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This, despite the fact that younger investors were more optimistic about the economy, their incomes, their living situations, and their investments. Millennial investors have been deeply scarred by two life-changing crises in their young lives. But if you look at hard numbers from the Federal Reserve about what millennial investors actually own, you can see that this stereotype is misguided. When you compare millennials' cash levels with Gen X's cash levels at the same age, though, the risk aversion becomes clear. But when it comes to younger investors, I think the scars run deeper than worries about a coming downturn.
Persons: Cash, it's, millennials, Gen Xers, boomers, There's, would've, you'd Organizations: Bank of, Federal Reserve, University of Michigan, Occupy, Dow, Netflix Locations: eToro, United States, YOLO
I was charged $2,500 for damages on my rental car, and I didn't have insurance — just my credit card reimbursement. Luckily, I had rental car insurance through my Chase Freedom credit card. I make it a point to book rental cars on a credit card with a rental car insurance benefit so I can decline the rental car company's collision insurance and save money while still being covered. I saved $250 on my rental car reservation this time by declining the collision damage waiver. I missed one essential documentWhen I got home from Costa Rica, I started the claims process with my credit card immediately so I could be reimbursed for the $2,500 charge before my credit card bill was due.
Persons: , I'd, takeout, Chase, they're, I've, I'm, I, That's Organizations: Business, Service, Enterprise, Chase, Chase Travel, Spanish, Costa Rica —, Costa Rican Enterprise, U.S . Enterprise Locations: Costa Rica, San, Puerto Viejo, Costa Rican
He chose a work-life balance over salary but his goal of starting a family was still out of reach. It took him 11 years and multiple strategic career moves, but he finally achieved the work-life balance he'd always wanted. AdvertisementAfter PwC, he took a position with Walmart's eCommerce division, which offered greater work-life balance but a major salary reduction. Still, Manalac felt his decision was well worth it because of the drastic improvements in work-life balance. If you work in Big Tech or finance and would like to share your work-life balance story, email Tess Martinelli at tmartinelli@businessinsider.com
Persons: Mike Manalac, Manalac, , He's, he'd, PwC, Walmart's, San, It's, Tess Martinelli Organizations: Service, Google, Walmart, Business, Baltimore —, Bay, Big Tech Locations: Area, Chicago, Baltimore, San Francisco, Silicon Valley, Bay, Nob, Michigan, Maryland, Big, tmartinelli
It's the exact kind of self-deprecating candor Kendrick is known for, with her scene-stealing turns in movies like the "Twilight" series and the "Pitch Perfect" films. On being a 'bystander' to the 'Twilight' pop culture phenomenonAnna Kendrick as Jessica Stanley in "The Twilight Saga: Breaking Dawn — Part 1." Summit EntertainmentIt's been 16 years since the first "Twilight" movie came out. On the 'Simple Favor' sequel having even more plot twists than the first filmAnna Kendrick as Stephanie Smothers in "A Simple Favor." AdvertisementBut yeah, that Shondaland, they're really excellent at keeping you absolutely hooked in because even if something terrible happens, it's like, I can't look away.
Persons: Anna Kendrick, Kendrick, candor Kendrick, Paul, Alice, Darling, Sheryl, they're, Rodney Alcala, Alcala, Cheryl Bradshaw, she's, Jessica Stanley, , It's, George Clooney's, Rebel Wilson, Amy, Universal Pictures George Clooney, George, Anna Camp, Elizabeth Banks, They're, that's, Meryl Streep, Chris Pine, Meryl, Clooney, Stephanie Smothers, I'd, John Schwartzman, I'm, Claudia Jessie, Eloise Bridgerton, Liam Daniel, John Krasinski, John, Goddammit Krasinski Organizations: Air, Universal Pictures, Lionsgate, Netflix Locations: Hollywood, I'm
I spent a week riding my bike from Pittsburgh to Washington, DC. The road was rough at times, but the people I met made the journey worthwhile. AdvertisementWhen I set out to ride my bike from Pittsburgh to Washington, DC, I wasn't quite sure what to expect. "Bikepacking" — riding a bicycle carrying clothing, food, water, and camping gear and finding places to sleep outside along the journey — is not an easy endeavor. AdvertisementAbout halfway through my ride, I met a lovely woman who was born and raised in Meyersdale.
