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☆ Inside the largest mansion for sale in Malibu, going for $58.8 million
▼ + stars: | 2022-12-19 | by ( Ray Parisi | ) www.cnbc.com time to read: +7 min

watch nowThis $58,808,000 mansion overlooking the Pacific Ocean is one of the largest homes for sale in Malibu. The hot neighborhood's top sale closed in October commanding just over $2,500 per square foot, according to public records, way above average for Malibu. After completing the Kaizen House, he listed it in March for $74.8 million — or more than $4,500 a square foot. Here's a look around the $58.8 million Kaizen House:The home's dramatic entrance delivers fire, water, and intricately carved Belgian bluestone walls Simon BerlynHalliday infused the mansion with Indonesian influences that are evident even before stepping inside. Simon BerlynPrimary suite Simon BerlynThe home's upper level includes six ensuite bedrooms, each with its own terrace.

Mortgage rates have remained relatively calm over the past few days following last week's drop. Just keep in mind that HELOC rates are variable, so if rates start to trend up further, yours will likely increase, as well. Whether mortgage rates will drop in 2023 hinges on if the Federal Reserve can get inflation under control. If the Fed acts too aggressively and engineers a recession, mortgage rates could fall further than what current forecasts expect. This means your entire monthly mortgage payment, including taxes and insurance, shouldn't exceed 28% of your pre-tax monthly income.

☆ 5 surprising things your homeowners insurance covers
▼ + stars: | 2022-12-18 | by ( Jason Stauffer | Benji Stawski | ) www.cnbc.com time to read: +11 min

A home is the biggest purchase most people make in a lifetime, and homeowners insurance is essential for protecting your biggest asset. Homeowners insurance covers the cost of fixing or replacing your home when it is damaged by a covered event, such as a fire, or certain types of bad weather. It's important to do a detailed review of your homeowners insurance policy to understand exactly what is and isn't covered. But finding the right homeowners insurance for you isn't as simple as locking in the lowest monthly premium. To file a homeowners insurance claim, you'll want to notify your insurance company as soon as possible after the event.

Mortgage rates have trended down recently and remain low today. As inflation continues to slow, it's likely that mortgage rates will continue to decrease in the new year. See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. If the Fed acts too aggressively and engineers a recession, mortgage rates could fall further than what current forecasts expect. This means your entire monthly mortgage payment, including taxes and insurance, shouldn't exceed 28% of your pre-tax monthly income.

See more mortgage rates on Zillow Real Estate on ZillowMortgage refinance rates todayMortgage type Average rate today This information has been provided by Zillow. See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's interest rates will affect your monthly payments. 30-year fixed mortgage ratesThe current average 30-year fixed mortgage rate is 6.31%, according to Freddie Mac. 15-year fixed mortgage ratesThe average 15-year fixed mortgage rate is 5.54%, a decrease from the prior week, according to Freddie Mac data. Mortgage rates have increased dramatically so far in 2022, but there are signs that they may finally have peaked.

Average 30-year fixed mortgage rates dropped to a three-month low following the Federal Reserve's announcement that it's hiking the federal funds rate by 50 basis points. See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-year fixed mortgage ratesThe current average 30-year fixed mortgage rate is 6.31%, according to Freddie Mac. 15-year fixed mortgage ratesThe average 15-year fixed mortgage rate is 5.54%, a decrease from the prior week, according to Freddie Mac data. Mortgage rates started ticking up from historic lows in the second half of 2021 and have increased over three percentage points since January 2022.

This will likely take some of the upward pressure off of mortgage rates, allowing them to trend down in 2023. See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-year fixed mortgage ratesThe current average 30-year fixed mortgage rate is 6.33%, according to Freddie Mac. 15-year fixed mortgage ratesThe average 15-year fixed mortgage rate is 5.67%, a decrease from the prior week, according to Freddie Mac data. Mortgage rates started ticking up from historic lows in the second half of 2021 and have increased significantly so far in 2022.

Mortgage rates have inched up slightly compared to last week, but today they're holding steady. See more mortgage rates on Zillow Real Estate on ZillowMortgage refinance rates todayMortgage type Average rate today This information has been provided by Zillow. See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. Whether mortgage rates will drop in 2023 hinges on if the Federal Reserve can get inflation under control. If the Fed acts too aggressively and engineers a recession, mortgage rates could fall further than what current forecasts expect.

