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The world’s most liveable cities for 2024
  + stars: | 2024-06-26 | by ( Tamara Hardingham-Gill | ) edition.cnn.com   time to read: +4 min
The Austrian city has been crowned the most liveable city in the world yet again in the annual list from the Economist Intelligence Unit (EIU), which was released today. Perfect scoresVienna has been named the most liveable city in the world on the EIU’s Global Liveability Index. ‘Acute housing crisis’Canada's Toronto dropped out of the top 10 most liveable cities list this year, coming in 12th. Swiss city Zurich scored impeccably in the education and health care categories. Gaetan Bally/Zürich TourismusUK capital London was ranked as the 45th most liveable city in the world.
Persons: CNN — It’s, Emmanuele, Australia’s, Gaetan Bally, Abu, Al Khobar, Drazen Zigic, , Barsali Bhattacharyya, , headwinds, Bhattacharyya Organizations: CNN, Economist Intelligence Unit, Vienna, Switzerland’s, Melbourne, Canadian, Calgary, Japan’s, Auckland, Toronto North America, Toronto, Zurich, impeccably, Zürich Tourismus, London, UAE, Nigeria’s Locations: Vienna, Austrian, Denmark’s Copenhagen, Switzerland’s Zurich, Geneva, Vancouver, Japan’s Osaka, New, Western Europe, Honolulu, Hawaii, Atlanta , Georgia, Los Angeles, New York, Toronto, Canada, Australia, Asia, Hong Kong, Abu Dhabi, Dubai, Saudi Arabia’s Riyadh, Jeddah, Al, Israel’s Tel Aviv, Israel, Damascus, Syria, Tripoli, Algeria’s Algiers, Nigeria’s Lagos, Austria, Copenhagen, Denmark, Zurich, Switzerland, Melbourne, Calgary, Sydney, Osaka, Japan, Auckland , New Zealand
OpenAI's chief technology officer Mira Murati says AI may help expand humans' creativity — but the technology could wipe out some creative jobs as well. On June 19, Dartmouth College's school of engineering held a discussion with Murati about the potential effects OpenAI's tools, such as ChatGPT, may have on different industries. OpenAI's tools will "lower the barrier for anyone to think of themselves as creative," she added. However, she also said AI tools could have a potentially disruptive impact on creative industries. "Some creative jobs maybe will go away, but maybe they shouldn't have been there in the first place if the content that comes out of it is not very high quality," she said.
Persons: Mira Murati Organizations: Dartmouth
President Biden’s new student loan repayment plan was hobbled on Monday after two federal judges in Kansas and Missouri issued separate rulings that temporarily blocked some of the plan’s benefits, leaving questions about its fate. That means the Biden administration cannot reduce borrowers’ monthly bills by as much as half starting July 1, as had been scheduled, and it must pause debt forgiveness to SAVE enrollees. The administration has canceled $5.5 billion in debt for more than 414,000 borrowers through the plan, which opened in August. If you’re among the eight million borrowers making payments through SAVE — the Saving on a Valuable Education plan — you probably have many questions. Here’s what we know so far, though the Education Department has yet to release its official guidance.
Persons: Biden’s, Biden Organizations: Republican, Education Department Locations: Kansas, Missouri
The Vanishing Islands That Failed to Vanish
  + stars: | 2024-06-26 | by ( Raymond Zhong | Jason Gulley | ) www.nytimes.com   time to read: +26 min
The Vanishing Islands That Failed to Vanish Low-lying tropical island nations were expected to be early victims of rising seas. They found that over the past few decades, the islands’ edges had wobbled this way and that, eroding here, building there. No, to understand what really beguiles them about these islands, you need to take a dive into the surrounding sea. Coral reefs Indian Ocean Islands HUVADHOO ATOLL 5 miles Dhigulaabadhoo Coral reefs Indian Ocean Islands HUVADHOO ATOLL 5 miles Dhigulaabadhoo Islands HUVADHOO ATOLL Islands HUVADHOO ATOLL HUVADHOO ATOLL HUVADHOO ATOLL HUVADHOO ATOLL HUVADHOO ATOLL HUVADHOO ATOLL HUVADHOO ATOLL HUVADHOO ATOLL Kandahalagalaa Dhigulaabadhoo HUVADHOO ATOLL Kandahalagalaa Dhigulaabadhoo A map of the Huvadhoo Atoll, a gourd-shaped ring of 241 islands in the southern Maldives. Huvadhoo Atoll is a gourd-shaped ring of 241 islands in the southern Maldives.
