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☆ Kamala Harris has entered the U.S. presidential election. What that could mean for crypto
▼ + stars: | 2024-07-24 | by ( Tanaya Macheel | ) www.cnbc.com time to read: +4 min

The outcome of the U.S. presidential election and its implications for the crypto industry got more uncertain this week after Vice President Kamala Harris entered the race following President Joe Biden's exit. Many are now wondering what a Harris administration could mean for crypto – especially following years of an anti-crypto crusade led by Biden-appointed SEC Chair Gary Gensler and Sen. Elizabeth Warren, D-Mass. On Tuesday, a day after Harris launched her campaign, billionaire Mark Cuban said her advisors had begun reaching out to him about crypto policy . Bitcoin, the largest cryptocurrency, had recently seen a boost as Trump incorporated crypto into his platform. The crypto industry sees itself as nonpartisan, and in recent weeks has bipartisan support for crypto in Congress has been growing.

Persons: Kamala Harris, Joe Biden's, Donald Trump, —, Harris, Biden, Gary Gensler, Sen, Elizabeth Warren, Harris doesn't, they've, …, Kristin Smith, Devin Ryan, Mark Cuban, Trump, JMP's Ryan, that's, Ryan, Smith, Nancy Pelosi, Adam Schiff, it's Organizations: U.S, Republican, SEC, Democratic, Democratic Party, Blockchain Association, JMP Securities, Trump, BTC, SAB, Innovation, Technology, Futures Trading Commission Locations: Nashville, bitcoin, California

☆ The bond market is on watch for a Trump win. What it'll mean for the deficit, inflation, and yields.
▼ + stars: | 2024-07-24 | by ( Laila Maidan | ) www.businessinsider.com time to read: +7 min

AdvertisementThe chart below shows a Trump lead based on how users are betting money on an outcome on Predictit's platform. So there's not really any change to tax policy and Trump has been looking to cut taxes further on companies and potentially on individuals as well." AdvertisementInflationWhere inflation is concerned, under a second Trump administration, expect a 10% import tariff on all goods. BondsAdvertisementExpectations for increased deficits, higher inflation, and slower growth have put upward pressure on interest rates over the last few weeks, Goldberg noted. And going forward, it's going to continue to put downward pressure on bond prices and upward pressure on yields, he added.

Persons: We've, Gennadiy Goldberg, Kamala Harris, — Goldberg, Goldberg, there's, Trump, Trump's, it's, Donald Trump Organizations: Service, TD Securities, Business, Republican, Trump, Predictit, Republican House, Democratic, Republicans, Peterson Institute for International Economics, Pew Research Center Trump, Washington, Federal Reserve, Investors Locations: Washington, Mexico, Canada

☆ I was kicked out of high school, so I turned to the Marines for a way forward. Now, I'm a corporate lawyer with degrees from Stanford and Harvard.
▼ + stars: | 2024-07-23 | by ( Elle Hardy | ) www.businessinsider.com time to read: +7 min

At 17, I was kicked out of high school because I skipped class to work at my fast-food job and hang out with my friends. I was always interested in the MarinesAfter getting kicked out of school, I enlisted in the Marine Corps. AdvertisementI got my GED and took 15 units of entry-level community college classes, like English 101 and US History. AdvertisementI left the military and began classes at a community collegeTragically, our first daughter died during birth. It's pretty amazing that a Black kid from a low-income family who didn't finish high school was able to achieve all of this.

Persons: —, Andrew Hanson, I'd, Stanford, I've, they've, Lauryn Haas Organizations: Service, Business, Marines, Marine Corps, School of Infantry, Tragically, Stanford, Columbia, Department of Justice, Harvard University, Department of Veterans Affairs, Harvard Locations: Virginia, Chicago, Camp Pendleton , California, Iraq, New Orleans, California, Washington, Cambridge , Massachusetts, Skadden, Slate, lhaas@businessinsider.com

☆ Americans Still Shop for Luxury Items in Physical Stores, Not Online
▼ + stars: | 2024-07-23 | by ( Emily Stewart | ) www.businessinsider.com time to read: +11 min

It found that people generally have a strong preference for a brick-and-mortar experience when buying luxury items. Online luxury sales picked up during the pandemic but have since come back down to earth. The overarching theme is that many consumers haven't warmed up to shopping luxury — namely, ultra-luxe items and brands — online. AdvertisementWe try to treat luxury with the same e-commerce experience we use for paper towels, and that just doesn't work. For the most part, luxury brands prefer that customers would rather shop in-store.

