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☆ Moderna's CEO predicts how the biotech's work in cancer vaccines could transform healthcare, starting with your annual physical
▼ + stars: | 2022-12-14 | by ( Andrew Dunn | ) www.businessinsider.com time to read: +5 min

Personalized cancer vaccines could provide a new way to fight early cancer cases. Moderna CEO Stéphane Bancel told Insider he thinks cancer vaccines can upend cancer care. In an interview, Bancel shared his vision on how these personalized cancer vaccines could transform cancer care. Based off the blood work, Moderna would design vaccines that target the genetic mutations in cancerous cells that stand out from healthy cells. The blood tests could find cancer before it grows too much, and mRNA vaccines could squash it.

☆ First on CNN: Biden administration to pilot new portions of citizenship test next year
▼ + stars: | 2022-12-14 | by ( Priscilla Alvarez | ) edition.cnn.com time to read: +3 min

The naturalization exam is a crucial step to an immigrant’s path toward US citizenship, potentially impacting hundreds of thousands of immigrants who seek citizenship annually. The trial civics portion is expected to be redesigned in a multiple-choice format, instead of it being fill in the blank. Currently, applicants study 100 civics test items and are required to answer six of 10 civics questions correctly to pass. The citizenship test was a target of the Trump administration, which tried to curtail legal immigration and doubled down on citizenship. Last year, the Biden administration rolled back the controversial Trump-era naturalization civics test, reverting to a prior version of the exam.

Schumer, a New York Democrat who has long pressed the administration to terminate Title 42, is far from alone. Since March 2020, when the authority was invoked, border officials have turned away migrants at the US-Mexico border more than two million times. But just days away from the anticipated end of Title 42, plans are still being sorted out. The Biden administration is also asking Congress for more than $3 billion as it prepares for the end of Title 42, according to a source familiar with the ask. It is not specific to the end of Title 42, the source said.

☆ A second chance: How Messi's Argentina reached the World Cup final again
▼ + stars: | 2022-12-14 | by ( Rohith Nair | ) www.reuters.com time to read: +6 min

Messi scored a 10th minute penalty in the first half where Argentina had three goals disallowed for offside before the Saudis struck twice in the second half to stun the South American champions. If Argentina could take any solace from the result, it was that when they lost their group opener to Cameroon in 1990 they still reached the final. Substitute Enzo Fernandez scored with another sublime strike to seal the points and set Argentina on their way amid an electric atmosphere at Lusail Stadium, the biggest arena in Qatar. "Today starts another World Cup for Argentina," Messi had said after admitting they were poor in the first half. LAST 16: ARGENTINA 2-1 AUSTRALIAThe stars seemed to align for Messi in a physical last-16 clash with Australia as he scored in his 1,000th match to move past Maradona's World Cup tally.

☆ Photos: El Paso sees surge in border crossings
▼ + stars: | 2022-12-14 | by ( ) edition.cnn.com time to read: +2 min

Migrants, mostly from Nicaragua, are seen from Ciudad Juarez, Mexico, along the shore of the Rio Grande and below the US border wall on Tuesday, December 13. By Catherine E. Shoichet and Will Lanzoni, CNNAs a growing number of migrants arrive in the border city of El Paso, Texas, officials there say the situation is "unsustainable" and could intensify into a full-blown crisis. Many of the arriving migrants have told reporters they're from Nicaragua. El Paso Times reporter Lauren Villagran told CNN on Wednesday that she spoke with Nicaraguan migrants waiting outside in frigid temperatures. Deputy City Manager Mario D'Agostino told reporters in recent days about 2,500 migrants have crossed the border daily, noting that the situation is different than past surges of migrants across the border.

☆ Lionel Messi confirms final will be last World Cup game ever as Argentina overpowers Croatia 3-0
▼ + stars: | 2022-12-13 | by ( Matias Grez | ) edition.cnn.com time to read: +7 min

JUAN MABROMATA/AFP/AFP via Getty ImagesWhen asked whether Sunday’s game will be his last at a World Cup, Messi replied: “Yes. To finish my World Cup career playing my last game in a final. Everything I’ve lived in this World Cup, what people experienced and how much the people back in Argentina are enjoying it all is very emotional. Luka Modric was unable to guide Croatia to a second consecutive World Cup final. That was Messi’s 11th World Cup goal, taking him past Gabriel Batistuta as Argentina’s all-time leading goalscorer in World Cup finals.

