinking of her, though she was sent home on the episode that Netflix showed two weeks ago, because the show isn’t the same without her genuine warmth and good humor.
Persons: , Nelly Ghaffar, Ghaffar Organizations: British Baking, Austrian, Netflix Locations: Ghaffar, Dorset, England, Slovakia, Austria
A dietitian said that eating more substantial meals would reduce the urge to binge on snacks. "I usually skip lunch because I'm not hungry because of my shake," Jessica said. Turoff recommends adding a carb like a baked sweet potato, rice, grains, or pasta to dinner to make the meals more balanced. AdvertisementTip 6: Build up to exerciseExercise plays a smaller role in fat loss than many people think, so Turoff recommends Jessica tackle her food first. Turoff recommends two to three sessions a week.
Persons: Jessica, Dietitian Alix Turoff, creamer, I'm, Turoff, overeating, she's, Jessica doesn't, I've Organizations: BI's Nutrition Clinic, Insider's Nutrition Clinic
'Mad Money' host Jim Cramer compares retail earnings report from this week. Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via Email
Persons: Jim Cramer
AdvertisementBarbara Corcoran says it's "disturbing" how young people are being locked out of the housing market. The "Shark Tank" investor pointed to first-time buyers getting older and losing out to cash buyers. High prices, steep mortgage rates, and fierce competition are locking young people out of becoming homeowners, Barbara Corcoran says. Plus, the median age of first-time buyers climbed from 35 to 38. Corcoran also dismissed concerns that the housing market is overheated and headed for a slump.
Persons: Barbara Corcoran, Corcoran, Trump, Sellers, , they're, Trump's Organizations: Fox Business Network, The Corcoran Group, National Association of Realtors
Los Angeles Dodgers designated hitter Shohei Ohtani and New York Yankees center fielder Aaron Judge were named MVP of the National League and American League, respectively, MLB announced Thursday. Ohtani helped lead the Dodgers to the best record in MLB in the regular season, then played a key role in their World Series run. Judge — whose Yankees lost to the Dodgers in five games in the World Series — previously won MVP in 2022. The Yankees, led by Judge, finished first in the AL with 94 wins. Their World Series appearance in 2024 was the franchise’s first since 2009.
Persons: Shohei Ohtani, Aaron Judge, Ohtani, Tommy John, Judge —, Organizations: Los Angeles Dodgers, New York Yankees, National League, American League, MLB, AL, Dodgers, NL, OPS, Los Angeles Angels, Yankees, New York, Judge Locations: Angeles, Japan, United States, . New
As of Nov. 9, an estimated 35% of U.S. adults had gotten the new flu vaccine, and nearly 18% had received the new Covid vaccines, CDC data shows. The vaccination rate for the flu as of October was roughly equivalent to the same time last year, the CDC found. The rate of Covid vaccination is also similar to last November, around 15%. The new CDC report warns that flu, Covid and RSV can cause serious illness, particularly for people ages 65 and up and those with certain medical conditions. A second CDC report released Thursday found low vaccination coverage among residents of nursing homes.
Persons: Donald Trump, Robert F, Kennedy Jr, Pediatricians Organizations: Centers for Disease Control, CDC Locations: U.S
Apple is currently discounting some of our favorite wireless earbuds and over-ear headphones — the AirPods Pro 2 and AirPods Max, ahead of Black Friday. NBC Select reporter Harry Rabinowitz says they are the best wireless earbuds for anyone with an iPhone. Apple’s first over-ear bluetooth headphones, the AirPods Max have powerful audio quality, active noise cancelation, transparency mode and spatial audio. NBC Select associate reporter Bianca Alvarez loves using them to focus at work and when flying. Harry Rabinowitz is a reporter for NBC Select who has covered deals and sales for over two years.
