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☆ I'm a ghostwriter for big names in business and Hollywood. The interview process is emotional, but I know what makes a great story.
▼ + stars: | 2024-07-22 | by ( Elle Hardy | ) www.businessinsider.com time to read: +7 min

download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. I didn't even know what a ghostwriter was or if there was a business for it. Working with successful people usually means they're extremely busy, so sometimes we have to wait for them to find time for everything. Sometimes the interview process can be difficult for clientsWhen we address topics like trauma and relationships, it can be a lot for the client to process. AdvertisementVery often, as they go through the interview process, they become more comfortable talking about difficult things later on.

Persons: —, Loren Stephens, I'm, It's, We'll, Al Azus, Aki Gonzalez Aleong, Jeff Margolis, Barbara Walters, I've, Leo Daughtry, Lauryn Haas Organizations: Service, Business, North Carolina State Rep, lhaas@businessinsider.com Locations: Los Angeles, Boston, North Carolina, I'm, LA

☆ The Secret Service is being held to an impossible standard, says a former royal bodyguard
▼ + stars: | 2024-07-22 | by ( Mikhaila Friel | ) www.businessinsider.com time to read: +4 min

The former president praised the Secret Service agents who piled in when a gunman opened fire at an election rally in Butler, Pennsylvania. Simon Morgan, a security expert and former bodyguard to the British royal family, said the criticism of the Secret Service hasn't been entirely fair. Secret Service agents were unfairly judged, Morgan saidMorgan cautioned members of the public with "limited knowledge" to think twice before commenting. "The only people who can comment on what happened are those Secret Service agents," Morgan said. But according to a local law enforcement officer and the Butler County sheriff, law enforcement weren't aware that he also had a gun.

Persons: —, Donald Trump, Simon Morgan, hasn't, Morgan, Trump, Anna Moneymaker, you've, I've Organizations: Service, Business, Trojan, Secret Service, Secret, New York, FBI, CBS News, Pennsylvania State Police, Trump Locations: Butler , Pennsylvania, It's, Buckingham, Butler County

☆ The Paris Olympics are nice, but agents and brands are already prepping for an even bigger prize: Los Angeles in 2028
▼ + stars: | 2024-07-22 | by ( Ashley Rodriguez | Tiara White | ) www.businessinsider.com time to read: +6 min

Read previewThe Olympic Games in Paris hasn't even begun, but talent agents are already looking to the Los Angeles Games in 2028. Savvy agents are leveraging the Paris Games — a huge moment in their own right — to snag fresh, breakout talent and negotiate long-term commercial deals with the expectation that the Los Angeles Games will draw even more demand from brands that want to work with athletes. More talent agencies have also expanded into working with Olympic athletes. Crane said the Los Angeles Games are a big focus for the firm. "Everything is a little more amplified in Los Angeles, and there's going to be a lot of media and press.

Persons: —, Paris hasn't, WME, Quincy Wilson, Mark Ervin, Quincy, Peter Carlisle, Anna Hall, who's, Octagon, Carlisle, Hezly Rivera, Harry Poole, Aly Raisman, Poole, Ervin, there's, James Crane, Buchwald, Crane, it's Organizations: Service, Los Angeles Games, Paris Games, Business, Olympic, Summer Games, ", LA, Summer, Paris, Excel Sports Management, Brands, US, Olympics Locations: Paris, LA28, Los Angeles, London, Tokyo

☆ A millennial couple overcame 3 challenges turning a ruined chapel into a $250-a-night Airbnb. Take a look.
▼ + stars: | 2024-07-22 | by ( Maria Noyen | ) www.businessinsider.com time to read: +8 min

"We were like, 'Oh, look at that cute little church," O'Mara, a 39-year-old real-estate agent, told Business Insider. AdvertisementThey didn't think of the chapel again until O'Mara stumbled upon it when scanning real-estate listings for work. The Dunnigans turned the chapel into an event space and an Airbnb that they said brings in $40,000 in revenue a year. The chapel was built by volunteers in the early 1900s to be a place of worship for Norwegian-speaking Lutherans. Paulette Hagen Simple Website CreationsThey then found a local contractor whose father had built church altars.

