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When my dad died, I realized life insurance was a priority, but it doesn't cover everything I need. After that ordeal, I decided to up my life insurance to ensure that my family wouldn't face the same troubles if I died unexpectedly. It was important to me that — on top of paying funeral costs — my life insurance policy also covered our home's mortgage. Unlike critical illness insurance, cancer insurance only covers costs associated with cancer. While different health insurance plans offer different treatment coverages, Aflac's cancer insurance offers supplemental coverage that covers several treatment options.

Persons: I'm, doesn't, Samantha Chavarria Samantha Chavarria, she's, Read Organizations: Cancer, Aflac, Ambulance, Houstonia, Twitter Locations: Latina, Houston

Best Friends Forever Fest 2024 festival scheduleThe Best Friends Forever Fest 2024 takes place on Friday, October 11, Saturday, October 12, and Sunday, October 13, in Downtown Las Vegas. How to buy tickets for Best Friends Forever Fest 2024You can buy original 2024 Best Friends Forever Fest tickets directly through the festival's website. The prices for original 2024 Best Friends Forever Fest tickets vary depending on ticket type. The prices for 3-Day Best Friends Forever Fest resale tickets begin at $257 on Vivid Seats and $202 on StubHub. The 2024 Best Friends Forever Fest has an incredibly exciting lineup for emo and indie rock music fans.

Persons: we've, Algernon Cadwallader, Braid, Mary, Rainer Maria, Piebald Organizations: Business, Fest, Downtown, Cap'n Jazz, Sunday, Vivid, concertgoers, PLUS, Jazz, American Football, City Devils, Drug Locations: Las Vegas, Downtown Las Vegas, wristbands, Indian, Unwound

Learn moreI'm on a perpetual hunt for the perfect office-appropriate gym bag. Ever been stuck in an elevator with your company's higher-ups while carrying a banged-up gym bag? UPDATE: It's been over a year-and-a-half since I started using the Dagne Dover Landon Carryall, and I've tested many more gym bags in the meantime. Below you can see the interior of the size small carryall, which has less space, but a similar organizational structure. The bottom line:If you need a gym-to-office bag, the Landon Carryall is the one you should be looking at.

Persons: Dagne Dover's Landon Carryall, It's, —, Talia Ergas, Dover Landon Carryall, I've, Landon Carryall, Dagne, Dagne Dover, Ellen Hoffman, Landon, it's Organizations: Business, Service, packer, Dagne Dover Organization, Allyn Tote

The Federal Reserve cut interest rates in its September meeting. With inflation starting to level off and the Fed cutting interest rates in its September 18 meeting, many experts believe rates have only just started dropping. After all, lower rates help consumers save when they borrow money, but they also translate to lower rates on savings accounts and money market accounts. For example, borrowing money at lower rates can make it easier to purchase a home, finance a car, or start a business. Lower interest rates can also help potential homebuyers buy a pricier home, since less of the mortgage payment they qualify for goes toward interest each month.

Persons: It's, Jennifer Beeston, it's, Beeston, Stephen Kates, Cliff Ambrose, Ambrose, Lawrence D, doesn't, Holly Johnson Freelance, Holly Johnson, Johnson Organizations: Federal Reserve, Savings, Apex Wealth, U.S . News, Club Locations: RetireGuide, U.S

The Fed cut interest rates in its September meeting, which is the first cut in years. Experts say not to rush to action with your cash savings — but start doing some research. But, the Fed finally cut interest rates by 50 basis points at its meeting on September 18 — the first rate cut since March 2020. This is true now, but it will be just as true if the Fed continues to drop the federal funds rate in the future. However, interest rate increases could lead to having to sell the note on the secondary market at a loss.

