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☆ A bullish options bet that will pay off if Tesla and Alphabet rally after earnings
▼ + stars: | 2024-07-23 | by ( Nishant Pant | ) www.cnbc.com time to read: +3 min

Earnings season is heating up, as Tesla and Google-parent Alphabet are set to report their latest results after the bell Tuesday. I'm considering a bullish trade in QQQ for Wednesday — contingent on a positive market reaction to GOOG and TSLA earnings. This allows you to construct a $1 wide bull call spread and risk as little as $50 to make $50 per winning trade. I've suggested a 482-483 call spread because QQQ is trading at 482 as of writing this. If earnings are strong, QQQ will likely gap up and open at a higher price tomorrow.

Persons: QQQ, I've, Nishant Pant Organizations: Google, Nasdaq, CNBC, NBC UNIVERSAL Locations: QQQ

☆ I've been laid off 6 times, but being let go at 54 was different. I've been unemployed for a year.
▼ + stars: | 2024-07-23 | by ( Ella Hopkins | ) www.businessinsider.com time to read: +1 min

Angie Longacre became a content writer after she was laid off from her graphic designer job. Longacre was laid off four times over the following decade but found it easy to bounce back. But she said that she had been struggling to find a job since being laid off a year ago. AdvertisementThis as-told-to essay is based on a transcribed conversation with Angie Longacre, a freelancer in Pennsylvania, about her experience getting laid off at 54. While I was looking for another one, I saw an ad looking for writers for books on different topics for beginners.

Persons: Angie Longacre, Longacre, —, I'd Organizations: Service, Business Locations: Pennsylvania

☆ I've traveled to some of Italy's most popular destinations. Here are 7 things I wish I'd known before visiting during tourist season.
▼ + stars: | 2024-07-23 | by ( Lauren Breedlove | ) www.businessinsider.com time to read: +1 min

I've traveled to many of Italy's most popular spots during the busy season. During peak tourist season, Italy can be hot and crowded, so it's important to plan accordingly. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . In fact, the World Travel & Tourism Council found that tourism and travel contributed 215 billion euros to Italy's economy last year. However, after visiting Italy over nine times and spending a summer living in Tuscany, I've experienced firsthand that summertime, especially July through August, tends to be the busiest time to visit the country.

Persons: I've, — Organizations: Service, Tourism Council, Business Locations: Italy, Tuscany

☆ A Silicon Valley executive had $400,000 stolen by cybercriminals while buying a home. Here’s her warning
▼ + stars: | 2024-07-23 | by ( Hugh Son | ) www.cnbc.com time to read: +7 min

Real estate, with its large transaction sizes and frequent use of wire transfers, has proven to be an especially lucrative target for criminals. In early July, Robillard told CNBC she had no idea whether she would ever see her money again. Courtesy: Rana RobillardRobillard says she decided to publicize her story to boost awareness of real estate wire fraud, besides being a last-ditch attempt at getting her money back. "This is not what I thought my public representation would look like, which is that I've lost all this money," Robillard said. While Martinez, California-based Compass Mortgage denies being hacked, it acknowledged that the email with wire directions wasn't from them, according to Robillard.

Persons: Rana Robillard, she'd, Robillard, HackerOne, Fraudsters, Naftali Harris, Harris, Charles Schwab, she's, —, Robillard Robillard, I've, it's, should've, Kristy Aichinger, Aichinger, Kent Donahue, Donahue didn't Organizations: JPMorgan Chase, CNBC, Citigroup, Ally Bank, San, FBI, JPMorgan, Federal Trade Commission, Consumer Financial, Bureau, Chase, FTC, OS National, Opendoor, Robillard, Compass Mortgage Advisors, Mortgage Locations: Oakland, Orinda ,, California, Orinda, San Francisco, Real, Martinez

☆ I'm 23 and getting my master's degree. My parents can't help me financially, so I moved in with them to save money.
▼ + stars: | 2024-07-23 | by ( Miranda Ferrante | ) www.businessinsider.com time to read: +3 min

I had already made up my mind about all the specifics before starting the application process: I would attend New York University, aiming to receive a master's degree in journalism. I called my parents to share the news, and they gently reminded me that financing another degree would be entirely my responsibility. They don't want to see me or my twin brother, who is also pursuing a master's degree, struggle financially while we try to build our vocations. I couldn't do this without their supportGetting a master's degree would be virtually impossible without the financial and emotional support of my parents. While journalism may not be the career that leaves me with tons of money, I'm passionate about it.

