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Pros Check mark icon A check mark. Earn interest Check mark icon A check mark. $20/month in out-of-network ATM fee refunds Check mark icon A check mark. No overdraft fees Check mark icon A check mark. Best for an all-in-one bank account: SoFiSoFi Checking and Savings 4.25 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.25 out of 5 Stars A tooltip Rates as of 8/12/22.

☆ Experts Question Evidence in Mexico’s New Probe of 2014 Student Disappearances
▼ + stars: | 2022-08-26 | by ( Juan Montes | ) www.wsj.com time to read: 1 min

Relatives of the missing students take part in a march in Mexico City on Aug. 26, 2022, to demand justice for the 43 students who disappeared in Iguala, in 2014. MEXICO CITY—A new investigation by Mexico’s government aimed at resolving the 2014 case of 43 college students abducted and killed in the southern Mexican city of Iguala relied on evidence that couldn’t be verified, a group of international experts said Monday. A truth commission set up by the government of President Andrés Manuel López Obrador to throw light on the case concluded in August that the students were killed in a “crime of the state” that involved drug gangs working with municipal, state and federal authorities, as well as military officers.

Xavier Lorenzo/Getty ImagesHere's what: Biden's student-loan forgiveness plan was more generous than expectedOn August 24, President Biden announced his long-awaited plan for student-loan forgiveness: Individual borrowers earning less than $125,000 would receive $10,000 of forgiveness, and students who received Pell Grants (i.e. low-income students demonstrating financial need) would receive an additional $10,000 for a total of up to $20,000 in forgiveness. "Broad student-loan forgiveness can change the course of my life, and many people's lives. Loan forgiveness is an investment in everyday people whose debt has held them back. Private student loans don't qualify for forgiveness; 3 alternatives to consider if your debt is ineligibleYou can't get forgiveness with private student loans, unlike with their federal counterparts.

☆ New & Notable: Latest releases from Away, Crate & Barrel and Panasonic
▼ + stars: | 2022-08-22 | by ( Christina Colizza | Christina Colizza Is An Editor For Select On Nbc News. | ) www.nbcnews.com time to read: +6 min

New this weekSelect favorite luggage brand Away has launched a packable bucket bag made from lightweight, water-resistant nylon with a capacity of 25 liters. You can sling the bag over your shoulder or carry it by hand, according to Away. Home decor store Crate & Barrel has released five autumnal colors for its non-stick EvenCook Core cookware: Grey, Cream, Denim, Terracotta and — there it is — Deep Teal. The Company Store is offering up to 30% off during the Semi-Annual sale through Aug. 28. The Sephora shop-in-shops will stock all the products one would see at a regular Sephora store.

☆ The first-time founder's ultimate guide to hiring top talent, from a Greylock partner, a former Googler, a Stanford lecturer, and a consultant to Spotify and JPMorgan
▼ + stars: | 2022-08-19 | by ( Shana Lebowitz | Jennifer Ortakales Dawkins | ) www.businessinsider.com time to read: +16 min

We asked a series of entrepreneurship experts — including founders, investors, and business professors — to outline some best hiring practices. Read more: The first-time founder's ultimate guide to pitching a VCNow, your goal in hiring the company's first few employees is to get the product or service to market. Patty McCord, former chief talent officer at Netflix, previously told Business Insider that managers should regularly evaluate whether their current team is equipped to tackle the next big challenge. Break down your organization into different levels: the senior management team, director-level managers, key employees, and employees in non-critical functions. As Sophie Kahn, cofounder of the sustainable jewelry company AUrate, told Business Insider, you can also consider your employees' personal preferences.

Per his defense, when conspiracy theorist Alex Jones called the Sandy Hook parents crisis actors, “he was looking at the world through dirty glasses.” Maybe so. But he has built a career selling “dirty glasses” to people like my mother, a self-described “truther” who spread misinformation before and after the Sandy Hook shooting. In this respect, my mother isn’t unique: Millions of Americans continue to spread Jones’ misinformation even as he is publicly debunked. Jones’ influence over my mother in the last months of 1999 is hard to overstate. During the trial in Texas, Jones’ attorney warned that “if you look at the world through dirty glasses, everything you see is dirty.“ Thirty years ago, Alex Jones sold my mother a pair of glasses, a lens into the world.

