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☆ The US tried to secure Alexey Navalny's release in a historic prisoner swap with Russia before his death
▼ + stars: | 2024-08-01 | by ( Lloyd Lee | Kelsey Vlamis | ) www.businessinsider.com time to read: +1 min

Several countries, including the US, carried out a major prisoner swap with Russia on Thursday. The US wanted Alexey Navalny, Putin's most vocal political dissident, to be part of the deal. The Wall Street Journal reported that Putin was open to the idea before Navalny's death in a Russian prison. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementVladimir Putin was open to releasing Alexey Navalny, the Russian leader's fiercest critic and political rival whose unexpected death in an Arctic penal colony sparked international backlash, as part of Thursday's historic prisoner swap, according to The Wall Street Journal.

Persons: Alexey Navalny, Putin, —, Vladimir Putin, Evan Gershkovich, Paul Whelan, Alsu Kurmasheva, Vladimir Kara, Murza Organizations: Russia, Street Journal, Service, Wall Street Journal, Street, Washington Post, Business Locations: Russian, American

☆ I moved to Spain single and started dating locals. Most were still living with their parents and expected to split the dinner bill.
▼ + stars: | 2024-08-01 | by ( Jennifer Fernández Solano | ) www.businessinsider.com time to read: +5 min

We'd "met" a few nights before on a dating app, and I was doing my best to keep the conversation flowing. I've had friends move back home to save for a house deposit and have also met men in their 40s living with their parents following a divorce. At the time, I found that everyone in Spain used Tinder — there was hardly anyone to match with on the other apps. I also noticed that most men didn't fill out their profiles, which made it hard to see if we had common interests. I came up with strict parameters and finally met the oneSix months into living in Spain, I was getting frustrated with the dating scene.

Persons: —, he's, it's, I've, it'd, haven't Organizations: Service, Business Locations: Spanish, Spain Before Spain, Australia, American, Mexico City, Valencia, Spain, Mexico, Europe, Portugal, Valencian

☆ Who was freed in major prisoner swap between Russia and the West?
▼ + stars: | 2024-08-01 | by ( Ivana Kottasová | ) edition.cnn.com time to read: +14 min

The German court that convicted Krasikov in 2021 said he acted on behalf of the Russian state, shooting Khangoshvili “execution style” in broad daylight. Vadim Konoshchenok, 48An undated photo of Vadim Konoshchenok included in a 2022 court document. He was arrested in February 2022, according to the Polish state news agency PAP. Lilia Chanysheva, 42Lilia Chanysheva stands is seen during a hearing at the Kirovskiy District Court in Ufa, Russia, on June 14, 2023. He was sentenced to four years in a penal colony in July 2022, according to Amnesty International.