Persons: —, O'Mara, Adam Dunnigan, " O'Mara, Adam, Dunnigans, Paulette Hagen, wouldn't, Adam's, they've, — O'Mara Organizations: Service, Detroit, Business Locations: Detroit Lakes , Minnesota, Minnesota, Fargo , North Dakota, Minneapolis, Audubon, Detroit Lakes, Portugal

☆ An FCC ruling has cut prison phone bills in half, disrupting the correctional telecommunications industry
▼ + stars: | 2024-07-22 | by ( Narimes Parakul | ) www.businessinsider.com time to read: +6 min

In order for people in prison to use phone or video calls to chat with family, the person on the other line must pay. As of 2021, according to research by the Prison Policy Initiative, they've paid an average of $3 for a 15-minute phone call. The new rules will force a business model change for correctional telecommunications companies as they contend with an estimated $500 million loss in revenue, according to Worth Rises. Only five states have passed legislation to make jail phone calls free, according to Prison Legal News. Wanda Bertram, a communications strategist for the Prison Policy Initiative, said prisons tend to negotiate better contracts with telecommunications companies and, therefore, tend to have better rates for prisoners.

Persons: —, they've, Peter Wagner, Viapath, ICSolutions, –, Bianca Tylek, Wanda Bertram, Paul Wright Organizations: Service, Federal Communications Commission, Business, FCC, Correctional, Worth, Connect, PBS, Companies, Human Rights Defense Center Locations: ICSolutions, New York , Ohio, Rhode

☆ Trump faces a tighter race with Kamala Harris set to replace Biden, experts say
▼ + stars: | 2024-07-22 | by ( Dylan Butts | ) www.cnbc.com time to read: +4 min

The Democrats had been headed for a "landslide defeat" in November, but now, they stand a chance, said Ian Bremmer, President and Founder of Eurasia Group. "They've turned [this race] around, and President Biden has given the Democrats a fighting chance," he told CNBC's "Squawk Box Asia" on Monday. How Harris helps DemocratsAccording to experts that spoke to CNBC, Harris comes with a number of advantages in comparison to her former running mate. A recent poll showed that some 85% of the population believed Biden was too old to serve another four years. However, according to Myers, the race has been thrown into "complete disarray" with Harris set to give Trump a "real run for his money."

Persons: Kamala Harris, Peter Zay, Joe Biden's, Biden, Donald Trump, Ian Bremmer, They've, CNBC's, Harris, Bremmer, Steven Okun, Allan Lichtman, Okun, Trump, Eurasia's Bremmer, That's, —, Charles Myers, Signum, Myers Organizations: Anadolu, Getty, Democratic, Eurasia Group, Democratic National Convention, APAC Advisors, Trump, CNBC, Republicans, Signum Global, Markets Locations: North Carolina, Fayetteville NC, United States, Chicago, today's America

☆ Kamala Harris shouldn't go too far on the 'brat' meme stuff
▼ + stars: | 2024-07-22 | by ( Katie Notopoulos | ) www.businessinsider.com time to read: +6 min

Read previewKamala Harris is enjoying a moment in the viral sun — with her #KHive surging into the mainstream, admitting they've been "coconut pilled." One coconut emoji too many, and Harris HQ could be veering into cringe, losing the coveted brain rot demographic. They've already started to try to capitalize on the memes — a little: The Harris presidential campaign's official TikTok account posted Charli XCX's Sunday tweet that said: "Kamala is brat." The Kamala HQ bio also reads "ready to provide context," which is a reference to another Harris-related meme. Advertisementkamala IS brat — Charli (@charli_xcx) July 22, 2024(If the coconut and brat references don't make sense to you, a brief explanation: Brat is a reference to Charli XCX's latest album, which has a girls-just-wanna-have-judgment-free-fun vibe.

