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Mint shut down back in March, but people are still searching for a replacement budgeting app. Free budgeting apps are becoming less common, but there are still a few options to try. It's left a significant gap for people who prioritize free budgeting tools, and even months after Mint's closure, Reddit users are still looking for a good replacement. "That was Mint's biggest draw, that it was a free budgeting app," explains Mykail James, MBA, certified financial education instructor, and owner of BoujieBudgets.com. AdvertisementWe'll explain the current budgeting app environment and share tips on how you can choose the best budgeting app for you.
Persons: , Everyone's, It's, Mykail James, Eric Croak, James, Croak, haven't, I've, they've Organizations: Mint, Service, Croak, Quicken
Why are September and October historically weak for stocks? It is a byproduct of an old weakness in the U.S. financial system. The limited ability of the government to react was the primary impetus for the passage of the Federal Reserve Act of 1913. Yes, and if one compares the frequency, intensity and misery of financial panics during the 1800s, this is plainly evident. But, by and large, the U.S. financial system has been much more stable since the Federal Reserve became operational in late 1914.
Persons: Mark Higgins, Morgan Organizations: Fund, Federal, Fed, U.S, Federal Reserve Locations: U.S, New York, New York City, United States
I was studying for my undergraduate degree at the University of California, Santa Cruz, and paying $1,300 a month to share a two-bedroom apartment with three other students. The cost of my education aside, studying in Belgium and getting my degree there has been better than I could've imagined. Fortunately, I live just a 10-minute walk from the city center in my student housing, a four-bedroom apartment I share with three roommates. I save a lot of money on my healthcare, tooLeuven is meant to be a walkable city. AdvertisementI'm grateful for my time in the US, but continuing my education in Europe has been excellentAs a student without a full-time salary to afford the American standard of living, studying internationally has been a no-brainer.
Persons: , weren't, I'm, it's, I've Organizations: Service, University of California, Business, KU Leuven, UC Santa Cruz Locations: Santa Cruz, California, Belgium, Leuven, Aliaksandr, Europe, United States
CNN —Registered voters who watched Tuesday’s presidential debate broadly agree that Kamala Harris outperformed Donald Trump, according to a CNN poll of debate watchers conducted by SSRS. The vice president also outpaced both debate watchers’ expectations for her and Joe Biden’s onstage performance against the former president earlier this year, the poll found. Debate watchers said, 63% to 37%, that Harris turned in a better performance onstage in Philadelphia. That June debate was a rare presidential debate win for Trump: In 2020 and 2016, Biden and Hillary Clinton were seen by debate watchers as outperforming him across the presidential debates. Results for the full sample of debate watchers have a margin of sampling error of plus or minus 5.3 percentage points.
Persons: Kamala Harris, Donald Trump, SSRS, Joe Biden’s, Harris, Trump’s, Trump, Biden, Hillary Clinton, Harris ’, CNN’s Jennifer Agiesta Organizations: CNN, Trump, Democratic, Republican Locations: Philadelphia, Trump, Harris
It is also one of the worst pieces of relationship advice, according to renowned psychotherapist Esther Perel. But tension is actually a sign of a potentially healthy partnership. "Therapy speak of a certain kind has the word 'self' in front of everything — self-awareness, self-realization, self-fulfillment, self-care, self-image," Perel says. A prerequisite for being able to grow into the type of person who can have healthy, high-quality relationships is being able to understand yourself. Lisa Marie Bobby Relationships Therapist
Persons: Esther Perel, Perel, Lisa Marie Bobby, Bobby Locations: Denver
The collection's existence on your credit report can severely lower your credit score and impact future loans. Here's what you need to know about the impact of collections and how to get them removed from your credit report. As it ages on your credit report, its effect on your credit score will decrease until it falls off entirely. How can you remove collections from a credit report? There are a few different — and completely legal — ways you can try to remove it from your credit report to fix your credit score.
Persons: it's, there's, you've, Markia Brown, John Owens, Brown, Owens, Rick Eicheldinger, Zarrad, Eicheldinger, Jennifer, Read Organizations: Monterey Financial Services, Business, Yahoo, Finance, CBS, MSNBC, CNBC, Forbes, Black Enterprise, USA, The Johns Hopkins University Carey School of Business, Business Journalists Locations: America, TheGrio, New York City
"A Field Guide to the Apocalypse" notes that humans usually step in and help one another when a disaster strikes. Athena Aktipis: The ancient Greek definition is “a revealing,” so an apocalypse is any event that reveals the risks we’re facing. CNN: What role have apocalypses throughout history played in what you call humans’ “apocalypse resistance”? All those things help us get through, as they have throughout our evolution. Chalking this up as part of apocalypse prep can be a great way to carve out more time.
