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“I’ve had to just put all of my dreams aside and focus on surviving day to day,” Jes Evans, 35, told CNN. Many who responded said they were nearing retirement age but couldn’t imagine being able to stop working, saying they would take their debt to their grave. The White House has forgiven a staggering $153 billion in federal student loan debt, giving a financial lifeline to millions of borrowers. Davis graduated from chiropractic college in 1986, with about $30,000 in debt from federal student loans. He isn’t bitter about it, and he’s not counting on a magic wand to come and zap his debt away.
Persons: , “ I’ve, ” Jes Evans, Evans, ” Evans, , Courtney Brown, they’re, ” Brown, Brown, , Gallup, Josh, He’d, ” Josh, he’s, Amy Coody, she’s, that’s, I’m, Ralph Davis, Davis, , ” Davis Organizations: New, New York CNN, Gallup Lumina, CNN, United States, Lumina Foundation, Biden, Department of Education, Public Locations: New York, Pittsburgh, United, Oregon, Wetumpka , Alabama, Savannah , Georgia
Three ways investors can minimize their tax payments
  + stars: | 2024-04-15 | by ( Nicole Goodkind | ) edition.cnn.com   time to read: +8 min
It’s particularly difficult for investors, he said, who have to report their earnings and losses from the market to the IRS. As an alternative, Harris, who currently heads financial services firm Evergreen Money and recently authored a book about reducing tax burdens, shared his three biggest tax tips for investors with Before the Bell. So for tax purposes, selling securities that have lost value can offset the taxes due on gains from successful investments. If your losses exceed your gains, you can carry the net loss (total losses minus total gains) into the next tax year, potentially reducing future tax burdens. If you have three children and two parents, that’s $108,000 in tax free money a year, Harris said.
Persons: They’ll, , Bill Harris, It’s, Harris, , Roth, hasn’t, “ you’re, Laura, Anna Cooban, Brent, Germany’s DAX, Read, Tempore Mike McGuire Organizations: New, New York CNN, National Taxpayers Union Foundation, Paypal, CNN, Evergreen Money, Bell, Investments, Brent, Traders, CAC, FTSE, Nikkei, International Energy Agency, ANZ, Google, California Journalism, Meta, California, Pro, Tempore, Locations: New York, United States, Israel, Iran, Tehran, Syria, Shanghai, Paris, California, America
Who gets to buy a Birkin bag?
  + stars: | 2024-04-08 | by ( Joan Kennedy | ) edition.cnn.com   time to read: +10 min
(CNN) — It’s so hard to get your hands on an Hermès Birkin bag that it should be illegal. Hermès’ ultra-exclusive positioning has meant Birkin sales have continued to overperform in the market even as most other luxury brands see demand slowing from post-pandemic highs. A scarcity-driven distribution model has helped drive desire for Birkins, as well as more broadly fuel Hermès’ business. Saroyan Humphrey/WWD/Getty ImagesThe lawsuit alleges shoppers are required to buy ancillary products (items like scarves, pillows or shoes) before being allowed to purchase a Birkin handbag. Presumably, the plaintiffs could buy a Birkin from The RealReal even if they can’t from Hermès directly.
Persons: , Birkin, Hermès, Kelly, aren’t, Alex Tai, , snagging, Erwan, Haffner, Saroyan Humphrey, WWD, ’ ”, Susan Scafidi, “ It’s, Sebastien Bozon Organizations: The, Fashion, CNN, HSBC, Law, Microsoft, Fashion Law, Fordham University, Getty Locations: Northern California, waitlists, Paris, China, California, Hermès, Allenjoie, France, AFP
Goldman Sachs partner Brian Robinson at 200 West Street. The sign that Goldman Sachs partner Brian Robinson created. Robinson's mission to revamp leadership — from his high C's to neon sign creations — appears to be rubbing off on clients and colleagues alike. He is currently making one for a Goldman partner with a fifth-floor office who asked for a customized sign to hang in that workspace, he said. The goal, he said, is for the signs to stand on the walls of Goldman Sachs "for years and decades to come."