Persons: ” Charles Darwin, Darwin, bode, Arthur Webb, Paul Kench, “ I’m, Kench, Webb, Kench’s, Mohamed Aslam, Paul S, Aitana Gea Neuhaus, Gea Neuhaus, ” Ms, , ” Paul Kench, Gerd Masselink, Peter Ganderton, Curt Storlazzi, Tim Scott, Dr, Scott, , it’s, “ They’ve, munch, Storlazzi, Thoriq Ibrahim, Malé, Hariyya Ibrahim, Hariyya, Adam Shakir, Adam, Farhath Ibrahim, Mohamed Muizzu, Hussain Rasheed, Rakeedhoo, Ashiya, Ashiya’s Organizations: Graphics, University of Plymouth, National University of Singapore, Nature Communications, Airbus, Google, United States Geological Survey Locations: Maldives, INDIA, MALDIVES, Polynesia, Micronesia, Indian, Malé, Himandhoo, Huvadhoo, , England, Dhigulaabadhoo, Wade, Plymouth, grinned, Hulhumalé, New City, Sand, City, Towers City, Himandhoo’s, Rakeedhoo
All this is reflected in its continued status as the world's most expensive city," the report said. Singapore was followed by Hong Kong, which upstaged Shanghai to emerge as the second most expensive city for the wealthy. Prices for hotel suites (+22.9%), ladies' shoes (+12.7%), and ladies' handbag (+8.6%) saw the biggest increases in the city. London Hotel suites and jewelry were the second-most expensive items across the 25 cities, with prices soaring 38.3% and 17.%, respectively. Here's Julius Baer's list of the world's 10 most expensive cities for high net worth individuals:
Persons: Julius Baer, normalizations, Here's Julius Baer's Organizations: Wealth, Private Locations: Singapore, Swiss, U.S, Hong Kong, Shanghai, London
London CNN —Dairy farmers in Denmark face having to pay an annual tax of 672 krone ($96) per cow for the planet-heating emissions they generate. The country’s coalition government agreed this week to introduce the world’s first carbon emissions tax on agriculture. On average, Danish dairy cows, which account for much of the cattle population, emit 5.6 tonnes of CO2-equivalent per year, according to Concito, a green think tank in Denmark. Using the lower tax rate of 120 krone results in a charge of 672 krone per cow, or $96. With the tax break in place, that levy will rise to 1,680 krone per cow in 2035 ($241).
Persons: Lars Lokke Rasmussen, , , Torsten Hasforth, Landbrug, Peter Kiær, ” Peder Tuborgh, Kristian Hundeboll Organizations: London CNN — Dairy, , United Nations, Food, Agriculture Organization, CNN, Arla Foods, DLG, Initiative Locations: Denmark, Danish, Europe
Cody Gude was counting the seconds until July when his monthly student loan payment was scheduled to drop to $100 from $200. But then he saw headlines on Monday that major parts of the Saving on a Valuable Education, or SAVE, plan were on pause. The U.S. Department of Justice is expected to appeal the preliminary injunctions, but for now, millions of student loan borrowers are disappointed and angry that they won't see the relief they expected in just a matter of days. Gude's student loan servicer, Nelnet, already updated his monthly bill to reflect the lower amount. (Under SAVE, many borrowers pay just 5% of their discretionary income toward their debt each month instead of the previous 10% requirement, and millions of borrowers have a $0 monthly payment.)
Persons: Joe Biden, Education Secretary Miguel Cardona, Cody Gude, servicer, Gude Organizations: Education Secretary, White House, Valuable Education, Biden, U.S . Department of Justice, Finance, Social Security Workers Locations: Washington , DC, Tampa , Florida, Kansas, Missouri
The bad news: account balances for the median 401(k) of a person approaching retirement (65+) remains very low. Higher returns, participation rates, savings ratesWhy do we care so much about 401(k) plans? Thanks to a change in the law several years ago, a record-high 59% of plans offered automatic enrollment in 401(k) plans. By switching to automatic enrollment, participants were automatically enrolled and had to "opt-out" if they did not want to participate. Plans with automatic enrollment had a 94% participation rate, compared with 67% for voluntary enrollment plans.
Persons: John James Organizations: Vanguard, Fidelity, Social Security, Institutional Investor Group, Social, Security, Pension Rights Center
As a single mom, a big reason I became a teacher was so that I would be on the same schedule as my son. I wanted to spend as much time with my son as possible, but I was also on a budget. After the monthly bills, I didn't have a lot of money left over for extracurriculars or expensive trips during our summer breaks. Courtesy Ashley ArchambaultI took friends up on generous offers to give my son summer vacationsIn order to travel a little farther, I looked again to our loved ones. My son got to fly on a plane, go canoeing on the lake, and camp out in a tent.
