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☆ How to ask to be paid fairly: Here's exactly what to say—it’s 'not confrontational,' it's 'calm and confident'
▼ + stars: | 2024-11-27 | by ( Gili Malinsky | ) www.cnbc.com time to read: +1 min

But for some employees, it might be a matter of getting paid fairly. If you suspect you're being compensated less than your peers, it's important to advocate for yourself. "Asking for parity is about asking for more money because you've been offered less by the company compared to other people at the same level." Today, women are paid 84 cents to a man's dollar, according to a National Women's Law Center analysis of U.S. Census Bureau data. If you think that you're making less than your peers, here's how to go about making the case for equal pay.

Persons: you've, Gorick Ng Organizations: Harvard University, Women's Law, Census

☆ A dietitian who wrote a book on ultra-processed foods shares how she includes them in her kids' nutritious diet
▼ + stars: | 2024-11-27 | by ( Rachel Hosie | ) www.businessinsider.com time to read: +7 min

Dietitian Nichola Ludlam-Raine wrote a book on UPFs and has two young children. Ludlam-Raine focuses on feeding her children nutrient-dense foods, but said UPFs can be part of a balanced diet. As a dietitian who has written a book on ultra-processed foods and a mother of two, Nichola Ludlam-Raine has a few tricks for getting kids to eat a nutritious diet. So he has his preferred food that he wants alongside more nutritious foods and it's fine," Ludlam-Raine said. A 2023 study published in JAMA Network Open suggested that longer family mealtimes can increase how much nutritious food children eat.

Persons: Dietitian Nichola Ludlam, Raine, Nichola Ludlam, demystify, UPFs —, Federal University of São Paulo, shouldn't, Ludlam, Sugar, Donald Trump's, Robert F, Kennedy Jr, wouldn't Organizations: Federal University of São, American Academy of Pediatrics, Ludlam, Department of Health, Human Services, JAMA Locations: Ludlam, America, California

☆ Musicians are increasingly forgoing the major-label system. The problem is that most can't afford to.
▼ + stars: | 2024-11-27 | by ( Callie Ahlgrim | ) www.businessinsider.com time to read: +6 min

AdvertisementDespite the democratization of music in the streaming era, it's still very expensive to record an album. Although many artists are forgoing record labels, it's nearly impossible to become a superstar without one. When I did my album, I don't even know how much the producers got paid — it just was done," Chinouriri says. Advertisement"I don't know how I'd be able to do all of this and then have to think of the cost," Chinouriri adds. "I don't know how Raye does it, I don't know how Tinashe does it.

Persons: it's, yearn, Raye, Tinashe, Lizzie Widhelm, You've, there's, Donald Passman, everybody's, They'll, Passman, Long, Derek White, who's, Rihanna, Kelly Clarkson, Alexis, Rachel Chinouriri, would've, Chinouriri, I've, she's, I'd, Tinashe's, they've, Solitro Organizations: Music, Spotify, The Recording Academy Muni, Fifth Harmony, Apple, Parlophone, Atlas Artists, Polydor, RCA Locations: Atlanta, London

☆ The 'Fast Money' traders share the stocks they are thankful for this holiday season
▼ + stars: | 2024-11-27 | by ( ) www.cnbc.com time to read: 1 min

In this videoShare Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailThe 'Fast Money' traders share the stocks they are thankful for this holiday seasonThe 'Fast Money' traders share the stocks they're thankful and which are 'turkeys' including: Boeing, Agnico Eagle Mines, Amgen, Viking Holdings and more.

Organizations: Boeing, Agnico, Mines, Viking Holdings Locations: Amgen

☆ Say hello to your new coworker: Autonomous AI agents are coming to banks
▼ + stars: | 2024-11-27 | by ( Bianca Chan | ) www.businessinsider.com time to read: +4 min

Demand for AI agents is giving birth to a new class of startups and VCs hungry to invest in them. It was a topic of conversation at the Evident AI Symposium in New York on Thursday. To take AI agents a step further, technologists and startup investors are fueling a shift to so-called multi-agent systems that coordinate several AI agents to complete more complex tasks more autonomously. Well, that's still being worked out, according to a number of tech executives at the Evident AI Symposium Thursday. Heitsenrether, speaking at the Evident AI conference, told the audience that, over time, she expects AI to be seamlessly embedded in an employee's workflow.