Persons: Goldman Sachs, Brian Robinson, Goldman, Robinson, It's, Robinson —, David Solomon, John Waldron, Robinson's, , He's, he's, Carlyle Organizations: Service, Wall Street, Business, Wall, Deutsche Bank Locations: Americas, Manhattan, London, New York
Referendums protecting abortion access are on a winning streak nationwide, including in states far more red than Florida. Outside of Barack Obama’s 2008 and 2012 victories, Democrats have struggled to find success in Florida while Republicans are on a roll. The GOP now controls every statewide Cabinet office in Florida, its two US Senate seats and both state legislative chambers. In 2016, Trump won Florida despite a medical marijuana initiative on the ballot that Democrats hoped would aid their performance. “There is nothing more common than Democrats claiming they have some magical way to win Florida and they always come up short,” Power said.
Persons: can’t, Floridians, , Biden, ” Julie Chavez Rodriguez, Alex Sink, Trump, ” Sink, , Joe Biden, Donald Trump, Barack Obama’s, Obama, Ron DeSantis, “ It’s, Matt Isbell, Michael Bloomberg, ” Chavez Rodriguez, Brian Hughes, , it’ll, Roe, Wade, Chavez Rodriguez, Nikki Fried, Evan Power, ” Power Organizations: CNN, Democratic, Electoral, Florida, Sunshine State, ” Longtime Democratic, GOP, Trump, Biden, Florida Democratic, Democratic Party, Republican Party of Locations: Florida, Nashville, Grand Rapids , Michigan, Republican Party of Florida
And so last fall, Collin kicked off a search for a new board director, to fill in her knowledge gaps. Now, Collin says she will step down as chief executive of Front after her hunt for a board director took an unexpected turn. She will move into an executive chair role on April 15, when O'Connell takes up the mantle as chief executive, Front tells Business Insider exclusively. Known for her sharp wit and radical candor, Collin started the business out of college in her native France. Advertisement"We're at a scale now where the CEO can't come in and sort of wave the proverbial magic wand and make things happen," said Mohammed Attar, Front's chief product officer.
Persons: Mathilde Collin, Collin, Dan O'Connell, O'Connell, Garry Tan, Paul Buchheit, Jack Altman, Kyle Vogt, Cruise, Jeff Lawson, Mohammed Attar, , Josh Stein, Stein Organizations: Service, Business, Dialpad, Front Locations: San Francisco neighborhood, France, Dialpad
Today, Celeste reads a “Modern Love” essay about exactly that bond, a mother trying desperately to reach her child. Why do you think you’re so drawn to tiny things? If you’re going to make something in miniature, you have to spend a lot of time really looking at it. Because, OK, Betsey’s daughter spray paints, “Too many bushes, not enough trees,” and you’re going around putting, honestly, beautiful lines of T.S. So there is something about that language that even if you think you’re rational, it’s getting to you somehow.
Persons: anna martin, ” I’m Anna Martin, you’re, Celeste Ng, Celeste, they’re, ” celeste, anna martin So, celeste ng, anna martin Tell, I’ve, I’m, celeste, anna martin Well, It’s, , Betsy MacWhinney, George W, Bush, Marissa, strode, , Wendell Berry’s “, Mary Oliver, Oliver, Berry, Marissa didn’t, I’d, wouldn’t, anna martin Isn’t, Betsy, She’s, anna martin Really, anna martin Celeste, Eliot, you’ve, ” anna martin, celeste ng I’m, anna martin Talking, she’s, anna martin Wow, anna martin I, didn’t, who’s, anna martin Betsy, Wendell Berry, what’s, , anna martin I’m, we’ve, He’s, anna martin He’d, Anna, Brittany Howard, brittany howard Love Organizations: The New York Times, eBay, Farmer, NASA Locations: manila, Sierra Leone, T.S, Hong Kong, There’s
Everyone else, the agency insists, is going to benefit from the $80 billion that the agency won via the Inflation Reduction Act, which was passed in 2022. appointed Ken Corbin as its first chief taxpayer experience officer. I went to the agency’s headquarters in Washington to find out, which was an experience unto itself. Once properly badged — with the words “Escort Only” in the largest font — I had an hour with Mr. Corbin. What follows is a condensed version, edited for clarity, of our conversation — and his advice for taxpayers like you and me.