Persons: Ashley Archambault, graham Organizations: Service, Business Locations: Vermont
The underlying cause, though, are the billions of dollars their government owes its creditors. Kenya has the fastest growing economy in Africa and a vibrant business center. Interest payments alone are eating up 27 percent of the revenue collected. But the debts that are causing misery in Kenya and across Africa remain. More than half the people on the continent live in countries that spend more on interest payments than they do on health or education.
Persons: William Ruto Organizations: United Nations Conference, Trade, Development Locations: Kenya, Africa
The American Psychological Association highlights findings that people who find their jobs meaningful are more engaged, show up to work more, and are healthier. Many in those industries have begun to refer to their work as "fake email jobs" — office jobs that largely involve sending emails without producing anything. Other people have managed to juggle multiple full-time remote jobs thanks to the limited amount of work each job actually required. Working a useless job is a "profound psychological violence," Graeber wrote, one that removes any sense of dignity and fosters "deep rage and resentment." Short of everyone quitting to become their own CEO, employers will need to figure out how to make work feel meaningful for their staff.
Persons: it's, Zers, Pew, Gen Zers, I've, Graeber, David Graeber, Simon Walo, , Walo, Brendan Burchell, Burchell, Clay Routledge, Routledge Organizations: Pew Research, American Psychological Association, University of Zurich, University of Cambridge Locations: Italy, Spain, Sweden
That job you're applying for might be fake
  + stars: | 2024-06-26 | by ( Dan Defrancesco | ) www.businessinsider.com   time to read: +8 min
In today's big story, we're looking at how the next job you apply for might be fake . While employment is still relatively low, sitting at only 4% , the job market is also pretty stagnant. ANDREW CABALLERO-REYNOLDS/AFP via Getty ImagesEven if you find a legitimate job posting, it doesn't get much easier. Workers were also spoiled with the 2021 job market, where candidates named their prices . AdvertisementAnd a fake job posting might be a blessing in disguise.
Persons: , Charles Schwab, MirageC, Jenny Chang, Rodriguez, Tim Paradis, it's, aren't, ANDREW CABALLERO, REYNOLDS, BI's Alexandra Bacon, Roberto Machado Noa, Tyler Le, Meta isn't, Apple, Mark Zuckerberg's, Mustafa Suleyman, execs, Suleyman, Karén Simonyan, Ricardo Tomás, Gen Z, Ashley Kostial, She's, he's, Julian Assange, Evan Gershkovich, Paris Hilton, Dan DeFrancesco, Jordan Parker Erb, Hallam Bullock, Annie Smith, Amanda Yen Organizations: Service, Business, BI, America, Getty, Workers, BI Citi, Citi, showtime, Nvidia, Meta, Wall Street Journal, Apple, Bloomberg, Investors, SAP, Aetna, Wall Street, The Locations: Hulu, New York, London
Read previewIt has been nearly eight years since my three Welsh children have visited my family in the United States. Bigger cars and bigger roadsAfter landing in Washington, DC, and retrieving our bags, we entered the parking lot. The two older kids quickly observed that the cars weren't like the ones in the UK. My kids immediately noticed that, along with cars, the roads in the US are much bigger than in the UK. "All the food is big," one of them whispered to me as he gazed at the shelves of food.
Persons: , it's, we've, they've, Bob Evans Organizations: Service, Business, DC, AC Locations: United States, Washington ,, GMCs
For the last three years, U.S. schools have been in an unusual position: They had lots of money to spend. The federal government invested $190 billion in pandemic aid for schools; the largest chunk, $122 billion, came in 2021 to help students recover. Altogether, it was the largest one-time federal investment in American education, but it came with a major question: Would it work? Two separate studies, released on Wednesday, suggest that the money helped, but not as much as it could have. “The money did contribute to the recovery,” said Thomas J. Kane, an economist at Harvard University, who helped lead one of the studies.
Persons: , Thomas J, Kane Organizations: Harvard University
Antelopes, hundreds of thousands of them, are crossing the savannas of South Sudan. But a report published today estimates that South Sudan is home to the largest known migration of land mammals on Earth. South Sudan, a country in central Africa, has a varied landscape, from rainforests to lush savannas and swamplands fed by the Nile River (pictured). Marcus Westberg He suspects that the migration’s survival and growth is likely to be linked to the decades of war South Sudan has suffered. South Sudan gained independence from Sudan in 2011 after decades of civil war.
