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☆ We got a 2.6% mortgage rate this year to buy our first home. Here's how we did it.
▼ + stars: | 2024-03-06 | by ( Alcynna Lloyd | ) www.businessinsider.com time to read: +7 min

An assumable mortgage allows qualifying buyers to acquire the interest rate, current principal balance, and other conditions of a seller's existing loan. AdvertisementGrace: An assumable mortgage is not a new loan, you're just taking over the owner's loan term and interest rate. Grace: We talked about the assumable mortgage for about a day and decided we were going to go for it. He put us in contact with an assumable loan expert, Mark McDonough, and he quickly became one of the most important people on our side. AdvertisementNow that our assumable mortgage is saving us about $2,000 each month, it makes the stress a little less because we have the option of having more money available.

Persons: —, Grace Lucchese, Mickey Ricard, Mickey, Ricard, It's, Mickey's, Grace Lucchese Mickey, Grace, Mark McDonough, they'd, Mark, Paul, We're, Grace Lucchese Grace, We've Organizations: Service, Business, Lucchese Locations: Westford , Massachusetts, Massachusetts, Lawrence, Framingham, Sudbury, Boston, The couple's Massachusetts

☆ The rise of 'zombie' VCs puts startups that took funding from them in a difficult spot
▼ + stars: | 2024-03-04 | by ( Dan Defrancesco | ) www.businessinsider.com time to read: +7 min

What's on deckAdvertisementBut first, zombie, zombie, zombie-ie-ie-ie. AdvertisementThat's why zombie VCs pose such a problem for the industry. Sussing out the prudent investor from the penniless one takes time and effort, two things startups can't necessarily afford when times are tough. AdvertisementIs having a zombie VC as an investor the equivalent of a scarlet letter? If a partner jumps ship from a zombie VC, startups they backed will be in a tough spot.

Persons: —, here's, Insider's Ben Bergman, Ben, it's, Alyssa Powell, Morgan Stanley, Goldman Sachs, Ray Dalio isn't, Sundar Pichai, Marissa Mayer, Yahoo's, Cory Doctorow, He's, Smashmallow, they've, Jack Teixeira, Dan DeFrancesco, Jordan Parker Erb, Hallam Bullock, George Glover, Grace Lett Organizations: Service, BI, Bridgewater, Bank of America, Trading, Google, Canadian, Singapore Locations: There's, Silicon Valley, British, Singapore, Israel, New York, London, Chicago

☆ Investors and execs eye Trump's potential return to the White House
▼ + stars: | 2024-02-26 | by ( Dan Defrancesco | ) www.businessinsider.com time to read: +7 min

AdvertisementThe 2024 presidential election seems destined to be the rematch many voters have been expecting : President Joe Biden against former President Donald Trump. So what would Trump's return to the White House mean for stocks? President Joe Biden gives remarks on the conflict between Israel and Palestine at the White House in Washington on October 7, 2023. During his speech, President Biden reiterated the United States' support for Israel. Amanda Andrade-Rhoades/For The Washington Post via Getty ImagesAmong the world's more powerful people, opinions are divided on the impact of Trump's return.

Persons: we've, Donald Trump, Donald Trump grins, Chip Somodevilla, Joe Biden, Trump, Nikki Haley, Haley, Biden, Trump's, that's, Matthew Fox, James Reilly, Amanda Andrade, Rhoades, didn't, Jamie Dimon, Dimon, Ray Dalio, Tesla, Warren Buffett, Berkshire Hathaway, Charlie Munger, Francois G . Durand, Jenny Chang, Rodriguez, Dick Costolo, Elon, Rebecca Zisser, Gen Zers, Millennials, Uber, Dow, Dan DeFrancesco, Jordan Parker Erb, Hallam Bullock, George Glover, Grace Lett Organizations: South, GOP, Trump, South Carolina GOP, Gov, Nasdaq, Capital Economics, White, Israel, Washington, Getty, Economic, CNBC, Bridgewater, Nvidia, Berkshire, SpaceX, Dow Jones, US Locations: New Hampshire, China, Capital, Israel, Palestine, Washington, United States, Russia, Ukraine, New York, London, Chicago

