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☆ Wall Street thinks the US economy is getting back to normal. The election could change that
▼ + stars: | 2024-07-08 | by ( Nicole Goodkind | ) edition.cnn.com time to read: +10 min

New York CNN —New data shows weakening in the US economy – Friday’s jobs report showed that unemployment ticked up to 4.1% in June. Inflation is easing, and so is economic growth – that combination means interest rate cuts could be on their way. Before the Bell spoke with Michael Reynolds, vice president of investment strategy at Glenmede, about investors, the economy and political landscape. We recognize that to have a thesis on the economy is to have a thesis on the consumer. The global market value for adult diapers was pegged at $12.8 billion in 2023, according to market research provider Euromonitor International.

Persons: Joe Biden, Bell, Michael Reynolds, we’ve, there’s, That’s, We’ve, Fumio Kishida, Read, Nathaniel Meyersohn Organizations: CNN Business, Bell, New York CNN, Nasdaq, Federal, DC, Traders, Fed, Federal Reserve, United Nations, UN, Euromonitor, Oji Holdings, Flags Locations: New York, Japan, China, Indonesia, Malaysia, United States

☆ Top Wall Street analysts see attractive prospects for these 3 stocks
▼ + stars: | 2024-07-07 | by ( Tipranks.Com Staff | ) www.cnbc.com time to read: +6 min

As investors navigate this complicated environment, they may turn to research from top-rated Wall Street analysts as they search for stocks with strong balance sheets and solid growth prospects. With that in mind, here are three stocks favored by the Street's top pros, according to TipRanks, a platform that ranks analysts based on their past performance. Attractive features like Prime Video, Free Same Day Delivery, Prime Music and Grocery made the Prime membership more attractive to the survey respondents. 1 Large Cap Long," with the survey results backing the company's long-term investment thesis. The analyst expects Twilio to gain from the demand for artificial intelligence-based automated responses that ensure timely and cost-effective customer interaction.

Persons: Goldman Sachs, Toshiya Hari, Hari, TipRanks, Mark Mahaney, Mahaney, Amazon's, Grocery, Ivan Feinseth, Twilio, Feinseth Organizations: Micron Technology Chipmaker Micron Technology, MU, Micron, Online, Amazon Retail, Walmart, Amazon Web, North American Retail Locations: FY4Q, U.S

☆ Opinion: Many people can’t physically flee disasters. We are failing to help them
▼ + stars: | 2024-07-07 | by ( Opinion L. Vance Taylor | ) edition.cnn.com time to read: +14 min

Editor’s Note: Luis “Vance” Taylor is the chief of the Office of Access and Functional Needs at the California Governor’s Office of Emergency Services. And for some individuals with access and functional needs, it was a nightmare. Unfortunately, nobody from the emergency management team had told the accessible transportation provider that they were part of the plan. Yet virtually all disasters have one critical commonality: They disproportionately impact individuals with access and functional needs, such as people with disabilities and older adults. Inclusive emergency management is an achievable mission.

Persons: Luis “ Vance ” Taylor, Taylor, CNN — I’ll, I’ve, there’s, Vance Taylor, Elijah Nouvelage, arth, I’m, you’re, Bill de Blasio, Jonathan Lamberton, Andy Katz, There’s, Allen J, we’re Organizations: California Governor’s, Emergency Services, CNN, Operations Center, Governor's, Emergency, Centers for Disease Control, New, Emergency Management, Pacific Press, California State Operations Center, Los Angeles Times, Getty, Twitter, Facebook Locations: California, Oroville, United States, Sierra Nevada, Sacramento, Oroville , California, New York City, , California

☆ For Some Young Couples, Saving on Rent Means Moving in Together Early
▼ + stars: | 2024-07-07 | by ( Melissa Rohman | ) www.nytimes.com time to read: +1 min

For Caroline Li and Colin Wang, moving in together after dating for eight months was a matter of serendipity and urgency. Last fall, Mr. Wang, 28, was completing his final year of medical school at the University of California, Los Angeles, when he learned that the two-bedroom apartment he shared with one roommate had a mold infestation. He had to move out immediately, but had trouble finding new housing. At the same time, Ms. Li, 24, a registered nurse, learned that one of her two roommates was moving out of their $5,000-a-month, three-bedroom apartment near Santa Monica, Calif., in the middle of their lease. Ms. Li and Mr. Wang realized that they could resolve both of their issues by having Mr. Wang move in with Ms. Li and her roommate.

