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☆ Miami Dolphins snap three-game skid with victory over the Los Angeles Rams
▼ + stars: | 2024-11-12 | by ( Homero De La Fuente | ) edition.cnn.com time to read: +3 min

CNN —The Miami Dolphins snapped their three-game losing streak on Monday night, defeating the Los Angeles Rams 23-15 at SoFi Stadium in Inglewood, California. Entering Monday night’s game, the Dolphins had been 0-2 since Tagovailoa’s return, losing both games on last-second field goals. Miami Dolphins linebacker Quinton Bell forces Los Angeles Rams quarterback Matthew Stafford to fumble the ball during the first half of the game. Marcio Jose Sanchez/APDuring Monday’s game, Miami’s defense held the Matthew Stafford-led Rams out of the endzone all night, sacking the quarterback four times. “To create a wildfire all it takes is one spark,” said Miami defensive lineman Calais Campbell about ending the losing streak.

Persons: Malik Washington, Tyreek Hill, Tua Tagovailoa, Jason Sanders, “, ” Tagovailoa, “ We’ve, Tagovailoa, Quinton Bell, Matthew Stafford, Marcio Jose Sanchez, ” Stafford, Joshua Karty, ”, Calais Campbell Organizations: CNN, Miami Dolphins, Los Angeles Rams, SoFi, NFL, Dolphins, Rams, ”, Buffalo Bills, Miami, AFC East, Los Angeles, Las Vegas Raiders, Patriots Locations: Inglewood , California, Miami, Los, New England

A brand-new Disney cruise ship rushed to the aid of a catamaran taking on water in the Atlantic on Sunday and plucked four people to safety, authorities said. The Disney Treasure responded, saying it was 80 miles from Serenity, before heading to the catamaran and arriving between 1 p.m. and 1:45 p.m., according to the Coast Guard. A life boat from the cruise ship Treasure heads toward a disabled Catamaran. It appeared Disney Treasure was only recently constructed and headed to its future home in Port Canaveral, Florida, when she was unexpectedly called to duty. The Disney Treasure "journeys across the Atlantic Ocean ... in preparation for its inaugural season this December," according to a Disney blog posting on Friday.

Persons: Christine Bills, Thomas, Meyer Werft Organizations: Disney, Coast Guard, U.S . Coast Guard, NBC News, U.S . Virgin Locations: Bermuda, Elizabeth City , North Carolina, U.S, Port Canaveral , Florida, Tortola, British Virgin Islands, St, U.S . Virgin Islands, Bahamas

☆ Is this going to be a Twitter presidency or a TV one?
▼ + stars: | 2024-11-11 | by ( Peter Kafka | ) www.businessinsider.com time to read: +6 min

Does this mean Twitter is going to be more important in the Trump 2.0 era? It's really not Twitter — it's — Twitter goes on television, or if they have breaking news, I'll tweet, I'll say "Watch this — boom." AdvertisementTrump was the TV presidentTrump was transfixed by TV, and that meant TV was the most important medium during his first presidency. Musk, for instance, spent part of his Sunday using Twitter to criticize "Saturday Night Live" — just like Trump used to do. But I will be surprised if Donald Trump, TV guy, becomes Donald Trump, Twitter guy.

Persons: Donald Trump, Elon Musk, Trump, —, Tucker Carlson, Charlie Kirk, Kirk, US Sen, Rick Scott, 🇺🇸🇺🇸, own e, abou, witt, and i, ike Organizations: Twitter, Service, Trump, US, itt, Fox, Adv

☆ Despite presidential headwinds, these Senate Democratic candidates won states Harris lost
▼ + stars: | 2024-11-11 | by ( Arit John | ) edition.cnn.com time to read: +8 min

CNN —Republicans flipped the Senate, but Democratic candidates often outran the top of the ticket, winning at least four battleground states that Vice President Kamala Harris lost. Harris lost all seven swing states to President-elect Donald Trump, while her party’s Senate candidates narrowly held Wisconsin, Nevada and open seats in Michigan and Arizona. In some races, the differences between the Senate candidates’ and Harris’ performances were more pronounced among subsections of the Democratic coalition. While Trump won independents by 2 points, Rosen won the group by 6. Overall, Democratic Senate candidates received more votes than Harris in about half of this year’s races, including in less competitive states such as Minnesota, Virginia and Missouri.

Persons: Kamala Harris, Harris, Donald Trump, Trump, Elissa Slotkin –, Michigan Sen, Debbie Stabenow –, Sen, Tammy Baldwin, Republican Eric Hovde, Jacky Rosen, Republican Sam Brown, Ruben Gallego, Kyrsten Sinema, Republican Kari Lake, Gallego, ’, Rosen, Brown, – Jon Tester, Sherrod Brown, Ohio –, Tester, Republican Tim Sheehy, Republican Bernie Moreno, “, ”, Matt Bennett, Moreno, Sheehy, Larry Hogan, Hogan, Angela Alsobrooks, Mike Berg, ” Berg, Joe Manchin, Manchin, Democratic Sen, Bob Casey, Dave McCormick, Republican Mitt Romney, Maine Sen, Susan Collins, Biden, Barack Obama, ” David Bergstein, Democrats ’, Republicans ’, Joe Biden, Baldwin, Casey, Slotkin, ” Rosen Organizations: CNN, Republicans, Democratic, Senate, Republican, Trump, Michigan, Lake, Montana, Trump voters, Overall, Gov, National Republican Senatorial, Center, Politics, University of Virginia, Democrats, Biden, Law, Convention, White, Democratic Senate Locations: Wisconsin, Nevada, Michigan, Arizona, Pennsylvania, Michigan , Wisconsin, In Wisconsin, Ohio, Minnesota, Virginia, Missouri, Maryland, West Virginia, Maine, Casey, Las Vegas