☆ Wall Street is loving AI while Big Tech is warning employees about how they use it
▼ + stars: | 2024-02-23 | by ( Dan Defrancesco | ) www.businessinsider.com time to read: +7 min

In today's big story, we're looking at Wall Street's love affair with Nvidia (and AI) while Big Tech still grapples with how to use the tools . Since Nvidia's GPUs sit at the center of the AI revolution, the company's success suggests the hype around the tech is warranted. One issue is bias showing up in AI tools . AdvertisementInternal documents show that Amazon is warning its employees not to use third-party generative AI tools for work , BI's Ashley Stewart and Eugene Kim report. It's an interesting acknowledgement of the risks involved with using AI tools — especially when Amazon is pitching its own chatbot to customers .

Persons: —, It's, Michael M, Tyler Le, it's, Matthew Fox, Wall, Jensen, Kathleen Brooks, XTB, BI's George Glover, Chelsea Jia Feng, — ChatGPT, Monica Melton, BI's Ashley Stewart, Eugene Kim, Paul Morigi, Jenny Chang, Rodriguez, Goldman, Joe Duran, Jensen Huang, Huang, Reddit, Sam Altman, Elon Musk, Gemini, isn't, RJ Scaringe, Rivian, Scaringe, Steve Conine, Niraj Shah, Lucas Jackson, Wayfair, Bruce Dixon, they'd, Dan DeFrancesco, Jordan Parker Erb, Hallam Bullock, George Glover, Grace Lett Organizations: Service, Nvidia, Big Tech, Getty, Nasdaq, Nikkei, GameStop, SEC, CNBC, EV, Warner Bros Discovery Inc, Hyatt Hotels Locations: Paul, New York, London, Chicago

☆ The odds of no interest-rate cuts in 2024 are growing
▼ + stars: | 2024-02-20 | by ( Dan Defrancesco | ) www.businessinsider.com time to read: +7 min

In today’s big story, we’re looking at the chances of there being no rate cuts this year, and how the markets would react. What's on deck:This story is available exclusively to Business Insider subscribers. The big storyCuts are canceledAaron Schwartz/Xinhua via Getty ImagesDon't count your chickens before they hatch and don't price in your rate cuts before they materialize. Last December, Fed Chair Jerome Powell signaled that three cuts were on the table for 2024, which he reiterated earlier this month. AdvertisementBonds could struggle, though, with further delays on rate cuts raising the risk that debt markets suffer another meltdown like they did last fall.

Persons: —, Mark Zuckerberg, Aaron Schwartz, ”, won’t, Jerome Powell, Phil Rosen, There's, BI’s Yuheng Zhan, NYCB’s, Ark's Cathie Wood, Paul Judge, Tessa Flippin, Claude Grunitzky, Gayle Jennings O'Byrne, Black VCs, Masayoshi Son, OpenAI’s, Jenny Chang, Rodriguez, Vladimir Putin, Donald Trump, Dan DeFrancesco, Jordan Parker Erb, Hallam Bullock, George Glover, Grace Lett Organizations: Service, UFC, Business, Xinhua, Getty, Federal, Paramount, Fed, Big Tech, JPMorgan Private Bank, Discover, Discover Financial, Nvidia, Opportunity, Equity Alliance, Wocstar Fund, Opportunity Fund, Equity Alliance Wocstar, Google, Walmart, Pandora, Home Locations: Japan, Ukraine, Moscow, Russia, Fox, New York, London, Chicago

☆ Exploring Ghana, With Contemporary Art as a Guide
▼ + stars: | 2024-02-05 | by ( Grace Linden | ) www.nytimes.com time to read: +1 min

In late 2022, I was invited to go to Ghana with a friend researching work by the Ghanaian artist Ibrahim Mahama, who first made a splash at the 56th Venice Biennale in 2015. We were going to Ghana to learn about the context of his work and also to understand the emerging contemporary art scene in the country. Over the past few decades, the art world has opened up beyond Europe and North America to create a more globalized market. In recent years artists like Mr. Mahama, and the fellow Ghanaians El Anatsui and Amoako Boafo have risen to prominence. We wanted to learn how that attention had affected contemporary art in Ghana.