Persons: —, Kamala Harris, they've, Harris, They've, Kamala, kamala, — Charli, Charli, it's, Sen, Bryan Schatz, y8baSx44FL — Brian Schatz, Brandon, Joe Biden, Biden, Charlie Warzel, Trump, Alexandria Ocasio, Cortez —, Hillary Clinton's, Rachel Platten's, Katy Perry, qMYVn1BOtV, Brian Tyler Cohen Organizations: Service, Business, Hawaii, Biden, Convention

Determining your budgetYou can figure out how much house you can afford to buy using our free mortgage calculator. While you may already have an idea of what you think you can afford, you'll need to find out how the bank sees you. It will include a list of all of your finalized closing costs and how much cash you'll need to close. The final walkthroughBefore closing, you'll also get a chance to view the home one more time. How to buy a house FAQsHow much down payment do I need to buy a house?

Persons: You'll, George Chedid, Dana Bull, They're, Bull, you've, Don't, it's, They'll, you'll, they've, Chedid Organizations: Compass, Federal Housing Administration, US Department of Veterans Affairs, US Department of Agriculture, you'll, Homeowners Insurance Allstate, Insurance Locations: Kendall Park , New Jersey, Chevron, Boston

☆ Leaving India and working in tech in the US changed me. I feel too foreign here and too foreign there.
▼ + stars: | 2024-07-22 | by ( Robin Madell | ) www.businessinsider.com time to read: +8 min

It was because I knew that working in Big Tech in Silicon Valley would change me into a different person and I'd never move back. It's been 11 years since then, and I think I've gotten happier with my life here now that I've worked at a few different jobs in Big Tech. But despite this, working in the US suits me better than working in India because of my individualistic mindset. Some people back home think very competitively — they've hinted that they think I'm just plain lucky, and if they had the opportunity, they'd do it too and much better. Even if I had all the resources to go back to India, it'd be different — I've grown apart from who I was.

Persons: Uday Padyana, I'd, It's, I've, India I've, I'm, it's, they've, there's, —, haven't, would've, India I'm, could've, it'd, Jeff Bezos's, Jane Zhang Organizations: Service, Big Tech, Big, Business, PayPal, Uber Locations: Silicon Valley, India, Big Tech, Silicon, Atlanta, Washington , DC, American, janezhang@businessinsider.com

☆ I burned out trying to be an overachieving parent. I learned it's OK to ask for help.
▼ + stars: | 2024-07-22 | by ( Amanda Miller Littlejohn | ) www.businessinsider.com time to read: +9 min

Then, I'd put them down for their afternoon nap, during which I'd work on projects for my consulting clients. I saw my overachieving as a way to set them up for future success in a hyper-competitive world. I learned it's OK to ask other parents for helpMy girl-mom network has shared hand-me-down winter coats, barely-worn Easter dresses, and pediatric specialist recommendations. But I've learned relying on my network to hook me up doesn't make me lazy, unserious, or checked out as a parent. AdvertisementThe author learned it's OK to ask for recommendations from friends and other parents while parenting her daughter.

Persons: Fela Kuti, John Coltrane, Jacob Lawrence, Romare Bearden, Jean, Michel Basquiat, We'd, I'd, Amanda Miller Littlejohn, —, hadn't, They've, I've, I'm, — I'm, they'll, It's Organizations: Service Locations: Tennessee

☆ I've been to 25 countries. Here are 10 mistakes I wish I'd avoided when I first started traveling.
▼ + stars: | 2024-07-22 | by ( Dominique Mills | ) www.businessinsider.com time to read: +5 min

Here are 10 mistakes I wish I'd known to avoid when I first started traveling and tips for a smoother journey. AdvertisementSince then, I've learned that packing light with versatile clothing makes for a more enjoyable trip. Now, I only book essentials and leave room in my itinerary to explore and make last-minute decisions and changes. Now, I always inform my bank of my travel plans to ensure seamless access to my funds while abroad. Walking shoes need to be comfortable, not cuteFashion over function is a mistake I've made many times.