☆ White House races to dole out funding from key legislation before Trump takes office
▼ + stars: | 2024-11-11 | by ( Arlette Saenz | ) edition.cnn.com time to read: +8 min

CNN —The White House is racing to dole out remaining funds appropriated from key legislation President Joe Biden signed before President-elect Donald Trump takes office in 10 weeks. The implementation efforts reflect one slice of how the Biden administration is working to shore up key initiatives as the second Trump presidency approaches. Speaking to reporters on Monday, the first official day at COP29, Podesta said the Biden administration is “fully committed” to obligating outstanding funding under Biden’s climate law, the Inflation Reduction Act. About $103 billion in Inflation Reduction Act funding, which makes up 92% of the law’s total, has been announced as of late October. While Trump has criticized the CHIPS legislation as “so bad,” it has enjoyed bipartisan support because the plans could create jobs and infuse money into local communities.

Persons: Joe Biden, Donald Trump, Biden, Trump, ramping, White, Natalie Quillian, “, ”, ” Quillian, John Podesta, Podesta, it’s, ” “, Andrew Harnik, Mike Johnson, he’d, Betsy Klein, Ella Nilsen Organizations: CNN, Commerce Department, Law, White House, White, UN, Act, House Republicans, American, Congress, Trump, Semiconductor, The Commerce Department, Polar Semiconductor, Intel, Micron Technology, Samsung, Taiwan Semiconductor Manufacturing Company, Commerce, Louisiana Republican Locations: Ukraine, America, Baku, Azerbaijan, COP29, ”, Washington , DC, New York, Corning, Pennsylvania, Minnesota, Louisiana

☆ The coming reign of the only child
▼ + stars: | 2024-11-11 | by ( Ann Friedman | ) www.businessinsider.com time to read: +16 min

American women are having kids later in life, leaving less time to bear multiple children. American women in general are having children later, but the delay is most pronounced among the most educated. Even religious conservatives, who are biblically motivated to be fruitful and multiply, are starting families later and more often having only one child. So what will the coming reign of the only child mean for America? Just as having children is no longer seen as a required stage of adulthood, having siblings will no longer be a de facto part of childhood.

Persons: Hallie Parker, —, Parker, Harry Potter, Harriet, Dennis, Menace, They're untethered, Drew Barrymore, Woods, Kanye, Zers, we've, it's, Granville Stanley Hall, Spock, Hall, Toni Falbo —, Thomas Edison, Jack Welch, Carl Icahn —, Rebecca Zisser, It's, Anastasia Berg, What's, isn't, Berg, Corinne Lyons, wasn't, fiancé, Lyons, China's, Onlies, they'll, iStock, they're, Paul Ehrlich, Anne, Bill McKibben, Elon Musk, JD Vance, Rainer Turim, Ann Friedman Organizations: National Council, Family Relations, Granville, Harvard, Hall, Detroit, Alpha Kappa Alpha Locations: America, Sweden, France, China, Stanford, Vietnam, India, Manhattan, Los Angeles

☆ Bans on out-of-hours work calls and emails are looming. They could bring trouble as well as peace.
▼ + stars: | 2024-11-11 | by ( Lindsay Dodgson | ) www.businessinsider.com time to read: +6 min

There are clear mental health benefits to healthy workplace boundaries. AdvertisementIn France, where the trend emerged, workers are under no obligation to work at home, and ignoring calls outside work hours is no grounds for discipline. Related storiesMental health benefitsThere are clear mental health benefits to healthy workplace boundaries. Cooper said that when attempting to improve a company's culture, you also don't want to eliminate flexible working altogether. In his work on the book "Flexible Work: Designing our Healthier Future Lives," Cooper found that people have wanted flexible work for a long time.

Persons: —, Rentokil, Elouisa Crichton, Sir Cary Cooper, Cooper, Crichton, it's, Jeri Doris, Doris Organizations: Service, Labour, Gallup, BI, Manchester Business School Locations: France, Portugal, Australia, New York, Washington, California

☆ ETF world buzzing about new cash flooding into funds seen winning from Trump trades
▼ + stars: | 2024-11-11 | by ( Bob Pisani | ) www.cnbc.com time to read: +7 min

"For example, during Trump's previous administration, deregulation in the energy sector boosted oil and gas stocks, benefiting energy ETFs." Aggregate Bond ETF (AGG) and Vanguard Total Bond Market Index Fund ETF (BND), two of the world's largest bond ETFs, and longer-term funds like iShares 20+ Year Treasury Bond ETF (TLT). Crypto ETFS having big year and getting bigger Since launching in January, crypto ETFs have attracted roughly $70 billion in assets, one of the most successful ETF launches ever. Bitcoin ETFs including the iShares Bitcoin Trust (IBIT), the largest bitcoin ETF by assets under management, have seen significant inflows since October. Rosenberg at Texas Capital acknowledges that certain ETF sectors, like industrials ( Vanguard Industrials Index Fund ETF , or VIS; iShares U.S. Industrials ETF , or IYJ), "could be hurt by more tariffs."

