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☆ I was born in the 'Silicon Valley' of India and watched it change from a quiet, green city to an international tech hub
▼ + stars: | 2024-12-10 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +7 min

There are too many people and a limited water supply due to a decreasing number of lakes. I've never struggled with water supply in the past: I have access to a well, rainwater harvesting, and facilities to store water from the public supply. But this year, I noticed the public water supply was running out more frequently, so even I had to buy water a few times. There are opportunities in tech and other industries serving that community, such as schools, public transport, and cooking. It's going to take a long while for anything to change, so I still think Bengaluru will continue to be "India's Silicon Valley."

Persons: Vikram Chandrashekar, Chandrashekar, It's, I've, I'm, they're, that's Organizations: Indian Institute of Science, Raman Research, Infosys, Wipro, Texas Instruments, Oracle, Jobs Locations: Bengaluru, India, Valley, J.P, Nagar, Silicon Valley, there's, Hyderabad, Mumbai, Mysore, Mangalore, Silicon

☆ This year's Netflix holiday movies ranked from worst to best
▼ + stars: | 2024-12-09 | by ( Gabbi Shaw | ) www.businessinsider.com time to read: +1 min

NetflixChristina Milian is one of Netflix's romance queens, and it's easy to see why. Instead, it's the story of Layla actually falling in love with her personal concierge, Teddy (Devale Ellis). And why is the main driving force of this film Layla's desperate need to get tickets to a Pentatonix concert? Yes, the a cappella sensation Pentatonix plays a huge role in this movie, which unfortunately dates it a bit. She unquestioningly trusts a ticket broker who's clearly scamming her and doesn't know her way around the city.

Persons: Netflix Christina Milian, Layla, that's, Devale Ellis, Pentatonix, —, she's, who's, doesn't Organizations: Netflix Locations: New York City, NYC

☆ The $13 billion Omnicom-IPG megamerger reflects a new era as Big Tech and AI upend the ad industry
▼ + stars: | 2024-12-09 | by ( Lara O'Reilly | ) www.businessinsider.com time to read: +8 min

Omnicom and Interpublic Group plan a $13.25 billion merger that would create the world's largest ad-agency company. Industry insiders say the deal reflects an ad sector under threat from Big Tech and AI. Being big matters as the industry wrestles with disruption from the might of Big Tech players and the advent of artificial intelligence. The $13.25 billion all-stock deal would merge Omnicom's creative and media-buying agencies, such as BBDO and Omnicom Media Group, with IPG's McCann Worldgroup and Mediabrands. The research firm Forrester said last year that the rise of automation could lead to the loss of 33,000 jobs within ad agencies by 2030.

Persons: IPG's McCann Worldgroup, Marcel, Publicis, Simon Nicholls, Martin Sorrell, Omnicom, hasn't, Laura Desmond, Philippe Krakowsky, Wren, Sorrell, John Wren's, Forrester, Simon Francis, Francis, creatives, John Wren, Publicis Groupe's, Maurice Levy, Spencer Platt, it's, Greg Paull, Kennedy Organizations: Industry, Big Tech, Interpublic, Wall Street Journal, Omnicom Media, Groupe, Analysts, WPP, Capital, Adobe, General Motors, Pfizer, Microsoft, Omnicom, Flock Associates, Getty, Publicis Groupe

☆ Elon Musk just keeps getting richer, with his net worth rising almost $150 billion this year
▼ + stars: | 2024-12-09 | by ( Theron Mohamed | Lloyd Lee | ) www.businessinsider.com time to read: +2 min

Elon Musk's net worth keeps rising on the back of Tesla's stock surge since the election. Tesla stock closed on Friday at just over $389, pushing the EV maker's valuation to a new high. AdvertisementElon Musk just keeps getting richer following the postelection rally for Tesla stock. Musk is now worth $376 billion — $130 billion ahead of Amazon founder Jeff Bezos, who's worth $246 billion. His $376 billion net worth is about $30 billion higher than the market cap of Salesforce, valued at $346 billion — or $27 billion more than the combined wealth of Walmart heirs Jim, Rob and Alice Walton.

