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☆ UN rights chief condemns Israeli 'siege' of Gaza, militants' taking of hostages
▼ + stars: | 2023-10-10 | by ( Emma Farge | ) www.reuters.com time to read: +3 min

Palestinians inspect the damage in the aftermath of Israeli strikes, in Khan Younis, southern Gaza Strip October 10, 2023. Israeli media said 900 people were killed in the attacks and most were civilians, while nearly 700 Gazans were killed in Israeli strikes, according to Gaza officials, with entire districts in Gaza flattened. Such acts may amount to a war crime, U.N. Human Rights spokesperson Ravina Shamdasani later clarified. "UNICEF is extremely alarmed about measures to cut electricity, to cut food, to cut water to cut fuel from entering Gaza. It was working on a humanitarian corridor for the Gaza strip, but stores of medical supplies had already run out, he said.

Persons: Khan Younis, Abu Mustafa, Volker Turk, Turk, Israel, Ravina Shamdasani, James Elder, Organization's Tarik Jašarević, Emma Farge, Friederike Heine, Bernadette Baum, Nick Macfie Organizations: REUTERS, Rights, Human, UN, UNRWA, UNICEF, Thomson Locations: Gaza, Palestinian

☆ Bank of America's top 5 stocks for safety and security in a dangerous world
▼ + stars: | 2023-10-09 | by ( Brian Evans | ) www.cnbc.com time to read: +4 min

Security is becoming increasingly crucial around the world, and Bank of America thinks investor portfolios can benefit from owning certain names. The bank on Monday released its "Future Security" primer, examining stocks through a lens of safety. Information security company CyberArk Software also made the list. CYBR YTD mountain CyberArk YTD "CyberArk is the clear leader within the PAM [privileged access market] market, with a robust technological moat," Liani said. TRU YTD mountain TransUnion YTD.

Persons: Felix Tran, Benjamin Netanyahu, CrowdStrike, Tal Liani, Matt Cohen, CyberArk, Liani, BofA, Heather Balsky, Tomer Zilberman, Andrew Obin, Obin, Michael Bloom Organizations: Bank of America, Israeli, Defense, U.S . Aerospace & Defense ETF, CyberArk Software, Motorola Solutions, Motorola, North, APG Locations: Israel, U.S

Here's how to get identity protection and what to look for in an identity protection service. If you have children, an identity theft protection service with a family plan or additional features to prevent child identity theft can be useful. Signs of a good identity theft protection serviceWhat you need from an identity theft protection service will vary based on your assets and needs, but the basics are relatively uniform. Red flags in identity theft protection servicesThere's no clear outline of solutions: The last thing you want from the company you're paying for identity theft protection is a lot of talking in circles. Getting identity theft protection frequently asked questionsWhat is the best identity theft protection service?

Persons: Kurt Sanger, Batten, Sanger, Michael Scheumack, Rebecca Morris, —, Morris, it's Organizations: Research, US Cyber Command, Credit Monitoring, Chevron, Social Locations: United States, Chevron

NEW YORK (AP) — The cybersecurity attack at MGM Resorts last month is expected to cost the casino giant more than $100 million, the Las Vegas-based company said in a Thursday regulatory filing. MGM wasn't the only casino giant to see a cybersecurity breach last month. The Reno-based company said that its casino and online operations were not disrupted. Beyond the casino world, Clorox also disclosed a cybersecurity attack recently — noting the company identified “unauthorized activity” on some of IT systems back in August. ________________AP Reporters Ken Ritter and Rio Yamat in Las Vegas contributed to this report.

Persons: Bill Hornbuckle, Hornbuckle, Hornbuckel, Clorox, Ken Ritter, Rio Organizations: MGM Resorts, Las, MGM, Social, Securities and Exchange Commission, Caesars Entertainment, Caesars, Wall Street, ________________ Locations: Las Vegas, Reno

From mobile banking and online bill pay to direct deposit and digital payment apps, the waves of cashless options seem to swell by the day leaving a steep learning curve in their wake. Digital payment apps are the new norm for teensI talked to Ruben Salazar Genovez, global head of Visa Direct, about the survey. According to the survey, digital payment apps like Venmo, PayPal, and Zelle are the second most popular form of payment, trailing behind cash, for transactions between parents and teens. As digital payment apps gain steam, that means financial literacy is more important than ever. Payment apps are creating new avenues for fraudEmerging technologies have given rise to new forms of fraud, and digital payment apps are no exception.