Persons: Trump, Tom Lydon, John Davi, iShares Russell, ROE, Matt Bartolini, Bartolini, Gavi, Edward Rosenberg, Gary Gensler, Michael Novogratz, Cathie Wood, Todd Sohn, Wood, Davi, Rosenberg, industrials Organizations: Astoria, CNBC, Potential Trump, Bank ETF, Assets ETF, Trump, ETF Research, Street Global Advisors, Regional Bank ETF, Treasury, Aggregate Bond, Vanguard, Fund, Treasury Bond ETF, Texas, SEC, Commodity Futures, Galaxy Digital Holdings, ARK, Innovation, ARKK, Downside, China ETF, Texas Capital, Index, Industrials, U.S, Edge Locations: Astoria, Congress, rulemaking, Coinbase, China, Mexico

☆ Climate Action 15: 2024's Leading Innovators for a Sustainable Future
▼ + stars: | 2024-11-11 | by ( ) www.businessinsider.com time to read: +40 min

Editor's note: Business Insider's reporters and editors nominated leaders based on insights from past Climate Action honorees, expert sources, and reader submissions. Courtesy of Jayson RicamaraSaudi Arabia, with its hot desert climate and little fresh water, is one of the most difficult farming environments. AdvertisementIyris in October also launched a sustainable-farming pilot in Saudi Arabia with chemical and plastic manufacturers as well as companies including Red Sea Global, a luxury tourism developer. A UN climate panel estimated that harnessing wave energy could supply 20% more electricity than the world produced in 2022. The US is trying to shore up its own mining and manufacturing base to curb China's power, including in battery recycling.

Persons: Derya Baran, Iyris Derya Baran, Jayson Ricamara, Baran, SecondSky, who's, Inna Braverman, Braverman, David Leb, Charles Callaway, Environmental Justice Charles Callaway ., Callaway, Clara, Gretchen Cara Daily, Stanford University Gretchen Cara Daily, Daily, NatCap, Juan Carlos Navarro, Panama Juan Carlos Navarro, Panama Navarro, José Raúl, Haiti —, Navarro, del, Reinhold Gallmetzer, Reinhold, Gallmetzer, Brazil's JBS, packer, Diane Gilpin, Smart Green Shipping Diane Gilpin, Gilpin, Drax, Roberta Tuurraq Glenn, Borade, Savok Glenn, Glenn, Cynthia Houniuhi, Houniuhi, it's, Arvind Kumar, Prasad, Rice, Kumar, Ari Matusiak, Gazur, Matusiak, —, Duncan McIntyre, McIntyre, Altenex, Ozane, Biden, It's, Delta, Liz Ricketts, Charlie Engman Ricketts, Ricketts, Ricketts didn't, Chao Yan, Princeton NuEnergy Chao Yan, Yan Organizations: Iyris, United Arab, King Abdullah University of Science, Technology, Red, Eco, UN, Eco Wave Power, Shell, Environmental Justice, Proctor Academy For Callaway, Metropolitan Transportation Authority, Green Institute, Callaway, Natural, Stanford University, Stanford, Facility, Ministry, Environment, Panama's, UNESCO, US State Department, National Association for, Nature, Center, for, Carrefour, Nestlé, Smart Green Shipping, Scottish Enterprise, International Windship Association, Maritime Organization, Union, Alaska Arctic Observatory, National Weather Service, AAOKH, University of Alaska, Pacific Islands, University of, International Court of Justice, United Nations, Prasad Seeds, Labor, Prasad, International Rice Research Institute, Rewiring, Reduction, Communities, Highland Electric, Schools, Highland, Beverly Public Schools, Fortune, Edison International, Louisiana, US Department of Energy, Ozane, White, LNG, Vessel Project, Biden, Department of Energy, Kantamanto, London . Brands, McKinsey, Princeton, New Jersey Institute of Technology, Princeton University, Princeton NuEnergy, Energy, Laboratory, EV Locations: Jayson Ricamara Saudi Arabia, Saudi Arabia, United Arab Emirates, Egypt, Spain, Ukraine, Cherkassy, Israel, Gibraltar, Port of Los Angeles, Porto, Portugal, West Harlem, New York City, Clara Hale, Costa Rica, Belize, China, NatCap, Stanford, Panama, Colombia, Venezuela, Haiti, Panama City, Brazil, Peru, Brazilian, , Norway's, Barrow, Furness, Alaska, University of Alaska Fairbanks, Utqiaġvik, Fanalei, Solomon Islands, Fiji, Vanuatu, Tonga, Asia, Saharan Africa, India, Philippines, Nepal, Bangladesh, Africa, Hyderabad, South, Southeastern Asia, Subhanpur, Rewiring America, Massachusetts —, Sulphur , Louisiana, Calcasieu, Vessel Project Louisiana, Accra, Ghana, New York, London, Kantamanto, Taiyuan, China's Shanxi, Argonne, South Carolina

☆ NFL Week 10 review: QB plays like ‘best player on planet’ in win
▼ + stars: | 2024-11-11 | by ( Ben Morse | ) edition.cnn.com time to read: +10 min

CNN —Week 10 of the NFL season was one full of drama, talking points and some big solo performances. QB plays like ‘best player on planet’ in historic gameThe Arizona Cardinals had a successful afternoon and that largely came thanks to the historic performance of their quarterback, Kyler Murray. He completed 22 out of 24 of his passing attempts, throwing for one touchdown and running for two more scores. Chris Coduto/Getty ImagesMurray also became the first player in NFL history to complete 85% of his passes with 250 passing yards and two rushing touchdowns. “I think the quarterback was the best player on the planet today,” Gannon said.