Persons: Elon, Jeff Bezos, Donald Trump's, Mark Malek, Trump, Tesla, Austin, BofA, Warren Buffett's, Berkshire Hathaway, Musk, Rob, Alice Walton . Organizations: SpaceX, Bloomberg, Amazon, Dow, Marketwatch, PAC, Bank of America, Optimus, Tesla Locations: Dow Jones, Berkshire, Delaware

☆ Treasury Department may fine small businesses up to $10,000 if they don't file this new report
▼ + stars: | 2024-12-09 | by ( Greg Iacurci | ) www.cnbc.com time to read: +5 min

Treasury Secretary Janet Yellen following a tour of the Financial Crimes Enforcement Network (FinCEN) in Vienna, Virginia, on Jan. 8, 2024. Many businesses have a Jan. 1, 2025 deadline to submit an initial BOI report. This applies to about 32.6 million businesses, including certain corporations, limited liability companies and others, according to federal estimates. But it seems many business owners either aren't complying with or aware of the requirement, despite outreach efforts. The "vast majority" of businesses hadn't yet filed a report, "meaning millions of small business owners and their employees will become de facto felons come that start of 2025," it said.

Persons: Janet Yellen, Valerie Plesch, Charlie Fitzgerald III, Moisand Fitzgerald Tamayo, FinCEN, Jan, Brian Nelson, Bevan Goldswain, Erica Hanichak Organizations: Bloomberg, Getty, U.S . Treasury Department, Treasury Department, Finance, CNBC, Treasury, Hudson Institute, Corporation Association of America, Department, Financial, Corporate, Coalition Locations: Vienna , Virginia, U.S, Orlando , Florida, R, Arkansas, Texas

☆ Gadhimai festival: Buffaloes, goats, pigeons killed in Nepal mass sacrifice that activists say needs to end
▼ + stars: | 2024-12-09 | by ( Esha Mitra | ) edition.cnn.com time to read: +6 min

Participants believe that sacrificing animals in the Gadhimai temple pleases the Goddess Gadhimai, who will then grant them wishes or good fortune. Hindu devotees observe baby male buffaloes prepared for sacrifice during the Gadhimai Festival in Nepal's Bara district. Cattles are prepared to offer to please Gadhimai at Gadhimai temple in Bariyapur, Bara, Nepal. Buffaloes are rescued by HSI/India at Indo-Nepal border checkpoints ahead of this year's Gadhimai festival. Hindu devotees travel with a goat of Gadhimai Festival in Baryarpur on December 2, 2019.

Persons: Gadhimai, Nepal’s, Shyam Prasad Yadav, HSI ‘, Upendra Kushwaha, ” Kushwaha, Kushwaha, ” Shristi Bhandari, Jane Goodall, HSI, Navesh Chitrakar, ”, Yadav, Bhandari, ” Bhandari, Shaili Shah, ” Sneha Shrestha, Prakash Mathema, Shrestha, there’s, ” Shrestha Organizations: CNN, Animal, Humane Society International India, Jane Goodall Institute Nepal, Reuters, Volunteers, Indian Supreme, . Buffaloes, Humane Society, Federation of Animal Welfare, Getty Locations: Bariyarpur, Nepal, India, Gadhimai, Nepal's Bara, HSI India, Bariyapur, Bara, Baryarpur, AFP

☆ CHART: Meet Business Insider's rising stars of venture capital in 2024, by the numbers
▼ + stars: | 2024-12-09 | by ( Samantha Stokes | ) www.businessinsider.com time to read: +2 min

Insider compiled its annual list of rising stars of venture capital for 2024. Here's a glimpse into the makeup of this year's rising stars list by the numbers. Learn more about Business Insider's 45 rising stars of venture capital , by the numbers:Most rising stars are based in San Francisco, with other investors calling New York, Washington, D.C., and a few other cities home. 27 schools in total were represented among the 45 rising stars. Of the rising stars with graduate degrees, most have MBAs, while others have master's degrees in computer science, AI, or a related field.

Persons: — Emerson Collective's Julien Barber, Jon Chu, Accel's Ivan Zhou, VCs Organizations: Business, Khosla Ventures, D.C, Harvard, Stanford Locations: New York, San Francisco, Washington, , Texas

☆ China's top leaders are set to discuss GDP growth target, stimulus measures amid economic worries
▼ + stars: | 2024-12-09 | by ( Anniek Bao | In | ) www.cnbc.com time to read: +5 min

BEIJING, CHINA - NOVEMBER 8: Chinese President Xi Jinping arrives for a signing ceremony with Italian President Sergio Mattarella (not pictured) at The Great Hall Of The People on November 8, 2024 in Beijing, China. Usually, the annual conference is preceded by the high-profile gathering of the Politburo, the top decision making body led by president Xi. While the specific numbers will not be announced until March, it is widely expected that Beijing will keep its next year's GDP growth target at "around 5" — same as the current year — if not slightly lower. China's President Xi Jinping and then U.S. President Donald Trump at a working session on the first day of the G20 summit in Hamburg, northern Germany, on July 7, 2017. "A policy bazooka could arrive if the Trump tariffs hit China's exports hard," Macquarie's Hu said, adding that Beijing will have to stimulate domestic demand to achieve its growth target.