Persons: Xer, Ruben Salazar Genovez, I've, Genovez, it's Organizations: Visa, PayPal, Monopoly, Football, Banking

A credit score under these thresholds is also called a sub-prime credit score, which means that creditors might think twice when reviewing your application for a credit line. However, a combination of serious negative marks on your credit score may seriously hurt your credit score, putting you on the lower end of the score range. While one credit check on your credit report may dent your credit score by a few points, several of these in a short period of time will significantly hurt your credit score. While one credit check on your credit report may dent your credit score by a few points, several of these in a short period of time will significantly hurt your credit score. Lowest credit score frequently asked questionsWhat is the lowest credit score to buy a house?

Persons: VantageScore, aren't, you'll, Enoch Omololu, Erik Beguin, Kendall Meade Organizations: Self, New Canadians, Austin Capital Bank Locations: annualcreditreport.com, Chevron

☆ Free weekly credit reports are now permanent, providing an important tool to manage your financial life
▼ + stars: | 2023-09-21 | by ( Paul Kim | Richard Richtmyer | Associate Editor At Personal Finance Insider | ) www.businessinsider.com time to read: +4 min

Before COVID-19, consumers were only allowed one free credit report annually from each of the major credit bureaus. Here's why permanent weekly free credit reports are so important, and how you can access them. Why are free credit reports important? Free weekly access to credit reports allowed consumers to keep track of their finances as COVID-19 roiled the economy. How to request free weekly credit reportsCredit reports can be accessed through annualcreditreport.com or over the phone at 877-322-8228.

Persons: you've, you'll Organizations: Fair, Social Locations: annualcreditreport.com

One tool that can help you catch fraud and identity theft is credit monitoring. The best credit monitoring services are a good way to keep tabs on what's going on with your credit score and your credit report (although you'll probably still want to check in regularly). I signed up for free credit monitoring a few years ago using Credit Karma so I could stay on top of my financial health, my credit accounts, and my credit score. I opened the email and saw that a credit card from Old Navy was opened in my name. Thanks to credit monitoring, I was able to stop identity theft in its tracks before any charges were made.

Persons: you'll, I've, It's Organizations: Karma, Navy, Old Navy, Credit, Credit Monitoring, Chevron, U.S . FTC Locations: New York, Los Angeles

☆ The ‘Forever’ Glaciers of America’s West Aren’t Forever Anymore
▼ + stars: | 2023-09-12 | by ( Somini Sengupta | More About Somini Sengupta | ) www.nytimes.com time to read: 1 min

Mount Rainier is losing its glaciers. That is all the more striking as it is the most glacier-covered mountain in the contiguous United States. The changes reflect a stark global reality: Mountain glaciers are vanishing as the burning of fossil fuels heats up Earth’s atmosphere. According to the World Glacier Monitoring Service, total glacier area has shrunk steadily in the last half-century; some of the steepest declines have been in the Western United States and Canada. Mount Rainier National Park, a popular tourist destination that gets roughly 2 million visitors every year, is feeling the effects acutely.

Organizations: Rainier, Monitoring, Western, Mount Rainier Locations: United States, Western United States, Canada

Credit scores usually drop at least 100 points or more after bankruptcy is added to a credit report. As such, if a bankruptcy is added to your credit report, it can have a severe negative impact on your credit score. More Information No hard credit report pullReports to all 3 bureausBuild credit AND savingsJoin over 1 million credit buildersUnlock a Secured Credit Card after meeting eligibility criteria24 months loan durationCan you remove a bankruptcy from your credit report? Editor's Rating 4.6/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4.7/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4.8/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Learn more On Aura's website Learn more On IDShield's website Learn more On IdentityForce's websiteFinal thoughtsRemember, bankruptcy is just one of various debt relief options. If you're patient and commit to following good credit habits, your credit score will slowly but surely rise.

Persons: myFICO, you'll, You'll Organizations: Service, Visa, Card, Credit Monitoring, Chevron Locations: Wall, Silicon

☆ Record-setting Canadian wildfires could persist for rest of 'marathon' summer
▼ + stars: | 2023-08-11 | by ( Ismail Shakil | ) www.reuters.com time to read: +2 min

REUTERS/Jesse Winter/File PhotoOTTAWA, Aug 11 (Reuters) - Record-setting wildfires in Canada could potentially continue burning at an abnormally high rate for several more weeks, though the spread of blazes is likely to start diminishing in September, according to federal projections released on Friday. "This summer has turned into a challenging marathon," Canadian Forest Service official Michael Norton told a media briefing on Friday. "Our most recent projections indicate the potential for higher-than-normal fire activity remains across much of Canada in August and September," Norton said. The fires have also sent plumes of smoke across Canadian and U.S. skies, raising health alarms and concerning scientists about the impact on the atmosphere. The EU's Copernicus Atmospheric Monitoring Service estimated last week that Canadian wildfires have released 290 million metric tons of carbon, over 25% of the global total for 2023 to date, and emissions are set to rise as hundreds of flames rage on.