Persons: Evan Gershkovich, Paul Whelan, Vadim Krasikov, Vadim Krasikov Berlin Police Krasikov, Krasikov, Zelimkhan, Khangoshvili, Ramzan Kadyrov, Putin, Viktor Bout, Whelan, Brittney, Biden, Alexey Navalny, Vadim Konoshchenok, Konoshchenok, Vladislav Klyushin, Klyushin, Roman Seleznev, US Department of Justice Roman Seleznev, Seleznev, Artem Dultsev, Ludvig Gish, Anna Dultseva, Dultsev, Maria Rosa Mayer Munos, Mikhail Mikushin, Pavel Rubtsov, Pablo Gonzalez, Oihana Goiriena, Vincent West, Pablo Gonzales, Natalia Kolesnikova, Kirill Kudryavtsev, US Marine Whelan, Gershkovich, Alsu Kurmasheva, Liberty Alsu Kurmasheva, Alexey Nasyrov, Kurmasheva, Vladimir Kara, Murza, Kara, Vladimir Putin’s “, ”, Rico Krieger, Krieger, Alexander Lukashenko, Kevin Lik, Lick, Dieter, Voronin, Ivan Safronov, Roscosmos, Demuri Voronin, Safronov, Herman Moyzhes, Moyzhes, Patrick Schoebel, Schoebel, Ilya Yashin, Yuri Kochetkov, ” Alexandra Skochilenko, Alexandra Skochilenko, Anton Vaganov, Skochilenko, “, ” Oleg Orlov, Oleg Orlov, Lilia Chanysheva, Chanysheva, Ksenia Fadeeva, Maxim Shemetov, Fadeeva, Vadim Ostanin, Alexei Navalny’s, Ostanin, Andrei Pivovarov, Pivovarov Organizations: CNN, Vadim Krasikov Berlin Police, Chechen, Russian, Krasikov, US Department of Justice, US, Office, Eastern, of, Attorney's, University of Tromsø, Reuters, Court, Getty, Street, US Marine, US State Department, Radio Free, Liberty, AP, Belarusian TV, Belteleradio, Human Rights, German Red Cross, TASS, German Federal Intelligence Service, Pulkovo, Ukraine, Amnesty International Locations: American, Russia, Moscow, Berlin’s Kleiner, Russian, Georgia, Estonia, of New York, Boston, Sion , Switzerland, United States, Maldives, Slovenia, Ljubljana, Norway, Brazilian, Nabarniz, Spain, Poland, Spanish, Sverdlovsk, AFP, Irish, Radio Free Europe, Kazan, Yekaterinburg, Ukraine, United Kingdom, Belarusian, German, Belarus, Berlin, Germany, Europe, St . Petersburg, St, Petersburg, Meshansky, Bucha, Kyiv, Saint Petersburg, Kirovskiy, Ufa, Bashkortostan, Tomsk, Krasnodar

☆ I floundered in white-collar jobs until I found my calling as an electrician in my 40s
▼ + stars: | 2024-08-01 | by ( Ella Hopkins | ) www.businessinsider.com time to read: +5 min

Read previewThis as-told-to essay is based on a transcribed conversation with Rachel Hoobing, a 50-year-old electrician in San Francisco. I found it very stressful and decided to leave in May 2012 and apply for an electrician apprenticeship. In 2015, I got my electrical trainee card, which meant I could do some non-union work as an electrician. I applied for an electrical apprenticeship with a union in 2016, when I was 43, and started the following year. AdvertisementI work for a union as an electricianI became a union electrician at the end of my five-year apprenticeship in 2021.

Persons: —, Rachel Hoobing, I'd, wasn't Organizations: Service, Business, Jobs Corps, Department of Labor, Job Corps, Home Depot Locations: San Francisco, arborists

The information for the following product(s) has been collected independently by Business Insider: Chase Freedom®, Chase Freedom Flex®, Chase Freedom Rise℠, Chase Freedom® Student credit card, Chase Slate®, Southwest Rapid Rewards® Premier Credit Card, United Club℠ Business Card, Marriott Bonvoy Bold® Credit Card, Marriott Bonvoy Boundless® Credit Card. If you have a Chase credit card, you may now be eligible for free unlimited deliveries and up to $20 off each month through 2027. DoorDash and Chase are expanding their partnership, which includes complimentary DashPass for most Chase credit cardholders. Now, if you have one of the Chase Sapphire cards, you can enjoy unlimited free deliveries until it's time to elect the next-next president. Which Chase credit cards are eligible?

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Capital One Platinum Secured Credit Card RewardsMany secured cards don't offer rewards, and the Capital One Platinum Secured Credit Card is one of them. Capital One Platinum Secured Credit Card Benefits and FeaturesThe Capital One Platinum Secured Credit Card is fairly bare bones when it comes to additional perks, but it does offer a few handy benefits. Capital One Platinum Secured Card ComparisonCapital One Platinum Secured Card vs. Capital One Quicksilver Secured Cash Rewards CardAnother secured credit card from Capital One actually offers rewards: the Capital One Quicksilver Secured Cash Rewards Credit Card. Discover it Secured CardAnother secured card worth considering over the Capital One Platinum Secured Credit Card is the Discover it® Secured Credit Card. Capital One Platinum Secured Credit Card Frequently Asked QuestionsIs the Capital One Platinum a secured credit card?