Persons: Gen Z, Claire Tassin, haven't, Jason Goldberg, hasn't, Goldberg, Luca Solca, Solca, Nora Kleinewillinghoefer, Prada, Tassin, Louis Vuitton, Kleinewillinghoefer, Emily Stewart Organizations: Walmart, Morning, Moda, Groupe, Bernstein, Bain & Company, Burberry, Gucci, luxe, Companies, Amazon, Business Locations: —, Kearney

☆ OpenAI reassigns top AI safety executive Aleksandr Madry to role focused on AI reasoning
▼ + stars: | 2024-07-23 | by ( Hayden Field | ) www.cnbc.com time to read: +6 min

OpenAI CEO Sam Altman speaks during the Microsoft Build conference at Microsoft headquarters in Redmond, Washington, on May 21, 2024. OpenAI last week removed Aleksander Madry, one of OpenAI's top safety executives, from his role and reassigned him to a job focused on AI reasoning, sources familiar with the situation confirmed to CNBC. Madry will still work on core AI safety work in his new role, OpenAI told CNBC. The decision to reassign Madry came less than a week before a group of Democratic senators sent a letter to OpenAI CEO Sam Altman concerning "questions about how OpenAI is addressing emerging safety concerns." Leike wrote in a post on X that OpenAI's "safety culture and processes have taken a backseat to shiny products."

Persons: Sam Altman, OpenAI, Aleksander Madry, Madry, reassign Madry, it's, Lina Khan, they've, Ilya Sutskever, Jan Leike, Leike, Greg Brockman, Brockman, Altman Organizations: Microsoft, CNBC, MIT's Center, MIT, Democratic, Google, Meta, FTC, Department of Justice, Nvidia Locations: Redmond , Washington

☆ Jim Cramer says don't sell GM on earnings — and touts this steelmaker as a rate-cut play
▼ + stars: | 2024-07-23 | by ( Kevin Stankiewicz | ) www.cnbc.com time to read: +2 min

FedEx picked up a lot of business, and FedEx kept the business," Jim Cramer said. GE Aerospace : Shares popped more than 7% after the engine maker beat Wall Street estimates on both earnings and revenue. General Motors : Shares slid more than 5% despite the automaker's better-than-expected second-quarter sales and earnings print. "I'm just point blank saying this is wrong," Cramer said. Then the company just goes in and buys, buys, buys.

Persons: Jim Cramer's, Jim Cramer, Cramer, Mary Barra, They've Organizations: CNBC, Club, UPS, FedEx, GE Aerospace, Boeing, Motors

☆ I'm 23 and getting my master's degree. My parents can't help me financially, so I moved in with them to save money.
▼ + stars: | 2024-07-23 | by ( Miranda Ferrante | ) www.businessinsider.com time to read: +3 min

I had already made up my mind about all the specifics before starting the application process: I would attend New York University, aiming to receive a master's degree in journalism. I called my parents to share the news, and they gently reminded me that financing another degree would be entirely my responsibility. They don't want to see me or my twin brother, who is also pursuing a master's degree, struggle financially while we try to build our vocations. I couldn't do this without their supportGetting a master's degree would be virtually impossible without the financial and emotional support of my parents. While journalism may not be the career that leaves me with tons of money, I'm passionate about it.

Persons: —, I've Organizations: Service, Elon University, New York University, Business

While most checks clear within two business days or less, banks can place longer holds on checks for a variety of reasons. Banks place holds on checks to make sure that the check payer has the bank funds necessary to clear it. Eligible checks include cashier's checks, certified checks, teller's checks, and government checks. FAQsWhy do banks place holds on checks? Banks place holds on checks for a number of reasons, and it doesn't mean the deposit won't ever go through.

