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How LGFCU accounts compare Local Government Federal Credit Union Share SavingsLocal Government Federal Credit Union Checking AccountLocal Government Federal Credit Union Money Market AccountLocal Government Federal Credit Union Share Term Certificates Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. To become a member of Local Government Federal Credit Union, you must open a Local Government Federal Credit Union Share Savings account. How to Join Local Government Federal Credit UnionTo become a member of Local Government Federal Credit Union, you must work or volunteer at North Carolina local government. How Local Government FCU ComparesLocal Government Federal Credit Union vs. Truliant Federal Credit UnionTruliant Federal Credit Union is a CDFI that serves local communities in North Carolina, South Carolina, and Virginia. Local Government Federal Credit Union offers higher interest rates, but Truliant Federal Credit Union doesn't charge monthly services.

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☆ I prefer au pair care over any other form of childcare. Here's why.
▼ + stars: | 2024-01-15 | by ( Danielle Campoamor | ) www.businessinsider.com time to read: +6 min

She hired an au pair for the first time when her kids were 2 and 4 years old. Finding the perfect au pair is a lot like online dating. In the end — as two people new to the au pair matching process — we simply went with our gut. AdvertisementI didn't have to teach our au pair how to care for my childrenLuckily, we struck out — our family's first au pair ended up being amazing. AdvertisementOur first au pair is getting married this year, and our family is flying out for her wedding.

Persons: —, Denaye, they're, We're, Taylor Organizations: Service Locations: Texas, New York, Warsaw, Poland

☆ How Buffalo Bills QB Josh Allen makes and spends his millions
▼ + stars: | 2024-01-14 | by ( Meredith Cash | ) www.businessinsider.com time to read: +1 min

Josh Allen is one of the top quarterbacks in the NFL and he's paid accordingly. The 6-foot-5 superstar has already earned nine figures over six seasons with the Buffalo Bills. AdvertisementJosh Allen has gone from an overlooked high school prospect to an NFL superstar in the span of a decade. The Buffalo Bills quarterback has proven himself to have one of the strongest arms in all of football. AdvertisementHere's how Allen makes and spends his millions:

Persons: Josh Allen, he's, —, He's, Allen Organizations: NFL, Buffalo Bills, Service, Bowls

☆ Considering a move abroad in 2024? These are the best countries for expats
▼ + stars: | 2024-01-13 | by ( Blane Bachelor | ) edition.cnn.com time to read: +26 min

The survey, which has been running for a decade, reflects input from nearly 12,000 expats representing 177 nationalities in 181 countries or territories. John Coletti/The Image Bank Unreleased/Getty ImagesA longtime retirement destination for Americans, Mexico also has attracted more families and the digital nomad set over the past few years. Pros: Mexico ranked first in InterNations’ 2023 Expat Insider survey and has ranked among the top five countries since 2014. Cons: As is the case in Mexico and other countries with large expat communities, there’s growing backlash against the influx of foreigners, especially Americans, and especially in Lisbon. That popularity among auslanders has contributed to a housing pinch in major cities, especially Berlin, where finding accommodation is one of the most stressful aspects of a move.