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The information for the following product(s) has been collected independently by Business Insider: Alaska Airlines Visa Signature® credit card, Alaska Airlines Business Credit Card, Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Bold® Credit Card, Marriott Bonvoy Bountiful™ Card. How to earn Alaska Airlines milesThere are two types of Alaska miles: Elite-qualifying miles and redeemable miles. Earn Alaska miles for car rentalsYou can opt-in to earn Alaska miles when you rent cars through Alamo, Avis, Budget, Dollar, Hertz, National, or Thrifty. Alaska Airlines Mileage Plan is a highly lucrative frequent flyer program even if you never actually fly on Alaska Airlines. Redeem Alaska miles for flights on partner airlinesUsing Alaska Airlines miles for award flights on partner airlines is perhaps the best way to use your Alaska miles.

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☆ Get paid to visit luxury hotels and spas around the world—here's how
▼ + stars: | 2024-07-31 | by ( Nicolas Vega | ) www.cnbc.com time to read: +3 min

That's the opportunity available with the newest round of openings at Forbes Travel Guide, which evaluates the best hotels, restaurants, spas and cruises in the world. "We want our guests to think and behave like an average luxury traveler and carry out this role as if they were actually traveling." FTG inspectors are required to try food and drinks at the properties they visit in order to create a comprehensive appraisal. Because evaluators use their own cards when booking stays and travel, they accumulate a substantial amount of credit card rewards. For trips where a companion is required, FTG will cover their expenses as wellOne thing that will disqualify you right off the bat?

Persons: evaluators, they're, Amanda Frasier, Frasier, FTG Organizations: Forbes Travel, CNBC Locations: luxe, Americas, Asia, Europe

☆ What to do now that the Fed is signaling lower interest rates
▼ + stars: | 2024-07-31 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +9 min

Given the many ways lower rates can affect your finances, here are some things to consider when deciding what steps to take in response. Here’s how lower rates may affect key areas of your financial life, along with tips on what to do about it. If that proves difficult to get, see if you can transfer your balance to a credit card from a credit union or local bank that offers lower rates than the biggest banks. And because many variables determine what that factor will be, it will be hard to figure out the impact of lower interest rates. His advice: Don’t keep more than six months’ to a year’s worth of living expenses in cash or cash equivalents.

Persons: ”, Greg McBride, ” McBride, “, Chris Diodato, Diodato, you’ll, McBride, ” Dodiato, Collin Martin, don’t Organizations: New, New York CNN, Federal Reserve, Bankrate, Schwab Center, Financial Research, AAA Locations: New York, Schwab.com

☆ This AI-powered financial advisor has quickly gained $20 billion in assets
▼ + stars: | 2024-07-31 | by ( Hugh Son | ) www.cnbc.com time to read: +5 min

Westend61 | Getty ImagesAn automated financial advisor called PortfolioPilot has quickly gained $20 billion in assets in a possible preview of how disruptive artificial intelligence could be for the wealth management industry. The world's largest wealth management firms have rushed to implement generative AI after the arrival of OpenAI's ChatGPT, rolling out services that augment human financial advisors with meeting assistants and chatbots. "People are fed up with cookie-cutter portfolios," Harmsen told CNBC. Global Predictions targets people with between $100,000 and $5 million in assets — in other words, people with enough money to begin worrying about diversification and portfolio management, Harmsen said. After realizing it could have a broader use, Harmsen began building a team for Global Predictions, including three former employees of Bridgewater Associates, the world's largest hedge fund.

Persons: PortfolioPilot, Alexander Harmsen, OpenAI's, Morgan Stanley, Harmsen, we'll Organizations: Global, Morado Ventures, NEA Angel Fund, CNBC, Bank of America, Bridgewater Associates Locations: San Francisco

It’s been a year since interest rates reached a two-decade high, but they may soon begin to reverse course. The Federal Reserve is expected to hold its benchmark interest rate steady on Wednesday, while signaling that a cut is possible when policy-setting officials meet again in September. If interest rates are elevated for too long, they risk weakening the employment picture. The central bank uses interest rates to influence the broader economy. Home-equity lines of credit and adjustable-rate mortgages — which each carry variable interest rates — generally rise within two billing cycles after a change in the Fed’s rates.