Persons: Ibrahim Mahama, Mahama, El, Amoako Organizations: Venice Biennale, of Art, Kwame Nkrumah University of Science and Technology Locations: Ghana, Ghanaian, Venice, Europe, North America, Accra, Kumasi, Ashanti Kingdom, Tamale

☆ How to get the biggest bang for your buck while investing in dividend-paying stocks
▼ + stars: | 2024-01-29 | by ( Darla Mercado | Cfp | ) www.cnbc.com time to read: +5 min

As attractive as today's yields may look on certain dividend-paying stocks, they only tell part of the story when you're choosing names for income. Lower interest rates make other income-generating assets, including dividend-paying stocks, more attractive compared to the risk-free yields on Treasurys. Dividend stocks took their lumps during 2022 as the Fed embarked on its rate hikes – consider that the Vanguard Dividend Appreciation ETF (VIG) posted a total return of negative 9% in 2022 – and rate-sensitive income stocks in the utilities and real estate sector suffered. Check with your brokerage to make sure you have dividends reinvested as your preference for individual stocks and ETFs. Picking the right names Dividend investors are seeing 2024 as a potential rebound year for these stocks, anticipating a broadening rally.

Persons: Michael Arone, Dow, VIG, would've, Grace Lee, –, Dow Jones, Arone, Chris Hayes Organizations: SPDR, State, Federal, Dow Jones, Fed, Vanguard, CNBC Pro, IBM, Columbia, Opportunity, Walgreens, Alliance

ST. PAUL, Minn. (AP) — Wildlife officials have captured hundreds of invasive carp from the Mississippi River near Trempealeau, Wisconsin. The Minnesota Department of Natural Resources announced Friday that officials caught 296 silver carp, 23 grass carp and four bighead carp Nov. 30 in what the agency called the largest single capture of invasive carp in Minnesota to date. Agency officials said the Wisconsin Department of Natural Resources tracked six tagged invasive carp in that area of the river the week that led officials to larger schools moving upstream. There is no hard estimates of invasive carp populations in the U.S., but they are believed to number in the millions. Grace Loppnow, the Minnesota DNR's invasive carp coordinator, said the large number captured Nov. 30 is concerning but it's likely they moved upstream and didn't hatch in Minnesota waters.

Persons: Grace Loppnow Organizations: PAUL, —, The Minnesota Department of Natural Resources, Wisconsin Department of Natural Resources Locations: Mississippi, Trempealeau , Wisconsin, Minnesota, U.S

☆ They viewed 16 apartments in 3 days, and finally bought their dream home for $371,000. It wasn't even on their initial list.
▼ + stars: | 2023-10-15 | by ( Amanda Goh | ) www.businessinsider.com time to read: +8 min

Soh Jun Hao and Grace Lim bought their public housing apartment in Singapore right before the pandemic. They viewed 16 apartments in 3 days and came across their forever home by chance. HaosofGraceIt took them 16 apartment viewings to find their dream home, which wasn't even on their initial list. A screengrab from Google Maps Street View showing the couple's apartment block. Amanda Goh/InsiderThe couple's apartment faces a park, and the view from their living room is hard to beat.