Persons: It’s, Megan Frye, Frye, ”, “, We’ve, John Coletti, San Miguel de Allende, margarita, Sean Pavone, expats, Alex Ingrim, Chase, Ingrim, it’s, pollsters, they’re, it’s MVV, Arielle Tucker, that’s, auslanders, Andriy Kravchenko, “ Costa, ” David Lesperance, Costa Rica’s, “ Tico, Sebastien Lecocq, Lesperance, he’s, what’s, Emily, ” Tucker, Roth, Tucker, Carte Organizations: CNN, Invest Overseas, Braga, InterNations, Mexico, National Institute of Statistics, Human Rights Watch, Visa, USA, CNN Travel, ”, Spain, International, Travel Association, pollsters Gallup, Michelin, Changi, Cons, United, Costa Rica Costa, Central, Costa, Lesperance, Associates, Panama Panama, Miami of, Panama City, Panama Qualified Investment, Panama Golden Visa, France France Locations: Valencia, Spain, Portugal, Mazatlán, Mexico, United States, Mexico City, Michigan, Mexico Mexico, Plaza Carso, Polanco, North America, —, Oaxaca, San Miguel, Playa, Carmen, InterNations, Portugal Portugal, Porto, Douro, Europe, Lisbon, Western Europe, Madrid, Barcelona, Seville, Bilbao, Catalonia, Catalan, Netherlands, Amsterdam, Statista, Haarlem, Delft, Leiden, Maastricht, Washington, Miami , New York, San Francisco, Germany Germany, Munich, Germany, Berlin, Frankfurt, Stuttgart, Switzerland, Singapore Singapore, Singapore, Asia, Entre, Costa Rica, “, “ Costa Rica, Costa Rican, Panama City, Miami, Miami of Central America, Panama, North, South America, Italy, Venice, Italian, Paris, France, Lyon, Strasbourg

Despite the latest Consumer Price Index data coming in a bit hot according to Thursday's report, mortgage rates have been holding steady this week. Average 30-year mortgage rates remained in a tight 6.3%-to-6.45% range, only up a little bit from the previous week. See more mortgage rates on Zillow Real Estate on ZillowMortgage Refinance Rates TodayMortgage type Average rate today This information has been provided by Zillow. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. This is good news for mortgage rates — as inflation slows and the Federal Reserve is able to start cutting the federal funds rate, mortgage rates are expected to trend down as well.

Persons: We'll, Fannie Mae Organizations: Federal Reserve, Fed, Zillow, Mortgage, Association, Sky, ARM Locations: Chevron

☆ You can feel like a birdwatching pro with these AI binoculars that identify birds
▼ + stars: | 2024-01-13 | by ( Lakshmi Varanasi | ) www.businessinsider.com time to read: +1 min

The AX Visio are a pair of AI-powered bird-watching binoculars that were unveiled at CES 2024. The binoculars can identify more than 9,000 types of birds and other wildlife. The binoculars use AI image recognition technology and data from the Merlin Bird ID database to help you easily identify more than 9,000 birds and other wildlife at the click of a button. They rely on a built-in camera that allows the binoculars to identify still or moving images of birds, and you can immediately share the photos and videos you create by pairing the binoculars with a smartphone. This story is available exclusively to Business Insider subscribers.

Persons: Marc Newson, —, Merlin Organizations: CES, Apple, Service, Electronics, Business Locations: Las Vegas

He missed it when it became a World Golf Championship for only Ryder Cup and Presidents Cup players. So what to make of this new PGA Tour model of signature events and $20 million purses with small fields and most of them not having cuts? "If all the players play in those and we get great fields playing for a lot of money, then it's great. And the PGA Tour has been about doing the best for everybody, for all the pros and members. “So I'm a little mixed on that.”That's what the PGA Tour is facing this year.

Persons: — Stewart Cink, Cink, I'm, LIV, ” Cink, It's, Cink —, he's, Brian Harman, Jon Rahm, Max Homa, Patrick Cantlay, Cantlay, Rory McIlroy, Jordan Spieth, Scottie Scheffler, Kurt Kitayama, Arnold Palmer, “, Harman, Tyrrell Hatton, Tommy Fleetwood, McIlroy, Hatton, ” Hatton, ” Organizations: British, Sony, PGA, Firestone, Ryder, Cup, FedEx, LIV Golf, Arnold Palmer Invitational, Dubai, Dubai Invitational, Fleetwood, Alaska Airlines Locations: HONOLULU, Hawaii, Saudi, East Lake, Atlanta, Riviera, Bay Hill, Maui, Kapalua, San Francisco, Portland , Oregon, London, Dubai, Florida, West Coast

