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☆ Salesforce beats on top and bottom lines. What the pros are saying about the stock
▼ + stars: | 2023-08-31 | by ( Christina Falso | ) www.cnbc.com time to read: 1 min

Market Movers rounded up the latest reactions on Salesforce from investors and analysts. The pros discussed the software company's latest quarterly results , which were released after the closing bell Wednesday. Goldman Sachs analyst Kash Rangan raised his price target by $15 to $340 per share , implying the stock having upside of 58%. Salesforce CEO Marc Benioff said he sees potential ahead via artificial intelligence. The stock is currently held in Jim Cramer's Charitable Trust portfolio.

Persons: Salesforce, Goldman Sachs, Kash Rangan, Marc Benioff, Jim Cramer's Organizations: Trust

☆ The SAVE plan is touted as the most affordable student loan repayment option—how to know if it's right for you
▼ + stars: | 2023-08-31 | by ( Kamaron Mcnair | In Kamaronmcnair | ) www.cnbc.com time to read: +5 min

The Biden administration has touted the new Saving on a Valuable Education repayment plan as the "most affordable repayment plan ever," boasting that it can cut federal student loan borrowers' payments in half and save them thousands of dollars a year. But the SAVE plan may not be the best option for you. Depending on your repayment goals and income, you might be better off sticking to the standard repayment plan or another income-driven plan. Here's a look at the factors to consider before you apply for the SAVE repayment plan. Cons of the SAVE repayment plan

Persons: Biden, you've, Lauryn Williams, who's, Williams, they've Organizations: of Education, Federal, CNBC

☆ A real-estate investor and realtor shares 2 pieces of advice for buying a rental property amid high mortgage rates — including the pros and cons of single-family homes, multifamily properties, and con
▼ + stars: | 2023-08-31 | by ( William Edwards | ) www.businessinsider.com time to read: +4 min

Maryland realtor Bill Armstrong says now could be the time to get into an adjustable-rate mortgage. With mortgage rates back above 7% and home prices still high, it's not necessarily the greatest time to buy a rental property. But in every kind of market, there are opportunities, says Bill Armstrong, a realtor in Frederick, Maryland. The first piece of advice he gave is to consider getting an adjustable-rate mortgage as opposed to a fixed-rate mortgage. This means they know the market you're looking in well, but aren't considering deals for themselves first, he said.

Persons: Bill Armstrong, isn't, it's, Armstrong, that's, townhomes, you've Organizations: National Association of Realtors, Federal Reserve Locations: Maryland, Frederick , Maryland

☆ Apple shares rise as new iPhone speculation ramps up. Here's what the pros have to say
▼ + stars: | 2023-08-30 | by ( Christina Falso | ) www.cnbc.com time to read: 1 min

Market Movers rounded up the latest reactions on Apple from investors and analysts. The pros discussed the iPhone maker after the stock rose 1.9% Wednesday. Citi remains bullish on the company and reiterated the stock as buy . The firm expects major upgrades to the new iPhone 15 , which may be announced at Apple's next product launch event on Sept. 12. The stock is currently held in Jim Cramer's Charitable Trust portfolio.

Persons: Jim Cramer's Organizations: Citi, Trust Locations: Apple's

☆ CD and Savings Account Rates Today | Earn Over 5% on Savings and CDs
▼ + stars: | 2023-08-30 | by ( Business Insider | ) www.businessinsider.com time to read: +24 min

Leading High-Yield Savings Account RatesRemember that high-yield savings account rates are variable, so they will change over time. Accounts pay high interest rates Check mark icon A check mark. Open accounts you might not be able access outside of Raisin Check mark icon A check mark. Pros Check mark icon A check mark. Products in this post: Technology Credit Union 5 Month No Penalty CD, TotalDirectBank 6 Month CD, TotalDirectBank 1 Year CD, Pelican State Credit Union 2 Year Share Certificate, US Senate Federal Credit Union 3 Year Smart Share Certificate, Department of Commerce Federal Credit Union 5 Year Share CDBetterment Cash Reserve Account, Western Alliance Bank High Yield Savings Account, UFB High Yield Savings, Milli Savings Account, Newtek Bank Personal High Yield Savings Account