Persons: Robert Farrington, Paul Miller, Andrew Crowell, D.A, Davidson, Joseph DiSanto, DiSanto, doesn't, Holly Johnson Freelance, Holly Johnson, Johnson Organizations: Federal Reserve, Fed, The, Investor, Miller & Company, Barclays, U.S . News, Club Locations: U.S

☆ The Notre Dame football team captain shared his daily routine during fall camp. He takes a 45-minute nap and listens to Adele to recharge.
▼ + stars: | 2024-09-20 | by ( Nandini Maharaj | ) www.businessinsider.com time to read: +7 min

Read previewAs college football season kicks off, fans are getting an unprecedented look at the lives of the Notre Dame Fighting Irish football team in a new docuseries "Here Come the Irish," streaming on Peacock. He's excited for fans to see the highs and lows they go through as a team and what makes them more than just football players. Fall camp means long hours dedicated to footballBefore the season starts, players attend fall camp, which begins in August and lasts three to four weeks. There's time for a mid-day nap to rechargeAfter practice, the players have a 45 to 60-minute break. The day continues with more training until 8 p.m.During team meetings, they recap what happened earlier in the day.

Persons: —, Marcus Freeman, Lou Holtz, Benjamin Morrison, Riley Leonard, Morrison, That's, It's, Adele, we've, Freeman, Nandini Maharaj Organizations: Service, Notre Dame Fighting Irish, Fighting Irish, Business, Irish, Hamilton

The Barclays 6 Month Online CD is paying 5.10% APY, but it may not be for long. This is because CD rates are directly impacted when the Federal Reserve changes rates. Most notably, the well-known online bank Barclays Bank still has a 6-month CD paying 5.10% annual percentage yield (APY) on a 6-month CD, but it may not be for long. How to earn 5.10% APY on a Barclays CDSince Barclays is an online-only bank, you'll have to apply for the Barclays 6 Month Online CD online. She edits and updates articles about banks, checking and savings accounts, CD rates, budgeting, and general saving.

Persons: you'll, Sophia Acevedo, Sophia, Axel Springer, Education Sophia Organizations: Fed, Barclays, Federal Reserve, Barclays Bank, Business, Finance, Bank, Savings, Education, California State University Fullerton, National Association of Hispanic Journalists, Angeles Locations: California

☆ Child-free spaces, dirty looks on planes and ‘breeders’: Why people seem so annoyed by kids in public
▼ + stars: | 2024-09-19 | by ( Harmeet Kaur | ) edition.cnn.com time to read: +12 min

CNN —In some corners of society, there appears to be a shift in the way people talk about kids. Every so often, a provocative social media post sets off predictably polarizing discourse about the presence of children in daily life. The implication (joking or otherwise) is that children are a nuisance and adults shouldn’t have to endure them if they don’t want to. The people behind them aren’t part of some organized movement nor are they actually lobbying for the exclusion of children from public spaces. Rather, Berg understands online disdain for kids partly as a performative response to rhetoric from political and religious conservatives.

Persons: snarkily, ”, shouldn’t, Mariah Maddox, —, Elinor Burkett, Boon, “, Lisa Belkin, Jason Lancaster, Anastasia Berg, Rachel Wiseman, Berg, JD Vance’s, Pope Francis, aren’t, Jessica J, June Carbone, Carbone, ” Carbone, Yolanda Williams, glared, ” Williams, Lauren Kavan, She’s, Kavan, ‘, ’, Jessica Calarco Organizations: CNN, Friendly, New York Times Magazine, University of Wisconsin, Madison, “, tote Locations: Ohio, Nebraska, Berg

Business vs. personal bank account interest rates at brick-and-mortar banks*Regional differences are possible at Regions Bank. Rates are as of July 22, 2024.Business vs. personal bank account interest rates at online banksPersonal bank accounts at online banks generally pay more than their business banking options. Business vs. personal bank account interest rates at credit unionsCredit unions also tend to offer competitive rates on business and personal bank accounts. Comparing account fees and accessibilityOpening a business bank account involves more documentation than opening a traditional bank account. Business vs. personal banking FAQsWhy might business savings accounts offer different interest rates than personal accounts?

