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$0 Annual Fee View Full Details $0 Annual Fee Apply now On Wells Fargo's websiteWells Fargo Active Cash® Card from Wells Fargo Apply now On Wells Fargo's website Earn 2% cash rewards at Amazon and everywhere else Card Details Rewards Earn unlimited 2% cash rewards on purchases. Read more about the Amazon Prime Rewards card:Some credit card and travel loyalty programs allow you to use points for Amazon purchases, including Amex Membership Rewards, Chase Ultimate Rewards, Citi ThankYou Rewards, Capital One Rewards, and Hilton Honors. Because the Citi® Double Cash Card has no annual fee, it's a good card to keep for the long term. There are three flavors of personal Amazon-branded cards: The Amazon Prime Rewards Visa Signature Card, the Amazon Store Card, and the Amazon Secured Card. The other Amazon-branded cards store cards and can only be used for Amazon purchases.

The very best of these gas credit cards also earn extra points, miles, or cash back in other popular categories, like travel or dining. Best Amex card for cash back on gas purchases: Blue Cash Preferred® CardThe Blue Cash Preferred® Card from American Express is a great card for those who spend a lot on gas, groceries, and commuting. Gas credit cards frequently asked questions (FAQ)What credit score do you need to get a gas credit card? There are several no-annual-fee credit cards that offer bonus points or cash back on gas purchases and EV charging. Otherwise, the Bank of America® Customized Cash Rewards Credit Card, Chase Freedom Unlimited®, Citi Custom Cash℠ Card, and U.S. Bank Altitude® Go Visa Signature® Card are all solid options.

☆ 10 best credit cards for bad credit of September 2022: Secured and unsecured cards, including some that earn cash back or flexible points
▼ + stars: | 2022-09-27 | by ( Holly Johnson | Jasmin Baron | Freelance Writer | ) www.businessinsider.com time to read: +56 min

Best secured card with flat cash-back earning: Capital One Quicksilver Secured CardThe Capital One Quicksilver Secured Cash Rewards Credit Card is a new secured credit card that doesn't charge an annual fee, and it earns 1.5% cash back on all other purchases with no limits. This credit card comes with no annual fee and no hidden fees, yet it's a Visa credit card that can be used anywhere Visa is accepted worldwide. How to choose the right credit card if you have bad creditBefore you pick the best credit card for your situation, you'll want to decide if you want a secured or unsecured credit card. A secured credit card is a type of credit card that requires a cash deposit as collateral. To avoid paying interest on purchases made with a credit card, you need to pay your credit card statement balance in full each month.

BofA offers a surprising number of cash-back, flexible points, and travel rewards credit cards worth considering, including personal and small-business options. Bank of America Unlimited Cash Rewards CardWhy the BofA Unlimited Cash Rewards card is worth it: The Bank of America® Unlimited Cash Rewards Credit Card is an excellent choice for straightforward flat-rate rewards on all purchases. You need good to excellent credit to qualify for the best Bank of America credit cards (most of the cards on this list) — meaning a FICO score of at least 670 (VantageScore of at least 700). Certain cards (such as the Bank of America® Business Advantage Unlimited Cash Rewards Credit Card and the Bank of America Business Advantage Customized Cash Rewards Credit Card) require you to have excellent credit (FICO score of at least 800). The best way to avoid paying interest on your Bank of America card (as with all credit cards) is by paying your credit on time and consistently.

Review: Amex Blue Business Plus card reviewWhy the Amex Blue Business Cash card is worth it: The American Express Blue Business Cash Card earns cardholders straightforward cash-back on all eligible purchases. Review: Chase Ink Business Unlimited card reviewWhy the Chase Ink Business Cash card is worth it: The Ink Business Cash® credit card is a great option for businesses looking to maximize their spending at office supply stores, internet, cable, restaurants, and more. Review: Ink Business Cash card reviewWhy the Triple Cash Rewards Mastercard is worth it: The U.S. Bank Business Triple Cash Rewards Card is ideal if you're looking for a card with a generous bonus and intro APR. No-annual-fee business cards frequently asked questions (FAQ)How do I choose the best no-annual-fee business card for me? Are you eligible to get a business credit card if your personal credit score is low?

Pros Check mark icon A check mark. If you're a Bank of America Preferred Rewards customer, you can get discounts Check mark icon A check mark. Pros Check mark icon A check mark. Advanced tool for seeing personalized rates and payments Check mark icon A check mark. Pros Check mark icon A check mark.

