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Identity theft is often a crime of opportunity, so reducing risk goes a long way to protect against identity theft. How to reduce the risk of identity theftEva Velasquez, president of the Identity Theft Resource Center, says it's best to take multiple steps to secure your identity. Editor's Rating 4.6/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4.7/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4.8/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Learn more On Aura's website Learn more On IDShield's website Learn more On IdentityForce's website1. While this doesn't necessarily prevent identity theft, it does mitigate any potential damages as a result of identity theft. You can report identity theft over the phone; however, you will not receive an identity theft report.

☆ If a recession hits, don't cut back on these 4 things, says CFP
▼ + stars: | 2023-02-15 | by ( Elizabeth Gravier | ) www.cnbc.com time to read: +7 min

Instead of sacrificing your coverage entirely, you can ask your insurance providers for packaging discounts or better rates if a recession hits. High-interest debt payoffPaying off your high-interest debt (like the debt from credit cards) is always good advice, but that's especially true during a recession — even right before it. If you don't think you can completely pay off your credit card debt within the next few months, consider buying some time by transferring that debt to a balance transfer card with a zero-interest introductory period. Some accounts, like UFB Best Savings, are offering APYs north of 4%, which is quite high in recent years. UFB Best Savings Learn More UFB Best Savings is a Member FDIC.

☆ Several of Putin's homes have been connected to railway lines with secret stations built nearby for his armored train: report
▼ + stars: | 2023-02-15 | by ( Joshua Zitser | ) www.businessinsider.com time to read: +3 min

Putin's main residences have been connected to a secret railway line, Proekt reported. Putin has been regularly using an armored train to travel between his homes, according to reports. The engineer also claimed to have seen Putin's special train traveling on the route on at least one occasion, per Proekt. Trainspotters have previously reported sightings of what is believed to be Putin's secret train in motion, according to images shared on a Russian train travel message board. Details of the supposed secret railway line and stations follows a report by the Dossier Center, a group that tracks the activity of Kremlin associates, which said Putin has been using a special armored train to travel between his homes since 2021.

☆ Can you get an ATM card for a savings account?
▼ + stars: | 2023-02-14 | by ( Ana Staples | Elizabeth Gravier | ) www.cnbc.com time to read: +14 min

While savings accounts typically don't offer a debit card, some come with an ATM card, making it easier for you to access cash from your savings when you need it. The Citi® Savings Account stands out for providing an ATM card even if you don't have a checking account with Citi. Having quick access to your savings with an ATM card can be convenient, but it's best not to make withdrawing money from your savings account a habit. Savings are an essential part of your financial well-being, and a savings account is meant to keep these funds intact. That's why unlike a checking account designed for daily spending, a savings account has features in place to prevent frequent withdrawals.

☆ American cacti are rapidly colonizing the slopes of the Swiss Alps as snow disappears, says report
▼ + stars: | 2023-02-11 | by ( Bethany Dawson | ) www.businessinsider.com time to read: +2 min

Prickly pear cacti, native to the arid regions of the Americas, are now thriving in the Swiss Alps. The plants are typically seen in hot, dry areas, such as the Grand Canyon. So, diminishing snow cover provides a fertile environment for them to thrive. Snow cover in the Alps has been plummeting. Another study said the number of days where there is snow cover under 2,600 feet has halved since 1970.

☆ Second jobs, moving in with family, investing: What we can learn from how millennials save for a down payment
▼ + stars: | 2023-02-08 | by ( Elizabeth Gravier | Jason Stauffer | ) www.cnbc.com time to read: +9 min

Plus, we give advice on where to stash your down payment cash and options for making a small down payment. Investing your down payment savings and neglecting your bills can backfire Growing your down payment savings by investing may seem like a good idea since annual returns can be much higher than you would earn in a bank account. Bask Bank Interest Savings Account Learn More Bask Bank and BankDirect are divisions of Texas Capital Bank, Member FDIC. Keep in mind that the APY on a savings account is variable, meaning it can change at any moment. Take advantage while rates are high and open a high-yield savings account or CD.

Identity theft protection services can protect you against various forms of fraud, such as credit-related fraud or criminal identity theft. With three individual identity theft plans and additional options for families, Identity Guard can offer you the peace of mind that your identity is secured. Identity Guard ReviewIdentity Guard is an identity theft protection service owned by Aura, another credit monitoring and theft protection company that made it to our guide for the best identity theft protection services for the best family plan. Identity Guard Identity Theft PlansIdentity Guard has three plans: Value, Total, and Ultra. Identity Guard Frequently Asked Questions (FAQ)Does Identity Guard offer a trial period?