Persons: —, I've Organizations: Service, Elon University, New York University, Business

☆ An ultra-swimmer tried to eat as much as a tiger shark and ended up consuming 40,000 calories in a day
▼ + stars: | 2024-07-23 | by ( Jenny Mcgrath | ) www.businessinsider.com time to read: +5 min

Perhaps eating as much as a tiger shark is where Edgley could gain a lead in the competition. Edgley tried to fast and feed like a tiger sharkRoss Edgley before and after his fasting portion of the tiger shark test for "Shark vs. Ross Edgley." He thought for sure it put him in competition with the tiger shark. Tiger sharks can take 6-pound bitesTiger sharks give a whole new meaning to the term "bite size." Advertisement"That's what's been amazing," he said, "seeing on social media, even kids just going, 'Oh my God, he tried to eat like a tiger shark.

Persons: —, Ross Edgley, Edgley, He's, Nathalie Miles, chowing, Mike Heithaus, Heithaus, it's Organizations: Service, Business Locations: Australia, Great Britain

Typically if one bank account owner dies, the surviving owner gets sole control of the account. IntroductionOpening a joint bank account is different from opening up an individual bank account. Both owners have full access to a bank account, and joint bank account rules also dictate specific actions if one owner dies. Rights of survivorshipWhen you're opening up a new bank account, you'll receive a bank account agreement that lists the bank's conditions and rules. A joint bank account beneficiary can't set up direct deposits, make withdrawals, or view your bank account when you're alive.

Persons: you'll, Sophia Bera Daigle, —, Bera Daigle, Bera Daigle doesn't, there's Organizations: Gen, Insurance

☆ GOP lawsuits over Kamala Harris using Biden campaign funds or headlining Democratic ballots will all fail, experts say
▼ + stars: | 2024-07-23 | by ( Laura Italiano | Katherine Tangalakis-Lippert | ) www.businessinsider.com time to read: +7 min

Republican legal experts and think tanks such as the Heritage Foundation are questioning Harris's ability to access the Biden-Harris campaign coffers. Others, including Congressman Steve Scalise, say it's wrong for Harris to assume the top line of the ticket after 14 million state primary voters cast ballots for Biden. There's no general election candidate being replaced, so those rules and regulations about replacement don't don't apply to the situation." AdvertisementNoti of the Campaign Legal Center said a meritless claim like this would be tossed from court immediately, leaving the GOP challengers' lawyers subject to possible sanctions for filing a frivolous suit. "I suspect it would be disposed of very quickly," Becker agreed of any legal challenge to Harris headlining Democratic ballots.

Persons: —, Kamala Harris, Joe Biden, Harris, Steve Scalise, Biden, Dan Weiner, Charles Spies, Weiner, David Becker, Noti, — Weiner, Becker Organizations: Service, White, Republican, Heritage Foundation, Biden, Business, Brennan Center for Justice, Republican National Committee, Wall Street, Democratic, The Center, Election Innovation, Research, Brennan, Center, GOP, Republican Party, Democratic Party Locations: Washington ,, North Carolina

☆ I tried McDonald's $5 value meal and understand why it's staying on the menu
▼ + stars: | 2024-07-23 | by ( Gabbi Shaw | ) www.businessinsider.com time to read: 1 min

The McDouble wasn't the best burger I've ever had, but it was certainly passable. The McDonald's website says it should also include mustard, but I didn't taste any or see any. My biggest issue with the burger was that I thought it was bone-dry. But even though I didn't love my McDouble, I'm not writing the meal off. I could always get a McChicken as part of the deal instead or try a different location's McDouble burger.