Persons: Ken Corbin, Corbin Organizations: Internal Revenue Locations: Washington
As someone who worked as a Starbucks barista for over a year, here are some of the biggest red flags to look out for. It's not always wise to mobile-order a drink with cold foam or shaken espressoCold foam won't last that long on top of a drink. Mary Meisenzahl/InsiderCold-foam cold brews have boomed in popularity over the past few years — pumpkin cold foam, Irish-cream cold foam, almond milk-honey cold foam, the list goes on. A little mixing can taste nice, but you lose the texture of the cold foam, which is a delight in itself. The same principle applies to any shaken espresso drink.
Persons: Baristas, , aren't, Mary Meisenzahl, barista, I'm, It's, Ramin Talaie, Getty, it's, that's, Sarah Jackson, I've Organizations: Starbucks, Service
But nearly 30 cruises later, I've learned how to pack efficiently and comfortably (even at the last minute). Here are the items I think everyone should bring and the things you can leave out of your suitcase. Even if your cruise says it has a library, bring your own reading materialI usually pack a couple of books to read during the cruise. Jordana ComiterI pack for different climates even if we're heading to an island that's 90 degrees Fahrenheit and sunny. Don't bring your entire toiletry bagI like to maximize suitcase space by leaving behind commonly provided toiletries like shampoo, conditioner, and soap.
Persons: , I've, Jordana, I'm, Cash Organizations: Service, Business, tote, Jordana Comiter Steamers
Nine hours at the most unhinged hole in golf
  + stars: | 2024-02-13 | by ( Zak Jason | ) www.businessinsider.com   time to read: +12 min
But this was Saturday at the 16th hole of Phoenix’s Waste Management Open, also known as the loudest day at the Loudest Hole in Golf, also known as the Greatest Show on Grass. “We’re so back.”In theory, this was a professional golf tournament, one of the oldest on the PGA Tour. Iwas there as an inevitable result of being in all-male group chat, its own black hole of feral manhood. Few were watching golf; most were huddled in circles many yards from the 16th hole, drinking and people-watching. That’s worth the wait.”Inside our box, golf continued to happen, but if the golfers weren’t teeing off, no one was watching the course.
Persons: seltzer, “ He’s, , , Vuori, Oxford —, there’d, Creed’s, Scott Stapp sauntering, Christian Petersen, Getty “ Scott Stapp, , Miller, George Bush, Orlando Ramirez, Getty, ” He’d, ctT5HMvIyg, Happy, Thomas Jefferson, MAGA, Him Cook, Ross D, Jesus Christ, Johnny, weren’t teeing, Hey, Potter, hal, Ben Jared, shitshow ” Organizations: Waste, Oxford, PGA, NBC, Alabama, pats, BlackRock, Bulls, WM, SEC, Happy Gilmore Bruins, Mardi Gras, Franklin, Waste Management Locations: Patagonia, Phoenix
Caldwell, Idaho CNN —Jen and John Adkins never expected to have to send a package like this. Idaho’s abortion laws meant they had to seek care across state lines after receiving devastating news about a much-wanted pregnancy. “As soon as that ultrasound technician put that wand on my stomach and I saw the baby on the screen, I knew something was wrong,” Jen told CNN. “I was sent home to grieve and mourn and call around to see if we could get an appointment out of state,” Jen said. The move, he said, was for personal reasons: “Boise is a wonderful place in general,” he told CNN via email.
