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☆ I love using my Chase United Explorer card with a low annual fee. I get tons of travel perks, plus credits for DoorDash and more.
▼ + stars: | 2024-07-17 | by ( Emily Hart | ) www.businessinsider.com time to read: +7 min

I love using my Chase United℠ Explorer Card, which comes with a $0 intro for the first year, then $95 annual fee. Here are some of the perks I get from using my United℠ Explorer Card. The card comes with lots of added travel protectionsFor a card with a low annual fee, the United℠ Explorer Card packs a punch with travel insurance protections. When booking my travel with the United℠ Explorer Card, these perks allow me to travel with much more peace of mind. Emily HartAnother benefit I really love is that United℠ Explorer Card cardholders receive 25% back on in-flight purchases on United flights.

Persons: —, I've, David Tran, it's, Emily Hart Organizations: Chase United, Service, United, Business, TSA PreCheck, TSA, United Club Locations: Canada

☆ A self-made millionaire shares the money advice she'd give her 20-year-old self, including mistakes to avoid
▼ + stars: | 2024-07-17 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +4 min

"I was very lucky that I started from zero with my financial journey," the New England-based 36-year-old told Business Insider. AdvertisementThe financial educator, whose mission is to help young women grow their wealth, didn't get to where she is without a bit of trial and error. AdvertisementWhen you first start investing, "it can feel like it takes some time," she noted. "But once you start building wealth, whether it's in real estate or the stock market, your efforts really do start to compound. Overpaying for a financial advisorWhen Waresmith eventually put her cash to work in the stock market around 2013, she paid a financial advisor to manage her portfolio.

Persons: —, Tess Waresmith, Waresmith, Tess, didn't, she'd, hasn't Organizations: Service, Boston University, Business Locations: England, America

Learn moreAmazon Prime Day is a great time to stock up on discounted gift cards. We've rounded up the best gift cards you should take advantage of this Prime Day. The best gift card deals for Prime DayWhy we recommend these Amazon Prime Day gift card dealsGift cards are usually an easy option when giving a present. Many of the best gift cards we've seen during Prime Day are for food services, including restaurants and delivery. As with all gift cards purchased at any time of the year, read the fine print and check for any expiration dates.

Persons: we've Organizations: Business, Amazon

Learn moreLike all great things in the modern era, I first saw LG's portable StanbyMe TV on TikTok. I even take it on the balcony so I can watch TV while getting sun. It's one of my favorite purchases, and it's on sale right now for a whopping $200 off for Prime Day. Plus, be sure to check out more of our favorite Amazon Prime Day deals on items we love, including tons of additional Prime Day TV deals. Check out our roundup of all of the best Prime Day deals, or browse Amazon's website for more.

Persons: I've, Samantha Crozier, I'm Organizations: Business, New, LG, Prime, Amazon Prime, Bluetooth, Smart Locations: New York City

☆ Huma, a London-based healthcare startup, just raised $80 million to offer new AI services using this 11-slide pitch deck
▼ + stars: | 2024-07-16 | by ( Callum Burroughs | ) www.businessinsider.com time to read: +2 min

Read previewHuma, an AI digital healthcare company, has raised $80 million in Series D funding. "AI is core to how we build scalable digital health solutions," Huma CEO Dan Vahdat, told Business Insider. "It is a challenging environment for digital health companies in general, particularly with the public markets being down," Vahdat added. The company's $80 million Series D funding round was raised by new and existing investors such as AstraZeneca, Hat Technology Fund 4 by HAT SGR, HV Fund by Hitachi Ventures, and Leaps by Bayer. Check out Huma's 11-slide Series D pitch deck below:

Persons: —, Dan Vahdat, Huma, Sifted, Vahdat Organizations: Service, Business, Bayer, AstraZeneca, Hat Technology, HAT, Hitachi Ventures Locations: Swedish

