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☆ The average mortgage interest rate by state, credit score, year, and loan type
  + stars: | 2022-09-01 | by ( Liz Knueven | Laura Grace Tarpley | Personal Finance Reporter | ) www.businessinsider.com   time to read: +13 min
Mortgage interest rates are always changing, and there are a lot of factors that can sway your interest rate. Average mortgage interest rate by stateThe state where you're buying your home could influence your interest rate. Here's the average interest rate by loan type in each state according to data from S&P Global. A mortgage rate, also known as an interest rate, is the fee charged by your lender for loaning you money. In general, you can consider a good mortgage rate to be the average rate in your state or below.
☆ The wealthy are buying yachts and jets in record numbers, and they're doing it without having to put much cash down. Here is how it works.
  + stars: | 2022-01-19 | by ( Hayley Cuccinello | ) www.businessinsider.com   time to read: +7 min
The wealthy have been buying up yachts and jets without having to put much cash down. Borrowing against yachts or jets at the point of purchase — or shortly after — means customers can put up little to no cash to close the deals. Depending on the desirability of the asset, banks extend loans from half to nearly 100% of its value. Another benefit of lending against yachts and jets is that clients can still enjoy them during the loan. At Bank of America, 80% of its yacht-backed loans are for existing private bank clients, according to Verbit.
☆ Trump’s Taxes Show Chronic Losses and Years of Income Tax Avoidance
  + stars: | 2020-09-27 | by ( Russ Buettner | Susanne Craig | Mike Mcintire | ) www.nytimes.com   time to read: +69 min
With the term “personal taxes,” however, Mr. Garten appears to be conflating income taxes with other federal taxes Mr. Trump has paid — Social Security, Medicare and taxes for his household employees. Fragments of Mr. Trump’s tax returns have leaked out before. Mr. Agalarov’s father, Aras, a billionaire who boasts of close ties to Mr. Putin, was Mr. Trump’s partner in the event. Mr. Trump’s avoidance of income taxes is one of the most striking discoveries in his tax returns, especially given the vast wash of income itemized elsewhere in those filings. When they got to line 56, the one for income taxes due, the amount was the same each year: $750.
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