Persons: Soh Jun Hao, Grace Lim, —, Jun Hao, they've, Lim, Amanda Goh, " Lim, Soh, Lim's grandmother's, it's Organizations: Service, Housing Development Board, Google Locations: Singapore, Tampines

NEW YORK (AP) — U.S. health officials on Friday recommended RSV vaccinations for moms-to-be, a second new option to protect newborns from serious lung infections. The shots should be given late in pregnancy but only during RSV season, the Centers for Disease Control and Prevention said. The RSV vaccine, made by Pfizer, should only be given between 32 weeks and 36 weeks of pregnancy. Some CDC panel members who ultimately supported the recommendation expressed reservations. Several also balked at the $295-a-dose price Pfizer has been charging for the same RSV vaccine for seniors, called Abrysvo.

Persons: ”, Mandy Cohen, Cohen, Grace Lee Organizations: —, Centers for Disease Control, Prevention, Pfizer, CDC, Associated Press Health, Science Department, Howard Hughes Medical Institute’s Science, Educational Media Group, AP Locations: — U.S, U.S

☆ Gen Z is ditching wedding traditions and embracing TikTok trends
▼ + stars: | 2023-08-31 | by ( Jennifer Ortakales Dawkins | ) www.businessinsider.com time to read: +9 min

The wedding industry is beginning to see the fallout of this shift away from tradition. That meant "wedding TikTok" — with its dancing groomsmen and videographers turned influencers — was the next best thing. "So it is time for us in the wedding industry to expand the definition of what a perfect day means." Adrienna McDermott spent nine years in the wedding industry before starting a marketing agency for wedding professionals called Ava and the Bee. "It really opened up my eyes for the power of TikTok," Lee said.

Persons: Ashley Klimper, wasn't, videographers, influencers —, who's, Klimper, Jimmy Choo, —, Vishal Joshi, Melanie Breault, She's, Stephanie Kirk, they're, fiancé, they've, Grace Lee, Birdy, Birdy Grey, Lee, Joshi, Joy, Adrienna McDermott, Ava, millennials, Zers Organizations: Service, Signet, expos, Facebook, swatch Locations: Wall, Silicon

☆ No one can agree on whether remote work is making employees more productive
▼ + stars: | 2023-08-30 | by ( Madison Hoff | ) www.businessinsider.com time to read: +4 min

A report from Goldman Sachs shows studies on remote work have had different conclusions. Results from different research studies don't seem to agree on what remote working means for productivity, a recent report from Goldman Sachs shows. AdvertisementAdvertisementThe different research cited in the report had different study designs. call centers) tended to find positive impacts of remote work," the report said. As studies examine the productivity gains — or losses — of remote work, people have been asked to make the trip back to the office.

Persons: Goldman Sachs, Jose Maria Barrero, Nicholas Bloom, Steven J, Davis, Grace Lordan Organizations: Service, London School of Economics Locations: Wall, Silicon

☆ ‘No Place for Hate in America,’ Haley Says, Recalling 2015 Church Massacre
▼ + stars: | 2023-08-28 | by ( Jazmine Ulloa | More About Jazmine Ulloa | ) www.nytimes.com time to read: +1 min

Breaking from her usual stump speech at a South Carolina town hall event on Monday, Nikki Haley paused to condemn a deadly weekend rampage in Jacksonville, Fla., that the authorities were investigating as a hate crime. “I am not going to lie to you, it takes me back to a dark place,” Ms. Haley told an audience of roughly 1,000 people gathered in a corporate campus auditorium in Indian Land. “There is no place for hate in America.”Ms. Haley was governor in 2015 when a white supremacist opened fire in an African American church in Charleston, S.C., and killed nine Black parishioners at a Bible study. Ms. Haley eventually called for the removal of the Confederate battle flag from the grounds of the South Carolina Capitol. Ms. Haley also toed the Republican Party line on guns and racism, suggesting that such violence and mass shootings could be prevented if Americans improved mental health services, abided by gun laws and rejected division and hate in their everyday lives.

