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☆ Top Wall Street analysts pick these stocks for attractive returns
▼ + stars: | 2023-03-05 | by ( Tipranks.Com Staff | ) www.cnbc.com time to read: +6 min

In these tough times, investors would be well advised to find stocks that are positioned to navigate a potential economic downturn. To help with the process, here are five stocks chosen by Wall Street's top professionals, according to TipRanks, a platform that ranks analysts based on their past performance. However, the company issued conservative guidance for fiscal 2023 due to the impact of high inflation on its low-to-moderate income customers. Further, he thinks that Kontoor's fiscal 2023 outlook "will likely prove conservative." Poser raised his fiscal 2023 and 2024 earnings per share estimates, reiterated his buy rating for Kontoor Brands and increased the price target to $60 from $53.

☆ How to afford the big price tag of your lifetime 'bucket list'
▼ + stars: | 2023-02-21 | by ( Chris Taylor | ) www.reuters.com time to read: +5 min

The 36-year-old public relations professional has an opportunity to check something off his life 'bucket list': Seeing his favorite band, Metallica, play live. Whether Beyonce tickets, Super Bowl weekends or dream vacations after years of COVID restrictions, our bucket lists carry big price tags that seem to be rising every year. So how can we fund our bucket lists, without being totally irresponsible? One solution for this is to save for your bucket list item in a separate account. “There is one item I see on bucket lists that is actually getting less expensive – education,” says Brandon Welch, an investment advisor in La Mesa, California.

☆ About half a billion dollars worth of cocaine — enough to service the New Zealand market for 30 years — was found floating in the Pacific Ocean
▼ + stars: | 2023-02-08 | by ( Felise Seah | ) www.businessinsider.com time to read: +2 min

Half a billion dollars worth of cocaine was discovered floating around the Pacific Ocean. A total of 81 bales of cocaine, weighing 3.2 tonnes, were intercepted by the New Zealand Police. Some of the packages carried identifiable stickers like a four-leaf clover and a Batman logo. These show that some of the packages have identifiable stickers like a four-leaf clover, and one that stood out had a Batman logo. Cocaine bales with four-leaf clover stickers.

☆ See the 12-slide presentation that a health-insurance startup used to land $58 million after its public competitors tumbled
▼ + stars: | 2023-02-08 | by ( Rebecca Torrence | ) www.businessinsider.com time to read: +4 min

Angle Health wants to use tech to transform health insurance where other upstarts have failed. Angle Health raised $58 million to disrupt employer-sponsored health benefits using this pitch deck. Companies like Oscar Health, Clover Health, and Bright Health raked in investor cash on the promise that they could transform health plans with tech, and each went public in 2021 at a lofty valuation. Angle Health provided Insider with the pitch deck it used to raise $58 million in Series A funding from Portage and other investors. Here's the pitch deck Angle Health used to land a $58 million Series A.

☆ Alignment Healthcare's CEO shared 3 reasons he thinks the upstart will win in health insurance — and why it won't unravel like Bright Health
▼ + stars: | 2023-02-07 | by ( ) www.businessinsider.com time to read: +5 min

Young health insurers that went public in 2021 have bled money. Some health insurers that went public in 2021 at high valuations have struggled since then. Several young insurers have bled money as they've grown quickly. Bright Health, another Medicare Advantage insurer, came close to insolvency and had to shut down its health plans on the Affordable Care Act marketplace. Growing steadily with a narrow focusBefore the recent market slowdown, growing fast had been a common strategy for newly public health insurers and digital health broadly.

☆ The era of health insurance disruptors is over
▼ + stars: | 2023-02-02 | by ( ) www.businessinsider.com time to read: +10 min

Today, they're mostly the poster children of just how challenging it is to break into the insurance industry. Clover Health; Bright Health; Oscar Health; Olivia Reaney/Business InsiderOscar, founded in 2012, and Bright, in 2015, set out to sell health plans to people buying coverage through the Affordable Care Act marketplace. Elevance Health, the parent company of Anthem health plans, is No. Health insurance remains overly complex and mind-numbingly frustrating. Established health insurers haven't been able to stem the rise in health costs, which are mostly determined by the prices for medical care.