Persons: Kyler Murray, Murray, Carson Palmer, Chris Coduto, Aaron Rodgers, Jonathan Gannon, ” Gannon, Ross D, ” Murray, Drew, We’re, Rodgers, “, Deebo Samuel, Jake Moody, Christian McCaffrey, Ricky Pearsall, Taybor Pepper, Moody, Raymond James Stadium, Samuel, Pepper, ”, Moody “, I’m, ” Pepper, Jake, ” Moody, Julio Aguilar, Kyle Shanahan, ” Shanahan, they’ve, It’s, Dennis Allen, Darren Rizzi, Derek Carr, Marquez Valdes, Scantling, Younghoe Koo, Kirk Cousins, Tyrann Mathieu, ” Rizzi, Jonathan Bachman, Rizzi, couldn’t, Payton Turner, I’ve Organizations: CNN, NFL, Carolina Panthers, New York Giants, Kansas City Chiefs, Dallas Cowboys, Arizona Cardinals, Cardinals, New York Jets, NFC West, Jets, Getty, Franklin, State, San Francisco 49ers, Tampa Bay Buccaneers, 49ers, Buccaneers, San, Saints, New, New Orleans Saints, NFC South, Atlanta Falcons, Falcons, Atlanta, NFC, New England Patriots, Chicago Bears, Buffalo Bills, Indianapolis Colts, Minnesota Vikings, Jacksonville Jaguars, Denver Broncos, Pittsburgh Steelers, Washington, Tennessee Titans, Los Angeles Chargers, Philadelphia Eagles, Detroit Lions, Houston Texans Locations: Germany, Arizona, ”, California, San Francisco, New Orleans

☆ Trump ‘most likely’ needs 60 votes in Senate to enact tariff plan, Sen. Rick Scott suggests
▼ + stars: | 2024-11-10 | by ( Greg Iacurci | ) www.cnbc.com time to read: +2 min

Sen. Rick Scott, R-Fla. — one of three lawmakers vying to succeed Sen. Mitch McConnell, R-KY, as Senate majority leader — suggested Sunday that Trump would probably need Congress' help. "The tariffs, that most likely is going to require 60 [votes in the Senate] unless there's some way we can get that done through reciliation with 51 [votes]," Scott said on Fox News "Sunday Morning Futures." It avoids a filibuster, which requires 60 votes to overcome. Trump has vowed across-the-board tariffs of 10% to 20% on all imports arriving into the United States and at least a 60% tariff on Chinese imports. Economic experts dispute whether Trump's tariff plan, especially the tax on global imports, can be done via executive action.

Persons: Donald Trump, Sen, Rick Scott, Mitch McConnell, —, Trump, Scott, He's, Alan Wolff, Jason Furman, Obama Organizations: Fox News, Representatives, Deere & Co, World Trade Organization, Trump, Harvard University, of Economic Advisers, CNBC Locations: United States, Mexico, U.S

☆ Still-stunned Democrats begin to squint toward their future
▼ + stars: | 2024-11-10 | by ( Edward-Isaac Dovere | ) edition.cnn.com time to read: +14 min

CNN —Pick one word to describe Republicans and Donald Trump, the focus group moderator asked, and one word to describe Democrats and Kamala Harris. “Donald Trump is a uniquely more popular figure, but what is it about him that makes him that way? Former President Donald Trump gestures during a campaign rally in Waco, Texas, on March 25, 2023. But what Democrats face is much deeper than the usual finger-pointing by a losing campaign or speculation about the next set of presidential primary candidates. It goes beyond easy comments about talking more to the working class when Democrats lost ground among nearly every demographic in the presidential race.

Persons: Donald Trump, Kamala Harris, “, ”, hadn’t, Harris, Joe Biden, she’d “, what’s, Hillary Clinton, JB Pritzker, “ Donald Trump, Barack Obama, Obama, Leah Millis, Vermont Sen, Bernie Sanders, David Plouffe, Biden, Jen O’Malley Dillon, Stephanie Cutter, ’ ”, Pat Ryan, Marie Gluesenkamp Perez, Republican she’d, “ It’s, ” Gluesenkamp Perez, ” Harris, Hannah McKay, weren’t, Joe Rogan, Rogan, Trump, Sanders, – Pritzker, Tim Walz, Gavin Newsom, Hakeem Jeffries, Angie Craig, we’ve, Craig, She’s, ’ ” Craig, Gluesenkamp Perez, Joe Morelle, Josh Shapiro’s, Chris Deluzio, Democratic Sen, Bob Casey, ” Deluzio, David Goldman, Bill Clinton, Jimmy Carter, hasn’t, George W, Bush’s, Levi Strauss, Daniel Lurie, London Breed, Harris ’, Oprah Winfrey, Ryan Organizations: CNN, Trump, Democratic, Gov, Biden, Lone Star, Electoral, Reuters, New York Democrat, Republican, Howard University, Tuesday, Trumpism, California Gov, Minnesota, Twin, Democrats, New York Rep, Pennsylvania Gov, Pennsylvania, London, Democratic Party Locations: Pennsylvania, Illinois, Michigan, Lone Star State, Washington, ”, Texas, Waco , Texas, Vermont, Hudson Valley, “, Wilmington , Delaware, America, Minnesota, Twin Cities, Pittsburgh, Dearborn , Michigan, Grant Park, New York

☆ Blurred vision, shortness of breath, massive bills: Residents near a Georgia chemical plant fire say they’re suffering a month later
▼ + stars: | 2024-11-10 | by ( Holly Yan | ) edition.cnn.com time to read: +20 min

Conyers residents Kisha and Akeno Reid say they have suffered ongoing symptoms since the BioLab fire more than a month ago. Rockdale County issued a shelter-in-place advisory for 90,000 residents, and about 17,000 residents had to evacuate. Peter Zay/Anadolu/Getty Images/FileAbout 15,000 students from Rockdale County Public Schools couldn’t go to school for three weeks and had to learn remotely. The announcement came the same day Rockdale County lifted its nightly shelter-in-place advisory, which lasted for weeks. “The damage is already done.”Like other residents, Smith worries about her property value plummeting and possible long-term hazards to her family.