Persons: Caroline Li, Colin Wang, Wang, ”, Li Organizations: University of California Locations: Los Angeles, Santa Monica, Calif

High-yield savings accounts have become very popular. With many boasting interest rates over 5% — far greater than the average savings account interest rate — there's no question why they're on so many people's minds. My first high-yield savings account was with AllyWhen I started my savings journey, I opened my Ally high-yield savings account after reading articles that compared different banks and seeing that name come up often. I use the savings account for longer-term savings (right now, an upcoming extended time off from work) and the checking account for shorter-term goals, like buying a new iPad. Using high-yield savings accounts with high interest rates helped, allowing me to get a small bonus deposit each month.

Persons: I've, Ally, it's, — Organizations: Service, Business, Capital, Ally Locations: Maldives

☆ A scammer conned us out of our $32,430 down payment by email. We didn't realize it until 10 days later.
▼ + stars: | 2024-07-06 | by ( Alcynna Lloyd | ) www.businessinsider.com time to read: +7 min

Somehow a hacker got into her email account, and then was able to get all of our transaction information. But we got a call from our real attorney, and they said, "Hey, your down payment is due today." I called the seller's attorney, and he explained that the email account was not his, and the bank account wasn't either. AdvertisementWe found out the only real email address in the thread was our real-estate agent's, but she wasn't the one communicating with us. She told us via text message that her email account must have been hacked — that it was her email address, but she didn't write it.

Persons: —, Daniel Pietschnig, Jessica Madalena, Daniel, Jessica, Jessica's, scammers, We'll, they'd, we've, we're, — we're Organizations: Service, Business, Social Security, FBI, Bitcoin Locations: Wood, , New Jersey, Jersey City, Newark, homebuyers

☆ 55% of Gen Xers regret not saving more for retirement—3 ways to start planning now
▼ + stars: | 2024-07-06 | by ( Jade Thomas | ) www.cnbc.com time to read: +4 min

More than half of Gen Xers say they regret not saving more for retirement. In fact, Gen Xers are at the perfect age to do just that, says Barry Glassman, a certified financial planner and founder and president of Glassman Wealth Services. Here are three things Gen Xers can start doing as soon as today to ease their retirement worries. Take care of expensive debtFor many Gen Xers, saving for retirement has been placed on the back burner as they juggle other expenses. Seventy-one percent of Gen Xers are homeowners, compared to a little over half of millennials at 52%, according to 2023 Redfin data.

Persons: Gen Xers, it's, Barry Glassman, Jason Stein, pare, Glassman, Xers, Stein, that's Organizations: Allianz, Wealth Services, Bluepoint Wealth Locations: California

☆ Why you’re seeing lots of teens at work this summer — but still so many empty lifeguard chairs
▼ + stars: | 2024-07-06 | by ( Elisabeth Buchwald | ) edition.cnn.com time to read: +8 min

New York CNN —Your kid’s summer camp is likely fully staffed. The shift is a refreshing change after the pandemic drove many teens away from working during their summer breaks. “Now I’m seeing parents pushing their kids to work again,” said Pritikin, who employs around 350 staff members each summer. Ten years ago, high school-aged camp staff made around $1,000 for an entire summer. Lifeguards prepare for the opening of the Astoria Pool in the New York City borough of Queens on June 27, 2024.

