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Each calendar year after spending $60,000 on eligible purchases, Card Members are eligible to select an Earned Choice Award benefit. Automatic Marriott Gold elite status (room upgrades and late checkout when available, bonus points on stays) Check mark icon A check mark. 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy. Cardholders receive automatic Hilton Gold status, which opens the door to perks like free breakfast (food and beverage credit at US hotels), bonus points, and room upgrades. With Gold status, you'll get perks like a 10% points bonus on paid stays, late checkout when available, and access to preferred rooms.

As a newly minted Airman, I was floored when I first found out about all the credit card perks active duty military members receive. Note that credit card lenders may use many different variations of credit score models when considering your application. Review: IHG Rewards Premier credit card reviewBest Discover Cards for Military MembersWhile Discover credit cards don't actually charge any annual fees — it's one of their hallmarks — they've outdone much of the competition by eliminating all over-limit and late fees for active-duty military credit cards. Review: Navy Federal Flagship Rewards credit card reviewBest Credit Cards for Active-duty Military Frequently Asked Questions (FAQ)Are military credit cards guaranteed approval? Military members will have their credit vetted just as anyone who applies for a credit card.

That's a lengthier list of travel insurance than you're going to find on just about any other no-annual-fee credit card. The Ink Business Cash® Credit Card is also one of the few no-annual-fee credit cards that offer primary rental car insurance (when renting for business purposes). Review: Chase Ink Business Cash Credit Card reviewBest no annual fee travel credit cards frequently asked questions (FAQ)Are no annual fee travel credit cards worth it? What is the best no annual fee credit card for international travel? From the above list, the best credit card for international travel is likely to be the IHG® Rewards Traveler Credit Card for a couple of reasons.

☆ Ginny Redington Dawes Starred as a Writer of Advertising Jingles
▼ + stars: | 2023-01-27 | by ( James R. Hagerty | ) www.wsj.com time to read: 1 min

As a singer and songwriter in the late 1960s and early 1970s, Ginny Redington struggled to win attention in an extremely crowded field. When she began writing advertising jingles in the mid-1970s, she rapidly became a star in that smaller arena by writing a peppy tune for McDonald’s Corp.’s “You, You’re the One” campaign. Her greatest hits also included ditties for dozens of other products, including Colgate toothpaste and Holiday Inn .

Review: Is the IHG Premier card the best credit card for you? The IHG® Rewards Premier Credit Card offers tremendous value, making it one of the best credit cards for hotel stays. The IHG® Rewards Premier Credit Card delivers on that front and offers plenty of options for redeeming those rewards. IHG Premier card benefits and featuresThe IHG® Rewards Premier Credit Card offers lots of impressive benefits — in fact, for an annual fee of $99, it's hard to beat the range and value of perks you'll receive as a cardholder. IHG elite statusThe IHG® Rewards Premier Credit Card comes with automatic IHG Platinum elite status — one of the chain's middle elite tiers.

However, you'll get a much better deal with the annual-fee personal Chase IHG card, the IHG® Rewards Premier Credit Card. How to earn points from the IHG Traveler cardThe IHG® Rewards Traveler Credit Card earns 5 points per dollar spent at IHG hotels. Only the IHG® Rewards Premier Credit Card and IHG® Rewards Premier Business Credit Card offer this benefit for stays at IHG hotels. For most travelers who stay with IHG, the IHG® Rewards Premier Credit Card is a better deal than the IHG® Rewards Traveler Credit Card, even though it charges a $99 annual fee. However, you can have the small-business IHG® Rewards Premier Business Credit Card and still qualify for a personal IHG card like the IHG® Rewards Traveler Credit Card.

Chase has rolled out big limited-time bonus offers on the IHG® Rewards Premier Credit Card and IHG® Rewards Traveler Credit Card. You can redeem IHG points at brands like Holiday Inn, Staybridge Suites, Hotel Indigo, and Kimpton. Read our review Read Our Review A looong arrow, pointing rightThe IHG® Rewards Premier Credit Card is the best choice for most frequent IHG guests. You'll typically get the best return by redeeming IHG points for stays at over 6,000 hotels across 18 brands worldwide. The ability to transfer to partners is why Insider values Chase Ultimate Rewards points as worth 1.8 cents apiece, on average.

