To submit a life insurance claim, however, you'll need to know which life insurance company holds the person's policy.
NAIC's Life Insurance Policy Locator ServiceIf you don't know the insurance company your deceased loved one has a policy with, the NAIC's Life Insurance Policy Locator Service can help with your search.
What to do once you find a life insurance policyFiling a claimOnce you've identified the insurance company and retrieved the deceased's policy information, follow these steps to claim a found life insurance policy:Contact the insurance company: The insurer will provide the claims form and instructions.
The closest living relative (e.g., spouse or child)The policy's beneficiaryEstate executors and TrusteesFinding life insurance policy frequently asked questionsHow can I determine what type of life insurance policy I need?
Only the beneficiaries named in the policy or their legal representatives have the right to file a claim on a life insurance policy.
Persons:
you've, Policygenius
Organizations:
National Association of Insurance, Social, National Association, Insurance, Financial