☆ New & Notable: Latest releases from Beats and Samsung
▼ + stars: | 2022-08-13 | by ( Gabriella Depinho | Gabriella Depinho Is A Production Coordinator For Select On Nbc News. | ) www.nbcnews.com time to read: +3 min

This week, we’re highlighting the debut of a celebrity collaboration with Beats, new tech offerings from Samsung, a new saucepan offered by a Select favorite brand. Courtesy Mili GodioI'm getting over a terrible nail-biting habit, and the OPI Nail Envy Nail Strengthener has helped a lot. — Mili Godio, associate reporterBecca Delman bought this collapsible play tent for her 8-month old son to play in. Courtesy Becca DelmanI bought this West Elm collapsible play tent mostly for my 8-month-old, but to be honest, a little for myself as well. We shopped Select favorite brands and used student discount finders to round up over 50 of the best student discount programs and discounts available.

☆ Donald Trump would 'probably not' pass this Florida civic literacy exam, academics say
▼ + stars: | 2022-08-07 | by ( Kayla Gallagher | ) www.businessinsider.com time to read: +13 min

Florida high schoolers attending a public college are required to meet civic literacy requirements. Academics in the Sunshine State are unsure if Donald Trump could pass the exam. Insider asked four college professors whether they think Trump could pass the test. Rick Bowmer/AP'Real history and civic responsibility'Since 2019, many future college students in Florida are required to take the Florida Civic Literacy Examination — a test modeled after the US Citizenship and Immigration Services Naturalization Test to encourage civic literacy in the Sunshine State. To pass the Florida Civic Literacy Examination specifically, students must answer 48 out of 80 questions correctly — 60% or higher.

☆ As student loan forgiveness looms, half of college students are already behind in trying to complete a bachelor's degree in even 5 years, a study says
▼ + stars: | 2022-08-03 | by ( Michael Goodman | ) www.businessinsider.com time to read: +2 min

A study shows half of college students fall behind in their first year to graduate in 4 years. The average student isn't on track to complete a degree in even 5 years. A new study released last month by the National Student Clearinghouse found that only 51% of full-time college students earned even 24 or more credits in their first year. What's more, the average full-time student attempted fewer than 27 credits in their first year — and earned fewer than 22 credits. Because of existing completion rates, the study said, "this means the average full-time student is not on track to complete a bachelor's degree even in five years."

That's especially true with the Capital One Quicksilver Student Cash Rewards Credit Card, because the APR is 17.99% - 27.99% Variable. How to earn rewards from the Capital One Quicksilver Student CardUse your Capital One Quicksilver Student Cash Rewards Credit Card for any of your purchases, and you'll earn cash back every time. While student credit cards tend to have fairly limited reasons to celebrate, the Capital One Quicksilver Student Cash Rewards Credit Card earns an A-. Capital One TravelCapital One Travel was recently expanded to more cardholders, including folks with the Capital One Quicksilver Student Cash Rewards Credit Card. If you're under 18 but want a credit card, your best bet is to become an authorized user on a family member's or friend's credit card.

☆ Capital One SavorOne Student Cash Rewards card review: Earn a $100 welcome bonus and unlimited 3% cash back on dining, entertainment, streaming services, and groceries
▼ + stars: | 2022-06-09 | by ( David Mcmillin | Read More | Read Less | ) www.businessinsider.com time to read: +26 min

Read our review Read Our Review A looong arrow, pointing rightReview: Is the Capital One SavorOne Student Card the best credit card for you? That undeniable fact is what makes the new Capital One SavorOne Student Cash Rewards Credit Card one of the most compelling credit card offers for college students. Capital One SavorOne Student Cash Rewards Credit Card cardholders can access the platform and use rewards (or their card) to book flights, hotels, and rental cars. Capital One says that you need at least "fair" credit to qualify for the Capital One SavorOne Student Cash Rewards Credit Card. If you're not yet 18 but want a credit card, another option is to become an authorized user on a family member's or trusted friend's credit card.