“The States will suffer irreparable harm absent a stay from the termination of Title 42 for the reasons discussed in the motion,” the states argue in the filing, citing a separate ruling that blocked the end of Title 42 earlier this year. Since March 2020, when the authority was invoked, border officials have turned away migrants at the US-Mexico border more than 2 million times. “Over the weekend, the El Paso Sector experienced a major surge in illegal crossings, with a 3-day average of 2,460 daily encounters, primarily through the downtown area of El Paso. The Biden administration is asking Congress for more than $3 billion as it prepares for the end of the Trump-era border policy later this month, according to a source familiar with the ask. It is not specific to the end of Title 42, the source said.

☆ Effort to impeach Alejandro Mayorkas will only complicate the immigration puzzle
▼ + stars: | 2022-12-13 | by ( Zachary B. Wolf | ) edition.cnn.com time to read: +6 min

They want the incoming Republican-controlled House Judiciary Committee to launch an impeachment investigation of Mayorkas ASAP in early January. While their alleged crimes are very different, any impeachment effort against Mayorkas would likely end similarly: Belknap was acquitted in a Senate trial. Democrats, controlling the Senate majority, would surely do the same if Republicans could even muster the majority needed to impeach Mayorkas. McCarthy would rather just see Mayorkas resign, although there’s no indication Mayorkas will. “If Secretary Mayorkas does not resign, House Republicans will investigate every order, every action and every failure.

Mortgage rates are holding steady as the Federal Reserve gears up for its last meeting of the year. See more mortgage rates on Zillow Real Estate on ZillowMortgage calculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. Whether mortgage rates will drop in 2023 hinges on if the Federal Reserve can get inflation under control. If the Fed acts too aggressively and engineers a recession, mortgage rates could fall further than what current forecasts expect. This means your entire monthly mortgage payment, including taxes and insurance, shouldn't exceed 28% of your pre-tax monthly income.

☆ The US may have lost in the World Cup, but soccer is more popular than ever in America
▼ + stars: | 2022-12-12 | by ( Harry Enten | ) edition.cnn.com time to read: +36 min

The Atlas Lions made history as the first African team to reach a World Cup semifinal. They made history as the first all-female refereeing crew for a men's World Cup match. It was Morocco's first World Cup win since 1998 — and its third-ever at the tournament. Less spoken about is that they also rate better on television than the men do in the World Cup. We’ll just have to wait and see, though with the US, Canada and Mexico hosting the 2026 World Cup, soccer isn’t going away anytime soon.

☆ El Paso faced a ‘major surge in illegal crossings’ over the weekend, senior border official says
▼ + stars: | 2022-12-12 | by ( Priscilla Alvarez | ) edition.cnn.com time to read: +4 min

CNN —More than 2,400 migrants crossed into the United States near El Paso, Texas, daily over the weekend, according to a senior Border Patrol official, marking what he described as a “major surge in illegal crossings” in the region. “Over the weekend, the El Paso Sector experienced a major surge in illegal crossings, with a 3-day average of 2,460 daily encounters, primarily through the downtown area of El Paso. We will continue to keep the public informed as the situation evolves,” said acting Chief Patrol Agent Peter Jaquez of the El Paso Sector in a tweet. El Paso city has been monitoring the situation and is in ongoing discussions with federal, state and local partners, according to Laura Cruz Acosta, strategic communications director for the city. The Department of Homeland Security said Tuesday that it had deployed additional agents to El Paso amid the surge, claiming that criminal smuggling organizations are behind the influx.

A female police officer in Chicago says a supervisor forced her to perform oral sex on him inside a car. A female officer in Philadelphia says a sergeant grabbed her hand and placed it on the crotch of his pants. And a female officer in New York says one of her superiors hacked into her Snapchat account and showed off her intimate photos to a male commander. “How can you be in charge of male and female officers with the record that you have?”Marchese didn’t respond to requests for comment. Of the 87 NYPD officers accused in court papers of abusing female officers, 27 have since moved up in rank, according to an NBC News review.

☆ New Tax on Buybacks Is Weeks Away, but Finance Chiefs Aren’t Too Worried
▼ + stars: | 2022-12-09 | by ( Jennifer Williams-Alvarez | ) www.wsj.com time to read: +6 min

A new corporate tax on stock buybacks hasn’t worried finance chiefs enough for them to rethink their strategy. For Bolingbrook, Ill.-based Ulta Beauty Inc., a maker of beauty products, the impact of the tax will be minimal, finance chief Scott Settersten said. The company’s board in March authorized a new buyback program that enables Ulta Beauty to repurchase up to $2 billion in shares. It is set to be levied on net buybacks, meaning total shares repurchased minus new shares issued during the year. SHARE YOUR THOUGHTS How will the new tax on stock buybacks affect company repurchase plans in the years ahead?