☆ My husband was willing to sacrifice his career to be a stay-at-home parent, but I wasn't. Here are the best and worst parts of our arrangement.
▼ + stars: | 2024-01-12 | by ( Robin Madell | ) www.businessinsider.com time to read: +9 min

Andrea Mac is a growth strategist, and her husband has been a stay-at-home dad for seven years. She says one of the worst parts of the arrangement is the tug-of-war between her kids and job. I have four children, ages 19, 14, 7, and 5 — and while I'm the family's breadwinner, my husband has been a stay-at-home dad for the last seven years. That said, being a breadwinner in my marriage while my husband is a stay-at-home dad has pros and cons. These are the five hardest, worst, and most triggering things about being a breadwinner with a stay-at-home husband.

Persons: Andrea Mac, Mac, —, He's, she's, I'm, it's, Claudia Goldin's Pulitzer, haven't Organizations: Service Locations: Greater Chicago

☆ I tried 6 brands of cottage cheese to find the best one to buy right now
▼ + stars: | 2024-01-11 | by ( Meredith Schneider | ) www.businessinsider.com time to read: +1 min

I tried six brands of cottage cheese that are widely available in the US. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementProtein-rich cottage cheese can be savored with fruit, in recipes, as a dip, or by itself, and it's been a staple in my house my entire life. I decided to taste-test six well-known brands to find the best one. Here's how the brands ranked, from worst to best.

Persons: Daisy, —, it's Organizations: Service

☆ Why Netflix, Disney, and other Hollywood companies are flocking to CES this year
▼ + stars: | 2024-01-08 | by ( Lucia Moses | ) www.businessinsider.com time to read: +5 min

Advertising and marketing pros made up 7% of CES' attendees in 2023, per CES. Look for topics like the creator economy and the rise of artificial intelligence to dominate the conversation for advertisers, Kassan added. And Roku, which is closing in on its search for a new ad sales head, is sending a large contingent. The cost advertisers pay for streaming ads is expected to decline as platforms release more inventory, particularly with Amazon unleashing ads on Prime Video. Advertisers also have more options with the fast-growing FASTs (free, ad-supported streaming TV channels), which primarily offer older TV shows and movies.

Persons: David Benioff, Weiss, Alexander Woo, Amy Reinhard, execs, It's, who'll, Patrick Pannett, Michael Kassan, Evan Spiegel, Kassan, — that's, Rita Ferro, NBCUniversal's Mark Marshall, NBCU's Peacock, NBCUniversal, Peacock, NBCU, Tanner Elton, Amy McDevitt, Ludacris, Jon Steinlauf, GroupM Organizations: Netflix, CES, Business, Consumer Technology Association, Madison Avenue, Walmart, Disney, Nexstar Media Group, Nvidia, Paramount, CTA, Tech, NBC, Bravo, Amazon Ads, Warner Bros, Magna, CTV, Hulu, Intelligence, Prime Video Locations: Las Vegas, Peacock

☆ Everyone thinks Jim Harbaugh is leaving Michigan for the NFL. Here's where he could be headed.
▼ + stars: | 2024-01-08 | by ( Meredith Cash | ) www.businessinsider.com time to read: +3 min

Read previewThe Michigan Wolverines are 60 minutes of playing time away from their first potential title of the millennium. Related storiesMichigan head coach Jim Harbaugh is connected to a number of vacant or soon-to-be-vacant head coaching spots in the NFL. Jim Harbaugh leads his Michigan Wolverines out of the tunnel. AdvertisementA number of teams have already expressed interest in the former San Francisco 49ers head coach. Grant Halverson/Getty ImagesPlus, the head coach has been cagey about his intentions during recent media availabilities.