The internet loves this viral ice cream machine, which has a suite of features that allow you to make milkshakes, gelato, and ice cream within minutes. Ninja Creami Ice Cream Maker $149.99 $199.99 Save 25% Beloved across social media, the Ninja Creami is a countertop ice cream maker that can produce frozen treats within minutes. While we haven't tested it yet for our best ice cream maker guide, it definitely offers more customization than our current pick for the best fast ice cream maker, the Chef'n Sweet Spot. An even cheaper viral ice cream maker on saleIf $150 is still too large an investment, another great TikTok favorite ice cream maker is on sale for Prime Day: The Dash My Mug. Shopping for more great Amazon Prime Day deals?

Persons: you've, gelato, You'll Organizations: Business, Amazon, Amazon Prime

☆ 4 ways OpenAI's newest AI model GPT-4o can make you more productive at work
▼ + stars: | 2024-07-15 | by ( Ana Altchek | ) www.businessinsider.com time to read: +5 min

OpenAI has led the AI race with ChatGPT, which attracted one million users shortly after it became available in November 2022. AdvertisementBut OpenAI's new flagship AI model, GPT-4o, which was announced during OpenAI's Spring Update, has improved capabilities in these areas and "can reason across audio, vision, and text in real time." Here are some of the GPT-4o features that can help make your workday more productive. AdvertisementTo create a GPT, you can go to this site and select "Create a GPT." OpenAI's GPT Builder can create personalized GPTs to fit users' specific needs.

Persons: —, ResumeTemplates.com, ChatGPT, OpenAI Organizations: Service, Business, Microsoft Locations: Washington

☆ Ex-Air Force engineer's arrest 'opens old wounds' for families of victims killed in a C-130 crash caused by a worn propeller blade
▼ + stars: | 2024-07-15 | by ( Thomas Novelly | ) www.businessinsider.com time to read: +7 min

A C-130 Hercules aircraft undergoes scheduled maintenance in a hangar at Robins Air Force Base. A C-130 flies above Robins Air Force Base in Georgia. US Air Force photo by Jamal D. SutterRetired Col. J.F. Advertisement"He was dedicated to what he did," Michael Lohrey said. When asked whether Fisher's arrest feels like justice at all, Michael Lohrey said, "Absolutely not."

Persons: —, Michael, Teresa Lohrey, Ryan Lohrey, Military.com, Teresa, We're, James Michael Fisher, Fisher, Joseph Mather, Kelsey McCarty, McCarty, Greg Feith, Jamal D, Sutter, J.F, Joseph, Caine, Sean E, Mark, Brendan C, Johnson, Joshua M, Snowden, Julian M, Owen J, Lennon, Cpl, Daniel I, Collin J, Schaaff, Robert H, Cox, William J, Chad E, Jenson, Talon, Leach, Joseph J, Murray, Dietrich, Michael Lohrey Organizations: Service, KC, 130T, Marines, Business, Air Force, Robins Air Force Base, US Air Force, Aviation, National Transportation Safety, Marine Corps, Lohrey, Elliott, Hopkins, Staff Locations: Mississippi, Georgia

☆ What two assassination attempts in two violent elections in the 1870s warn about today
▼ + stars: | 2024-07-15 | by ( Dana Bash | ) edition.cnn.com time to read: +6 min

The Civil War was over, and Black men were legally allowed to vote and helped Republicans win in 1870. Two years later, Louisiana Democrats were determined to take back the state by preventing Black men from voting through intimidation and voter suppression. On Easter Sunday morning, White supremacists stormed the building and went on a killing spree, brutally murdering some 150 Black men. Another disputed election, more political violenceAs for the gubernatorial election dispute in 1872, it happened again in 1876. And while violence should never be the answer, it has occurred more than any of us would want to admit.