Persons: you'll, Sophia Acevedo, Sophia, Axel Springer, Education Sophia Organizations: U.S . Bank, Business, Regions Bank, American, Consumers Credit Union, Federal Reserve, Finance, Bank, Savings, Education, California State University Fullerton, National Association of Hispanic Journalists, Angeles Locations: Florida, Alabama, U.S, Illinois, Wisconsin, California

But if you don't have the best pumpkin carving tools, the end result probably won't be what you'd hoped for. We researched dozens of pumpkin carving tools to find ones that are durable, practical, and useful for specific carving needs. AdvertisementOur top picks for the best pumpkin carving kitsBest overall: Elmchee Halloween 13-Piece Professional Kit - See at AmazonBest budget: The Ultimate Pumpkin Carving Kit - See at AmazonBest for detail work: Augsen Wood Carving Knife Set - See at AmazonBest with molds: Fenvella Pumpkin Carving Kit - See at AmazonAdvertisementBest overallElmchee Halloween 13-Piece Professional Kit No matter what style of pumpkin carving you'd like to try, the Elmchee Halloween 13-Piece Professional Kit has the tools that you'll need. AdvertisementBest budgetFunWorld Ultimate Pumpkin Carving Kit With all the pumpkin carving basics included, the Ultimate Pumpkin Carving Kit's real appeal is its price Check price at Amazon What we like Check mark icon A check mark. AdvertisementBest with moldsFenvella Pumpkin Carving Kit The Fenvella Pumpkin Carving kit includes 21 stainless steel stencils for fool-proof designs.

Persons: you'll, you've Organizations: Business, Amazon

Santana’s 2024 Las Vegas residency begins on October 30 and continues for another seven performances through November 10. Date City StubHub prices Vivid Seats prices Time October 30, 2024 Las Vegas, Nevada $82 $85 7 p.m. October 31, 2024 Las Vegas, Nevada $72 $77 7 p.m. November 2, 2024 Las Vegas, Nevada $111 $113 7 p.m. November 3, 2024 Las Vegas, Nevada $110 $113 7 p.m. November 6, 2024 Las Vegas, Nevada $88 $94 7 p.m. November 7, 2024 Las Vegas, Nevada $104 $115 7 p.m. November 9, 2024 Las Vegas, Nevada $110 $116 7 p.m. November 10, 2024 Las Vegas, Nevada $110 $129 7 p.m. How to buy tickets for Santana 2024 concert tourYou can buy original tickets to see Santana’s 2024 concert tour through Live Nation. Ticket prices for Santana's Las Vegas concerts are reasonable compared to similar acts with residencies in the city. While Santana's House of Blues Las Vegas residency isn't offering any VIP tickets, there are VIP add-ons and extras available.

Persons: Santana, Carlos Santana, we’ve, Maria Maria, group's, they'll, there's Organizations: Business, Blues Las Vegas, Blues Las, Blues, Las, Santana, Mandalay, Santana's Las, Vivid, Santana's, Blues Foundation, showtime Locations: Vegas, Mandalay Bay, Las Vegas, Mandalay, Vegas , Nevada, Santana's Las Vegas, Blues Las Vegas, Las Vegas , Nevada

We have also focused on using our favorite strategy to save on travel — using travel rewards credit card points to get some of it for free. While we mostly rely on airline miles to save money on travel, we also use flexible rewards points and hotel points for some aspects of our plans. My husband's birthday trip to MemphisI was able to book my husband a surprise weekend getaway for his 45th birthday this year using credit card rewards. Still, using rewards to take the sting out of what would otherwise be an expensive trip feels like a win when it makes sense. My whole travel plan also underscores something I have believed about the world of travel rewards for a long time.

Persons: Billy Strings, Rewards, Miles, Billy Organizations: Service, Delta Reserve American, Chase, Hyatt, Hyatt Centric, Hyatt Credit Locations: Memphis, Memphis , Tennessee, Delta, Caribbean, Indianapolis, Delta Comfort, FedExForum

Many said he failed to acknowledge the real reason many grandparents don't help with childcare more: They can't afford to. Many American families are stuck between a retirement crisis and a childcare crisis, with young parents unable to help their own parents — and vice versa. The childcare crisis meets the retirement crisisSandra, 51, has been dealing with both childcare and eldercare challenges over the past year. "And that would help parents who want to stay home and care for kids; it would also help grandparents who want to help care for kids while their parents are working." AdvertisementRachidi also said that revisiting the usefulness of regulations around informal care — settings like friend and family care — should be on the table, too.