Persons: They’re, ”, Paul Harrington, That’s, it’s, Eric Brotherson, “, Brotherson, he’s, Andy Pritikin, Pritikin, weren't, Frank Burkhauser, Harrington, ” Andrew Challenger, Joshua A . Bickel, Eric Adams, Spencer Platt, Gregg McQueen, We’ll, ” McQueen, Adams, Tom Gill, ” Gill Organizations: New, New York CNN, Rhode Island College, Glenwood, Colorado Rockies, Liberty, Challenger, YMCA Camp Kern, American Lifeguard Association . New, New York City, CNN, United States Lifesaving Association, “ Lifeguard Locations: New York, Glenwood, Glenwood Springs , Colorado, rollercoasters, Liberty Lake, Bordentown, Mansfield Township , New Jersey, Oregonia , Ohio, American Lifeguard Association . New York City, New York City, Queens

☆ Gen Z's latest hot club is Costco
▼ + stars: | 2024-07-05 | by ( Alex Bitter | ) www.businessinsider.com time to read: +3 min

Read previewOne of Gen Z's biggest tools for fighting persistently high food prices: Sharing a big cart of groceries — and potentially a membership card — from Costco or Sam's Club with roommates or family. Costco and Sam's Club might be happy for the new customers, but they're likely less eager about those who share membership cards to make the purchases. Wholesale retailers like Costco and Sam's Club have long appealed to consumers who shop for big families or parties. But some single people say a Costco membership makes sense for them thanks to benefits like savings on gas. Are you a shopper or employee at Costco or Sam's Club with a story idea to share?

Persons: —, Z, Devak Nanda, Nanda, abitter@businessinsider.com Organizations: Service, Costco, Sam's, Wall Street, Business, Sam's Club, Walmart, of Illinois, Champaign, Devak Locations: of Illinois Urbana

☆ Portugal 0 France 0: Penalties decide cagey quarter-final as Mbappe progresses and Ronaldo goes out – The Briefing
▼ + stars: | 2024-07-05 | by ( Tim Spiers | Liam Tharme | ) www.nytimes.com time to read: +12 min

Anyone tuning into the first half after the pulsating Germany vs Spain quarter-final was rapidly brought down to earth as Portugal and France played out a largely underwhelming opening 45 minutes. A penalty shootout was the inevitable conclusion and France scored all five of theirs, while Joao Felix missed for Portugal. This was actually a pivotal moment in the contest; a preciously rare France counter, something Portugal had rallied against all game. every one bar their final group game) Ronaldo played every second. Tim SpiersAnd Kylian Mbappe was quiet too…This was billed as Mbappe versus Ronaldo, but the Frenchman had a quiet game too.

Persons: Mike Maignan, Bruno Fernandes, Vitinha, Nuno Mendes, Joao Felix, Tim Spiers, Liam Tharme, Amy Lawrence, Randal Kolo Muani, alf, ortugal, ake, rance, ince, radley, ong, ike, ross, ota, amos, orth, hird, haring, inger, uros, ike M, ogba, lear Organizations: Portugal, Spain, France, ust Locations: France, Germany, Portugal, Hamburg, ely

A financial planner told me his clients get a clear picture of their living costs in retirement before they retire. "Knowing that will help you understand how much money in assets you need to retire." He shared the four most important factors that enable his clients to retire early without making a big lifestyle change. You may want to have a financial advisor or accountant take a look at your debt to help you strategize. 4. Review your retirement accountsAnother opportunity Pelham shared to maximize your finances now for early retirement is to look at your retirement accounts.

Persons: —, I'd, Jay Pelham, Kaufman, Pelham, you've, it's, haven't Organizations: Service Locations: Miami —, Florida, Gainesville

☆ Kamala Harris: Democrats start moving to VP as President Joe Biden digs in
▼ + stars: | 2024-07-05 | by ( Edward-Isaac Dovere | ) edition.cnn.com time to read: +14 min

CNN —Amid the ongoing fallout from Joe Biden’s debate performance, talk in many top Democratic circles has already moved to who Kamala Harris’ running mate would be. A more open race, these top Democrats hope, would be for Harris’ running mate, with a focus on leading Democratic governors. “President Biden is our nominee, Vice President Harris is our running mate, and we will win this November,” he said. The anti-Trump coalition cannot afford to discount the strengths of the nominated Democratic running mate and current vice president. Harris’ answer: She’d turn around and say to him, “Why are you being so weird?”As vice president, Harris has tended to be known more for her word salads than sharp elbows like that.