Persons: Xi Jinping, Sergio Mattarella, Florence Lo, Xi, Goldman Sachs, Larry Hu, Lynn Song, Donald Trump, Morgan Stanley, Patrick Stollarz, Trump, Macquarie's Hu, Hu Organizations: Getty, Getty Images, Bloomberg, Goldman, Macquarie, ING, of Finance, Barclays, AFP Locations: BEIJING, CHINA, Beijing, China, Florence, Hamburg, Germany, China's

☆ Insider Today: Bernie talks Elon, RFK Jr.
▼ + stars: | 2024-12-08 | by ( Dan Defrancesco | ) www.businessinsider.com time to read: +5 min

You can sign up for Business Insider's daily newsletter here. Business Insider's Mia de Graaf recently got the chance to sit down with Sen. Bernie Sanders to discuss the incoming administration. Adobe's data showed $10.8 billion in Black Friday e-commerce sales, while Cyber Monday hit $13.3 billion, new records for both days. Khosla Ventures; Salesforce Ventures; Menlo Ventures; 500 Global; Business InsiderBI asked readers and top venture capitalists to name the promising young VCs in their networks. This year's investors come from a wide array of backgrounds and a range of different roles.

Persons: Mia de Graaf, Sen, Bernie Sanders, Elon Musk, Robert F, Kennedy Jr, Jenny Chang, Rodriguez, That's, Jon Chu, Caroline Fiegel, Deedy Das, Iris Sun, Shrestha, BI Brothers Roy, Ryan Seiders, iStock, Rebecca Zisser, boomers, they're, — Mark Andrews Organizations: Business, Adobe, Khosla Ventures, Salesforce Ventures, Menlo Ventures, BI Brothers, Homeowners, that's

☆ Retailers are saying shoppers are 'pressured,' 'stretched,' and 'cautious' — but still spending
▼ + stars: | 2024-12-06 | by ( Dominick Reuter | ) www.businessinsider.com time to read: +3 min

AdvertisementExecs for Walmart, Target, and more retailers have used similar descriptions of US consumer health. BI combed through earnings call transcripts to round up the words they're using to talk about shoppers. If those words describe how you're feeling amid holiday spending, you're far from alone. AdvertisementLike McMillon, Target CEO Brian Cornell called out the toll high prices are taking on American households during his quarterly earnings call in November. Of course, retailers have been using words like pressured, stretched, and cautious to talk about their customers for several years now.

Persons: Doug McMillon, Morgan Stanley, Brian Cornell, They're, Cornell, Michael Creedon, Corie Barry Organizations: Walmart, Target, Morgan, Morgan Stanley Global Consumer & Retail Conference

☆ Insurers are facing $135 billion of losses after extreme weather events around the world this year
▼ + stars: | 2024-12-06 | by ( Kelly Cloonan | ) www.businessinsider.com time to read: +2 min

AdvertisementInsurers are on track to lose $135 billion this year amid global climate disasters, a new report finds. That's a 17% increase from 2023 and marks the fifth consecutive year of losses over $100 billion. A new report finds that a year of climate disasters will pose steep losses for the insurance industry in 2024. The report from the Swiss Re Institute says insurers will lose $135 billion this year, a 17% increase from 2023, after a slew of extreme weather events rocked the world in recent months. 2024 also mark the fifth consecutive year that insured losses from natural catastrophes have surpassed $100 billion, the researchers said.

Persons: That's, Milton Organizations: Swiss Re Institute, Hurricanes Locations: Europe, , Swiss, Florida

☆ The S&P 500 is up nearly 30% for the year. Don't expect such high returns to continue, experts say
▼ + stars: | 2024-12-06 | by ( Annie Nova | ) www.cnbc.com time to read: +1 min

Traders react after the closing bell on the floor at the New York Stock Exchange (NYSE) in New York City, U.S., December 13, 2023. However you feel about the world these days, you're likely happy with the stock market. The S&P 500 is up nearly 30% this year so far. But it's important for investors to temper their expectations and to remember that years like this one are rare, said Cathy Curtis, a certified financial planner and the founder and CEO of Curtis Financial Planning in Oakland, California. For example, in 1954, the S&P 500 swelled more than 52%.