Persons: Banks, what's, they've Organizations: Federal Reserve, US Postal Service, Chevron

☆ A New Hampshire couple who wants to retire by age 35 shares the 'house-hacking' strategy that's grown their net worth to over $800,000
▼ + stars: | 2024-07-23 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +7 min

Read previewIn 2019, at the age of 23, Lauren Simpson and her husband Ian decided to pursue an ambitious goal: retire by age 35. The rest is from the equity they've built in four properties they've purchased over the last three years: one primary residence and three rental properties. These properties also provide the couple with rental income that they put toward their savings. When someone buys a second home or investment property, mortgage lenders often require a downpayment of at least 10%. In addition to buying investment properties, Simpson said she and Ian have done whatever they can to grow their savings.

Persons: —, Lauren Simpson, Ian, Simpson, Roth, they've, New Hampshire — Simpson, we've Organizations: Service, Business, FIRE, Roth IRA, baseball Locations: New Hampshire, Florida, —

☆ Ryan Reynolds — who has 4 kids with Blake Lively — says he wants more: 'The more the merrier'
▼ + stars: | 2024-07-23 | by ( Amanda Goh | ) www.businessinsider.com time to read: +1 min

Ryan Reynolds has four kids with Blake Lively — and he wants more. "As many little heartbeats as possible, just running around, wrecking stuff in the house. AdvertisementRyan Reynolds says four kids with Blake Lively may not be enough. As many little heartbeats as possible, just running around, wrecking stuff in the house. Reynolds and Lively married in 2012 and have four children : James, 9; Inez, 7; Betty, 4; and a one-year-old they have yet to reveal the name of.

Persons: Ryan Reynolds, Blake Lively —, —, Blake Lively, Reynolds, Lively, James, Inez, Betty, they've Organizations: Service

☆ I spent $135 to have dinner in a cave in Bali. The food was delicious, but there are better ways to experience the island.
▼ + stars: | 2024-07-23 | by ( Amanda Goh | ) www.businessinsider.com time to read: +10 min

Clift told me when we met earlier this year in Singapore. Advertisement"The Cave is arguably the most distinctive fine dining experience in Bali," Widyasari said. Amanda Goh/Business InsiderThe restaurant has 22 seats, so I made a dinner reservation a few weeks before my trip. Amanda Goh/Business InsiderGetting ready for dinnerOn the night of my visit, it was a full house. Amanda Goh/Business InsiderThe first course was a bite-sized crispy pancake topped with bechamel, truffle, and egg-yolk gel.

Persons: —, Ryan Clift, Caroline Usher, Clift, Amanda Goh, It's, it's, Gita Widyasari, Widyasari, amberjack tartare, Mille, Feuille, Turbot, Manjari, Tay Chan Yong, Tay Organizations: Service, Tippling Club, Business, Jacada, Michelin Locations: Singapore, Bali, Asia Pacific, TikTok, Uluwatu, Italian, Australian

☆ Trump is furious he spent money attacking Biden but now has to 'start all over'
▼ + stars: | 2024-07-23 | by ( Grace Eliza Goodwin | ) www.businessinsider.com time to read: +3 min

Read previewDonald Trump is not happy about Joe Biden dropping out of the race, and he's been blasting Democrats for making his campaign "start all over." The former president posted several angry rants on his platform Truth Social, accusing Democrats of wasting Republicans' time and money. He even alleged that their last-minute switch-up all but replacing Biden with Vice President Kamala Harris amounts to fraud. "So, we are forced to spend time and money on fighting Crooked Joe Biden, he polls badly after having a terrible debate, and quits the race," the Republican nominee wrote on Truth on Sunday. AdvertisementSo Trump is right about one thing: his campaign does have to "start all over again."

Persons: —, Donald Trump, Joe Biden, Biden, Kamala Harris, Crooked Joe Biden, Joe, askin, Trump, It's, Harris —, Biden didn't, Harris, Lyin Organizations: Service, Business, Republican, Republican Party, Fake News Media, Trump Locations: The

Cashier's check requirementsTo get a cashier's check, you'll need to provide the personal information of your check recipient. Here's an overview of how much a cashier's check costs at some of the biggest banks:What to do if your cashier's check is lost or stolenIf your cashier's check is lost or stolen, call your bank as soon as possible to let them know. According to the Office of the Comptroller of Currency, you could ask the person who gave you the cashier's check to buy you another cashier's check. How to avoid cashier's check scamsReal cashier's checks are one of the safest forms of payment, but cashier's check scams do exist. Cashier's Check FAQsHow does a cashier's check work?

