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Bank of America Customized Cash Rewards Cash BackBank of America Customized Cash Rewards bonusNew Bank of America® Customized Cash Rewards Credit Card cardholders can earn $200 cash rewards bonus after you spend $1,000 on purchases within 90 days of account opening. How to earn cash back with the Bank of America Customized Cash Rewards credit cardThe Bank of America® Customized Cash Rewards Credit Card has major appeal for folks looking to earn cash back on multiple spending categories. Bank of America Customized Cash Rewards Benefits and Featuresthe Bank of America® Customized Cash Rewards Credit Card doesn't have many other benefits, but this is common with no-annual-fee credit cards. Bank of America Customized Cash Rewards Annual Fee and Other CostsThe Bank of America® Customized Cash Rewards Credit Card has a $0 annual fee. Methodology: How we reviewed the Bank of America Customized Cash RewardsIn our review process, we compared the Bank of America® Customized Cash Rewards Credit Card to competing no-annual-fee cash back cards, especially those that allow you to customize your bonus categories.

Amazon Prime Rewards Visa Card Review: Is the Amazon Prime Rewards Card the Best Credit Card for You? Amazon Prime Visa Card RewardsWelcome bonusThe Amazon Prime Rewards Visa Signature Card is currently offering a $100 Amazon gift card instantly upon approval. Amazon Prime Rewards Card Benefits and FeaturesFor a no-annual-fee card, the Amazon Prime Rewards Visa Signature Card offers a solid range of benefits. Amazon Prime Rewards Visa Card Annual Fee and Other CostsThe Amazon Prime Rewards Visa Signature Card doesn't have an annual fee as long as you have an Amazon Prime membership, and it doesn't add foreign transaction fees, so it's a good choice for international purchases. Methodology: How we reviewed the Amazon Prime Rewards Visa CardThe Amazon Prime Rewards Visa Signature Card is a cash back credit card.

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). When building your perfect wallet, be sure your credit card portfolio includes all five of the following features. Still, if you can't organically get $395 worth from this card annually, go for a travel rewards credit card that offers a smaller annual fee — or a no-annual-fee travel credit card, such as the Capital One VentureOne Rewards Credit Card. Co-branded by an airline or hotelWhy bother with an airline or hotel-specific credit card after just proclaiming the virtues of flexible rewards credit cards? For example, many cash back credit cards also are no annual fee credit cards.

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). However, some vendors make that cost explicit by tacking on a fixed fee or percentage of the transaction to credit card payments. To avoid getting scammedMany credit card scams involve cardholders being victimized after willfully handing over their card or account information. To buy cash equivalentsMany credit cards offer cash advances, which allow you to borrow cash against your credit limit. Her credit history was pristine, but she only had two credit cards with low credit limits that she nearly exhausted each month on business and personal expenses.

Lyft and Bilt have a new partnership that allows you to earn Bilt points whenever you make a Lyft purchase. It also offers the Bilt Mastercard®, which opens up the ability to earn Bilt Rewards points for expenses other than just rent. Lyft already partners with Delta — but you'll earn just 1 Delta mile per dollar spent with Lyft, so switching to Bilt Rewards is a no-brainer, unless you value Delta miles significantly higher than Bilt Rewards points. That means you'll get an effective return of up to 8.25% on Lyft purchases when choosing to earn Bilt Rewards. After linking your loyalty accounts, Bilt Rewards members will earn 2 points per dollar, and those with the Bilt Mastercard® will earn 5 points per dollar.

☆ If You’re a Foodie, You’ll Want This Cash Back Card
▼ + stars: | 2023-03-08 | by ( ) www.wsj.com time to read: +6 min

By Martha C. WhiteIf you, like many Americans, do the bulk of your credit card spending at the supermarket, Capital One SavorOne Cash Rewards may be the perfect card for you. While this card’s base 1% cash back rate is unremarkable, its unlimited 3% cash back at grocery stores is the highest uncapped rate we found in the cash back category. It’s why Buy Side from WSJ named this card Best Cash Back Card for Groceries. Card details you might missWhile Buy Side from WSJ judges cash back credit cards primarily based on their cash back offers, it’s important to understand all the terms and conditions. For instance, a family with $3,000 a month in credit card spending who spent half of that amount—$1,500—on food would earn $720 a year in cash back with this card, the same as they would with Buy Side from WSJ’s Best Overall Cash Back Credit Card pick, the Wells Fargo Active Cash, which offers 2% cash back on purchases across all categories.