Persons: Cathy Curtis, Curtis Organizations: New York Stock Exchange, Curtis Financial, Finance, Morningstar, Deutsche Bank Locations: New York City, U.S, Oakland , California

☆ How hustle icon Gary Vee found his inner Ted Lasso
▼ + stars: | 2024-12-06 | by ( Lucia Moses | ) www.businessinsider.com time to read: +11 min

AdvertisementVaynerchuk, also known as Gary Vee, has built a legion of fans, many of whom are young men, by evangelizing hard work. His schtick lands with a generation that's grown up with — and is now exhausted by — social media, which encourages constant comparisons with others. Advertisement"In the beginning, it was, 'That's dumb, that's dumb,'" Jon Halvorson, SVP of Mondelez and a longtime client, said of Vaynerchuk's rhetoric. CMOs no longer have to be convinced to embrace social media, and many have even bypassed agencies like VaynerX altogether to take that work in-house. Naysayers say his personal brand is still bigger than his company; Vaynerchuk has 22 times as many followers on X as VaynerMedia.

Persons: Gary Vaynerchuk, Vaynerchuk, Gary Vee, He's, VeeCon, Scott Galloway, Joe Rogan, Chelsea Guglielmino, Jon Halvorson, Ted Lasso, Mona Vand, Cassidy Sparrow, Meta's Ray, we'll, let's, Let's, Tubi, Gen, Lauren Graham, Gilmore, Wines, VeeFriends, Brian Morrissey, Sandeep Seth, Raymond Hall, he's, Halvorson, David Ogilvy, Leo Burnett, Andrew Essex, Droga5 who's, Gary, Naysayers, Dave Kotinsky, JC Penney's, he'd Organizations: Constellation Brands, Business, Chelsea, Mondelez, Fox, New, CMO, Forbes, TCS, New York Jets, Apple, Tribeca Locations: blockchain, Los Angeles, New York, Singapore, Meta, VaynerX, VaynerMedia

☆ Job growth bounced back in November before the Fed's last interest-rate decision of the year
▼ + stars: | 2024-12-06 | by ( Madison Hoff | ) www.businessinsider.com time to read: +2 min

The job market's strength in October was clouded due to hurricanes and strikes impacting data collection. AdvertisementThe new jobs report gives the Federal Reserve better information about the state of the labor market after October's report was hampered by the effects of hurricanes and strikes. Friday's report from the Bureau of Labor Statistics showed October's preliminary gain was revised up — from 12,000 jobs to 36,000. AdvertisementThe Fed's two most recent interest-rate decisions were both cuts, a 50-basis-point cut in September and a 25-basis-point cut in November. Americans will know if there will be one more rate cut this year on December 18.

Persons: Ernie Tedeschi, Tedeschi Organizations: Federal Reserve, Bureau of Labor Statistics, Yale

☆ Next week’s inflation data could derail a market that’s priced for perfection
▼ + stars: | 2024-12-06 | by ( Sarah Min | ) www.cnbc.com time to read: +5 min

Next week's inflation data could derail a market that appears to be priced for perfection, ahead of the Federal Reserve's meeting later this month. To be sure, with some more risky parts of the market rallying, some investors worry the market is getting too frothy. Productivity final (Q3) Earnings: AutoZone Wednesday Dec. 11 8:30 a.m. Consumer Price Index (November) 8:30 a.m. Initial Claims (12/07) 8:30 a.m. Producer Price Index (November) Earnings: Broadcom , Costco Wholesale Friday Dec. 13 8:30 a.m. Import Price Index (November)

Persons: it's, Jay Woods, Oppenheimer, —, Tom Lee, CNBC's, Capital's Woods, Woods, Cathie, Price Organizations: Fed, CPI, Freedom Capital, Fundstrat Global Advisors, Nasdaq, Dow Jones, Oracle, Adobe, Broadcom, Innovation, American Association of, Investors, Labor, Costco, Price Locations: Santa Claus

WASHINGTON — The final hearing of the House task force that investigated the assassination attempts against Donald Trump devolved into an explosive moment Thursday as the acting U.S. Secret Service director engaged in a screaming match with a GOP congressman. "I'm asking you, were you the SAC, were you the special agent in charge?" "I was there to show respect for a Secret Service member that died on 9/11!" After the hearing, Fallon accused Rowe of starting the confrontation. After the hearing ended, the task force held a business meeting to consider its final report on its investigation.