Persons: Danny Goldman's, Michael Lacorazza, Mako, It's, Jamie Dimon, Teresa Heitsenrether, Wall, they're, Gabriel Stengel, Kristin Milchanowski, Ganesh Organizations: Finance, Mako, Khosla Ventures, Bank, Goldman, JPMorgan, BMO Financial Group, of Cambridge Locations: New York, OpenAI

☆ The shipping industry is wrestling with one of its largest challenges
▼ + stars: | 2024-11-27 | by ( Lee Ying Shan | In Ying-Shan-Lee | ) www.cnbc.com time to read: +5 min

Anthony Wallace | Afp | Getty ImagesThe shipping industry is contending with a worldwide shortage of seafarers, and it's fueling a troubling mix of fake resumes, accidents at sea, and elevated freight rates. "We have been seeing a consistent shortage of seafarers," Rhett Harris, senior manning analyst at Drewry, told CNBC. The Philippines, China, Russia, Ukraine and Indonesia are the largest suppliers of the world's seafarers, according to the most recent seafarer workforce breakdown report by the International Chamber of Shipping (ICS) and BIMCO in 2021. Before Russia's invasion of Ukraine in February 2022, Russian and Ukrainian seafarers made up almost 15% of the global shipping workforce, ICS data showed. "Policymakers need to create national strategies to address the seafarer shortage," the shipping organization said.

Persons: Anthony Wallace, Rhett Harris, Harris, Daejin Lee, Henrik Jensen, Danica Crewing, FertiStream's Lee, Drewry's Harris, Jensen, Caitlin Ochs Organizations: Afp, Getty, Drewry, CNBC, International Chamber of Shipping, ICS, Group, —, CVs Locations: Busan, Russian, Ukraine, Russia, Philippines, China, Indonesia, Iran, Red, New York

☆ The world reacts to Donald Trump's latest trade plans
▼ + stars: | 2024-11-27 | by ( Dan Defrancesco | ) www.businessinsider.com time to read: +8 min

In today's big story, the world reacts to Donald Trump's latest trade plans , which could be a massive negotiation tactic . Michael M. Santiago/Getty ImagesThe man who dubbed himself a master negotiator is upending the global trade market with his latest tactic. AdvertisementThe world is reacting to President-elect Donald Trump's new trade proposals targeting China, Mexico, and Canada. There's a lot to unpack, so let's break it down:So, Trump finally gave us an update on his tariff plans. He's telegraphed his plans for hammering Chinese imports, but a 25% tax on Canadian and Mexican goods was a shock.

Persons: Donald Trump's, Trump, Michael M, He's, Will, Justin Trudeau, Claudia Sheinbaum's, Jenny Chang, Rodriguez, Goldman, Scott Wren, Wells Fargo's, They've, Elon Musk's, Omead Afshar, Afshar, Prince Williams, Bill Clark, Astrida Valigorsky, Alyssa Powell, Kendrick Lamar, Drake, Dan DeFrancesco, Grace Lett, Ella Hopkins, Hallam Bullock, Amanda Yen, Milan Sehmbi Organizations: Business, Affordable, Canadian, Trump, US, Companies, Getty, JPMorgan, Deutsche Bank, BI, Tesla, North, Spotify, Universal Music, Wall Street Locations: China, Russia, Mexico, Canada, Canada's, East, New York, Chicago, London

☆ Patagonia's Restructuring Has Led to Employee Fallout
▼ + stars: | 2024-11-27 | by ( Polly Thompson | ) www.businessinsider.com time to read: +11 min

Patagonia's sales soared during the pandemic. A Patagonia spokesperson told BI that it uses less air freight now than it did before the pandemic. Related storiesThe Patagonia spokesperson said it had been tricky to navigate the demand for instant gratification. Adams recalled that at an event in about 2013 in Idaho, Chouinard seemed shocked at how large Patagonia's sales representatives' trucks were. Several people said the 72-hour deadline for CX employees was insufficient to make such a major life decision.

