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☆ I used to work as a chef in Philadelphia. Here are the 12 restaurants I always recommend to first-time visitors.
▼ + stars: | 2023-01-28 | by ( Grace Kennedy | ) www.businessinsider.com time to read: +11 min

I'm a Philadelphia native who used to work as a chef and baker in restaurants around the city. Philadelphia is known for its cheesesteaks, but it also has great Mexican, Italian, and Thai food. There are too many restaurants in Philadelphia worth trying to list them all here. However, these 12 restaurants are my tried-and-true favorites that every first-time visitor should try during a trip to Philadelphia. In my opinion, it serves some of the best Thai food in the country.

If everyone in the world expertly utilized credit card rewards to travel for free, there wouldn't be such amazing travel opportunities out there. Identify your travel goalsBefore you begin collecting credit card rewards, you should first identify your travel goals. Amex Membership Rewards points Capital One miles Chase Ultimate Rewards points Choice Privileges points Citi ThankYou points Hilton Honors points Hyatt points IHG Rewards points Marriott Bonvoy points Wyndham Rewards pointsYou travel with a large family Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Recommended credit card strategies for beginnersThe best practice for anyone new to credit card rewards is to invest in flexible points. You'll need: An annual fee-incurring Hilton credit card One of the greatest deals in credit card rewards is the free night certificate that comes with select American Express Hilton credit cards.

☆ A home flipper who helps sellers get up to 30% more for their properties shared 5 easy upgrades that help boost resale value — and 5 design choices that turn buyers off
▼ + stars: | 2023-01-26 | by ( Zoe Rosenberg | ) www.businessinsider.com time to read: +7 min

Her company, Homegirl, advises clients on the interior design trends that boost resale value. She spoke with Insider about what trends buyers want right now that will help sellers get up to 30% more when listing their homes, and what styles are no longer in their favor. Minimalist art, right, is out of style. Unlacquered brass hardware, left, adds a sense of age to a room while black hardware, right, has fallen out of favor. Nadav Havakook/Homegirl, Wachirawut Priamphimai/EyeEm/Getty ImagesStatement-making, sculptural lights that double as art pieces are what buyers are looking for these days.

☆ NBA roundup: Thunder win on Shai Gilgeous-Alexander's late shot
▼ + stars: | 2023-01-23 | by ( ) www.reuters.com time to read: +6 min

Nnaji was fouled on an offensive rebound and hit two free throws to tie it at 99-all with 30.2 seconds left before Gilgeous-Alexander's late heroics. Clippers 112, Mavericks 98Kawhi Leonard had 30 points and nine rebounds, and visiting Los Angeles dominated the fourth quarter in a win over Dallas. Paul George scored 21 points and Norman Powell added 19 for Los Angeles, which outscored the Mavericks 33-19 in the final period. New Orleans' CJ McCollum took a 3-pointer with 7.6 seconds left that would've given the Pelicans a 99-98 lead, but the shot missed off the front of the rim. Dennis Schroder added 24 points, eight assists and six rebounds as Los Angeles won its second straight game.

☆ I ticked 'watching a rocket launch' off my bucket list. But it was nothing like SpaceX and Blue Origin missions because the spacecraft took off horizontally.
▼ + stars: | 2023-01-22 | by ( Kate Duffy | ) www.businessinsider.com time to read: 1 min

Spectators like me watched the plane take off to the Rolling Stones song "Start Me Up" — which was also the name of the mission — blasting from speakers, but we were unable to see the rocket detach from the aircraft because it was released over the Atlantic Ocean, miles away from the spaceport. Kate Duffy/Insider

☆ Jim Cramer names 6 e-commerce plays that are buys, says to wait on Amazon
▼ + stars: | 2023-01-20 | by ( Krystal Hur | ) www.cnbc.com time to read: +1 min

CNBC's Jim Cramer on Friday offered investors a list of e-commerce plays he believes are worth buying, despite the group's rough performance in 2022. "There are still some e-commerce plays that I'm willing to get behind here, the ones that have truly prioritized profitability," he said. But when the economy reopened, consumers prioritized spending on travel and experiences over goods. That shift, along with the Federal Reserve's interest rate hikes, sent e-commerce stocks tumbling from their highs last year. Cramer cautioned that while he believes the group's struggles are temporary, it's still too early to buy many of the names in the e-commerce space — including Amazon .