Persons: —, Overpacking, Dominique Mills, I've, it's, I'm, Don't, Dominique Mills Taxis Organizations: Service, American Express, Business

Kid's savings accounts are a great way to teach your kids how to budget, create savings goals, and start building up their savings. Best Kids Savings Account ReviewsThe best savings accounts for kids offer good monitoring features, educational resources, and low monthly fees. Key Benefits of a Kids' Savings AccountThe key benefit of getting a kid's savings account is that you can grow your child's savings in a relatively accessible and safe way. Features to Look for in a Kids' Savings AccountHigh Interest Rates on Kid's BankingFor the most part, kid's savings accounts are interest-earning accounts. How to Open a Savings Account for Your ChildChildren's Savings Account Eligibility RequirementsA kid cannot open a savings account on their own.

Persons: Chase, Alliant, Foster, JP Morgan Chase, Jeffrey Epstein's, Banks, isn't, there's, Tania Brown, Sophia Acevedo, Mykail James, Roger Ma, James Organizations: Mortar Bank Chase, Chase, Best Online Bank, Best Credit Union Alliant Credit, Credit Union, Foster, Business, Chase Bank, Washington DC, Capital, Credit, Alliant Credit, Savings, Foster Care, U.S . Virgin, Banking, Kid's Banking, Kid's, Kids, FDIC Locations: NY, LA, TX, VA, NJ, Washington, Connecticut , Delaware , Louisiana , Maryland , New Jersey , New York , Texas, Virginia, Chevron

The information for the following product(s) has been collected independently by Business Insider: Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Bold® Credit Card, Marriott Bonvoy Bountiful™ Card. Marriott Bonvoy 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy. Marriott Bonvoy Bountiful™ CardIf you're interested in the Marriott Bonvoy Bevy™ American Express® Card, you should also consider its almost identical sibling: the Marriott Bonvoy Bountiful™ Card. Marriott Bonvoy Rewards frequently asked questionsHow can I earn Marriott Bonvoy points? Business Insider values Marriott points at 0.7 cents apiece on average, so 50,000 Marriott Bonvoy points are worth $350 by our valuations.

Persons: Marriott, Regis, you'll, I've, We've, they've, You'd, You've, Cardholders, it's, Amex, cardholders, Taylor Organizations: Business, Marriott, Read, Marriott Bonvoy Marriott, Ritz, Carlton, Starwood Hotels, Resorts, JW Marriott, Marriott Delta, Sheraton Gaylord Hotels Homes, Villas, Marriott International, Marriott Hotels, Resorts Marriott, Carlton Reserve, Ambassador, Marriott Bonvoy, JW Marriott Chicago, British Airways Executive Club, American Airlines, Korean, Alaska Airlines, Cathay, Cross, Unicef Marriott, American Express, Emirates, Hertz, Hertz Five Star, United Airlines, TSA, Global, TSA PreCheck, Cell, New Hampshire Insurance Company, AIG Company, U.S, Chase, Amex, ™, Silver Locations: Bora Bora, Aspen, St, Regis, Villas, Maldives, Dubai, Greece, Chicago, Regis Beijing, Hong Kong, Cambridge, Delta, Asia, Cathay Pacific, Alaska, New York, Singapore, U.S, Marriott Bonvoy, Marriott

Mortgage rates have steadily been decreasing for several months now. Mortgage rates are determined by a variety of factors, including economic trends, Fed policy, investor demand, and more. See more mortgage rates on Zillow Real Estate on ZillowToday's refinance ratesMortgage type Average rate today This information has been provided by Zillow. This is a significant slowdown compared when it peaked at 9.1% in 2022, which means mortgage rates should start trending down soon. This means your entire monthly mortgage payment, including taxes and insurance, shouldn't exceed 28% of your pre-tax monthly income.