Persons: It’s, ” Jonathan Smoke, that’s, Freddie Mac, ”, Sam Khater, —, “ Banks, Ken Tumin Organizations: Federal, “ Manufacturers, Cox Automotive, Treasury, Savings Vehicles Locations: Edmunds

☆ US women’s soccer team qualifies for Olympic quarterfinals as group winner after 2-1 victory over Australia
▼ + stars: | 2024-07-31 | by ( Ben Morse | ) edition.cnn.com time to read: +3 min

CNN —The US women’s soccer team qualified for the quarterfinals of the 2024 Paris Olympic Games with an unbeaten record after its 2-1 victory over Australia on Wednesday. The US was victorious in all three of its group games, allowing it to book its spot in the next round as Group B winner with nine points from nine available. The US women’s national team will face Japan in the next round. Pascal Guyot/AFP/Getty ImagesAnd Smith and Rodman once again combined for the US’s opening goal on Wednesday, with Smith heading down to allow Rodman to poke home. But the US was able to hold on and maintain its 100% winning record and its spot as Group B winner.

Persons: Trinity Rodman, Sophia Smith, Korbin, Alanna Kennedy’s, –, Emma Hayes, Hayes ’, Smith, Mallory Swanson, Rodman, Pascal Guyot, Horan, Albert, Alanna Kennedy, Sam Coffey Organizations: CNN, Games, Australia, Trinity, US, Olympics, Summer, Getty, Zambia Locations: Australia, Japan, Sweden, Tokyo, AFP

☆ Opinion | Trump’s Ideas Threaten the Foundation of America’s Economy
▼ + stars: | 2024-07-31 | by ( Rebecca Patterson | ) www.nytimes.com time to read: +1 min

It determines the cost of your day-to-day life, such as your mortgage, credit card bills and business loans. You might not know it’s there, but you’ll sorely miss it if it ever goes away. The $27 trillion U.S. Treasury market, the largest government bond market in the world by multiples, is the starting point for the cost of capital. Policy proposals from Donald Trump and his circle threaten the huge advantages the United States enjoys from this market. Still, the potential fallout from this particular set of ideas would be a significant disruption to the Treasury market and everything that depends on it, including interest rates.

Persons: you’ll, Donald Trump Organizations: Treasury, Federal Locations: United

And if you're a college student with limited credit history, you should consider the Capital One Quicksilver Student Cash Rewards Credit Card or Capital One SavorOne Student Cash Rewards Credit Card. Capital One Quicksilver Cash Rewards Secured Credit Card RewardsHow to earn rewardsThe rewards rate on the Capital One Quicksilver Secured Cash Rewards Credit Card is straightforward, with no complicated bonus categories to track and no limits to what you can earn. Capital One Quicksilver Secured Card Benefits and FeaturesAs with most secured credit cards, the Capital One Quicksilver Secured Cash Rewards Credit Card isn't packed with perks. Capital One Quicksilver Secured Card ComparisonCapital One Quicksilver Secured Card vs. Capital One Quicksilver Secured Card Frequently Asked QuestionsWhat credit score do I need to be approved for the Capital One Quicksilver Secured?

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☆ Iran has no good options after two deadly strikes on senior allies
▼ + stars: | 2024-07-31 | by ( Nick Paton Walsh | ) edition.cnn.com time to read: +6 min

ET) in Tehran, will dictate what comes next, as Iran looks to present a narrative that justifies and fashions its response. Iran's Supreme Leader Ayatollah Ali Khamenei is seen with Haniyeh -- hours before his assassination. There is no shortage of furious rherotic the day after the strikes, but there is no easy route for Iran. Iran has also tried an unprecedented direct all-out attack on Israel before, in April, after senior IRGC commanders were killed in an Israeli strike on Damascus. In short, the 300 drone and missiles fired - straight from Iran at Israel - just didn’t get through.