Persons: , Tara Lerman, Mason, he'd, Bikepacking, Little Orleans , Maryland Tara Lerman, bikepack, I've, I'm Organizations: Service, Facebook, GAP, Chesapeake and, Baltimore and Ohio Railroad, Lake Erie Railroad, Union Railroad, Western Maryland Railway —, Dixon, Mason Locations: Pittsburgh, Washington, DC, Chesapeake and Ohio, Baltimore, Monongahela, Allegheny, Pennsylvania, Alabama, Texas, Maryland, Little Orleans , Maryland, Frostburg , Maryland, Meyersdale , Pennsylvania, Meyersdale
Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . In today's big story, Netflix's earnings report comes as Wall Street wonders if the king of streaming can keep its crown . Business Insider's Lucia Moses outlined investors' key questions about Netflix ahead of its third-quarter earnings call this afternoon. The NFL is coming to the streamer this Christmas, with Netflix showing two games on the holiday.
Persons: , Leapmoter, Chelsea Jia Feng, Business Insider's Lucia Moses, Alain Tascan, Jamie Squire, — Peacock, BI's Peter Kafka, There's, Patrick Mahomes, Lamar Jackson, Mike Kemp, Louis Vuitton, Christian Dior, iStock, Rebecca Zisser, Harris, Elon Musk's, Elon, Tyler Le, it's, Amy Powell, El, Dan DeFrancesco, Jordan Parker Erb, Hallam Bullock, Milan Sehmbi, Amanda Yen Organizations: Business, Service, EV, Netflix, Epic Games, NFL, NBA, Getty, Louis, BI, Trump, House, SpaceX, Elon Musk's, California Coastal Commission, Paramount, NATO Locations: Europe, Swedish, California, Hollywood, El Mayo, Sinaloa, New York, London
Dividend stocks could be poised to get their moment in the sun as interest rates fall – and investors only need to take a simple step to boost their long-term returns in these positions. "As rates fall, we might see people looking for longer-term alternatives and, in turn, dividend-paying stocks," he said. For starters, it's a form of dollar-cost averaging into a position, meaning you're buying the stock at regular intervals regardless of the price. "It allows them to reinvest this dividend on a regular scheduled timeframe and have a great opportunity for a larger total return over the long term." The ProShares S & P 500 Dividend Aristocrats (NOBL) has a total return of nearly 15% in 2024 and an expense ratio of 0.35%.
Persons: Dan Stein, Charles Schwab, Jay Spector, That's, would've, you'll, Stein, – CNBC's Chris Hayes Organizations: Federal Reserve, Investors, CFP, EverVest, Machines, IBM, Target Corp, Apple, Broadcom, Microsoft, Exxon Mobil, Internal Revenue Service Locations: Tysons Corner , Virginia, Scottsdale , Arizona
AdvertisementI'd landed an easy job at Amazon, which I hadn't known existedI hadn't planned to coast when I'd changed teams. Within a month, I realized I'd landed in something I hadn't known existed at Amazon: an easy job. I also realized I liked having an easy job. In my "easy" role, I developed those core strengths even further and pursued new skills as complements. I no longer assumed that hard work had to mean struggle or fear of inadequacy.
Persons: Kristi Coulter, , I'd, who'd, strode, sunnier, Amazon, She'd, downshifting Organizations: Amazon, Service, VP Locations: Seattle
At 11, my kid came out as nonbinary and changed her name and pronouns. I immediately accepted my kid's new name but accidentally deadnamed her on a trip. Saundrah and Annika went to get bubble tea, so I asked my kid if she wanted to go, too. When she didn't react to me deadnaming her on our trip, I realized she had made peace with the transition. I'd like to think this shift happened in part because she's been 100% supported in her gender journey.
Persons: , Taylor, Nico, I'd, Saundrah, Annika, I'm, would've, you've, she's, it's Organizations: Service Locations: Germany, Munich, Prague, Berlin
Liam Payne, a singer who was part of One Direction, died Wednesday at the age of 31. One Direction was one of the most successful pop acts of the 2010s before they went on hiatus. The band never reformed, and Payne struggled to break out as a solo artist. AdvertisementThe death of Liam Payne, once part of One Direction, was a dark and abrupt turn for a person in a boy band that reinvigorated the pop-music industry. They became international stars, filling a gap in the market for a new type of boy band.