Persons: Gabbi Shaw, I'm

☆ Young people today are stressed, depressed—and changing the fundamental pattern of happiness, new research shows
▼ + stars: | 2024-07-23 | by ( Renée Onque | ) www.cnbc.com time to read: +4 min

Research shows that young adults are the unhappiest age groupBlanchflower's most recent working paper, co-authored with Alex Bryson and Xiaowei Xu, shows a change in the pattern, with happiness starting off low in young adulthood and increasing with age. Alongside other researchers, Blanchflower analyzed data from the Centers for Disease Control and Prevention's Behavioral Risk Factor Surveillance System. But Wimsatt Childs agrees with Blanchflower that social media likely plays a role in this new pattern of unhappiness. "What social media has done in a lot of ways is it has amplified concerns that were already well underway," she says. Social media — apps like Snapchat, Instagram and TikTok — floods people with information and can lead to comparison among peers on a larger scale, she adds.

Persons: David Blanchflower, Blanchflower, Alex Bryson, Xiaowei Xu, Amber Wimsatt Childs, Wimsatt Childs, I'm Organizations: Dartmouth College, Research, Scientific, Centers for Disease Control, Yale School of Medicine Locations: U.S

☆ SOCOM is seeking a lightweight machine gun with heavy firepower and a longer range to bridge the gap between the M2 and M240
▼ + stars: | 2024-07-22 | by ( Travis Pike | Sandboxx News | ) www.businessinsider.com time to read: +8 min

Machine guns come in three types: we have light machine guns that chamber intermediate rounds and maximize weight savings; medium machine guns that offer more power with full-powered rifle rounds; and heavy machine guns that might weigh more than 100 pounds but provide light armor and barrier destruction as well as a longer range. SOCOM's new machine guns blend the medium and heavy machine gun types to create something novel. This new weapon seems ready to supplement or even replace the M2 heavy machine gun. This led to a demand for a gun that offers the range of a heavy machine gun with respectable power but without the weight. To put it simply, they want a weapon that weighs less than a medium machine gun but has the range of a heavy machine gun.

Persons: —, Ma, it's, Cpl, Mary Kohlmann SOCOM, Norma Magnum chambering, Norma, SOCOM, Norma Magnum, SIG MG338, we'll Organizations: Service, Marine Corps, Business, BMG, NATO, US Army, SIG, Ohio Ordnance, Indigenous, Dynamics, Velocity, Ohio Ordnance Works, Facebook Locations: United States, Ohio

☆ 'Workaholic' Karlie Kloss on the importance of setting boundaries and work-life balance: 'I try to be disciplined'
▼ + stars: | 2024-07-22 | by ( Nicolas Vega | ) www.cnbc.com time to read: +2 min

Karlie Kloss, a self-proclaimed "workaholic," knows this better than most. Her years of focus and hard work have made her massively successful, but Kloss tells CNBC Make It that her personal life has paid the price. For the New Yorker, that means being strict about setting boundaries between her work life and home life. Once her kids get a little older and are no longer home all day, Kloss knows she'll be tempted to reassess her boundaries. "I know when they're in school all day my workaholic tendencies will probably kick back into high gear," she says.

Persons: Karlie, workaholic, Kloss, I've, Thorne, I'm, she'll Organizations: CNBC, Yorker

☆ 'House of the Dragon' had another surprise cameo in the latest episode, as Daemon continues to reckon with his past
▼ + stars: | 2024-07-22 | by ( Callie Ahlgrim | ) www.businessinsider.com time to read: +4 min

Read previewWarning: Spoilers ahead for "House of the Dragon" season two, episode six. "House of the Dragon" continues to surprise fans with cameos from beloved actors — particularly those who have played a role in Daemon Targaryen's narrative arc. Paddy Considine as Viserys Targaryen in "House of the Dragon" season two. Later in the episode, Daemon sees Viserys again, crumpled and moaning in pain over Aemma's dead body. Daemon embraces Viserys in "House of the Dragon" season two, episode six.

