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"Natural talent is overrated," Grant, a bestselling author and psychology professor at the University of Pennsylvania's Wharton School, recently told CNBC's "Squawk Box." And I think that leaves us to really underestimate the slow learners, the late bloomers." Those "slow learners" develop such traits by necessity from an earlier age, priming them well for achievement later in life, he added. Late bloomers also tend to be particularly skilled at turning weaknesses into strengths, and if you can master something you're bad at, you're well-equipped to handle most types of challenges, Grant told "Squawk Box." "The feeling that something is uncomfortable is a signal that you're about to learn something new," Grant told the New York Times last month.
Persons: Adam Grant, bloomer, Grant, CNBC's, prodigies, you've, they're, Mark Cuban, Grant's, Cuban, I've, Warren Buffett Organizations: University of Pennsylvania's Wharton School, New York Times, Research
Shake Shack this week announced that it will give out free chicken sandwiches if a player celebrates scoring a touchdown by doing the chicken dance. However, unlike other recent fast food giveaways, there's no language in the terms and conditions limiting you to one free Chicken Shack during the promotional period. To activate the deal, you can create your order via a kiosk at a Shake Shack location or using the restaurant's app. You'll need to add the chicken sandwich to your order before checkout in order for the deal to be applied. Shake Shack just last month introduced a hot chicken version of its classic sandwich, topped with hot peppers as well as a cherry pepper slaw.
Persons: Taylor Swift, Shack, Warren Buffett
A little over a year after Spotify first added audiobooks to its platform, the music streamer is making more than 200,000 titles available to its premium subscribers. Users who pay for ad-free access to the service will now be able to listen to 15 hours worth of audiobooks per month. Previously, users had to pay to access audiobooks within the Spotify app. In a release announcing the new perk, Spotify said the 15-hour limit "should get you around two average audiobooks per month." Students, meanwhile, can sign up for Spotify Premium for $5.99 per month.
Persons: Britney Spears, Bonnie Garmus, Stephen King's, Warren Buffett Organizations: Spotify, CNBC, New York Times
Another big boost to your workplace happiness may be how well you get along with your colleagues. Having great co-workers was a common theme among the top three companies with the happiest employees, according to the latest ranking from Comparably, an employee reviews site. 3 Uber, one employee writes that "what make me happiest at work is the people." Notably missing from the company list are many tech giants including Google, Meta and Microsoft, which continued their descent from previous years and fell off the top 100 happiest companies list in 2023. Smaller organizations that top Comparably's happiest companies, meanwhile, are "able to get and act on feedback very quickly and be more adaptable to what their employees are saying," Herring adds.
Persons: Chad Herring, Herring, that's, Warren Buffett Organizations: Employees, Boston Consulting, Google, Meta, Microsoft Locations: California
The 82-year-old co-founder of hunting manufacturer Air Boss Outdoors joined up with his business partner, Keith Lindsey, to pitch a product called the Krapp Strapp on Friday's episode of ABC's "Shark Tank." The Krapp Strapp is a weatherproof strap designed to help hunters, campers and outdoorsmen relieve themselves more comfortably. Cuban gave Legg and Lindsey similar feedback, saying he'd only make them an offer if everyone else's proposals were "nasty." The Krapp Strapp duo accepted, garnering praise from Cuban. "Now, you two [Greiner and John] can say you help people do the deuce outdoors," Legg said, on his way out.
Persons: Bob Legg, Keith Lindsey, It's, Lindsey, Legg, Legg chimed, Mark Cuban's, Robert Herjavec, Kevin O'Leary, Strapp, Herjavec, he'd, Lori Greiner —, Daymond John, Greiner, Bob, Cuban, John, Warren Buffett Organizations: Air, Outdoors, CNBC, Cuban Locations: U.S, Jacksonville , Texas
At job interviews, he screens for self-reflection by asking about past failures and what you, the candidate, would do differently next time. A good answer walks the hiring manager through your thought process so they can see how you evaluate opportunities and solve problems. But if you don't have that skill set, it is much harder to," Lubetzky tells CNBC Make It. Particularly those in [Gen-Z] that develop self-reflection skills will outperform those who don't." Daniel Lubetzky , the billionaire founder of Kind Snacks and frequent guest judge on ABC's "Shark Tank," looks for a green flag when he's hiring: the ability to self-reflect.