Persons: Liam Payne, Payne, , Harry Styles, Louis Tomlinson, Niall Horan, Zayn Malik, Simon Cowell, Stephen Graham, Michael Tran, Forbes, Taylor Swift, Savan, Stone, Kotecha, Alexis Petridis, Karwai Tang, WireImage Payne, Cowell, Rolling Stone, Styles, Payne's, would've Organizations: Service, Goldsmiths , University of London, Guardian, Billboard, YouTube, iFL Locations: Buenos Aires, Argentina, London
Chen Teng left her corporate job in New York to move to South Korea in 2016. Now, she lives in a cozy loft and pays 870,000 Korean won, or $640, for rent each month. AdvertisementFeeling trapped at her digital marketing job in corporate America, Chen Teng made a spur-of-the-moment decision to quit and move to a different country. Related storiesHer budget was 10 million Korean won for her deposit, and then under 900,000 won a month for rent. Her rent is 870,000 Korean won, or $640, each month, and Teng paid a deposit of 10 million Korean won for the apartment.
Persons: Chen Teng, , Teng, weren't, There's, I'm, nothing's, I've Organizations: Service, Yorker, Seoul — Locations: New York, South Korea, Seoul, America, Asia, Korea, Mok, Korean, Brooklyn, Manhattan —, Zillow, New York City
Trina Kaye was evicted from her Los Angeles apartment in 2019 after 25 years. Her apartment was renovated and re-rented at a higher price after her eviction. AdvertisementThis as-told-to essay is based on a conversation with Trina Kaye, a 68-year-old who was evicted from her Los Angeles apartment in 2019. I lived in the same Los Angeles apartment for 25 years, and I loved it. They renovated my apartment and raised the rentI heard from my neighbors in the building that they renovated my unit when I moved out.
Persons: Trina Kaye, California's, , It's, would've, I've, Robertson, they've Organizations: Service Locations: Los Angeles, Angeles, Fernando Valley, Mar Vista, California, It's, Pico
He prepared with practice questions and mock interviews but wished he had studied differently. AdvertisementThis as-told-to essay is based on a conversation with William Orgertrice, a 29-year-old data engineer in Atlanta, about his Meta interview. If I were to go through the Meta interview process again, I would've done several things differently to perform better. The portal's practice questions were useful but significantly easier than the actual interview questions. If you've gone through the interview process for a Big Tech or FAANG company and would like to share your story, email Tess Martinelli at tmartinelli@businessinsider.com.
Persons: William Orgertrice, he'd, , It's, they'd, I, I'd, I've, would've, they're, I'm, could've, you've, Tess Martinelli Organizations: Meta, Service, Menlo, LinkedIn, of Color, Big Tech Locations: Atlanta, tmartinelli
She often collaborates with her husband, horror auteur Mike Flanagan, who wrote and directed both. Siegel has now moved behind the camera, making her directorial debut in the franchise "V/H/S." ShudderSiegel was already a longtime fan of the "V/H/S" franchise when she was approached to direct a segment for the latest installment, "V/H/S/Beyond," now streaming on Shudder. They didn't take no for an answer, however, and with some extra encouragement from her manager and her husband, Siegel agreed to take the leap. AdvertisementShe credits Josh Goldbloom, the producer responsible for rebooting the "V/H/S" franchise in 2021 after a seven-year hiatus, with changing her mind.
Persons: Kate Siegel, Netflix's, Usher, Mike Flanagan, Siegel, , She's, Poe, Alanah Pearce, Shudder Siegel, Adam Wingard, Abigail, Josh Goldbloom, she'd, Flanagan, Gareth Cattermole, Trevor Macy, Kate, Denis Villeneuve, Jordan Peele, she's, I've, Stephen King, King, I'm, Shirley Jackson, he's, Charlotte Perkins Gilman Organizations: Service, Netflix, Toronto, Intrepid Pictures, Amazon Studios Locations: Bly
Sophia Tung rode in a Waymo for 6.5 hours around San Francisco. For the inconvenience, Tung said Waymo gave her a few promo codes that could be redeemed for a free ride. Journey prepSophia Tung set up several cameras inside the Waymo to capture her 6.5 -hour journey in San Francisco. AdvertisementTung said she could've gone for a longer ride. As a San Francisco resident, Tung said Waymo isn't her main mode of transportation.