Persons: Linda C, Donald Trump, Joe Biden, Sen, JD Vance, Linda, I'd, Vance, Trump, she's, —, Taylor Van Kirk, Van Kirk, Sandra, grandpa, Elliot Haspel, Haspel, Kamala Harris, Jennifer Baker, they'd, that's, Baker, who's, Angela Rachidi, Rowe, Rachidi, Connie Adler, Adler, Vance's Organizations: Service, Democratic, Business, AARP, Capita, American Enterprise Institute, asheffey Locations: California, Sweden, Arizona

☆ I paid for my engagement ring, and my husband picked out my wedding dress. We've always gone against gender norms.
▼ + stars: | 2024-09-14 | by ( Wendi Gordon | ) www.businessinsider.com time to read: +4 min

From the beginning, nothing about my relationship with my husband, Steve, was "normal." My husband didn't propose to me, and I didn't propose to him; there was just a mutual assumption that we would get married and spend the rest of our lives together. Our wedding was uniqueWe first went to a local jewelry store to buy my engagement ring and our wedding bands. We didn't worship together and rarely met the members of each other's churches. We're ignoring social norms like we always have because it always worked for us.

Persons: Steve, didn't, we've Organizations: Service, Business, Lutheran Theological Seminary Locations: Gettysburg, Pennsylvania, New Orleans, Mississippi, I've

☆ I'm 43 and my honeymoon was the only time I traveled without my parents. Now that I'm divorced, I'm trying solo travel.
▼ + stars: | 2024-09-13 | by ( Jane Ridley | ) www.businessinsider.com time to read: +5 min

The one time she didn't join me was the honeymoon I spent with my former husband in 2008. I never went on vacation with girlfriendsBefore and after my marriage, I spent every break with the people who raised me. Around his mid-50s, he decided he didn't like traveling much and generally preferred to stay at home. But Mom went ahead and enjoyed herself, thinking it was funny. Meanwhile, I'm turning 44 in November and have decided to celebrate with a trip to Bali.

Persons: —, Minreet Kaur, I'd, I've, Kaur, We've, Mom, I'm Organizations: Service, Business Locations: Sri Lankan, Kandy, North Wales, Canada, India, Europe, Valencia, Las Vegas, Abu Dhabi, Cyprus, Sri Lanka, Japan, Bali

☆ My mom lives rent-free in my house. I love the childcare support, but setting household expectations makes me want to throw up.
▼ + stars: | 2024-09-13 | by ( Emylee Williams | ) www.businessinsider.com time to read: +6 min

My mom moved in when she was 55, admittedly a little early. Even though my mom is now working full-time, our multigenerational setup still works for our childcare needs and her financial goals. AdvertisementLogisticsWhen my mom moved in, there was a learning curve, and still is, as to where everything goes. My mom moved around and whittled her belongings down, but somehow, she filled three rooms at my house and a storage unit. I see my mom having so many special moments with our daughter.

Persons: —, We're, I've, We've Organizations: Service, Business, Costco

☆ My 56-year-old mom lives rent-free in our house. She contributes by doing chores and childcare, but communicating expectations can be hard.
▼ + stars: | 2024-09-13 | by ( Emylee Williams | ) www.businessinsider.com time to read: +6 min