Persons: William Pitt Kellogg, Charles R, Railey, “, scoundrel, ” Railey, Kellogg, David Fisher, Donald Trump, Abraham Lincoln, James A, Garfield, William McKinley, John F, Kennedy, Theodore Roosevelt, Harry S, Truman, Ronald Reagan, Gerald Ford, John D, McEnery, McEnery’s, ”, wasn’t, White supremacists, Stephen Packard, Francis T, Nicholls, Packard, Ulysses S, Grant, William Weldon, Frank Hudson, Weldon, ” Packard, Jim Crow Organizations: CNN, Louisiana Gov, American, Republican, Black, Republicans, Louisiana Democrats, Blacks, The White League, Philadelphia Press Locations: Louisiana, New Orleans, Colfax, Grant Parish , Louisiana, Washington

☆ I've worked with college students for years. Parents should teach their college-bound kids these key life skills this summer.
▼ + stars: | 2024-07-15 | by ( Rachel Garlinghouse | ) www.businessinsider.com time to read: +4 min

Not only was it my job to teach students how to write a college-level essay, but I also found myself taking on another role. I involuntarily became a college student life coach of sorts. Mostly, they were ill-prepared to be a college student — yet their parents and teachers expected them to "act their age." Problem-solvingWhen in high school, many of my college students were used to Mommy or Daddy stepping in on their behalf, managing any issues that would arise. Once in college, students are suddenly expected to navigate their needs independently.

Persons: —, I'd Organizations: Service, Business

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Persons: haven't, they're, Apple, We're, Siri, we'll, doesn't, Amazon Nathan James Hugo Wood Nightstand, Nathan James, we've, Dyson, you've, it's, fryer, Bose Organizations: Business, Echo, Amazon, Apple, Amazon Apple, Apple Health, Amazon Prime, Olympics, Sony, LG, Samsung, Dolby, Amazon Samsung, lounging, Amazon Philips, Philips, Bose, Amazon Sony WH

☆ Jim Cramer names stocks that could rally, or fall, during another Trump presidency
▼ + stars: | 2024-07-15 | by ( Julie Coleman | ) www.cnbc.com time to read: +2 min

"After this weekend, it sure seems like the Trump stocks are back," he said. "Just keep in mind that plenty of companies are great enough to transcend politics, and sometimes what counts as a Trump stock can change on a dime." Trump will likely be more lenient when it comes to mergers and acquisitions than Biden, according to Cramer. According to Cramer, investors may want to avoid stocks related to saving the environment, as Trump doesn't believe in those measures. "Eight years ago, in a moment gripped by political fever, I put a button on my sound board that said 'trump stock, trump stock,' he said.

Persons: CNBC's Jim Cramer, Donald Trump, Cramer, Trump, Joe Biden, Goldman Sachs, Morgan Stanley, Biden, Monday's Organizations: Trump, Republican, Biden, Bank of America, Albertsons, New York Times

☆ 4 Gen Zers on track for financial independence explain the mix of passive income, businesses, and sacrifices it took to get there
▼ + stars: | 2024-07-15 | by ( Noah Sheidlower | ) www.businessinsider.com time to read: +10 min

Four Gen Z Americans told Business Insider they've followed the principles of the FIRE — financial independence, retire early — movement to achieve a high net worth before their 30th birthdays. But all four emphasized that their sacrifices and risks earlier in life may be the key to their financial stability down the road. Cody Berman, entrepreneur and "passive income expert"Cody Berman hit financial independence at 25 but continues to help others achieve their financial goals. Courtesy of Cody BermanCody Berman, 28, hit financial freedom at 25 but has no plans to retire early. His net worth is about $2.8 million, but he drives a 2015 Nissan truck approaching 100,000 miles.