Persons: they've, you've, Chase, Wells Organizations: Chevron, Currency, Navy Federal Credit Union Locations: Chevron

At Business Insider, we independently monitor and review the best CD interest rates from over 100 financial institutions to help you find the right CD. Best CD Rates Today by TermCredit unions offer many of the best current CD rates right now. The best no-penalty CDs will offer rates slightly higher than the best high-yield savings accounts, and can offer a substantially improved interest rate over traditional brick-and-mortar savings accounts. 2-Year CDsThe best 2-year CD rates will be slightly lower than 1-year and no-penalty CD rates. What's the difference between best CD rates and best CD offers?

Persons: You'll, isn't, DollarSavingsDirect, you'll, they've, Mykail James, Roger Ma, it's, Tania Brown, Sophia Acevedo Organizations: Business, California Coast Credit, Term, Bank, Credit, Credit Union, California Coast Credit Union, Climate, City National Bank of Florida, U.S ., Google, Apple, USALLIANCE, American Consumer Council, of Community Services, Emigrant Bank, BMO Alto, BMO Bank, BMO, Valley Bank, Ponce Bank, Insurance Locations: California, San Diego, Riverside, Florida , Puerto Rico, Somoa, Guam, Northern Mariana Islands, U.S, U.S . Virgin Islands, it's, Maryland , Virginia, Washington, California , Vermont, Nevada, Virginia , Maryland, Massachusetts , Connecticut , New Jersey, New York, Arco, Westchester, —, NCUA, Chevron

☆ A 5-part investing playbook for avoiding chaos as US stocks head down a rocky path to the election: Truist's strategy chief
▼ + stars: | 2024-07-23 | by ( James Faris | ) www.businessinsider.com time to read: +6 min

Read previewInvestors should stay on guard as this market rally loses steam, a veteran strategy chief says. The investment chief and the chief market strategist signaled in April that US equities had an attractive risk-reward setup after a 5.5% selloff. "All those factors combined suggest maybe a choppier market, even though we still think the long-term bull market is intact," Lerner said. "In the fall, I think investors will eventually come back to tech because I still think that's the main secular theme of this bull market," Lerner said. "But I don't know that this is a game changer for this bull market where small caps will be leadership."

Persons: —, Truist's Keith Lerner, Lerner, Truist, Truist Lerner, he's, you've, isn't, haven't Organizations: Service, Nasdaq, Business

There are several different types of banks, such as traditional brick-and-mortar banks, online banks, and smaller, local banks. This means that credit unions are more likely to offer good rates than banks, although depending on your local credit union, the best banks might offer better rates. While individual credit unions won't necessarily offer everything a large bank does, credit unions can offer everything from CDs to car loans to safety deposit boxes. Banks vs. Credit Unions FAQsCan anyone become a part of a credit union? Yes, you can get different types of loans, including mortgages, car loans, and lines of credit at credit unions.

Persons: Banks, We'll, Pamela Capalad, they've, BrioDirect, I've, Capalad, You'll Organizations: CFP, AFC, Brunch, U.S . Department of, Treasury, Community, Banks, ., Chevron Locations: United States, you'll

☆ AI Forge promised to help founders build their dream startups. Some say the incubator was a chaotic disappointment.
▼ + stars: | 2024-07-23 | by ( Riddhi Kanetkar | ) www.businessinsider.com time to read: +12 min

In September, about a dozen founders arrived in Miami to participate in AI Forge, a new startup incubator. Courtesy of an AI Forge Miami participantJackson said that none of the Miami founders had complained about developers turning work in late. AI Forge agreed to take over 9% of their businesses, "but that means they've got the other 91%," he said. Two Miami founders said they were considering taking legal action against AI Forge over their late and missing payments. AdvertisementAI Forge discontinued its Miami program after the first run, but it launched its third London program in May.