☆ 34-year-old spent $17,000 on a tiny home in Idaho—now it brings in $49,000 a year on Airbnb: It's 'almost completely passive'
▼ + stars: | 2022-12-13 | by ( Megan Sauer | ) www.cnbc.com time to read: +4 min

Ivan Ellis Nanney listed his personalized tiny home on Airbnb in 2019. While on the tour, Nanney met a fellow Boisean named Kristie Wolfe, who turned the original six-ton potato into an Airbnb property. The friendship inspired Nanney, who dedicates six months of the year for travel, to set up his own Airbnb property. Ivan Ellis NanneyHe listed it on Airbnb in June 2019, with a plan to live there himself for six months per year. Ivan Ellis Nanney

See more mortgage rates on Zillow Real Estate on ZillowToday's refinance ratesMortgage type Average rate today This information has been provided by Zillow. Just keep in mind that HELOC rates are variable, so if rates start to trend up further, yours will likely increase, as well. Whether mortgage rates will drop in 2023 hinges on if the Federal Reserve can get inflation under control. If the Fed acts too aggressively and engineers a recession, mortgage rates could fall further than what current forecasts expect. This means your entire monthly mortgage payment, including taxes and insurance, shouldn't exceed 28% of your pre-tax monthly income.

Mortgage rates are holding steady as the Federal Reserve gears up for its last meeting of the year. See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. Whether mortgage rates will drop in 2023 hinges on if the Federal Reserve can get inflation under control. If the Fed acts too aggressively and engineers a recession, mortgage rates could fall further than what current forecasts expect. This means your entire monthly mortgage payment, including taxes and insurance, shouldn't exceed 28% of your pre-tax monthly income.

Average 30-year fixed mortgage rates have been hovering around 6% for the past couple of weeks. See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's interest rates will affect your monthly payments. 30-year fixed mortgage ratesThe current average 30-year fixed mortgage rate is 6.33%, according to Freddie Mac. 15-year fixed mortgage ratesThe average 15-year fixed mortgage rate is 5.67%, a decrease from the prior week, according to Freddie Mac data. Mortgage rates have increased dramatically so far in 2022, but there are signs that they may finally have peaked.

☆ Free for a month, Ukraine's Kherson still toils to clear Russian traps
▼ + stars: | 2022-12-11 | by ( ) www.cnbc.com time to read: +6 min

An elderly woman looks at damaged caused by overnight Russian shelling of a residential building on Dec. 1, 2022 in Kherson, Ukraine. Sunday marks exactly one month since Russia's troops withdrew from Kherson and its vicinity after an eight-month occupation, sparking jubilation across Ukraine. The regional administration said Saturday that shelling over the past month has killed 41 people, including a child, in Kherson, and 96 were hospitalized. When aid trucks arrived a month ago, war-weary and desperate residents flocked to the central Svoboda (Freedom) Square for food and supplies. Longer-term questions remain: Kherson sits in an agricultural region that produces crops as diverse as wheat, tomatoes, and watermelon — a regional symbol.

See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-year fixed mortgage ratesThe current average 30-year fixed mortgage rate is 6.33%, according to Freddie Mac. 15-year fixed mortgage ratesThe average 15-year fixed mortgage rate is 5.67%, a decrease from the prior week, according to Freddie Mac data. Mortgage rates started ticking up from historic lows in the second half of 2021 and have increased over three percentage points since January 2022. But average 30-year fixed rates will likely remain somewhere in the 5% to 6% range throughout 2023.

"Over the last four weeks, mortgage rates have declined three quarters of a point, the largest decline since 2008. See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-year fixed mortgage ratesThe current average 30-year fixed mortgage rate is 6.33%, according to Freddie Mac. 15-year fixed mortgage ratesThe average 15-year fixed mortgage rate is 5.67%, a decrease from the prior week, according to Freddie Mac data. Mortgage rates started ticking up from historic lows in the second half of 2021 and have increased significantly so far in 2022.

Mortgage rates are holding relatively steady across the board this week, with 30-year fixed mortgage rates hovering near 6% — a full percentage point lower than they were a month ago. See more mortgage rates on Zillow Real Estate on ZillowMortgage refinance rates todayMortgage type Average rate today This information has been provided by Zillow. See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. Whether mortgage rates will drop in 2023 hinges on if the Federal Reserve can get inflation under control. If the Fed acts too aggressively and engineers a recession, mortgage rates could fall further than what current forecasts expect.

Mortgage rates have ticked up slightly after starting the week at the lowest point they've been in several months. If this is the case, mortgage rates may trend down further in the new year. However, if the Fed determines that it needs to continue raising rates for longer than expected, mortgage rates could remain elevated throughout 2023. If the Fed acts too aggressively and engineers a recession, mortgage rates could fall further than what current forecasts expect. This means your entire monthly mortgage payment, including taxes and insurance, shouldn't exceed 28% of your pre-tax monthly income.