Persons: Jesse Winter, Michael Norton, Norton, Ismail Shakil, Jonathan Oatis Organizations: REUTERS, OTTAWA, Forest Service, Atmospheric Monitoring Service, Thomson Locations: Canada, U.S, Washington, Osoyoos, British Columbia, Ottawa

☆ Canadian wildfires could persist for rest of 'marathon' summer
▼ + stars: | 2023-08-11 | by ( Ismail Shakil | ) www.reuters.com time to read: +2 min

"This summer has turned into a challenging marathon," Canadian Forest Service official Michael Norton told a media briefing on Friday. "Our most recent projections indicate the potential for higher-than-normal fire activity remains across much of Canada in August and September," Norton said. The fires have also sent plumes of smoke across Canadian and U.S. skies, raising health alarms and concerning scientists about the impact on the atmosphere. The EU's Copernicus Atmospheric Monitoring Service estimated last week that Canadian wildfires have released 290 million metric tons of carbon, over 25% of the global total for 2023 to date, and emissions are set to rise as hundreds of flames rage on. Reporting by Ismail Shakil in Ottawa; editing by Jonathan OatisOur Standards: The Thomson Reuters Trust Principles.

☆ High-powered satellites have made blue-carbon credits a reality. But they still face accuracy and scalability issues.
▼ + stars: | 2023-08-10 | by ( Tasmin Lockwood | ) www.businessinsider.com time to read: +8 min

Breakthroughs in satellite technology have helped commercialize blue-carbon credits. Over $50 billion worth of carbon credits have been predicted to be traded annually in the voluntary market, according to McKinsey. Blue carbon, which is stored in coastal and marine ecosystems, has become an increasingly important asset in the fight against the climate crisis. Carbon credits can then be verified and issued faster. Satellite data has to be paired with sonar, divers collecting information, or other field data, she added.

Persons: Philip Davis, Guy Wolf, Oxford University spinout OxCarbon, it's, Wolf, David Gross, you've, Thomas Merriman, Donna Lyndsay, Traganos, It's, Kita's Merriman, Merriman, Zoë Balmforth, Cameron Frayling Organizations: McKinsey ., World Resources Institute, Tech, Oxford University, Bank OxCarbon, Kita, Ordnance Survey Locations: Bahamas, Caribbean, Islamorada , Florida

☆ Unprecedented Canada wildfires obliterate previous annual pollution record in just seven months
▼ + stars: | 2023-08-03 | by ( Sam Meredith | ) www.cnbc.com time to read: +1 min

An aerial view of wildfire of Tatkin Lake in British Columbia, Canada on July 10, 2023. The intensity of Canada's raging wildfires have generated record levels of carbon emissions, the EU's climate monitor said Thursday. Europe's Copernicus Atmosphere Monitoring Service (CAMS) found that accumulated carbon emissions from Canadian wildfires had soared to 290 megatons in just the first seven months of 2023. That is already more than double Canada's previous whole-year record and accounts for over 25% of the global total year-to-date. We support users in mitigating the impacts through monitoring the fire activity and intensity, and the emitted smoke," Parrington said.

Persons: Mark Parrington, Parrington Organizations: Monitoring Service, Northern, CAMS Locations: Lake, British Columbia, Canada, Portugal, South Korea, U.S

☆ Canadian wildfire emissions double previous record as flames rage on
▼ + stars: | 2023-08-03 | by ( ) www.reuters.com time to read: +3 min

The estimated Canadian fires emissions account for over 25% of the global total for 2023 to date, and are well above the previous Canadian record of 138 million tonnes registered in 2014, Copernicus said on Thursday. This year's wildfire season is also the worst on record for area burned, with about 131,000 square kilometres (50,579 square miles) already scorched across eastern and western Canada. Wildfire smoke is linked to higher rates of heart attacks, strokes, and more visits to emergency rooms for respiratory conditions. It's estimated that Canada's northern boreal forest stores more than 200 billion tonnes of carbon — equivalent to several decades worth of global carbon emissions. The carbon released is roughly equivalent to Indonesia's annual carbon dioxide emissions from the burning of fossil fuels.