Persons: CNN —, Joe Biden’s, Kamala Harris ’, Biden, Harris, That’s, it’s, Donald Trump’s, Harris ’, Roy Cooper, Andy Beshear, Josh Shapiro, J.B . Pritzker, Tim Walz, “, they’ve, ’, hasn’t, We’ve, ”, Tim Ryan, he’s, ” Biden, Kevin Munoz, Harris —, I’ve, Kamala ” —, —, it’s Kamala, “ Kamala Harris, Kamala, She’s, Nanette Barragán, ” she’s, ” Barragán, Biden’s, Timmaraju, she’s, Harris Harris, Biden metastasizing, Ezra Levin, Gregory Meeks, Trump Harris, Hillary Clinton, CNN’s Anderson Cooper, Jill Biden, ” Brian Fallon, Cooper, Beshear, ” Cooper, He’s, CNN’s Jeff Zeleny Organizations: CNN, Democratic, Biden, North Carolina Gov, Kentucky Gov, Pennsylvania, J.B, Illinois, NFL, Trump, ”, California Democrat, Congressional Hispanic Caucus, Democrats ’, Democratic doubters, Congressional Black Caucus, Democratic Party, New, CBC, Republican Locations: Minnesota, Alabama, Wisconsin, Ohio, California, Milwaukee, Detroit, Philadelphia, Atlanta, New York, North Carolina, Kentucky, Virginia , Montana, Iowa

☆ Euro 2024 day 22: Goodbye to Ronaldo and Kroos as Spain and France set up semi-final
▼ + stars: | 2024-07-05 | by ( The Athletic Uk Staff | ) www.nytimes.com time to read: +9 min

Euro 2024 has its first pair of semi-finalists. GO DEEPER Toni Kroos was at the top of his game at Euro 2024 - so why is he retiring? France had also lost their previous three penalty shootouts in major tournaments, not winning one since the 1998 World Cup. And he did, sending Costa the wrong way to keep France’s Euro 2024 dream alive. every one bar their final group game) Ronaldo played every second.

Persons: Mikel Merino’s, there’s, Joao Felix, Cristiano Ronaldo, Toni Kroos, Florian Wirtz’s, Merino, Jaime Reina, Qian, Kroos, Sebastian Stafford, Dermot Corrigan Spain’s, Luis de la, Mikel Merino's, Li, bea, kee, tim, Ron, dre, Amy Law, sid e Organizations: England, Getty, Champions League, Real Madrid, Bloor, Croatia, Albania, Georgia, pla Locations: Spain, Germany, Portugal, France, Denmark, Italy, SPAIN, ste, goa

☆ Goldman Sachs: 89 stocks expected to be winners as they build out AI infrastructure
▼ + stars: | 2024-07-05 | by ( Laila Maidan | ) www.businessinsider.com time to read: +4 min

Stocks within the adoption frameworkWhile there could be a few angles one might use to determine where a company fits within AI's development, Goldman Sachs created their version of AI's adoption phases. Additional early winners of AI were mega-cap technology names that had steep earnings growth and attracted a lot of investors. Throughout 2023, there was a 53% gap in annual earnings growth between the top five AI names and the rest of the S&P 500. But as we enter 2025, Goldman estimates that the earnings growth between the big five and the rest of the market will tighten. The graph below demonstrates Goldman's forecast of a slowdown in earnings growth from the concentrated names and a modest pickup for the broader market.

