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☆ Jessica Fern's 'Polysecure' promised a world beyond monogamy. She didn't say it would be easy.
▼ + stars: | 2024-09-05 | by ( Anna Silman | ) www.businessinsider.com time to read: +40 min

The psychotherapist's 2020 book, "Polysecure," has become the poly bible for an increasingly queer and fluid generation. As consensual nonmonogamy went mainstream, searches for Fern's "Polysecure" spiked. "I've heard authors joke they get a cup of coffee from their book," Fern said. When Jessica Fern and Dave Cooley opened up their relationship, Cooley was surprised at the "searing anguish" he felt about his wife seeing other men. Fern, Cooley, and Fern's partner bought the property together and settled in, planning to live there long term.

Persons: Jessica Fern, Feeld, Lionel Messi, Fern, John, nonmonogamy, Molly Roden Winter's, Miranda July's, I've, Nielsen BookScan, you've, we're, Hannah, Dave Cooley, Cooley, Esther Perel, Dan Savage, Guralnik —, Ross Geller, it's, butch barista, deblasio, Chirlane McCray, Suki Waterhouse, Allison P, Davis, Clinton, isn't, Gilmore, Diego, — they're, Fern disentangled, polyamory, Julia, Apryl, Jessica, John Bowlby, Mary Ainsworth, Fern's polyamorous, she's, It's, Mike Belleme, Tobias, Lindsay, Molly Roden Winter, compersion, Fern's, —, Abby, she'd, Axios they'd, Christopher Gleason, they'd, Gleason, We've, curt, Escher, Franklin Veaux, Eve Rickert's, Rickert, aren't, I'm, Daniel Lavery, " Lavery, polysecurity hasn't, She's, pats, hasn't, polysecurity, Fern isn't, We're, Myers, Briggs, there's Organizations: New York Times, New York Magazine, SUNY, Kinsey Institute, George Mason University Locations: Costa Rica, North Carolina, Russian, Manhattan, Asheville, patrick, Fort Greene, San Francisco, Cooley, Sheepshead Bay , Brooklyn, British, polyworld, Boulder , Colorado, Vancouver, Brooklyn, COVID, Bahamas, Feeld, Fern

It's never too early to start thinking about saving for college, and a 529 plan can help with that. A 529 plan is great for saving on taxes, but its lack of flexibility makes it less valuable to me. She's had a 529 plan since she was only a few weeks old. Your contributions can grow tax-free in a 529 plan. This is a fantastic benefit that can give families the ability to diversify the taxability of accounts for a 529 plan beneficiary in the future.

Persons: It's, —, She's, Roth, doesn't Organizations: Service

☆ Meet the 'silver squatters': Adults in their mid-50s who are woefully unprepared for retirement
▼ + stars: | 2024-08-24 | by ( Jennifer Sor | ) www.businessinsider.com time to read: +7 min

Thomas is among what retirement experts are calling "silver squatters" — adults in their mid-50s who are even more woefully unprepared than some boomers, despite being about a decade away from retirement. This group of Gen Xers — the generation of Americans aged 43 to 59 — largely expects to postpone or work past their retirement. AdvertisementA majority also don't expect to receive any inheritance, despite their boomer predecessors holding onto trillions in wealth. The gap in retirement readiness could be due to the "unique" challenges of Gen Xers, according to Dylan Tyson, the head of retirement strategies at Prudential. Around half of Gen Xers are saving without a general plan for retirement, Prudential found.

Persons: Jim Thomas, he's, Thomas, He's, Pete Welch, Gen Xers, they'll, René, We're, Xers, Dylan Tyson, Inspira's Welch, there's, Welch, Tyson, expectancies, undersaved — Organizations: Service, Business, Social Security, Prudential Financial, Inspira, Prudential Locations: Austin , Texas

☆ Why parents may want to start locking a child's credit at a very young age
▼ + stars: | 2024-08-23 | by ( Cheryl Winokur Munk | ) www.cnbc.com time to read: +7 min

While locking their credit won't solve all cybersecurity issues related to stolen Social Security numbers, it's one extra layer of protection parents can implement. Parents can take these steps proactively even if there's nothing to suggest a minor's credit has been compromised such as unexpected credit card solicitations or bills received in the minor's name. It can take some time and effort to lock a child's credit, but the outlay is minimal compared with what can be a lengthy and emotional credit restoration process. Locking a child's credit won't protect against all of these, but it's a solid step in the right direction, financial professionals said. To check to see if their child has a credit report, parents can mail a letter with their request to each of the credit bureaus.