Persons: Jesse Winter, Copernicus, Mark Parrington, Ismail Shakil, Aurora Ellis Organizations: REUTERS, OTTAWA, Atmospheric Monitoring Service, Canadian Interagency Forest Fire, New, Thomson Locations: Canada, U.S, Washington, Osoyoos, British Columbia, Greece, New York City, Toronto, Ottawa

International credit scores generally do not transfer to credit scores in the US. Nova Credit allows immigrants from some countries to apply for credit with an international credit score. FICO VantageScore Payment history (35%) Payment history (40%) Credit balance (30%) Length & type of credit (21%) Length of credit history (15%) Percent of credit used (20%) New credit (10%) Total debt/balances (11%) Mix of credit accounts (10%) Recent credit behavior and inquiries (5%) Available credit (3%)How credit scores work internationallyOther countries have a credit scoring system that differs from the United States. Alternatively, you can use credit builder products like a secured credit card or credit builder loan, which don't require high credit scores to qualify. Transferring international credit scores frequently asked questionsWhat happens to my credit score if I move to another country?

Persons: Misha Esipov, TransUnion, you've Organizations: Nova Credit, Nova Credit's, American Express Locations: United States, America, Canada, Japan, Nova, Australia, Brazil, Dominican Republic, India, Kenya, Mexico, Nigeria, Philippines, South Korea, Spain, Switzerland, Chevron

☆ Putin Warns That Ukraine Could Be Invaded and Occupied by Poland
▼ + stars: | 2023-07-21 | by ( Charles R. Davis | ) www.businessinsider.com time to read: +3 min

Russian President Vladimir Putin claimed Friday that Poland wants to seize Western Ukraine. Russia has often deflected from its own invasion by claiming Poland has its own imperial ambitions. "Emboldened by the current circumstances, Poland has decided that the chance to absorb the remnants of Ukraine is to be taken now, or never," he wrote on Twitter. Speaking Friday, Putin — who launched the 2022 invasion with the hope of overthrowing Kyiv's government — claimed he would not "interfere" in internal Ukrainian affairs. But he accused Poland of also desiring parts of Belarus, a close Russian ally.

Persons: Vladimir Putin, Putin, Kevin Rothrock, Dmitry Medvedev, Putin —, Kyiv's, — Organizations: Security Council, Service, Sputnik, Russia's Security, Twitter Locations: Western Ukraine, Russia, Poland, Wall, Silicon, Ukraine, Crimea, —, Lithuania, Warsaw, Ukrainian, Lviv, Russian, Belarus

Certain forms of identity theft, like synthetic identity theft or child identity theft, are harder to detect. You can also enroll in an identity theft protection service that can monitor the dark web for your information and provide identity theft insurance, usually up to $1 million. The best identity theft protection services will also provide you with personalized expert assistance if you experience more identity theft. While credit-related identity theft is more common, "identity theft can occur in other areas, including medical records, tax filings, social media accounts, employment history, and even criminal records," says Josh Amishav, founder and CEO of Breachsense, a data breach monitoring platform. Identity theft recovery frequently asked questionsCan you fully recover from identity theft?

Persons: you'll, David Burroughs, IdentityTheft.gov, You'll, Burroughs, you've, Equifax, Allen, Michael Bruemmer, haven't, Josh Amishav Organizations: FTC, Federal Trade Commission, Social, FBI, Social Security, Services, Social Security Administration Locations: AnnualCreditReport.com, Atlanta, Allen , TX, Chester ,

Medical debt can affect your credit score, but its been deprioritized by the credit industry. While FICO has lessened the weight of medical debt on your credit score, VantageScore completely removed medical debt from its calculations. How to improve your credit after medical debtWhile unpaid medical debt doesn't have the same impact on your credit score as an unpaid credit card bill, it can impact your credit nonetheless. Once you transfer that debt to your credit card, those protections you and your credit score have against medical debt no longer apply. Medical debt frequently asked questionsIs medical debt being removed from credit reports?

Persons: FICO, VantageScore, —, doesn't, Experian, Tiffany Cross, Rick Eicheldinger, You'll, Cross Organizations: Service, Consumer Financial Protection Bureau, Kaiser Family Foundation Locations: United States

You can enroll in an identity theft protection service so you don't fall victim to theft. There are many companies out there that solely focus on identity protection — you can read our guide to the best identity theft protection services — but you may be able to enroll in an identity theft protection service through your credit card provider. Pros Check mark icon A check mark. Covers up to 10 children under 18 at no extra cost Check mark icon A check mark. With services comparable to some of the best identity theft protection services at a competitive price, this is an appealing option to Discover cardholders.