Persons: They'd, Kevin Jackson, —, hadn't, Jeffrey Greenberg, Slack, Jackson, Forge, PitchBook, they'd, Forge hadn't, didn't, they've, Craig Massey, Massey, Forge's, Heradio Luces Organizations: Service, Founders, Six Miami, Universal, Getty, Forge, Miami, London Locations: Miami, Italy, Miami Bay, Turkey, Los Angeles, Pennsylvania, London

☆ Trump faces a tighter race with Kamala Harris set to replace Biden, experts say
▼ + stars: | 2024-07-22 | by ( Dylan Butts | ) www.cnbc.com time to read: +4 min

The Democrats had been headed for a "landslide defeat" in November, but now, they stand a chance, said Ian Bremmer, President and Founder of Eurasia Group. "They've turned [this race] around, and President Biden has given the Democrats a fighting chance," he told CNBC's "Squawk Box Asia" on Monday. How Harris helps DemocratsAccording to experts that spoke to CNBC, Harris comes with a number of advantages in comparison to her former running mate. A recent poll showed that some 85% of the population believed Biden was too old to serve another four years. However, according to Myers, the race has been thrown into "complete disarray" with Harris set to give Trump a "real run for his money."

Persons: Kamala Harris, Peter Zay, Joe Biden's, Biden, Donald Trump, Ian Bremmer, They've, CNBC's, Harris, Bremmer, Steven Okun, Allan Lichtman, Okun, Trump, Eurasia's Bremmer, That's, —, Charles Myers, Signum, Myers Organizations: Anadolu, Getty, Democratic, Eurasia Group, Democratic National Convention, APAC Advisors, Trump, CNBC, Republicans, Signum Global, Markets Locations: North Carolina, Fayetteville NC, United States, Chicago, today's America

The information for the following product(s) has been collected independently by Business Insider: Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Bold® Credit Card, Marriott Bonvoy Bountiful™ Card. Marriott Bonvoy 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy. Marriott Bonvoy Bountiful™ CardIf you're interested in the Marriott Bonvoy Bevy™ American Express® Card, you should also consider its almost identical sibling: the Marriott Bonvoy Bountiful™ Card. Marriott Bonvoy Rewards frequently asked questionsHow can I earn Marriott Bonvoy points? Business Insider values Marriott points at 0.7 cents apiece on average, so 50,000 Marriott Bonvoy points are worth $350 by our valuations.

Persons: Marriott, Regis, you'll, I've, We've, they've, You'd, You've, Cardholders, it's, Amex, cardholders, Taylor Organizations: Business, Marriott, Read, Marriott Bonvoy Marriott, Ritz, Carlton, Starwood Hotels, Resorts, JW Marriott, Marriott Delta, Sheraton Gaylord Hotels Homes, Villas, Marriott International, Marriott Hotels, Resorts Marriott, Carlton Reserve, Ambassador, Marriott Bonvoy, JW Marriott Chicago, British Airways Executive Club, American Airlines, Korean, Alaska Airlines, Cathay, Cross, Unicef Marriott, American Express, Emirates, Hertz, Hertz Five Star, United Airlines, TSA, Global, TSA PreCheck, Cell, New Hampshire Insurance Company, AIG Company, U.S, Chase, Amex, ™, Silver Locations: Bora Bora, Aspen, St, Regis, Villas, Maldives, Dubai, Greece, Chicago, Regis Beijing, Hong Kong, Cambridge, Delta, Asia, Cathay Pacific, Alaska, New York, Singapore, U.S, Marriott Bonvoy, Marriott

☆ The Paris Olympics are nice, but agents and brands are already prepping for an even bigger prize: Los Angeles in 2028
▼ + stars: | 2024-07-22 | by ( Ashley Rodriguez | Tiara White | ) www.businessinsider.com time to read: +6 min

Read previewThe Olympic Games in Paris hasn't even begun, but talent agents are already looking to the Los Angeles Games in 2028. Savvy agents are leveraging the Paris Games — a huge moment in their own right — to snag fresh, breakout talent and negotiate long-term commercial deals with the expectation that the Los Angeles Games will draw even more demand from brands that want to work with athletes. More talent agencies have also expanded into working with Olympic athletes. Crane said the Los Angeles Games are a big focus for the firm. "Everything is a little more amplified in Los Angeles, and there's going to be a lot of media and press.