Persons: WASHINGTON, Donald Trump, Pat Fallon, Ronald Rowe, Fallon, Rowe, Trump, Joe Biden, Kamala Harris, Sen, JD Vance, it's, Ronald Rowe Jr, Samuel Corum, “, ”, Biden's, Harris, ” Fallon, Biden, Anthony Guglielmi, Butler Organizations: Secret Service, GOP, Capitol, Trump, Getty, SAC, Service, World Trade, Force, States Secret Service, Secret Locations: Texas, Butler , Pennsylvania, Ohio

Reggaeton singer Bad Bunny solidified his spot at the top as this year's most-streamed Latin artist on Spotify worldwide. Mexican music, or música mexicana, is now the most-streamed Latin genre in the U.S., dominating in 26 states. A main figure behind the mainstream rise of música mexicana is Mexican singer Peso Pluma, who follows Bad Bunny as the second most-streamed Latin artist on Spotify. Before, the Latin music industry had long bet on pop and rock en español, as well as Mexican music, to popularize Spanish-language songs. The six remaining artists make reggaeton music: Bad Bunny, Feid, Karol G, Rauw Alejandro, Myke Towers and Anuel AA.

Persons: Bunny, It's, Pluma, Feid, Karol G, Taylor Swift, Billie Eilish, Ariana Grande, Junior, Natanael Cano, Rauw Alejandro, Myke, FloyyMenor, Cris Mj Organizations: Spotify, American, Fuerza, Anuel AA, Recording Industry Association of America Locations: U.S, mexicana, Mexican, Colombian, America

☆ Everything to know about Trump Media & Technology Group and its main product, Truth Social
▼ + stars: | 2024-12-05 | by ( Alice Tecotzky | ) www.businessinsider.com time to read: +7 min

AdvertisementTrump formed Trump Media in the wake of January 6, when he was kicked off most social media sites. Truth Social is the company's flagship product and Trump's favored social media site. For Trump, Truth Social is more than a messaging tool — the platform, which is the flagship product of the Trump Media & Technology Group, is now a significant part of his personal wealth. Trump formed Trump Media after he was kicked off of other social media sites. AdvertisementHow Truth Social worksSimilar in form to X, Truth Social is a free social media platform based in the United States.

Persons: Trump's, Trump, Donald Trump, Mark Zuckerberg's, Andrew Litinsky, Wes Moss, MANDEL NGAN, Donald J, Moss, Litinsky, Devin Nunes, Donald Trump Jr, Linda McMahon, Kash Patel, McMahon, TMTG, Similarweb, Elon Musk's, Matt Cardy, it's, Kamala Harris, Mario Tama Organizations: Trump, Trump Media, White, Truth, Trump Media & Technology Group, Big Tech, Trump Media's, Mark Zuckerberg's Facebook, Getty, Apple, Nasdaq, United Atlantic Ventures, Republican, Department of Education, Federal Bureau of Investigation, Forbes, Social, Facebook, Securities and Exchange, Stock Locations: AFP, California, United States, America

☆ I skip family gatherings to solo travel. The perks are so good that I won't be home for the holidays anytime soon.
▼ + stars: | 2024-12-05 | by ( Marissa Willman | ) www.businessinsider.com time to read: +3 min

AdvertisementSince 2017, I've been skipping family holiday gatherings to travel solo. I've found that I score some of the best deals when flying on major holidays. I've found ways to travel for really cheap during holidaysTraveling around the holidays can get expensive, and airports are usually as busy as ever on days leading up to major holidays. AdvertisementHowever, I've found you can score cheap flights when you're willing to travel on Thanksgiving, Christmas Eve, Christmas, or New Year's Day. However, I failed to realize December 26 is Boxing Day, a major holiday in the UK.

Persons: I've, Marissa Willman Organizations: US, LA, Puerto Vallarta Locations: London, Los Angeles, Palm Springs, Puerto, Mexico

☆ Directing Art Basel Miami Beach is a massive undertaking. Bridget Finn, a veteran in the art world, was up to the task.
▼ + stars: | 2024-12-05 | by ( Brea Cubit | ) www.businessinsider.com time to read: +6 min

Bridget Finn is the new director of Art Basel Miami Beach, set to have 286 galleries this year. This article is part of BI's 2024 Art Basel series, taking you inside the art fair's global scene. The latest feather in her cap is helming this year's Art Basel Miami Beach show as its new director. This year, 34 galleries will make their Art Basel Miami Beach debut, the most first-time participants at the fair in over 15 years. "I would be so bold as to say that Art Basel Miami Beach is often the platform where new trends in art appear.