Persons: Marcus Westberg, Mike Fay, , Steve Boyes, South Sudan Fay, He’s, “ It’s, Jigar, Fay, ” Fay, , you’ve, We’ve, “ We’ve, Boyes, Salva Kiir Mayardit Organizations: CNN, Initiative, African Parks, African Parks Network, Parks Network, United Nations, Parks, Rolex, Ministry of Wildlife Locations: South Sudan, Sudan, Africa, African, Ethiopia, South Sudan’s, Juba, , Tanzania
CNN —President Joe Biden is expected to pardon US veterans who were convicted by the military over a 60-year period under a military law that banned gay sex, three US officials told CNN. The granting of pardons won’t automatically change convicted veterans’ records but allows those impacted to apply for a certificate of pardon that will help them receive withheld benefits. A service member’s discharge status can determine what kind of Veterans Affairs benefits they are eligible for. “For decades, our LGBTQ+ service members were forced to hide or were prevented from serving altogether,” Defense Secretary Lloyd Austin said at the time. If a certificate of pardon is issued, the service member will then have to apply to their respective military department’s board of corrections to have their military records corrected.
Persons: Joe Biden, won’t, Don’t, , Lloyd Austin Organizations: CNN, Military, Veterans Affairs, Pentagon, , Department
Two federal judges in Kansas and Missouri have temporarily halted significant parts of President Joe Biden's new student loan repayment plan, putting debt relief for millions of Americans in jeopardy. The Monday evening rulings stop the U.S. Department of Education from implementing major provisions of the Saving on a Valuable Education, or SAVE, plan. Until the cases are decided, the Biden administration is prevented from forgiving any more debt under the new income-driven repayment plan and from further reducing borrowers' payments in July, as it planned to. More than 8 million borrowers have enrolled in the SAVE plan since it launched in August. "The Department of Justice will continue to vigorously defend the SAVE Plan," he added.
Persons: Joe Biden's, Biden, Mark Kantrowitz, Education Miguel Cardona, " Cardona Organizations: U.S . Department of Education, Valuable Education, Finance, Republican, Education, Higher, Department, Justice, SAVE Locations: Kansas, Missouri
Israel’s Supreme Court on Tuesday ruled that the military must begin drafting ultra-Orthodox Jewish men, a decision that threatened to split Prime Minister Benjamin Netanyahu’s coalition government amid the war in Gaza. In a unanimous decision, nine judges held that there was no legal basis for the longstanding military exemption given to many ultra-Orthodox religious students. The court’s ruling pits secular Jews against the ultra-Orthodox, who say their study of scripture is as essential as the military to defending Israel. Mr. Netanyahu has called for legislation that would generally maintain the exemption for the religious students. More than 2,000 Haredim sought to join the military in the first 10 weeks of the war, according to military statistics.
Persons: Benjamin Netanyahu’s, Netanyahu’s, Netanyahu, ” Yitzhak Goldknopf, Gabby Sobelman, Myra Noveck Locations: Israel’s, Gaza, Israel, The State
But he added that the US does need more Chinese students, too — just not in STEM. AdvertisementHe also cited security concerns about letting Chinese students access sensitive technology. But even now, Chinese students say that they have been facing extra scrutiny while entering the US. The Washington Post, citing online discussion forums, reported in March that Chinese students were questioned for hours at US border controls, or had their visas canceled without valid reasons. In April, the Senate passed a bill that, if signed into law by President Joe Biden, will force Chinese tech company Bytedance to sell video site TikTok.
Persons: , Kurt Campbell, Campbell, There's, Trump, Donald Trump, Joe Biden, Campbell didn't Organizations: Service, of Foreign Relations, Business, Trump, China Initiative, Department of Justice, Washington, Institute of International Education, American, Apple, Counterpoint Research, Huawei Locations: United States, China
That's how ignorant I was," the 36-year-old single mom told Business Insider. I'm used to working with beginners. That's when I thought, 'OK, I'm really on to something.'" "The first two years of the membership, it wasn't overwhelming but it definitely wasn't passive. "More than the money, I really want to do that because I want to show people what is possible.