Joseph HostetlerThe Capital One VentureOne Rewards Credit Card comes with 40,000 miles after spending $1,000 on purchases within three months from account opening. There are many fun things you can do with the Capital One VentureOne Rewards Credit Card bonus — from free flights to free hotel stays and more. There are two reasons Capital One VentureOne Rewards Credit Card is the best offer we've ever seen on a no-annual-fee credit card. With the Capital One VentureOne Rewards Credit Card bonus, you could transfer 36,000 Capital One miles to British Airways for two round-trip tickets and have a Caribbean getaway with your travel buddy. What you need to know about the Capital One VentureOne bonusThe 40,000-mile bonus that comes with the Capital One VentureOne Rewards Credit Card is worth $400 in travel at the very least.

Review: Is the Wells Fargo Active Cash Card the Best Credit Card for You? How to Earn Cash Rewards With the Wells Fargo Active Cash CardThe Wells Fargo Active Cash® Card offers 2% cash rewards on purchases with no rewards category limitations or quarterly activation. How to Redeem Rewards From the Wells Fargo Active Cash Credit CardRewards earned with the Wells Fargo Active Cash® Card belong in the Wells Fargo Rewards program, which means you can redeem them in several ways. However, you should note that a few of the redemption options available are only for Wells Fargo customers, including payments to Wells Fargo loan products and cash rewards at a Wells Fargo ATM. Wells Fargo Active Cash Card Benefits and FeaturesThe Wells Fargo Active Cash® Card comes with decent benefits for a no-annual-fee card.

Review: Is the Discover it Cash Back the Best Credit Card for You? For example, you could look at a no-annual-fee card that offers a flat cash rewards rate on all purchases, like the Wells Fargo Active Cash® Card, which earns 2% cash rewards on spending. Insider's Featured Cash Back Credit Cards Discover it® Cash BackCiti® Double Cash CardWells Fargo Active Cash® Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. How to Earn Rewards With the Discover it Cash Back CardTo earn the most cash back with the Discover it® Cash Back, you'll have to activate the rotating bonus categories each quarter through your online Discover account. How to Use Discover Cash Back RewardsThe best way to redeem your Discover it® Cash Back rewards is usually as a statement credit, which lowers your balance, or simply take the cash as a direct deposit to your bank account.

Review: Is the Wells Fargo Reflect Card the Best Credit Card for You? Let's get the worst bit out of the way first: The Wells Fargo Reflect® Card earns no rewards for spending. The Wells Fargo Reflect Card Doesn't Have a Rewards ProgramThis card doesn't earn any rewards for your spending. Cell phone protectionThe Wells Fargo Reflect® Card offers up to $600 of automatic cell phone protection when you pay your monthly phone bill with the card. Read our review Read Our Review A looong arrow, pointing rightWells Fargo Reflect Fees and CostsThough the Wells Fargo Reflect® Card doesn't come with an annual fee, there are other fees to watch for.

Read our review Read Our Review A looong arrow, pointing rightThe VentureOne Rewards Card is a slimmed-down version of the popular Capital One Venture Rewards Credit Card. Review: Is the Capital One Venture One the Best Credit Card for You? Enter the Capital One VentureOne Rewards Credit Card, a no-annual-fee version of the popular Capital One Venture Rewards Credit Card. Capital One may consider you for an upgrade from the Capital One VentureOne Rewards Credit Card to an annual-fee card like the Capital One Venture Rewards Credit Card or Capital One Venture X Rewards Credit Card. Unlike the Capital One Venture Rewards Credit Card and Capital One Venture X Rewards Credit Card, the Capital One VentureOne Rewards Credit Card is not metal.

The American Express Centurion Lounge in Seattle has catapulted from the smallest lounge to one of the biggest. American ExpressThe American Express Centurion Lounge in Seattle has expanded from 4,000 square feet to nearly 14,000 square feet. American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. However, this lounge brings to the table something no other Centurion Lounge offers: A full-service coffee bar, dubbed "Blue Roast by American Express." American ExpressWhat to know about the Seattle American Express Centurion LoungeThe Amex Centurion Lounge network continues to improve by adding new locations and expanding current ones.