Persons: Idaho CNN — Jen, John Adkins, Jen, John, Julie Lyons, who’s, , ” Lyons, Jennifer, Jennifer Adkins, they’d, ” Jen, , , Turner, , ’ ” Jen, Jennifer Adkins ‘, Roe, Wade, wasn’t, that’s, ” John, Jen Adkins, Barton Bishoff, ’ It’s, Lyons, Raul Labrador, Dr, Thomas Lee, Lee, , he’d “, Sanjay Gupta Organizations: Idaho CNN, FedEx, CNN, Research, US, Walgreens, Bureau of Labor Statistics, Center for Reproductive Rights, Defense, CNN Health Locations: Caldwell, Idaho, Caldwell , Idaho, Boise, Portland , Oregon, Hailey, Sun Valley, Portland, St, Luke’s, Oregon
Generative AI Neural networks are the heart of the increasingly popular type of AI known as generative artificial intelligence , or gen AI for short. Both traditional AI and gen AI systems rely on data and can be used to automate decision-making tasks. Microsoft's AI virtual assistant Copilot — which went live in November — is perhaps the most prominent generative AI feature among our portfolio companies. Bias Bias is another downside to AI systems — and LLMs in particular — that users need to consider. While GPUs have the upper hand in AI training, CPUs are understood to perform AI inference well.
Persons: OpenAI's, , We've, that's, Chirag Shah, Shah, Mark Riedl, Bruce Springsteen, Einstein, Copilot —, Springsteen, OpenAI, it's, Riedl, Harry Potter, I've, ChatGPT, University of Washington's Shah, there's, he'd, Georgia Tech's Riedl, LLMs that's, Georgia Tech's, Meta, Grace Hopper Superchip, Jim Cramer's, Jim Cramer, Jim Organizations: Broadcom, Microsoft, Meta, Nvidia, Apple, Chirag, University of Washington, Google, Georgia Tech's School of Interactive Computing, YouTube, Netflix, Amazon, Facebook, Reuters, U.S, University of Washington's, OpenAI, New York Times, Club, Jim Cramer's Charitable, CNBC Locations: Silicon Valley, Barcelona, U.S, WhatsApp, Istanbul, Georgia
The Dyson V15s Detect Submarine retails for a whopping $950, making it $200 more than the V15 Detect. Jaclyn Turner/ Business InsiderMany small parts and components are strategically placed within the Dyson V15s Detect Submarine's box. AdvertisementOur review of the Dyson V15s Detect SubmarineThe Dyson V15s Detect Submarine, pictured with the Digital Motorbar Cleaner Head, offers an in-depth and powerful clean. AdvertisementMopping performanceOn fresh spills and stains, the Dyson V15s Detect Submarine quickly scrubbed up sticky substances in a few back-and-forth passes. Jaclyn Turner/ Business InsiderA core part of the Dyson V15s Detect Submarine is its motorized mopping feature.
Persons: Dyson, Jaclyn Turner, you'll, It's, vacuuming, creamer Organizations: Business, Submarine, HEPA, Dyson
China's ruling party introduced a "three-child policy" in 2021, welcoming families to have more than two children. A solution for China's demographic crisis likely won't come through a few policy initiatives, Wang argued. The law was introduced, in part, as an effort to boost the country's birth rate. Taiwan has so far invested $3 billion in implementing programs to get more citizens to have children, The Los Angeles Times reported. This is a "global shift," Wang told BI.
Persons: , Wang Feng, Wang, BI's Huileng Tan, China's, Ethan Michelson, Michelson Organizations: Service, country's National Bureau, Statistics, Business, University of California, Communist Party, Chinese Community Party, Ethan Michelson , Indiana University Bloomington's, East Asian, BI, Los Angeles Times Locations: country's, China, Irvine, Hangzhou, East China, Wenzhou, Ethan Michelson ,, Seoul, South Korea, Italy, Taiwan
China's population fell for a second consecutive year as the birth rate reached a record low. AdvertisementFor the second year in a row, China's population fell. But still, the Chinese population — young people, in particular — did not bite. The law was introduced, in part, as an effort to boost the country's birth rate. This is a "global shift," Wang told BI.
Persons: , Wang Feng, Wang, BI's Huileng Tan, China's, Ethan Michelson, Michelson Organizations: Service, country's National Bureau, Statistics, University of California, Communist Party, Chinese Community Party, Ethan Michelson , Indiana University Bloomington's, East Asian, BI, Los Angeles Times Locations: country's, China, Irvine, Hangzhou, East China, Wenzhou, Ethan Michelson ,, Seoul, South Korea, Italy, Taiwan
Read previewIn November, my husband and I surprised our 9-year-old daughter and her 11-year-old cousin with a trip to the largest Great Wolf Lodge in the US. There are multiple Great Wolf Lodges in North America, but we visited the one in Perryville, Maryland, about an hour from Philadelphia. Great Wolf Lodge impressed me right off the batThe Great Wolf Lodge had a fairly simple booking process. The standard suite exceeded our expectationsGreat Wolf Lodge has double-queen rooms with simple decorations. Courtesy of the Great Wolf LodgeThis Great Wolf Lodge is the largest in the world at about 48 acres.