Persons: —, Jim Harbaugh, David Rosenblum, Harbaugh, he's, He's, Jordan Schultz, Don Yee —, Grant Halverson Organizations: Service, Michigan Wolverines, Business, Monday's College, NFL, Wolverines, Getty, Minnesota Vikings, Denver Broncos, San Francisco 49ers, Athletic, Los Angeles Chargers, Las Vegas Raiders, Washington, Washington Huskies Locations: Ann Arbor, Michigan, West Coast

☆ A millennial moved from Georgia to a Seattle suburb. She said her job pays nearly twice as much, and the weather is ideal.
▼ + stars: | 2024-01-06 | by ( Noah Sheidlower | ) www.businessinsider.com time to read: +7 min

Read previewCaroline, 29, was tired of making $40,000 a year as an academic librarian in a suburb of Atlanta. The people are younger and quieter in Bremerton, the Seattle suburb in which she lives with her husband, and the weather is an improvement, she said. Nearly 5,600 made the move from Georgia to Washington, a particularly popular destination for California movers. Both Caroline and her husband landed union jobs, which she said were very rare in her part of Georgia. Advertisement"Coming from Georgia, I was usually the most introverted person in every room, whereas out here, that's not true," Caroline said.

Persons: —, Caroline, Peach State Caroline, she's, that's Organizations: Service, Business, Census, Peach State, Finances, Seattle Locations: Atlanta, Georgia, Seattle, Washington, Bremerton, Florida , Texas, North Carolina, California, Pacific, West, Cartersville, In Georgia

☆ A 32-year-old made an extra $9,000 in 5 months by posting Amazon reviews as a side hustle. She shares how to qualify your posts for commission and the top 5 tips to maximize earnings.
▼ + stars: | 2024-01-06 | by ( Laila Maidan | ) www.businessinsider.com time to read: +8 min

Butterfield gave up on finding additional gigs until she began seeing posts on TikTok about how others were earning commissions from posting review videos on Amazon. She then posted three video reviews, which is the number required by Amazon to get accepted for the on-site commission program. Most of the products she reviews fall into three categories: low-ticket items under $50, high-ticket items over $100, and trending or seasonal items. This is very important because if there are multiple review videos for a product, the last video watched before a purchase is what earns the commission. One thing to note is that trending products can die down quickly.

Persons: Lauren Butterfield, Butterfield, Stanley Organizations: Service, Adobe, Business, Amazon

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Review: Wells Fargo Active Cash card reviewInk Business Cash® Credit CardBest for office supplies Ink Business Cash® Credit Card Apply now lock icon An icon in the shape of lock. The Capital One Venture X Rewards Credit Card is a premium travel credit card that earns 2 Capital One miles per dollar on most purchases. Excellent, Good, Fair Pros Check mark icon A check mark. Annual Fee $0 Intro APR N/A Regular APR 20.49% Variable Intro Offer N/A Recommended Credit Excellent Pros Check mark icon A check mark.

Persons: Chase, —, takeout, cardholders, Cash, you'll, American Express cardholders, Wells, you've, It's, You'll, doesn't, Amex Organizations: Business, Citi, Bank, Amazon.com, Foods, Chase Travel, Amazon, Visa, FDIC, Chase, PayPal, American Express, Express, Disney, ESPN, Wells, Ink, Capital, One, Air, Turkish Airlines, Wyndham, Wholefoods, Card, Citi Best, EV, Costco, Costco.com, Cash, Cashback, Amex, Dell Locations: U.S, Hulu, Wells, Air Canada

☆ How to Start Working Out Again
▼ + stars: | 2024-01-05 | by ( Knvul Sheikh | ) www.nytimes.com time to read: 1 min

Resolving to get back into exercise or take up a new fitness routine is one of the best things you can do for your health. How do you motivate yourself to lace up your sneakers when you haven’t gone on a run for months? Should you jump back into the interval training program you tried before or search for something more fun? To help you start an exercise plan and stick with it, we tapped fitness pros for advice on setting realistic goals, reducing injury risk and actually enjoying yourself. Instead, set measurable, bite-size goals, such as getting at least 10 minutes of exercise daily.