Persons: —, Kim Cole, Loretta Roney, It's, Cole, Bruce McClary, McClary Organizations: Social, Social Security, Navicore Solutions, InCharge, Federal Trade Commission, Administration, Foundation, Credit Counseling

☆ I'm a teacher and parent, and I know how stressful the back-to-school season can be. Here are 7 tips to make things easier.
▼ + stars: | 2024-08-19 | by ( Ashley Archambault | ) www.businessinsider.com time to read: +6 min

I've been a junior high and high school teacher for five years. The back-to-school season can be hectic for everyone, but there are things that can make it easier. From my perspective as a mom and a teacher, these are the seven things I'd recommend every parent do to prepare themselves and their child for the start of a new school year. Over the summer, the school will tell you about important dates, such as registration dates and the teacher meet-and-greet event. And no matter how many years I've been a teacher and parent, I still get nervous, too.

Persons: I've, he's, it's Organizations: Service, Business

☆ Vance wants to raise the child tax credit to $5,000. Here's why that could be difficult
▼ + stars: | 2024-08-12 | by ( Kate Dore | Cfp | ) www.cnbc.com time to read: +1 min

Sen. JD Vance of Ohio, former President Donald Trump's GOP running mate, wants to more than double the child tax credit. "I'd love to see a child tax credit that's $5,000 per child. More from Personal Finance:Tim Walz vs. JD Vance: Here's what the candidates could mean for your walletHere's how Kamala Harris' running mate Tim Walz could help shape the child tax creditThe expanded child tax credit failed in the Senate. Here's what it means for familiesWithout action from Congress, the maximum child tax credit will drop from $2,000 to $1,000 once Trump's 2017 tax cuts expire after 2025. During the pandemic, lawmakers temporarily increased the maximum child tax credit from $2,000 to either $3,000 or $3,600, depending on the child's age.

Persons: Sen, JD Vance, Ohio, Donald Trump's, Garrett Watson, Tim Walz, Kamala Harris Organizations: Republican, NMC, Wollard, Donald Trump's GOP, CBS, Tax, Finance, Columbia University Locations: Eau Claire , Wisconsin

☆ Instagram Reels are really, really weird lately, right? I think it's because of the 'Mythical Reel Pull.'
▼ + stars: | 2024-08-10 | by ( Katie Notopoulos | ) www.businessinsider.com time to read: +9 min

AdvertisementIntroducing the Instagram 'Mythical Reel Pull'A few other comments describe the man's post as a "Mythical Pull." AdvertisementThe comments on one Instagram post identify it as a "Mythical Reel Pull." 'Mythical Reel Pulls' aren't always positive for the postersI know that some of the people posting the Mythical Reel Pulls are not having a positive experience. For some reason, which I have yet to come up with a suitable explanation for, Instagram comments are far, far meaner than TikTok comments.) Moskowitz recently wrote about how the WTF-ness of Mythical Reel Pulls is a kind of zen koan.

Persons: Algorithm's, Instagram, Adam Mosseri, it's, Meta, couldn't, It's, blankly, P.E, Moskowitz Organizations: Service, Business Locations: Wyoming

☆ I tried a 'kid-safe' smartphone with no social media. I loved it but would change one thing.
▼ + stars: | 2024-08-10 | by ( Julia Pugachevsky | ) www.businessinsider.com time to read: +8 min

Gen Alpha is poised to be the most online generation, with AI and other inevitable advancements in technology and social media. I loved the phone, but using it for a week also made me realize how complicated excessive social media use is to solve. AdvertisementIt all reminded me of a conversation I had earlier this year with an ex-digital brand strategist about reducing social media use. I'd see memes from friends who forgot to text my Gabb phone and would get sucked right back into social media. Plus, the only reason I have social media boundaries at all is because I grew up being encouraged to have hobbies.