Persons: , Wolf Lodge, Andrea McHugh, I'm, Coyote Cannon, careening, Andrea McHugh MagiQuest, There's, Andrea McHugh Great, Great Wolf Organizations: Service, Business, Lodges, cabanas, Timbers, Great Locations: North America, Perryville , Maryland, Philadelphia, Wolf Lodge Maryland
The men with guns dressed all in black were perched on the roof using binoculars to scan the area for terrorists or other bad guys. An election year has arrived, and it is time for President Biden to get out of the White House and hit the road for votes. The counterassault team does not really lend an air of authentic spontaneity to the whole venture. The venues he visits are chosen in advance, the route he takes is chosen in advance, the people he meets are chosen in advance. If it’s possible, a significant chunk of the town is roped off.
Persons: Biden, Norman Rockwell, Organizations: White House, Service Locations: Emmaus, Pa, Iowa, New Hampshire
The attorney general has tried to strip Arevalo and his Vice President-elect Karin Herrera of legal immunity, suspend his Semilla party and annul the election. "Problems are not over for Arevalo," said Roberto Alejos, former Guatemalan Congressional and political analyst. Giammattei's conservative Vamos party and UNE, the party of former first lady Sandra Torres who Arevalo defeated in the election hold a combined greater power. The government of Arevalo and Herrera will have to carefully balance demands by the United States to stem migration amid record-high remittances that keep the local economy afloat. After winning the presidency, Arevalo said he will expand relations with China, which could imply a change in policy for Guatemala's diplomatic ties with Taiwan, a move that could anger the United States.
Persons: Bernardo Arevalo, Alejandro Giammattei, Arevalo's, Arevalo, Karin Herrera, Roberto Alejos, Sandra Torres, Ana Maria Mendez, Consuelo, Porras's, TAIWAN Arevalo, Juan Jose Arevalo, Herrera, Sofia Menchu, Diego Ore, Cassandra Garrison, Diane Craft Organizations: Sofia Menchu, Sofia Menchu GUATEMALA CITY, Arevalo, Guatemalan Congressional, Washington Office, American Affairs, TAIWAN, Central, Reuters Locations: Sofia, Sofia Menchu GUATEMALA, Guatemalan, Guatemala, Central America, Arevalo, United States, CHINA, China, Taiwan, Guatemala City
Read previewA Virginia man bought 30 Pick 4 tickets, each costing $1 and using the same combination: 1-1-2-9. The chances of matching all four Virginia Lottery numbers in exact order are slim — one in 10,000. Virginia Lottery said in a Wednesday news release that Bickham did the same thing in May last year, using identical combinations on 25 winning tickets in the same drawing. Reflecting on the most recent win, Bickham told lottery officials: "I thought, 'You've got to be kidding me!'" AdvertisementHe said he intends to save his winnings and perhaps use some to do travel, Virginia Lottery said.
Persons: , Dana Bickham, Bickham, You've, Mia Jankowicz Organizations: Service, Virginia Lottery, Business, National Lottery
New York CNN —You may think that improving your financial life is simply a matter of taking unpleasant but necessary steps: Curb spending. So make just one financial new year’s resolution for 2024: Figure out what financial well-being means for you. You can avoid the action but you can’t bury something completely when it comes to money,” Agnew said. Spend in ways that are true to who you are, not others’ expectationsBeyond creating a greater sense of security, financial well-being is about using your money as you wish. Figure out your relationship with moneyThere are plenty of other ways to define financial well-being for yourself.