Persons: you’ll, Workman, Athena Aktipis, , Aktipis, We’re, Lindsay Mills, we’ve, you’re, It’s, we’ll, Jessica DuLong Organizations: CNN —, World Trade, Times, Arizona State University, CNN, Lindsay Mills CNN, paragon Locations: Lower Manhattan, Manhattan, Arizona, New Mexico, Brooklyn , New York
ReutersAbout 60 countries including the United States endorsed a "blueprint for action" to govern responsible use of artificial intelligence in the military on Tuesday, but China was among those which did not support the legally non-binding document. The Responsible AI in the Military Domain summit in Seoul, the second of its kind, follows one held in The Hague last year. At that time, around 60 nations including China endorsed a modest "call to action" without legal commitment. There are many other initiatives on the issue, such as the U.S. government's declaration on responsible use of AI in the military launched last year. The Seoul summit — co-hosted by the Netherlands, Singapore, Kenya and the United Kingdom — aims to ensure multi-stakeholder discussions are not dominated by a single nation or entity.
Persons: Radha Plumb, Ruben Brekelmans, , Brekelmans Organizations: Artificial Intelligence, . Department of Defense, Reuters, United, Netherlands, Defense Locations: Seoul, South Korea, United States, China, The Hague, Ukraine, Netherlands, Singapore, Kenya, United Kingdom
CNN —Frankie Beverly, who with his band Maze gave the world a an anthem that will forever be tied to cookouts and good times, died on Tuesday, his family announced. Love one another as he would want that for us all,” the statement which was signed by the Beverly family concluded. Howard Stanley Beverly aka Frankie Beverly 12/6/46 - 9/10/24.”No cause of death was shared. Legend has it that Beverly changed his first name to Frankie for the stage in homage to singer Frankie Lymon, who found fame singing doo-wop as part of the group Frankie Lymon and the teenagers. In 1970 Beverly founded the group Maze, which was originally known as Raw Soul.
Persons: Frankie Beverly, Beverly’s, , Howard Stanley Beverly, Love, Beverly, Frankie, Frankie Lymon, Marvin Gaye, , , Jenna Wortham, Wesley Morris’s, ” Beverly, Maze Organizations: CNN, Beverly, Wesley Morris’s New York Times, BET Locations: Philadelphia, East Germantown, ” Beverly
The Food and Drug Administration announced Tuesday that it has begun a research project examining the possible effects of toxic metals in tampons and that it is launching an independent review. A study published in July found a variety of metals, including arsenic, mercury and lead, in more than a dozen brands of tampons. While the study detected metals, it couldn’t conclude whether their existence led to any harm in the women. “Women use about 7,400 tampons over the course of their reproductive years, so the presence of potentially harmful metals and chemicals in these products is incredibly concerning,” caucus members wrote. “These initiatives will enable the FDA to complete a risk assessment of metals contained in tampons, based on a worst-case scenario of metal exposure,” the agency wrote.
Persons: Kathrin Schilling, Organizations: Drug Administration, Columbia University Mailman School of Public Health, UC Berkeley School of Public Health, Democratic Women’s Caucus, FDA Locations: tampons, U.S
Jaime Bennington, the son of late Linkin Park lead singer Chester Bennington, has criticized the band’s decision to bring in Emily Armstrong as their new vocalist. Armstrong, who co-founded the rock band Dead Sara, made her Linkin Park debut in a live performance Sept. 5 alongside new drummer Colin Brittain. Mars Volta singer Cedric Bixler-Zavala and his wife Chrissie Carnell-Bixler, one of several women who accused Masterson of sexual assault, also spoke out against Armstrong. Shinoda addressed concerns during a Discord conversation, expressing his understanding of the public shock and outrage while urging for respectful discussion. Armstrong issued a statement of her own on Sept. 6, telling fans that she “wanted to clear the air” about supporting Masterson.