The Bank of America® Premium Rewards® credit card and the Chase Sapphire Preferred® Card are two of the best rewards credit cards with annual fees at the $95 level. The Bank of America® Premium Rewards® credit card is a better pick if you prefer using rewards for cash back. See Business Insider's list of the best rewards credit cards you can get »Compare the Premium Rewards and Sapphire Preferred Chase Sapphire Preferred® CardBank of America® Premium Rewards® credit card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Earning rate on purchasesWhile both the Chase Sapphire Preferred® Card and the Bank of America® Premium Rewards® credit card give you 2x points on travel (not purchased through Chase Ultimate Rewards®), the Bank of America Premium Rewards card comes out way ahead in terms of ongoing earnings. Potential for 25% to 75% more rewards with the Bank of America Premium Rewards cardThe Bank of America® Premium Rewards® credit card also comes with a really unique perk for Bank of America customers.

If you prefer a traditional banking experience, Wells Fargo and Bank of America are two well-known financial institutions with substantial locations throughout the US. Compare Bank of America and Wells Fargo Bank of AmericaWells Fargo Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Wells Fargo has a significantly lower daily minimum balance requirement than Bank of America. Winner: Wells Fargo The Wells Fargo Everyday Checking Account has a lower opening deposit requirement. Winner: Tie Both Bank of America and Wells Fargo have been involved in recent public scandals.

☆ Bank of America Business Advantage Unlimited Cash Rewards card review: Earn 1.5% cash back on all purchases, with no annual fee
▼ + stars: | 2022-08-25 | by ( Tessa Campbell | Personal Finance Reviews Fellow | Read More | ) www.businessinsider.com time to read: +25 min

The Bank of America® Business Advantage Unlimited Cash Rewards Credit Card has strong benefits for a no-annual-fee card. How to earn cash back from the Business Advantage Unlimited Cash Rewards cardThe Bank of America® Business Advantage Unlimited Cash Rewards Credit Card earns a straightforward 1.5% cash back (equal to $0.015 for every $1 spent) on all purchases, with no cap. The Bank of America® Business Advantage Unlimited Cash Rewards Credit Card earns even more cash back for Preferred Rewards members. What credit score do you need to qualify for the Business Advantage Unlimited Cash Rewards credit card? You need excellent credit to qualify for the Bank of America® Business Advantage Unlimited Cash Rewards Credit Card.

☆ Bank of America Business Advantage Customized Cash Rewards credit card review: Earn a $300 bonus and customize your own 3% cash back category for no annual fee
▼ + stars: | 2022-08-24 | by ( Tessa Campbell | Personal Finance Reviews Fellow | Read More | ) www.businessinsider.com time to read: +30 min

Review: Is the Bank of America Business Advantage Customized Cash Rewards card the best small-business card for you? With the Bank of America Business Advantage Customized Cash Rewards Credit Card, you'll earn 3% cash back in an eligible bonus category of your choosing. Insider's Featured Small Business Credit Cards U.S. Bank Business Triple Cash Rewards World Elite Mastercard®Ink Business Cash® Credit CardInk Business Unlimited® Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. What credit score do I need to qualify for the Business Advantage Customized Cash Rewards credit card? You need excellent credit to qualify for the Bank of America Business Advantage Customized Cash Rewards Credit Card.

What are credit card and bank rewards points worth? One great feature of the program is that all points are equal, so any account that earns Membership Rewards points has access to transfer partners. If you're a Bank of America Preferred Rewards customer, you'll earn 25% to 75% more points, depending on how much you have on deposit, but your rewards points are still worth 1 cent apiece. However, those miles expire after 36 months regardless of your account activity, so only transfer miles when you have immediate plans to redeem them. Non-elite members may transfer points to other members with the same address, provided both parties have been members for at least one year.

☆ Bank of America Business Advantage Travel Rewards card review: Earn a welcome bonus worth $300 and up to 3x points with no annual fee
▼ + stars: | 2022-08-16 | by ( Tessa Campbell | Personal Finance Reviews Fellow | Read More | ) www.businessinsider.com time to read: +25 min

Review: Is the Bank of America Business Advantage Travel Rewards the best credit card for you? If your small business is looking for a no-annual-fee travel rewards card with strong earning rates and a good welcome bonus offer, the Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card is worth considering. How to earn rewards with the Bank of America Business Advantage Travel Rewards World MastercardThe Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card earns 3x points on travel purchases, like car rental, hotel, or airline bookings through the Bank of America Travel Center. The BoA Business Advantage Travel Rewards card is a decent no-annual-fee travel rewards credit card that can be a good fit for many small businesses. Folks with good to excellent credit are eligible for the Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card.