Persons: Nikki Haley, “, ” Ms, Haley, Ms Organizations: Confederate, South Carolina Capitol, Republican Party Locations: South Carolina, Jacksonville, Fla, America, Charleston, S.C

☆ Return-to-office orders look like a way for elite, work-obsessed CEOs to grab power back from employees
▼ + stars: | 2023-08-24 | by ( Hasan Chowdhury | Sarah Jackson | ) www.businessinsider.com time to read: +4 min

Bosses who allowed fully remote work during the pandemic want workers back in the office, pronto. Experts say RTO orders come from elite, often male CEOs who prioritize work over work-life balance. AdvertisementAdvertisement"For most employees, life is partly work, but partly things outside work," Stanford economist Nick Bloom said. "These elite CEOs probably work 100-plus hours a week and they're much more work-focused." The mandates symbolize the sharp disconnect right now between the way CEOs and employees think about work.

Persons: Bosses, Goldman Sachs, Goldman, Mark Zuckerberg's, they'll, Grace Lordan, —, Lordan, Elon Musk, Tesla, Stanford, Nick Bloom, Bloom, Hasan Chowdhury, Sarah Jackson Organizations: Service, Meta, London School of Economics Locations: Wall, Silicon, hchowdhury, sjackson

☆ Yellowknife, Northwest Territories: The entire capital city has been ordered to evacuate as hundreds of wildfires scorch the region, officials say
▼ + stars: | 2023-08-16 | by ( Mitchell Mccluskey Aya Elamroussi | Mitchell Mccluskey | Aya Elamroussi | ) edition.cnn.com time to read: +7 min

CNN —Hundreds of wildfires burning in Canada’s Northwest Territories have prompted emergency declarations and the evacuation of the capital city of Yellowknife by road and air. Other residents have until noon on Friday, August 18, 2023 to evacuate,” Northwest Territories officials said in a news release Wednesday. Those unable to leave by vehicle can register for an air evacuation, officials said. It is anticipated the fire will reach Hay River this evening,” Northwest Territories Fire said in a Facebook update Wednesday evening. US under air quality alertThe fires burning in Canada have once again led to harmful air quality in the US, with the Minnesota Pollution Control issuing an air quality alert for Thursday and Friday.

Persons: ” Premier Caroline Cochrane, Kam, Grace Lake, ” Cochrane, ” Nadia Byrne, she’s, Byrne, ”, “, Shane Thompson, Thompson, “ Crews, Edison, Mason Bruneau, Jason Franson, Pat Kane, National Defense Bill Blair, ” Blair, Justin Trudeau, Cochrane, We’ve, Premier Caroline Cochrane, ” Trudeau Organizations: CNN, ” Premier, Engle Business, ” Northwest, ” Municipal, Territories Fire, Territories, Canadian Press, Northwest, Minnesota Pollution Control, Minnesota, National Weather Service, Minnesota -, Reuters, National Defense, Canadian Armed Forces, Canadian, Premier Locations: Canada’s Northwest Territories, Yellowknife, Alberta, Yukon, Northwest Territories, Dettah, Engle, ”, ” Northwest Territories, N’dilo, Hay, Canadian, St, Albert , Alberta, South, Grande Prairie, Canada, Minnesota, Minnesota - Canadian, Twin Cities, –

☆ Thailand's royalists foiled Harvard grad Pita Limjaroenrat's first attempt at becoming prime minister. Here's what happens now
▼ + stars: | 2023-07-14 | by ( Clement Tan | ) www.cnbc.com time to read: +2 min

Thailand's Pita Limjaroenrat may get another shot at the country's prime minister job next week. But his path to potential power remains unclear, especially if the leader of the country's Move Forward Party does not budge from his election pledge to amend a law that prohibits criticism of the monarchy. Limjaroenrat fell 51 votes short of the majority he needed from the 749 members of Thailand's bicameral National Assembly for the top job in a first parliamentary vote on Thursday. Forty-two-year-old Pita, who attended Harvard Kennedy School, will be able to stand for prime minister if nominated again by his eight-party alliance. Otherwise, Pheu Thai — the second-largest party in the eight-party coalition with Move Forward — may also put forward its own candidate from among the three candidates the party had earlier surfaced.