Persons: —, We're, I've, We've Organizations: Service, Business, Costco

However, there are still a few avenues for how to buy Lionel Richie tickets for his 2024 Las Vegas residency. Lionel Richie 2024 tour scheduleLionel Richie is playing 13 shows at the Encore Theater at Wynn Las Vegas throughout the fall of 2024. Date City StubHub prices Vivid Seats prices Time September 18, 2024 Las Vegas, Nevada $228 $229 8 p.m. September 21, 2024 Las Vegas, Nevada $180 $256 8 p.m. September 25, 2024 Las Vegas, Nevada $205 $184 8 p.m. September 27, 2024 Las Vegas, Nevada $247 $256 8 p.m. October 9, 2024 Las Vegas, Nevada $192 $173 8 p.m. October 11, 2024 Las Vegas, Nevada $150 $153 8 p.m. October 12, 2024 Las Vegas, Nevada $189 $189 8 p.m. November 6, 2024 Las Vegas, Nevada $88 $93 8 p.m. November 8, 2024 Las Vegas, Nevada $90 $92 8 p.m. November 9, 2024 Las Vegas, Nevada $176 $175 8 p.m. November 13, 2024 Las Vegas, Nevada $167 $159 8 p.m. November 15, 2024 Las Vegas, Nevada $150 $153 8 p.m. November 16, 2024 Las Vegas, Nevada $184 $173 8 p.m. How to buy tickets for Lionel Richie 2024 concert tourYou can buy standard original tickets to Lionel Richie’s 2024 Las Vegas residency shows on Ticketmaster. VIP tickets are also available for Lionel Richie's 2024 Las Vegas concert dates.

Persons: Lionel Richie, Richie, ” “, “ Penny, Lionel Richie’s, we’ve, Lionel Richie's, Lionel Richie doesn't, he's, it's, Long Organizations: Business, Commodores, Las, Hearts Las Vegas, Wynn Las, Vegas, Ticketmaster, Richie's, Vivid, Las Vegas, showtime Locations: Las Vegas, Wynn Las Vegas, Vegas, CT, Vegas , Nevada

While the concert's dates are quickly approaching, there are still a few avenues for how to buy Life is Beautiful Block Party tickets. The 2024 Life is Beautiful Block Party is split between two stages, with no overlapping sets from musicians and lower ticket prices for Life is Beautiful. Life is Beautiful Block Party 2024 festival scheduleThe 2024 Life is Beautiful Block Party starts on September 27 at 5 p.m. CT. On the first day, seven artists will perform across two different stages. How to buy tickets for Life is Beautiful Block Party 2024You can buy original tickets to the 2024 Life is Beautiful Block Party on the festival's website. The cheapest original 2024's Life is Beautiful Block Party tickets begin at $149 for Friday-only or Saturday-only General Admission passes.

Persons: Peggy Gou, James Blake, Thundercat, we've, Jamie XX, Neil Frances, John Talabot, Toro Y Moi, Fifi Organizations: Business, Block, Downtown, Arts District, Vivid Locations: Vegas, Downtown Las Vegas, Las Vegas

☆ Chair yoga is not just for older people. It’s good for everyone, especially the desk-bound
▼ + stars: | 2024-09-03 | by ( Melanie Radzicki Mcmanus | ) edition.cnn.com time to read: +6 min

Chair yoga is traditional yoga performed while sitting in or using a chair. Many people assume it’s an exercise for older adults, as chair yoga classes often target this demographic. But chair yoga is great for everyone, no matter your age, especially if you’re glued to your desk most of the day. Scores of companies also offer free chair yoga to their employees specifically for stress reduction and improved health. Chair yoga, such as seated twists, is traditional yoga performed while sitting in or using a chair.

Persons: That’s, Stacie, ” Dooreck, Dooreck, Ansley Davis, ” Davis, “ It’s, “, you’re, Davis, Tatyana Maximova, Melanie Radzicki McManus Organizations: CNN’s, CNN, Healthcare, San Francisco Bay Area Locations: Larkspur , California, San Francisco Bay, Chicago

☆ Instead of spending money on camp or day care, I kept my daughter home this summer. We got more quality time, but it was harder to work.
▼ + stars: | 2024-08-24 | by ( Evan Porter | ) www.businessinsider.com time to read: +6 min

We'd been too overwhelmed to track down summer camps and get on registration wait lists, and spots were starting to fill up. AdvertisementNo summer camp, no formal childcare at all. Most day camps in our area run at least $200 for a week (and that's being conservative). AdvertisementTo make matters worse, our daughter just didn't seem overly thrilled about most of the camp options out there. The author kept his daughter home from summer camp or day care this summer.

