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☆ These risk factors suggest borrowers could struggle when student loan payments resume, report finds
▼ + stars: | 2023-07-03 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +4 min

People line up outside of the Supreme Court in Washington, D.C., on June 30, 2023. Kent Nishimura | Los Angeles Times | Getty ImagesMany student loan borrowers face risk factors that suggest they could struggle covering their bills, especially after the Supreme Court struck down President Biden's federal student loan forgiveness proposal and repayment will resume in October. "I wasn't necessarily surprised," said Stedman, who graduated from college in 2013 with just under $40,000 in student loan debt. For his part, Stedman said he's found his student loan debt to be a "challenge" since graduation. 3 things to consider as loan payments resume

Persons: Kent Nishimura, Colton Stedman, Biden, Stedman, —, Jack Wallace, Yrefy, he's, It's, Wallace Organizations: Washington , D.C, Los Angeles Times, Getty, Consumer Financial, Bureau, South Saint, Finance, Governors, Federal Reserve System, College Board Locations: Washington ,, South, South Saint Paul , Minnesota, U.S, Yrefy

☆ Opinion: The Supreme Court rewrites American society once again
▼ + stars: | 2023-06-30 | by ( Opinion Cnn Contributors | ) edition.cnn.com time to read: +25 min

But learning the facts - that affirmative action is critical for fostering equal access and opportunity in our academic institutions -cemented my belief that affirmative action is necessary if we want to create an equitable nation. The court’s decision Thursday is consistent with its view that race-based preferences should and would have a limited shelf life. Jon Wang, who revealed himself as a plaintiff in this Supreme Court case, was rejected by Harvard but was accepted at and is now attending Georgia Tech. Affirmative action enabled my ability to experience different ways of thinking and to form the lasting friendships I have made. Affirmative action has been a tool used by many countries to ensure underrepresented communities are included in areas they normally are not.

Persons: who’d, Tan, ”, Ana Fernandez, Richard Kahlenberg, Peniel Joseph, Peniel Joseph Kelvin Ma, Kelvin Ma, retrenchment, Bakke, Shelby, Holder, John F, Barry Goldwater, Richard Nixon, Ronald Reagan, Peniel, Joseph, Barbara Jordan, “, ” Lanhee Chen, Bollinger, Sandra Day O’Connor, Lanhee Chen Lanhee J . Chen, J, Chen, David, Diane Steffy, Romney, Ryan, Roxanne Jones, Andrew Johnson, Jones, WURD, Richard Sander, –, Richard Sander Fiona Harrison, Jeff Yang, Ed Blum’s, Jon Wang, Michael Wang, Williams, Jian Li, Bruce, Hudson Yang, Natasha Warikoo, Ketanji Brown Jackson, ” Natasha Warikoo Alonso Nichols, John Roberts, Brayden Rothe, Biden, can’t, Joe Biden, Brayden Rothe Patrick O'Leary, Pell Organizations: CNN, Fellows of Harvard College, Harvard, Harvard College, Cuban, American Council, Education, Wellesley College, Renaissance Studies, Black, Tufts University, Blacks, Ivy League, Federalist Society, John Birch Society, Trump, Democratic Party, GOP, Center, LBJ School of Public Affairs, University of Texas, Racial Justice, University of North, University of North Carolina Chapel, Public Policy, Hoover Institution, California State, Republican, Democratic, White, Fair, Supreme, ESPN The Magazine, ESPN, New York Daily News, Philadelphia Inquirer, The University of California, UCLA, University of California, UC, Georgia Tech, Department of Education, Princeton, Yale, Stanford, Princeton University, Institute for, Digital Intelligence, Harvard University, College, Social Sciences, of Sociology, Equity, University of Minnesota Locations: today’s, Philippines, Taiwan, Los Angeles, Portland, White, American, United States, West Linn , Oregon, Cuban American, Miami, Havana, Cuba, Miami , Florida, America, Austin, University of North Carolina, California, lockstep, Berkeley, Asian America, Florida, Texas

Our experts answer readers' student loan questions and write unbiased product reviews (here's how we assess student loans). The Supreme Court axed the plan to cancel tens of thousands of dollars in federal student loans. What would the student loan forgiveness plan have included? All types of federal loans would have qualified for forgiveness, but private student loans wouldn't have been affected. Student loan interest is a percentage of your total loan balance that you pay to use the lender's money.

