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Not only is it unlikely I'll ever be able to afford a house, but I most likely won't have enough money to retire. Neither of my parents taught me about personal finance, so saving for retirement wasn't on my radar. Had I started investing when I was 20 years old in 2005, I would have seen the S&P 500 grow my investments by 371%. Between my Roth and 401(k), I'm putting $640 toward my retirement each month. He knows that as soon as he starts working, it needs to be a priority to start saving for retirement.
Persons: I've, I'm, Roth, He's Organizations: Service
Read previewIn 2015, my boyfriend (now husband) was accepted to a graduate program in Southern California. Carly NeilIt costs a lot to live anywhere nowadays, but Southern California takes that notion to a whole new level. Connecticut is also pricey (it falls in the top 15), but once you live in Southern California, most of the country feels like a discount. From Los Angeles to San Diego, the entire region of Southern California is well above average regarding median home price, yet another metric of unaffordability. AdvertisementThe weather in California was beautiful, but it became monotonousThere's nothing like fall foliage in New England.
Persons: , Carly Neil, I'm Organizations: Service, Business, Golden State, East Locations: Southern California, Connecticut, California, New England, Laguna, . Connecticut, Los Angeles, San Diego, England, Orange County, West Coast, East
Ken, a semi-retired health services executive, helped his daughter and her husband pay for college and for their home. AdvertisementKen said his daughter graduated from college without any debt, thanks to an academic scholarship and a 529 savings plan he contributed to. By the time his daughter got to college, the plan had about $75,000 in it. Ken wants to start gifting them money but wants to make sure they're savingHowever, Ken said they started spending heavily while trying to furnish and improve their home. Ken said he would like to start gifting them the annual amount that's allowed tax-free.
Persons: Ken, they've, Ken's, didn't, I've, that's boomer, hasn't, he's, it's Organizations: Service, Business
Disha Spath, 38, and her husband were about $750,000 in debt a few years ago and were spending above their means. "I just want a balanced life and to not feel like I'm tied to my job," Spath said. Her student loans from medical school were $191,000, according to financial documents shared with BI. They eventually converted the home into a rental property for passive income, which allowed her to pay off her student loans quicker. Even though her job paid well, she had to take unpaid maternity leave for a few weeks when their first child was born.
Persons: Disha Spath, Spath, wasn't, , maxing, She's, I've, they're, she's, we've Organizations: Service, Business, BI, Army, Nashville, New York —, IRA, FIRE Locations: Nashville, Savannah , Georgia, Savannah, New York
For Love & Money is a weekly Business Insider column answering relationship and money questions. Write to For Love & Money using this Google form. AdvertisementDear For Love & Money,My mother-in-law has been living with us for the last year. Remember, even if your mother-in-law leaves your house, she will still be in your lives, hip-checking you out of every photo opportunity. Write to For Love & Money using this Google form .
Persons: it's, , She's, I've, there's, she'll, doesn't Organizations: Service, futon, Social Security, Medicare Locations: I've
Remote work has had a positive impact on my relationship with my kidsI'm an engineering manager for an advertising company, and my wife works for a medical devices company. The flexibility of remote work has positively impacted my relationship with my kids overall. AdvertisementOur generation is the first to raise kids in a remote work environment en-masse. AdvertisementI worry that watching me work remotely will make my kids less resilientI hope that the flexibility of remote work gives my kids a sense of work-life balance. But I also have fears about how remote work will impact my children and their generation.
Persons: , Jeffery Smith, I'm, Jeff, Jeff I, I've, couldn't, they'll, they're Organizations: Service, Technologies, Business
"Mamma Mia!" AdvertisementBjorn Ulvaeus and Benny Andersson at the London premiere of "Mamma Mia! "Mamma Mia!" Dave M. Benett/Getty ImagesThe film's huge success meant a sequel was always on the cards — and "Mamma Mia! musical, Craymer had a stint as chair of Universal Music that spanned its stock market debut in September 2021.