Persons: —, It's, Goldman Sachs, David Kostin, Goldman Organizations: Service, Business, Chief US, Nvidia, Microsoft, Goldman Sachs Global Investment Research, Management

☆ A retired baby boomer who still needs to work to get by thinks Social Security should be seen as a right in the US
▼ + stars: | 2024-07-04 | by ( Juliana Kaplan | ) www.businessinsider.com time to read: +5 min

Now, with her pension, she'll have around $3,700 a month coming in. Even so, she said it was still the most uplifting and rewarding work she's ever done. She'd also like the country to rethink conversations around Social Security and retirement benefits more broadly. At the same time, politicians have taken aim at Social Security, suggesting potentially pushing up the retirement age and not moving to fund its coffers. "We have to get out of this frame of mind that suggests that Social Security that people have paid into for decades is somehow an entitlement.

Persons: Linda, it's, she'd, I'm, she's, Linda isn't, aren't, couldn't, She'd Organizations: Service, Business, Security, Social Security Locations: Ohio, Florida

☆ Argentina wins penalty shootout to reach semifinals, Messi misses from spot
▼ + stars: | 2024-07-04 | by ( Felipe Cardenas | Paul Tenorio | ) www.nytimes.com time to read: +9 min

Messi missed Argentina’s opener but penalty king Emiliano Martinez saved Argentina’s blushes, stopping Ecuador twice to see his side progress to the last four. Every time Messi floated wide to try to get on the ball in space, Ecuador closed down with multiple defenders. Lisando Martinez, unmarked at the far post, calmly headed the ball into the net to score his first goal for Argentina. Through the first 30 minutes, Ecuador had fairly good control of the game. On the ball, Ecuador was pushing quickly up the field, especially through the left side and Jeremy Sarmiento.

Persons: Lionel Messi, Lisandro Martinez, Enner Valencia, Kevin Rodriguez, Messi, Emiliano Martinez, Argentina’s, ”, ” Martinez, Logan Riely, Felipe Cardenas, Paul Tenorio, Emi Martinez, Angel Mena, Julian Alvarez, Alan Minda, Martinez, Alexis Mac Allister, John Yeboah, Gonzalo Montiel, Nicolas Otamendi, Enzo Fernandez, Paul Tenorio Valencia, Valencia, Mac, Juan Mabromata, Argentina …, He’s, hasn’t, Ecuador’s, Lisando Martinez, Charly Triballeau, Felipe Cardenas Emi Martinez, Aston, Lionel Scaloni, Jeremy Sarmiento, Moisés, Sarmiento, Nahuel Molina, Rodrigo De Paul, “, ” Emiliano Martinez, ” De Paul, ” What’s Organizations: Copa America, Peru, Ecuador, NRG, Houston, Messi, Copa América, Chelsea, Qatar, Venezuela, Valencia, Valencia didn’t, Getty, Argentina, Olimpico, Mercedes, Benz, Aston Villa, Canada, MetLife Locations: Argentina, Ecuador, AFP, Valencia, Atlanta, Venezuela, Canada, New Jersey

☆ With CDs topping 5% APY, I asked financial advisors for their best tips to earn more on my savings
▼ + stars: | 2024-07-04 | by ( Jen Glantz | ) www.businessinsider.com time to read: +5 min

I started investing a lot of my savings in CDs this year when I saw how high APYs are right now. In order to make sure I'm getting the most out of my CD strategy when average CD rates are high, I decided to chat with two financial advisors to hear their best tips. "CD rates can vary wildly between banks, credit unions, and investment firms, so be sure to shop around whenever you are ready to buy one," he said. "The last thing you want to do is have to pull out your CD money right before it matures because you need to purchase new tires." Consider a CD ladderIn order to really maximize the current high APY offerings from CDs, Kovar suggested considering a CD ladder.

Persons: Taylor Kovar, I've, Kovar, Patrick O'Leary, doesn't

☆ White House staffers are being told to go heads down and 'execute, execute, execute' as Biden doubles down on his reelection bid: reports
▼ + stars: | 2024-07-04 | by ( Matthew Loh | ) www.businessinsider.com time to read: +1 min

As President Joe Biden faces calls to step aside, his chief of staff has tried to rally the team. In an all-staff call on Wednesday, he called on staffers to tune out the noise and focus on their work. Meanwhile, Biden has been scrambling to shore up support for his campaign, saying he plans to still run. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementWhite House staff have been told to hunker down and power through the tumult of saving President Joe Biden's 2024 campaign, according to multiple reports.