Persons: Banks, you'd, —, Cash, we've Organizations: Alliance, Western Alliance, Mint, FDIC, Chevron, Reading Chevron, Bank, Savings, CIT Bank, Barclays, Barclays Bank, Member, Apple, American Express, Western Alliance Bank, FDIC CIT Bank, Start, Cash, Products, Technology Credit, Pelican State Credit Union, Federal Credit Union, of Commerce Federal Credit Union Locations: Axos, —

That's because the Federal Reserve has been hiking interest rates since March 2022 in an effort to cool inflation. So the question remains: When will we finally see interest rates start to come down? CNBC Select asked three experts to give their take on what lies ahead for interest rates. What we'll coverWhen will interest rates come back down? Existing loans with a variable rate may also start charging less interest as the Fed lowers interest rates.

Persons: Amy Hubble, hasn't, Preston Caldwell, Caldwell, Hubble, Elliot Eisenberg, you'll, it's Organizations: Federal Reserve, CNBC, Federal, Market, Morningstar Research Services, Ally Bank, Navy Federal Credit Union, Jumbo, Navy Federal Credit, PNC Bank, PNC Bank Mortgage, Savings, Axos Bank, FDIC, CNBC Select's, Facebook, Twitter Locations: U.S

☆ The Best Juicers and Juice Machines for More Refreshing Mornings
▼ + stars: | 2023-08-29 | by ( Grace Elkus | ) www.wsj.com time to read: +19 min

The orange juice was also a little pulpy and separated overnight—a common occurrence with both centrifugal juicers we tested. Others you should know aboutGreat multiuse juicerKuvings’s 4-in-1 masticating juicer comes with attachments to make smoothies, sorbets and nut milks, too. Masticating juicers use a rotating, screw-shaped augur to crush and press fresh produce to extract juice, while centrifugal juicers rely on a high-speed spinning metal blade to pulverize produce into a mesh filter. Masticating juicers are slower and cost more, but often have higher yields and are therefore less wasteful (which we found to be true in our testing). Centrifugal juicers are faster and more powerful, but create foamier juice that’s more likely to separate.

Persons: Grace Elkus, you’re, Ariane Resnick, C.N.C, ”, Nama, it’s, we’re, juicer, Savory, It’s, I’ve, Amelia Rampe, Alexandra Shytsman, destemming, Masticating, “, Shytsman Organizations: Cold Press, Hurom, Hamilton, Food Network Locations: Brooklyn, New York City

☆ Nvidia jumps amid rally in tech. Here's what the pros have to say
▼ + stars: | 2023-08-29 | by ( Christina Falso | ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailNvidia jumps amid rally in tech. Here's what the pros have to sayTom Lee of Fundstrat Global Advisors, Dan Ives of Wedbush Securities and Jim Lebenthal of Cerity Partners discussed Nvidia after the stock rallied Tuesday and Morgan Stanley reiterated the name as overweight.

Persons: Tom Lee, Dan Ives, Jim Lebenthal, Morgan Stanley Organizations: Nvidia, Fundstrat Global Advisors, Wedbush Securities, Cerity Partners

☆ Nvidia jumps to lead Tuesday rally in tech. Here's what the pros have to say
▼ + stars: | 2023-08-29 | by ( Christina Falso | ) www.cnbc.com time to read: 1 min

Market Movers rounded up the latest reactions on Nvidia from investors and analysts. The pros discussed the leading artificial intelligence chipmaker after the stock rallied more than 4% Tuesday. Nvidia's surge Tuesday was part of a broader bounce back in the tech sector, which saw investors buy the dip in stocks that had been hard hit in August. The bank said Nvidia's latest earnings last week were also positive for the AI supply chain . The stock is currently held in Jim Cramer's Charitable Trust portfolio.

