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☆ Audi's new EV is a luxury SUV with augmented reality that doubles as a pickup
▼ + stars: | 2023-01-26 | by ( Michael Wayland | ) www.cnbc.com time to read: +3 min

The rear glass of the "Activesphere" vehicle can slide forward, opening the flatbed trunk of the SUV and creating an open-air space for hauling objects. Audi's calling the modular open cargo bed an "active back," but consumers shouldn't necessarily expect to see a production vehicle with the unique feature anytime soon. The augmented reality glasses are used to view the gauges, controls and other elements that would typically be displayed via screens. Augmented reality glasses layer things over actual things as opposed to virtual reality, which is an all-encompassing separate environment. Audi emphasized that it has no plans to make its own augmented reality glasses.

☆ Americans will soon be able to save a lot more for retirement — but it might help the wealthy the most
▼ + stars: | 2022-12-20 | by ( Ayelet Sheffey | Juliana Kaplan | ) www.businessinsider.com time to read: +4 min

It includes changes to Americans' retirement savings, like raising the age of required withdrawal. A significant element of the bipartisan government spending plan included changes to Americans' retirement funds. It also allows an increased contribution in retirement savings for older workers and paves the way for automatic enrollment for workers starting in 2025. White Americans are far more likely to have retirement savings, and those savings dwarf those of Americans of color. Some Democratic lawmakers acknowledged they did not get to include everything they had hoped for in this spending package, like increased funding to help Americans recover from the pandemic.

☆ The $113,000 Hummer EV is totally outrageous in every way — and that's what makes it such a good time
▼ + stars: | 2022-11-26 | by ( Tim Levin | ) www.businessinsider.com time to read: +7 min

The GMC Hummer EV is ridiculously large, astonishingly quick, and excessive in every way. GM lent me a Hummer EV Edition 1, which retails for around $113,000. First, the basicsThe 2022 GMC Hummer EV Edition 1. The Hummer EV pickup launched in late 2021, and an SUV is on the way for 2023. What falls short: New Hummer, same problemsThe Hummer EV is wildly inefficient compared to its competitors, which is both unfortunate and on brand.

A good FICO credit score is a 670 or above, and a good VantageScore is a 661 or higher. A good credit score can get you more favorable interest rates rates on mortgages, auto loans, or a new credit card. How your credit score is calculatedWhen FICO and VantageScore assign you a credit score, they are really grading your credit report. For example, your credit history looks at the length of your credit history. However, hard inquiries stop factoring into your credit score after a year and drop off your credit report entirely after two years, so they don't permanently influence a credit score.

☆ Delta SkyMiles Gold Business American Express card review: Earn a 50,000-mile bonus and get potentially hundreds in ongoing benefits for Delta flyers
▼ + stars: | 2022-11-14 | by ( Joseph Hostetler | Credit Cards Reporter | Read More | ) www.businessinsider.com time to read: +31 min

How to earn miles from the Delta SkyMiles Gold Business cardThe Delta SkyMiles® Gold Business American Express Card isn't a fabulous choice for everyday spending. Also, note that you won't qualify for the Delta SkyMiles® Gold Business American Express Card welcome bonus offer if you've previously held this card. If you already have or had other Delta cards, like the Delta SkyMiles® Platinum Business American Express Card or the personal Delta SkyMiles® Gold American Express Card , you are still eligible for this card's welcome bonus offer. When you earn Delta miles with your Delta SkyMiles® Gold Business American Express Card, your rewards will automatically deposit into your Delta account. If you're only an occasional Delta flyer, the Delta SkyMiles® Gold Business American Express Card is likely the better card for you.

Delta Amex credit card increased offersAmex Delta credit cards give you the ability to use Delta miles in a way that non-cardholders can't. However, Insider estimates that Delta miles are worth 1.1 cents each, on average, when booking award flights. And if you know the best ways to use Delta miles, you can get significantly more value. The card's main draw is the ability to earn Delta miles on every purchase: 2x miles on Delta purchases, at restaurants worldwide, and on takeout and delivery in the US, and 1 mile per dollar on everything else. That's double the miles of the previous card bonus, which was 50,000 bonus miles and 10,000 MQMs after meeting minimum spending requirements.