Persons: Daniel Lubetzky, Lubetzky, Jerry Colonna, Claire Hughes Johnson, Juliette Han, Han, Warren Buffett Organizations: CNBC, Google, Columbia Business School
Dealing with rejection is tough, but it's a necessary skill to master if you want to be successful, according to billionaire John Paul DeJoria. "Be ready for a lot of rejection," DeJoria tells CNBC Make It. "If you're prepared and you know you're going to get a lot of rejection, then it's not going to affect you. Put together, the three experiences show that rejection is inevitable, says DeJoria: "Whether you start a business or not, there's rejection. You're going get it in your personal life and in your business life."
Persons: John Paul DeJoria, it's, It's, Paul Mitchell, DeJoria, hairstylist Paul Mitchell, Patrón, Jenny Wang, Warren Buffett Organizations: CNBC, Bacardi Limited Locations: Houston
Today, the very same side hustle, called Invalid.jp, brings in more than $500,000 per year . A popular video of Invalid.jp's light-up stickers, posted in 2022, led to $38,000 in sales in a single day, Siu says. "A lot of times, people I talk to trying to start businesses only try for four or five months and [quit when] it doesn't work," Siu tells CNBC Make It. You can figure out what's trending by looking on Amazon or TikTok, or you can film and post videos and see if it goes viral. When you're doing a side hustle, you're going to be working 24/7.
Persons: Siu, Jason Siu, they've, He's, TikTok, he's, I've, Warren Buffett Organizations: University of Hawaii, CNBC Locations: Manoa, Honolulu ., AskMakeIt@cnbc.com
Wharton organizational psychologist Adam Grant recently told CNBC's "Squawk Box" about an 'amazing' cover letter he read a few years ago, where the applicant did not have all the qualifications listed. Instead of ignoring her weaknesses, she addressed the elephant in the room by admitting that she was "not quite the fit." I don't have the years of experience and I don't have these skills," Grant said the cover letter read. "She got the job [after that cover letter] and she crushed it." Some of the most in-demand soft skills like time management and critical thinking can be developed in non-position-specific experiences that you can instead demonstrate in your cover letter.
Persons: Wharton, Adam Grant, CNBC's, Grant, Ian Siegel, Markman, Nic Fink, Fink, Warren Buffett Organizations: CNBC, Harvard Business
The death of downtowns
  + stars: | 2023-10-31 | by ( Dan Defrancesco | ) www.businessinsider.com   time to read: +7 min
NEW LOOK Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . But the number of empty storefronts overwhelming downtowns isn't just a product of the post-pandemic world. When it comes to local downtowns, not all small businesses are created equally. A homebuilder executive breaks down the do's and don'ts that've helped her clients lower rates from 8% to 4.875%.
Persons: , that's, Tyler, Insider's Adam Rogers, it's, Adam, Justin Sullivan, It's, Lucas Jackson, Elon Musk, Joel Saget, Sheldon Cooper, Getty Images Elon, X, Daniel Rizea, Haley Rosen, Marie Donoghue, Rosalyn Durant, don'ts that've, Heidi Klum's, Jayne Withers, Zers, Dan DeFrancesco, Naga Siu, Hallam Bullock, Lisa Ryan Organizations: Service, New York Stock Exchange, Getty, Getty Images, Apple, Google, ESPN, NFL, NBA, Walmart, Workers, Fed, Pfizer, Samsung Locations: National, New York, AFP, New York City, San Diego, London
Rising interest rates have slammed the breaks on America's housing market, with home sales down 15.4% year-over-year in September, according to the National Association of Realtors. By controlling the financing, they can offer yesterday's mortgage rates, saving customers tens of thousands of dollars and moving inventory in the process. Tawn Kelley, president of financial services at homebuilder Taylor Morrison, told Insider that financing is an essential part of the home-selling puzzle. Then, there are forward commitments, another way to prepay interest rates that allows a homebuilder to pay down more of it. There are also float downs, which allow purchasers who lock in a mortgage price to reduce their interest rates if mortgage rates get smaller over the course of their mortgage lock.