Persons: Ismail Haniyeh, Haniyeh, Israel, Ayatollah Ali Khamenei, Mohsen Fakhrizadeh, Qasem Suleinami, rherotic, Ahmad Al, Ali Khamenei’s, “, Masoud Pezeshkian, group’s, Fuad Shukr Organizations: CNN, Revolutionary Guards, Iran's Locations: Iran, Tehran, Israel, Beirut, Lebanon, Golan, Quds, Damascus

See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-Year Fixed Mortgage RatesThe average 30-year fixed mortgage rate was 6.78% last week, according to Freddie Mac. 15-Year Fixed Mortgage RatesLast week, average 15-year mortgage rates were 6.07%, a two-basis-point increase from the previous week, according to Freddie Mac data. Mortgage rates started ticking up from historic lows in the second half of 2021 and increased over three percentage points in 2022. Once the Fed cuts rates, mortgage rates should fall even further.

Persons: they've, you'll, Freddie Mac, it's Organizations: Federal Reserve, National Association of Realtors, Zillow Locations: Chevron

☆ 6 places across the U.S. that will pay you thousands of dollars to move there
▼ + stars: | 2024-07-31 | by ( Celia Fernandez | ) www.cnbc.com time to read: +5 min

And when the covid-19 pandemic sparked the rise of remote work, it caused many workers to second-guess living in a major metropolis like New York and San Francisco. In the first year, new residents will receive $10,000 paid in monthly installments, and the final $2,000 will be issued at the end of the resident's second year living in West Virginia. To be eligible for the Ascend West Virginia program, applicants must work remotely, have the ability to work remotely in a business based outside of West Virginia or be self-employed outside of the state. Tulsa, OklahomaProgram name: Tulsa Remote Incentive: $10,000 in rental grants or a lump sum after the purchase of a qualifying home and a three-year membership to a local co-working space. Once you're approved, Tulsa Remote will have to verify you've signed a qualifying lease or purchased a qualifying home.

Persons: Vicki Salemi, Salemi, you've Organizations: CNBC, Getty, West Virginia, Rochester , New York, Tulsa, GO, U.S Locations: U.S, New York, San Francisco, Tulsa , Oklahoma, Virginia, West Virginia, New, George, Greenbrier Valley, Morgantown, Eastern Panhandle, Greater Elkins, Rochester ,, Greater, Rochester, Tulsa, United States, Oklahoma, . Topeka , Kansas, Topeka, GO Topeka, Shoals, Alabama, Colbert, Lauderdale, Illinois

The information for the following product(s) has been collected independently by Business Insider: Bank of America® Unlimited Cash Rewards Secured Credit Card, U.S. Bank Cash+® Visa® Secured Card, Bank of America® Customized Cash Rewards Secured Credit Card, BankAmericard® Secured Credit Card, U.S. Bank Altitude® Go Visa® Secured Card. Bank of America Unlimited Cash Rewards Secured RewardsBank of America Unlimited Cash Rewards Secured welcome bonusThe Bank of America® Unlimited Cash Rewards Secured Credit Card does not come with any sort of welcome bonus offer, which is typical of secured credit cards. Bank of America Unlimited Cash Rewards Secured Annual Fee and Other CostsThe Bank of America® Unlimited Cash Rewards Secured Credit Card comes with a $0 annual fee. N/A Minimum security deposit $200 $200 $200 Review Bank of America Customized Cash Rewards Secured credit card reviewBank of America Unlimited Cash Rewards Secured vs other secured credit cardsBank of America® Unlimited Cash Rewards Secured Credit Card U.S. Bank Cash+® Visa® Secured Card U.S. Bank Altitude® Go Visa® Secured Card Annual fee $0 $0 $0 Rewards rate Earn unlimited 1.5% cash back on all purchases. Minimum security deposit $200 $300 $300 Review U.S. Bank Cash Plus Secured credit card review U.S. Bank Altitude Go Secured credit card reviewBank of America Unlimited Cash Rewards Secured Frequently Asked QuestionsIs the Bank of America Unlimited Cash Rewards Secured card worth it?