☆ ‘Dying Inside’: Chaos and Cruelty in Louisiana Juvenile Detention
▼ + stars: | 2022-10-29 | by ( Megan Shutzer | Rachel Lauren Mueller | ) www.nytimes.com time to read: +47 min

But inside the walls at Ware, one of the state’s largest juvenile detention facilities, children have been trying to kill themselves with stunning regularity. In Louisiana, where brutal conditions prompted juvenile justice reform two decades ago, the system is again in crisis. Most Ware guards are Black, as well, though nearly all of its leaders are white, as are the local judge, sheriff and district attorney. “Of course, they still do.” In reports to the state, Ware’s nurses described carpet burns on children’s faces and head-to-toe bruises from restraints. In fact, of the four guards convicted of sexually assaulting children at Ware, Mr. Peace would be the only one imprisoned.

☆ Amazon workers say minor aches suddenly became debilitating as they raced to meet speed targets
▼ + stars: | 2022-10-19 | by ( Katherine Long | ) www.businessinsider.com time to read: +21 min

At the DuPont warehouse, Amazon workers with such injuries took an average of 103 days to heal, Washington state found. Workers' compensation payouts to Amazon workers with musculoskeletal disorders are often in the tens of thousands of dollars — some exceed $100,000, data from Washington state shows. But because musculoskeletal disorders take months to develop and aren't as visible as other, more catastrophic injuries, even some Amazon workers write them off. Williams was out of work for more than 150 days because of her shoulder injury, internal Amazon injury logs show. The company needs to become "Earth's Safest Place to Work," Amazon's founder, Jeff Bezos, said in his final letter to shareholders last year.

☆ Dunkin’ changed its rewards program. Devotees of the coffee brand are expressing their outrage on Reddit.
▼ + stars: | 2022-10-12 | by ( Angela Yang | Angela Yang Is An Intern For Nbc News Digital. | ) www.nbcnews.com time to read: +6 min

The previous DD Perks program offered a free drink of any kind at $40 spent. The new Dunkin’ Rewards system, unveiled last week, requires customers to spend $70 to get a free crafted drink such as an espresso, cold brew or refresher. Customers also no longer get a free drink on their birthdays. But in the days since its new rewards program took over, the 21-year-old college student has been looking elsewhere for his daily caffeine fix. As one Twitter user joked, “i need us all to collectively manifest the downfall of dunkin rewards so they bring back dd perks.”

☆ Delta SkyMiles Gold Business American Express card review: Earn a 70,000-mile bonus and get potentially hundreds in ongoing benefits for Delta flyers
▼ + stars: | 2022-10-05 | by ( Joseph Hostetler | Credit Cards Reporter | Read More | ) www.businessinsider.com time to read: +32 min

How to earn miles from the Delta SkyMiles Gold Business cardThe Delta SkyMiles® Gold Business American Express Card isn't a fabulous choice for everyday spending. Also, note that you won't qualify for the Delta SkyMiles® Gold Business American Express Card welcome bonus offer if you've previously held this card. If you already have or had other Delta cards, like the Delta SkyMiles® Platinum Business American Express Card or the personal Delta SkyMiles® Gold American Express Card, you are still eligible for this card's welcome bonus offer. When you earn Delta miles with your Delta SkyMiles® Gold Business American Express Card, your rewards will automatically deposit into your Delta account. If you're only an occasional Delta flyer, the Delta SkyMiles® Gold Business American Express Card is likely the better card for you.

You can use Delta miles for flights on Delta or its partners, including Air France and KLM. How to earn Delta SkyMilesEarn Delta miles by flying Delta and its partnersThe most obvious way to earn Delta SkyMiles is to fly on Delta. Earn Delta miles through shopping and dining rewardsThere are also a few other ways to earn Delta SkyMiles without flying or spending on credit cards. Delta SkyMiles frequently asked questions (FAQ)Do Delta miles expire? It's also worth noting that Delta credit card holders can choose to redeem Delta miles for flights at a rate of 1 cent each.