Read our review Read Our Review A looong arrow, pointing rightThe Bank of America® Premium Rewards® credit card is ideal for folks who want a travel credit card with strong points earning and top-notch benefits without a high annual fee. Review: Is the Bank of America Premium Rewards the best credit card for you? If you're looking for a rewards credit card with a solid welcome bonus offer that earns flexible points, the Premium Rewards Visa Card is worth considering. How to earn rewards with the Bank of America Premium Rewards credit cardThe Premium Rewards Visa Card has simple rewards categories and no limits. Bank of America Preferred Rewards tiers Preferred Rewards Gold (minimum of $25,000 in your Bank of America accounts to qualify): 25% more rewards on eligible Bank of America rewards credit card spending (2.5x points on travel and dining, and 1.875x points on all other purchases)25% more rewards on eligible Bank of America rewards credit card spending (2.5x points on travel and dining, and 1.875x points on all other purchases) Preferred Rewards Platinum (minimum of $50,000 to qualify): 50% more rewards on eligible Bank of America rewards credit card spending (3x points on travel and dining, and 2.25x points on all other purchases)50% more rewards on eligible Bank of America rewards credit card spending (3x points on travel and dining, and 2.25x points on all other purchases) Preferred Rewards Platinum Honors ($100,000 to qualify): 75% more rewards on eligible Bank of America rewards credit card spending (3.5x points on travel and dining, and 2.625x points on all other purchases)How to use rewards earned with the Premium Rewards Visa cardThe Premium Rewards Visa Card is a great card for folks who like to use points like cash.

☆ Bank of America Travel Rewards card review: A bonus worth $250, straightforward 1.5x earning, and broad travel categories for redeeming make this card a good choice for beginners
▼ + stars: | 2022-08-10 | by ( Holly Johnson | Jasmin Baron | Freelance Writer | ) www.businessinsider.com time to read: +26 min

The Bank of America® Travel Rewards credit card is a good travel credit card for beginners or those who prefer simplicity in earning and redeeming rewards. Bank of America Preferred Rewards tiers Preferred Rewards Gold: 25% more rewards on eligible Bank of America rewards credit card spending (earn 1.875 points per dollar)25% more rewards on eligible Bank of America rewards credit card spending (earn 1.875 points per dollar) Preferred Rewards Platinum: 50% more rewards on eligible Bank of America rewards credit card spending (earn 2.25 points per dollar)50% more rewards on eligible Bank of America rewards credit card spending (earn 2.25 points per dollar) Preferred Rewards Platinum Honors: 75% more rewards on eligible Bank of America rewards credit card spending (earn 2.625 points per dollar)One other way to boost your returns from the Bank of America® Travel Rewards credit card is by purchasing travel through the Bank of America travel center. Bank of America Travel Rewards card benefits and featuresThe Bank of America® Travel Rewards credit card doesn't have a ton of valuable cardholder perks, which is common among credit cards with no annual fee. The Bank of America® Travel Rewards credit card is worth it if you're looking for a simple way to earn and use credit card rewards for travel without paying an annual fee. Unfortunately, the Bank of America® Travel Rewards credit card doesn't offer travel insurance like many other top travel rewards cards.

$0 Annual Fee View Full Details $0 Annual Fee Learn more On Bank of America's websiteBank of America® Unlimited Cash Rewards Credit Card from Bank of America Learn more On Bank of America's website Card Details Rewards Earn unlimited 1.5% cash back on all purchases. And if you're a Bank of America Preferred Rewards customer, you can earn 25% to 75% more cash back with the Bank of America® Unlimited Cash Rewards Credit Card, depending on your rewards tier. Bank of America Preferred Rewards tiers Preferred Rewards Gold: 25% more rewards on eligible Bank of America rewards credit card spending (earn 1.875% cash back)25% more rewards on eligible Bank of America rewards credit card spending (earn 1.875% cash back) Preferred Rewards Platinum: 50% more rewards on eligible Bank of America rewards credit card spending (earn 2.25% cash back)50% more rewards on eligible Bank of America rewards credit card spending (earn 2.25% cash back) Preferred Rewards Platinum Honors: 75% more rewards on eligible Bank of America rewards credit card spending (earn 2.625% cash back)How to use cash back from the Bank of America Unlimited Cash Rewards cardWith the Bank of America® Unlimited Cash Rewards Credit Card, you've only got a few redemption options:Statement credits to your credit cardDeposits made directly into a Bank of America checking or savings accountCredits to a qualifying Merrill Cash Management AccountCredits to a qualifying 529 account with MerrillThere's no minimum amount for one-time redemptions as statement credits, deposits to BoA checking/savings accounts, or to qualifying Merrill Cash Management Accounts. Bank of America Unlimited Cash Rewards benefits and featuresThe Bank of America® Unlimited Cash Rewards Credit Card doesn't have a ton of extra perks, but there are a few worth noting. The Bank of America® Unlimited Cash Rewards Credit Card is a Visa Signature card.

