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☆ I'm an AI prompt engineer. Here are 3 ways to use ChatGPT to get the best results.
▼ + stars: | 2023-03-19 | by ( Aaron Mok | ) www.businessinsider.com time to read: +6 min

Anna Bernstein is a prompt engineer at Copy.ai, which makes AI tools to generate blog posts and emails. Her job is to write prompts to train the bot to generate high quality, accurate writing. Here are three tips on how to write prompts to get the best outcomes from AI. Now I'm a prompt engineer helping to optimize the most cutting edge technology in the world. If you want the AI to fully understand your request, make sure your prompt includes a verb that clearly expresses your intent.

☆ Here’s our fourth-quarter earnings report card for all the stocks in our portfolio
▼ + stars: | 2023-03-10 | by ( Zev Fima | ) www.cnbc.com time to read: +20 min

Fourth-quarter earnings season is in the rearview mirror and most Club stocks reported results ahead of, or in line with, analysts' forecasts. Moreover, excluding foreign exchange fluctuations, this marked the ninth quarter in a row of 20% or better annual earnings growth. Nvidia (NVDA) reported a very strong quarter and better-than-expected guidance for the current quarter . Eli Lilly 's (LLY) fourth-quarter results came up a bit short on revenue but delivered a strong bottom line. Despite missing on top-line expectations, Wells Fargo 's (WFC) earnings came in better-than-expected, as the bank realized the benefits of higher interest rates .

☆ An Amazon seller with over $200 million in sales shares 9 tips for picking a sell-out product
▼ + stars: | 2023-03-05 | by ( Laila Maidan | ) www.businessinsider.com time to read: +9 min

For some, selling products as a side hustle and making an extra $2,000 a month is perfect. If you're selling as a side hustle, a simple Amazon search is enough to collect data, he noted. It indicates a product's sales velocity or how well its selling: the lower the rank, the better it sells. Most seasoned sellers have a general sense of how a product's sales rank converts to sales over time. As a private label seller, Needham avoids selling products that have been monopolized by big, household brands.

☆ A burned-out tech worker quit her job at a gaming company to spend time filming ocean critters. It helped her reset.
▼ + stars: | 2023-02-19 | by ( Aaron Mok | ) www.businessinsider.com time to read: +7 min

Daina Buchner quit her tech job at a gaming company last year over burnout concerns. Daina Buchner touching a whale. Courtesy of Daina Buchner. Courtesy of Daina Buchner. Courtesy of Daina Buchner.

Remember that your tax refund is money you gave the government earlier, so a big refund isn't better. While a smaller tax refund could be nothing more than an inconvenience, owing money on your taxes might seem downright catastrophic. Don't panicFirst off, you should know that receiving a smaller tax refund isn't the end of the world. Also know that you have options with the IRS if you owe money you don't actually have. A lower tax refund could be caused by legitimate issues, but it could also mean the taxpayer missed something important while they were preparing their taxes.

When the Federal Reserve cut interest rates, I moved my savings into CDs and corporate bonds. At the time, I kept my emergency savings in a high-yield savings account, with some additional savings in a regular savings account. Pretty soon, my high-yield account stopped seeming so "high-yield," with interest rates dropping from 2.50% to 0.50% over the course of the year. I employed a laddering strategy, spreading my money over a number of CDs with different interest rates and terms. Because of this, I decided to move all of my emergency savings back into my high-yield savings account, so it's all in one place and is more easily accessible.

When it comes to choosing a savings strategy, there is no one-size-fits-all solution. I often revisit and readjust my savings strategy in response to larger economic factors, and I did that a lot during the COVID-19 pandemic. At the time, I kept my emergency savings in a high-yield savings account, with some additional savings in a regular savings account. When reevaluating your own savings strategy, it's important to consider your risk appetite and time horizon. Reevaluating your savings strategy regularly is an important part of maintaining your financial health over time.

☆ Microsoft, Tesla stock moves hint at positive signs for the market, chart analysts say
▼ + stars: | 2023-01-27 | by ( Patti Domm | In | ) www.cnbc.com time to read: +6 min

The S & P 500 ended Thursday at 4,060.43. A key test for the S & P 500 The S & P 500 pushed above its 200-day moving average last Friday. Redler, who follows short-term technicals, said it is important for the S & P 500 to hold between 3,970 and 3,990. She said the S & P 500 is showing signs of being overbought short term, though there continues to be short-term upside momentum. We need to see stocks like Apple, Alphabet, Microsoft, we need to see these stocks going from downtrend to uptrend.