Persons: —, I've, Alpha, Julia Pugachevsky, it'd, Sabrina Carpenter's, GabbMessenger, It's, they'll Organizations: Service, Business, Apps, Spotify

I'm a high school teacher, and I see parents spend way too much on school supplies all the time. Many states have tax-free weekends, and many stores schedule school supply sales for those weekends. As a high school teacher, I often see families overspending and wasting money. Have your school supply list handy as soon as it's released, and pick up the items on sale when you find them. Check with your school for support programsIf money is tight (and even if it's not), check with your school and community to see if there are support programs for school supplies.

Persons: I'm, —, there's, it's Organizations: Service, Walmart, Girls

☆ A guaranteed basic income program helped a millennial afford a crib for her newborn when her income dipped during maternity leave
▼ + stars: | 2024-08-08 | by ( Allie Kelly | ) www.businessinsider.com time to read: +7 min

Related storiesRaising children — especially an infant — is expensive, and Lopez's income dipped during her maternity leave by about 70%. AdvertisementRxKids is one of over 100 guaranteed basic income programs that have been launched across the US. But, during maternity leave, Lopez said her monthly paycheck was reduced to around $600 due to her employer's limited parental leave policy. She didn't expect to be a guaranteed basic income participant, she said, but it came at just the right time for her family. Have you benefitted from a guaranteed basic income program?

Persons: —, Tatiana, Matteo, Lopez, It's, Luke Shaefer, RxKids, Tatiana Lopez, Michigan's, Mona Hanna, Tatiana Lopez GBI, paychecks, She's, Shaefer Organizations: Service, Business, Flint, Assistance, — Locations: Flint , Michigan, Flint

☆ When my family moved from the US to the UK, I enrolled my kids in an IB program. They're now better prepared for college.
▼ + stars: | 2024-08-08 | by ( Fabriene Prudencio | ) www.businessinsider.com time to read: +5 min

However, when we relocated to the UK, as an educator myself, I knew that I wanted an International Baccalaureate (IB) education for all of my children moving forward. Our twins, both now 18, have just completed their final year of the IB program and will attend university. In those middle years at school, children are supposed to be focussing on learning and developing key skills. The IB has prepared my children better for universityWhile my older twins have found the IB challenging, the program has also nurtured their passion for learning, encouraging their intellectual curiosity. This is because an IB school gets students involved in group projects, independent research, and advanced writing assignments throughout their education.

Persons: —, Egham Organizations: Service, Business, IB, Egham, Oxford Locations: Miami, Cambridge

☆ Parents are split on whether it's OK to post back-to-school photos on social media. Experts are too.
▼ + stars: | 2024-08-07 | by ( Jane Ridley | ) www.businessinsider.com time to read: +6 min

Read previewWhen her 4-year-old starts pre-K this September, Alisha Gomez won't post back-to-school photos on her social media. Whether to post back-to-school photos has become a hot topic. The director of Let Grow, a nonprofit that promotes childhood independence and encourages parents not to hyper-focus on safety, said fears about back-to-school photos are overblown. Dad Mark Kaley told BI the controversy about posting back-to-school photos of kids on social media didn't worry him and his wife, Heather. Advertisement"I'll write a few words such as, 'Look, Autumn has Mrs. Smith this year.

Persons: —, Alisha Gomez, I've, Gomez, Carly Yoost, Lenore Skenazy, Let, Mark Kaley, Bruce Schneier, — that's, Skenaky, Dad Mark Kaley, Heather, Kaley, William, it's, Smith, It's Organizations: Service, Business, Yorker, Child Rescue Coalition, Facebook Locations: New York, Florida

☆ Child-focused parenting is exhausting. Some parents are finally ditching it.
▼ + stars: | 2024-08-02 | by ( Julia Pugachevsky | ) www.businessinsider.com time to read: +9 min

This is known as child-focused parenting, a style devised in the 90s that has become the norm in the last decade. Gaskins isn't the only psychology professional against child-focused parenting. Ironically, child-focused parenting teaches kids that it's normal to forego your identity and boundaries. AdvertisementInstead of being prepared for adult life, "the child's world is completely separated from the adult world," Doucleff said. Woo, who teaches at UC Irvine, said she's witnessed the lasting effects of child-focused parenting.