Persons: Tawn Kelley, homebuilder Taylor Morrison, Kelley, Taylor Morrison, Devyn Bachman, John Burns, Taylor Morrison's, it's, they've, homebuyers, Kurt Carlton Organizations: National Association of Realtors, Census, Finance Locations: homebuying, homebuilding
Mark Cuban may have made his billions as an entrepreneur and investor — but he's received some of his best advice from athletes. It's powerful, Cuban explained, because it applies to every field, from sports and sales to computer programming and creative writing. "Whatever it may be, you've got to keep doing it and doing it," said Cuban, who owns the NBA's Dallas Mavericks. "A lot of people, particularly in sports, but in life as well, they take the shortcuts always," said Cuban. To an extent, he's been practicing it his entire life, particularly as an entrepreneur.
Persons: Mark Cuban, , he's, Basketball Hall of Famer Dirk Nowitzki, Cuban, you've, Warren Buffett Organizations: Basketball Hall of Famer, GQ, Dallas Mavericks, Brown University, Cuban, CompuServe, Yahoo, Bloomberg Locations: Cuban, Pittsburgh
While there's not much you can do about the Fed raising interest rates, you do have some control over improving your credit score. With rising interest rates, having a good credit score is crucial to keeping costs down since it can save you hundreds of dollars in monthly debt expenses. To improve your credit score, make sure you make debt payments on time and have a wide variety of credit, while using the credit you have only sparingly. Depending on your outstanding debt, improving your credit score by 100 points can save you hundreds of dollars. Monthly interest for a credit cardFor credit cards, having a credit score of 630 could qualify you for an APR around 24%, according to Investopedia data.
Persons: there's, you'd, Warren Buffett Organizations: Federal Reserve, New York Fed
The 70-year-old waffle brand has teamed up with vacuum maker Bissell to introduce a one-of-a-kind cleaning device: the EggoVac. Put simply, the EggoVac is a Bissell SpinWave R5 cleaner with a breakfast-inspired makeover. The round robot has been designed to look like a toasted Eggo waffle covered in butter and syrup, with the brand's iconic yellow and red iconography lining its edges. The frozen waffle brand turned heads in August with its "Brunch in a Jar" liqueur. The 40 proof drink — a follow-up to last year's similarly boozy Eggo Nog — claimed to have "the delicious flavor of toasty Eggo waffles drizzled in syrup."
Persons: Bissell, franken, Theresa Junkunc, Joe Beauprez, Eggo, Nog —, Warren Buffett
Starting a YouTube channel can be a heavy lift but can have big marketing benefits. "My clients joke around that if you have a question, I've probably got a YouTube video on it," Liszewski said. Maximize the SEO benefitsOne of the best ways to grow your YouTube channel — and business — is to tap into its SEO potential. While monetization can be a nice perk (and help offset any costs associated with creating YouTube videos), Liszewski said it shouldn't be the primary goal for business owners using YouTube as a marketing channel. Charon swears by batching her YouTube content creation.
Persons: SBOs, , Mariah Liszewski, Liszewski, she's, Mariah, Dielle, Charon, she'd, She's, I've, soley, she'll, shouldn't, batching Organizations: Small, Service, Mariah Magazine, YouTube
Being a solid coder isn't going to cut it at Citadel Securities anymore. Citadel Securities, which generated about $7.5 billion in revenue last year, is now focused on hiring thoughtful technologists who drive commercial outcomes for the firm. We're looking for people who can drive a big commercial impact for the firm," Aaron Moss, head of technology recruiting for Citadel Securities, told Insider. In one recent case, Citadel Securities extended an offer to a promising young intern, even though the hiring manager had been looking for a more experienced hire. "The industry is getting very high level with things like AI, which push people even further away from that understanding," Neff told Insider.