Persons: Joe Biden, Biden, —, Joe Biden's, Biden's, Jeff Zients Organizations: Service, White

☆ Confessions from 5 women who've dated men in finance
▼ + stars: | 2024-07-04 | by ( Maria Noyen | ) www.businessinsider.com time to read: +14 min

Read previewLast week, I went looking for women dating men in finance. Here, five women with firsthand experience dating a man in finance share their experiences. Some women dating men with demanding jobs discussed the challenges, from getting stood up due to work running late and endless conversations about golf and money. AdvertisementShe said she understands why people trying to pursue relationships with men in finance might wonder: "Does this guy even like me? He's been 'saving' his entire life for meAniesia Williams — a 43-year-old entrepreneur and chief client officer for a tech firm Epigen — had little experience dating men in finance.

Persons: —, Megan Boni, Boni, David Guetta, Finance Bro, Boni's TikTok, They're, Cristina Vanko gravitates, Vanko, Goldman Sachs, Spencer Platt, bro, Weren't, they've, Bro, Bob Thomas, Getty, Summer, she's, hasn't, it's, TikTok, He's, Aniesia Williams, Epigen —, Williams, Dennis Morrow, Morrow, Aniesia Williams Williams Organizations: Service, Trust, Business, Finance, League, Labor Statistics, JPMorgan, Getty, Rolex, Washington DC, Hamptons, BI, Bank of America Locations: Patagonia, United States, NYC, Berlin, Los Angeles, Chicago, Boston, Washington, Bumble, Raleigh , North Carolina, Charlotte, Raleigh

☆ I got laid off from Google in my 50s and juggled 3 jobs at Trader Joe's, Lyft, and Starbucks. It was a humbling experience.
▼ + stars: | 2024-07-04 | by ( Jyoti Mann | ) www.businessinsider.com time to read: +5 min

Kim started working at Trader Joe's 10 days after getting laid off from Google. So just 10 days after getting laid off, I started a part-time role at Trader Joe's. Related storiesI would work three morning shifts at Trader Joe's, Starbucks in the afternoons and drive for Lyft in between. After almost a year I quit my job at Starbucks and I was promoted to a manager role at Trader Joe's. I made a point of remembering 100 people's names at Trader Joe's within my first month.

Persons: —, Kim, Lois Kim, You've, I've, Joe's Organizations: Service, Google, Business, San, San Francisco Bay Area, Joe's, Starbucks Locations: Korea, San Francisco Bay

☆ Universal basic income has gone from utopian vision to economic reality. Here's what you need to know about UBI.
▼ + stars: | 2024-07-04 | by ( Theron Mohamed | ) www.businessinsider.com time to read: +8 min

Read previewUniversal basic income has made giant strides from its origins as a utopian vision toward becoming economic reality. Basic income trials have been conducted in countries as varied as Kenya, Finland, India, and Canada. Proponents of UBI say it reduces poverty, strengthens the social safety net, promotes health and happiness, and combats the stigma around welfare. Basic income recipients in a Finnish trial reported higher life satisfaction, improved health, and lower levels of depression and loneliness. An open questionUniversal basic income remains a largely theoretical idea that could have significant — and unpredictable — impacts on wealth inequality, human welfare, labor markets, and entire economies.