Persons: Yvon Chouinard, Chouinard, It's, Vincent Stanley, Alan Adams, Adams, Robert F, Campbell Brewer, —, Stanley, Nick Helmreich, Helmreich, who's Organizations: Patagonia, AP, Workers, Patagonia's, BI, Washington Post Locations: Patagonia, Montana , Wyoming, Alaska, California, Freeport , Maine, AP Patagonia, Idaho, Ventura , California, Reno , Nevada, Patagonia's Reno

The best pajamas elevate the every night, and with the holidays around the corner they're a great gift for just about anyone on your list. Especially considering the plethora of Black Friday deals on cozy pajama sets we've already found. That means you can snag favorites like the Women's Dowxntime Pajama Set and Men's Second Skin Sleep Set for 40% off. LAKE Men's Pima Sleep Bundle $150.00 $200.00 Save 25% Can’t decide between pajama pants and shorts? Check out our roundup of all of the best Black Friday deals.

Persons: you've, Tommy John Tommy John, Tommy John, now's, Eberjey, Gisele, You've, it's, terry, Lunya, pant Organizations: Business, Black Locations: Men's Pima

But investors see Bessent as a smart pick for Treasury secretary, and this sentiment sent bond yields — and therefore mortgage rates — lower. But mortgage rates are still elevated compared to where they've been in the last few months. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. 5-Year Mortgage Rate TrendsHere's how 30-year and 15-year mortgage rates have trended over the last five years, according to Freddie Mac data. Mortgage rates are still elevated, but over time they should ease as the Fed lowers rates.

Persons: Scott Bessent, they've, Donald Trump's, Freddie Mac Organizations: Treasury, Mortgage Research Center, Mortgage, Zillow, ARM, Federal Housing Administration, Department of Veterans Affairs, Fed Locations: Chevron

☆ This personal finance educator says budgeting is ‘toxic’ — try ‘intuitive’ spending instead
▼ + stars: | 2024-11-27 | by ( Sawdah Bhaimiya | ) www.cnbc.com time to read: +3 min

You're going to feel that shame because you're not reaching those sorts of arbitrary goals that are being set." Try 'intuitive' spending insteadAccording to Miranda, the toxicity of budgeting stems from a capitalistic culture geared toward making more money and accumulating assets, rather than focusing on the quality of life of individuals. Instead of scrimping and saving your money, Miranda recommended "conscious spending," as an alternative. "It's like an intuitive or mindful approach to spending and using their money." "As long as we understand how our debt products work and the consequences of different decisions that we make around debt."

Persons: Dana Miranda, Miranda, Sheida Isabel Elmi, it's Organizations: CNBC, Research, University of Minnesota, Aspen Institute Financial Security

The yellow arrow and palm trees may not be as globally recognizable as McDonald's golden arches, but California-based burger chain In-N-Out Burger has still managed to amass a cult following with its "animal-style" fries and double-double burgers. It brings in an estimated $2.1 billion a year, according to food service consulting firm Technomic. He adds that the chain has the highest sales per store in the burger segment. Despite inflation, the price of a basic burger at In-N-Out has only increased by 25% since 2020 — the lowest increase amongst nine burger joints studied by Technomic. Learn how to earn passive income online, master your money, ace your job interview and salary negotiations, and become an effective communicator.

Persons: Burger, Harry, Esther Snyder, Kevin Schimpf, it's, Esther's, Lynsi Snyder, Stacy Perman, Perman Organizations: Technomic, Forbes, CNBC Locations: California, Baldwin Park , California, U.S

☆ 'Cargojet is expensive': Short seller bets against Canada's largest cargo airline
▼ + stars: | 2024-11-27 | by ( Ganesh Rao | ) www.cnbc.com time to read: +5 min

A London-based hedge fund is betting against Cargojet , Canada's largest cargo airline, citing concerns about the company's aging fleet, accounting practices, and leadership style. Allen also claimed that the company has failed to update the age of its aircraft fleet. The Toronto-listed shares of the company have struggled this year, posting a 2% gain while the broader Canadian stock market has risen by nearly 25%. At the time of Allen's presentation slide titled "Cargojet is expensive," the stock was trading at 27 times earnings and 3.5 times tangible book value. In comparison, traditional airline Lufthansa trades at 7 times earnings, and United Airlines is valued at 9 times earnings estimate.