☆ Davos 2023: Greta Thunberg accuses energy firms of throwing people 'under the bus'
▼ + stars: | 2023-01-19 | by ( Maha El Dahan | ) www.reuters.com time to read: +3 min

DAVOS, Switzerland, Jan 19 (Reuters) - The world's most powerful activist confronted the man in charge of regulating global energy in Davos on Thursday, demanding an end to fossil fuel investments. Greta Thunberg urged IEA Executive Director Fatih Birol to stop the global energy industry and the financiers who support them from fuelling carbon investments. "As long as they can get away with it they will continue to invest in fossil fuels, they will continue to throw people under the bus," Thunberg warned. He also said he was less pessimistic than the climate activists about the shift to clean energy. Asked why she did not want to advocate for change from the inside, Thunberg said there were already activists doing that.

☆ Rosalia performs in Louis Vuitton catwalk show at Paris Fashion Week
▼ + stars: | 2023-01-19 | by ( ) www.reuters.com time to read: +1 min

[1/7] Singer Rosalia performs during Louis Vuitton Menswear ready-to-wear Fall/Winter 2023-2024 collection show as part of Men's Fashion Week in Paris, France, January 19, 2023. REUTERS/Sarah MeyssonnierPARIS, Jan 19 (Reuters) - Louis Vuitton switched up the traditional fashion runway format with a performance from Spanish singer Rosalia taking centre stage at the label's menswear show in Paris on Thursday. Rosalia opened the live event for the LVMH-owned (LVMH.PA) fashion house, emerging from a darkened set wrapped in a puffy white jacket and loose jogging pants, sunglasses wrapped around her face. Models filed past, wearing long jackets with crisp lapels, clutching shiny bags, their looks topped off with curved bucket hats and baseball caps. The world's largest fashion label last week named Pietro Beccari CEO, replacing industry veteran Michael Burke.

As we all find ourselves traveling more, travel insurance continues to be worth considering. Make sure you note whether your travel insurance requires receipts or a doctor's note. Travel insurance reimbursed meAfter our period of isolation and recovery, we finally made it home and I filed a claim with Allianz travel insurance, which I had reluctantly added on when purchasing my flights. It was a good thing we went to the clinic, as I later re-read the travel insurance COVID policy about needing an official medical diagnosis. I spent $54.26 on travel insurance and got reimbursed $555.03, which covered most of our additional expenses from COVID isolation.

☆ NBA roundup: Joel Embiid, Sixers sink Jazz in final seconds
▼ + stars: | 2023-01-15 | by ( ) www.reuters.com time to read: +7 min

NBA scoring leader Doncic had a season-worst 15 points -- 19 below his average -- to go with 10 assists and six rebounds. LaMelo Ball's 31 points led the Hornets, while Terry Rozier posted 21 points and P.J. Mason Plumlee added nine points and 16 rebounds. Murray came back with four straight points. Naz Reid's 17 points and Jaylen Nowell's 16 points paced the Minnesota reserves, who combined to outscore the Cleveland bench by a 29-point margin.

☆ I changed careers to become an acupuncturist. In a year, my business earned $200,000 — and I'm a lot happier.
▼ + stars: | 2023-01-14 | by ( Elle Hardy | ) www.businessinsider.com time to read: +10 min

I opened Moon Rabbit Acupuncture in June 2020, and in 2021, I earned a little more than $200,000 in profits. Going to acupuncture school is relatively inexpensive, about $8,000 per semester, which isn't much compared to other degrees. When I opened Moon Rabbit Acupuncture, I found myself busy very quicklySnyder standing outside Moon Rabbit. Before I opened my business, I did a lot of cold interviews with business owners. However, I felt that a huge reason for becoming an acupuncturist and opening Moon Rabbit was to link to my Asian heritage, my lineage, and my culture.

☆ Jim Cramer's top 10 things to watch in the market Friday: Banks swoon, Tesla cuts prices
▼ + stars: | 2023-01-13 | by ( Jim Cramer | ) www.cnbc.com time to read: +3 min

Bank of America (BAC) fourth-quarter earnings of 85 cents per share beat estimates; revenue of $24.66 billion did, too. Citigroup (C) says fourth-quarter net income fell by more than 20% — investment banking drag masks higher rate benefit. As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade. Jim waits 45 minutes after sending a trade alert before buying or selling a stock in his charitable trust's portfolio. If Jim has talked about a stock on CNBC TV, he waits 72 hours after issuing the trade alert before executing the trade.