Persons: Evan Porter Organizations: Service, Business Locations: Atlanta

☆ I spend $1,300 a year on credit-card fees to get big travel perks. Here are ones I swear by and which I won't pay for again.
▼ + stars: | 2024-08-22 | by ( Jamie Davis Smith | ) www.businessinsider.com time to read: +6 min

I'm a frequent traveler spending $1,300 a year on credit card fees to get great perks. My United℠ Explorer Card card has gotten me priority boarding but I'm not sure I want to keep it. For years, I prided myself on using no-fee credit cards that offered a small amount of cash back on purchases. But I changed my mind once I started traveling more and learning about the perks some credit cards offered. Here are my favorite travel card perks, plus a few I've enjoyed but would be OK losing.

Persons: I'm, —, I've, Taylor Rains Organizations: American Express, Service, Honors, Chase, United, United Club Locations: New Delhi, Washington, DC

We've got you covered if you're looking for how to get tickets to Sabrina Carpenter's 2024 tour. How to buy tickets for Sabrina Carpenter 2024 concert tourWhen the shows originally went on sale, you could buy standard original tickets to Sabrina Carpenter's 2024 concert tour on Ticketmaster. Tickets to Sabrina Carpenter's Short n' Sweet Tour are also available from verified resale ticket vendors such as StubHub and Vivid Seats. 17 international tour dates are already scheduled for Sabrina Carpenter's Short n' Sweet Tour. Here's a breakdown of the international tour dates confirmed for Sabrina Carpenter's tour:

Persons: Sabrina Carpenter, Taylor Swift, Carpenter, Sabrina Carpenter's, We've, It's, Sabrina, Griff, Declan McKenna, Rachel Chinouriri Organizations: Business, UT, Ticketmaster, Dublin, San, Vivid Locations: Mexico, South America, Australia, New Zealand, Columbus , Ohio, North America, Europe, Milan, United States, Canada, Inglewood , California, San Francisco , CA, Columbus, Toronto, ON, Detroit, MI, York City, NY, Brooklyn, Hartford, Boston, Baltimore, Philadelphia, Montreal, Chicago, Minneapolis, Nashville, TN, St, Louis, Raleigh, NC, Charlottesville, Atlanta, Orlando, Tampa, Houston, Austin, Dallas, Denver, Salt Lake City, Vancouver, BC, Seattle, WA, Portland, San Francisco, San Diego, Phoenix, AZ, Los Angeles, CA, Inglewood, Dublin, Ireland, Birmingham, England, London, Glasgow, Scotland, Manchester, Paris, France, Berlin, Germany, Brussels, Belgium, Amsterdam, Netherlands, Italy

☆ Résumé gaps don't have to kill your job search — here's what to say about them
▼ + stars: | 2024-08-10 | by ( Tim Paradis | ) www.businessinsider.com time to read: +6 min

"He was my best friend," Salemi told Business Insider. Salemi isn't alone in having a résumé where the end of one job doesn't align neatly with the start of the next. The pandemic poked holes in workThe trick to dealing with résumé gaps is to have an explanation, career experts told BI. Julia Toothacre, chief career strategist at ResumeTemplates.com, told BI that her advice on résumé gaps is far different from what she would have said a decade ago. Salemi, from Monster, said in her experience more job seekers have gaps than don't.

Persons: Vicki Salemi's, Salemi, she'd, Salemi isn't, quagmire, Julia Toothacre, Toothacre, what's, it's, doesn't, Lee Woodrow Organizations: Service, Business, LinkedIn

See how we rate credit cards to write unbiased product reviews. I grew up in poverty, but as I started my financial journey, I benefited from cash-back credit cards. While travel rewards cards may offer better overall rewards, cash-back cards make small splurges easy. Many cash-back cards come with a sign-up bonus as well — often up to $200 extra. Business Insider's pick for the best cash-back credit card for everyday use is the Chase Freedom Unlimited®.

Persons: —, I've Organizations: Service, Chase Locations: U.S, I'm

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