Persons: Edgar Allen, Ajay Virmani, Allen, they've, Cargojet, They've, Konark Gupta, Gupta, Allen's Sohn, Walter Spracklin, Fadi Chamoun, Chamoun, Drake, Elon Musk, Virmani Organizations: Cargojet, Investment Management, Sohn, United Parcel Service, Federal Express, CNBC Pro, CNBC, Scotiabank, RBC Capital Markets, BMO Research, Lufthansa, United Airlines, Elon Locations: London, Ontario, CJT, Toronto

☆ TikTok's obsession with matcha has created a reported shortage of the tea in Japan
▼ + stars: | 2024-11-27 | by ( Kenneth Niemeyer | ) www.businessinsider.com time to read: +4 min

TikTok's obsession with matcha has appeared to create a shortage of the tea in Japan. TikTok's most popular tea brands appear to be hit hard. Kanaike's shop announced limits on online matcha purchases because of the shortage, she told the outlet earlier this month. Marukyu Koyamaen and TikTok did not immediately return requests for comment from Business Insider about the reported matcha shortage. One TikTok video shows a sign at a Japanese matcha shop that says the shop sold too much in the summer months and "ran out of raw materials."

Persons: matcha, Megumi Kanaike, Kanaike's, Marukyu, Zach Mangan, TikTok, Kithumini Organizations: Matcha, Guardian, Sydney Morning Herald, Business Locations: Japan, Sydney, Kyoto, Brooklyn, Tokyo

☆ SpaceX's Starlink satellites have a lot of scientists worried about Earth's atmosphere
▼ + stars: | 2024-11-27 | by ( Morgan Mcfall-Johnsen | ) www.businessinsider.com time to read: +6 min

Elon Musk, whose Starlink satellite constellation is the biggest, wields power in the new Trump administration. SpaceX's Starlink and other mega-constellations of satellites could damage the atmosphere in ways we don't yet understand, scientists say. About 100 scientists signed a letter in October asking the Federal Communications Commission, which regulates satellite launches in the US, to pause mega-constellations. A SpaceX Falcon 9 rocket carrying 56 Starlink internet satellites launches from Cape Canaveral, Florida. Without an environmental review, it's unclear what the impact of SpaceX's Starlink plans will be.

Persons: Elon Musk, Trump, SpaceX's Starlink, Putin, Elon, —, Jonathan McDowell, Musk, Donald J, Brandon Bell, Paul Hennessy, Joseph Wang, Michelle Hanlon, there's, Starlink Organizations: SpaceX, Research, Federal Communications Commission, Harvard, Getty, Geophysical Research, University of Southern, National Environmental, FCC, NEPA, Center for Air, Space, University of Mississippi School of Law, Trump, of Government, Federal Aviation, California Coastal Commission Locations: Russia, Cape Canaveral , Florida, University of Southern California, Texas, California

☆ AI Customer Service Chatbots Are Making People Miserable and Annoyed
▼ + stars: | 2024-11-26 | by ( Emily Stewart | ) www.businessinsider.com time to read: +14 min

By corporate America's (sometimes dubious) telling, AI is basically the answer to everything, including customer service. A recent Gartner survey found that nearly two-thirds of customers prefer that companies don't use AI for customer service. Related storiesEven setting aside the cost savings for companies, there are clear reasons that AI should be a good fit for customer service. "We know that there are certain aspects of customer service that AI is doing well. What's more, if every company has a mediocre AI experience, the bar might just be lowered across the board.

Persons: I've, I'm, It's, it's, Karen, I'd, Michelle Schroeder, don't, Michelle Kinch, that's, aren't, Keith McIntosh, They're, they're, Kinch, Jason Maynard, Chris Filly, Maynard, Jeff Gallino, Rodney Zemmel, they'll, —, Gallino, Schroeder, We've, Emily Stewart Organizations: Corporations, Dartmouth's Tuck School of Business, Gartner, Companies, Asia Pacific, FedEx, Fortune, Santander, Siemens, McKinsey, Delta, Filly, Alexa, Business Locations: North America, Asia, Zendesk, Callvu, PolyAI

☆ 59% of Americans consider this the No. 1 sign of success — it's not wealth
▼ + stars: | 2024-11-26 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +3 min

Pt Stock | Moment | Getty ImagesWhen Americans measure success, they're not often thinking about their net worth or account balances. "Few people view wealth itself" as the best benchmark, said Rebecca Rickert, head of communications at Empower. Only 27% believe wealth is the highest measure of success, the report found. 'You have to strike a balance'"Americans are equating success with happiness as to what money can buy," said Rickert. About 35% of polled Americans believe the economy is the top barrier to success, followed by income instability at 30%, the Empower report found.