Persons: —, Michaeleen Doucleff, Doucleff, Suzanne Gaskins, Gaskins, Brené Brown, Tim Ferriss, Gen Xers, Sharon Hays, Caitlyn Collins, Louis, Collins, bento, Dr, Jenny Woo, Woo, she's, It's Organizations: Service, Business, Northeastern Illinois University, Washington University, Disney, UC Irvine, Pew Locations: San Francisco, American, St, playdate, America

☆ Kohl's bets on Babies R Us as it tries to attract younger families, higher sales
▼ + stars: | 2024-08-01 | by ( Melissa Repko | In Melissa-Repko | ) www.cnbc.com time to read: +6 min

Kohl's plans to have 200 Babies R Us shops in its stores by the end of September. CEO Tom Kingsbury estimated in late May that those expanded categories, including Babies R Us, are "a $2 billion-plus sales opportunity" in the coming years. On a store tour in New Jersey on Wednesday, Chief Merchandising Officer Nick Jones showed off the first Babies R Us shop. Over the past few weeks, online shoppers have also seen Babies R Us on Kohl's website. Jones said Kohl's will decide whether to open Babies R Us in more stores after learning from the first 200 shops.

Persons: hasn't, Tom Kingsbury, Nick Jones, Hatch, Frida, Graco, Baby Bjorn, Kohl's, Jones, That's, Dana Telsey, There's, Stephen Hinz, They're, Hinz, Macy's, Zola, Babylist, Kingsbury Organizations: U.S, U.S . National Center for Health Statistics, Nike, Telsey Advisory, U.S . Census, Walmart, CNBC Locations: N.J, Wisconsin, New Jersey, U.S, Bath

☆ Grimes' mother says Elon Musk is 'withholding' his children from her daughter: 'Please Elon, I beg you'
▼ + stars: | 2024-07-27 | by ( Lauren Edmonds | Grace Kay | ) www.businessinsider.com time to read: +4 min

Read previewGrimes' mother says Elon Musk is "withholding" the former couple's children from the rest of the family. Grimes, a Canadian singer, shares three children with Musk: X Æ A-Xii, Exa Dark Sideræl, and Techno Mechanicus. Elon Musk in Washington, DC on Wednesday, where he watched Prime Minister Benjamin Netanyahu address members of Congress. "As you may or may not know, Grimes is currently in a custody battle with Elon over their 3 children," Wilson wrote on Threads on Saturday. Advertisement"I love and am forever endlessly proud of Vivian," Grimes wrote.

Persons: —, Grimes, Elon Musk, Sandy Garossino, Garossino, Musk, Benjamin Netanyahu's, Benjamin Netanyahu, Justin Sullivan, Elon, Justine Wilson, Shivon Zilis, Musk's, Vivian Jenna Wilson, Wilson, Vivian Organizations: Service, Business, Israel, Elon, NBC Locations: Canada, Canadian, Claire, Washington , DC

☆ Want to avoid giving your kid a smartphone? Mental health experts say you're not alone — and have 5 tips
▼ + stars: | 2024-07-26 | by ( Sawdah Bhaimiya | ) www.cnbc.com time to read: +6 min

Smartphone Free Childhood, a recently founded U.K. organization is aimed at uniting parents who are not giving their kids smartphones. Organize with other parentsBeing the only parent refusing to give your child a smartphone can be isolating for both you and your kid, Rausch said. "The class parents, as a collective, agreed that they would postpone giving their kids cell phones until they entered middle school. Start the conversation earlyPike and Rausch advise starting the conversation around smartphones from childhood so that your child isn't surprised later on. Pike said that even making a habit of giving a bored child a smartphone as entertainment can become a major issue down the line.