Persons: , Meryl Streep, Pierce Brosnan, Colin Firth, Judy Craymer, Mia, Craymer, Benny Andersson, Björn Ulvaeus, Abba, Tim Rice, Cramer didn't, Bjorn Ulvaeus, Wiktor Szymanowicz, Catherine Johnson, Phyllida Lloyd, Johnson, Lloyd, Andersson, Ulvaeus, I'm, — I'm, they're, Streep, Donna, Bertolt Brecht's, Courage, Ashley Lilley, Amanda Seyfried, Stellan Skarsgård, Julie Walters, Dominic Cooper, Dave M, Cher, Mamma Mia, Meryl, Pierce, Cameron Mackintosh, Andrew Lloyd Webber, Bruce Milton Miller, Richard East, Taylor Swift, Lucian Grainge, Michael Buckner Organizations: Service, Business, London, Cher, London's Guildhall School of Drama, Fairfax Media, Universal, Variety Locations: London, Swedish, New York, Cannes, North America, Sweden
Read previewA week into their honeymoon in 2022, Katie Flynn and Mistry Bhavik faced a major healthcare: Flynn had caught a severe amoeba infection while traveling in the Philippines. Both full-time pharmacists in Ontario, Canada, the couple had no idea when they could travel for a long period again. AdvertisementThe couple set a budget of $45,000 — or $123 per day for both — for their yearlong trip. Katie Flynn and Bhavik MistryTwo months into their adventure, they regularly update their Instagram page, @katieandbhav, where they have also found a community of like-minded travelers. Some millennials, like Flynn and Mistry, have turned to long-term travel to escape corporate life.
Persons: , Katie Flynn, Mistry Bhavik, Flynn, Mistry, Bhavik Mistry Flynn, Bhavik Mistry, Olivia Young, Jo Fitzsimons, We're Organizations: Service, Business, World Health, American Psychological Association Locations: Philippines, Ontario, Canada, Japan, Thailand, Malaysia, Sri Lanka, Chiang Mai, New Zealand
I recently stayed in a $990-a-night studio villa at Disney's Polynesian Village Resort. We had easy access to two theme parks and ate at one of the best restaurants at Disney World. Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . My parents and I recently booked a studio villa at Disney's Polynesian Village Resort using our Disney Vacation Club points.
Persons: , I've Organizations: Disney, Service, Business
CNN —Wedding bells may soon be ringing for Lady Gaga. The actress and singer introduced Michael Polanksy, her boyfriend of four years, as “my fiancé” to French Prime Minister Gabriel Attal, who Lady Gaga met while attending an Olympic swimming competition on Sunday, as seen in a video posted to the PM’s TikTok page. CNN has reached out to a representative for Lady Gaga for comment. Lady Gaga and Polansky, a tech entrepreneur, first went public with their romance on Instagram during Super Bowl weekend in 2020. While the pair have notoriously been private throughout their relationship, Lady Gaga has shared some insight into their romance on her social media pages.
Persons: Lady Gaga, Michael Polanksy, Gabriel Attal, , Polanksy, Organizations: CNN, French, Olympic, Super, Hollywood Reporter Locations: Paris, Rome
Twenty years ago, when I was 35, I left my life in the greater Boston area to pursue a job opportunity in glamorous Milan. I was on a permesso di soggiorno (residence work permit), which allowed me one year to find another job. With a few months left on my permit, I received an offer to work for a U.S. multinational with offices in Italy. I was so glad that I hung in there and bet on myself and my life in Italy. Ultimately, I learned valuable things about my peers and the business over a relaxing meal or coffee.
Persons: I've, Leslie Strazzullo, It's, soggiorno Organizations: Duomo, Milano, University of South, Pirelli Locations: Milan, Boston, University of South Carolina, Italy, Hall, U.S
We wanted to be cautious and avoid any potential heartache and confusion for all parties. I quickly formed a bond with my partner's sonHis son and I fell into a surprisingly easy groove. Related storiesI never wanted one and still don't, but what I do want is exactly what we have. It's a similar relationship with my partner's son; I'm as important to him as he feels I am. AdvertisementIt's been a surprise as someone who never wanted kids of my own to get to enjoy a version of the experience.