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On this National Latina Pay Equity Day — set aside on Dec. 8 to focus on the pay gap between Latinas and non-Hispanic white men — advocates are pressing a distinct message: It's worse than you think. The true reality of millions of working women has not been reflected in calculations of the wage gap by leaving out women who work part-time, seasonal or migrant jobs, Ramírez said. For Latinas, it takes an average of 24 months to equal what white, non-Hispanic males are paid in 12 months. According to the Justice for Women report, non-Hispanic white men working full and part time on average earn $50,624 per year, while Latinas working full and part time average $25,312. Among Latinas specifically working full time, year-round, women of Honduran descent had the lowest earnings compared to non-Hispanic white men, at 44 cents for every dollar earned.

☆ Argentina vs Netherlands: 'Aging genius' Lionel Messi looking to inspire La Celeste
▼ + stars: | 2022-12-08 | by ( George Ramsay | ) edition.cnn.com time to read: +5 min

CNN —Lionel Messi and Argentina are three games away from winning the World Cup, but against the Netherlands they will face their toughest test of the tournament so far. Friday’s quarterfinal at the Lusail Stadium is a compelling match-up, not least because of the World Cup history between the two teams. With three goals – including a superb strike against Mexico and a well-worked move against Australia – and one assist from four games, Messi is the heartbeat of this Argentina team, even in the twilight of his career. “You can see he’s happy and, for us, that’s very important.”Yet this Argentina team is more than just Messi. “It’s not about me, or the Netherlands, against Messi, it’s about the Netherlands against Argentina,” the Netherlands captain Virgil van Dijk told reporters this week, according to Reuters.

☆ U.S. Watchdog Sanctions KPMG Firms, Audit Professionals
▼ + stars: | 2022-12-06 | by ( Jennifer Williams-Alvarez | ) www.wsj.com time to read: +7 min

PREVIEWThe U.K. firm was additionally sanctioned for allegedly failing to reasonably supervise an unregistered audit firm, Romanian audit firm KPMG Audit SRL, in four consecutive audits of Endava PLC, a British technology services company. KPMG U.K. was found to have also made several inaccurate PCAOB filings about the involvement of unregistered firms in certain audit work. The PCAOB imposed a $600,000 penalty for the alleged failings around unregistered audit firms, which KPMG U.K. didn’t admit or deny. KPMG U.K. has reviewed the way it works with other firms, enhancing controls and providing additional training, Cath Burnet, U.K. head of audit at KPMG, said. The U.K.’s audit and accounting regulator in a July letter to seven audit firms, including KPMG, said that it is “deeply concerned” about audit professionals cheating on external professional exams and internal assessments.

☆ Croatia beats Japan on penalties to reach World Cup quarterfinals
▼ + stars: | 2022-12-05 | by ( Ben Church | ) edition.cnn.com time to read: +28 min

CNN —Goalkeeper Dominik Livaković made himself a national hero as Croatia beat Japan on penalties 1-1 (3-1) to reach the World Cup quarterfinals. Marko Djurica/ReutersJapan’s heartbreakDespite its defeat, Japan can look back at an impressive World Cup campaign. They made history Thursday as the first all-female refereeing crew for a men's World Cup match. Mbappé was one of the leading stars of the team's World Cup triumph four years ago. He also became just the third goalkeeper to save three penalties in a single World Cup shootout.

☆ The chip shortage could be just about done pummeling the auto industry, experts say — so cars may get a whole lot cheaper in 2023
▼ + stars: | 2022-12-05 | by ( Alexa St. John | ) www.businessinsider.com time to read: +2 min

The chip shortage has been hurting the auto industry for more than two years. The chip shortage has pummeled the global auto industry for years, depressing dealership inventory levels and driving up new and used vehicle prices. Since 2020, auto companies have sacrificed production levels and valuable features like heated seats, while prioritizing money-making vehicles. In 2021, automakers built 3.23 million fewer vehicles than expected in North America because of the chip shortage. Next year's potential chip shortage respite could bring relief to car shoppers if inventory levels recover, pushing down prices.

☆ U.K. Tax Change to Yield Higher Costs, but Much-Needed Certainty for Companies
▼ + stars: | 2022-12-04 | by ( Jennifer Williams-Alvarez | Nina Trentmann | ) www.wsj.com time to read: +6 min

Now, under a new prime minister, the government is pledging fiscal austerity, accompanied by an increase in the corporate tax rate to 25%. Photo: Agence France-Presse/Getty ImagesWith the latest change, the corporate tax rate has flip-flopped four times in less than a year. The tax increase, from the current rate of 19%, will apply to companies with annual profit of more than £250,000, equivalent to more than $307,000. We know it is increasing to 25%.”The U.K. government’s change brings the corporate tax rate in line with those of other large economies. Photo: Jason Alden/Bloomberg NewsU.K. companies’ costs are rising on multiple fronts.