Persons: —, Pell Grant, You'll, Stacey MacPhetres Organizations: Supreme, Service, Biden, Politico, Department of Education, College Board, SC, EdAssist

☆ Supreme Court block of Biden’s student loan forgiveness could cause college enrollment to fall, experts say
▼ + stars: | 2023-06-30 | by ( Jessica Dickler | ) www.cnbc.com time to read: +2 min

At four-year private colleges, it now costs $39,400, according to the College Board, which tracks trends in college pricing and student aid. Many students borrow to cover the tab, which has already propelled collective student loan debt in the U.S. past $1.7 trillion. The share of parents taking out federal parent PLUS loans to help cover the costs of their children's college education has also grown, NerdWallet found. High schoolers are also putting more emphasis on career training and post-college employment, a recent report by ECMC Group found. How to avoid taking on too much student debt

Persons: Sarah Foster, NerdWallet, Parker O'Neill Organizations: College Board, Bankrate.com, The Institute, College, National Center for Education Statistics, Century College, ECMC Group Locations: U.S, White Bear Lake , Minnesota

If you plan to attend graduate school, it's important to understand the costs up front. As a graduate student, relying on grants, scholarships, and fellowships is better than taking out loans to pay for school. As you gear up for graduate school, it's time to find grants, scholarships, and fellowships to cover the cost. Example comparing school costs with and without grant and scholarship aidPaying for graduate school is often not as simple as finding a single grant to cover the entire cost. Alternative ways to pay for grad schoolGrants and scholarships aren't the only way to pay for school.

Persons: —, Trinity Owen, you'll Organizations: Service, Federal Student Aid, Fulbright, College Board

☆ Florida Schools Question Content on Gender and Sexuality in A.P. Psychology
▼ + stars: | 2023-06-15 | by ( Dana Goldstein | ) www.nytimes.com time to read: +2 min

Ron DeSantis, a Republican presidential candidate, Florida has been a leader among conservative states that have passed laws restricting how gender, sexuality and race can be taught in kindergarten through 12th grade. Few organizations have had a more difficult time navigating these limitations than the College Board, whose Advanced Placement program offers 40 courses that are available across the country. teachers in Florida, we are heartbroken by the possibility of Florida students being denied the opportunity to participate in this or any other A.P. Psychology stands in marked contrast to its response to Florida’s efforts last year to influence the curriculum of A.P. classes whose content, as interpreted by schools and teachers, might run counter to new conservative regulations on how race, gender and sexuality are discussed in the classroom.

Persons: Ron DeSantis, Board’s, “, ” What’s, DeSantis Organizations: Republican, College Board, American Psychological Association, American Studies, Board, Florida Department of Education Locations: Florida

☆ New York sends college acceptance letters to 125,000 high school seniors, but broader enrollment crisis may be hard to fix
▼ + stars: | 2023-06-02 | by ( Jessica Dickler | ) www.cnbc.com time to read: +3 min

"There's a broad-based drop in belief or trust in higher education as an institution," said Cole Clark, a managing director within Deloitte's higher education practice and co-author of a recent trends report. These days, only about 62% of high school seniors in the U.S. immediately go on to college, down from 68% in 2010. High schoolers are more interested in career trainingMost Americans still agree a college education is worthwhile when it comes to career goals and advancement. High schoolers are putting more emphasis on career training and post-college employment, the nonprofit found after polling more than 5,000 high school students six times since February 2020. Earning a college degree is almost always worthwhile

Persons: Bebeto Matthews, Cole Clark, Connie Livingston Organizations: Baruch College, Barclays Center, AP, College Board, Public, USA, ECMC Group, Junior Achievement, Citizens, Brown University Locations: Brooklyn , New York, U.S

☆ Community college is on the rise for Gen Z as high tuition rates and job opportunities encourage them to skip 4-year degrees
▼ + stars: | 2023-05-29 | by ( Alexandra York | ) www.businessinsider.com time to read: +4 min

Community college enrollment rose this spring for the first time in a decade. Another route becoming more prevalent among the cohort is opting for community college instead of four-year undergraduate degrees. But according to a report by the National Student Clearinghouse Research Center, community college enrollment rose 0.5% in spring 2023. The drastic difference in cost is pushing many toward the two-year community college degrees. PMG, a global advertising company, offers a partnership with the local community college, Tarrant County College.