Persons: Ken Griffin, Aaron Moss, Josh Woods, It's, Olga Naumovich, Jayson Bevacqua, opportunistically, Damien Neff, it's, Neff, Costas Bekas, extroverts, Bekas, didn't, Moss Organizations: Citadel Securities, Citadel, Solaris Search, LinkedIn Locations: Miami
Every year, around 2.4 million people in the UK get food poisoning– mostly from viral or bacterial contamination. Eating outdoorsI rarely eat alfresco – whether picnics or barbecues – as the risk of food poisoning goes up when food is taken outdoors. For barbecues, meat needs to be thoroughly cooked, and a meat thermometer is a good investment to avoid food poisoning. AdvertisementAdvertisementIt is also possible to pick up food poisoning from eating any raw shellfish (clams, mussels, whelks, cockles). The benefits of being a microbiologist are that we know how to avoid food poisoning and, in return, people have confidence our cooking is very safe to eat.
Persons: Primrose Freestone, , I'm, Silas Stein, Lisa Marion Smith, Francisco Bonilla Organizations: Service, Getty, US Centers for Disease Control, Reuters, University of Leicester Locations: San Pancho, vibriosis
An Apple logo is pictured outside an Apple store in Lille, France, September 13, 2023. REUTERS/Stephanie Lecocq/File Photo Acquire Licensing RightsCompanies Apple Inc FollowBRUSSELS, Sept 26 (Reuters) - EU industry chief Thierry Breton on Tuesday called on Apple (AAPL.O) CEO Tim Cook to open up the iPhone maker's fiercely guarded ecosystem of hardware and software to rivals. "The next job for Apple and other Big Tech, under the DMA (Digital Markets Act) is to open up its gates to competitors," Breton told Reuters. "Be it the electronic wallet, browsers or app stores, consumers using an Apple iPhone should be able to benefit from competitive services by a range of providers," he said. Breton also took aim at Apple's arguments that security and privacy issues are the reasons why it has a closed ecosystem.
Persons: Stephanie Lecocq, Thierry Breton, Tim Cook, Cook, Breton, Foo Yun, Mark Potter Organizations: Apple, REUTERS, Apple Inc, Big Tech, Reuters, Thomson Locations: Lille, France, Brussels, EU
To date, he has amassed 28 single- and multi-family homes that were worth over $28 million at their time of purchase. This is when the seller provides the loan, allowing the buyer to skip the bank and instead give the monthly payment with interest to the seller. In this instance, the lender will provide the down payment in exchange for either equity in the deal or monthly payments over time. If he has an $8,000 return, he must deduct $5,000 on mortgage payments. He determines this by dividing the total monthly operating costs, including utilities, maintenance, property taxes, home insurance, and property management fees (not including mortgage payments) by the total monthly income.
Persons: Chris Gerbig, Tori Gerbig, Pink Lily, Chris, Chris didn't, he's, you'll, they've Organizations: eBay, Bank of America, Housing Administration, National Association of Realtors, Loan Locations: Wells Fargo, Kentucky
It was Gauff's second time in a Grand Slam final, after losing last year's French Open championship to Poland's Iga Świątek. Gauff recalled feeling surprised and "relieved" to make it to last year's French Open final. "That French Open loss was a heartbreak for me, but I realized, you know, God puts you through tribulations and trials. Taking a social media break can be hard, especially for Gen Zers: 54% of them spend at least four hours per day on social media, and 38% spend even more time than that, a 2022 Morning Consult survey found. Social media dependencies can result in mental health-related challenges like anxiety, depression, low self-esteem and increased isolation and loneliness.