Read our review Read Our Review A looong arrow, pointing rightThe IHG® Rewards Premier Business Credit Card has the highest potential value of any IHG credit card. Review: Is the IHG Premier Business Card the best credit card for you? However, if you have other IHG credit cards, like the IHG® Rewards Premier Credit Card or the IHG® Rewards Traveler Credit Card, you're still eligible to open this card. The IHG® Rewards Premier Business Credit Card is the only IHG small-business card available to new applicants. If you're looking for a no-annual-fee IHG card, your only choice is the personal IHG® Rewards Traveler Credit Card.

What are credit card and bank rewards points worth? One great feature of the program is that all points are equal, so any account that earns Membership Rewards points has access to transfer partners. If you're a Bank of America Preferred Rewards customer, you'll earn 25% to 75% more points, depending on how much you have on deposit, but your rewards points are still worth 1 cent apiece. You can transfer points from Chase Ultimate Rewards, Amex Membership Rewards, and Citi ThankYou to JetBlue, but the ratio varies depending on the rewards program. However, those miles expire after 36 months regardless of your account activity, so only transfer miles when you have immediate plans to redeem them.

How to earn Chase Ultimate Rewards pointsThe only way to earn rewards in the Chase Ultimate Rewards ecosystem is by opening and using a Chase credit card that operates within this program. Pay Yourself Back with Chase points (up to 1.5 cents per point)During the pandemic, Chase introduced a compelling new way to redeem points for everyday, non-travel expenses. Redeem points for experiences (point values vary)You can also use Chase Ultimate Rewards points to book special experiences, including one-of-a-kind events hosted by Chase. Book hotels through the Chase Ultimate Rewards portalWhile the Chase Ultimate Rewards program partners with IHG Rewards, Marriott Bonvoy, and World of Hyatt, it's important to price shop awards before you transfer Chase points to these programs. For example, you may find that a Marriott stay that costs 50,000 points will only set you back 12,000 Chase points through the portal.

This promo will open to all IHG members — but IHG® Rewards Premier Credit Card, IHG® Rewards Premier Business Credit Card, and IHG® Rewards Traveler Credit Card members receive early access. For a limited time, Chase IHG credit card holders get early access to a sale for IHG award bookings lasting three nights or less. Read our review Read Our Review A looong arrow, pointing rightIf you hold an IHG credit card such as the IHG® Rewards Premier Credit Card, IHG® Rewards Traveler Credit Card, IHG® Rewards Premier Business Credit Card, or legacy IHG Select Card (not available to new applicants) you will get 20% off award stays at IHG hotels when you complete your booking by January 20, 2023. Conversely, this benefit is great for those holding a free anniversary night offered by the IHG® Rewards Premier Credit Card, IHG® Rewards Premier Business Credit Card, and the legacy IHG Select card. IHG is also a Chase Ultimate Rewards® transfer partner — but we do not recommend converting Chase points into IHG points.

The best hotel credit cards all have one outstanding benefit that gives cardholders the incentive to renew year after year: free night certificates and/or bonus points that are worth more than the annual fee. 2 Bonus Points per $1 spent in your top three spend categories each quarter through 12/31/23, then your top two categories each quarter. Each calendar year after spending $60,000 on eligible purchases, Card Members are eligible to select an Earned Choice Award benefit. Show more Regular Annual Percentage Rate (APR) 20.24% - 27.24% Variable Editor's Rating 4.4 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.4 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Credit Cards With Annual Free Nights Frequently Asked Questions (FAQ)How do I use a free night certificate?

Annual travel credit can effectively shave $300 off the annual fee if you use it Check mark icon A check mark. Very high annual fee Highlights Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Annual companion certificate can help you recoup most, if not all, of the annual fee Check mark icon A check mark. $325 annual travel and dining credit can offset most of the $400 annual fee Check mark icon A check mark. Statement credits can help you recoup the annual fee Check mark icon A check mark.