☆ Ex-Google CEO Eric Schmidt on why in-office work is better: 'I don't know how you build great management' virtually
▼ + stars: | 2022-04-05 | by ( Jade Scipioni | ) www.cnbc.com time to read: +3 min

Schmidt, who served as Google's CEO from 2001 to 2011, helped transform the then-young Silicon Valley start-up into today's $1.9 trillion global tech behemoth — and credits in-office work for much of that growth. Younger employees, particularly those between the ages of 25 and 35, can also use in-office settings to more effectively develop their management styles, Schmidt says. "If you miss out [on that] because you are sitting at home on the sofa while you're working, I don't know how you build great management. Still, Schmidt says, a largescale movement to permanently work remotely would deny at least 30 to 40 years of workplace experience. Don't miss:Ex-Google CEO Eric Schmidt on working with Steve Jobs, handling criticism and finding his management style

See Personal Finance Insider's picks for the best tax software »There are many different tax software programs to choose from, and, honestly, they're all pretty good. TurboTax vs. H&R Block: costs and feesThe bottom line: Even when you consider discounts, H&R Block nearly always comes out cheaper than TurboTax for comparable products. If cost is a primary consideration but you'd like a premium tax-filing experience, H&R Block comes out on top. TurboTax vs. H&R Block: user experienceThe bottom line: Both have a high-quality and comprehensive interface, but H&R Block's is less cluttered. How to choose between H&R Block and TurboTaxThere's a lot to recommend both TurboTax and H&R Block online software.

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☆ Nike and Adidas veterans reveal how to get your foot in the door in the sneaker industry
▼ + stars: | 2022-03-04 | by ( Matthew Kish | ) www.businessinsider.com time to read: +8 min

Jobs in the sneaker industry are highly coveted, but it's possible to get a foot in the door. In 2010, shortly before he left Nike, Edwards founded what's become Pensole Lewis College. More than 500 Pensole alums work in the industry, including at Nike and its Jordan brand. "It's extremely competitive," said Bimma Williams, a veteran of Nike, Adidas, and Saucony. In 2011, Sean Williams (no relation to Bimma) and Dee Wells of Obsessive Sneaker Disorder launched SOLEcial Studies, an educational program about the sneaker industry for high-school and college students.

☆ India's young investors prefer crypto to gold and 'boring' stocks
▼ + stars: | 2022-03-03 | by ( Diksha Madhok | ) edition.cnn.com time to read: +8 min

New Delhi CNN Business —Indian businesswoman Swati Daga first bought bitcoin in 2017, when the cryptocurrency was trading well under $3,000. “I find stock markets boring,” she told CNN Business, adding that she enjoys the “thrill” and “recklessness” that comes with investing in volatile currencies. The growth is driven by younger investors — mostly under the age of 35 — and many of them are coming from smaller cities and towns, founders of two of India’s biggest crypto exchanges told CNN Business. WazirX also has over 10 million users, and called 2021 a “phenomenal year” for crypto trading in India. On-again, off-again relationshipThe excitement over crypto is rising in India despite the country’s on-again, off-again relationship with digital currencies.

☆ University of Michigan students say they were sexually abused by Robert Anderson. An ex-NFL player wants their stories to be heard.
▼ + stars: | 2022-01-29 | by ( Amy Woodyatt | ) edition.cnn.com time to read: +23 min

Black men treated differentlyThe allegations against Anderson mirror those against disgraced USA Gymnastics doctor Larry Nassar at Michigan State University and Richard Strauss at Ohio State University. This, she said, is often an issue when it comes to reporting issues like sexual abuse and murder. Gonczar has been spending time with Vaughn in his protest to show solidarity with abuse survivors at the University of Michigan. Gonczar now works as director of development at the Avalon Healing Center, which provides support for victims of sexual abuse. When Black men report that they have been victimized by others, “different stereotypes activate”, Curry added.

The new Experian Go service allows "credit invisibles" to create a credit report instantly. You'll get actionable steps for building your credit score, such as becoming an authorized user on a credit card. Read more: Experian Boost reviewAfter linking your accounts, you'll receive a credit score in minutes. Not only does a good credit score make it easier to qualify for a credit card, mortgage, or auto loan, but a good credit score can lower your interest rates whenever you do take out a loan. For college students, immigrants, and others with zero credit history, getting started can be a challenge.

Insider's Featured Life Insurance Companies Lemonade Life InsuranceNationwide Life InsuranceGuardian Life Insurance Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Compare quotes On Policygenius' website Compare quotes On Policygenius' website Compare quotes On Policygenius' websiteIs life insurance a good investment? Things to consider before purchasing life insurance as an investmentBuying life insurance alone without a big picture outlook of your financial plan is not wise because your life insurance needs change as you age. Do you understand the difference between term life and permanent life insurance and their different products? Whole life, universal life, and variable life are actually types of permanent life insurance.

