A good credit score to buy a car is often above 660, as you're then considered a "prime" borrower.
While a good FICO credit score to buy a car with a loan is usually above 660, according to Experian data, there's no industry-wide, official minimum.
According to Experian's analysis of auto loans in the second quarter of 2022, borrowers who received financing for a new car had an average credit score of 738, while borrowers who received financing for a used car had an average credit score of 675.
What is a good credit score to buy a car?
While FICO remains the most widely used credit score across all types of borrowing, an auto lender may also look at your credit score from VantageScore, a relatively new credit scoring system developed by the three credit bureaus.