Financial planner Jovan Johnson doesn't always advise against playing the lottery. Whenever we see a huge lottery drawing on the television screen, it can be very enticing to drop everything and go purchase a ticket. There is nothing wrong with playing the lottery if it is for pure fun and within your budget. Your savings come firstBefore you consider playing the lottery, ensure that you are on track with saving towards your financial goals and paying all your living expenses. A strategy to limit the amount that you use to purchase lottery tickets is to pool together an amount with a group of trusted friends or family.

2022 is the second year of a long journey to pay off my student loans and credit card debt. I also made a payment plan with credit card companies to stop my debt from accruing compound interest. I racked up over $20,000 of credit card debt, then rage-quit my job without a backup plan. Before the refinance, from January 2022 to July 2022, the minimum payment on my private student loans was $670. Here are the three crucial steps I took to pay down nearly $11,000 worth of debt in one year.

☆ Why the NFL will barely lose any money from canceling the Bills-Bengals game
▼ + stars: | 2023-01-06 | by ( Chris Isidore | ) edition.cnn.com time to read: +2 min

The average ticket price for a non-premium seat to a Bengals game is about $88, the cheapest in the NFL, according to Team Marketing Reports, which tracks ticket prices. TMR estimates that the cost of all the tickets, both regular and premium seats, for the game came to about $6.7 million. If it opted to replay or continue the postponed game, the NFL almost certainly would have needed to push back the playoffs that are set to start next weekend. That game likely would have received enormous fan interest and ratings approximating those of a playoff game or Super Bowl. That means that ticketholders will lose the profit they might have received from selling the tickets, but those who bought the tickets won’t be hit with the difference between what they paid, and what they could get in a refund.

I used to set unrealistic New Year's resolutions, like swearing I won't eat out all year to save more money. This year, I'm setting five microsavings goals to help me save $2,750 and invest $1,050 by the end of the year. That surprise money made such an impact on me that I decided to apply it to my 2023 savings goals. To meet that savings goal, I'm saving 10% of my paycheck, roughly $200, until April 2023. After buying my laptop in April 2023, I plan on saving 5% of my paycheck, roughly $100, toward my Oaxaca trip.

☆ Amazon’s 18,000 job cuts don't go far enough expect more layoffs
▼ + stars: | 2023-01-05 | by ( Paulina Likos | ) www.cnbc.com time to read: +4 min

Amazon 's (AMZN) plans to cut 18,000 workers is a drop in the bucket relative to its workforce of roughly 1.5 million. "They hired a huge number of people ... firing 18,000 people frankly is nothing," Jim Cramer said Thursday on CNBC. If there are more cuts ahead, the market will likely reward the stock and push it higher. Meta announced in November it was letting go of roughly 13% of its workforce , but those cuts are insufficient, too. As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade.

☆ U.S. Embassy in Cuba reopening visa and consular services
▼ + stars: | 2023-01-04 | by ( Associated Press | ) www.nbcnews.com time to read: +4 min

HAVANA — The United States Embassy in Cuba is reopening visa and consular services Wednesday, the first time it has done so since a spate of unexplained health incidents among diplomatic staff in 2017 slashed the American presence in Havana. Cubans are now the second-largest nationality after Mexicans appearing on the border, U.S. Customs and Border Protection data shows. Visa and consular services were closed on the island in 2017 after embassy staff were affflicted in a series of health incidents, alleged sonic attacks that remain largely unexplained. While relations have always been tense between Cuba and the U.S., they were heightened following the embassy closure and the Trump administration’s tightening of sanctions on Cuba. Cuban officials have repeatedly expressed optimism about talks with the U.S. and steps to reopen visa services.

☆ Luka Doncic Is Playing With His Back to the Basket and His Eye on the MVP
▼ + stars: | 2022-12-22 | by ( Robert O'Connell | ) www.wsj.com time to read: 1 min

Just over a minute into an early-December game against the Phoenix Suns, Luka Doncic dribbled behind a teammate’s screen. This routine action becomes, in the hands of the Dallas Mavericks’ 23-year-old dynamo, a drastic and multifaceted threat. Doncic might sling a pass across the span of an overanxious defense, to an unmarked teammate in the distant corner. That evening, Doncic went with another option, sticking his rump into Devin Booker and scooting him backward into the lane. By the time Doncic raised up for a 8-foot push shot, Booker could only smack his arm, tacking a free-throw onto the bucket.