Persons: haven’t

☆ CNBC Daily Open: 2023’s winners and losers
▼ + stars: | 2024-01-02 | by ( Yeo Boon Ping | ) www.cnbc.com time to read: +2 min

NEW YORK, NEW YORK - DECEMBER 29: Traders work on the floor of the New York Stock Exchange (NYSE) on the last day of trading for the year on December 29, 2023 in New York City. The Dow was up slightly in morning trading in what has been a strong year for the stock market despite many economists predictions that the American economy would experience a recession. (Photo by Spencer Platt/Getty Images)This report is from today's CNBC Daily Open, our new, international markets newsletter. CNBC Daily Open brings investors up to speed on everything they need to know, no matter where they are. Interest in alternative assets — which include anything outside public market assets like stocks, bonds, commodities and cash — looks to be growing.

Persons: Dow, Spencer Platt, Australia's, Bullish, bitcoin Bitcoin, Bitcoin, BYD, Tesla BYD, Tesla Organizations: NEW, New York Stock Exchange, Getty, CNBC, Pinebridge Investments, International Monetary Fund, Tesla, U.S . Securities, Exchange Commission, Elon Musk's EV Locations: New York City, Asia, Pacific, Shanghai, China, India, U.S

☆ Here’s where to invest $50,000 in the new year, according to the pros
▼ + stars: | 2024-01-01 | by ( Lisa Kailai Han | ) www.cnbc.com time to read: +8 min

The S & P 500 rose 24% in 2023, ending the year just shy of a record closing high. The highest S & P 500 target on the Street calls for 8.7% upside from Thursday's close. A fund with exposure to small and midcap semiconductor stocks is the SPDR S & P Semiconductor ETF (XSD) . Exposure to this space can be obtained through the SPDR S & P Health Care Equipment ETF (XHE) . For these investors, Bailey likes Berkshire Hathaway , calling it a counter-cyclical sitting on a ton of cash.

Persons: Larry Adam, Raymond James, Robert Kaplan, Steven Wieting, Wieting, there's, Mike Bailey, — Bailey, Bailey, They're, Berkshire Hathaway, Eli Lilly, they're, Jack Ablin, Ablin, Rowe Price Organizations: Nasdaq, Dow Jones Industrial, CNBC Pro's, Survey, National Association for Business Economics, Dallas Federal, CNBC, Bank of America, Fed, CNBC Pro, Citi Global Wealth, Nvidia, Meta, Microsoft, P Semiconductor, P Health Care, FBB Capital Partners, Corporate, Aggregate Bond, Berkshire, Essex Property Trust, Federal Realty Trust, Rowe Price Group Locations: Essex

☆ Will there be a recession in 2024? For bottom up investors, it may not matter
▼ + stars: | 2023-12-30 | by ( Jesse Pound | In Jesse-Pound | ) www.cnbc.com time to read: +4 min

After several years of big swings in the market and the U.S. economy, investors may want to buckle down and focus on individual stocks rather than make bold predictions about 2024. A resilient economy in 2023 proved widespread projections of an imminent recession wrong, and the economic consensus is murkier heading into the new year. That scenario of an economy exiting a recession seems far away as the calendar turns to 2024 with the U.S. labor market still growing. And quality stocks showed in 2023 that they can have solid performance even if growth is what leads the market. Shifting to high quality stocks can give investors a measure of defense in their portfolio without piling into cash.

Persons: Tony DeSpirito, DeSpirito, Seder, George Mateyo Organizations: Wall, BlackRock, CNBC, Key Private Bank Locations: U.S

☆ AI, wearables and more — these markets are booming as the world ages. The pros share 4 stock picks
▼ + stars: | 2023-12-27 | by ( Weizhen Tan | ) www.cnbc.com time to read: +6 min

"The aging population discussion in recent years has mostly revolved around future challenges to labor productivity and its economic growth implications," he said. AI, robotics and wearables The aging population stands to gain significantly from breakthroughs in robotics powered by artificial intelligence, according to Afzal. Arelis Agosto, research analyst at Global X ETFs, said wearables technology is one interesting area to invest in for the aging theme. "We view self-sustaining monitoring and therapeutic systems as the future of patient care, though it is particularly beneficial for elderly patients," Agosto said. Global X ETFs, a fund management company, offers a way to tap the aging theme through its Aging Population ETF.