Persons: Capital One's CreditWise, David McMillin David McMillin, Guy, David, he's Organizations: Social, Federal Trade Commission, Research, Express, American Express, Chase, Credit, Business, Capital, Mastercard, Theft Locations: cardholders, Experian, AnnualCreditReport.com, Chicago, Alaska , Utah , Oklahoma, Vermont

☆ What does Twitter 'rate limit exceeded' mean for users?
▼ + stars: | 2023-07-04 | by ( ) www.reuters.com time to read: +3 min

Verified accounts can now read 6,000 posts per day, unverified accounts 600 posts and new un-verified accounts 300 posts. After that, users will get a message that says, "rate limit exceeded". Musk has said that limit will "soon" increase to 10,000 for verified, 1,000 for unverified and 500 for new unverified. Musk made Twitter verified - special badges that were earlier given to notable profiles - a paid subscription and introduced tiers like gray, blue and golden badges. Several Twitter users complained, with "#TwitterDown" and "RIP Twitter" trending on the social network website over the past couple of days.

Persons: Elon, Musk, Jack Dorsey, Eugen Rochko, Yuvraj Malik, Arun Koyyur Organizations: Elon Musk's Twitter, Twitter, National Weather Service, Thomson Locations: Bengaluru

☆ Twitter's rate limits may be driven by financial issues and are likely an attempt by Elon Musk to cut costs, ex-employee says
▼ + stars: | 2023-07-04 | by ( Beatrice Nolan | ) www.businessinsider.com time to read: +2 min

A former Twitter worker said the introduction of rate limits is likely an attempt at cost-cutting. Rumman Chowdhury told BBC News she thought it was due to Elon Musk's "lack of payment of his bills." A former Twitter employee says Elon Musk's controversial rate limits are likely an attempt at cost-cutting. Twitter's former head of trust and safety, Yoel Roth, also expressed skepticism in a Saturday post to Twitter rival, Bluesky. Some Twitter users have lashed out over the rate limits, despite Musk stating that the change is temporary.

Persons: Rumman Chowdhury, Elon, Musk, Yoel Roth, Bluesky, Roth, Chowdhury Organizations: BBC News, Twitter

☆ Explainer: What does Twitter 'rate limit exceeded' mean for users?
▼ + stars: | 2023-07-03 | by ( ) www.reuters.com time to read: +3 min

Persons: Elon, Musk, Jack Dorsey, Eugen Rochko, Yuvraj Malik, Arun Koyyur Organizations: Elon Musk's Twitter, Twitter, National Weather Service, Thomson Locations: Bengaluru

☆ United Airlines CEO aims to avoid flight disruptions ahead of US Fourth of July holiday travel
▼ + stars: | 2023-07-01 | by ( Anirudh Saligrama | ) www.reuters.com time to read: +2 min

July 1 (Reuters) - United Airlines (UAL.O) plans to make changes in flight operations to avoid weather-related disruptions ahead of the Fourth of July holiday travel, Chief Executive Officer Scott Kirby said on Saturday. Recent flight disruptions have raised new concerns about whether airlines are ready to handle the summer travel boom during the first Fourth of July holiday in which U.S. air traffic is likely to exceed pre-COVID levels. About 26,000 flights were delayed by all airlines during a weekend in June after thunderstorms ripped through parts of the U.S., according to data from flight monitoring service FlightAware. Kirby last week blamed the FAA for recent flight cancellations. Reporting by Anirudh Saligrama in Bengaluru; Editing by David GregorioOur Standards: The Thomson Reuters Trust Principles.

Persons: Scott Kirby, Kirby, Anirudh, David Gregorio Our Organizations: United Airlines, U.S . Federal Aviation Administration, FAA, U.S ., Port Authority of New, Thomson Locations: Washington, U.S . East Coast, U.S, Port Authority of New York, New Jersey, Newark, Bengaluru

The best identity theft protection service is one that meets your needs at the price you're willing to pay. Here's how we rate identity theft protection services. How we rate identity theft protection servicesIdentity theft protection services are rated on a scale from 1-5 stars, with five being the best. Some credit card companies have identity theft protection services that are only available to their cardholders, such as American Express CreditSecure. What to know about identity theft protection service ratingsOur system for rating identity theft protection services balances the price of the service with the features that the service provides.

Persons: you'll, It's, Price Organizations: Express, Costco

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