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Wes Moore of MarylandGov. Wes Moore is a combat veteran who served in Afghanistan. Wes Moore, an Army veteran who's also a Rhodes Scholar, was first elected to the governorship in 2022. He has touted low national unemployment numbers, not low national employment numbers. Editor's note: This article was first published in February 2024 and has been updated to reflect the events after the first 2024 presidential debate.
Persons: Wes Moore, JIM WATSON, who's, Moore, Biden, Harris, Joe Biden's Organizations: Maryland Gov, Getty, Army, Rhodes, Democratic Party . Correction Locations: Afghanistan
I first learned of the Swype vape on social media, where a few doctored images of its screen had gone viral. AdvertisementNow, an obvious disclaimer: Business Insider does not endorse vaping or starting to vape simply because it seems like it would be funny to have a vape phone. (Samatha Cole of 404 Media also tried out the Swype vape; we didn't plan this. The touchscreen does display notifications when you swipe up — I could see messages from Signal, news push alerts, X notifications, and texts. This app seems designed not for the Swype vape but for some sort of wearable fitness tracker.
Persons: I'm, Vape, vaping, Pina Colada, Samatha Cole, Katie Notopoulos, it's, Samantha Cole, I've, Insider's Jordan Hart, Tim Cook Organizations: Service, Business, Media, Bluetooth, Aircraft, Google, Shenzhen Communication Technology, Apple Watch Locations: Shenzhen, China
With so much riding on your credit score, it's important to understand what counts as a good credit score and how to get one. Here's the full breakdown of how FICO and VantageScore crunch your credit score:FICO VantageScore Payment history (35%) Credit balance (30%) Length of credit history (15%) New credit (10%) Mix of credit accounts (10%) Payment history (35%) Length & type of credit (30%) Credit utilization (20%) Credit balances (11%) Recent applications (5%) Available credit (3%)The most significant aspect of your credit score is your payment history, which looks at how consistently you've made payments. However, hard inquiries stop factoring into your credit score after a year and drop off your credit report entirely after two years, so they don't permanently influence a credit score. That's why the average credit score among Gen Z is 680 compared to the average baby boomer, who has a 745 credit score. Good credit score frequently asked questionsAre good credit scores hard to get?
Persons: Gen, boomer, stow, Will Organizations: Credit Monitoring, Chevron Locations: AnnualCreditReport.com, Plenty, Chevron
How to read a credit report
  + stars: | 2024-07-19 | by ( Michelle Lambright Black | Paul Kim | Read More | ) www.businessinsider.com   time to read: +11 min
It's important to review your credit reports often to check for mistakes, and to do that you need to know how to read a credit report. Because your credit matters so much, it's important to keep a close eye on your credit reports from all three major credit bureaus — Equifax, TransUnion, and Experian — and learn how to read a credit report. How to read a credit reportMost credit reports are broken down into sections that make your information easier to understand and digest. InquiriesThe final part of your credit report, known as the inquiry section, contains a list of who has accessed your credit report in the last 24 months. Editor's Rating 4.6/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4.7/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4.6/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Learn more On Aura's website Learn More Learn more On IdentityForce's websiteDisputing incorrect informationUnfortunately, errors and fraud wind up on credit reports all the time.
Persons: , Experian —, You'll, you've, You've, they're, haven't Organizations: Visa, Card, preapproved, Credit Monitoring, Chevron, Federal Trade Commission Locations: AnnualCreditReport.com
The Equal Credit Opportunity Act prohibits discrimination in credit transactions. However, it's worth acknowledging that things aren't as bleak as they were decades ago — and a big part of that credit goes to the enactment of the Equal Credit Opportunity Act. What is the Equal Credit Opportunity Act? The Equal Credit Opportunity Act (ECOA) is a federal law that promotes fairness and prohibits discrimination in credit transactions. Your rights under the Equal Credit Opportunity ActBefore applying for a loan or taking out a line of credit, make sure you know your rights under the Equal Credit Opportunity Act so you're not taken advantage of.