Though mortgage rates aren't directly impacted by Fed hikes, rates often trend up or down based on how investors expect Fed policy to affect the broader economy. See more mortgage rates on Zillow Real Estate on ZillowToday's refinance ratesMortgage type Average rate today This information has been provided by Zillow. See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. Whether mortgage rates will drop in 2023 hinges on if the Federal Reserve can get inflation under control. This means your entire monthly mortgage payment, including taxes and insurance, shouldn't exceed 28% of your pre-tax monthly income.

See more mortgage rates on Zillow Real Estate on ZillowMortgage refinance rates todayMortgage type Average rate today This information has been provided by Zillow. See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's interest rates will affect your monthly payments. 30-year fixed mortgage ratesThe current average 30-year fixed mortgage rate is 6.49%, according to Freddie Mac. 15-year fixed mortgage ratesThe average 15-year fixed mortgage rate is 5.76%, a decrease from the prior week, according to Freddie Mac data. Mortgage rates have increased dramatically so far in 2022, but there are signs that they may finally have peaked.

See more mortgage rates on Zillow Real Estate on ZillowCurrent refinance ratesMortgage type Average rate today This information has been provided by Zillow. See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-year fixed mortgage ratesThe current average 30-year fixed mortgage rate is 6.49%, according to Freddie Mac. 15-year fixed mortgage ratesThe average 15-year fixed mortgage rate is 5.76%, a decrease from the prior week, according to Freddie Mac data. Mortgage rates started ticking up from historic lows in the second half of 2021 and have increased over three percentage points since January 2022.

Average 30-year fixed mortgage rates have dropped below 6% for the first time since late September. See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-year fixed mortgage ratesThe current average 30-year fixed mortgage rate is 6.49%, according to Freddie Mac. 15-year fixed mortgage ratesThe average 15-year fixed mortgage rate is 5.76%, a decrease from the prior week, according to Freddie Mac data. Mortgage rates started ticking up from historic lows in the second half of 2021 and have increased significantly so far in 2022.

Mortgage rates have trended down this week following a speech Federal Reserve Chair Jerome Powell gave at the Brookings Institution on Wednesday. As the Fed has aggressively hiked rates this year, mortgage rates have also been pushed up. Because of this, borrowers shouldn't expect mortgage rates to drop dramatically any time soon. See more mortgage rates on Zillow Real Estate on ZillowMortgage refinance rates todayMortgage type Average rate today This information has been provided by Zillow. See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments.

☆ Florida homeowners got swindled by brokers who paid them a paltry sum in cash upfront for the rights to sell their properties for 40 years
▼ + stars: | 2022-12-02 | by ( Robert Davis | ) www.businessinsider.com time to read: +5 min

A Florida brokerage had offered homeowners upfront cash payments in exchange for exclusive rights to sell their property. Florida's attorney general alleges MV Realty's 40-year homeowner agreement is "deceptive" and "unconscionable." Roy Brightwell, 70, is one complainant that the Tampa Bay Times interviewed about his experience with MV Realty. The lawsuit claims that MV Realty's agreement is illegal under Florida law because it does not meet the statutory requirements for liens. When asked about the pending litigation, a spokesperson for MV Realty responded to Insider suggesting that the practice is perfectly legal.

Mortgage rates are now more than half a percentage point lower than they were a month ago. See more mortgage rates on Zillow Real Estate on ZillowToday's refinance ratesMortgage type Average rate today This information has been provided by Zillow. Whether mortgage rates will drop in 2023 hinges on if the Federal Reserve can get inflation under control. If the Fed acts too aggressively and engineers a recession, mortgage rates could fall further than what current forecasts expect. This means your entire monthly mortgage payment, including taxes and insurance, shouldn't exceed 28% of your pre-tax monthly income.

☆ 'Selling Sunset' broker Jason Oppenheim says 'Compass basically destroyed the brokerage model for the entire industry'
▼ + stars: | 2022-11-30 | by ( Dan Latu | ) www.businessinsider.com time to read: +5 min

Jason Oppenheim, who runs The Oppenheim Group, said the rival brokerage Compass is "unfixable." Compass told Insider its current cost-cutting plan includes "no change in our split policy." "There's no fixing Compass," Oppenheim, best known from the Netflix reality show "Selling Sunset," told the real-estate news outlet Inman. "There are other brokerages out there offering 90-10 and 85-15 splits because they had to in order to compete with Compass," Oppenheim told Insider. Oppenheim told Insider he's not rooting for the downfall of Compass.

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