☆ Health insurance upstarts that grew fast while bleeding money now say they want to turn a profit. They're raising premiums, exiting markets, and leveraging their size to get there.
▼ + stars: | 2023-01-13 | by ( ) www.businessinsider.com time to read: +6 min

Newly public health insurers Bright, Clover, and Oscar historically have prioritized fast growth. Now that it's become harder to raise capital from investors, the insurers Bright Health, Clover Health, and Oscar Health have shifted their strategies toward making money. Bright Health, in particular, was forced to take extreme measures that will see it cover members in just one state this year, after serving people in 17 states in 2022. Here's what Bright, Clover, and Oscar said they're doing to reach a profit, from raising the premiums of their health plans to exiting the markets they once bet big on. Clover slashed its participation in a federal programClover Health CEO Andrew Toy Clover HealthClover also slashed its footprint in a major program to bring down costs.

☆ Oscar Health CEO Mario Schlosser shares how the health-insurance upstart plans to finally turn a profit after years of losses
▼ + stars: | 2023-01-12 | by ( ) www.businessinsider.com time to read: +7 min

Oscar Health has bled money since it was founded more than a decade ago. Oscar Health, the 10-year-old health insurer, has never turned a profit. In an interview with Insider in November, Schlosser said Oscar had already done the legwork to turn a profit. Oscar is doing a better job at lowering patients' medical costs and is raising the prices of its health plans, he said. In 2013, Oscar met with outside actuaries to price its first health plans, Schlosser said.

☆ Australia to ring in 2023 with no COVID restrictions
▼ + stars: | 2022-12-31 | by ( ) www.reuters.com time to read: +1 min

SYDNEY, Dec 31 (Reuters) - Australia is gearing up to celebrate its first restriction-free New Year's Eve after two years of COVID disruptions, with more than a million revellers expected to flock to Sydney's harbourfront and watch an elaborate fireworks display. Lockdowns at the end of 2020 and a surge in Omicron cases at the end of 2021 led to crowd restrictions and reduced festivities. However, curbs on celebrations have been lifted this year after Australia, like many countries around the world, re-opened its borders and removed social distancing restrictions. A rainbow of colour will light up Sydney Harbour, with 2,000 fireworks to be launched from the four sails of the Sydney Opera House and 7,000 fireworks from more positions on the Sydney Harbour Bridge than ever before. For the first time in 12 years, fireworks will be launched from four building rooftops to frame the spectacular show, the organisers said.

☆ Inside the stunning unraveling of Bright Health, a health-insurance upstart that rocketed to an $11.2 billion valuation and then cratered as it grew too fast
▼ + stars: | 2022-12-05 | by ( ) www.businessinsider.com time to read: +11 min

Bright Health Group grew fast. "We're just starting to realize the full potential of our differentiated model, and we're excited about the future of Bright Health Group," Bright CEO G. Mike Mikan told analysts at that investor event. Bright Health is one of a handful of upstarts trying to take on the health-insurance industry. Clover Health; Bright Health; Oscar Health; Olivia Reaney/Business InsiderBreaking into the health-insurance industry is tough. Bright moves to cut expensesAs losses mounted in 2021, Bright scrambled to raise capital.

☆ Health-insurance upstart Clover touted enormous revenues from a new federal program to boost its Chamath Palihapitiya-backed SPAC deal. Now it's slashing its participation after results that one analy
▼ + stars: | 2022-11-30 | by ( ) www.businessinsider.com time to read: +4 min

Clover Health bet big on a controversial new Medicare program with a huge revenue opportunity. Clover Health is slashing its footprint in a key federal program that the health-insurance upstart has bet big on since 2021. The direct-contracting program aims to lower costs for Medicare by changing up how doctors caring for traditional Medicare patients are paid. But Clover lost money during the first year of the program. This article was initially published on November 8 and has been updated with information about Clover's performance in the direct-contracting program in 2021.

She can impersonate an elusive chanteuse or an over-the-top Italian designer or make a phrase like “bubble bath” sound luxuriously burlesque. Rudolph as Donatella Versace during an "SNL" skit in 2002.

☆ Egypt’s Food Supply in Danger as Farmers Struggle to Adapt to Climate Change
▼ + stars: | 2022-11-08 | by ( Chao Deng | ) www.wsj.com time to read: 1 min

FAYOUM, Egypt—Armyworms have ravaged Mohamed Abdel Tawab’s maize crop, the result of increasingly frequent heat waves in this central Egyptian oasis that lies to the west of the Nile. In recent years, the changing weather patterns have helped give rise to pests that have attacked his tomatoes, cucumbers, zucchinis and eggplants. Earlier this year, he tried to plant clover, but the weather was too hot and no sprouts appeared.