On Wednesday, Microsoft announced it will eliminate 10,000 employees, reducing its workforce by 5%, and Amazon began conducting layoffs that will eventually slash 18,000 jobs. Microsoft and Amazon are joining tech industry peers including Alphabet and Meta which have also cut staff in recent months. But an underappreciated factor is how rapidly tech companies ramped up hiring over the last two years. In 2020, widespread Covid lockdowns made internet applications more important to people, supercharging business for many tech companies. Apple is a major exception: It did not appreciably increase its rate of hiring over the last two years, and also has not announced any layoffs.

☆ China Reopens to the World as International Travel Restrictions End
▼ + stars: | 2023-01-09 | by ( Wenxin Fan | ) www.wsj.com time to read: 1 min

HONG KONG—Tens of thousands of travelers began to fly in and out of mainland China on Sunday as Beijing removed almost all of its border restrictions, bringing an end to pandemic measures that effectively sealed off the world’s most populous nation from the rest of the world for three years. The Chinese tourists heading abroad bring hope for relief to economies that had come to rely on spending by Chinese travelers in the years before the pandemic. The flow of travelers will likely remain restrained for a while as airlines readjust and some governments keep restrictions in place to prevent importing infections from China’s largest Covid-19 outbreak yet.

☆ Time travel is theoretically possible, calculations show. But that doesn't mean you could change the past.
▼ + stars: | 2022-12-31 | by ( Susie Neilson | Natalie Musumeci | ) www.businessinsider.com time to read: +5 min

Time travel is possible based on the laws of physics, according to researchers. Put simply: It's theoretically possible to go back in time, but you couldn't change history. Thomas Peter/ReutersThe grandfather paradoxPhysicists have considered time travel to be theoretically possible since Albert Einstein came up with his theory of relativity. The most famous example is known as the grandfather paradox: Say a time-traveler goes back to the past and kills a younger version of his or her grandfather. Applied to the grandfather paradox, then, this would mean that something would always get in the way of your attempt to kill your grandfather.

☆ BuzzFeed to cut 12% of its workforce
▼ + stars: | 2022-12-06 | by ( Stefan Sykes | ) www.cnbc.com time to read: +1 min

The BuzzFeed website on a smartphone arranged in Hastings-on-Hudson, New York, on Monday, Dec. 6, 2021. BuzzFeed on Tuesday announced plans to cut its workforce by nearly 12%, or around 180 staffers. The company expects to cut most of the jobs by the end of the first quarter. Last year, BuzzFeed went public via a special purpose acquisition vehicle, and shares fell nearly 40% in their first week of trading. Peretti said Tuesday that he wants the company to invest "in areas that will drive growth" and build "a more robust creator business."

☆ BuzzFeed slashes 12% of its workforce, citing ‘worsening macroeconomic conditions’
▼ + stars: | 2022-12-06 | by ( Oliver Darcy | ) edition.cnn.com time to read: +2 min

New York CNN Business —BuzzFeed on Tuesday said it would lay off approximately 12% of its staff, making the digital news and entertainment conglomerate the latest media company to make painful cuts amid a deteriorating economic climate. In a note to impacted employees, Jonah Peretti, the company’s founder and chief executive, blamed the cuts on “a combination of worsening macroeconomic conditions” and changes in how people consume media. The spokesperson added that there were no cuts made to its Tasty food brand, BuzzFeed News, or HuffPost, which BuzzFeed also acquired. A slew of media companies have slashed costs in recent months as the advertising market weakens and the economic outlook becomes dimmer. “While I believe in the strategy we’re pursuing, and know it’s necessary to navigate the challenging year ahead, that’s no comfort if you are directly affected.”

Broadly, indexes were suffering as data showed U.S. services industry activity unexpectedly picked up in November, with employment rebounding, offering more evidence of underlying momentum in the economy. In other economic data this week, investors will also monitor weekly jobless claims, producer prices and the University of Michigan's consumer sentiment survey for more clues on the health of the U.S. economy. It was weighed by U.S. natural gas futures slumping more than 8% on Monday, as the outlook dimmed due to forecasts for milder weather and the delayed restart of the Freeport liquefied natural gas (LNG) export plant. EQT Corp (EQT.N), one of the largest U.S. natural gas producers, led declines with a 7.1% drop. Although bank profits are typically boosted by rising interest rates, they are also sensitive to concerns about bad loans or slowing loan growth amid an economic downturn.