Persons: —, Paris hasn't, WME, Quincy Wilson, Mark Ervin, Quincy, Peter Carlisle, Anna Hall, who's, Octagon, Carlisle, Hezly Rivera, Harry Poole, Aly Raisman, Poole, Ervin, there's, James Crane, Buchwald, Crane, it's Organizations: Service, Los Angeles Games, Paris Games, Business, Olympic, Summer Games, ", LA, Summer, Paris, Excel Sports Management, Brands, US, Olympics Locations: Paris, LA28, Los Angeles, London, Tokyo

☆ Former Kansas City Fed President: The Fed is beginning to see the progress they've been looking for
▼ + stars: | 2024-07-22 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailFormer Kansas City Fed President: The Fed is beginning to see the progress they've been looking forFormer Kansas City Fed President Esther George joins 'Squawk Box' to discuss the Fed's inflation fight, state of the economy, interest rate outlook, when the earliest rate cut could come, and more.

Persons: Esther George Organizations: Former Kansas City Fed, Former Kansas City

Kid's savings accounts are a great way to teach your kids how to budget, create savings goals, and start building up their savings. Best Kids Savings Account ReviewsThe best savings accounts for kids offer good monitoring features, educational resources, and low monthly fees. Key Benefits of a Kids' Savings AccountThe key benefit of getting a kid's savings account is that you can grow your child's savings in a relatively accessible and safe way. Features to Look for in a Kids' Savings AccountHigh Interest Rates on Kid's BankingFor the most part, kid's savings accounts are interest-earning accounts. How to Open a Savings Account for Your ChildChildren's Savings Account Eligibility RequirementsA kid cannot open a savings account on their own.

Persons: Chase, Alliant, Foster, JP Morgan Chase, Jeffrey Epstein's, Banks, isn't, there's, Tania Brown, Sophia Acevedo, Mykail James, Roger Ma, James Organizations: Mortar Bank Chase, Chase, Best Online Bank, Best Credit Union Alliant Credit, Credit Union, Foster, Business, Chase Bank, Washington DC, Capital, Credit, Alliant Credit, Savings, Foster Care, U.S . Virgin, Banking, Kid's Banking, Kid's, Kids, FDIC Locations: NY, LA, TX, VA, NJ, Washington, Connecticut , Delaware , Louisiana , Maryland , New Jersey , New York , Texas, Virginia, Chevron

☆ The Secret Service is being held to an impossible standard, says a former royal bodyguard
▼ + stars: | 2024-07-22 | by ( Mikhaila Friel | ) www.businessinsider.com time to read: +4 min

The former president praised the Secret Service agents who piled in when a gunman opened fire at an election rally in Butler, Pennsylvania. Simon Morgan, a security expert and former bodyguard to the British royal family, said the criticism of the Secret Service hasn't been entirely fair. Secret Service agents were unfairly judged, Morgan saidMorgan cautioned members of the public with "limited knowledge" to think twice before commenting. "The only people who can comment on what happened are those Secret Service agents," Morgan said. But according to a local law enforcement officer and the Butler County sheriff, law enforcement weren't aware that he also had a gun.

Persons: —, Donald Trump, Simon Morgan, hasn't, Morgan, Trump, Anna Moneymaker, you've, I've Organizations: Service, Business, Trojan, Secret Service, Secret, New York, FBI, CBS News, Pennsylvania State Police, Trump Locations: Butler , Pennsylvania, It's, Buckingham, Butler County

When the Federal Reserve raises rates, the interest rate on your savings account tends to go up, too. See the best savings account rates right now »If you bank with an online institution, you may have received an email or message from your bank that the interest rate on your high-yield savings account is going up. The interest rate on a high-yield savings account fluctuates and isn't fixed. This means if you open an high-yield savings account, its normal to see the interest rate go up or down over time. If the Federal Reserve lowers interest rates, savings interest rates will usually drop.

Persons: Marguerita Cheng, Cheng, they've, you've Organizations: Federal, Federal Reserve, CFP, RICP, Blue, Global Wealth, FDIC

Today, there are 55 Hispanic American banks and credit unions that are FDIC or NCUA insured around the United States. Nave BankBranches: 0 (online-only)ATMs: 0Services: savings accounts, business banking, business loansNave Bank is currently only available for businesses, and has a waitlist to join. We selected Hispanic American-owned credit unions from the National Credit Union Administration's list of minority depository institutions which was also updated in September 2023. You can open up savings accounts, checking accounts, CDs, and money market accounts in most of the institutions listed. Results from the study found that Hispanic Americans made up a greater percentage of those who took out home loans or small business loans at Hispanic American banks in comparison to non-minority banks.

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