Persons: Kathleen Pike, Columbia's Pike, Zach Rausch, Jonathon Haidt's, Rausch, Johnny, Pike, we've, it's, isn't, Melanie Hempe, you've, They're Organizations: Columbia University Irving Medical Center, CNBC, New York University Stern School of Business, New York Times Locations: U.S

☆ 4 steps single parents can take if dating has been a hard transition for your child
▼ + stars: | 2024-07-25 | by ( Cailey Griffin | ) www.businessinsider.com time to read: +5 min

Dating comes with enough challenges already, and dating as a single parent can feel even more daunting. You have to consider how the romantic connections you form will impact not only your life but also that of your child. If your child is having difficulty adapting to a new partner's presence in your life, it may raise some initial concerns. However, there are steps you can take to make that transition a little easier. Try to understand the emotions your child is feelingYour child may be feeling a range of emotions after meeting your partner.

Persons: Laura Markham, Ron L, SmartStepfamilies.com, Samantha Rodman Whiten, it's, Deal, you've, Whiten, Markham Organizations: Service, Business, Deal

Lovevery's toys are inspired by the homemade ones Rolph made for her son, each designed to nurture a specific developmental milestone. Launching with a single productPrior to starting Lovevery, Rolph was a co-founder of organic baby food company Happy Family, which launched in 2005. Zach Voss | CNBC Make ItThe duo decided to start simple, focusing on a single product: a play gym. They spent nearly two years relying on $2 million in seed funding to develop Lovevery's play gym, finally launching it in 2017. Lovevery's first product, the Play Gym, launched in 2017.

Persons: Jessica Rolph, Roderick Morris, Rolph, Morris, She'd, Morris —, Zach Voss, Lovevery, we'll, Raffi Paul Organizations: Boise -, CNBC Locations: Boise, Boise - Idaho, Boise , Idaho, Asia

But it's possible to help your child build a solid credit profile without putting your own credit health on the line. Remember, if an authorized user account is added to your child's credit reports, it has the potential to boost or damage your child's credit scores. A student credit card or a secured credit card can potentially be a good fit for young people who want to establish credit on their own. Can my child build credit without a credit card? Yes, you can build credit for your child without a credit card by using other methods like student loans and certain types of utility payments.

Persons: you'll, it's, you've, they're, It's Organizations: Social, American, Self Locations: Equifax, Chevron

Fidelity Rewards Visa Signature OverviewIf you're new to investing and want a hands-off way to earn (and invest) rewards from your everyday spending, the Fidelity® Rewards Visa Signature® Card is an easy starting point. Fidelity Rewards Visa Credit Card RewardsWith the Fidelity® Rewards Visa Signature® Card, you'll earn 2 points per dollar you spend on every purchase. Fidelity Rewards Visa Signature Card Benefits and FeaturesNearly all of the Fidelity Visa card's benefits come as a function of being a Visa Signature card, which includes travel benefits, extended warranty, and lost luggage reimbursement. Fidelity Rewards Visa Credit Card Annual Fee and Other CostsThe Fidelity® Rewards Visa Signature® Card has a $0 annual fee, so you won't pay anything to keep it long-term. Why You Should Trust Us: How We Reviewed the Fidelity Rewards Visa Signature CardTo review the Fidelity® Rewards Visa Signature® Card, we followed our credit card rating methodology.

Persons: you'll, Roth, —, I've, Schwab Organizations: Business Insider, Citi, Fidelity, Roth IRA, Fidelity Visa, Fidelity Cash Management, Elan Bank, Wells, Cash Locations: Sonoma County, New York

A kids' bank account is a type of joint bank account where an adult and a minor both have access. Types of bank accounts for minorsThere are two primary joint bank account options: kids' savings accounts and teens' checking accounts. Depending on where you bank, you may need to open a traditional savings account or a specialized bank account tailored to children. A custodial bank account is not the same as a traditional kids' bank account. Some national banks permit online applications when opening a bank account on behalf of a minor, but many require opening a minor's first bank account at a physical branch.

Persons: Elaine King, King, Banks Organizations: CFP, Family, Social Locations: Chevron

☆ I was kicked out of high school, so I turned to the Marines for a way forward. Now, I'm a corporate lawyer with degrees from Stanford and Harvard.
▼ + stars: | 2024-07-23 | by ( Elle Hardy | ) www.businessinsider.com time to read: +7 min

At 17, I was kicked out of high school because I skipped class to work at my fast-food job and hang out with my friends. I was always interested in the MarinesAfter getting kicked out of school, I enlisted in the Marine Corps. AdvertisementI got my GED and took 15 units of entry-level community college classes, like English 101 and US History. AdvertisementI left the military and began classes at a community collegeTragically, our first daughter died during birth. It's pretty amazing that a Black kid from a low-income family who didn't finish high school was able to achieve all of this.