☆ How entrepreneurs use apps like Poshmark to turn side hustles selling clothes into full-time gigs earning 6 figures or more from home
▼ + stars: | 2021-02-09 | by ( Jennifer Ortakales Dawkins | ) www.businessinsider.com time to read: +3 min

The average price brands pay Instagram influencers for sponsored posts surged to $1,642.77 in 2019, Business Insider previously reported. The global sneaker resale market alone could be worth $6 billion by 2025. Many start as college students and homemakers, and some are able to grow into a full-time business earning six figures or more in annual sales. Poshmark cofounder, Tracy Sun, told Business Insider that a lot of sellers scale as they procure more inventory. Business Insider spoke with two Poshmark sellers who turned their side hustles into successful full-time businesses.

I was surprised when my financial advisor told me to prioritize saving for retirement over my child's college education. Contributing another $1,000 to fully fund our son's 529 college savings plan to cover the cost of a four-year college. There are other ways to pay for collegeWe won't always have to choose between our retirement savings and our kids' college education. Saving for retirement is better for your taxesAnyone actively saving for retirement is probably familiar with the tax benefits of retirement savings plans. We contribute around 50% of what we set aside for our retirement to our kids' college funds.

☆ Meet the 2 college students running a 20,000-member online investing community
▼ + stars: | 2020-08-18 | by ( Business Insider | ) www.businessinsider.com time to read: +4 min

Chances are that, regardless of how accomplished you were at that age, you weren't running a 20,000-member online community on pace for $300,000 in annual revenue. Still undergraduates at Indiana University's Kelley School of Business, the duo are responsible for creating Eagle Investors, a wildly popular Discord server designed to help fellow Gen Z day-traders perfect their craft. If you aren't yet a subscriber to Investing Insider, you can sign up here. Going beyond Eagle Investors, the Investing team at Business Insider has continued to survey and analyze the rapidly changing market landscape. — Vishu Namburi, co-founder of online investing server Eagle Investors, discussing how inexperienced many young day-traders are — something his platform is designed to help with

The average approved private student loan borrower in 2020 has a credit score of 748, according to data from LendEDU, higher than the average applicant credit score of 638. Federal loans should come firstFor anyone who wants to borrow money for college, federal student loans should come before private student loans. Federal student loans don't require a credit check for many student borrowers, and can have lower interest rates than private student loans. For private loan borrowers in 2020, the average interest rate for a cosigned, fixed interest student loan is 10.20%. Raising your credit score is another good way to increase your chances of being approved for a private student loan.

Persons: — Organizations: Service, Federal Locations: Experian

☆ The pros and cons of going to graduate school right now, according to academic and business experts
▼ + stars: | 2020-07-09 | by ( Robin Madell | ) www.businessinsider.com time to read: +13 min

Due to the current job market, many recent college graduates are considering going back to school. Could now be a smart time to put your job search on ice and shift gears to graduate school? The prosYou avoid entering a limited job market and possibly stunting your compensationPatrick Mullane, executive director of Harvard Business School Online, explained one benefit of going to graduate school while the economy isn't robust. J. Celeste Walley-Jean, dean at Clayton State University's School of Graduate Studies & Inclusive Engagement, noted that another indicator that the timing may be right to attend graduate school is cost. "If you just graduated and can't find a job, grad school might seem like a great way to ride out the recession.

I've had a Wells Fargo checking account since I was a teenager, but I've considered switching banks for years. Researching the best checking accounts helped me realize what I neededEarly in December, I was tasked with compiling Business Insider's list of the best checking accounts. I ultimately named Capital One's 360 Checking Account (Member FDIC) the best checking account overall, in part because it is fee-free and has a large ATM network. I also crowned winners for the best checking account for college students, the best checking/savings hybrid account, the best online-only checking account, and the best checking account for rewards. I found a better checking account that meets my needs — and earned $200 by switchingChase's checking account was appealing to me, personally, for a few reasons.

Persons: I've, Insider's, Wells, Chase Organizations: Chase, FDIC, Service, Capital, Sapphire Reserve, Amazon Prime Locations: Wall, Silicon, Wells Fargo

There's no doubt that college is expensive, but those four years are also riddled with hidden expenses that aren't part of tuition or room and board. Things like parking, Greek life, and summer storage can all add up, with many bills due monthly or by semester. When deciding which college to attend, many prospective students turn to the school's breakdown of the estimated cost of attendance. There, it's easy to find all the expenses you expect — costs like room and board, meal plans, books and supplies, and even transportation. Here are seven of the most surprising expenses that pop up for college students.

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