☆ Sam Bankman-Fried played crossword puzzles, read local newspapers, and ate vegan food while in a notorious Bahamas jail, report says
▼ + stars: | 2022-12-22 | by ( Pete Syme | ) www.businessinsider.com time to read: +2 min

Sam Bankman-Fried played crossword puzzles while being held in a notorious Bahamas jail, Bloomberg reported. He was held in Fox Hill prison's sick bay, where inmates have running water, among other perks, per Bloomberg. Bankman-Fried flew from the Bahamas to New York overnight Wednesday to face fraud charges in the US. New arrivals at Fox Hill must spend two weeks in the jail's sick bay to check they don't have COVID-19, the Daily Mail reported a prison source as saying. Fox Hill's sick bay may be an improvement on the rest of the jail but it's nonetheless a considerable downgrade from Bankman-Fried's $30 million Bahamas penthouse.

For startup founders and venture capitalists, the office holiday party is a December tradition. For many venture capitalists and the startup founders they invest in, December is synonymous with two things: end-of-year paperwork and office holiday parties. But this year, holiday parties in startup-land look a little different. "Align those goals with your holiday party, and you can do something powerful and cost-effective," she said. "You should maybe cut some travel, maybe you don't have a big holiday party, but that's all drop in the bucket compared to head count," he said.

☆ Travel chaos as severe weather cancels flights at Iceland’s Keflavík Airport, leaving Americans among those stranded
▼ + stars: | 2022-12-20 | by ( Matthew Mulligan | Matthew Mulligan Is A Reporter For Nbc News' Social Newsgathering Team Based In London. | ) www.nbcnews.com time to read: +3 min

Heavy snowfall and strong winds have imposed restrictions on operations at Iceland’s Keflavik Airport since the weekend, with a notice on the country’s airport authority Isavia’s website warning passengers of delays due to the weather. The Icelandic Meteorological Office issued a weather warning for the entire country, forecasting poor visibility and dangerous driving conditions. One Icelandic member of parliament tweeted that the country’s branch of the Red Cross had set up shelters for stranded travelers. "Where I feel they failed in their duty was to provide guidance and announcements to those stranded," said Jolene Christensen of Richmond, Virginia. Despite the ordeal, Becky hasn’t let the days of disruption at the end of her first trip abroad deter her.

☆ The Asian nation where 35% of people say they’ll 'never travel' again
▼ + stars: | 2022-12-19 | by ( Monica Pitrelli | ) www.cnbc.com time to read: +7 min

Yet, no country came close to the travel reluctance shown in Japan, where some 35% of respondents said they don't intend to travel again. The survey asked about "any leisure travel" and did not differentiate between domestic or international travel plans, said Lindsey Roeschke, a travel and hospitality analyst at Morning Consult. The number of people who say they'll "never travel" again is nearly six times greater in Japan (35%) than in Germany (6%), according to Morning Consult's "The State of Travel & Hospitality" report. We expect to see a return to the pre-2020 demand for international travel sooner rather than later. The British artist known as Miles Takes told CNBC Travel that "international travel still seems a while away" for him.

☆ How to create some financial freedom to do what matters most to you
▼ + stars: | 2022-12-19 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +4 min

Maybe you want to step out of the workforce for a few years to be home with your kids. “For a lot of people [saving to buy] a first house is a catalyst for getting their whole financial life in order. Setting up your finances to support that goal can transform saving and investing from fulfilling an obligation to creating a financial freedom fund for yourself. Are you making smart decisions to deploy that capital across your financial opportunities?” Benz said. Or do you get satisfaction from cleaning and saving money?

☆ Fighting with someone at home can make you more helpful at work, new study suggests
▼ + stars: | 2022-12-19 | by ( Aditi Shrikant | ) www.cnbc.com time to read: +2 min

In one study of 226 people, employees were asked to recall a recent civil or uncivil interaction. Those who recalled an uncivil one were more depleted or in a worse mood than those who recalled civil ones. Those whose partners started a fight with them that morning reported both being in a bad mood at work and helping others more. This isn't all that surprising, says Brandon Smith, a career coach and founder of The Workplace Therapist. Brandon Smith The Workplace Therapist

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