Persons: Jaime Bennington, Chester Bennington, Emily Armstrong, Armstrong, Sara, Linkin, Colin Brittain, ” Bennington, Jaime, Instagram, Mike Shinoda, Timothy Norris, Danny Masterson, Cedric Bixler, Zavala, Chrissie Carnell, Masterson, Zavalare, , Carnell, Bixler, , Shinoda, Brad Delson, Joe Hahn, Brittain Organizations: Linkin Park, Linkin, of Scientology, Mars Volta, Bixler, Armstrong Locations: Burbank , Calif, Phoenix, Los Angeles , New York, Hamburg, London, Seoul, Bogota
CNN —European travelers visiting the UK without a visa will soon be required to pay a £10 (around $13) waiver fee. This will be extended to include most other nationals, including those from the US but excluding Europeans, in November. By next spring, the program will be expanded again to incorporate European nationals. Jordanian nationals can no longer apply for an ETA to enter the UK, according to the UK government website. Meanwhile, the roll out of the European Union’s ETIAS, valid for three years, which will cost travelers 7 euros (about $7.50,) has been postponed to 2025.
Persons: Yvette Cooper, ” Cooper Organizations: CNN, Qatar, European Union, UK, United Locations: Bahrain, Kuwait, Oman, Qatar, Saudi Arabia, United Arab Emirates, United States
CNN —Travis Kelce really didn’t want to participate in “Catching Kelce,” the 2016 E! Aaron Eanes, one of two brothers who manage Kansas City Chiefs tight end Travis Kelce, in New York in 2023. ‘Moonbase 8’ (2020)After “Catching Kelce,” Kelce didn’t take on any work off the football field until 2020. ‘New Heights’ podcast (2022)Kelce has co-hosted the “New Heights with Jason and Travis Kelce” podcast with his brother, former Philadelphia Eagles star Jason Kelce, since 2022. (From left) Jason Kelce and Travis Kelce at the ACC Celebrity Golf Championship in Nevada in July.
Persons: CNN — Travis Kelce, , Aaron Eanes, it’s, ” Eanes, Kelce, Eanes, Andre, hasn’t, Travis Kelce, Amir Hamja, … He’s, “ Travis, Travis, he’s, Kelce’s, , Tim Heidecker, Fred Armisen, John C, Reilly, , Jason, Jason Kelce, Amazon’s, Shutterstock, Donna Kelce, ” Kelce, SNL ”, Swift, Grotesquerie ’, Ryan Murphy, he’d, Murphy’s, Murphy, ” “, David Calvert, Happy, Adam Sandler’s, Happy Gilmore, Sandler, ” Sandler, “ We’re Organizations: CNN, Kansas City Chiefs, Hollywood, University of Cincinnati, New York Times, NFL, ” Showtime, Kelce, Philadelphia Eagles, Showtime Networks Inc, Everett, SNL, ACC, Getty, Netflix Locations: New York, Tinseltown, it’s, Hollywood, Nevada
However, she said she missed out on her grandmother and mother speaking Spanish all the time, which prompted her to take Spanish lessons as an adult. "The biggest regret I have is not being able to speak fluent Spanish," Sánchez, a former helicopter pilot and news anchor, told Garcia. Advertisement"Now I am taking Spanish lessons, and my kids are taking lessons, because it's something I crave," said Sánchez, who has a son with former NFL player Tony Gonzalez and two teenagers with her ex-husband, Patrick Whitesell. Related storiesHowever, 78% of Latino adults said that it is not necessary to speak Spanish to be considered Latino, the same survey reported. AdvertisementSánchez didn't immediately respond to a request for comment from Business Insider sent outside business hours.
Persons: , Lauren Sánchez, Elle, Nina Garcia, Garcia, Sanchez, Sánchez, Tony Gonzalez, Patrick Whitesell, Jeff Bezos, Eve Longoria, we're, Longoria, Melissa Wells, Conz, Mariano Sigman, Sánchez didn't Organizations: Service, National Hispanic Heritage, Business, NFL, Amazon, Hollywood, Pew, Latina American, BI, Business Insider Locations: Albuquerque , New Mexico, Spanish, Cuban American, de los Muertos, United States
I'm a management and senior policy analyst at the US Department of Housing and Urban Development (HUD) in Washington, DC. After transitioning from military to civilian life in 2012, I worked as a policy analyst and technical writer at Sage Management. I love my new role and would've left to pursue a fully remote role if this didn't happen at HUD. I work around these challenges by building relationships with other program offices within HUD to collaborate and get the work done. Within the HUD Veterans Affinity Group, we established the Women's Group to talk monthly with and support women veterans.