Persons: they've, Freddie Mac, you'll, Fannie Mae Organizations: Federal Reserve, Zillow, Mortgage, Association, Sky Locations: Chevron

☆ Trump has preached 'unity' since his assassination attempt, but he could become even more radical in the aftermath
▼ + stars: | 2024-07-21 | by ( Katherine Tangalakis-Lippert | ) www.businessinsider.com time to read: +7 min

But while some pundits have argued his speech showed he is more subdued and humble in the wake of last week's failed assassination attempt against him, others aren't so sure he's changed at all. And some political scientists and experts on authoritarianism warn Trump could become even more radical after his near-death experience. We are one nation under God, indivisible, with liberty and justice for all," Trump told the RNC crowd as he briefly read messages promoting unity from a teleprompter. Not everyone is certain Trump will change much in the wake of his assassination attempt — for better or for worse. If the assassination attempt does change Trump, the effects may not be immediately apparent — though they are worth being on the lookout for.

Persons: Donald Trump, week's, Trump, Joe Biden, Elizabeth Bennion, Hulk Hogan, Eric Trump's, haven't, Bennion, Timothy Snyder, Snyder, Ruth Ben, Ghiat, Ben, Recep Tayyip Erdogan, Benito Mussolini's, —, Michael Green, didn't, Green, they've, it's Organizations: Service, Republican National Convention, Business, RNC, Indiana University, GOP, Trump, Yale University, New York University, of Democracy and, Defense, University of Nevada Locations: Indiana University South Bend, Turkey

Ashok Kumar | Getty Images Entertainment | Getty ImagesWhat is recession pop? Recession pop largely refers to the body of music that emerged during the Great Recession, which started in late 2007 and lasted for 18 months. It's a lot of Katy Perry, and a lot of hyper, very fast music," said Lewis. Why is recession pop having a renaissance? That tension has given way to recession pop."

Persons: Taylor Swift, Ashok Kumar, Charlie Harding, Harding, Joe Bennett, Katy Perry banger, Katy Perry, Lewis, Kevin Mazur, Bennett, Diane Negra, Charli XCX, Negra Organizations: Getty, New York University Steinhardt School of Culture ,, Human, Berklee College of Music, Pepsi, University of Phoenix, Farm, University College Dublin, Google, Dow Jones, Bank of America Locations: Singapore, Glendale , Arizona, U.S

☆ My partner grew up rich, and I didn't. We almost broke up over my insecurities, but compassion and honesty have gotten us through.
▼ + stars: | 2024-07-21 | by ( Tess Martinelli | ) www.businessinsider.com time to read: +7 min

download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. Read previewThis as-told-to essay is based on a conversation with Geneviève Laforce, a 24-year-old content creator from Montreal, whose partner grew up wealthy. We've learned that managing a relationship with someone who grew up so differently requires constant compassion and open communication. I've been able to broaden her worldview and provoke a deeper sense of compassion for those who are struggling. If money complicates your relationship and you want to tell your story, please email Tess Martinelli at tmartinelli@businessinsider.com.

Persons: —, Geneviève Laforce, It's, We've, isn't, I've, she's, They've, Tess Martinelli Organizations: Service, Business Locations: Montreal, tmartinelli@businessinsider.com

☆ Death of Hedge Fund Stars: Wall Street, Stock Market Titans Are Gone
▼ + stars: | 2024-07-21 | by ( Linette Lopez | ) www.businessinsider.com time to read: +15 min

Take activist hedge funds, which buy up a percentage of a company's stock (or an asset) and then use their weight to push for operational changes. Or there would be a fun, splashy war between the hedge fund and the C-suite. Hedge funds rely on outperforming the market when times are hard and it's easier to find pockets of outperformance and exploit them. Of course, hedge funds are having a hard time coming up with a crew because the clients have changed too. Advertisement"At the end of the 1960s, the bubble burst, and everyone thought, 'That's the end of hedge funds,'" Mallaby said.