Persons: ECOA, I've, Dominic James Murray, Cameron James, JPMorgan Chase Organizations: Black, Regulation, United States, Independent, Southern, of New, JPMorgan Chase, JPMorgan, telltale, Chevron, Consumer Financial Protection Bureau, National Credit Union Administration, Federal Reserve Board, Federal Deposit Insurance Corporation, Department of Justice Locations: of New York, Chevron
The information for the following product(s) has been collected independently by Business Insider: Costco Anywhere Visa® Business Card by Citi. Costco Anywhere Visa Business Card DetailsThe Costco Anywhere Visa® Business Card by Citi is one of those rare store credit cards that you can use at locations other than the merchant printed on its face. How to earn rewards with the Costco Business CardThe Costco Anywhere Business Card isn't captive to Costco stores and Costco.com. Costco Business credit card frequently asked questions (FAQ)What credit score do you need for the Costco Business credit card? Yes, you can use the Costco Anywhere Visa® Business Card by Citi outside of Costco, as long as the merchant accepts Visa cards.
Persons: You'll, you've, you'll Organizations: Business, Costco, Citi, EV, Costco.com, Chase, Travel, Costco Travel, Citi Entertainment Locations: It's, Costco
The IHG One Rewards Premier Business Credit Card has the highest potential value of any IHG credit card. IHG One Rewards Premier Business Credit Card RewardsIHG Business Credit Card welcome bonus offerThe IHG One Rewards Premier Business Credit Card offers a huge 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening. IHG Business Credit Card Annual Fee and Other CostsThe IHG One Rewards Premier Business Credit Card charges a $99 annual fee. However, if you have other IHG credit cards, like the IHG One Rewards Premier Credit Card or the IHG One Rewards Traveler Credit Card, you're still eligible to open this card. Methodology: How we reviewed the IHG Business Credit CardBusiness Insider's credit cards team reviewed the IHG One Rewards Premier Business Credit Card in comparison to other rewards business cards for travel, particularly hotel business cards.
Persons: It's, you've, you'll, it's, You've, Cash, You'll, cardholders Organizations: Business, Diamond, Resorts, Hotels, InterContinental ®, Crowne Plaza, FDIC, IHG, Chase, Sapphire, Hyatt, Marriott, Mastercard, Business Credit Card, Business Credit, you'll, InterContinental Hotels, Resorts Kimpton, Senses, Plaza, Global, TSA, NEXUS, Canada, TSA PreCheck, United, Business Card, Premier, United Airlines, IHG Premier, Card
The best Prime Day deals are the ones that let you fill a need in your life while saving a few bucks. Read on for our editor's personal picks from this year's sale, and catch the remaining sales in our main Prime Day deals hub. Amazon Prime Day deals our experts bought themselvesI'm moving from a huge home in Kansas to a tiny apartment in New York City. I used Prime Day as an opportunity to downsize to a smaller model that was recommended by our air fryer expert. Check out our roundup of all of the best Prime Day deals, or browse Amazon's website for more.
Persons: you've, Read, fryer, — Lauren Savoie, I've, It's, Samantha Crozier, Gabrielle Chase, Sam, Sally Kaplan, TCL, Brendan Griffiths, Anker, — James Brains, — Sally Kaplan, Dot, — Christopher Meinck, They're, it's, — Jaclyn Turner, Lauren Savoie, I'm, I'd, — John Lynch, They've, Mandolines, NoCry, Les Shu Organizations: Business, Amazon Prime, Sony, Microsoft, Taco Bell, Lenovo, Echo, Commerce, JW, JW PEI, Love Locations: Kansas, New York City, Taco, Crystal City, Hawaii, Brooklyn, Europe
Prime Day TV dealsThis Prime Day, we're seeing some of the biggest price drops of the year on top TV models from our favorite brands. Prime Day laptop dealsLaptops go on sale year-round, but Prime Day is traditionally the best time of year to make a purchase. Prime Day mattress dealsMattresses go on sale several times a year, but few sales offer as lucrative mattress discounts as Prime Day. Prime Day Amazon device dealsDuring Prime Day, many of the best Amazon devices see their lowest prices ever. Prime Day travel dealsSummer travel is underway, and so are the best Prime Day deals on luggage and backpacks.