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Opening more than one of the same credit card could mean hundreds of dollars in value toward your next trip. How to get two (or more) of the same credit cardThe first thing to mention is that credit cards sometimes will not allow you to apply for a credit card that you already have. "Product changing" is the act of requesting that a credit card issuer changes the card you currently have to a card within the same family (generally a card that collects the same rewards). When product changing a credit card, you will almost never receive a welcome bonus with the new card.

☆ The Best Cash Gas Credit Card on the Market Right Now
▼ + stars: | 2023-02-10 | by ( ) www.wsj.com time to read: +6 min

That flexibility is why Buy Side from WSJ named the Wells Fargo Autograph Card our Best Overall Gas Card of 2023. The Wells Fargo Autograph Card comes with no annual fee, meaning you don’t need to worry if you’re earning enough rewards to justify keeping the card. As long as you pay off your balance in full each month, using the Wells Fargo Autograph card will put more money in your wallet. With the Autograph card, Wells Fargo doesn’t play these games. Consider the Wells Fargo Active Cash card, the WSJ Buy Side Pick for Best Cash Back Credit Card.

Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases. Limited benefits beyond earning Hilton points Highlights Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Details Rewards Earn 12x Hilton Honors Points at Hilton per dollar for purchases made directly with hotels and resorts in the Hilton portfolio. Keep in mind that transferable credit card points — like Chase Ultimate Rewards®, Amex Membership Rewards, Citi ThankYou Rewards, and Capital One miles — are generally more valuable than hotel points or airline miles. That's worth around $500 in stays, according to Insider's valuation of Hilton points.

Each calendar year after spending $60,000 on eligible purchases, Card Members are eligible to select an Earned Choice Award benefit. Automatic Marriott Gold elite status (room upgrades and late checkout when available, bonus points on stays) Check mark icon A check mark. 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy. Cardholders receive automatic Hilton Gold status, which opens the door to perks like free breakfast (food and beverage credit at US hotels), bonus points, and room upgrades. With Gold status, you'll get perks like a 10% points bonus on paid stays, late checkout when available, and access to preferred rooms.

For a limited time, the Hilton Honors American Express Card, Hilton Honors American Express Surpass® Card , and The Hilton Honors American Express Business Card are offering a higher number of points than usual. Limited benefits beyond earning Hilton points Highlights Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio. Details Rewards Earn 12x Hilton Honors Points at Hilton per dollar for purchases made directly with hotels and resorts in the Hilton portfolio. Enjoy complimentary Hilton Honors Gold Status with your Hilton Honors Business Card.

Review: Is the Hilton Honors Surpass Card the Best Credit Card for You? The Hilton Honors American Express Surpass® Card earns terrific rewards rates in multiple categories like Hilton hotel bookings, restaurants, gas stations, and more. Redeem Hilton points for experiences, events, merchandise, and moreOther options for redeeming Hilton points also won't get you the highest value, but they could be helpful in certain circumstances:Hilton experiences — Use points for exclusive events, dining, and toursUse Hilton points for event credits — Starting at 25,000 points for up to $50 creditRedeem Hilton points at Amazon — A poor value; you'll get just 0.2 cents per pointDonate Hilton points to charity — For every 10,000 points you donate, Hilton will send $25 to a charity of your choiceUse Hilton points toward Lyft rides — Again, not the best value; you'll typically get around 0.2 cents per pointPool or transfer Hilton points to a friend — Send up to 2 million points per year to friends or family with no fee, or pool your points with up to 11 people to save for a redemptionHilton points expire if there's no activity in your account for 24 months. Read our review Read Our Review A looong arrow, pointing rightFees and CostsThe Hilton Honors American Express Surpass® Card has a 20.24% - 29.24% Variable APR. So, for example, if you already have The Hilton Honors American Express Business Card, Hilton Honors American Express Card, or Hilton Honors American Express Aspire Card, you could still qualify for the Hilton Honors American Express Surpass® Card.