Persons: David Tepper, Anthony Scaramucci, Lenny Kravitz, lanyards, Bobby Jain, Goldman Sachs, Denise Shull, Charles Lemonides, ValueWorks, Saba Capital's Boaz Weinstein, BlackRock, Nelson Peltz, Bob Iger, Paul Singer's Elliott, —, Elliott, Meir Statman, Statman, I'm, That's, Paris, Marc Jacobs, they've, they're, Sebastian Mallaby, Julian Robertson, Julian, Mallaby, Lemonides, wonky quants, Keith Gill, David Einhorn, Andrew Left, bro Organizations: Appaloosa Management, Carolina Panthers, Bellagio, Millennium Management, Credit Suisse, Jain, Disney, Paul Singer's Elliott Management, Santa Clara University, Behavioral Finance, New, Tiger Management, Met, rockstar, Ferrari, Greenlight, Harvard, Princeton grad, Research Locations: Vegas , New York City, Singapore, Argentine

☆ 'Ludicrous': Donors leave call with Kamala Harris frustrated and annoyed
▼ + stars: | 2024-07-21 | by ( ) www.cnbc.com time to read: +5 min

U.S. Vice President Kamala Harris departs Air Force Two as she arrives at Pope Army Airfield to campaign in Fayetteville, North Carolina, U.S., July 18, 2024. Kevin Mohatt | ReutersA call Friday featuring Vice President Kamala Harris and about 300 major Democratic donors left many who dialed in frustrated, with one donor declaring it "ludicrous" shortly before it ended, according to two sources familiar with the call. During the call, Harris, who was asked to join the call by Biden's senior advisors, praised Biden, according to campaign officials. NBC News reached out to the Biden campaign for comment. But what angered many donors, this source said, was that during the wait — which was about 20 minutes — donors were "admonished."

Persons: Kamala Harris, Kevin Mohatt, Joe Biden's, Jen O'Malley Dillon, Biden, Joe Biden, Tom Brenner, Harris, Biden's, Donald Trump, Melissa Morales, Somos Votantes, Kamala, Trump Organizations: Air Force, Pope Army, Reuters, U.S, Market, Office, NBC, Biden, Democratic, NBC News Locations: Fayetteville , North Carolina, U.S, Las Vegas , Nevada, Provincetown, Mass

☆ I'm a luxury wedding caterer in the Hamptons. Here's the biggest difference between Gen Z and millennial weddings.
▼ + stars: | 2024-07-21 | by ( Erin Mcdowell | ) www.businessinsider.com time to read: +4 min

She told Business Insider the biggest difference she's witnessed between Gen Z and millennial weddings comes down to life experience. Courtesy of Hamptons Aristocrat"I would say most of my wedding couples are slightly older, and it might be a Hamptons thing," she said. AdvertisementAnd unlike some Gen Z couples, they might be able to afford exactly what they want. Gen Z couples opt for 'safer' options like plated chicken and fishA plated piece of salmon on a white plate. "They really, really know what they want," she said.

Persons: —, Lexi Ritsch, Gen Z, Ritsch, James Beard Organizations: Service, Hamptons, Business, Pew Research Center, Data USA, Michelin Locations: New York, Palm Beach , Florida, East Hampton

☆ Camp counselors, golf caddies and 10 other people to consider tipping this summer, according to etiquette pros
▼ + stars: | 2024-07-21 | by ( Ryan Ermey | ) www.cnbc.com time to read: +3 min

Roughly 2 in 3 adults have a negative view of the practice, according to a recent survey from Bankrate, and 30% say tipping culture has gotten out of control. Etiquette pros say tipping guidelines are just that — guidelines. "Good tipping feels good for everyone involved," Daniel Post Senning, co-author of "Emily Post's Etiquette, The Centennial Edition," previously told Make It. Here are some people etiquette experts say are worth considering tipping. But many camps forbid counselors from taking tips, says Diane Gottsman, a national etiquette expert and founder of the Protocol School of Texas.