Persons: We've, AirPods, we've, Siri, Samsung's, They're, you’ll, He's, Jonathan Adler, it's, dehumidifier, Dyson, vacs, Crisp, we're, Fryer, Foodi, Fry, fryer, they're, Bose Smart, Ray Soundbar, Ray, Anker, You'll, iPhones, MagSafe, Kate Spade, scoped, Amazon Nathan James Hugo Wood Nightstand, Nathan James, waddle, Inaba, haircare, , Gabrielle Chase, , haven't Organizations: Business, Apple, Amazon Apple, Apple Health, Amazon, Amazon LG, Amazon Samsung, Sony WH, Sony, Amazon Sony WH, Amazon Anker, Amazon Bose, Amazon Beats, Samsung, Clarks, Casper, Pillow, Morris, Morris & Co, Dyson, Upright, Toshiba, FlexBrew, Hamilton, LG, Dell, Alexa, Amazon Alexa, Hatch, Amazon Belkin, Apple Watch, Logitech, Seagate, ASUS, Meta, Nintendo, Nova, Nova Pro, Lightspeed, Mac, Google, Galaxy, lounging, packers, Amazon Fisher, Prime, today's, Chatelet Air, Amazon Canada, Amazon Philips, Philips, Amazon Prime, Deal Locations: November's, PopSockets, York
The internet loves this viral ice cream machine, which has a suite of features that allow you to make milkshakes, gelato, and ice cream within minutes. Ninja Creami Ice Cream Maker $149.99 $199.99 Save 25% Beloved across social media, the Ninja Creami is a countertop ice cream maker that can produce frozen treats within minutes. While we haven't tested it yet for our best ice cream maker guide, it definitely offers more customization than our current pick for the best fast ice cream maker, the Chef'n Sweet Spot. An even cheaper viral ice cream maker on saleIf $150 is still too large an investment, another great TikTok favorite ice cream maker is on sale for Prime Day: The Dash My Mug. Shopping for more great Amazon Prime Day deals?
Persons: you've, gelato, You'll Organizations: Business, Amazon, Amazon Prime
Goldman's 2024 class began in early June, and this summer's cohort represents the most competitive and selective yet. And not just intern to intern, but even the VPs and associates and analysts on your deal team really included you and made you feel very much part of it. You're meeting all these new people, you're getting assignments you're super excited to work on, and you're also trying to show your value. If you slow down and check the work, you're inherently going to learn it better and be able to apply it better. He was in municipal banking, and I was on the credit syndicate team – we were both analysts on a deal team.
Persons: Elizabeth Reed, Goldman Sachs, Lizzie, , Reed, Goldman, You've, it's, Emmalyse Brownstein, — that's, they're, I've, Obama Organizations: Service, Goldman Sachs ' New, University of Notre Dame, Business, NYU, Goldman, TXU Corp, Wall Locations: Goldman Sachs ', Goldman Sachs ' New York, New Jersey, New York City, New York
Editor's note: This is a developing story and will be updated throughout the day. Former President Donald Trump on Monday officially received the 1,215 delegates required to become the official GOP presidential nominee at the Republican National Convention in Milwaukee. The designation came moments after Trump on Truth Social announced Sen. JD Vance, R-Ohio, to be his running mate, solidifying the Republican ticket for November. The convention kicks off days after Trump's attempted assassination at a Pennsylvania rally on Saturday where one rally attendee was killed, and two others were critically injured. From Monday to Thursday, over 80 of Trump's closest allies, big-ticket donors and other lawmakers are expected to speak.