Persons: —, Andrew Hanson, I'd, Stanford, I've, they've, Lauryn Haas Organizations: Service, Business, Marines, Marine Corps, School of Infantry, Tragically, Stanford, Columbia, Department of Justice, Harvard University, Department of Veterans Affairs, Harvard Locations: Virginia, Chicago, Camp Pendleton , California, Iraq, New Orleans, California, Washington, Cambridge , Massachusetts, Skadden, Slate, lhaas@businessinsider.com

up to 4.60% Minimum Opening Deposit $0 Bonus up to $300 Pros Check mark icon A check mark. Easy to save for various goalsCheck mark icon A check mark. A savings account with buckets can be a great tool for growing savings goals. Many banks offer savings accounts with buckets; some of our favorites are Ally Bank's Ally Savings Account, Betterment's Betterment Cash Reserve Account, and Capital One 360's Capital One 360 Performance Savings. Savings buckets work by dividing your savings account into different categories that you can label, letting you easily save up for individual savings goals.

Persons: Doesn't, you've, it's, you'll, Sallie Mae, Sallie Mae's, Ally Organizations: SoFi Bank, FDIC, Green, Ally Bank, Capital, Milli, National Bank of, Navy Federal Credit Union, Federal Credit Union, Department of Defense, Federal, Walmart, Coastal Community Bank, Savings Locations: N.A, NY, LA, TX, VA, NJ, Washington, National Bank of Omaha, Kansas City, NBKC, Kansas City , MO

Kid's savings accounts are a great way to teach your kids how to budget, create savings goals, and start building up their savings. Best Kids Savings Account ReviewsThe best savings accounts for kids offer good monitoring features, educational resources, and low monthly fees. Key Benefits of a Kids' Savings AccountThe key benefit of getting a kid's savings account is that you can grow your child's savings in a relatively accessible and safe way. Features to Look for in a Kids' Savings AccountHigh Interest Rates on Kid's BankingFor the most part, kid's savings accounts are interest-earning accounts. How to Open a Savings Account for Your ChildChildren's Savings Account Eligibility RequirementsA kid cannot open a savings account on their own.

Persons: Chase, Alliant, Foster, JP Morgan Chase, Jeffrey Epstein's, Banks, isn't, there's, Tania Brown, Sophia Acevedo, Mykail James, Roger Ma, James Organizations: Mortar Bank Chase, Chase, Best Online Bank, Best Credit Union Alliant Credit, Credit Union, Foster, Business, Chase Bank, Washington DC, Capital, Credit, Alliant Credit, Savings, Foster Care, U.S . Virgin, Banking, Kid's Banking, Kid's, Kids, FDIC Locations: NY, LA, TX, VA, NJ, Washington, Connecticut , Delaware , Louisiana , Maryland , New Jersey , New York , Texas, Virginia, Chevron

☆ Donald Glover's son Legend is featured on his new Childish Gambino album. Here's everything to know about his wife and kids.
▼ + stars: | 2024-07-19 | by ( Callie Ahlgrim | ) www.businessinsider.com time to read: +5 min

Most notably, the 10th track, "Can You Feel Me," includes a feature from Glover's eldest son, Legend. "I think grace is undervalued in the world," Glover told The New York Times. Glover shares three children with his wife, Michelle White: Legend, Drake, and DonaldGlover was initially linked to White in 2016. "This song is dedicated to everybody in this crowd and my young son, Legend," Glover said onstage before performing "Baby Boy," per Billboard. Two years later, Glover revealed he and White had welcomed a third child "during the coronavirus."

Persons: —, Donald Glover, Childish Gambino, Glover, Bando Stone, Gambino, Daddy, God, Michelle White, Drake, White, Glover didn't, Michelle, Michaela Coel, George Floyd, Donald Glover Sr, Smith, Lionel Hahn, Glover cocreated, Maya Erskine Organizations: Service, Business, New York Times, Governors Ball, Hollywood Locations: White, Hawaii

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