Persons: —, Daniel Post Senning, Emily Post's, they've, Diane Gottsman, Gottsman, You've, Elaine Swann Organizations: Protocol, of Texas, Emily Post, Swann School of Locations: Bankrate

☆ Psychedelic therapy with ketamine aims to ease PTSD for Ukrainian soldiers coming back scarred from front-line fighting
▼ + stars: | 2024-07-21 | by ( Ella Sherman | ) www.businessinsider.com time to read: +6 min

Read previewAdministered ketamine is being used in concert with therapy to treat Ukrainian veterans who experience post-traumatic stress disorder from fighting on the battlefield. AdvertisementA study published earlier this year focused on the treatment of depression among veterans using ketamine taken through an IV. The doses provided at least partial relief to many of the test subjects and after six weeks of ketamine infusions, depression scores dropped significantly. "Soldiers, for them, it's natural to consider themselves like a strong man," Matrenitsky said, explaining that the effects of the ketamine therapy allow individuals to overcome defensive barriers over their emotions. In partnership with Heal Ukraine Trauma, Matrenitsky along with other healthcare professionals have teamed up to form the Ketamine-Assisted Psychotherapy initiative in hopes of educating Ukrainian therapists on Ketamine-Assisted Therapy.

Persons: —, Elaine Klein, Julia Rendleman, Dr, Vladislav Matrenitsky, Yulia Brockdorf, Wolfgang Schwan, Matrenitsky, Bandura, Paula Reynal, Klein Organizations: Service, Business, Heal, Washington, Center, Psychotherapy, 24th Brigade, Getty, Strategic, International Studies Locations: American, Ukraine, US, Kyiv, Anadolu, That's, Washington

As long as inflation continues to slow, mortgage rates should tick down further throughout the remainder of 2024. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 15-Year Fixed Mortgage Rates Barely Tick Up (+0.02%)The average 15-year mortgage rate is 5.68%, just two basis points higher than last week. Mortgage Refinance Rates30-Year Fixed Refinance Rates Fall (-0.37%)The average 30-year refinance rate is 7.08%, 37 basis points down from last week. Mortgage rates also rose dramatically in 2023, though they started trending back down toward the end of the year.

Persons: you'll, It's, refinance, they've Organizations: Federal, Zillow, FHA Locations: Chevron

☆ EA college football is back after over a decade. The game and its fans are a lot different now
▼ + stars: | 2024-07-20 | by ( Jesse Pound | In Jesse-Pound | ) www.cnbc.com time to read: +4 min

Courtesy: EA SportsThe 2024 football season officially starts this weekend for many fans, as Electronic Arts rolls out a long-awaited revamp of its college football game. A new eraThe college football game, previously titled NCAA Football, was typically a smaller product for EA, at least compared to titles like Madden. Beyond the gameplay, the changes to the video game also reflect some massive shifts in college football itself, including the advent of the College Football Playoff. A decade ago, college football players had strict restrictions around making money outside of their scholarship. EA Sports College Football 25.

Persons: they've, Anthony Bencomo, Bencomo, Bill Long, Long, Eric Handler, Roth, Madden, Lucas Dolengowski, Dolengowski, Sports Bencomo, I've adulted Organizations: EA, EA Sports College Football, Electronic, XBox, PlayStation, Football, eBay, Sports, College Football, Sports What's Locations: Orlando, Sacramento, Madison , Alabama

☆ Most people hate this part of applying for a job — but it's still important to do
▼ + stars: | 2024-07-20 | by ( Sarah Jackson | ) www.businessinsider.com time to read: +3 min

download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. Read previewIt's one of the most frustrating parts of the job application process: You've already uploaded your résumé, but now you're being asked to rehash all of your work experience in the application. In a June 2024 survey of 2,000 US-based professionals by FlexJobs and MyPerfectResume, 79% said their biggest "turn-off" in a job application is having to re-enter their work history after uploading a résumé. "Job seekers have probably seen this, where they've applied for jobs at different companies and experienced different ATS systems and different parsing each time." AdvertisementAnd of course, there's also a much simpler reason to re-enter your job information.

Persons: —, you've, Toni Frana, there's, Alison Green, Green Organizations: Service, FlexJobs, Business

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