Persons: ”, Kisha Reid, she’s, haven’t, Akeno, won’t, it’s, Akeno Reid, Holly Yan, –, Reid, “, Mr, Brandy, Conner, Darryl Brown, Alicia, Curtis Compton, Hurricane Laura, Bryan Vasser, Vasser, ” Vasser, they’re, …, Kisha Reid Conner, Hydroxyzine, he’s, “ I’m, ” BioLab, BioLab, Conyers, “ That’s, ” Weeks, Peter Zay, Rockdale County Public Schools couldn’t, Terry Oatts, Reid’s, Ms, ” Ms, KIK, ” Conner, Christine Smith, Smith, ” Smith, defecating, ” Christine Smith, CNN Smith, Weeks Organizations: Georgia CNN, ” CNN, CNN, US Chemical Safety, Hazard Investigation, “, Atlanta –, for Disease Control, Prevention, CDC’s Agency, Toxic Substances, Disease Registry, Environmental Protection Agency, EPA, Air, Agency, Getty, Rockdale County Public Schools, KIK Consumer Products, Distribution, U.S . Chemical Safety Board Locations: Conyers, Georgia, Kisha, ”, BioLab, Richfield, Rockdale, Rockdale County, Westlake , Louisiana, Hurricane, Atlanta, Conyers , Georgia, Conyers ’, Anadolu, Texas, Cairo

☆ Kansas City Chiefs block potential game-winning field goal, defeat Denver Broncos to stay unbeaten
▼ + stars: | 2024-11-10 | by ( Homero De La Fuente | ) edition.cnn.com time to read: +5 min

CNN —The Kansas City Chiefs pulled off another unlikely victory on Sunday, blocking a 35-yard field goal attempt by Denver Broncos kicker Wil Lutz as time expired, to win 16-14 and improve to an undefeated 9-0 record this season. However, the Chiefs’ defense came up clutch when the team needed it the most, as Leo Chenal, among a bevy of Kansas City defenders, broke through to get an arm on the ball for the game-sealing block. It will stingDenver Broncos quarterback Bo Nix looks to pass in the second quarter of a game against the Kansas City Chiefs at Arrowhead Stadium on November 10, 2024 in Kansas City, Missouri. The following week, despite a three turnover game, Kansas City was locked in a high-scoring affair against the Cincinnati Bengals. Kansas City will next travel to Buffalo to play against a Bills team that is 8-2 on the season for a battle between AFC heavyweights on November 17.

Persons: Wil Lutz, Patrick Mahomes, Harrison, Bo Nix, Leo Chenal, Leo, ” Mahomes, Chenal, ” Chenal, “, Travis Kelce, Denny Medley, Hall, Famer Tony Gonzalez, Taylor Swift, Mahomes, Sean Payton, Jamie Squire, Lamar Jackson, Isaiah Likely, Butker, Baker, Ryan Miller, Kareem Hunt Organizations: CNN, Kansas City Chiefs, Denver Broncos, Chiefs, Las Vegas Raiders, NFL, Green Bay Packers, Kansas City, ” Kansas City Chiefs, Arrowhead, Sports, Reuters, Famer, ” Broncos, Baltimore Ravens, AFC, Ravens, Cincinnati Bengals, Super Bowl, Tampa Bay Buccaneers, Bills Locations: Kansas, ”, Kansas City , Missouri, Reuters Kansas, Tampa, Buffalo

☆ How to say 'no' when family and friends ask to borrow money, from a financial therapist
▼ + stars: | 2024-11-10 | by ( Cheyenne Devon | ) www.cnbc.com time to read: +2 min

Lending money to a friend or family member can put a strain on the relationship if you're not careful. Often, close friends or family members may be aware of the things you're spending money on, like clothes or vacations, and make judgements about what you can or can't afford. But it's important to remind yourself that no one knows your money better than you, Evans says. Give what you can affordDirectly saying no when a friend or family member asks for money can be hard, especially if you've loaned them money in the past. Say a friend asks to borrow $100, but you know giving them the full amount would significantly impact your budget.

Persons: Aja Evans, Evans, you've Organizations: CNBC

☆ I couldn't afford to move out when my boyfriend and I broke up. We're still roommates a year later because it makes works for us.
▼ + stars: | 2024-11-09 | by ( ) www.businessinsider.com time to read: +5 min

My ex and I broke up but continued living together because I couldn't afford to move out. A year later, we are still roommates after setting some boundaries and saving money. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . Like most of my friends, she's still puzzled about why I live with my ex even though we broke up. Related Video How a 'hoarder's house' is deep cleanedAfter three years of dating, we broke up to pursue our own interests.

Persons: —, she's, I've, we'd, We've, we've, We'd Organizations: Service Locations: Nairobi

But some are pointing to an issue with far less power in American politics: transgender rights. Between the 2020 and 2024 elections, transgender rights have become a political flashpoint in the nation’s culture wars. And perhaps nothing stoked more conversation than the issue of transgender girls and women competing in girls and women’s sports. “Please do not blame trans issues or trans people for why we lost,” he wrote on X on Thursday. Brianna Wu, a prominent transgender Democratic activist, told NBC News in an interview that the debate over trans rights has “radically shifted” in recent years.