☆ A DeSantis-appointed board made this college ground zero for his education agenda. In less than 6 months, the college eliminated its diversity board and will now accept a Christian-focused SAT-alterna
▼ + stars: | 2023-05-22 | by ( Katherine Tangalakis-Lippert | ) www.businessinsider.com time to read: +3 min

In January, DeSantis made new appointments to the New College of Florida's board of trustees. His target: New College of Florida, a liberal arts school with less than 700 students, outside of Sarasota, Florida. In January, DeSantis appointed six conservative education leaders to the school's board of 13 total trustees. New College of Florida is the first public school in Florida to accept the CLT as an alternative to other standardized tests. Representatives for Governor DeSantis and New College of Florida did not immediately respond to Insider's requests for comment.

☆ NAACP issues travel advisory for Florida over DeSantis’ ‘aggressive attempts to erase Black history’
▼ + stars: | 2023-05-21 | by ( Summer Concepcion | ) www.cnbc.com time to read: +4 min

The NAACP on Saturday issued a travel advisory for Florida over Republican Gov. Ron DeSantis' "aggressive attempts to erase Black history and to restrict diversity, equity and inclusion programs" in the state's schools, the organization said in a statement. Under DeSantis, "the state of Florida has become hostile to Black Americans and in direct conflict with the democratic ideals that our union was founded upon," Johnson added. The NAACP's travel advisory for Florida was initially proposed to the board of directors by the organization's Florida State Conference, which voted unanimously in favor of it in March. DeSantis' office and the NAACP did not immediately respond to requests for comment on the travel advisory.

A typical in-state four-year degree is around $100,000 on average, but there are ways to make it cheaper. Dual enrollment, in-state schools, and community college will all be cheaper than many expensive options. Experts have six tips for paying less in tuition, fees and other higher education expenses this year. Earn college credits in high schoolCollege consultant Chad Dorman of Leonard Andrew Consulting says that, in many cases, high school students can earn college credit via dual enrollment. This is especially true if community colleges in your area have reciprocity agreements with nearby four-year schools.

☆ DeSantis’s Legislative Record
▼ + stars: | 2023-05-15 | by ( The Editorial Board | ) www.wsj.com time to read: +1 min

Journal Editorial Report: The week's best and worst from Kim Strassel, Jason Riley and Dan Henninger. But as Mr. DeSantis readies a 2024 presidential campaign, what deserves to get more attention is the agenda he recently helped usher through Tallahassee. Mr. DeSantis is blessed with Republican supermajorities in both chambers of the Legislature, so he can’t claim total credit. Some planks of his platform are controversial among conservatives, and others could prove politically unpalatable to a national electorate. Yet there’s no denying that Mr. DeSantis gets things done.

☆ Opinion: How to fight back against the ‘anti-woke’ movement
▼ + stars: | 2023-05-09 | by ( Opinion Khalil Gibran Muhammad | ) edition.cnn.com time to read: +6 min

Several states across the country have imposed bans on books, K-12 educational curricula and diversity programs in recent months. And even where statewide bans are not in place, restrictive measures are being enacted by local school boards. The mere mention of structural racism or gender discrimination or sexuality can potentially cost educators and librarians their jobs. The beginnings of this national movement to defend the freedom to learn is rekindling relationships between college students and civil rights activists and inspiring new ones between college faculty and K-12 teachers and librarians. With such formidable alliances among students, teachers, organizers and academics being forged in communities across the country, we finally have an answer to reverse the swelling tide of injustice and authoritarianism.