Persons: Morgan Stanley, Jim Cramer's Organizations: Nvidia, Trust

I get asked all the time about the possibility of a recession, and I'm telling everyone to prepare. To start, pay off high-interest debt, bulk up your rainy-day reserves, and don't sell your investments. As a financial planner, I often get asked when the next recession is coming. Pay off high-interest debt ASAPThe last thing you want to deal with during a recession is high-interest debt weighing you down. If you really want to take action before any future recession, I would recommend simply revisiting and rebalancing some of your investments.

Persons: We're, you've, there's Organizations: Service Locations: Wall, Silicon, I'm

☆ CD and Savings Account Rates Today | Earn Over 5%
▼ + stars: | 2023-08-29 | by ( Business Insider | ) www.businessinsider.com time to read: +24 min

With rates rapidly changing, how can you feel confident that you're getting the best CD or best savings account? Leading High-Yield Savings Account RatesRemember that high-yield savings account rates are variable, so they will change over time. Here are the accounts offering the best savings rates today:Featured High-Yield Savings Account RatesWestern Alliance Bank High Yield Savings Account Annual Percentage Yield (APY) 5.25% Minimum Deposit Amount $1 Fees no monthly service fee Start savingWestern Alliance Bank High Yield Savings Account Annual Percentage Yield (APY) 5.25% Minimum Deposit Amount $1 Fees no monthly service fee View Full Details Start saving Raisin, FDIC or NCUA Insured AccountsWestern Alliance Bank High Yield Savings Account Start saving Raisin, FDIC or NCUA Insured Accounts Insider’s Take Raisin is a great option if your ultimate goal is to earn the best savings account, money market account, and CD rates out there. Accounts pay high interest rates Check mark icon A check mark. Products in this post: Technology Credit Union 5 Month No Penalty CD, TotalDirectBank 6 Month CD, TotalDirectBank 1 Year CD, Pelican State Credit Union 2 Year Share Certificate, US Senate Federal Credit Union 3 Year Smart Share Certificate, Department of Commerce Federal Credit Union 5 Year Share CDBetterment Cash Reserve Account, Western Alliance Bank High Yield Savings Account, UFB High Yield Savings, Milli Savings Account, Newtek Bank Personal High Yield Savings Account

Mortgage rates remain elevated, with 30-year mortgage rates around a half a percentage point higher than they were at the start of the month. According to Fannie Mae's latest housing forecast, 30-year mortgage rates may fall to 6.7% by the end of 2023 and hit 6% in 2024. See more mortgage rates on Zillow Real Estate on ZillowMortgage Refinance Rates TodayMortgage type Average rate today This information has been provided by Zillow. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. But whether mortgage rates will drop in 2023 hinges on if the Federal Reserve can get inflation under control.

Persons: Fannie Mae's, Fannie Mae Organizations: Zillow, Federal Reserve, Mortgage, Association, Sky, ARM Locations: Chevron

☆ He’s Worked a Lot of Odd Jobs, and Has the Poems to Prove It
▼ + stars: | 2023-08-29 | by ( Jeff Gordinier | ) www.nytimes.com time to read: +4 min

You can pick up the echo in “Fixer," the haunting second collection of poems from Edgar Kunz. The narrator of these poems bounces from one side hustle to another, each more absurd than the last. In “Model,” he’s paid to pose in jeans at a gas station. In “Shoulder Season,” he’s paid to slice window panes out of massive sheets of glass. I am notany of those things, but I amnot comfortedNo one will accuse Edgar Kunz of being out of step with the zeitgeist.