Persons: Sophia Tung, would've, , Waymo, Tung, Sandy Karp, Karp, could've, Sophia Tung's Organizations: Service, BI, PACE Locations: San Francisco, San
A new Pew study says nearly 70% of adults agree that schools should ban phones during class. But the broader topic of social media and its effects on teen mental health is still being debated. The US Surgeon General recently suggested social media should come with a warning label for teens. AdvertisementResearch on social media and teen mental health isn't always clearOn the other hand, the argument that social media and phone use are causing a mental health crisis for teens is not as clearly a slam-dunk case. Consider a very recent kerfuffle: A researcher published a meta-analysis of studies on what happens when teens quit social media and suggested that Haidt's research was flawed.
Persons: , shouldn't, they've, there's, Jonathan Haidt's, Banning, Haidt, Mark Zuckerberg, they're Organizations: Service, Pew Research Center, National Education Association, Meta, US, Big Tech Locations: Oxford
Both sisters are retired and single and have collectively spent 1,500 days at sea so far. Each already booked their spots on 2025 Holland America Line cruises that are over 100 days long. "I kept taking cruises of longer lengths — 30 days, then 45, then 80, and learned I liked long stretches at sea," Johnston told Business Insider. Although the sisters don't always travel together, they've collectively spent over 1,500 days at sea — many of them on Holland America Line ships. Without all of that, I have a lot more money to spend on travel," Johnston told BI.
Persons: Jo Johnston, Elaine Durham, , Johnston, they've, They've, — Johnston, wouldn't, Durham, would've, she's, — they've, I've Organizations: America Line, Service, Business, Holland America, Holland America Line's, BI Locations: America, Holland, Durham, Barcelona, Europe, Canada, New England
AdvertisementIn 2014, I started my career at AmazonI started at Amazon as a senior launch manager in the grocery delivery space. So, I left Amazon to work in HR at Blue Origin, another Jeff Bezos company. Previously in my career at Amazon, I had managed a maximum of three to four indirect reports. Although it was hard, I became a better manager, a better communicator, and a more creative and organized leader. My work felt bureaucratic, and I was so focused on staying on top of each little task that I wasn't contributing to things that were moving the needle.
Persons: Yvonne Lee, Hawkins, , It's, I'd, Jeff Bezos, Tess Martinelli Organizations: Amazon, Service, Origin, Target, Big Tech Locations: Auburn , Washington, China, India, Europe, tmartinelli
Fortunately, Disney brought back its dining plans this year, and I find them to be a great value. AdvertisementDisney dining plans come in 2 tiers and include multiple meals and beveragesDisney dining plans with table-service meals included come with dessert. Through this same promotion, guests staying in pricier deluxe hotels could get free standard dining plans. Matt CabralThe paid dining plan is worth it for folks who enjoy Disney's food as much as its entertainment. AdvertisementBefore the dining plan was suspended, Disney also regularly offered deals that allowed guests to get it for free.
Persons: we'd, , we've, Disney, Matt Cabral, Dole, You'll, Disney Visa cardholders Organizations: Disney, Service, Port Orleans Riverside, Disney Visa Locations: Port Orleans
Anthony Tan is the co-founder and CEO of Grab. Courtesy ofFrom the outside, it looks like Anthony Tan's got it all — the family, the wealthy upbringing and the success. Tan's advice for aspiring entrepreneursWhen asked for one piece of advice for budding entrepreneurs, Tan said: "It has to be your life calling." Lessons from childhoodTan learned the value of hard work at a young age. I've seen how my parents worked really, really hard nonstop," said Tan.
Persons: Anthony Tan, Anthony Tan's, Tan, Chloe Tong, Tan's, I've, Joe Organizations: Southeast Asia's, CNBC Locations: Southeast, U.S, Singapore, Malaysia, Cambodia, Indonesia, Myanmar, Thailand, Vietnam, Philippines
A Black Workday employee sued the company, claiming race and disability discrimination. AdvertisementA Black Workday employee filed a race and disability discrimination lawsuit against his employer after it sent police to his house for a "wellness check" while he was being treated at a hospital and had requested medical leave. He also sent a completed leave request form and said he would file the required Family and Medical Leave Act paperwork soon. On October 20, 2022, while he was still at the hospital, Workday sent police to his house for a "wellness check." In May 2023, Hill went on approved disability and medical leave, although he said he was denied long-term disability leave.