Persons: Thailand's Pita Limjaroenrat, Limjaroenrat, Grace Lim, Pita, Paetongtarn Shinawatra, Thaksin Shinawatra, Srettha Thavisin, Chaikasem Nitisiri Organizations: National Assembly, Senate, Moody's Investors, Harvard Kennedy School Locations: Southeast Asia's

☆ Nigeria's cost-of-living crisis is getting worse daily after an 'abrupt' fuel hike
▼ + stars: | 2023-07-07 | by ( Nimi Princewill | ) edition.cnn.com time to read: +9 min

“The hike in fuel price has caused a scarcity of passengers,” Hanwa, 50, added. “Before the hike in fuel price, Abuja to Kano was 5,500 ($7.26) but is now 8,500 ($11.22),” he said. Successive governments had carried on with fuel subsidy since its introduction in the 1970s but had also mooted deregulating the country’s oil sector. Along with soaring transport fares, food prices and costs for other essentials have skyrocketed across the country. Economist Bismarck Rewane agrees that halting fuel subsidy “makes economic sense,” but mentions that the saved proceeds from the scheme must be ploughed back into bettering the lives of Nigerians.

Persons: Hanwa, ”, ” Hanwa, Jume Hanwa, Nimi Princewill, Bola Tinubu, Tinubu, Usman Imam, “, Sam Amadi, ” Amadi, ” Fabian Grace, Grace, who’s, Fabian Grace, ” Grace, “ I’ve, I’m, Bismarck Rewane, ” Rewane Organizations: Nigeria CNN —, CNN, CNN Transport, National Petroleum Corporation, ” Travelers, Usman, Abuja School of Social Locations: Abuja, Nigeria, Nigeria’s, Nimi, Kano, Africa’s, Maraba, Nasarawa State, Edo State

☆ Starbucks' iconic coffee cup has a climate problem as mobile, drive-thru orders boom
▼ + stars: | 2023-06-03 | by ( Kaitlin Balasaygun | ) www.cnbc.com time to read: +10 min

The experience of on-the-go coffee may be reshaped if Starbucks achieves its reusable cup goal. Reusable coffee cup initiatives around the worldStarbucks has been experimenting with reusable cup concepts in markets around the world. Customers can then return their reusable cup at a participating store or by using the Starbucks app at a cup return kiosk. Even though a reusable cup option has been in place at Starbucks for over 30 years, many consumers, and Starbucks employees, remain oblivious to its existence. The future of the Starbucks' cup has broad implications.

Persons: —, Amelia Landers, Matt Prindiville, hasn't, Conrad MacKerron, MacKerron, Prindiville, IGD, Prindville, Kelly McBee, McBee, They're, Landers, Grace Lee Organizations: Starbucks, Business, CNBC, Arizona State University, Consulting, Clean Locations: Colorado, Hawaii, Taiwan, South Korea, Tokyo, Singapore, London, Geneva, Paris, Europe, Middle East, Africa, U.S, Seattle

☆ The Balenciaga Comeback Is Happening
▼ + stars: | 2023-06-01 | by ( Vanessa Friedman | ) www.nytimes.com time to read: +1 min

Demna, the mononymic designer of Balenciaga, that former harbinger of all things haute and cool that experienced a highly public fall from grace last winter, simply cannot resist a visual metaphor. So what does it say that his resort collection, released digitally on May 30, features a video of models emerging from the vaulted wooden doors of the Balenciaga headquarters on Avenue George V, walking back into the world in their shoulder pads, hoodies and beaded gowns, only to be doused by a sudden downpour? Coming three days after the end of a Cannes Film Festival in which more Balenciaga appeared on the red carpet than it had since last November, the message is pretty clear: Balenciaga is in the midst of its comeback, baby. Welcome to the next stage of The Return. Or, as Mosha Lundström Halbert called it on TikTok, the “Balenciagassance.” If the Balenciaga powers that be can pull it off, they will have added a new chapter to the story of early 21st-century cancel culture, becoming not just a case study on mismanagement in a crisis, but one on how to strategize a recovery without the public defenestration of the decision makers involved.