Persons: , it's, I've, he's, I'm, It's Organizations: Service
I sent them an email about the possibility of work, and we left within a week and a half. Most of these people still had family members that were just captured by ISIS, and who were very traumatized. Home life in warMy wife is very connected to the work and its mission. And we'd come back to a big house where we take showers, there's a functioning family and hot food. The kids do miss out on having a steady community, but their community is always there when they get back.
Persons: , Daniel Beiler, Rodi Said, Jessica Melanson, we've, We've, — we've, it's, There's, we're, I'd, I've, I'm, STRINGER, Beiler, Ted Shaffrey, They've Organizations: Service, Business, Islamic, ISIS, Emergency Service, Reuters Locations: Pennsylvania, Iraq, Dnipro, Ukraine, Bolivia, Syria, Ukrainian, Dnipropetrovsk, Baghdad, Mosul, STRINGER Iraq, Lancaster County , Pennsylvania, Idaho
I felt like I was at homeWhen we came out of the camp for visits in Pyongyang, North Korean civilians came and talked to us. Regina Beraldo Kihwele and her friends won the cooking competition at North Korea's Songdowon International Children's Camp in the summer of 2016. Regina Beraldo Kihwele sang onstage at North Korea's Songdowon International Children's Camp in the summer of 2016. Courtesy of Regina Beraldo KihweleThe perfect hideoutTanzanians complained a lot about not having internet on camp. Regina Beraldo Kihwele with Russian friends in Pyongyang, North Korea, in the summer of 2016.
Persons: , Regina Beraldo Kihwele, Julius Nyerere, shocker, Beraldo Kihwele, Beraldo, Tanzanians, it's, Beraldo Kihwele I'm, wouldn't Organizations: Service, Korea's, Laureate International, Business, Regina, North, North Korean Locations: Tanzania, Dar es Salaam, British, North Korea, Pyongyang, North Korean, Moscow, Nakhodka, Vladivostok
Opinion | Reflecting on Biden’s Exit and His Legacy
  + stars: | 2024-07-27 | by ( ) www.nytimes.com   time to read: +1 min
To the Editor:As Joe Biden exits American political life, I’m filled with sadness and some regret. For my entire life, he’s been such a permanent fixture that it will be strange not to see images of him on the Senate floor or on the White House lawn. That megawatt smile and the constant messages of optimism, reassurance and decency that he conveyed — what will we do without them? Joe Biden has always been an extension of my father in a way — someone who loves people, feeds off their energy, and loves a good story and a well-played baseball game. I will miss Joe Biden as our president, and I’m thankful that he had the wisdom and courage to step aside for another presidential nominee.
Persons: Joe Biden, I’m, he’s, I’ve, Joe Cool Organizations: University, Delaware Locations: Philadelphia
“I cried for my area, my house, and everything around me,” Al-Hasanat told CNN in June. Several Palestinians told CNN they could take only their most significant personal items on long and hazardous journeys of displacement. Israeli strikes destroyed several of the university’s buildings in the early days of the war, Palestinian news agency WAFA reported. Students told CNN days spent on campus have been replaced by repeated displacement and bloodshed. Courtesy Raghad Ezzat HamoudaWith no end to the war in sight, other Palestinians told CNN they have held onto their house keys as a reminder of home.
Persons: Ahmed Al, Hasanat, Al, ” Al, “ Ayten, Dad, , , ’ ”, Khan Younis, Ahmad Salem, , ” Ahmed Al, Fadi Adwan, WAFA, , Haya Ismail, Refaat Alareer, Ismail, Dina, Dr, ” Ismail, Fadi, Rochelle Davis, , Adwan, Ezzat Hamouda, Hamouda, Tamam –, Raghad Ezzat, Scott Webster, Israel, Davis, Samah, Ayten Organizations: CNN, United Nations, Bloomberg, Getty Images Israel, Hamas, Ministry of Health, Islamic, of Gaza, UN, Ministry of Education, Higher, Students, Georgetown University, , Palestine, IDF, Government Media Office, Museum of, Palestinian, University of Sydney, Amnesty, Getty, Shifa, UNICEF, Government Media, Palestinian Ministry of Health, West Bank Locations: Gaza, Al, Mughraqa, Palestine, Israel, Palestinian, Rafah, Gaza City, Deir Al, Beit Lahia, Ramallah
He also failed to obey a command while working for another sheriff’s office in Illinois and was told he needed “high stress decision making classes,” the agency’s documents reveal. Bodycam footage from another deputy showed Massey saying she rebuked Grayson, and Grayson responded by threatening the 36-year-old. In May 2022, Grayson started working at the Logan County Sheriff’s Office in Illinois, records show. Then he started working full-time with Auburn police, the Logan County Sheriff’s Office, and finally the Sangamon County Sheriff’s Office in May 2023. He resigned from the Logan County Sheriff’s Office in April 2023.