Persons: Anthony Hill, , Hill, Hill's, Cassie Lenning, Lenning, didn't, Anthony, George Floyd, Breonna Taylor Organizations: Service, Business, Department, Labor, Court, District of Columbia Locations: Northern, California's, California, Maryland, Montgomery County
"Succession" actor Nicholas Braun stars as Andy Kaufman and Jim Henson in "Saturday Night." Jason Reitman, the film's director, said that Jim Henson was written with Braun in mind to play the role. Braun also landed a second job as Kaufman after Benny Safdie had to drop out of the movie. Braun, known for his Emmy-winning role as the bumbling, awkward Greg Hirsch on HBO's "Succession," stars as both Jim Henson and Andy Kaufman in "Saturday Night." Advertisement"As we kept on thinking about who would be right for Andy Kaufman, we just kept on coming back to Nicholas Braun," Reitman told IndieWire.
Persons: Nicholas Braun, Andy Kaufman, Jim Henson, Jason Reitman, Braun, Kaufman, Benny Safdie, , Jason Reitman's, Greg Hirsch, HBO's, Eddie Murphy, Tina Fey, Dan Aykroyd, Reitman's, Jose Perez, Bauer, Griffin, Reitman, IndieWire, Gil Kenan, Henson, Kenan, Hopper, Sony Pictures Braun, Safdie, " Braun, Jim would've, Andy Organizations: Service, NBC, Hopper Stone, Sony Pictures Locations: Atlanta
William Fulford chose to stay in his $1.25 million Tampa Bay-area home in Hurricane Milton's path. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . You can opt-out at any time by visiting our Preferences page or by clicking "unsubscribe" at the bottom of the email. The storm came through and we were about 15 miles from the eye of it. The solar power kicked in when the city's grid went out, and we're still running on solar right now.
Persons: William Fulford, , homebuilder, Fulford, Helene Organizations: Tampa, Service Locations: Cortez , Florida, downtown Tampa, Hurricane Milton, Bradenton
ESPN replaced retired NBA reporter Adrian Wojnarowski with Shams Charania. AdvertisementAs many basketball fans have likely heard, the latest major NBA signing is Shams Charania to ESPN. The 30-year-old scoop master is replacing Adrian Wojnarowski, the genre-defining NBA reporter who had unexpectedly retired from the news-breaking business three weeks earlier. "It felt like it was a perfect way to solve this problem," said Burke Magnus, ESPN's head of content, in an interview with Business Insider on Wednesday. In the last few months, veteran NBA reporter Zach Lowe, host Samantha Ponder, and analyst Robert Griffin III each were let go.
Persons: Adrian Wojnarowski, Shams Charania, Burke Magnus, , Charania —, ESPN's, wasn't, Wojnarowski, Magnus, Jeff Passan, Jeff, Charania, he's, he'll, Stephen A . Smith, Pat McAfee, Dave Roberts, Howard Cosell —, Mike Greenberg, that's, Stephen A, Zach Lowe, Samantha Ponder, Robert Griffin III, we're Organizations: ESPN, Service, NBA, Athletic, Yahoo Sports, Business, Sports News, Entertainment
I booked a Frontier flight from Miami to Salt Lake City with one stop in Denver. The first half of the trip was relatively smooth, but things went downhill fastMy Frontier flight kept getting delayed at Denver International Airport. Related storiesEventually, I started looking for other flightsBy now, it was 1 p.m., and I was staring at a board of gradually changing Frontier flights. I notified Frontier that I wouldn't be boarding the delayed flight and requested a refund. I understand all airlines experience delays, but I wouldn't fly Frontier again unless I had wiggle room in my itinerary.
Persons: , I'd, WalletHub, Don Mammoser, Eibhlis Gale, Coleman, would've, I'm Organizations: Service, Denver International Airport, Frontier, Delta Locations: Miami, Salt Lake City, Denver, Utah, Arizona, Bryce
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