Persons: Edgar Kunz, Herman Melville, noncompliant scrivener, ”, Charles Bukowski’s, Edgar Kunz ., ” he’s, Kunz, —, you’re, WillRobotsTakeMyJob.Com, Edgar Kunz of, Raymond Carver, Kunz doesn’t flinch, “ Organizations: “ Locations: American

☆ 44% of savers in their 20s and 30s want to retire by 60, but few are on track—see how you stack up
▼ + stars: | 2023-08-28 | by ( Ryan Ermey | ) www.cnbc.com time to read: +5 min

Some 44% of retirement savers in their 20s and 30s say they want to retire by 60, according to a recent survey from the World Economic Forum. Some investors have multiple 401(k) accounts from multiple jobs, and others are saving in other types of accounts, such as individual retirement accounts or regular brokerage accounts. Still, there's no doubt that many younger Americans currently aren't on track to retire at the current full retirement age of 67, let alone at 60. Here's how financial pros say you can calculate whether or not you'll be able to retire when — and how — you want. Then assume a withdrawal rate — what you're going to take out every year while, hopefully, your investments continue to grow.

Persons: you've, you'd, Russell Gaiser, Christine Benz, Critics Organizations: Taco Bell, Economic, CNBC, Fidelity, Morningstar, Benz

☆ Apple reportedly planning major iPad Pro upgrade
▼ + stars: | 2023-08-28 | by ( Ashley Capoot | ) www.cnbc.com time to read: +1 min

Apple is planning some major updates for its iPad Pro in 2024, including a new Magic Keyboard, a shift to the M3 chip, and brighter and sharper displays, according to a report from Bloomberg. The revamped iPad Pro will likely boost iPad sales, which have slowed to their lowest level since the Covid-19 pandemic began in 2020, the report said. Apple's iPad Pros are its most expensive tablets. The new iPad Pro will support a new Magic Keyboard, an accessory Apple first introduced in 2020. The iPad Pro will come in an 11-inch size and a 13-inch size, which is just slightly larger than the 12.9-inch model that Apple has previously offered.

Persons: Apple's Organizations: Apple, Bloomberg

☆ Savings Account Rates Today: August 27, 2023 | Earn Over 5%
▼ + stars: | 2023-08-27 | by ( Business Insider | ) www.businessinsider.com time to read: +15 min

Leading High-Yield Savings Account RatesRemember that high-yield savings account rates are variable, so they will change over time. Pros Check mark icon A check mark. Accounts pay high interest rates Check mark icon A check mark. Open accounts you might not be able access outside of Raisin Check mark icon A check mark. Products in this post: Betterment Cash Reserve Account, Western Alliance Bank High Yield Savings Account, UFB High Yield Savings, Milli Savings Account, Newtek Bank Personal High Yield Savings Account

Persons: they've, you'd, —, Cash, we've Organizations: Alliance, Western Alliance, Mint, FDIC, Chevron, Reading Chevron, Bank, Savings, CIT Bank, Barclays, Barclays Bank, Member, Apple, American Express, Cash Locations: Axos

☆ CD Rates Today: August 27, 2023 | Earn Over 5%
▼ + stars: | 2023-08-27 | by ( Business Insider | ) www.businessinsider.com time to read: +9 min

Leading CD RatesMany of the best CD rates right now are offered by credit unions rather than banks. Pros Check mark icon A check mark. Accounts pay high interest rates Check mark icon A check mark. Open accounts you might not be able access outside of Raisin Check mark icon A check mark. 2-Year CDsThe best 2-year CD rates will be slightly lower than 1-year and no-penalty CD rates.