☆ Feds cite rarely used law to charge 12 with violent scheme to 'monopolize' business at U.S.-Mexico border
▼ + stars: | 2022-12-06 | by ( Https | Media-Cldnry.S-Nbcnews.Com Image Upload Newscms Julia-Ainsley-Circle-Byline-Template.Jpg | Julia Ainsley | ) www.nbcnews.com time to read: +2 min

The Justice Department invoked a rarely used, 132-year-old law on Tuesday to charge 12 people with running a violent and sometimes deadly scheme to “monopolize” the resale of American cars and other goods in Central America by fixing prices and retaliating against those who refused to be extorted. The Justice Department charged the group under the Sherman Act of 1890, an antitrust regulation used to break up American monopolies Standard Oil in the 1920s and AT&T in the 1970s. Those who challenged the group were met with threats, kidnappings and even death, the indictment said. The defendants’ addresses in the indictment range from the Rio Grande Valley in Texas to just across the border in Matamoros, Mexico. The indictment said the group met at the Holiday Inn in Harlingen, Texas, in March 2019 to divide $44,000 in cash.

☆ Your Amex Platinum hotel credit expires at the end of the year — here's what you need to do by December 31 to avoid wasting $200 in value
▼ + stars: | 2022-12-01 | by ( Joseph Hostetler | Credit Cards Reporter | Read More | ) www.businessinsider.com time to read: +13 min

American Express; Rachel Mendelson/InsiderThe Platinum Card® from American Express comes with up to $200 in hotel credits each calendar year. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Head to Amex TravelNavigate to the Amex Travel hotel finder to search for a hotel. Again, only hotels that participate in Amex Fine Hotels & Resorts or The Hotel Collection will trigger this $200 hotel credit. Book a prepaid rate to trigger your hotel creditThis $200 hotel credit is only valid for prepaid bookings.

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☆ The secrets behind these Christmas movie classics
▼ + stars: | 2022-11-25 | by ( Aj Willingham | ) edition.cnn.com time to read: +8 min

‘A Charlie Brown Christmas’ was supposed to be a flop"A Charlie Brown Christmas" is a beloved special, but those involved in its production worried that they'd created a dud. Classic songs were reused, rewritten and dubbed for ‘White Christmas’"White Christmas" is a movie that has a lot of behind-the-scenes lore. Paramount/Kobal/ShutterstockThe 1954 film “White Christmas” is brimming with behind-the-scenes lore, especially when it comes to the music. The animators behind 1993’s “The Nightmare Before Christmas” used about 400 different hand-sculpted heads to bring Jack Skellington to life. Michael Caine did a literal balancing act during ‘The Muppet Christmas Carol’The Ghost of Christmas Present, left, and Michael Caine, right, in 1992's "The Muppet Christmas Carol."

Bilt Mastercard® holders will also get eight days to earn bonus rewards, up to a max of 50,000 points. For December's Rent Day, Bilt is giving you a 100% transfer bonus to IHG, the chance to earn up to 50,000 bonus points, and more. To earn points with the Bilt Mastercard®, you must use your card at least five times per statement period. That makes your Bilt Rewards worth 1.4 cents each when transferring to IHG during this 100% transfer bonus. You'll earn 2,500 Bilt points per friend you refer to the Bilt Mastercard® — and 10,000 bonus points after successfully referring five members.

☆ Two Florida medical boards advance ban on gender-affirming care for minors
▼ + stars: | 2022-11-04 | by ( Zachary Schermele | ) www.nbcnews.com time to read: +4 min

Florida’s state medical boards voted Friday afternoon to approve the language of a first-of-its-kind rule banning gender-affirming care for transgender minors who don’t already receive it. The rule updates the medical standards of practice in the state to mostly prohibit health care professionals from starting treatment for gender dysphoria in those younger than 18. Gender dysphoria refers the stress and discomfort some experience when their gender identity doesn’t match their sex assigned at birth. The measure bans the prescription of puberty blockers or hormone therapy to new patients who are minors, and it forbids gender-affirming surgeries. In a statement Friday, Equality Florida said once the rule goes into effect, it will be the only ban in the country of gender-affirming care for minors instituted by a state medical board.