Data showed U.S. services industry activity unexpectedly picked up in November, with employment rebounding, offering more evidence of underlying momentum in the economy. "Right now it's more of an issue of watching the Fed and they are going to need to tighten and longer than needed." Investors see an 89% chance that the U.S. central bank will increase interest rates by 50 basis points next week, with the rates peaking in May 2023. All major Wall Street indexes notched a second straight week of gains last week, with the S&P 500 rising 1.13%, the Dow gaining 0.24% and the Nasdaq climbing 2.1%. The S&P index recorded four new 52-week highs and one new low, while the Nasdaq recorded 54 new highs and 39 new lows.

☆ Bank of Korea ready to readjust tightening pace, going by data
▼ + stars: | 2022-11-30 | by ( ) www.reuters.com time to read: 1 min

SEOUL, Nov 30 (Reuters) - South Korea's central bank is ready to readjust the pace of its policy tightening to respond to an economic slowdown and a slumping property market, the bank's governor told the Reuters NEXT conference on Wednesday. But Rhee Chang-yong declined to say whether the Bank of Korea would stop raising interest rates before the U.S. Federal Reserve, though he added that it was now better able to take into account domestic factors than before. The Bank of Korea, which was among the first central banks of major economies to start raising rates in August last year, has lifted the benchmark rate by a total of 275 basis points from a record low figure of 0.5%. Reporting by Cynthia Kim, Choonsik Yoo and Jihoon Lee; Editing by Clarence FernandezOur Standards: The Thomson Reuters Trust Principles.

☆ Here's what flight attendants want you to know about flying
▼ + stars: | 2022-11-23 | by ( Francesca Street | ) edition.cnn.com time to read: +22 min

Navigating the world of airports and airplanes at this time can be stressful, but if anyone’s an expert in holiday travel, it’s flight attendants. That said, sometimes flight attendants are only in a destination for 24 hours. Flight attendants support this kind of switching about, but will try not to interfere unless there are issues. And yes, some celebrities have a reputation for being rude, and that reputation will spread among flight attendants. I think a lot of flight attendants would agree with me on that.”What strange things do people leave behind in the cabin?

☆ Chimpanzees could share another behavior trait with humans
▼ + stars: | 2022-11-18 | by ( Taylor Nicioli | ) edition.cnn.com time to read: +6 min

The closest cousin of humans, this species of great ape has effective ways of communicating what it needs. Show-and-tellFiona had been engaged in what researchers call “leaf grooming,” a common behavior in which a chimpanzee will stroke and manipulate a leaf. Slocombe and her team always maintain a 23-foot (7-meter) distance when observing the chimpanzees in the wild, so as to not disturb them. This standard practice rules out the possibility that the behavior was learned from humans. She hopes it will encourage those who work with chimpanzees, in the wild or in captivity, to look out for more examples.

☆ One of the richest self-made women in US real estate says it's still a good time to buy and shares the top 5 things that could give a buyer a competitive edge.
▼ + stars: | 2022-11-08 | by ( Laila Maidan | ) www.businessinsider.com time to read: +6 min

She doesn't believe mortgage rates will return to 3% because that is very low. Mortgage rates have just about doubled from where they were this time last year. If you zoom out and look at where interest rates have been, you'd realize that historically, 7% is just about average, she noted. If you're a first-time buyer, you could qualify for a Federal Housing Administration loan (FHA), which requires a lower down payment but could still provide competitive interest rates. This will allow you to readjust when interest rates come back down.

☆ NFL: Welcome Back Dak, Cowboys' Prescott returns to face the Lions
▼ + stars: | 2022-10-23 | by ( Hannah Brewitt | ) edition.cnn.com time to read: +18 min

CNN —Dallas Cowboys’ quarterback Dak Prescott will be back in action this week after missing the last five games with an injury. Ross D. Franklin/AP Buffalo Bills quarterback Josh Allen hurdles Kansas City Chiefs safety Justin Reid as he scrambles for a first down. The Colts beat their division rivals 34-27 thanks to a last-gasp touchdown from quarterback Matt Ryan to rookie Alec Pierce. Adam Hunger/AP Dallas Cowboys quarterback Cooper Rush celebrates with Dak Prescott after the team's 22-10 win against the Los Angeles Rams. Gary A. Vasquez/USA Today Sports/Reuters New Orleans Saints wide receiver Michael Thomas makes a reception against Atlanta Falcons cornerback A.J.