Persons: Joe Biden, Tom Suozzi, “, Seth Moulton, I’m, Moulton, Tom Williams, Gilberto Hinojosa, ” Hinojosa, Brad Pritchett, Hinojosa’s, ” Pritchett, ”, Kamala Harris, Donald Trump, Bud, Lia Thomas, Thomas ’, Imane Khelif, Rich von Biberstein, Harris, “ Kamala, Trump, ” Harris, Hallie Jackson, Sam Alleman, Brianna Wu, Wu, ” Wu Organizations: ”, New York Times, “, Suozzi, Inc, Getty, Texas Democratic, Democratic, Equality, NBC News, NBC, American Civil Liberties Union, Corporate America, University of Pennsylvania’s, NCAA, Paris Games, University of Pennsylvania, AP, Republicans, AdImpact, NFL, Democratic National Convention, Congress, khakis Locations: Texas, Equality Texas, Algeria

WASHINGTON — Republicans are gearing up to lock in their remake of the judiciary under President-elect Donald Trump and a new Senate majority, including potentially installing several more conservative Supreme Court justices. Conservatives are prepared for Supreme Court retirements, with the most attention on Justice Samuel Alito, 74. GOP won't pursue Supreme Court ethics rulesTrump already transformed the federal courts in his first term, appointing 54 appeals court judges and 174 district court judges, many of whom are closely linked with the Federalist Society, a conservative legal group. Biden has made his own mark on the judiciary, appointing 210 district and appeals court judges in total, including 44 appeals court judges, falling just short of Trump’s total. “We’ll quit beating up the Supreme Court every time we don’t like the decision they make,” he said.

Persons: Donald Trump, — Trump, Trump, Samuel Alito, Alito, ”, Mike Davis, “ That’s, — John Thune, John Cornyn, “, ” Cornyn, Thune, Trump’s, Clarence Thomas, Roe, Wade, John Malcolm, Franklin D, Roosevelt, — Neil Gorsuch, Brett Kavanaugh, Amy Coney Barrett —, Biden, Davis, Thomas, Don McGahn, ’, you’ve, Sonia Sotomayor, Ruth Bader Ginsburg, Trump's, Barrett, “ Sonia Sotomayor, Sotomayor, Alex Aronson, Sotomayor didn’t, Chuck Grassley, Sen, Grassley, Josh Hawley, Trump hasn’t, Malcolm, Andrew Oldham, Amul Thapar, JD Vance’s, Usha Vance, Thapar, Judge James Ho, Neomi Rao, Patrick Bumatay, Joe Biden hasn’t, Russell Wheeler, Leonard Leo, Leo, Mitch McConnell, shepherded, “ We’ll Organizations: WASHINGTON, Republicans, Democratic, Senate, Trump, GOP, Heritage Foundation, “, White, NBC, NBC News, Committee, Circuit, Appeals, U.S ., District of Columbia Circuit, Republican, Institution, Federalist Society, Supreme, Court Locations: West Virginia , Montana and Ohio, Texas, Iowa, New Orleans, Cincinnati, San Francisco, Ky

☆ What the Fed’s interest rate cuts mean for your money
▼ + stars: | 2024-11-08 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +7 min

But that doesn’t mean as a result interest rates are now low — or will soon be low. “‘Falling interest rates’ are not the same as ‘low interest rates.’ Interest rates are high and will only decline to ‘not as high’ as … we move into 2025,” said Greg McBride, chief financial analyst at Bankrate. Credit cards: Just before the Fed cut its key rate in September, the average credit card rate was 20.78%, according to Bankrate. Another option: Try transferring your balance to a credit card from a credit union or local bank. Before the Fed’s September rate cut many of those accounts were offering yields between 4.25% and 5.3%, according to those listed on Bankrate.com.

Persons: ”, Greg McBride, Matt Schulz, Chris Diodato, they’re, Freddie Mac, Sam Khater, Freddie Mac’s, ” McBride, Sinead Colton Grant, Colton Grant, “, Don’t, Diodato, you’re, BNY, they’ve Organizations: CNN, Reserve, Bankrate, Fed, LendingTree, Treasury, Savings Locations: Treasuries

☆ Musk's legal battles pile up as Twitter's ex-CMO becomes the latest to sue him
▼ + stars: | 2024-11-07 | by ( Polly Thompson | ) www.businessinsider.com time to read: +4 min

Twitter's ex-CMO, Leslie Berland, is suing Elon Musk, saying she is owed $20 million in severance. The same week as Berland's filing, Twitter's ex-CEO got the go-ahead to proceed with a similar suit. AdvertisementTwitter's former chief marketing officer, Leslie Berland, is suing Elon Musk, saying she is owed over $20 million in unpaid severance. The documents state that a Twitter employee who was there on Bertrand's recommendation cautioned Musk against reinstating Trump in front of the advertisers, leaving him "embarrassed and angry." Related storiesBerland claims she was wrongly denied about $20 million in benefits owed to her under Twitter's policy.

Persons: Leslie Berland, Elon Musk, Twitter's, —, Berland, Musk, Xavi, Donald Trump's, Parag Agrawal, Maxine Chesney Organizations: Service, Bloomberg Law, Twitter, Cannes Lions, Trump, Business, Verizon, Bloomberg Locations: California's, California, Ireland

☆ Why the CEO of a big US homebuilder is gambling on green homes
▼ + stars: | 2024-11-07 | by ( Catherine Boudreau | ) www.businessinsider.com time to read: +5 min

Beazer Homes is building "zero energy," climate-friendly homes even though they're more expensive. Challenges include higher costs, market education, and appraisal practices for green homes. The project was developed by Beazer Homes, one of the largest US homebuilders. Now Beazer has to educate customers and the broader real-estate market about the value of green homes. "Zero Energy Ready" homes feature energy-efficient appliances.