Stephanie Joyce and Isaac Jones , Pat McCusker , Sonia Herrero andRepublican-led legislatures have recently made it clear what they don’t want taught in public school classrooms: sexuality, gender identity, structural racism. But when it comes to what they do want, one approach frequently arises: classical education. The central tenet of classical education is that students should focus on the Western canon, usually starting with the ancient Greeks. In 2015, he founded a company that developed the Classic Learning Test, or CLT, as an alternative to the College Board’s SAT. (A full transcript of the episode will be available midday on the Times website.)

☆ Making these 5 moves can help you save big on the massive cost of college
▼ + stars: | 2023-05-04 | by ( Sharon Epperson | In Sharoneppersoncnbc | ) www.cnbc.com time to read: +7 min

As the mother of a college sophomore and high school senior, I know thinking about paying for college is daunting. Financial aid is determined by income information that is not necessarily up to date. If your circumstances are now different, that should be brought to the financial aid office's attention, he said. If you're concerned about making ends meet based on the financial aid award letter your child has already received, you can still ask for more aid. "So performing well throughout your high school career is not only important for admission but also for scholarship awards."

☆ 4 strategies for avoiding taking on too much student debt in college
▼ + stars: | 2023-05-01 | by ( Annie Nova | ) www.cnbc.com time to read: +4 min

Steve Prezant | The Image Bank | Getty Imageswatch nowHere are four strategies high school seniors, and their families, can consider to avoid ending up deep in debt. "To reduce student loan debt, enroll at a less expensive college," Kantrowitz said, adding that public colleges often "provide just as good a quality of education." Families can continue saving in a 529 plan while their child is enrolled in college, Kantrowitz said. Meanwhile, more than $6 billion in scholarships are awarded to college students each year, according to Kantrowitz. According to calculations by Kantrowitz, around 1 in 8 college students has won a scholarship.

☆ The College Board’s Secret Apology
▼ + stars: | 2023-04-27 | by ( The Editorial Board | ) www.wsj.com time to read: +1 min

Hundreds participate in the National Action Network demonstration in response to Gov. Ron DeSantis's rejection of a high school African American history course, Tallahassee, Feb. 15. Photo: Alicia Devine/Associated PressGov. “I have patiently and quietly watched the ubiquitous interviews and media assertions that AP would not make changes at the behest of any group beyond professors, teachers, and students,” wrote Nishani Frazier , a University of Kansas professor who sits on the AP course’s development committee. “If this is so, which student, professor, or teacher suggested adding black conservatives to the course over Combahee River Collective?”

☆ A new bill in Florida would allow citizens to sue for damage to or removal of Confederate statues
▼ + stars: | 2023-04-26 | by ( Hannah Getahun | ) www.businessinsider.com time to read: +3 min

A new bill in Florida would allow citizens to sue for damage to or removal of historical monuments. The bill doesn't mention Confederate statues, but opponents say it is a response to it. The newly-elected state senator, endorsed by Ron DeSantis during his 2022 campaign, previously served on the Florida Southwestern State College Board of Trustees. Before being elected, the state senator had been investigated for battery but was cleared by prosecutors in August. Over the past few years, a national movement to remove Confederate statues took hold in the US, with proponents of these removals pointing to the statues' ties to slavery.

☆ Supreme Court decision on Biden's student loan forgiveness plan is key for those who never finish college
▼ + stars: | 2023-04-26 | by ( Jessica Dickler | ) www.cnbc.com time to read: +2 min

"Growing numbers of stop-outs and fewer returning students have contributed to the broader enrollment declines in recent years," said Doug Shapiro, executive director of the National Student Clearinghouse Research Center. "There's a variety of issues students face in college, many unexpected," said Rick Castellano, a spokesperson for Sallie Mae. Students with 'some college' more likely to defaultIf Biden's plan to cancel $400 billion in student loans is blocked, default rates may spike, the U.S. Department of Education has warned. But the borrowers most in jeopardy of defaulting are those who start college but never finish. The default rate among borrowers who leave with student debt but no degree is three times higher than the rate for borrowers who have a diploma.