Persons: , Liz Wilcox, Wilcox, I'm, she'd, I've, she's Organizations: Service, Google, Business, Netflix, Black, LAX Locations: Destin , Florida
The fruity energy drink debuts less than two months after bakery-cafe chain Panera Bread announced it was discontinuing its controversial Charged Lemonade, a beverage that lawsuits blamed for two deaths and referred to as a "dangerous energy drink." The Iced Energy comes in three flavors, including its most caffeinated flavor, Tropical Citrus, which has 205 milligrams of caffeine, according to Starbucks' website. Panera started phasing out the Charged Lemonade on May 7, and it has denied any wrongdoing, saying it removed the beverage as part of a broader menu transformation. Except for its Frozen Tropical Citrus Iced Energy with Strawberry Puree, Iced Energy is sugar-free, containing artificial sweeteners. Charged Lemonade and Iced Energy are part of a growing category called "functional beverages" that chains big and small are eager to jump into, according to experts.
Persons: Brian Warrener, Panera, Dunkin, Bull Organizations: Starbucks, Energy, Center for Beverage Education, Innovation, Johnson & Wales University, Consumers, Drug Administration, American Academy of Pediatrics Locations: Providence , Rhode Island, Chicago, Russia, U.S, Coke
Monday's district court rulings were different, but both dealt blows to the SAVE plan. AdvertisementEducation Secretary Miguel Cardona condemned the rulings on Monday, saying in a statement that "the Department of Justice will continue to vigorously defend the SAVE Plan." "While we continue to review these rulings, the SAVE plan still means lower monthly payments for millions of borrowers - including more than 4 million borrowers who owe no payments at all, and protections for borrowers facing runaway interest when they are making their monthly payments," he added. "All of this is to ask why: if these parts of the SAVE Plan promised an irreparable harm to plaintiffs, why didn't they move to enjoin the SAVE Plan before they took effect?" He also said that even without allowing student-loan forgiveness, the other provisions, like lower payments and limited interest accrual, will still provide relief to borrowers.
Persons: , Joe Biden's, Daniel Crabtree, John Ross, Miguel Cardona, " Cardona, Crabtree, Missouri's Ross, MOHELA, Biden's, Ross, Cardona, Karine Jean, Pierre Organizations: Service, Business, GOP, Department, Justice, SAVE, Republican, Higher, Education Department, Justice Department, White House Press Locations: Kansas, Missouri, Monday's
Morsa Images | Digitalvision | Getty ImagesIt's no secret that many college graduates are struggling with student loan debt. Nearly 1 in 5 student loan borrowers in the U.S. — or 19% — say they are hiding their loan balance from their partner, according to a new report from NerdWallet . Shame, guilt, depression and anxiety swirling the topic of student debt can lead borrowers to keep the details of their loans secret, therapists say. If your significant other doesn't also have outstanding student debt, the topic can feel especially taboo, he added. Student debt can make it harder to buy a house, start a family and save for the future, research shows.
Persons: Traci Williams, Clay Cockrell, Cockrell, Kate Wood, Wood, you've Organizations: Getty, Harris Poll, Finance Locations: U.S, NerdWallet, East Point , Georgia, New York
Thousands of demonstrators flooded the streets of Kenya’s capital, Nairobi, and some broke into Parliament and briefly set fire to the entrance on Tuesday, after lawmakers approved tax increases that critics said would drive up the cost of living for millions. During the protests, the police fired tear gas and guns, plunging the capital into turmoil. At least five people were fatally shot and 31 others injured, according to Amnesty International and several prominent Kenyan civic organizations. The independent Kenya Human Rights Commission posted a video that showed police officers firing as protesters marched toward them. As tear gas wafted through the streets, some protesters climbed through the windows of Parliament after lawmakers voted 195 to 106 in favor of the tax bill on Tuesday, with supporters saying it would raise revenue for education and other essential services.
Persons: William Ruto, Ruto, Organizations: Amnesty International, Kenyan, Kenya Human Rights Locations: Kenya’s, Nairobi, Kenya
Read preview​​This as-told-to essay is based on a transcribed conversation with Sue Campbell, 58, about relocating to China for work. I was often the liaison between international clients and the team in China, helping everyone understand each other better. Employees in China were very conscious of their place in the company hierarchyHierarchies were very apparent in Chinese work culture. In China, people seemed to take pride in their work and I think they didn't want to make themselves look bad. If anybody has the chance to work in Asia, I'd recommend it.
Persons: , Sue Campbell, Louis Vuitton, I'd, who'd, KIND2 Organizations: Service, Louis, Business, consultancy's, Employees Locations: China, Hong Kong, Asia, Shanghai, Australia, consultancy's Asia
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