Persons: Allan Merrill, —, Beazer, Merrill, It's, Donald Trump, haven't, Catherine Boudreau, they're, Woody Fincham, there's, Andrew Pizor, hasn't, Beazer isn't Organizations: Service, Energy, Beazer Homes, US Department of, Zero, Appraisal, appraisers, National Consumer Law Center, Congress, EV Locations: Baltimore, decarbonize, Parkville , Maryland, Parkville, Charlottesville , Virginia

☆ NFL midseason predictions for every team: Kirk Cousins wins comeback award; NFC East champ is …?
▼ + stars: | 2024-11-07 | by ( The Athletic Nfl Staff | ) www.nytimes.com time to read: +28 min

Our NFL writers addressed these topics and more in making one prediction for every team heading into the season’s second half. The fourth-year back is on pace to finish with 1,256 yards, which would be the fourth-highest total in team history. Every other NFL team has put a player in at least one of those categories during that stretch — and most teams have checked both boxes. Minnesota has one of the most productive defenses in the NFL and an offense loaded at the skill positions. And the Eagles have managed to win games despite bad luck and bad decisions.

Persons: — Doug Haller Kirk Cousins, Cousins, Joe Burrow, Burrow, Cousins ’, — Josh Kendall, Kirk Cousins, Lamar Jackson, Jackson, he’s, Jared Goff, Jayden Daniels, Josh Allen, Saquon Barkley, Derrick Henry, Jeff Zrebiec Khalil Shakir, Shakir, — Joe Buscaglia, Chuba Hubbard, Panthers haven’t, Christian McCaffrey, Hubbard, Jonathon Brooks, Dave Canales, — Joseph Person, Caleb Williams, Quinn Harris, Goff, — Adam Jahns, There’s, — Paul Dehner Jr, Watson, Dee Haslam, — Zac Jackson, — Zac Jackson Dallas Cowboys Brandon Aubrey, Aubrey, Bryan Anger, Cooper Rush, Aubrey doesn’t, — Saad Yousuf, Courtland, Sutton, Phillip Lindsay squeaked, wasn’t, Bo Nix, Nick Kosmider, Ben Johnson’s, Aidan Hutchinson, Brian Branch, Kerby Joseph, Za’Darius Smith, — Colton, Xavier McKinney, McKinney, hasn’t, Kyler Murray, Stroud, Ryan Downard, Downard, McKinney texted Downard, Green, ” Downard, — Matt Schneidman, — Mike Jones, — Mike Jones Indianapolis Colts Anthony Richardson, Shane Steichen, Richardson, Joe Flacco, — James Boyd, Doug Pederson doesn’t, it’ll, Trevor Lawrence’s, — Jeff Howe, Hopkins, David Eulitt, Kansas City Chiefs DeAndre Hopkins, Xavier Worthy, Travis Kelce, Patrick Mahomes, Nate Taylor, Antonio Pierce, Mark Davis, Pierce, “, ” Davis, He’s, It’s, Vic Tafur, Tashan Reed, Tashan Reed Los Angeles Chargers Justin Herbert, Herbert, — Daniel Popper, Jonah Jackson, Steve Avila, Puka, Matthew Stafford, Kyren Williams, — Jourdan, Tua Tagovailoa, they’re, Jim Ayello, Kevin O’Connell, Brian Flores, — Alec Lewis Drake Maye, Drake Maye, Williams, New England’s, Chad Graff, Sean Payton, Mike Ditka, Dennis Allen, Darren Rizzi, Hurricane Katrina, Payton, Drew Brees, — Larry Holder, Daniel Jones, Jones, Brian Daboll, — Charlotte Carroll Davante Adams, Joe Sargent, wouldn’t, Woody Johnson, Aaron Rodgers, Davante Adams, Jeff Ulbrich, Zack Rosenblatt, Nick Sirianni, — Brooks, Watt, Pro Bowler, Minkah Fitzpatrick, Arthur Smith, Russell Wilson, Mike Tomlin, — Mike DeFabo, — Matt Barrows, DK Metcalf, Julian Love, Devon Witherspoon, Geno Smith, Metcalf, Smith, Love, Witherspoon, Riq, Leonard Williams, Boye Mafe, Ken Walker III, that’s, Michael, Shawn Dugar, Shawn Dugar Tampa Bay Buccaneers Mike Evans, Evans, Chris Godwin, Jerry Rice’s, — Dan Pompei, — Dan Pompei Tennessee Titans Will Levis, Levis ’, — Joe Rexrode Washington, Mike Sainristil, PFF, Sainristil, Emmanuel Forbes Jr, Michael Davis, Malik Nabers, Noah Igbinoghene, Marshon Lattimore, Benjamin St, Juste, — Ben Standig, Dan Goldfarb, Khalil Shakir, Perry Knotts, Cooper Neill, Ric Tapia Organizations: NFL, NFC, Cardinals, West, Bengals, Falcons, Panthers, Bears, Lions, Soldier, — Adam Jahns Cincinnati Bengals Bengals, Chargers, Broncos, Titans, Browns, Cowboys, AFC, Colts, Cincinnati, Denver, Steelers, Cleveland Browns Browns, — Zac Jackson Dallas Cowboys, T, Saints, Nick Kosmider Detroit Lions, Detroit, Chiefs, Giants, Pro, Packers, Texans, C.J, Jaguars, — Matt Schneidman Houston Texans Houston, AFC South, Dallas, Kansas City, Tennessee ., Houston, — Mike Jones Indianapolis Colts, Flacco, — James Boyd Jacksonville Jaguars Jacksonville, — Jeff Howe Chiefs, Kansas City Chiefs, Buccaneers, Raiders, Tashan Reed Los Angeles Chargers, — Daniel Popper Los Angeles Rams Rams, Rams, Miami, Seattle, Los Angeles, Miami Dolphins, Dolphins, Vikings, Patriots, New, Williams ’ Chicago Bears, Our NFL, New Orleans Saints, Getty, Jets, Eagles, NFC East, Washington, Philadelphia, The Eagles, Ravens, Pittsburgh Steelers, Fame, Pittsburgh, San Francisco 49ers, 49ers, The Rams, Arizona Cardinals, Pro Bowler, Seahawks, Pro Bowlers, Derick, Shawn Dugar Tampa Bay Buccaneers, Bucs, — Dan Pompei Tennessee Titans, Sunday’s Locations: Arizona, Green, San Francisco, Detroit, Los Angeles, Cleveland, takeaways, Dallas , Tennessee, Jacksonville, Miami, Baltimore, Indianapolis, Khan’s, Los, Scoop, Minnesota, Carolina . New Orleans, New Orleans, Tampa, Philadelphia, Washington, T.J, Levi’s, Metcalf, Levis