Persons: Shams Afzal, There's, Afzal, Stryker, Dani Saurymper, Saurymper, Arelis Agosto, Agosto Organizations: Carnegie Investment, CNBC Pro, Stryker, EU, Longevity, Global, Carnegie, Abbott Laboratories, Agosto Locations: U.S, GLP, Agosto

☆ The Magnificent Seven stocks led 2023's market. Here's what the pros expect for 2024
▼ + stars: | 2023-12-24 | by ( Samantha Subin | ) www.cnbc.com time to read: +5 min

Megacap technology stocks reascended the throne in 2023 after a debilitating 2022 left some investors sour on the outlook for the industry. The stocks are really going to have to show what the next big thing is." Even as it outperformed the market, the e-commerce giant's gains were overshadowed by other large megacaps flaunting their latest AI innovations, with some worrying Amazon may be falling behind on AI technology . Semiconductor companies Intel , Broadcom and Lam Research also look attractive even if Mag 7 stocks maintain their leadership position as AI proliferates, Woods said. "It's a story that is just starting to play out and we're just going to build on it going forward," he said.

Persons: Tesla, Jay Woods, hasn't, Capital's, Woods, aren't, DoorDash, Uber, Neuberger, Dan Flax, Bard, missteps, Gene Munster, Ken Mahoney, Richard Bernstein, wouldn't, Brent Fredberg, we're Organizations: Federal, Nvidia, Amazon, Apple, Microsoft, Meta, Tesla, Freedom Capital, Asset Management, Richard Bernstein Advisors, Brandes Investment Partners, outperformance, Micron Technology, Semiconductor, Intel, Broadcom, Lam Research Locations: GOOGL

The information for the following product(s) has been collected independently by Business Insider: U.S. Bank Altitude® Go Visa® Secured Card, U.S. Bank Altitude® Go Visa Signature® Card. U.S. Bank Altitude Go Secured Card Annual Fee and Other CostsThe U.S. Bank Altitude® Go Visa® Secured Card is a $0-annual-fee card. U.S. Bank Altitude Go Secured Credit Card ComparisonU.S. Bank Altitude Go Visa Secured Card vs. U.S. Bank Secured Visa CardThe U.S. Bank Altitude® Go Visa® Secured Card is a more appealing secured credit card overall because it offers rewards, while the U.S. Bank Secured Visa® Card is extremely straightforward, with no rewards, but if it's your only option it could be worth it to boost your credit score — you can worry about credit card points or cash back later. Discover it Secured CardBoth the U.S. Bank Altitude® Go Visa® Secured Card and the Discover it® Secured Credit Card offer rewards on your spending, but the Discover it® Secured Credit Card earns cash back. U.S. Bank Altitude Go Secured Frequently Asked Questions (FAQ)Is the U.S. Bank Altitude Go Secured card worth it?

Persons: you've, It's, You'll, HBO Max, Hulu, you'll Organizations: Business Insider, U.S, EV, Business, Netflix, Spotify, Bank, Go, Card, Quicksilver, Capital, U.S . Bank, Amazon, Amazon Prime, Apple Music, Apple, DirecTV, ESPN, HBO, MLB TV, NBA, NHL, Paramount, Showtime, Slacker, Starz, YouTube, Go Visa, Visa Locations: U.S, Luminary

☆ Apple reportedly plans big overhaul to iPad family to make it less confusing
▼ + stars: | 2023-12-11 | by ( Jake Piazza | In | ) www.cnbc.com time to read: +1 min

Apple will overhaul its iPad family next year to make it less confusing for customers and to recharge slumping sales, according to Bloomberg. New versions of the iPad Pro and iPad Air are reportedly coming as soon as March. Apple reportedly wants to make it easier to differentiate between the iPad models and also plans big upgrades. Apple currently sells two sizes of the iPad Pro, the iPad Air, the 10th generation iPad, the ninth generation iPad and the iPad mini. The upcoming changes to the iPad Pro reportedly include a better screen, the M3 chip, a new design and a new Magic Keyboard attachment that only works with iPad Pros.