Persons: , Ebony Grey, It's, I've, would've Organizations: Service, US Department of Housing, Urban Development, Business, Air Force, Sage Management, HUD, Affinity Group, ACT, Education, Federal, Veterans Affinity Group, Blacks, American Federal Executive Association, Young Government Locations: Washington ,, Afghanistan, Government
Leo and Faith Jean-Louis were paying about $2,200 in minimum monthly payments towards their debt. In order to maintain their debt payments, the couple had a minimum monthly payment of $2,200 between the two of them. At that rate, it would take them 15 years and cost them $125,000 in additional interest to pay off their debt. After returning from their honeymoon in Greece, they decided to tackle their debt and pay it off as soon as possible. Leo and Faith didn't want their kids to start their lives off financially behind or in debt like they did.
Persons: Leo, Faith Jean, Louis, , Leo Jean, Roth, Faith didn't, Faith, hadn't, doesn't, Faith babysat, couldn't Organizations: Service, Ramsey Locations: Greece
Adriane Schwager has interviewed thousands of people and hired hundreds in her roughly 20 years in the recruiting space. She's interviewed candidates at every level in an organization, from interns to senior leaders to join her in the C-suite. It sounds simple enough, but she says she's noticed that candidates' level of preparedness seems to have declined in the last five years or so. "Here's something very basic that I'm seeing candidates missing right now, which is [understanding]: What does the company that you're interviewing for do?" "But I feel like I'm seeing more of that these days at a senior level, which is interesting," she says.
Persons: Adriane Schwager, She's, she's, I'm, Schwager, she'd, it's, who've Organizations: CNBC
Last year, the SEC mandated that public companies disclose material cybersecurity incidents. "These types of cybersecurity incidents have a real impact, potentially, on shareholder value," Kate Dedenbach, a privacy and cyber attorney at Fisher Phillips in Detroit, told Business Insider. "The SEC's goal is to provide investors with more robust and timely information about cybersecurity incidents so they can make more knowledgeable investment decisions." There's a timeframe for disclosuresThe SEC says that determining a cybersecurity incident's materiality should be done "without reasonable delay" but doesn't specify a timeframe. The SEC says companies can delay disclosure if a cybersecurity incident poses a substantial risk to national security or public safety.
Persons: , Hugh Thompson, Kate Dedenbach, Fisher Phillips, Thompson, LoanDepot, Lei Zhou, Zhou, Dedenbach, Steve Winterfeld, it's, Winterfeld, cyberattacks, Winterfield Organizations: SEC, Service, RSA Conference, US Securities and Exchange Commission, Microsoft, Forbes, University of, Akamai Technologies Locations: Detroit
The Swedish automaker said it now aims for between 90% and 100% of its car sales to be fully electric or plug-in hybrid models by 2030. "I think a lot of manufacturers are obviously going through this process [of delaying electrification targets] at the moment. The U.K., for instance, introduced a mandate that requires 22% of new car sales this year to be zero-emission vehicles (ZEVs). The mandate, which aims to reduce the number of polluting vehicles on the road, will rise annually until it reaches 100% of new car sales by 2035. A Volkswagen ID4 electric car charges at a charging station in a parking lot at Autostadt Wolfsburg.
Persons: Brandon Bell, Tim Urquhart, CNBC's, we're, Urquhart, carmaker, BEV, , it's, Rico Luman Organizations: Volvo, Hill, Getty, Wednesday, Volkswagen, Ford, Benz Group, P Global Mobility, Volvo Cars, Autostadt Wolfsburg, Volkswagen AG, BEVs, European, ING Locations: Austin , Texas, China, Swedish, Europe
CNN —Exercise doesn’t just help you lose fat. Exercise is important for many facets of health, and it may even impact how fat is stored, a new study showed. “Fat tissue itself is very, very important for health,” he said. The goal isn’t more fat tissue, but better capacity to store it, Horowitz said. Fat tissue is supposed to be stored under the skin, and if it can’t go there it’s going to go other places such as your liver, heart or pancreas, he added.
Persons: , Jeffrey Horowitz, Horowitz, ” Horowitz, Andrew Freeman, Freeman, , ” Freeman Organizations: CNN’s, CNN, University of Michigan, Jewish Health Locations: kinesiology, Denver
Understanding business loansWhat is a business loan? Types of business loans availableYou need to determine what you will use the money for before applying for a business loan, as there are various loan types. "Business loan options are abundant, and it can be very easy to obtain business financing," says Grayson. After the applicationWhat to expect after applyingLenders generally look at your time in business, credit scores (both your business credit score and personal credit score), cash flow, collateral, and the industry the business is in. Business loan FAQsWhat credit score is needed to get a business loan?