Persons: AirPods Max, Harry Rabinowitz, , Apple’s, Max, Bianca Alvarez, , “ I’ve, Cory Fernandez, TikTok Organizations: Apple, NBC, Amazon, Facebook, Twitter
“We’ve been dealing with severe challenges due to gang violence, which has essentially cut off ground transportation,” Thelemaque said. “Although the FAA says the ban will lift on Dec. 12, most airlines are rescheduling flights for February,” she said. “Families are consumed by the news of worsening violence and are mourning senseless killings.”The flight ban is also disrupting long-standing holiday traditions in this mostly Catholic and Christian country. “Now, that opportunity has been taken away.”Williams noted that the ban extends beyond Port-au-Prince to airports throughout the country, further isolating Haitians. “Some passengers have had to return to Europe or elsewhere.”Police officers coduct searches in a suburb of Port-au-Prince, Haiti on Tuesday.
Persons: Prince, Linda Thelemaque, Les Cayes, Hope, We’ve, ” Thelemaque, , , Yolette Williams, ” Williams, coduct, Guerinault Louis, Williams Organizations: U.S, Federal Aviation Administration, Spirit Airlines, FAA, Sunrise Airways, NBC News, American Airlines, Miami, U.S . State Department, Haitian American Alliance of New, Independence, ” Police, Anadolu, Getty Locations: Haiti, Port, Les, Caribbean, Miami, Haitian American Alliance of New York, United States, Dominican Republic, Haitian, Europe, Prince
My favorite is this pan from Our Place — the most versatile kitchen appliance I own and my most used option. Because it’s my most used pan, I’m consistently washing it, and even after every use, it remains pristine. Its adaptability and ease of use are also why it’s a favorite of NBC Select reporter Zoe Malin. For example, I have the bamboo steamer, which is great for making dumplings.”The Our Place Always Pan 2.0 comes in three sizes — mini, standard and large. My colleagues and I have also used the Our Place Always Pan 2.0 for over a year.
Persons: you’ve, Zoe Malin, , , Malin, It’s, TikTok Organizations: Amazon, NBC, Steam, Facebook, Twitter
The Summary A newly identified chemical byproduct may be present in drinking water in about a third of U.S. homes, a study found. About a third of U.S. residents have been receiving tap water containing a previously unidentified chemical byproduct, a new study has found. “We looked for it in 40 samples in 10 U.S. chlorinated drinking water systems located in seven states. It’s likely to be found in all drinking water treated via this method, he said. Any treatment of drinking water involves some level of health risk, Roberson said.
Persons: , David Wahman, chloramine, David Reckhow, Julian Fairey, Alan Roberson, Reckhow, , David Andrews, ” Andrews, Roberson, It’s, Wahman Organizations: Environmental Protection Agency, University of Massachusetts, University of Arkansas, Association of, Environmental Locations: U.S, Amherst
A Wisconsin man is alive and well and likely in Uzbekistan after faking his own death in a staged kayaking accident — and is now in talks with officials hoping to bring him home to his family, authorities said Thursday. "Good evening, it's Ryan Borgwardt," he told the camera. While investigators did not go into detail about why Borgwardt went to Uzbekistan, they said he wasn't being held against his will. Ryan Borgwardt. Despite the manpower spent to look for him, Podoll didn't rule out that Borgwardt could avoid criminal charges if he just came home.
Persons: Ryan Borgwardt, it's Ryan Borgwardt, Borgwardt, Lake County Sheriff Mark Podoll, wasn't, Podoll, it's, Ryan, We're Organizations: Lake County Sheriff, Dodge, Ocean, Investigators Locations: Wisconsin, Uzbekistan, Lake, it's, Green, Lake County, Madison, Detroit, Canada, America, U.S, Dodge Memorial
I’ve been covering Black Friday and Cyber Monday deals as an editor at NBC Select for over four years. To find the best early Black Friday deals on Amazon, I combed through sales actually worth shopping for right now on the site. SKIP AHEAD Best early Black Friday Amazon deals | More early Black Friday Amazon sales | Best early Black Friday sales at other retailers | How I picked the best early Black Friday Amazon deals | Why trust NBC Select? Best early Amazon Black Friday dealsEach deal I recommend below is highly rated and at least 20% off. Best early Black Friday Amazon salesHere are the best Black Friday Amazon sales to know about.
Persons: I’ve, it’s, Bissell, It’s, Nordstrom, sitewide Casper, TikTok Organizations: Amazon, NBC, Amazon’s, Deal, Black, Amazon Alexa, Walmart, Gamestop, Wellness, Bath, Giftable Tech, Facebook, Twitter Locations: tangling
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