Sign up for a credit monitoring service such as Credit Karma to keep tabs on updates to your credit report. Even the best identity theft companies and best credit monitoring services usually stop short of reporting errors on your credit report to the credit bureaus. Credit report dispute frequently asked questions (FAQ)How common are credit report errors? Experian credit freeze: To freeze your credit at Experian, you can visit Experian's online Freeze Center. TransUnion credit freeze: You can request a TransUnion credit freeze through their online portal.

☆ 'It's a failure for us': Migrants at the Southern US border are reportedly frustrated with the mobile app that's supposed to speed up asylum appointments
▼ + stars: | 2023-01-28 | by ( Taylor Ardrey | ) www.businessinsider.com time to read: +3 min

Migrants have expressed serious concerns about the issues on the US border control mobile app, according to the AP. They were reportedly instructed to make an appointment on the app to request asylum. However, the tech challenges have left some without hope, the AP reported. The app, the AP reported, was rolled out by the Biden administration earlier this month. "We're going to continue trying, but it's a failure for us," Erlin Rodriguez, who has tried to book appointments for his family, told the AP.

☆ How a handy businessman found a derelict castle on Craigslist and transformed it into a thriving Airbnb with rooms from $369/night
▼ + stars: | 2023-01-12 | by ( Jordan Pandy | ) www.businessinsider.com time to read: +5 min

After years of renovations, Smith opened the castle to travelers booking rooms on Airbnb and Vrbo. "Everybody loves a castle," Smith, 57, told Insider. Smith turned the castle from rundown to traveler-readySmithmore Castle is nestled in the Blue Ridge Mountains on 121 acres of land. Smith has seen an increase in bookings each year since he listed the castle's rooms on Airbnb and Vrbo. Robert SmithSome Airbnb hosts have reported a slowdown in bookings since spring 2022, prompting fears of an "Airbnbust."

☆ Five Chinese startups that survived a tough year of Covid lockdowns
▼ + stars: | 2023-01-03 | by ( Evelyn Cheng | ) www.cnbc.com time to read: +6 min

Qilai Shen | Bloomberg | Getty ImagesBEIJING — In a year of Covid lockdowns and travel restrictions, some Chinese startups that survived found growth online and overseas. The startup avoided significant impact from China's Covid lockdowns since it could deliver its products virtually, Jiang said. The company aggressively pushed overseas in 2022 – launching subsidiaries in Tokyo, Seoul, Germany, Dubai, Los Angeles and Hong Kong, Wan said. Previously, Wan said that Keenon had seen revenue at least double or more every year from a lower base, when the China market was growing. The company has a staff of 100 people in the southern Chinese province of Guangdong and Los Angeles, Lin said.

Chase Premier Plus Checking℠ 3.5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 3.5 out of 5 Stars Annual Percentage Yield (APY) 0.01% effective as of 7/1/2022. Interest rates are variable and subject to change Minimum Deposit Amount $0 Fees $25 View Full Details Learn MoreChase Premier Plus Checking℠ 3.5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 3.5 out of 5 Stars Annual Percentage Yield (APY) 0.01% effective as of 7/1/2022. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE.

☆ 5 surprising things your homeowners insurance covers
▼ + stars: | 2022-12-18 | by ( Jason Stauffer | Benji Stawski | ) www.cnbc.com time to read: +11 min

A home is the biggest purchase most people make in a lifetime, and homeowners insurance is essential for protecting your biggest asset. Homeowners insurance covers the cost of fixing or replacing your home when it is damaged by a covered event, such as a fire, or certain types of bad weather. It's important to do a detailed review of your homeowners insurance policy to understand exactly what is and isn't covered. But finding the right homeowners insurance for you isn't as simple as locking in the lowest monthly premium. To file a homeowners insurance claim, you'll want to notify your insurance company as soon as possible after the event.

Aura provides comprehensive credit monitoring and additional identity protection services for individuals, couples, and families. Editor's Rating 4.6 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Pros & Cons Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. In addition to credit monitoring and other financial account monitoring, Aura also offers several safety tools including a VPN service and ad blockers. Credit monitoring is the process of keeping tabs on changes to your credit report, which influence fluctuations in your credit score. The basic function of credit monitoring services, like Aura, is to notify you when there are any changes in your credit report, such as a new line of credit.

$0 Apply now On PenFed Credit Union's website Apply now On PenFed Credit Union's website Apply now On PenFed Credit Union's websiteHow Navy Federal Credit Union bank accounts compare Navy Federal Credit Union Share Savings AccountNavy Federal Free Active Duty Checking™ AccountNavy Federal Credit Union Standard CertificateNavy Federal Credit Union Money Market Account Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. How Navy Federal Credit Union worksNavy Federal Credit Union has 247 branches around the world, including ones on some military bases. How to join Navy Federal Credit UnionNavy Federal is a credit union for people associated with the military. Navy Federal Credit Union trustworthiness and BBB ratingThe Better Business Bureau currently has an NR rating for Navy Federal Credit Union. Navy Federal Credit Union vs. Pentagon Federal Credit UnionNavy Federal has several types of checking accounts, so you may find one that's a good fit.