Persons: Bridget Finn, Finn, —, Bridget Finn —, Paola Chapdelaine, she's, Caitlin Keogh's, Caitlin Keogh, Basel's, Agosto Machado, Terrence Musekiwa, Diego Vega Solorza Organizations: Art Basel Miami Beach, Business, Service, Art Basel, Miami Beach Convention Locations: Basel, Manhattan, NY, Bortolami, Americas, Asia, Europe, New York, Mexican, Brazilian

☆ Citi promoted its largest class of managing directors under Jane Fraser. Check out the 344 names here.
▼ + stars: | 2024-12-05 | by ( Reed Alexander | ) www.businessinsider.com time to read: +9 min

AdvertisementCitigroup announced 344 new managing directors on Thursday, its largest class under CEO Jane Fraser. It boosted the number of new MDs in technology, a unit core to Fraser's transformation efforts. Citigroup on Thursday named 344 employees to the bank's highest rank outside the C-suite, the most since Jane Fraser became CEO in 2021. Managing director promotions are an annual tradition across Wall Street and help to showcase the next generation of industry leaders. Citi's MD promotions come as Fraser continues a yearslong effort to modernize and simplify the bank, including by thinning out its management ranks.

Persons: Jane Fraser, Citi's, Fraser, Viswas Raghavan, Aditya Agarwal Salomon Amkie Vicente Alejandro Arevalo Barrabes Lorenzo Beacco Chad Bergert Mike Berry Seok Hoon Chia KC Clark Blazej, Lucy Devlin Colm Donnelly Osama Naji El, Ali Casper Elnegaard Ben Exner Gustavo Fontes Andre Funari Mario Garcia Ricardo Garza Cecile Guilleminot Ferdinand Haindl Melissa Haw, Elia Hermida William Herrmann Eric Himmelberger Crystal Jin Gabe Juarez Abhishek Kaila Dai Kitatani Abhinav, Billy Liu Param, Ula Malczewska Siena Malik Simon Marrison Gino Mbetse Andrew Miller, Jones Kevin O'Sullivan David Oji Mihail Polyakov Prateek Rastogi Partha Rathore, Sun Alex Syhanath Atsushi Tauchi, Tinaztepe Yeung Tsai Sunny Wang, Rajan Brotia Barry J, Fatima, Ian Booth Laura Chia Yi Chen Andrew Gardiner Neary Guenin Shishir Prasad Kenny Pun Tyler Radke Jennifer Sariano Jamie Searle Chirag Shah, Shah Jack Shang Noorie Singh Albert Sutton Judy Yip Xiangrong Yu Cedric Zunino, Abhishek Agarwal Rob Brodie Sean Burnham Geoffrey Capes Erika Federico Kimberlie Hardial, Choo Stuart Hill Kyle Hughes Ketan, Swati Kulkarni James McGuigan Adrian Murphy Juan Francisco Orrego Tim Palmer Chris Skarzinski Carolina Spalding Pamela St John Subha V Chris Winter Adam Wood, Graham Buck Anmol Chowdhry Davida Heller, Bilal Akhtar Peter Battin Yun, Chen Peter Demoise Marcos Diaz Kimberly Egert Michael Fillius Janak Ghosh Kevin Hong Matt Jonason Dimba Kier Bertrand Louvard Cynthia Ng Sandeep Pati Rebecca Reeb Teresa Salvato Yun Wang, Alberto Arenas, Kimberly Barnes, ICRM Michael Caravella, Shirley Carter, Sam Cory, ICRM Mark Eliades, Steven Krause, ICRM Dora Kreymborg, Angie Lockley, Dana Lukens, Matthew MacIntyre, Piotr Matuszewski, Rosie McAnlis, Geardine McCann, Ciarán Murphy, ICRM Paul Patton, Deborah Resch, Jose Riera, Mark Steuer, ICRM Laura Toustau, ICRM Rosalie Yee, Shari Funk Shay Gonen Laura Zablah, Neha Bhardwaj Callie Boyd Josh Goldsmith Gordon Hua Sophia Jingo Patrick Kielty Neil Kothare James Kouame Cindy Santoro, Fahad Aldeweesh Maria Paula Carvajal Jonathan Nix Kubilay, Bill Burns Enrique Granillo Jesus Jauregui Gonzalo Palafox Erick Ramirez Jean Rocha Rodrigues, Laurence