Persons: Donald Trump, Trump, Sen, JD Vance, Trump's, Thomas Matthew Crooks, Corey Lewandowski, Marjorie Taylor Greene, Amber Rose, David Sacks, South Carolina Sen, Tim Scott, Kristi Noem Organizations: Monday, Republican National Convention, Truth Social, Republican, RNC, Trump, decibel, Georgia, South, South Dakota Gov Locations: Milwaukee, R, Ohio, South Carolina, City
Editor's note: This is a developing story and will be updated throughout the day. The Secret Service is under growing pressure to explain what went wrong in the hours and minutes before a gunman opened fire in an attempted assassination on former President Donald Trump at his Pennsylvania rally on Saturday. "The Secret Service is working with all involved federal, state and local agencies to understand what happened, how it happened, and how we can prevent an incident like this from ever taking place again," Secret Service Director Kimberly Cheatle said in a statement Monday. The Secret Service is not substantially changing its security plan for the Republican National Convention, which kicks off Monday, Cheatle said, despite the Saturday shooting. "I am confident in the security plan our Secret Service RNC coordinator and our partners have put in place, which we have reviewed and strengthened in the wake of Saturday's shooting," Cheatle said.
Persons: Donald Trump, Thomas Matthew Crooks, Kimberly Cheatle, Cheatle Organizations: Republican National Convention
At the time, I hadn't even heard of the term "executive coach." Here's how an executive coach changed my company and myself forever and why executive coaching is still an important part of our continued success. Another lesson was that I had to set very clear goals. AdvertisementIf you can be super clear on where you're going and what your goals are, you're going to be 20 times more effective. You're going to get that hour back 20 fold, maybe even a hundredfold.
Persons: , Graham Weaver, Alex Nicoll, JP Flaum, Graham, Flaum, I'd, We're, It's, I've Organizations: Service, Alpine Investors, Business, Stanford Graduate School of Business ., Alpine, Graduate School of Business Locations: Denver , Colorado, Dallas, Chicago, Washington ,
If you could use a free hotel stay this year, consider signing up for the no-annual-fee Marriott Bonvoy Bold credit card. This is the best offer we've ever seen on the Marriott Bonvoy Bold® Credit Card , which is the only option out of six Marriott Bonvoy credit cards that doesn't come with an annual fee. Marriott credit cards only earn Bonvoy points, so they're not a good fit for anyone seeking a well-rounded travel rewards credit card. Only offers strong rewards for Marriott purchases Insider’s Take The Marriott Bonvoy Bold® Credit Card comes with an increased limited-time welcome bonus and good perks for a no-annual-fee card, but unless paying an annual fee is a dealbreaker for you, other Marriott cards — like the Marriott Bonvoy Boundless® Credit Card , Marriott Bonvoy Brilliant® American Express® Card, or Marriott Bonvoy Business® American Express® Card — are a better deal. Marriott Bonvoy earning ratesSpeaking of earning Bonvoy points, Marriott Bonvoy Bold® Credit Card cardholders can now earn twice as many rewards on several common household categories.
Persons: Bold, Cardholders, they're, cardholders, Marriott Organizations: Business, Marriott, Gold Locations: Marriott, Maldives, Regis New York
The bacon Double Stack lacked condimentsThe bacon Double Stack had ketchup, mustard, pickle, and onion. Division-1 winner: The bacon Double Stack triumphs for having baconThe bacon Double Stack had a decent variety of toppings. I was excited to dig into the Big Bacon ClassicThe Big Bacon Classic had a lot of sauce. The Big Bacon Classic triple seemed to have too much meatThe Big Bacon Classic triple seemed like a lot of meat. AdvertisementDivision-5 winner: The Jr. bacon cheeseburger was the best of this large poolThe Jr. bacon cheeseburger was my favorite in this category.