Persons: they're, —, Rebecca Rickert, That's, Rickert, Clifford Cornell, Cornell Organizations: Bank of America, Joint Center for Housing Studies of Harvard University Locations: New York City, U.S

☆ When I moved from England to Florida 12 years ago, these 5 things seemed uniquely American to me. Now I can't live without them.
▼ + stars: | 2024-11-26 | by ( Lisa Trabin | ) www.businessinsider.com time to read: +3 min

AdvertisementWhen I moved from England to Florida 12 years ago, I found a few aspects of my new life strange. Twelve years ago, I married my American husband and moved from York, England, to Florida. AdvertisementHowever, now that I've been here for a while, I've grown to love many of the things I once found odd. Here are five aspects of life in Florida that I've grown to love. Related storiesThe elaborate outdoor seasonal decor caught my attentionI've grown to love elaborate holiday displays.

Persons: I've, I'm, Carol Yepes Organizations: Sunshine Locations: England, Florida, York, Canada, Europe, New England

☆ Stock futures are little changed as Wall Street awaits Fed's preferred inflation reading: Live updates
▼ + stars: | 2024-11-26 | by ( Sean Conlon | ) www.cnbc.com time to read: +2 min

A trader works on the floor of the New York Stock Exchange (NYSE) at the opening bell on November 26, 2024, in New York City. U.S. stock futures opened little changed on Tuesday night as traders await the release of the Federal Reserve's favorite inflation gauge. Futures tied to the Dow Jones Industrial Average added 20 points, or 0.04%. Economists polled by Dow Jones expect a year-over-year increase of 2.8% for the core reading, which excludes food and energy. Both the S&P 500 and the Dow Jones Industrial Average reached fresh intraday and closing highs.

Persons: Dow Jones, Stephen Stanley, CNBC's, That's, It's Organizations: New York Stock Exchange, Dow Jones, Nasdaq, Dell Technologies, Fed, Santander U.S, Capital Markets Locations: New York City . U.S, U.S

☆ Thanksgiving on Ozempic: 5 rules for eating and dosing during the holidays
▼ + stars: | 2024-11-26 | by ( ) www.businessinsider.com time to read: +4 min

Popular weight-loss drugs shouldn't keep you from enjoying the holidays, according to a doctor. GLP-1 medications like semaglutide (sold as Ozempic and Wegovy) and tirzepatide (Mounjaro and Zepbound) have been a game-changer for weight management in recent years. To stay on track and enjoy the season, avoid these misunderstandings about GLP-1 medications that arise around food-related holidays. Don't feel like you're going to miss out on holiday funTaking a GLP-1 over the holidays won't prevent you from enjoying the festivities. It doesn't mean that you're not going to want to eat turkey and the foods you'll have over the holidays.

Persons: shouldn't, Ozempic, Caroline Apovian, Apovian, it's Organizations: Center, Weight Management, Wellness, Brigham, Women's Locations: GLP

☆ They bought an abandoned house in rural Japan for $6,500. Now, they're renting it out on Airbnb for $130 a night.
▼ + stars: | 2024-11-26 | by ( Amanda Goh | ) www.businessinsider.com time to read: +8 min

AdvertisementDani and Evan Benton moved to Japan on a startup business visa in 2023. Dani and Evan Benton bought an akiya in Japan and turned it into a guesthouse. Applying for the startup business visaIn early 2023, the couple started working toward getting a startup business visa in Japan. AdvertisementThey were drawn to Omishima island, which is over an hour away from Hiroshima airport, partially because it's one of the few areas where the startup business visa is offered. AdvertisementTheir proposal was approved after a few revisions, and they were granted their startup business visas by the end of June 2023.