Delta Amex credit card increased offersAmex Delta credit cards give you the ability to use Delta miles in a way that non-cardholders can't. For most Delta flyers, however, a Delta card with an annual fee and more benefits will prove more valuable. The card's main draw is the ability to earn Delta miles on every purchase: 2x miles on Delta purchases, at restaurants worldwide, and on takeout and delivery in the US, and 1 mile per dollar on everything else. That's double the miles of the previous card bonus, which was 50,000 bonus miles and 10,000 MQMs after meeting minimum spending requirements. See Rates & FeesThe badge of highest Delta credit card bonus now belongs to the Delta SkyMiles® Reserve Business American Express Card.

☆ America is a new tax haven for the ultra-wealthy — and 13 states are holding billions in hidden assets
▼ + stars: | 2022-09-28 | by ( Juliana Kaplan | ) www.businessinsider.com time to read: +4 min

Right now, billions of dollars of assets are held in secretive trusts across the country. In those states, billions of dollars remain untouched and untaxed. "Wealthy people from around the world are bringing their assets and wealth to the United States to park it and avoid responsibility." "We can safely say we're talking hundreds of billions of dollars a year, trillions probably, that are not being subject to tax," Collins said. "It's costing the rest of us taxpayers billions and hundreds of billions of dollars in lost revenue," Collins said.

☆ Honda's smallest SUV is stylish inside and out but disappointingly slow. See 5 pros and cons of the 2023 HR-V.
▼ + stars: | 2022-09-27 | by ( Tim Levin | ) www.businessinsider.com time to read: +3 min

I tested the 2023 Honda HR-V, the newest version of Honda's smallest SUV. Pro: Stylish inside and outThe 2023 Honda HR-V. Tim Levin/InsiderThe new HR-V dumps its predecessor's stubby proportions and quirks in favor of a smooth, modern, and ultimately more high-end look. Con: Sluggish on the highwayThe 2023 Honda HR-V. Tim Levin/InsiderTo be sure, nobody is buying a small SUV for its zero-to-60-mph time. Pro: Roomy interiorThe 2023 Honda HR-V. Tim Levin/InsiderThe new HR-V shares a chassis with the Civic sedan rather than the pint-sized Fit hatchback (which has been canceled in the US). Pro: Generous safety features and driver aidsThe 2023 Honda HR-V. Tim Levin/InsiderAll HR-Vs come with ample safety and driver-assistance tech as part of the Honda Sensing suite.

☆ Retailers Stuck With Too Much Inventory Face Risky Decisions
▼ + stars: | 2022-06-03 | by ( Emma Cosgrove | ) www.businessinsider.com time to read: +8 min

In the past two weeks, retailers have shown that the anticipated, but hard to time, cooling in consumer demand for goods has arrived. And many retailers reported holding more inventory than they'd like — and the goods they have might not be the ones they need now. Several retailers mentioned late deliveries of spring merchandise, which compounded their inventory glut when mixed with the cooling demand. Quite literally, it means to pack inventory away to sell when its season comes back around. On top of the risk that the product may not be attractive in the future, holding inventory means paying for storage.

I wanted to find ways to reduce the amount of time I'm spending looking over my finances and moving money around. Pros Check mark icon A check mark. No account minimum or management fees to invest Check mark icon A check mark. Goal planning and automatic portfolio rebalancing Check mark icon A check mark. Range of other account options across SoFi website Check mark icon A check mark.

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The Professional Weekender is designed for business travelers looking for a one-bag solution for those 1-2 day trips. The bag has a large main clothing compartment, which can be overstuffed if you need to fit more than usual. You can also remove the compartment altogether to give the clothing compartment more room to expand. While the bag is a travel backpack, there are two grab handles — one at the top, and one at the side that you can use to carry it briefcase-style. Just unzip the laptop compartment, and open the bag flat.

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