Persons: Balenciaga, George V, Halbert Organizations: New York Stock Exchange, Cannes Locations: Russia, Ukraine

☆ In a TikTok world, many wedding traditions don't stand a chance
▼ + stars: | 2023-05-27 | by ( Jennifer Ortakales Dawkins | ) www.businessinsider.com time to read: +9 min

☆ Comedy Is in Their (Identical) DNA
▼ + stars: | 2023-05-08 | by ( Anna Grace Lee | ) www.nytimes.com time to read: +1 min

For middle and high school, the twins attended magnet arts schools. “We had no sports teams, but we did have drugs!” Annabel said, with a jazzy emphasis. “But we were theater majors,” Sabina chimed in, walking the story back a bit. They have differing accounts of high school: Sabina says Annabel was “Miss Popular.” Annabel denies this. Sabina was a Tumblr girl who wore creepers and big T-shirts from the men’s section of Urban Outfitters.

☆ This Week’s Tiniest Social Media Drama Is About Olive Oil
▼ + stars: | 2023-04-28 | by ( Madison Malone Kircher | Anna Grace Lee | ) www.nytimes.com time to read: +1 min

There was drama this week in the olive oil business — and it unfolded on LinkedIn, the online haven of start-up feuds, oversharing and self-mythologizing odes to #founder culture. An angry post by the olive oil entrepreneur Andrew Benin caused a stir in a small corner of the internet food world, in part because it raised a slippery question: Who owns the squeeze bottle? Mr. Benin is the chief executive and co-founder of Graza, a direct-to-consumer start-up launched in 2022 that sells olive oil in squeezable, forest-green plastic bottles designed for optimal drizzling and Instagramming. Whole Foods sells it, Bon Appétit gave it a rave, and Food & Wine magazine called it a “cool kid olive oil.” As The Wall Street Journal noted this year, Graza struck a “sweet spot” in the market with its two extra-virgin olive oil bottles, the Drizzle ($20) and the Sizzle ($15). That gesture, along with posts on Graza’s blog (the “Glog,” as the company calls it), painted a picture of an enthusiastic founder.

Below, you'll find our top picks for the best banks for avoiding ATM fees. The best banks for avoiding bank ATM fees have free regional or national ATM networks, so you won't be charged for using an ATM. The Best Banks for Avoiding ATM FeesLendingClub Bank: Best online bank for avoiding domestic ATM feesConnexus Credit Union: Best credit union for avoiding domestic ATM feesChase: Best national bank for avoiding domestic ATM feesCharles Schwab: Best institution for avoiding international ATM feesTD Bank: Best regional bank for avoiding domestic ATM feesBetterment: Best online banking platform for avoiding domestic ATM feesWe've included brick-and-mortar banks, online banks, credit unions, and online banking platforms, so you can choose from a variety of options. Unlimited refunds on out-of-network ATM fees Check mark icon A check mark. You could also refer to the schedules of fees document to review ATM fees and ATM withdrawal limits."

☆ Clients like Taylor Swift and 'Euphoria' love my realistic airbrush tattoos. Here's how I built my business.
▼ + stars: | 2023-03-16 | by ( Eboni Boykin-Patterson | ) www.businessinsider.com time to read: +8 min

The way tattoos on-screen are commonly done in the entertainment industry is with a sticker. I didn't set out to airbrush tattoos, or to work in film and TV at allI started airbrushing when I was 8. Almost as soon as I started my tattoo business, I was in high demand. We started to get calls for A$AP Rocky, Zayn Malik, Chris Brown and moreI started developing my realistic airbrush tattoo business for film and television in 2009. I was credited this time, for my airbrush work on Fezco's Grandma, Kitty, on episode 1.

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