Persons: , Ashley Agnew, you’re, Agnew, you’ll, ” Agnew, , Meghaan, It’s, ” Lurtz, Lurtz, Brad Klontz, Morgan Hounsel, Brian Portnoy Organizations: New, New York CNN, Financial Therapy Association, Centerpoint Advisors Locations: New York, Here’s
HR and recruitment teams are beginning to use AI tools in multiple stages of the hiring process. But beware: AI recruitment can still be riskyWhile AI technology is helping recruiters in many ways, there are some risks to consider and mitigate. In 2022, researchers at Cambridge University found that AI recruitment tools weren't capable of eradicating bias or boosting diversity during the hiring process. These problems often arise because of biased historical data used for training AI recruitment technologies, Maynard said. Jackson recommended that companies develop strict policies governing the use of AI hiring tools and provide their recruitment teams with bias training.
Persons: , Lindsey Zuloaga, HireVue, Pamela Maynard, Avanade, Maynard, Paolo Pescatore, Alexandra Levit, Levit, Roger Philby, she'd, it's, Annie Jackson, Cleo, Jackson, Parul Mishra, It's, Mishra Organizations: Service, Tech, Business, Chemistry Group, Sheffield Business School, Cambridge University, Amazon, Unilever, Microsoft, Companies, IBM
US seeks to reshape Israel’s war on Hamas
  + stars: | 2023-11-30 | by ( Stephen Collinson | ) edition.cnn.com   time to read: +9 min
CNN —A solidifying US attempt to influence the second phase of Israel’s war against Hamas to protect Palestinian civilians represents one of the most significant diplomatic moves yet in the more than 50-day conflict. That’s a calculation that would keep the initiative in the conflict in the hands of Hamas and could take many days or weeks. The Israeli leader is also weakened because the Hamas attacks, one of the darkest days in Israel’s history, happened on his watch. Netanyahu told Israelis on Thursday that he swore to eliminate Hamas and nothing would stop him. While many foreign powers do not necessarily accept that interpretation of the war against Hamas, this is a mindset that could convince Israel that any action is justified.
Persons: Antony Blinken, Benjamin Netanyahu, Blinken, Biden, , ” Blinken, Israel, Netanyahu, Gazans, , CNN’s MJ Lee, Jennifer Hansler, Katie Bo Lillis, Aaron David Miller, ” Miller, Joe Biden, Naftali Bennett, Mark Regev, CNN’s Wolf Blitzer, we’ll Organizations: CNN, Israeli, CNN International, Hamas, New York Times, “ CNN, Central Locations: Jerusalem, United States, Northern Gaza, Tel Aviv, Gaza, Washington, Israel, East
Top Russian authorities are restricting abortion access to combat population stagnation. The head of the Russian Church said it would boost the population like "waving a magic wand." Russian women's groups say the policies are forcing women to birth unwanted children, per the BBC. AdvertisementTop Russian authorities are restricting abortion access, calling the procedure a "disaster." It comes amid the state's concerns over population growth, particularly where it impacts military recruiting, according to the BBC.
Persons: , Kirill, Vladimir Putin, Putin Organizations: Service, BBC, Church, Kremlin, Central Intelligence Agency, Authorities, Feminist Movement Locations: Russian
She was born with two uteruses, a condition called uterine didelphys. Hatcher’s condition is rare, too: About 1 in 2,000 women is born with uterine didelphys. Like most women, Hatcher has two ovaries, the glands that store and release eggs. One thing that’s different with this pregnancy, Hatcher says, is that in certain positions, she has not just one baby bump but two. Friends have started a GoFundMe page to help with unexpected expenses, including home renovations, child care and missed income after the twins are born.
Persons: CNN — Kelsey Hatcher’s, Caleb, , , Hatcher, don’t, , ’ “ Caleb, Kelsey Hatcher, Caleb Shaver, ‘ I’m, ’ ” Hatcher, Hyperovulation hasn’t, Shweta Patel, ” Patel, we’ve, Kelsey, it’s, I’ve moreso, Kelsey Hatcher's, She's, Dr, Sanjay Gupta, ” Hatcher, We’re Organizations: CNN, US Centers for Disease Control, CDC, University of Alabama, CNN Health Locations: Dora , Alabama, Birmingham
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