☆ Clover Health bet its future on a new federal program that promised enormous revenues. Now it's slashing its participation to focus on turning a profit.
▼ + stars: | 2022-11-08 | by ( ) www.businessinsider.com time to read: +3 min

Clover Health bet big on a controversial new Medicare program with a huge revenue opportunity. Clover Health is slashing its footprint in a key federal program that the health-insurance upstart has bet big on since 2021. The program, known "ACO Reach" and formerly called direct-contracting, aims to lower costs for the Medicare program by changing up how doctors caring for traditional Medicare patients are paid. Clover manages 166,432 people in the ACO Reach program, up from 61,818 a year ago, the company reported Monday. Even with the cuts in participation, Clover still expects to generate about $1 billion in annual revenue from ACO Reach, Toy said.

☆ The Fed, earnings, jobs and China: How we think about this week's deluge of data
▼ + stars: | 2022-11-04 | by ( Zev Fima | ) www.cnbc.com time to read: +8 min

It is very premature, in my view, to think about or be talking about pausing our rate hikes. The news sent those stocks reliant on China for growth — Starbucks, Estee Lauder and Wynn Resorts, among many others — higher. Or bad news could just be bad news if weak data signals a recession ahead. And good news could be good news: for example, if China reopens and U.S. companies exposed to the region see a boost in demand. As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade.

Maya Rudolph doesn’t need to say anything to make us laugh. Audiences around the world want to watch her perform, and only the slightest twitch of her face begets giggles. She can impersonate an elusive chanteuse or an over-the-top Italian designer or make a phrase like “bubble bath” sound luxuriously burlesque. But years ago, when it came to public-facing parts of her job—interviews, talk shows, red carpets—she would find herself unable to be funny. “It would always feel like someone was stealing my soul,” says Rudolph, 50, sitting comfortably in a velvet armchair on a late September afternoon.

☆ The stock market crash is exposing Wall Street's biggest charlatans
▼ + stars: | 2022-10-16 | by ( Linette Lopez | ) www.businessinsider.com time to read: +9 min

In a market bubble, it's easy to confuse opportunity for genius. While many of these new investors invested wisely, a pack of them got swept up in a social-media-driven market mania. For the past decade-plus, the stock market loved this. It's really never a good sign when you see celebrities hanging around the stock market, and during the bubble they were everywhere, pumping crypto and investing in SPACs. Good information about the stock market does not come easy, and Gordon Gekko was right to say that if you want a friend on Wall Street, you should buy a dog.

More marketers are taking notice of California’s data privacy laws after the state said last month that cosmetics retailer Sephora had agreed to pay $1.2 million in penalties for alleged violations related to its targeted advertising practices. Some companies that have received letters have complied or begun working toward compliance, while others remain under investigation, the spokesperson said. Many companies delayed compliance because they disagree with that definition and don’t want to tell consumers that they sell data, he said. The state’s determination that Sephora didn’t process global opt-out requests played a key role in the attorney general’s decision to take action. “People see a headline about Sephora and everyone thinks they sold data,” she said.

☆ Shopify elbows further into brick-and-mortar retail with launch of new POS hardware to rival Square and PayPal
▼ + stars: | 2022-09-27 | by ( Ann Gehan | Madeline Stone | ) www.businessinsider.com time to read: +5 min

POS Go will also help Shopify bring in more revenue through its merchant solutions line of business. The launch reflects Shopify's recent emphasis on physical retail and revenue-generating merchant services like payment processing. Expanding point-of-sale offerings could also help Shopify grow its merchant services revenue, both through the sale of POS hardware and recurring revenue from processing more transactions. Merchant services will most likely remain a priority for the company going forward. Kaz Nejatian, who was formerly Shopify's vice president of product for merchant services, was promoted to chief operating officer earlier this month.