Persons: Dani, Evan Benton, Dani Benton, Evan, hadn't, Evan aren't, Omishima, we're Organizations: US, eventual, YouTube Locations: Japan, New Orleans, Mexico, Dani, Hiroshima, Mexican

Some parents fear their kids will waste money, sink into debt, and never move out. The financial planner tells parents to foster independence in their kids even if it's uncomfortable. AdvertisementMark Berg, who founded Timothy Financial Counsel in 2000, says there are steps parents can take to avoid that fate. AdvertisementLimiting spending money also teaches kids about opportunity cost, reinforcing the idea that money is scarce and there are constraints on what they can afford. The veteran financial planner suggested parents be up front with their kids about how much they can contribute to their college funds.

Persons: Mark Berg, —, Berg, they're, " Berg Organizations: Service

☆ Many digital health startups are quietly raising down rounds and closing up shop. Here's why.
▼ + stars: | 2024-11-26 | by ( Rebecca Torrence | ) www.businessinsider.com time to read: +9 min

Now, VCs say many digital health startups are cutting their valuations to live another day. As of mid-November, PitchBook data shows 327 digital health startups that grabbed funding in 2021 but haven't raised since. Not even the AI boom, which has brought back-to-back fundraises for hot healthcare startups like Abridge, can make up for the discrepancy. "There are more digital health companies that are selling assets, selling people, or whatever they can," said Greg Yap, a partner at Menlo Ventures. AdvertisementVCs told BI they're pushing the next generation of healthcare startups for better discipline in balancing growth with profits.

Persons: haven't, Greg Yap, Doba Parushev, CareFirst, Parushev, Jenny Chang, Rodriguez, Alyssa Jaffee, she's, that's, Ruth, Alison Greenberg, Healthworx's Parushev, Forward's, Rob Price, Axios, LetsGetChecked, Galym, Yap, cofounders Umar Afridi, Sid Viswanathan, VCs Organizations: Healthcare, Business, Menlo Ventures, Healthworx Ventures, Getty, Ruth Health, Carta, Optum Ventures, Lightspeed Ventures Partners, Omada, Walgreens, Walmart Locations: Forward's San Francisco

☆ Don't lose faith in the Big Tech megacaps, Jim Cramer says
▼ + stars: | 2024-11-26 | by ( Julie Coleman | ) www.cnbc.com time to read: +1 min

CNBC's Jim Cramer told investors not to write off Big Tech megacap stocks, some of which were able to jump on Tuesday after recent declines. Cramer reviewed the action in stocks including Apple , Amazon , Nvidia , Microsoft and Meta . According to Cramer, Apple and Amazon are reaping the rewards of two positive analyst notes, with Bank of America praising the latter's e-commerce and online advertising businesses. Cramer was less certain about the reasons for Tuesday's wins in Meta and Microsoft. "Here's the bottom line: don't begrudge the megacaps," Cramer said.

Persons: CNBC's Jim Cramer, Cramer, Morgan Stanley, Tim Cook's, Donald Trump Organizations: Big Tech, Apple, Nvidia, Microsoft, Meta, Bank of America, President Locations: China

☆ Tish Cyrus-Purcell says her divorce from Billy Ray Cyrus was 'tough on everyone' — even her adult kids
▼ + stars: | 2024-11-26 | by ( Amanda Goh | ) www.businessinsider.com time to read: +5 min

AdvertisementTish Cyrus-Purcell says her divorce from Billy Ray Cyrus was difficult even for her kids, who are now adults. "For me, I never wanted to be divorced," Cyrus-Purcell said on a podcast. Tish Cyrus-Purcell says she wanted her marriage to Billy Ray Cyrus to end. Cyrus-Purcell has three kids — Miley, Braison, and Noah — with Cyrus. And a parental divorce can leave adult kids feeling "like that last security blanket is being ripped out from under them," Sussman said.

Persons: Tish Cyrus, Purcell, Billy Ray Cyrus, Cyrus, Kate Hudson, Oliver Hudson, — Miley, Braison, Noah —, Brandi, Dominic Purcell, he'll, Brandi —, —, Noah, Hudson, Susan Moss, Moss, it's, " Moss, Rachel Sussman, " Sussman, Sussman, Gabby Landsverk Organizations: Business, CDC Locations: NYC

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