☆ What intersectionality actually means and why it matters
▼ + stars: | 2023-04-19 | by ( Leah Asmelash | ) edition.cnn.com time to read: +8 min

Here’s what you should know about intersectionality – what exactly it means, and why it matters. Co-founder and executive director of the African American Policy Forum Kimberlé Crenshaw coined the phrase intersectionality in 1989. As part of that larger movement, terms like intersectionality and intersectional feminism became much more prevalent in left-leaning circles. People practice Judaism differently, and thus different sects may face different problems. In that group alone, there may be LGBTQ+ men, men from lower economic backgrounds or men with disabilities.

☆ The cost of college room and board is rising even faster than tuition. It's driving students into even more debt.
▼ + stars: | 2023-04-19 | by ( Madison Hall | ) www.businessinsider.com time to read: +7 min

In many public universities, the cost of room and board has risen faster than the cost of tuition. Using the Internet Archive's Wayback Machine, Insider documented the reported tuition and room and board costs from ten public universities from 2012-2013 versus the 2022-2023 academic year. The data matches a trend that the College Board found, which noted that between 2009 and around 2014, the cost of room and board rose by more than 20 percent. Paying more for room and board leads to more debtAs students are forced to pay even more for room and board, they're often putting themselves into increasingly more debt. The sticker price of tuition, room, and board, however, isn't what it seems once interest is factored in.

☆ On 'Ivy Day,' college hopefuls hear from Harvard, Princeton — but here's the school more students want to attend
▼ + stars: | 2023-03-30 | by ( Jessica Dickler | ) www.cnbc.com time to read: +3 min

watch nowMarch 30 is "Ivy Day," when many Ivy League schools release those long-awaited admissions decisions. The colleges that ranked the highest on students' wish lists are "perennial favorites," according to Robert Franek, The Princeton Review's editor-in-chief. They are also among the most competitive: MIT's acceptance rate is just under 4%; at Harvard, it's about 3%. Coming out of the pandemic, a small group of universities, including many in the Ivy League, have experienced a record-breaking increase in applications this season, according to a report by the Common Application. The report found application volume jumped 30% since the 2019-20 school year, even as enrollment has slumped nationwide.

☆ College hopefuls have a new ultimate dream school — and it's not Harvard, Princeton or Yale
▼ + stars: | 2023-03-15 | by ( Jessica Dickler | ) www.cnbc.com time to read: +3 min

Most of the colleges at the very top of students' wish lists are "perennial favorites," according to Robert Franek, The Princeton Review's editor-in-chief. They are also among the most competitive: Stanford's acceptance rate is also just below 4%; at Harvard, it's about 3%. The report found application volume jumped 30% since the 2019-20 school year, even as enrollment has slumped nationwide. At that point, they must pay a non-refundable deposit to secure their seat at the school of their choice. Tuition and fees plus room and board for a four-year private college averaged $53,430 in the 2022-2023 school year; at four-year, in-state public colleges, it was $23,250, according to the College Board.

☆ From dual enrollment to course sharing, these 4 moves can help you save big on college costs
▼ + stars: | 2023-03-08 | by ( Jessica Dickler | ) www.cnbc.com time to read: +5 min

Take college courses in high schoolDual enrollment is a state-run program that allows students to take college-level classes, often through a local community college, while they are still in high school. As many as 3 in 10 community college students are in dual enrollment programs, according to the American Association of Community Colleges. Unlike Advanced Placement, the program in which high school students take courses and exams that could earn them college credit, dual enrollment credits are more likely to transfer. Over four years, early college programs cost about $3,800 more per student than traditional high school, according to one study. Try course sharingIf you are already enrolled in a four-year school, tapping community college courses can still be a worthwhile way to cut costs, a strategy known as course sharing.

Around 40% of outstanding federal student loan debt is now taken on post-college for master's and PhD programs. The average student debt balance among parents was more than $35,000 in 2018-19, up from around $5,000 in the early 1990s. Meanwhile, the private student loan market has grown more than 70% over the last decade, according to the Student Borrower Protection Center. Americans now owe more in private student loans than they do for past-due medical debt or payday loans. Every year millions of new students are pumped into the student loan system while current borrowers struggle to exit it.

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