Persons: —, Matt Smith, Milly Alcock, Rhaenyra, Nanna Blondell, Laena Velaryon, Alyssa Targaryen, King Viserys Targaryen, Paddy Considine, Viserys, Max Daemon relives, Aemma, Baelon, Daemon, Daemon doesn't, Max Viserys, movingly, Considine, Variety, I've Organizations: Service, HBO, Business, Hollywood Locations: Harrenhal, Alys Rivers

☆ I burned out trying to be an overachieving parent. I learned it's OK to ask for help.
▼ + stars: | 2024-07-22 | by ( Amanda Miller Littlejohn | ) www.businessinsider.com time to read: +9 min

Then, I'd put them down for their afternoon nap, during which I'd work on projects for my consulting clients. I saw my overachieving as a way to set them up for future success in a hyper-competitive world. I learned it's OK to ask other parents for helpMy girl-mom network has shared hand-me-down winter coats, barely-worn Easter dresses, and pediatric specialist recommendations. But I've learned relying on my network to hook me up doesn't make me lazy, unserious, or checked out as a parent. AdvertisementThe author learned it's OK to ask for recommendations from friends and other parents while parenting her daughter.

Persons: Fela Kuti, John Coltrane, Jacob Lawrence, Romare Bearden, Jean, Michel Basquiat, We'd, I'd, Amanda Miller Littlejohn, —, hadn't, They've, I've, I'm, — I'm, they'll, It's Organizations: Service Locations: Tennessee

Now that I have a family, travel insurance is important — but I'm getting it through my credit card. According to SquareMouth travel insurance, the average cost of travel insurance is around 5% to 10% of your total trip price. In an effort to save that cash while still getting the protection we need, I decided to open a travel rewards credit card with travel insurance benefits. I picked a credit card with low fees and substantial travel benefitsSince this trip to Greece will cost a few thousand dollars, I decided to open a credit card with travel insurance to take advantage of travel rewards and travel insurance benefits that are offered. I decided to go with the Chase Sapphire Preferred® Card credit card since it had the most robust travel insurance benefits.

Persons: I've Organizations: Chase, Sapphire Locations: Greece

☆ Big Tech's phony Trumpism
▼ + stars: | 2024-07-22 | by ( Adam Rogers | ) www.businessinsider.com time to read: +9 min

Before Andreessen and Horowitz formed their venture-capital firm in 2009, Andreessen was an incisive observer of Silicon Valley. Big Andreesen (meaning the current bloated billionaire model) also contradicts Little Andreessen (the earlier, leaner blogger) on the issue of regulation. The reason, he now claims, is that government used to leave Silicon Valley alone. He and his fellow Silicon Valley investor-class billionaires have been sliding rightward for years. It's that I didn't see that this is where Silicon Valley was always headed.

Persons: Marc Andreessen, Donald Trump, That's, Andreessen, Bill Clinton, Hillary, Ben Horowitz, Elon Musk, Larry Ellison —, Trump, —, I've, Horowitz, It's, America's, Biden, Barack Obama, Joe Biden, they're, Dave Karpf, Hillary Clinton, we've Organizations: Democratic, Little Tech, Tech, Government, America, Justice Department, Microsoft, Trump, Little, Bloomberg Technology Conference, Netscape Locations: Silicon Valley, Silicon

☆ I signed up for a matchmaker after getting tired of dating apps. I couldn't believe how well my first date went.
▼ + stars: | 2024-07-22 | by ( Samantha Grindell | ) www.businessinsider.com time to read: +8 min

Before I got in touch with a matchmaker, I was dating how most people date. I had an intro call with the recruiter of the matchmaker service, and it went well. She did a really good job answering my questions. We both gave feedback after the dateAfter the date, the matchmaker sends an email that contains feedback. You have to be really, really confident and solid in who you are, no matter the outcome of the process.