☆ Bank of America Customized Cash Rewards credit card review: Choose your own 3% cash-back category and earn a $200 bonus with no annual fee
▼ + stars: | 2022-08-04 | by ( Tessa Campbell | Personal Finance Reviews Fellow | Read More | ) www.businessinsider.com time to read: +27 min

The Bank of America® Customized Cash Rewards Credit Card is worth considering if you're looking for a no-annual-fee cash-back credit card that lets you choose your highest rewards category. How to earn rewards with the Bank of America Customized Cash Rewards credit cardThe Bank of America® Customized Cash Rewards Credit Card has major appeal for folks looking to earn cash back on multiple spending categories. Bank of America Customized Cash Rewards card benefits and featuresOther than the generous intro APR offer, the Bank of America® Customized Cash Rewards Credit Card doesn't have many other benefits, but this is common with no-annual-fee credit cards. Bank of America Customized Cash Rewards fees and costsThe Bank of America® Customized Cash Rewards Credit Card has a $0 annual fee. The Bank of America® Customized Cash Rewards Credit Card has a fair welcome bonus and a generous intro APR offer.

Like Wells Fargo, Chase offers two brick-and-mortar savings accounts: the standard Chase Savings℠ and the Chase Premier Savings℠. If you want a simple, no-frills and low cost savings account at a brick-and-mortar bank, U.S. Bank's Standard Savings Account is for you. The three choices include Virtual Wallet, Virtual Wallet with Performance Spend and Virtual Wallet with Performance Select. Spend is your everyday checking account, Reserve your interest-bearing checking account / primary overdraft protection account and Growth is your long-term savings account / secondary overdraft protection account. Any return on your savings depends on the associated fees and the balance you have in your brick-and-mortar savings account.

You won't have that issue with the Fidelity® Rewards Visa Signature® Card. If you're new to investing and want a hands-off way to earn (and invest) rewards from your everyday spending, the Fidelity® Rewards Visa Signature® Card is an easy starting point. Bottom line: The Fidelity Rewards Visa Signature card is ideal for people who like the simplicity and benefits of earning easy rewards on all spending. Fidelity Rewards Visa Signature card benefits and featuresNearly all of the Fidelity Visa card's benefits come as a function of being a Visa Signature card, which includes travel benefits, extended warranty, and lost luggage reimbursement. Visa Signature conciergeWith the Visa Signature Concierge service, you can request assistance with things like travel planning, restaurant reservations, entertainment tickets, and more.

☆ Here are the best brick-and-mortar savings accounts of March 2023
▼ + stars: | 2020-10-07 | by ( Elizabeth Gravier | Jason Stauffer | ) www.cnbc.com time to read: +23 min

To determine which brick-and-mortar savings accounts are the best overall, CNBC Select analyzed and compared dozens of savings accounts offered by the largest banks and credit unions. The brick-and-mortar savings accounts we selected for our ranking are all FDIC-insured, with access to at least 700 physical branches and over 4,000 non-fee ATMs in the U.S. (See our methodology for more information on how we choose the best brick-and-mortar savings accounts.) Like Wells Fargo, Chase offers two brick-and-mortar savings accounts: the standard Chase Savings℠ and the Chase Premier Savings℠. Find the best savings account for you: Help your money grow by finding the savings account that offers the best rates and features for you. Our methodologyTo determine which brick-and-mortar savings accounts offer the most convenience, CNBC Select analyzed dozens of U.S. savings accounts offered by the largest national banks and credit unions.

☆ Here are the best brick-and-mortar savings accounts of May 2023
▼ + stars: | 2020-10-07 | by ( Elizabeth Gravier | Jason Stauffer | ) www.cnbc.com time to read: +23 min

To determine which brick-and-mortar savings accounts are the best overall, CNBC Select analyzed and compared dozens of savings accounts offered by the largest banks and credit unions. The brick-and-mortar savings accounts we selected for our ranking are all FDIC-insured, with access to at least 700 physical branches and over 4,000 non-fee ATMs in the U.S. (See our methodology for more information on how we choose the best brick-and-mortar savings accounts.) Best brick-and-mortar savings accountsCompare offers to find the best savings accountBest at Bank of AmericaBank of America Advantage Savings Learn More Bank of America, N.A. Like Wells Fargo, Chase offers two brick-and-mortar savings accounts: the standard Chase Savings℠ and the Chase Premier Savings℠. Find the best savings account for you: Help your money grow by finding the savings account that offers the best rates and features for you.

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