Persons: , Bacon, pretzel cheeseburgers, I've, Lucien Formichella, underseasoned —, Dave Thomas, I'd, Wendy's, would've, cheeseburger, Baconator, mayo, Charlie, Charlie Brown, hadn't, jalapeños, Pretzel Bacon, Cheeseburger, Big Bacon Organizations: Service, Business, mayo, Taco Locations: Wendy's, mayo, cheddar
Last year, I started looking for ways to make more money from my retirement savings. The so-called investment company asked me to take out a line of credit. AdvertisementI trusted the big bank that the scammers usedStill, the so-called investment company called me, asking for more money. I never would have transferred money to a small bank or international establishment, but if you can't trust them, who can you trust? We need to be able to trust the government and major institutions like Bank of America to stop this fraud.
Persons: Leonid Shteyn, I'd, Scammers, I've, I'm Organizations: Business, Bank of America Locations: bitcoin, Bulgaria, Czech Republic, New York, Texas
Somehow a hacker got into her email account, and then was able to get all of our transaction information. But we got a call from our real attorney, and they said, "Hey, your down payment is due today." I called the seller's attorney, and he explained that the email account was not his, and the bank account wasn't either. AdvertisementWe found out the only real email address in the thread was our real-estate agent's, but she wasn't the one communicating with us. She told us via text message that her email account must have been hacked — that it was her email address, but she didn't write it.
Persons: , Daniel Pietschnig, Jessica Madalena, Daniel, Jessica, Jessica's, scammers, We'll, they'd, we've, we're, — we're Organizations: Service, Business, Social Security, FBI, Bitcoin Locations: Wood, , New Jersey, Jersey City, Newark, homebuyers
I was raised in a military family, so I've lived in a few different places around the world. I have always had a passion for traveling, and buying this round-the-world ticket was a dream of mine. With Home Exchange, you're not — you just pay an annual membership fee. I tend to get the feeling that home-exchange people are more into traveling the world and being open to meeting other people. The couple is staying in strangers' homes around the world and making friendships along the way.
Persons: , Dorine Olive, I've, Chuck, Olive, we're, It's, We've, He'd, they've Organizations: Service, Business, Star Alliance, Home Exchange, Exchange Locations: Orlando, Croatia, Hungary, Turkey, Uganda, Malaysia, Singapore, Indonesia, Australia, France, Ohio, Olive, New York
Read previewThis as-told-to essay is based on a transcribed conversation with Diana Welsch about training to be a car mechanic instead of going to grad school. I went to trade school instead of grad schoolI decided to go to trade school in 2014. AdvertisementI got a dream job at TeslaAt my trade school fair, I saw that Tesla was hiring trainees. I left Tesla later that yearI'd wanted to stay at Tesla my whole life — it was the most fun job ever. I wish I had gone to trade school after high school instead of college.
Persons: , Diana Welsch, I've, Tesla, I'd, Elon Musk, Uncle Elon, Elon, they'd Organizations: Service, Business, Universal Technical Institute, Sun Devil, Tesla, Bluetooth, LA, Management Locations: Arizona, Phoenix, Los Angeles, North Dakota
This as-told-to essay is based on a conversation with Roger, who is affiliated with the Haley Voters Working Group. The group is comprised of former primary supporters of UN Ambassador Nikki Haley who are supporting President Joe Biden in the general election or considering supporting the president. I'm an old-school Reagan fan, and Nikki Haley is a genuine Republican. Voters know that President Trump is the only person who will beat Joe Biden and take back the White House. President Trump will put America First instead of getting into more wars and more conflict like Biden has done."