Persons: Coco Gauff, Serena Williams, Gauff, I've, Iga, Unplugging, Zers, Raquel Martin, Martin, Warren Buffett Organizations: U.S ., Pew Research Center, CNBC Locations: American
The entertainment giant last week announced a commemorative box set containing its most acclaimed animated films from its storied history. The Disney Legacy Animated Film Collection features 100 films — one for each year of the House of Mouse's century-long history. Next month, Disney will increase the price of its Disney+ streaming service, where many of these films can be found, to $13.99 per month. That means the new box set will cost the same as roughly nine years of ad-free Disney+, or more than 15 years of the ad-supported $7.99 per month plan. Also in the box is a lithograph poster of "Wish," the company's upcoming animated film which will commemorate its centennial anniversary.
Persons: it's, Mickey, Coco, King, haven't, Warren Buffett Organizations: Disney, Walmart Locations: Disney's
Nabi, who worked her way up from sales representative to president at L'Oréal, has a career that's spanned more than 30 years. Time, it turns out, can play a large role in your happiness and fulfilment — both in your career and beyond. "[Free time] doesn't improve quality of life unless one knows how to use it effectively," Wallman told CNBC Make It in 2019. DON'T MISS: Want to be smarter and more successful with your money, work & life? 1 best piece of advice for regular investors, do's and don'ts, and three key investing principles into a clear and simple guidebook.
Persons: Sue Nabi didn't, Coty, Kylie Cosmetics, Nabi, LinkedIn's, James Wallman, Wallman, Warren Buffett Organizations: Coty, Tiffany, CNBC Locations: Nabi, L'Oréal,
If you're speaking with John McWhorter, never use this common phrase: "It is what it is." "The first time someone said that to me was when something unpleasant had happened to me, and he didn't care. "And I parsed it and I thought, 'What a gorgeously chilly way of saying: Your problems don't matter to me.'" But it can come across as so passive that using it can erode other people's trust in you, as McWhorter noted. It's not entirely bad news for McWhorter's least-favorite phrase: Using it can be a sign of emotional resilience, because it shows your ability to accept your circumstances, psychologist Cortney Warren told Make It last month.
Persons: John McWhorter, Bill Gates, McWhorter, You've, they're, Yasmene Mumby, Cortney Warren, Warren, it's, Kathy, Ross Petras, Warren Buffett Organizations: Columbia University, Genome, Associated Press, NORC, for Public Affairs Research, Trust, CNBC
"Everybody hates multi-factor authentication," cybersecurity expert and former government hacker Kyle Hanslovan tells CNBC Make It. Microsoft has claimed that multi-factor authentication can prevent 99.9% of cyberattacks on personal accounts. Fewer than half of U.S. small business-owners require employees and customers to use multi-factor authentication, according to the Cyber Readiness Institute. They're more likely to choose the path of least resistance whenever they come across an obstacle, like an extra step for authentication, Hanslovan says. "If you [use multi-factor authentication] and choose that app, you're almost ahead of most of the pack and attackers will move to somebody who's the slowest one."
Persons: Kyle Hanslovan, Huntress, Hanslovan, I've, you've, Warren Buffett Organizations: CNBC, U.S . Air Force, National Security Agency, Air National Guard, Microsoft, Duo Security, Cyber Readiness, Mobile, Google Locations: U.S
Even as Airbnb's popularity and private valuation soared throughout the 2010s, Chesky didn't feel successful, he said — and he thought taking the company public would help. The Airbnb CEO originally moved to Silicon Valley and started his company in 2008 with co-founders Joe Gebbia and Nathan Blecharczyk. In response, Chesky dedicated all his energy to making Airbnb more successful, hoping it'd fulfill him, he said. The ongoing research, which started in 1938, has found that career and financial success don't make participants feel more content. Six months later, the company launched its Airbnb Rooms service, which allows hosts to rent out individual bedrooms in their homes.
Persons: Brian Chesky, Dax Shepard's, Chesky, , Joe Gebbia, Nathan Blecharczyk, it'd, Marc Schulz, Warren Buffett Organizations: Harvard University, Reuters, San Locations: Silicon Valley, San Francisco, Airbnb
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