Terry Vine | Getty ImagesHow dorm insurance compares to other optionsColleges and universities will often partner with different insurers to offer dorm insurance, Worters said.
If parents decide to take on a dorm insurance policy, it would be billed separately from the room and board, said Worters.
watch nowWhether you sign up for dorm insurance or not, your child's dorm possessions will likely be covered under your home insurance plan, according to experts.
But keep in mind that dorm-specific insurance policies tend to have lower deductibles than home insurance policies, Worters said.
The home insurance policy will often stretch over, so long as the kid lives in a dorm, she said.
Persons:
Terry Vine, Worters, McClanahan
Organizations:
CNBC, Council, National Association of Insurance
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