States are working to shore up what might be the most public and vulnerable parts of their election systems: the websites that publish voting results. One of its victims last month was Hawaii.gov, which also hosts the state’s election night reporting. That means avoiding even the perception of hackers’ changing votes, which makes election results websites all the more crucial. Historically, election results websites have been ripe targets for malicious hackers who want to sow chaos. Some U.S. officials emphasized that even accurate results on websites should be taken for what they are — preliminary indications of election results.

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Fraudsters will try to get your personal information and answers to security questions on social media. "The reason fraudsters are so interested in social media and social engineering is because they can get answers to those questions." Insider's Featured Identity Theft Protection Services Aura – All-In-One ID Theft ProtectionIDShield 3 Bureau Individual PlanIdentityForce Ultra Secure+Credit Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Editor's Rating 4.6/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4.7/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4.8/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Learn more On Aura's website Learn more On IDShield's website Learn more On IdentityForce's websiteHere are five tips to help you avoid identity theft scams on social media. Anytime anyone's asking for personal information, find a different way of getting in contact with that individual," says Lord.

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Credit monitoring services can provide you with early notice of potential fraud on your credit report, so you can take steps to protect your personal information. Below, Select reviews the top six credit monitoring services that can help you keep track of your credit and get alerts on potential fraud. Best free credit monitoring servicesBest paid credit monitoring servicesBest free credit monitoring servicesIf you're not willing to pay money for a credit monitoring service, you can consider one of these free options. Best paid credit monitoring servicesIf you want a more comprehensive credit monitoring plan, consider one of the paid plans below. If you want daily triple-bureau credit monitoring and monthly credit score and credit report tracking, you should opt for the mid-tier PrivacyGuard® Credit Protection, which costs $19.99 per month.

If you want daily triple-bureau credit monitoring and monthly credit score and credit report tracking, you should opt for the mid-tier PrivacyGuard® Credit Protection, which costs $19.99 per month. Things to consider before signing up for a credit monitoring serviceHere's what you should consider before signing up for a credit monitoring service: Cost: Typically, these services bill monthly. When ranking the best free credit monitoring services, we focused on the following features: Number of credit bureaus monitored: Services that monitor credit reports from more than one credit bureau were ranked higher since it's rare for free services to monitor several reports. When ranking the best paid credit monitoring services, we focused on the following features: Cost: Lower-cost services that offered more benefits ranked higher in our reviews. Keep in mind that credit monitoring services can only alert you of changes to your credit file, not fix or prevent any errors.

☆ Concurs de selectare a asociațiilor obștești sau grupurilor de inițiativă de nivel local ca parteneri de implementare a proiectului HelpAge International în Moldova
▼ + stars: | 2021-01-15 | by ( Alte Articole | ) www.civic.md time to read: +8 min

Se anunță concurs de selectare a asociațiilor obștești sau a grupurilor de inițiativă de nivel local ca parteneri de implementare a proiectului HelpAge International în Moldova cu durata de 3 ani ce-și propune să îmbunătățească serviciile pentru victimele violenței în familie cu accent pe necesitățile persoanelor în etate. HelpAge International în Moldova este parte a rețelei de organizații cu prezența în 85 țări din lume care lucrează cu și pentru persoanele în etate. Misiunea organizației este de a promova bunăstarea și incluziunea femeilor și bărbaților în etate, de a reduce sărăcia și discriminarea la vârstă înaintată. BugetulActivitățile de nivel local în cadrul proiectului vor fi propuse de organizațiile/grupurile locale și vor fi agreate în comun cu implementatorul, în baza corespunderii lor cu obiectele proiectului. 431, HelpAge International, indicând pe plic același titlu menționat mai sus.

Persons: Chișinău ., Bănulescu, HelpAge, Dina Ciubotaru Organizations: ! Locations: Moldova, Republicii Federale Germania, Transnistria, Chișinău

See Insider's list of the best identity theft protection services »Get the latest tips you need to manage your money — delivered to you biweekly. Information including linked bank account numbers, social security numbers, and even dates of birth were leaked, leaving many vulnerable to identity theft. Most commonly, identity theft involves the use and compromise of accounts you already have, as Business Insider's Lauren Lyons Cole previously reported. If you think that identity theft has happened to you, act quickly — once your information has been stolen, thieves can go after everything from your bank account to your health insurance. For more information on recovering after identity theft, read the FTC's recovery guide.

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