Persons: you've, Gina Taylor Cotter, You'll, Noah Grayson, Grayson, you'll, Matt Brewster, Brewster, Ryan Wangman, Read Organizations: GM, Global, Services, American Express, Small Business Administration, South End, Estate Bees, Nonprofit, Chevron, Finance, Northwestern University, Boston Globe
When I was growing up, it was a family rule that when you turned 16, you got a summer job. Among many other life lessons, her summer job became a crash course in finance — a lesson she desperately needed as a modern-day teen. Instead, I found myself constantly hitting the "transfer" button on my banking app to move money from my account to my daughter's. She learned the value of money after she started workingOnce my daughter got a job, she learned firsthand the hard work that goes into earning every dollar herself. Now, when she deposits her paycheck into her own bank account, she feels a great sense of pride and appreciation for the money she is able to save.
Persons: Peers Organizations: Service, Business
“We still don’t know with full certainty what transpired and what happened, and that’s why we are working to get as much information as we can," State Department principal deputy spokesperson Vedant Patel said. They called for an independent U.S.-ordered investigation and said an Israeli investigation would not be enough. Patel said that Israel is conducting an investigation and that the State Department expects a formal process for releasing findings. The bodies of six hostages, including Israeli American Hersh Goldberg-Polin, were recovered in a tunnel under Rafah late last month. In Gaza, local officials have said more than 40,000 people have been killed since Israeli forces launched its offensive in response to the Hamas attacks.
Persons: , Vedant Patel, , Patel, Israel, ” Patel, Philippe Lazzarini, ” Lazzarini, Hersh Goldberg Organizations: West Bank, State Department, Department, University of Washington, International Solidarity Movement, Israeli Defense Forces, Justice Department, Hamas, United Nations Relief, Works Agency for Palestine Refugees, UN Locations: Israel, American, U.S, Seattle, Gaza, East, Rafah
CAIRO — The splendor of the Queen of the Nile is the star not of any Egyptian museum, but of the Neues Museum in the German capital, Berlin, where thousands admire the 3,400-year-old bust of Nefertiti every day in a domed hall. Therefore, the home of the bust should be the Grand Egyptian Museum. The Nefertiti bust on display at the Neues Museum in Berlin. The Neues Museum did not respond to a request for comment. In July, the New York Museum of Metropolitan Museum of Art returned more than a dozen Cambodian artifacts.
Persons: Nefertiti, Zahi Hawass, ” Hawass, Hawass, Michael Sohn, Pharaoh Akhenaten, Akhenaten, — Hawass, Hitler, , Mona Lisa, , Rosetta Stone, , Napoleon, Charlene Gubash, Mithil Organizations: Neues Museum, Egyptian Museum, , El, Houston Museum of Natural Sciences, Associated Press, New York Museum of Metropolitan Museum of Art, British Museum Locations: CAIRO, Berlin, Germany, Egypt, Tell, Cairo, Nefertiti's, “ Egypt, London, Alexandria, Louvre, Paris, Hong Kong
“The second reason that breast density is important is because having dense breast tissue raises a woman’s level of risk of developing breast cancer,” Feigin said. Breast cancer survivor JoAnn Pushkin, 64, has advocated for more than a decade that there be a national requirement for women to be notified of their breast density. Now I have lymphedema, and all because it was detected at that later stage,” said Pushkin, who has testified before the FDA about breast density and co-created the website DenseBreast-info.org, which features resources on breast density. The new FDA changes require facilities to provide patients with information about their breast density and include specific language in the mammogram result letter to explain how breast density can influence the accuracy of a mammogram. A study published in 2022 found that the breast cancer death rate dropped by 43% within three decades, from 1989 to 2020, translating to 460,000 fewer breast cancer deaths during that time.
Persons: Kimberly Feigin, ” Feigin, JoAnn Pushkin, Pushkin, she’d, , ” Pushkin, , Pushkin’s mammogram, , wasn’t, Wendie Berg, Berg, ” Berg, it’s, Molly Guthrie, Susan G, Komen, ” Guthrie, we’ve, Dr, Sanjay Gupta Organizations: CNN, US Food, Breast Imaging Service, Assurance, Memorial Sloan Kettering Cancer Center, District of Columbia, FDA, University of Pittsburgh School of Medicine, Magee, Womens Hospital of UPMC, American Cancer Society, CNN Health Locations: United States
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