Eric Rosenberg signed up for a $1 million life insurance policy in his late 20s before starting a family. He chose term life insurance, which tends to be a better fit for most people since it gives you the most insurance coverage at the lowest possible cost. Before I had kids, I found myself a $1 million life insurance policy. First, I decided term life insurance was right for meWhen getting started, life insurance can be intimidating. In general, the best type of life insurance for most people is term life insurance.

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