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The average FICO credit score is 718, and the average VantageScore credit score is 702. Minnesota has the highest average FICO credit score, with an average FICO score of 742. Understanding credit scoresWhat a credit score meansA credit score is a number that indicates how likely a person is to repay their creditors back on time, based on payment history from their credit report. The 10 states with the lowest average VantageScore credit scores show a similar pattern, predominantly comprised of southern states. Along with exploring credit scores, credit reports, and how to build credit, Jennifer analyzes how current economic trends impact everyday people and offers her expert advice on budgeting, saving, and growing wealth in today’s economy.

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☆ Podcast: Samsung bets on the Galaxy Ring and AI as its next big thing
▼ + stars: | 2024-07-31 | by ( Arjun Kharpal | ) www.cnbc.com time to read: +42 min

Along with its S24 series of smartphones, foldable devices, smartwatches and now the Galaxy Ring, Samsung is hoping to lock users into its world of products held together with its suite of artificial intelligence features, known as Galaxy AI. Arjun KharpalOne of the things Samsung said was look, the ring is one product, but we've got the watch, we've got the smartphone. I think that's the right approach for Samsung, I don't think they have unrealistic expectations for volumes on this. And you'd feel like if there was some sort of Apple ring, it would do pretty good volumes. Do you think Samsung is seriously looking at ways to monetize this via subscriptions or other kinds of service business model?

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Chase Bank is offering a $3,000 checking account bonus for its Private Client Checking account. The highest bank account bonus currently offered is from Chase Bank. Speak with a Private Client Banker to open your Chase Private Client Checking℠ account today. Other top checking account bonus offersIf Chase's checking account bonuses don't interest you, several other banks offer checking accounts with high bonuses. BMO Bank ReviewAxos Bank Rewards CheckingAxos Bank also has a up to $500 bonus for its Axos Bank Rewards Checking account.

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The Priority Pass network includes access to more than 1,200 lounges around the world, as well as credits at a few restaurants. The Chase Sapphire Reserve and the Amex Platinum Card are two of the best cards available for anyone who travels. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.

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☆ The Federal Reserve sets the stage for a rate cut — here's what that means for your money
▼ + stars: | 2024-07-31 | by ( Jessica Dickler | ) www.cnbc.com time to read: +4 min

In the wake of the rate hike cycle, the average credit card rate rose from 16.34% in March 2022 to more than 20% today — nearing an all-time high. A recent report from the Philadelphia Federal Reserve showed credit card delinquencies at an all-time high, according to data going back to 2012. The best move for those with credit card debt is to take matters into their own hands, advised Matt Schulz, chief credit analyst at LendingTree. Home loan rates have already started to fall, largely due to the prospect of a Fed-induced economic slowdown. Student loansFederal student loan rates are also fixed, so most borrowers aren't immediately affected by the Fed's moves.

Persons: Greg McBride, McBride, Matt Schulz, Jacob Channel Organizations: Philadelphia Federal, Treasury, Auto, Consumers

Wells Fargo Autograph Journey Card OverviewThe Wells Fargo Autograph Journey℠ Card is a true travel credit card, with benefits that rival many of the best credit cards currently on the market. Wells Fargo Autograph Journey Card Fees and APRAnnual FeeThe Wells Fargo Autograph Journey℠ Card has a $95 annual fee, on par with many popular rewards cards. Wells Fargo Autograph Journey℠ Card Transfer PartnersWells Fargo's Autograph Rewards transfer program launched in April 2024, with the following airline and hotel partners:HotelsChoice Privileges®AirlinesAerClubAir France-KLM Flying Blueavianca lifemilesBritish Airways Executive ClubIberia PlusPoints Transfer is available for all Wells Fargo credit cards that earn Wells Fargo points, including the current Wells Fargo Autograph℠ Card and the new Wells Fargo Autograph Journey℠ Card. Wells Fargo Autograph℠ Card vs. Wells Fargo Autograph Journey℠ CardThe Wells Fargo Autograph℠ Card is the newly demoted "little brother" of the Wells Fargo Autograph Journey℠ Card. The Wells Fargo Autograph℠ Card earns 3x on restaurant purchases, which mirrors the earning rate of the Autograph Journey℠ Card.

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