Persons: —, Taylor Bannks, I've, swiping, I'm, Instagram, that's, it's Organizations: Service, Yorker, Business, LinkedIn

☆ The Secret Service is being held to an impossible standard, says a former royal bodyguard
▼ + stars: | 2024-07-22 | by ( Mikhaila Friel | ) www.businessinsider.com time to read: +4 min

The former president praised the Secret Service agents who piled in when a gunman opened fire at an election rally in Butler, Pennsylvania. Simon Morgan, a security expert and former bodyguard to the British royal family, said the criticism of the Secret Service hasn't been entirely fair. Secret Service agents were unfairly judged, Morgan saidMorgan cautioned members of the public with "limited knowledge" to think twice before commenting. "The only people who can comment on what happened are those Secret Service agents," Morgan said. But according to a local law enforcement officer and the Butler County sheriff, law enforcement weren't aware that he also had a gun.

Persons: —, Donald Trump, Simon Morgan, hasn't, Morgan, Trump, Anna Moneymaker, you've, I've Organizations: Service, Business, Trojan, Secret Service, Secret, New York, FBI, CBS News, Pennsylvania State Police, Trump Locations: Butler , Pennsylvania, It's, Buckingham, Butler County

☆ I've spent 6 weeks of my life on Guam and am convinced it's the most underrated tourist destination in the US
▼ + stars: | 2024-07-22 | by ( Joey Hadden | ) www.businessinsider.com time to read: +1 min

The island of Guam is a US territory in the Pacific seeking more US tourists. I've spent six weeks in Guam, visiting my CHamoru family and exploring the island. Its unique attractions, marine preserves, and rich culture make Guam a hidden gem destination. AdvertisementThroughout my life, I've probably spent more time in Guam than any other destination in the world. The primary reason I've spent a total of six weeks on the Pacific island is that I have more family there than anywhere else on Earth.

Persons: I've, —, who'd Organizations: Service, Business Locations: Guam, Oceania

☆ Pornhub is awash in lawsuits. Unverified videos still on the site could bring even more, says the author of the new book 'Takedown.'
▼ + stars: | 2024-07-22 | by ( Laura Italiano | ) www.businessinsider.com time to read: +15 min

AdvertisementPornhub, launched in 2007 and based in Montreal, lets users upload amateur and professional porn videos in much the same way users upload to YouTube. "Performers" remain unverified in many thousands of pre-2024 videos, including those that pop up from search terms involving teens and violence, Mickelwait told Business Insider. Lawsuits and monitoringAn ever-growing number of lawsuits by some 300 plaintiffs allege the site knowingly profited from videos of their abuse. An excerpt from a federal judge's November order granting class-action status to one of dozens of Pornhub lawsuits. AdvertisementMost recently, she said, she reported to state authorities the Pornhub video showing a woman shouting in pain and asking not to be filmed.

Persons: —, Laila Mickelwait, She's, Mickelwait, It's, Pornhub, Sarah Bain, Aylo —, Rocky Shay Franklin, Nicholas Kristof, Bill Ackman, MindGeek, Netflix —, Laila, Mike Bowe, I've, Bowe, kG2TK2R8sj, Cormac J, Carney, Serena Fleites, Fleites, Bain, Cherie DeVille, Mike Stabile, Stabile Organizations: Service, Business, Ethical Capital Partners, Random House, Justice Defense Fund, Sunday Times, New York Times, Heinz, Unilever, KY, Pornhub, Netflix, Mastercard, Visa, Capital, US, Free Speech Coalition Locations: Montreal, Pornhub, Alabama, Florida, London, Manhattan, California, Bowe's, Bakersfield , California

☆ I'm a millennial who still depends on my parents to pay for my cellphone and streaming services. I don't feel guilty about it.
▼ + stars: | 2024-07-22 | by ( Jennifer Pellerito | ) www.businessinsider.com time to read: +5 min

My parents still pay for my cellphone bill and a monthly music streaming subscription. AdvertisementExcept for one or two things, like my cellphone bill. AdvertisementMaybe it'll change once I get marriedI'm not married yet, which somehow has a lot to do with my current status on my parents' cellphone plan. Admittedly, it's a huge relief, even if it's just a monthly cellphone bill and a streaming service here and there. But don't ask me how that works or how to get a better deal on your cellphone plan.