American Express issues four co-branded Hilton credit cards, but only one — the Hilton Honors American Express Card — has a $0 annual fee. For example, the Hilton Honors American Express Surpass® Card and The Hilton Honors American Express Business Card also have excellent elevated welcome bonus offers and come with Hilton Gold status, which gets you free breakfast (currently awarded as a food and beverage credit at US hotels) and better perks. Amex OffersLike other American Express cards, the Hilton Honors American Express Card includes targeted discounts and bonus rewards at participating merchants through Amex Offers**. However, if you stay at Hilton hotels with any regularity, a card like the Hilton Honors American Express Surpass® Card or The Hilton Honors American Express Business Card is a better choice. The Hilton Honors American Express Card is a great card for those who are skeptical about the value of travel rewards credit cards.

$95 Apply now On Wells Fargo's website Apply now On Citi's website Apply now On Chase's websiteHere are the cheapest ways to get a family to Hawaii on points and miles. HiltonFor the highest Hilton credit card welcome bonus, look no further than the Hilton Honors American Express Aspire Card . You can also utilize miles from the Capital One Venture Rewards Credit Card to cover the cost of activities. Each calendar year after spending $60,000 on eligible purchases, Card Members are eligible to select an Earned Choice Award benefit. Pay these rewards with your Capital One Venture Rewards Credit Card and redeem miles toward statement credits.

Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Personal Info Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Continue Income Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Continue Dependents Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Continue Deductions Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

☆ The new Select World Elite Mastercard is making its debut — and it gives you big discounts at fancy restaurants, hotels, and more
▼ + stars: | 2023-02-02 | by ( Joseph Hostetler | Credit Cards Reporter | Read More | ) www.businessinsider.com time to read: +21 min

You can get exclusive discounts at restaurants at several cities in the US with the Select World Elite Mastercard. The Select™ World Elite Mastercard® will confer membership to the Select community (among other benefits). Coming soon: Select World Elite MastercardThe Select World Elite Mastercard (currently taking waitlist applicants here) has opened its waitlist as of February 2, 2023. Credit card perksThe Select World Elite Mastercard comes with standard World Elite Mastercard benefits, including access to the World Elite Concierge, Mastercard Luxury Hotels and Resorts, and discounts with Lyft, DoorDash, and Fandango. What to know about the Select World Elite MastercardThe Select™ World Elite Mastercard® offers a benefit that you won't find on any other card — membership to the Select community, giving you exclusive access to various events, discounts on travel, and more.

How to get Citi presale tickets for Beyoncé's Renaissance World TourSince demand for Beyoncé's tour is so high, she's using Verified Fan to help boost your shot of getting tickets. How to sign up for Citi Verified Fan Registration Visit the ticketing website during the registration period and choose which group you'd like to move forward with for Citi Verified Fan Registration. The Citi presale will run from Feb. 7 at 10 a.m. through Feb. 8 at 6 p.m., or while supplies last. The Citi presale will run from Feb. 7 at 10 a.m. through Feb. 8 at 6 p.m., or while supplies last. The Citi presale will run from Feb. 14 at 10 a.m. through Feb. 15 at 6 p.m., or while supplies last.

That's a lengthier list of travel insurance than you're going to find on just about any other no-annual-fee credit card. The Ink Business Cash® Credit Card is also one of the few no-annual-fee credit cards that offer primary rental car insurance (when renting for business purposes). Review: Chase Ink Business Cash Credit Card reviewBest no annual fee travel credit cards frequently asked questions (FAQ)Are no annual fee travel credit cards worth it? What is the best no annual fee credit card for international travel? From the above list, the best credit card for international travel is likely to be the IHG® Rewards Traveler Credit Card for a couple of reasons.

PelotonChase Sapphire Preferred® Card and Chase Sapphire Reserve® cardholders can earn big bonus points on eligible Peloton equipment purchases through March 2025. The Chase Sapphire Reserve® earns 10x points on purchases of $250 or more; with the Chase Sapphire Preferred® Card, you'll earn 5x. Read our review Read Our Review A looong arrow, pointing rightNow through March 2025, Sapphire Reserve and Chase Sapphire Preferred cardholders can earn bonus points on eligible Peloton purchases. The only Peloton items that qualify are the Peloton Bike, Peloton Bike+, Peloton Tread, Peloton Row, and Peloton Guide. If you paid with the Sapphire Reserve, you'd earn 14,450 points (10x); with the Chase Sapphire Preferred, you'd earn 7,225 points.

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