☆ U.K. Tax Change to Yield Higher Costs, But Much-Needed Certainty For Companies
▼ + stars: | 2022-12-04 | by ( Jennifer Williams-Alvarez | Nina Trentmann | ) www.wsj.com time to read: +6 min

☆ Japan vs. Croatia: Samurai Blue aiming to reach World Cup quarterfinals for first time
▼ + stars: | 2022-12-04 | by ( Aimee Lewis | ) edition.cnn.com time to read: +31 min

CNN —In a World Cup of surprises, Japan has played a leading role in headline-making shock results. Croatia is a team undefeated in nine of its last 10 World Cup matches. They made history Thursday as the first all-female refereeing crew for a men's World Cup match. Frappert became the first woman to referee a men's World Cup match. It was Morocco's first World Cup win since 1998 — and its third-ever at the tournament.

☆ USMNT’s youth and talent at Qatar 2022 bodes well for 2026 World Cup
▼ + stars: | 2022-12-04 | by ( Issy Ronald | ) edition.cnn.com time to read: +31 min

The Netherlands knocked the USMNT out of the Qatar World Cup on Saturday. They made history Thursday as the first all-female refereeing crew for a men's World Cup match. Frappert became the first woman to referee a men's World Cup match. It was Morocco's first World Cup win since 1998 — and its third-ever at the tournament. Qatar is the first Islamic country to host a World Cup.

☆ France reaches World Cup quarterfinals with 3-1 victory over Poland as Kylian Mbappé breaks Pelé’s record
▼ + stars: | 2022-12-04 | by ( Matias Grez | ) edition.cnn.com time to read: +30 min

CNN —France was made to work hard for its place in the World Cup quarterfinals, overcoming an improved Poland side 3-1 thanks to goals from Olivier Giroud and Kylian Mbappé. That is Mbappé’s fifth goal of Qatar 2022 and already his ninth World Cup goal overall, breaking Pelé’s record of seven World Cup goals scored before the age of 24. They made history Thursday as the first all-female refereeing crew for a men's World Cup match. Issei Kato/Reuters Kylian Mbappé scores his second goal on November 26, leading France to a 2-1 victory over Denmark. Mbappé was one of the leading stars of the team's World Cup triumph four years ago.

☆ Analysis: Messi carries the load to help Argentina into the quarter-finals
▼ + stars: | 2022-12-03 | by ( Nick Mulvenney | Hritika Sharma | ) www.reuters.com time to read: +3 min

DOHA, Dec 3 (Reuters) - Argentina reached the quarter-finals of the World Cup with a 2-1 win over Australia on Saturday but they were taken right down to the wire and might not want to consider what may have happened without Lionel Messi on the pitch. Messi marked his 1,000th professional game with his 789th goal - his first in a knockout match at the World Cup - and almost everything good that Argentina created going forward went through the little number 10. It was always going to be a tough game against a Socceroos team who muscled their way into the knockout stages with a brand of football that relied on each player covering huge swathes of turf and tackling anything that moved. Emiliano Martinez also had a good night and capped his fine display in the Argentina goal by stopping Garang Kuol's goalbound shot from close range with a save in the final seconds. The target is to finally add the World Cup to his already glittering collection of trophies and it would take a brave man to bet against him doing it.

☆ Messi scores in milestone match as Argentina reach World Cup quarters
▼ + stars: | 2022-12-03 | by ( Martin Petty | ) www.reuters.com time to read: +4 min

AL RAYYAN, Qatar, Dec 3 (Reuters) - Lionel Messi scored his first goal in a World Cup knockout round on his 1,000th career appearance to beat Diego Maradona's tournament tally for Argentina as they beat off a late Australia fightback to win 2-1 on Saturday and reach the quarter-finals. Messi put Argentina ahead after 35 minutes with a coolly taken strike low into the corner for his 94th international goal to pass the great Maradona's eight World Cup goals, in a match where he was instrumental in almost every Argentine attack. Lifted throughout by rapturous, overwhelmingly Argentine support that sang and bounced in unison on all sides of the Ahmad Bin Ali Stadium, Argentina pressed and finally made the breakthrough. After Goodwin's deflected shot found the net, there was a real prospect of extra time in a stadium where the Socceroos had booked their World Cup place via a penalty shootout in an intercontinental playoff earlier this year. Argentina looked dangerous late on as they battled for a third goal, with Lautaro Martinez firing wide before substitute Garang Kuol missed with seconds left in stoppage time.

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