Persons: stepmom, they'd, They've, I've, —, I'm, we'd, Will I, that's, he'd Organizations: Service, Apple Music, Spotify, Business, Apple Locations: Los Angeles

☆ Gen Zers can be weird in interviews. A recruiter explained how it sets them back.
▼ + stars: | 2024-07-22 | by ( Lindsay Dodgson | ) www.businessinsider.com time to read: +6 min

But a senior recruiter said they may be making mistakes early on that set them back. The other half is that Gen Zers have a bad reputation among hiring managers. Red flagsWhen companies started filling roles again as global COVID-19 lockdowns started to lift, employers were "throwing money at candidates," Levine said. "And there's a lot of people who are just more old-school and maybe turned off by the rumors of Gen Z." They should tailor their resumes and applications to specific roles rather than sending the same version to multiple job postings.

Persons: —, Emily Levine, Levine, Zers, lockdowns, Gen, she's, they're, She's, I've, Zoomers, Levins Organizations: Service, Group, Business, Companies, Jobs

☆ Global leaders react to 'true friend' Biden dropping out of U.S. presidential race
▼ + stars: | 2024-07-22 | by ( Lee Ying Shan | In Ying-Shan-Lee | ) www.cnbc.com time to read: +4 min

Canadian Prime Minister Justin Trudeau called Biden "a true friend" and a "partner to Canadians." "I've known President Biden for years. To President Biden and the First Lady: thank you," Trudeau wrote in an Instagram post. Biden's "difficult" decision was acknowledged by Polish President Donald Tusk and Czech Prime Minister Petr Fiala as driven by the larger interest of the U.S."Dear President @JoeBiden. "We will always be thankful for President Biden's leadership.

Persons: Joe Biden, Kamala Harris, Biden, Donald Trump, Justin Trudeau, He's, —, Trudeau, Keir Starmer, Biden's, Donald Tusk, Petr Fiala, @JoeBiden, You've, Tusk, Anthony Albanese, Yoav Gallant, Gallant, Volodymyr Zelenskyy, Dmitry Peskov, Peskov, Barack Obama, Obama Organizations: College of Southern, Sunday, Democratic Party, Canadian, Czech, Israeli, Kremlin Locations: College of Southern Nevada, Las Vegas , Nevada, Poland, America, U.S, Israel, Gaza, Moscow, Ukraine, Russian

☆ I've been to 25 countries. Here are 10 mistakes I wish I'd avoided when I first started traveling.
▼ + stars: | 2024-07-22 | by ( Dominique Mills | ) www.businessinsider.com time to read: +5 min

Here are 10 mistakes I wish I'd known to avoid when I first started traveling and tips for a smoother journey. AdvertisementSince then, I've learned that packing light with versatile clothing makes for a more enjoyable trip. Now, I only book essentials and leave room in my itinerary to explore and make last-minute decisions and changes. Now, I always inform my bank of my travel plans to ensure seamless access to my funds while abroad. Walking shoes need to be comfortable, not cuteFashion over function is a mistake I've made many times.

Persons: —, Overpacking, Dominique Mills, I've, it's, I'm, Don't, Dominique Mills Taxis Organizations: Service, American Express, Business

I had never used a high-yield savings account until selling my house. There's one safe way to make some money on your money without the risk of investing, though: putting your cash in a high-yield savings account. Putting our money in a high-yield savings accountWe decided to invest some of the money we made on the sale of our house and put the rest into our high-yield savings account to beef up our emergency fund. In the end, I decided to open an American Express high-yield savings account and deposit $80,000 into it. Featured Nationally Available Deposit Rates Account Name APY (Annual Percentage Yield) Accurate as of 7/22/2024 Minimum Account Opening Balance BrioDirect High-Yield Savings Account 5.30% $5,000 Forbright Growth Savings 5.30% $0 NexBank High Yield Savings Account 5.26% $1This article was originally published in April 2020.

Persons: —, I've, it's Organizations: Service, Citibank, American Express, American

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