Persons: Sean Grayson, Sonya Massey, Grayson, Massey, Breonna Taylor, Atatiana Jefferson, Massey “, Ben Crump, Daniel Fultz, ” Grayson, DUIs, Crump, Bryce Dubee, “ Sean P, KSHB, Kincaid, , Grayson “, ” “, Jack Campbell, “ Sonya Massey, ” Campbell, “ Grayson, , Malachi, ” Malachi, Jesus, ” Massey, Massey’s, Brad Parks, Natasha Bertrand, Emma Tucker, Eric Levenson Organizations: CNN, Army, Department of Defense, Kincaid Police Department, KSHB, Auburn Police Department, Pawnee, Auburn police, Office, Auburn, Massey Locations: Illinois, Sangamon County, Fort Riley, Kansas, Macoupin, Logan, Lincoln, Logan County, Sangamon County –, Massey
But I was shocked when I was met with judgment for still being on my dad's phone plan. Each sales associate jokingly asked if I was on my family's phone plan, and I sheepishly admitted I was. So, they're happy to help me by letting me stay on the family phone plan and sharing their streaming services with me. Related storiesMany of my friends moved back in with their parents after college to save money, and I've debated doing the same thing. I'm grateful that my family is so supportive, and just knowing that makes me work harder to meet my goals.
Persons: I've, sheepishly, we'd, It's, I'm, it's Organizations: Service, Columbia Journalism School, Pew Research Locations: New York, Manhattan
Jule Hamrick spent years in physical therapy to learn how to walk again after a West Nile Virus infection. “So kind of like what you see with long Covid, we’ve seen that with West Nile as well, where you can get this ‘long West Nile’ kind of picture.”Watching West Nile patients struggle to recover from their infections made Murray wonder what would become of survivors over time. Brittany Yeager recently returned to the Girl Scout Camp in Idaho where she caught the West Nile virus. She went to two hospitals before a doctor tested her spinal fluid and discovered that she had West Nile virus. The CDC keeps maps of where West Nile cases have been detected in the United States.
Persons: Brittany Yeager, Yeager, Charlie, Streby, , , Kisstina Streby, John Brittingham, he’s, Jule Hamrick, welt, ” Yeager, Brittingham, Jule Hamrick “, Ben Beard, Emma Underwood, , Kristy Murray, Atlanta . Murray, they’ve, ” Murray, Murray, Max Vigilant, we’ve, she’s, Erin Staples, ” Staples, Staples, haven’t, “ It’s, Charlie Yeager Yeager, Heather, ” Heather, Heather Brittingham John, John, backslide, she’d, ” Jule Hamrick, Hamrick, She’s, don’t, It’s, ” Hamrick Organizations: CNN, Girl Scout, US Centers for Disease Control, Prevention’s, Vector, University of South, Emory University, Houston, Harris County Public Health, West, US Food and Drug Administration, New England, of Medicine, CDC, Vaccine, Locations: Idaho, Santa Fe , New Mexico, Roswell , Georgia, University of South Florida, Tampa, Hillsborough County , Florida, West, Atlanta ., New York City, Nile, Harris County, Tex, Texas, West Nile, Kennewick , Washington, CDC’s, United States, Santa Fe, Santa, Albuquerque, Chicago, Houston
The 13th hole on the Jack Nicklaus Signature Golf Course at Juniper Preserve. The golf course and clubhouse at Hualalai Resort in Hawaii. For Chelsea, a golf course community's "selling point" was simply the ability to enjoy nature. "I could go either way on living on a golf course — it didn't really matter to me," she added. "But the idea that when the golf course is closed, then you have this great big space between you and your neighbors.