Persons: —, Tesla's Elon Musk, Robert Reich, Juan Luis Vives, they'd, Thomas Paine, Martin Luther King Jr, Milton Friedman, Sen, Bernie Sanders of, technocrat Andrew Yang, Sam Altman, Bernie Sanders, Kevin Dietsch, Dave Ramsey, Karl Marx playbook, that's, Jack Kellam, MrBeast, Jeff Cheatham, Douglas MacKay, Chapel Hill, Karl Widerquist, Kellam, stigmas Organizations: Service, Labor, Business, Autonomy, UNC, Chapel, Georgetown University, Qatar Locations: Kenya, Finland, India, Canada, Spanish, Bernie Sanders of Vermont, Uganda

☆ Millions of student loan borrowers to see their bills lowered in July — here's what else to know
▼ + stars: | 2024-07-03 | by ( Annie Nova | ) www.cnbc.com time to read: +4 min

President Joe Biden rolled out the SAVE plan in the summer of 2023, describing it as "the most affordable student loan plan ever." Under IDR plans, borrowers' monthly payments are set based on a share of their discretionary income. Republican-backed states, including Florida, Arkansas and Missouri, filed lawsuits against the SAVE plan earlier this year. In response, two federal judges in Kansas and Missouri temporarily halted significant parts of the SAVE plan on June 24. The case has not been decided yet, but at least for now the Education Department can proceed with reducing borrowers' bills.

Persons: Biden, Joe Biden, IDR, Taylor, Mark Kantrowitz Organizations: U.S . Department of Education, Valuable Education, Education, Finance, CNBC, Republican, U.S . Department of Justice, Education Department Locations: Florida , Arkansas, Missouri, Kansas

☆ We're paying for private school for our son, but we won't pay for college
▼ + stars: | 2024-07-03 | by ( Laura Niebauer Palmer | ) www.businessinsider.com time to read: +4 min

As we entered the kindergarten room on a tour of our local public school, the entire class was wearing headphones and engrossed in their tablets. Related storiesI knew that moving him into our local public school setting would be at odds with who he is naturally and would be like trying to fit a square peg in a round hole. Unfortunately, the local public school system prioritizes teaching to the standardized state test, continuously makes cutbacks to the arts and music programs, and has burgeoning class sizes with too few teachers. AdvertisementInvesting in his education during these crucial formative years makes more sense for our family than paying college tuition, which he may or may not even attend. While we will not pay for his college education, we have set up a custodial account for him, which he will have complete control of upon turning 18.

Organizations: Service, Montessori

☆ Where did all the lifeguards go?
▼ + stars: | 2024-07-03 | by ( Kelli María Korducki | ) www.businessinsider.com time to read: +11 min

My girlfriends, a year or two older, were most interested in catching the eye of the male lifeguards. The swim disparities also influenced the scope of a lifeguard's job. While the lack of qualified lifeguards may partly stem from this problem, getting more lifeguards on stands could turn things around. As we enter our fourth year without enough lifeguards, it's hard to imagine them retaking the podium as the cultural idol of American summer. When more cities prioritize safe water access for the masses — and pay lifeguards accordingly — the mighty lifeguard just may rise again.

Persons: Marco Polo, I'd, fawning, Wyatt Werneth, Werneth, —, Jessi Adler, Adler, hasn't, lifeguarding, Jason Russell, it's, Russell, Jeff Wiltse, Wiltse, KENA BETANCUR, Suburbanites Organizations: American Lifeguard Association, Getty, Lyndon, Johnson, SUNY Empire State, World, Association, American, of Public Health, New, Civil Rights Movement, Employers Locations: Milwaukee, America, Southern California, Michigan, Central Texas, Canada, New York City, Chicago, Denver, Baltimore, San Antonio

This should remove some upward pressure off of mortgage rates and allow them to trend down a bit. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. Mortgage Rates for Buying a Home30-Year Fixed Mortgage Rates Tick Up (+0.20%)The current average 30-year fixed mortgage rate is 6.73%, up 20 basis points from where it was this time last week, according to Zillow data. 15-Year Fixed Mortgage Rates Rise (+0.17%)The average 15-year mortgage rate is 6.12%, 17 basis points higher than last week. Mortgage Refinance Rates30-Year Fixed Refinance Rates Increase Slightly (+0.11%)The average 30-year refinance rate is 7.81%, 11 basis points up from last week.

Persons: you'll, It's, refinance Organizations: Investors, Federal Reserve, Zillow, FHA Locations: Chevron

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