Assip Robert Beatson Paul Berry Matthew Boyer Suninder Singh, David Collis Ashish Kumar Daga Marc Damoiseaux Connor Dwyer Chuck Edmunds Richard Fairhall Carlos Ferrari Michael Fershtman Imelda Frayre Andre Grossi Roshni, Aditya Gupta Natalia Gutierrez de, Kentaro Hayashi Peter Nicholas Hext Sandy Hou Rocky Huang Rob Hughes, Ibidunni Howard Ilderton Johan Kabla Neha Kapur Yana Keresteliev Subir Kumar Christopher Kuo Eirini Lerikou Ronan Liston Jorge Lonegro Steffen Lunde Roberto Massacci Maura McFadden Egor Miroshnikov Jim Monahan Chen Ni Fonzarelli Ong Warren Parker Vijay Parthasarathy Mihaela Penes Galvin, Jason Pillai Luke Pollock Jonathan Radke Rohit Rajgaria Richard Rosin Camila Rossetti David Rufino Colin Ryan Manish Saraf, Marie Sho Esben, Siris Singh Iqbal Sohal Kumar Subramanian Andrew Sufka Aruna Tatavarty Davy Tsang Miro Vucetic Rishi Watts Marcus Weickel Henry Wong Jeff Wu, Sigrid Nubla Risk, Mikael Amar Gabby Banwait, Anindya Basu Bridget Griffin Nayantara Gupta Matthew Haigh Chuck Hou, Liza Ramsammy Navrup Rana Ravi Surana Logan Tamres Rodrigo Vargas Thomas Wood, Saurabh Arora, Barkai Leandra Catton Amit Choudhary Chris Cook Yoanna Darwin Jane Dulson Carol Ferretti James Flugstad Elena Gomez Mandeep Heer Jonathan Jordan Ronan Kealy Lenny Leone Simon McConnell Ross McEwan Mary Messer Olivia Morgan Sergei Oganov Patrick O'Neill Nikhil Patankar Sonal Patel Leandro Quintal Rob Ranson Andy Ren Kirstin Renner Sean Ruby Yvonne Swainston Tomas Videla Heidi Willox Elias Xilas Melissa Ongleo Yambao, Catherine Ablott Mohamed Alsaloom Shante Avery Kashif Awan, Bahree Mark Ballard Andre Batista Kathryn Beard Rachel Carpenter, George Cheruvathoor Gonzalo Cordova Nigel Deverteuil Ryan Evans Jeffrey Hazel Adam Hess John Shannon Hogue Hong Jiang Dave Jones Hitesh, Greg Lurie Rajesh M, Deepak Nabera Steven Readett Jon Rosen Michael Todisco Nishanth, Rajesh Wadhwa, Jeff Chwast Timothy R Dougherty Tracy Goldman, K, Yogi Abhyankar Emile Abinader Rob Anderson Zeshan Azam Nicola Baker Christopher Barron Stewart Boag Olga Bogdanova Greg Byrne Winnie Choi Mendy Chung Juan Francisco Clemenza Sheethal, David C Darshan Beth Emswiler Matthew Ferrari, Wells Jenny Fung Carlos Garcia, Crespo Brad Goldberg, Danny Jones Eric Kraus Mark Chung Hei Lee Lena Siew Geok Lim Jason Liu Andrew Louw Alinne, Makar Alex Marks Kishore Indroo Motwani Luis Negrete Diego Parlaghy Claudia Penido Juan Guillermo Ramirez Gaston Rodriguez Jason Rosen Einat Sadka Masa, Kathy Stith Narayan Swamy Diego Szuldman Frederic Viaud Organizations: Citigroup, Bank, Revlon, Citi, Technology, JPMorgan, Business, Citibank, N.A, Operating, Enterprise Services, Public Affairs, Finance, Chen Peter Demoise Marcos Diaz Kimberly Egert Michael Fillius Janak Ghosh Kevin Hong Matt Jonason Dimba Kier Bertrand Louvard Cynthia Ng Sandeep Pati Rebecca Reeb Teresa Salvato Yun Wang Global Legal Affairs, Compliance, Barkai Leandra Catton Amit Choudhary Chris Cook Yoanna Darwin Jane Dulson Carol Ferretti James Flugstad Elena Gomez Mandeep Heer Jonathan Jordan Ronan Kealy Lenny Leone Simon McConnell Ross McEwan Mary Messer Olivia Morgan Sergei Oganov Patrick O'Neill Nikhil Patankar Sonal Patel Leandro Quintal Rob Ranson Andy Ren Kirstin Renner Sean Ruby Yvonne Swainston Tomas Videla Heidi Willox Elias Xilas Melissa Ongleo Yambao Technology, Personal Locations: headcount