Persons: Banks Organizations: Western Alliance Bank, Mint, FDIC, Chevron, CIT Bank, FDIC CIT Bank, Barclays, Barclays Bank, Member, Start, Apple, Products, Technology Credit, Pelican State Credit Union, Federal Credit Union, of Commerce Federal Credit Union Locations: —

☆ Savings Account Rates Today: August 26, 2023 | Earn Over 5%
▼ + stars: | 2023-08-26 | by ( Business Insider | ) www.businessinsider.com time to read: +15 min

☆ CD Rates Today: August 26, 2023 | Earn Over 5%
▼ + stars: | 2023-08-26 | by ( Business Insider | ) www.businessinsider.com time to read: +9 min

☆ Savings Rates August 25, 2023: Leading Savings Rates Today
▼ + stars: | 2023-08-25 | by ( Business Insider | ) www.businessinsider.com time to read: +15 min

☆ Leading CD Rates for August 25, 2023
▼ + stars: | 2023-08-25 | by ( Business Insider | ) www.businessinsider.com time to read: +9 min

Persons: Banks Organizations: Western Alliance Bank, Mint, FDIC, Chevron, CIT Bank, FDIC CIT Bank, Barclays, Barclays Bank, Member, Start, Apple, Products, Ponce Bank, Pelican State Credit Union, Federal Credit Union, of Commerce Federal Credit Union Locations: —

We talked to real estate pros to get their insight on whether now is the time to sell your house. If you're waiting for mortgage rates to fall before you sell, you're playing a potentially risky game. Should I sell now frequently asked questionsShould I sell my house now or wait until 2024? If you wait until 2024 to sell your house, it's possible that mortgage rates will be lower. Should you sell house when the market is high?

Persons: they're, Rachel King, Alec Cantley, Cantley, Mary Hall Mayer, Coldwell Banker Warburg, Mayer, you'll, they'll, Fannie Mae, it's Organizations: Service, Premier Sotheby's, Coldwell Banker Locations: Wall, Silicon, New York City, Asheville , North Carolina, Chevron

Credit scores usually drop at least 100 points or more after bankruptcy is added to a credit report. As such, if a bankruptcy is added to your credit report, it can have a severe negative impact on your credit score. More Information No hard credit report pullReports to all 3 bureausBuild credit AND savingsJoin over 1 million credit buildersUnlock a Secured Credit Card after meeting eligibility criteria24 months loan durationCan you remove a bankruptcy from your credit report? Editor's Rating 4.6/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4.7/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4.8/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Learn more On Aura's website Learn more On IDShield's website Learn more On IdentityForce's websiteFinal thoughtsRemember, bankruptcy is just one of various debt relief options. If you're patient and commit to following good credit habits, your credit score will slowly but surely rise.

Persons: myFICO, you'll, You'll Organizations: Service, Visa, Card, Credit Monitoring, Chevron Locations: Wall, Silicon

☆ Disney rebounds after touching 9-year low. What the pros say to do next
▼ + stars: | 2023-08-25 | by ( Joshua Natoli | ) www.cnbc.com time to read: 1 min

Market Movers rounded up the best reactions on Disney from investors and analysts. The experts talked about Disney after its stock rebounded off a nine-year low of $82.46 during Friday's trading session. The entertainment giant has been under pressure with shares down 4% year to date and nearly 30% from this time a year ago. The struggles come amid a new report from The Information saying Amazon is in talks with Disney on an ESPN streaming platform. The stock is currently held in Jim Cramer's Charitable Trust portfolio.

Persons: Jim Cramer's Organizations: Disney, ESPN, Trust

☆ Gen Z investors sway harder to the beat of rising inflation and higher interest rates than their older peers. But passive investing beats pro trading, says an analyst.
▼ + stars: | 2023-08-24 | by ( Kai Xiang Teo | ) www.businessinsider.com time to read: +2 min

Gen Z outpaces all other age groups in active stock trading, according to a Bankrate survey. However, a Bankrate analyst says they should become more passive investors. Gen Z investors aren't just bailing out of the market either. The same survey notes that Gen Z investors aren't just bailing out of the market. Over half, or 53%, of Gen Z investors said they expect to invest in stock-related investments in 2023, compared to just 19% of Gen X investors and 9% of baby boomer investors.

Persons: Z, Gen, Gen Z, James Royal, — Organizations: Service, CFA Institute, Financial Industry, Authority Investor Education Foundation Locations: Wall, Silicon, Canada

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