Persons: Roger, Nikki Haley, Joe Biden, We've, Trump, Donald Trump, we've, Time, I've, I'm, Mike Pence, Mark Peterson, He's, MAGA, he's, Haley, Biden, Herika Martinez, Reagan, Steven Cheung, President Trump, Jack Smith's Organizations: Service, Haley, UN, Manhattan, Barnum, Republican, AFP, Getty, NATO, Voters, America, FBI Locations: York, United States, Rio Grande, New York City, Chicago, Detroit, Atlanta, Ukraine, Korea, South Carolina, North Korea, Russia, America, Mar
When I try to get my head around big, complicated tech questions, I often rely on Ben Thompson, the influential tech analyst who writes the Stratechery newsletter. And that Apple gets the upside of AI without incurring many of the costs and risks other tech players are taking on. AdvertisementPeter Kafka: You seemed pretty enthusiastic about Apple's AI efforts before they announced them on Monday. One is some massive AI breakthrough, such that the phone becomes the commodity, as opposed to Apple making the AI the commodity. Peter Kafka: You've been speculating about whether Apple is paying OpenAI, or OpenAI is paying Apple.
Persons: , Ben Thompson, Peter Kafka, They're, Tim Cook, Justin Sullivan, Who's, They've, Apple, You've, OpenAI, Sam Altman, Thompson, Mark Gurman Organizations: Service, Apple, Business, Washington Post, Bloomberg, OpenAI Locations: ChatGPT.com
Editor's note: This is developing news and will be updated throughout the day. The 12-member jury also has asked to re-hear the instructions on the law it received Wednesday from Manhattan Supreme Court Judge Juan Merchan before they began their first day of deliberations. The judge sent them home for the day after saying they would hear those requests on Thursday. Prosecutors, and Cohen, say that hid the fact that it was actually to prevent Daniels from harming Trump's then-wobbling campaign. "Mother Teresa could not beat these charges," Trump told reporters after jurors began deliberating Tuesday.
Persons: David Pecker, Emil Bove, Donald Trump's, Stormy Daniels, Donald Trump, Trump's, Michael Cohen, Juan Merchan, Trump, reimbursements, Cohen, Daniels, Teresa, Joe Biden Organizations: Republican, Manhattan, Prosecutors Locations: Manhattan, New York City, U.S, New York, Pecker's
Read previewThe Pentagon said Tuesday that US soldiers had been stuck on three Army boats beached in Gaza over the weekend after high seas and a storm broke apart an aid pier the service built to deliver food to starving Palestinians. Along with the beachings of the Army boats, the storm also battered and broke apart the aid pier — a Joint Logistics Over-the-Shore, or JLOTS, operation by the Army — leaving the future of the key US humanitarian effort uncertain. A truck carries humanitarian aid across Trident Pier, a temporary pier to deliver aid, off the Gaza Strip, amid the ongoing conflict between Israel and the Palestinian Islamist group Hamas, near the Gaza coast, May 19, 2024. AdvertisementHowever, this is also not the first hurdle that the aid mission has encountered since it was announced by President Joe Biden during his State of the Union speech months ago. US Army soldiers and US Navy sailors assemble the floating pier in the Mediterranean Sea to assist in the delivery of humanitarian aid to Gaza.
Persons: , Sabrina Singh, Military.com, Singh, Joe Biden, you'll Organizations: Service, Pentagon, Army, US Central Command, Business, Hamas, Trident, U.S . Army, REUTERS, US Army, US Navy, US Army Central, Reuters Locations: Gaza, Israel, Palestinian, Ashdod, Tenerife, Africa
AdvertisementA North Vietnamese student pilot in the cockpit of a non-flying MiG-21 fighter jet trainer with a flight instructor. Only one other B-52 tail gunner had scored a successful kill against a Vietnamese fighter, though more than 30 B-52s had been shot down throughout the conflict. In fact, the first time a B-52 had ever shot down a MiG had only happened a few days prior. A US Air Force B52 bomber unleashes its bomb load over Vietnam. The kill was confirmed by another tail gunner named Tech.
Persons: , Diamond Lil, Albert Moore, Moore, Clarence Chute, Chute, Read, Bill McRaven's Organizations: Service, Boeing, Business, Getty, MiG, US Air Force, Air Force, republication, Sandboxx News, Navy SEAL Locations: Vietnam, United States, Vietnamese, Thai, Soviet, Iraq, Afghanistan
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