☆ How Spotify Wrapped Taught People to Love Giving Away Their Data
▼ + stars: | 2024-12-05 | by ( Amanda Hoover | ) www.businessinsider.com time to read: +7 min

Spotify Wrapped arrived on Wednesday, packaged in its usual neon, Instagram-ready glory. In recent Decembers, the wrap-ification of our data has spread beyond Spotify. Duolingo kicked off the Wrapped season earlier this week, showing people how many mistakes they made while trying to learn a new language. About an hour after Spotify unveiled this year's Wrapped, its market cap reached $100 billion for the first time. Just this week, Spotify has dubbed me a "Laurel Canyon hippie" and crafted a vibe for a "yearning poetry Tuesday afternoon."

Persons: Duolingo, Clubcard, Tinder, Daniels, they're, Taylor Annabell, Evan Greer, Greer, Nina Vindum Rasmussen, Taylor Swift Organizations: Spotify, Apple, Starbucks, Tesco, Utrecht University, London School of Economics, Political Science, Big Tech

☆ Spotify Wrapped was a flop for some music listeners this year
▼ + stars: | 2024-12-05 | by ( Sarah Jackson | ) www.businessinsider.com time to read: +4 min

Spotify Wrapped came out Wednesday, and some of the platform's users are already eager to put it behind them. "I'm not usually one to complain but this was one of the most boring Spotify Wrapped recaps I've been a part of and I've been a member since 2017," one Reddit user said. Spotify Wrapped came out on December 3 this year, a few days later than the November 29 release of last year's recap. Google did not immediately respond to a request for comment about the criticisms around the AI features in Spotify Wrapped this year. Five years later, Apple Music finally made the feature available in the app itself.

Persons: I've, Daniel Ek Organizations: Spotify, Google, Apple Music, spotify, Apple

☆ Goldman says these lagging stocks will turn around in 2025. Rest of Street has doubts
▼ + stars: | 2024-12-05 | by ( Sean Conlon | ) www.cnbc.com time to read: +4 min

Several stocks that have underperformed in 2024 may be poised for substantial gains in coming months, according to Goldman Sachs. Yet some stocks that have lagged this year could outperform in the first quarter of 2025, the investment bank said. In other words, those are buy-rated stocks where Goldman analysts are out-of-consensus while most of Wall Street is neutral or has a sell rating. Meanwhile, 60% of the 20 analysts covering the stock rate it neutral, and the other 20% carry a sell. Of the 12 analysts who cover Pool on the Street, half rate it hold and 17% have a sell rating.

Persons: Goldman Sachs, Goldman, Deep Mehta, Mehta, Donald Trump, Robert F, Kennedy Jr, Kennedy, Goldman –, FactSet, Conagra, TripAdvisor, they're Organizations: Nasdaq, Dow Jones, Industrials, Tech, Goldman, Conagra Brands, Department of Health, Human Services, Food and Drug Administration

☆ Far from a bazooka, China's stimulus measures are just trickling through the economy
▼ + stars: | 2024-12-05 | by ( Evelyn Cheng | ) www.cnbc.com time to read: +4 min

Growth in pockets from real estate to manufacturing has improved since Beijing began announcing stimulus measures in late September. China's latest efforts to kickstart growth haven't had a broad impact yet, data and company earnings show, indicating the world's second-largest economy won't be roaring back soon. The ramp-up in stimulus measures is aimed at reaching this year's official target of around 5%, and a similar pace next year — while preventing financial instability, Gabriel Wildau, managing director at Teneo, said in a note Monday. "Looking ahead, our sources expect that stimulus in 2025 will trickle out incrementally and in a data-dependent fashion," Wildau said. "Beijing's stimulus measures encouraged firms to come off the sidelines this month," the report said.

Persons: Tencent, Shaohui Chen, haven't, Gabriel Wildau, Wildau, Wang Zhe, Wang, Donald Trump Organizations: Beijing, Companies, PMI, Caixin Insight, China's Ministry of Finance Locations: China

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