☆ Shopify elbows further into brick-and-mortar retail by launching new POS hardware rivaling Square and PayPal
▼ + stars: | 2022-09-27 | by ( Ann Gehan | Madeline Stone | ) www.businessinsider.com time to read: +5 min

☆ Big SPAC unwind has consequences for few
▼ + stars: | 2022-09-20 | by ( ) www.reuters.com time to read: +2 min

Chamath Palihapitiya, Founder and CEO of Social Capital, presents during the 2018 Sohn Investment Conference in New York City, U.S., April 23, 2018. REUTERS/Brendan McDermid/File Photo/File PhotoNEW YORK, Sept 20 (Reuters Breakingviews) - Chamath Palihapitiya pushed the limits of the blank-check boom. If his shortcomings were the worst of the SPAC fallout, it isn't so bad. The SPAC boom was part of the stock market excess inflated by government stimulus and ultra-low interest rates following the global pandemic. They do not reflect the views of Reuters News, which, under the Trust Principles, is committed to integrity, independence, and freedom from bias.

☆ Evercore ISI downgrades Block to underperform and slashes price target, citing growing headwinds in payments
▼ + stars: | 2022-09-14 | by ( Carmen Reinicke | ) www.cnbc.com time to read: +2 min

Increased competition Competition in the payments space is heating up and could be a headwind for Block. In addition, given expectations for a U.S. economic slowdown, Evercore ISI now sees Block's profit growth rate continuing to decline from the second half of this year through 2024. "While cross-selling Afterpay within Seller and Cash App should help, these headwinds should sustain through 2023E," Togut said. "2022E-2024E, we forecast Afterpay's gross profit growth rate will average 13%, down from 83% and 72% in 2020 and 2021, respectively." Cash App is a different story, as Evercore ISI sees it growing gross profit in the coming quarters by utilizing new products and cross-selling.

☆ I made $900,000 in sales last year through my brick-and-mortar boutique. Here's how I turned my side hustle into a business.
▼ + stars: | 2022-03-29 | by ( Jamie Killin | ) www.businessinsider.com time to read: +8 min

She hustled her way into building a business by going to trade shows and getting into wholesale. Our gross sales went from about $27,000 a month to $78,000 a month. It's just now kind of stabilized again by getting us close to our pre-pandemic sales of $80,000 to $100,000 per month. She responded and said, "You won't believe it, but my business partner also owns a space by the original Postino restaurant." It turned out that Scottsdale space resembled our Dallas space.

☆ Picasso, Larissa sau Hokey Pokey. 400+ idei cum poți să îți numești ariciul drăguț
▼ + stars: | 2021-01-16 | by ( Onixmedia Srl | ) diez.md time to read: +3 min

Aricii, în calitate de animale de companie, sunt mai rar întâlniți, dar totuși sunt multe persoane a căror inimă se topește când în jur este înconjurat de aceste ființe adorabile. Dacă ești în pană de idei ce nume să îi pui noului tău prieten de companie, dar vrei neapărat un nume cât mai deosebit care ar caracteriza perfect temperamentul ariciului, echipa #diez îți vine în ajutor cu 100+ sugestii. # Nume drăguțe pentru arici:HedgyBirchPicassoSunflowerRaddishBubbleTacoNoodleBlinkerPiperButtercupTwixMalibuPazzoRibbonNandaMonkeyThornFoxyBeedlePokeyWafflesSunnyBullyChikaPandaTonksPuddingFlowerMidnightCurly-QLeoSkatPadfootTallulahRufusMangoSpikeShadowBabyPumpkinCottontailLupinStubbyQuillPicklesSnowflakeCherryMozartNuggetCocoHuffyStitchSkeeterCricketGrumpyShaggyBoobooLagunaBlossomCloverQuilliamSweetpeaPeanutPinkyCookieTrixDizzyFusePretzelPeachyButtonsPinotPricklyMuggleCheesecakeBladeTulipHappyPepperPincushionStarZuriBurritoCupcakeHedwigYonaDragonSkipperCinnamonStrawberryRoxieWhiskersZig ZagSilasNutmegCaramelQ-TipMerryTinkFudgeTankCometZeppelinEltonSparkyPotatoAlmondQuattroHokey PokeyPippieButterballPunkTeacupSpinCodaPixieScroogeBingCottonFangPokeahontasPopplesWolfiePebblesVanillaToffeeBristlyBagelAppleSugarReeceToastTurboJinxJazzSkittlesTangoButterBlueberryPistachioSonicChaucerQuilly WonkaBruiserKobyGraySnufflePowderHogletRebelGuinnessPatWednesdaySkipZenPorkyBlizzardOliveCloudyElwoodCheese NipPoppyCocoaBumperHermesPhoenixBubblesKitLeftyCactusWalnutMcFlurryFlashPinSpikyHamletOnyxMeadowTortoiseSplinterParisMidoriPinocchioMochiScabbersGillsVegasZippySkylerPipsieClooneyCheetoDominoFidoSaltPeriwinkleNibblesMooshieMarshmallowJazz/JazzyHoggyDumplingZorroSilverArrowBlazePieLunaTwinklesTinker BellSushiCrookshanksNeedlesScoutPouchesScuttleSpiceTatertotPinballMonetPricklesButtonBiscuitSpockNellNuttyPoohSkippyOreoMannyCrystalHokeyKiwiUrchinSpriteCosmoPine ConeSnugglesMulderZeroMoodyPearlHersheyFernMulliganCuddles# Nume pentru arici masculi:MickeyMaxOscarGibsonZekeObiePeterTibbsWilburRomeoLukeCasperPaulKingstonJuniorWaltHughFritzRudyTexChipLinusRalphGriffNateSebastianAlvinBurtMarvRioRockyBrunoMarioAtticusSidDocCodyRedfordErnieGusBuckLukaMerlinBuzzScullyPipBarneyTheoJoeEdOtisMartiArchieMarvinPatrickBobaSaulOzzieSammyChandlerMyloAceMikeNicoMobyMurphyHutchBartParkerEarlBarclayWizzyTannerFrankyPaulieJasperEddieFelixBodiePaddingtonSnoopyLoganRichieLandonNume pentru aricioaice:

Persons: echipa, diez, Hedgy, Beedle, Chika, Leo Skat, Cherry, Coco Huffy, Skeeter, Dizzy, Pepper, Hedwig Yona, Strawberry, Merry, Zeppelin, Sparky, Scrooge Bing Cotton Fang, Sugar Reece, Quilly Wonka Bruiser Koby Gray, Guinness Pat, Skip Zen Porky, Olive, Elwood, Phoenix Bubbles Kit Lefty Cactus Walnut, Skyler Pipsie Clooney Cheeto Domino Fido, Hoggy, Luna, Bell, Monet, Button, Nell Nutty Pooh, Oreo Manny Crystal, Mulder Zero Moody Pearl Hershey Fern Mulligan, Mickey Max Oscar Gibson Zeke Obie Peter Tibbs Wilbur Romeo Luke Casper Paul, Mickey Max Oscar Gibson Zeke Obie Peter Tibbs Wilbur Romeo Luke Casper Paul Kingston Junior Walt Hugh Fritz Rudy Tex Chip Linus Ralph Griff Nate Sebastian Alvin Burt Marv Rio Rocky Bruno Mario Atticus Sid Doc Cody Redford Ernie Gus Buck Luka Merlin Buzz Scully Pip Barney Theo Joe Ed Otis Marti Archie Marvin Patrick Boba Saul Ozzie Sammy Chandler Mylo, Mike Nico Moby Murphy Hutch Bart Parker Earl Barclay Wizzy Tanner Franky Paulie Jasper Eddie Felix Bodie, Snoopy Logan Richie Landon Nume Organizations: Guinness, Mickey Max Oscar Gibson Zeke Obie Peter Tibbs Wilbur Romeo Luke Casper Paul Kingston Junior

☆ La ce vaccinuri pentru Covid-19 lucrează marile companii farmaceutice
▼ + stars: | 2020-03-15 | by ( ) tvrmoldova.md time to read: +2 min

Mai multe companii de top şi-au unit forţele pentru a găsi leacul la cea mai gravă criză medicală din acest secol, conform Fox News. Luna trecută, Organizaţia Mondială a Sănătăţii (OMS) a estimat că va dura măcar 18 luni până la găsirea unui vaccin pentru noul coronavirus. Compania a trimis o serie de vaccinuri pentru teste şi în Statele Unite. Inovio a mai lucrat în trecut pe un vaccin pentru un alt coronavirus, MERS, potrivit Bloomberg Intelligence. Compania ar putea să-şi folosească cercetările anterioare pentru găsirea rapidă a unui leac, potrivit Mediafax.

Persons: Clover, Johnson, J, Sanofi Pasteur, Sanofi, Inovio Organizations: Fox News, OMS, Moderna Inc, Compania Moderna Inc, Glaxosmithkline, american, Mediafax Locations: Statele Unite, Philadelphia

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