☆ Global supply chain woes have seen 'huge improvement,' Flexport founder says
▼ + stars: | 2022-10-20 | by ( Ashley Capoot | ) www.cnbc.com time to read: +3 min

Global supply chain woes have eased ahead of the holiday season, according to Flexport founder and co-CEO Ryan Petersen. Ports are less congested, and the cost of shipping goods has fallen significantly this year, Petersen said. The global supply chain was pummeled with high costs, lengthy delays, crowded ports and shipping container shortages during the coronavirus pandemic. Flexport helps its customers navigate supply chain challenges by providing them with more visibility and data-driven control over their inventories while they are in transit. But despite the improvements to the supply chain, Petersen is not convinced the industry has learned much from the challenges of the pandemic.

☆ How a sleepy corner of the market nearly triggered a meltdown
▼ + stars: | 2022-10-08 | by ( Julia Horowitz | ) edition.cnn.com time to read: +8 min

London CNN Business —Pension funds are designed to be dull. The scale of the tumult put enormous pressure on many pension funds by upending an investing strategy that involves the use of derivatives to hedge their bets. “It started to feed itself,” said Ben Gold, head of investment at XPS Pensions Group, a UK pensions consultancy. Yields on longer-term bonds have dropped sharply, giving pension funds time to recoup — though they’ve recently started to rise again. Still, Kenneth is concerned that if the program ends next week as scheduled, the task won’t be complete given the complexity of many pension funds.

☆ How much do Big Tech companies pay their employees?
▼ + stars: | 2022-09-28 | by ( Jordan Parker Erb | ) www.businessinsider.com time to read: +6 min

Well, we took the guesswork out of it for you by analyzing some data to determine just how much different companies pay their employees. Positions we looked at included data scientists, data engineers, senior analysts, and more — see how their salaries stack up. Positions we looked at included data scientists, data engineers, senior analysts, and more — see how their salaries stack up. Finally, take a look at Insider's Big Tech salary database to see how much Apple, Microsoft, Intel, Facebook, and other companies pay their workers. By combing through data, Insider got a sense of how companies like Google, Hulu, and Disney pay their employees.

☆ This nonprofit is helping Ukrainian women in tech rebuild their lives and careers amid the Russia-Ukraine war: 'It's like group therapy'
▼ + stars: | 2022-09-27 | by ( Aaron Mok | ) www.businessinsider.com time to read: +6 min

It now helps female tech workers flee the country, but not without financial and political setbacks. When Russia invaded Ukraine in late February, Aleksandra Boguslavskaya, a 34-year-old Ukrainian tech entrepreneur, fled to Germany to find safety. Boguslavskaya is one of thousands of female Ukrainian tech workers who are part of Wtech, a global community of software engineers, investors, and entrepreneurs. Now, it collaborates with charities like 1K project, a human rights advocacy group, to support tech workers in distress. Instead, she's focusing on how the aid Wtech is providing right now could eventually bring Ukrainian tech workers back home.

☆ Gautam Adani: Asia's richest man sees growing isolation for China
▼ + stars: | 2022-09-27 | by ( Diksha Madhok | ) edition.cnn.com time to read: +2 min

New Delhi CNN Business —Indian billionaire Gautam Adani says that China “will feel increasingly isolated” and the “foremost champion of globalization” would find it hard to bounce back from a period of economic weakness. Speaking at a conference in Singapore on Tuesday, Adani said “increasing nationalism, supply chain risk mitigation, and technology restrictions,” as well as resistance to Beijing’s huge Belt and Road initiative, would impact China’s global role. The US government ordered two of America’s top chipmakers to stop selling high-performance chips to China earlier this month. And, last week, leaders of America’s biggest banks said they could exit China if it ever attacks Taiwan. Adani also mentioned the challenges facing the United Kingdom, and countries in the European Union, because of the war in Ukraine and Brexit.

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