☆ Florida medical board votes to ban gender-affirming care for transgender minors
▼ + stars: | 2022-10-29 | by ( Jo Yurcaba | Jo Yurcaba Is A Reporter For Nbc Out. | ) www.nbcnews.com time to read: +8 min

Florida’s medical board is the first in the country to pursue such a rule, but Florida is among a wave of states where officials have attempted to restrict gender-affirming medical care for transgender minors. The effort to restrict such care began in April, when DeSantis and Florida Surgeon General Joseph Ladapo issued nonbinding guidance through the Florida Health Department that sought to bar both “social gender transition” and gender-affirming medical care for minors. Accredited medical groups — including the American Medical Association, the American Academy of Pediatrics and the American Psychological Association — have supported gender-affirming care for transgender youths. The first nine attendees who spoke were in favor of restricting gender-affirming care for minors. Only one of the eight had received gender-affirming medical care as a minor.

If you're trying to decide if a credit card annual fee is worth it, look at its benefits and assess how many you'll use. This card's $650 annual fee is extremely high for a hotel credit card (or any credit card, for that matter). Credit cards with annual fees frequently asked questions (FAQ)What is a credit card annual fee? Credit card annual fees are effectively a paywall you have to breach if you want to enjoy enhanced (and sometimes super exclusive) benefits you won't find on a no-annual-fee credit card. If you won't use the benefits and perks of an annual fee-incurring credit card, no annual fee credit cards are the way to go.

☆ Stocks making the biggest moves premarket: American Express, Verizon, Snap and others
▼ + stars: | 2022-10-21 | by ( Peter Schacknow | ) www.cnbc.com time to read: +3 min

American Express also raised its full-year forecast, amid a surge in customer spending, and increased the amount in reserve for potential defaults. Verizon (VZ) – Verizon earned an adjusted $1.32 for the third quarter, beating the consensus estimate by 3 cents, with revenue also better than expected. Snap (SNAP) – The Snapchat parent's stock tumbled 28.2% in the premarket after forecasting no revenue growth for the current quarter. Whirlpool (WHR) – The appliance maker's profit and revenue for the latest quarter came in below Wall Street forecasts. Under Armour (UAA) – The athletic apparel maker's stock lost 2.6% in the premarket after Telsey Advisory Group downgraded it to market perform from outperform.

☆ UK stocks hit by weak retail sales, rising yields
▼ + stars: | 2022-10-21 | by ( Sruthi Shankar | ) www.reuters.com time to read: +3 min

The blue-chip FTSE 100 index (.FTSE) fell 1.0%, while the midcap FTSE 250 (.FTMC) slipped 1.6%. Truss quit on Thursday after the shortest and most chaotic tenure of any British prime minister, forced out after her unfunded tax cut proposals crashed the pound and sent British borrowing costs soaring. Former finance minister Rishi Sunak, Penny Mordaunt and former prime minister Boris Johnson are among the likely candidates. UK's retail index (.FTNMX404010) fell 4.1%, heading towards a more than two-year low hit last week. read moreMeanwhile, U.S. and European government bond yields surged further as investors priced in aggressive policy tightening by the Federal Reserve.

Each calendar year after spending $60,000 on eligible purchases, Card Members are eligible to select an Earned Choice Award benefit. 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy. Cardholders receive automatic Hilton Gold status, which opens the door to perks like free breakfast (food and beverage credit at US hotels), bonus points, and room upgrades. Gold status comes with a few perks, including a 10% points bonus on stays, early check-in and late checkout, up to nine elite rollover nights, and a welcome amenity. With Gold status, you'll get perks like a 10% points bonus on paid stays, late checkout when available, and access to preferred rooms.

Read our review Read Our Review A looong arrow, pointing rightThe IHG® Rewards Premier Business Credit Card has the highest potential value of any IHG credit card. Review: Is the IHG Premier Business Card the best credit card for you? Free anniversary nightsThe IHG® Rewards Premier Business Credit Card provides one free night each year after your cardmember anniversary. Read our review Read Our Review A looong arrow, pointing rightFees and costsThe IHG® Rewards Premier Business Credit Card charges a $99 annual fee. However, if you have other IHG credit cards, like the IHG® Rewards Premier Credit Card or the IHG® Rewards Traveler Credit Card, you're still eligible to open this card.

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