Persons: Read Organizations: Apple, Bloomberg, iPad, Air

☆ Eli Lilly vs. Novo Nordisk: The pros deliver their verdict on the viral weight-loss stocks
▼ + stars: | 2023-12-06 | by ( Amala Balakrishner | ) www.cnbc.com time to read: +4 min

It has been quite a year for both Eli Lilly and Novo Nordisk given the boom in weight-loss drugs. Shares in Eli Lilly are up around 60% year-to-date, while its Danish counterpart Novo Nordisk has seen a gain of around 50%. At present, both Eli Lilly and Novo Nordisk offer weight loss treatments. Novo Nordisk Novo Nordisk's Wegovy recently made headlines for reducing the risk of heart attacks and strokes by 20% in adults with heart disease and obesity. Aside from Eli Lilly and Novo Nordisk, Pfizer , Johnson & Johnson and AstraZeneca are also developing weight-loss drugs.

Persons: Eli Lilly, Stocks, Rahul Ghosh, Rowe Price, TRP's Ghosh, Eli Lilly's, Ghosh, FactSet, Lilly, Novo Nordisk Novo Nordisk's Wegovy, Elizabeth Field, Squawk, What's, it's, Michael Bloom Organizations: Novo Nordisk, Nordisk, CNBC Pro, U.S . Food, Administration, pharma, Novo Nordisk Novo Nordisk's, Heart Association Scientific, Citi, Pfizer, Johnson, AstraZeneca, Barclays Locations: Danish, U.S, Novo

☆ Not having children 'breaks' traditional financial planning, says CFP—8 money rules for childfree people
▼ + stars: | 2023-12-05 | by ( Ryan Ermey | ) www.cnbc.com time to read: +8 min

If you don't have children — and don't plan on having any — the normal rules of personal finance don't necessarily apply to you. Unless you have major financial obligations your spouse couldn't bear if you died, "it's very rare that childfree people will need life insurance," says Zigmont. Another major consideration: long-term care insurance. "[Considering long-term care insurance] something I want people to be doing by about their mid-forties. And the reason for that is that's when long-term care insurance is the most reasonable.

Persons: Jay Zigmont, Dave Ramsey, Zigmont, childfree, —, It's, Dad You've, You'll Organizations: Genworth, Medicaid

☆ I'm a Gen Zer who found my 9-to-5 soul crushing until work-from-home changed my life
▼ + stars: | 2023-12-05 | by ( Juliana Kaplan | ) www.businessinsider.com time to read: +7 min

I'm a Gen Zer who worked at my 9-to-5 before the pandemic, and found the schedule soul-crushing. The shift to remote work suddenly meant I had time to cook, exercise, and socialize. AdvertisementThere's been a whole lot of buzz recently about Gen Zers discovering the bleak realities of a 9-to-5 schedule. I graduated college in 2019, and went almost immediately into a 9-to-5 schedule. Like other Gen Zers, I enjoy getting face time with my coworkers, and, honestly, the free food.

Persons: Zer, —, There's, Zers, Herman Melville's, Scrivener, We've, Nick Bloom, Bloom, I'd, They're, It's, that's Organizations: Service, Business, University of West, Federal Reserve Bank of New, of Labor Statistics, Stanford University, Insider Locations: York City, University of West England, Federal Reserve Bank of New York, New York City, York

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