Persons: , Zers, lockdowns, Brandon, Chelsea Lehmann, Jack Nicklaus —, Jack Nicklaus, they're, Brandon Lehmann, Chelsea, Keith Poliakoff, Poliakoff, Kevin McDonald, Xer, Kristie, Kevin, they've, Nick Pantuliano, Pete, Pantuliano, it's Organizations: Service, Business, Juniper Reserve, Chelsea, Government, Group, Golf Foundation, PTM Partners, Juniper Locations: Bend , Oregon, Portland, Juniper, Bend, Brandon, Chelsea, Oregon, Florida, Hawaii, Toronto, Real, St, Petersburg , Florida, St . Petersburg
Work hours are more flexibleMany workplaces are flexible and allow employees to choose a schedule that fits their lifestyle. Some people, depending on the industry and their tenure at their job, can have up to 38 paid vacation days a year. For example, both parents are offered paid leave and they can decide when to use them in different amounts. If your kid is sick and you need to leave work to care for them, that is not just accepted but encouraged. In many cases, this can be considered a sick day for the parent as well and can be paid leave.
Persons: workdays, you'll, Ventoniemi There's, I've Organizations: U.S Locations: Finland, Kilpisjärvi, Lapland
My father is an avid surfer who introduced me to the sport at a young age, and the freedom he felt in the ocean had a big impact on me. He faced challenges pursuing the sport, since it was historically reserved for white South Africans and beaches were segregated until 1989. Despite the obstacles he faced, my father never lost his love for the ocean and its power to heal. In 2018 I became the first Black South African surfer to qualify for the World Surf League Championship Tour, an elite professional competition. My parents being so proud of who they are makes me feel proud, too, and I work to continue that legacy.
Persons: he’d, He’d Organizations: Black, Surf Locations: South Africa, Cape Town
After Daria fled from her Russian-occupied village to western Ukraine, she spent weeks restlessly wandering the streets. Whenever she grew tired of walking, she would sit on park benches and tell anyone who would listen — even perfect strangers — what the Russian soldiers did to her. “I wanted to tell everyone, but there was no one to talk to,” recalled Daria, a 32-year-old illustrator. For two years after the assault, Daria said, she wrestled with shame. She said in an interview that she was ready to tell her story, to erase the stigma of sexual assault and help herself and other victims heal.
Persons: Daria, , , ” Daria Locations: Ukraine, Havronshchyna, Kyiv, Ukraine’s,
The Olympics Have Arrived
  + stars: | 2024-07-27 | by ( Melissa Kirsch | ) www.nytimes.com   time to read: +2 min
It has been only three years since the last summer Olympics: the 2020 Tokyo Games, you’ll recall, were held in the summer of 2021. Now the Olympics return with untold opportunities to geek out on sports you haven’t thought about for several years, or ever. Broadcast coverage of the Olympics makes this transformation easy. I’m a total sucker for a hyperemotional documentary featurette on that gymnast whose family sacrificed everything for her Olympic dreams. “One of the strangest things I’ve ever seen an animal do,” Alex had told me, and I concurred.
Persons: Bruce Springsteen …, I’ve, Katie Ledecky’s, she’s, Alex Marshall, Jagerbomb, ” Alex, Tom Jones, Alex wasn’t Organizations: YouTube Locations: Tokyo, Paris
He said he didn't "have a timeline in mind until after" he was accepted into the Tulsa Remote program in Oklahoma in 2021. Dalton said the cost of living and pace of life are pros of living in Tulsa. Several people who have participated in the Tulsa Remote program, which launched in late 2018, have previously talked to BI about their moving experience. The new remote job would help him qualify for a move from California to Oklahoma through the Tulsa Remote program. Tulsa's slower pace of life gives Dalton more time to enjoy life and have fun with others.
Persons: , Morgan Dalton, Dalton, Tulsans, I've, It's, he's, Joe's, it's, Guthrie Organizations: Service, Business, BOK Center, Tulsa, Tulsa Drillers Locations: Los Angeles, Tulsa, Oklahoma, West Coast, West, Mexican, Texas, Houston, California, LA, Southern California, New York, DC, San Francisco
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