☆ How a former unhoused New Yorker helps combat food insecurity in his city
▼ + stars: | 2024-11-07 | by ( Alaa Elassar | ) edition.cnn.com time to read: +17 min

New York City is experiencing its highest level of homelessness since the Great Depression, according to the non-profit group Coalition for the Homeless. Another New York non-profit, City Harvest, says nearly 1.3 million residents are food insecure, including 1 in 4 children, in America’s most populous city. Is there anyone on this train who’s hungry?” Thomas bellows from the center of the car. But with the number of unhoused and hungry people in New York City only growing, the task often feels daunting. The food is saving someone’s lifelong term, but for him I was helping him live, right there on the spot.”Henry Thomas distributes food in the New York City subway.

Persons: Henry Thomas, Thomas, ”, “, “ I’m, ” Carl Thomas, Julian Rigg, Carl, Rolando “ Divine ” Farrow, Farrow, who’s, –, Eric Adams, Kathy Hochul, Hochul, Adams, ” Adams, Thomas isn’t, ” Thomas, Henry, Carl Thomas, ‘ I’ve, Joe, Thomas ’, “ I’ve, ” Henry Thomas, he’s, Kendrick Lamar, someone’s, Thomas peeks Organizations: New, New York CNN, CNN, Homeless, Coalition, Food, Therapeutic, Gov, Nutrition Assistance, Women, of Social Services, Prevention, West, Penn Locations: New York, Herald, Yorkers, . New York City, America’s, Greeley, Park, Staten, Staten Island, New York City, Harlem, Midtown Manhattan, Senegal

Unlike Trump’s surprise win in 2016, House and Senate GOP leaders have been preparing for months for a possible GOP sweep. With Republicans winning control of the Senate, delivering on Trump’s agenda will come down to whether the GOP retains a majority in the House. Even with unified GOP control, there would be challenges ahead for Republicans. One issue is the political math: House Republicans believe if they do hold onto the majority, it won’t be by much. But it wouldn’t be easy to clear a huge package through a narrowly divided House even if Republicans control all the levers of power.

Persons: Donald Trump, ” GOP Wisconsin Sen, Ron Johnson, Mike Johnson, Trump, Johnson, Joe Biden, Johnson —, —, “, Tim Burchett, ” Johnson, Mark Meadows, Steve Bannon, Joe Biden’s, Nicole Malliotakis, ” Malliotakis, — Biden, Nancy Pelosi, “ Dems, Marjorie Taylor Greene, ” Greene, Danya Gainor Organizations: CNN, Republicans, Capitol, GOP, Trump, ” GOP Wisconsin, Senate Finance, House, Democratic, Republican, “, Trump Administration, House Republicans, Republican New York, Democrats, Biden White, nab Locations: Washington, ”, Pennsylvania, Michigan, Congress

☆ The Federal Reserve cuts interest rates by a quarter point after election. Here's what that means for you
▼ + stars: | 2024-11-07 | by ( Jessica Dickler | ) www.cnbc.com time to read: +5 min

Mortgage ratesHousing affordability has been a major issue due in part to a sharp rise in mortgage rates since the pandemic. Trump has said he'll bring down mortgage rates — even though 15- and 30-year mortgage rates are fixed, and tied to Treasury yields and the economy. Mortgage rates are unlikely to fall significantly, given the current climate, explained Jacob Channel, senior economist at LendingTree. Federal student loan rates are fixed, so most borrowers won't be immediately affected. But refinancing a federal loan into a private student loan will forgo the safety nets that come with federal loans, such as deferments, forbearances, income-driven repayment and loan forgiveness and discharge options.

Persons: Joshua Roberts, Matt Schulz, Trump, Jessica Caldwell, Edmunds, Trump's, Caldwell, Michele Raneri, Jacob Channel, Mark Kantrowitz Organizations: Federal, Reuters, Auto, Fed, Treasury, TransUnion, Mortgage, Association . Locations: Washington ,, Edmunds, U.S

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