Persons: —, Gen Z, they've, Cody Berman, Cody Berman Cody Berman, Berman, I'm, " Berman, Bosch, Louis, Roth, Amber Smith, Amber Smith Amber Smith, Smith, she's, Cory Sarkisian, Sarkisian, They've Organizations: Service, Transamerica Center, Retirement Studies, Business, Boeing, Navy, Nissan, Gold City Ventures, Bosch, eBay, Honda Civic, Roth IRA, Savings Locations: St, California, West Des Moines, San Diego, Hawaii, Connecticut, New Zealand

A high-yield savings account has a higher interest rate than a typical bank savings account. A financial planner says they work best for short-term savings goals, like planning for a vacation. Here are three situations where Betts says you should definitely keep your cash in a high-yield savings account. Creating a travel budgetBetts advises his clients to use a high-yield savings account to save up for their travels. Paying down debtExperts recommend only keeping three to six months in a high-yield savings account for emergencies.

Persons: Spencer Betts, Betts, They're

☆ A Colorado couple with a net worth of $800,000 shares how the FIRE movement is helping them reach their goal of retiring in their 40s
▼ + stars: | 2024-07-15 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

So when the couple learned about the FIRE movement in their mid-20s, it was music to their ears. They then tried to apply some of that information to their financial strategies. Over the past several years, the couple has grown their combined net worth to more than $800,000, according to documents viewed by BI. To make more money, Arsenault said they've "aggressively pushed for additional income." When their strategies generate extra money, the couple invests as much as possible in their 401(k) plans and low-cost index funds.

Persons: —, Chrissy Arsenault, Ryan, didn't, Arsenault, who've, hasn't, Chrissy Arsenault Arsenault, they've, They've, They're, We've Organizations: Service, FIRE, Business, Facebook, BI Locations: Colorado, Costco, Indiana, Monument , Colorado, Fishers , Indiana

☆ Activist investor Starboard says it's acquired 6.5% stake in Match Group
▼ + stars: | 2024-07-15 | by ( Rohan Goswami | In Rohangoswamicnbc | ) www.cnbc.com time to read: +3 min

Smith has been speaking with Match management about its plans, according to the letter, which was viewed by CNBC. In the letter, Smith wrote that Tinder enjoyed enviable and viral growth for years but has been stymied of late by sluggish innovation. But if Match is unable to more broadly turn around its business, the company should consider going private, Smith said. A Match spokesperson said in an emailed statement that the company is in communication with Starboard and other investors. Starboard isn't the first activist to put pressure on Match.

Persons: Jeff Smith, Starboard's Jeff Smith, Bernard Kim, Smith, Tinder, Kim, Anson, Elliott, Salesforce, Splunk Organizations: Bloomberg Television, CNBC, Wall Street, Zynga, Elliott Management, Autodesk, Cisco Locations: New York, U.S, Tinder, GoDaddy

☆ Super Micro Computer CEO talks reducing energy costs and the carbon footprint
▼ + stars: | 2024-07-15 | by ( Julie Coleman | ) www.cnbc.com time to read: +1 min

In a Monday interview with CNBC's Jim Cramer, Super Micro Computer CEO Charles Liang said his company is trying to reduce data centers' impact on the environment. Super Micro Computer is a server and computer infrastructure company with high profile customers like artificial intelligence giant Nvidia and Elon Musk's AI startup. Liang said Super Micro's "liquid cooling" and "green computer" help cut down on customers' carbon footprint and save them money. Nasdaq announced Friday evening that Super Micro Computer would join the Nasdaq 100 on July 22, replacing Walgreens . He added that he believes "this AI revolution can be bigger even than the industrial revolution."

Persons: CNBC's Jim Cramer, Charles Liang, Liang Organizations: Micro Computer, Nvidia, Elon, Nasdaq, Computer, Walgreens, Microsoft

☆ 4 Gen Zers share how they're already on pace to retire early — though some don't want to
▼ + stars: | 2024-07-14 | by ( Noah Sheidlower | ) www.businessinsider.com time to read: +10 min

Four Gen Z Americans told Business Insider they've followed the principles of the FIRE — financial independence, retire early — movement to achieve a high net worth before their 30th birthdays. Some said they don't intend on following the "retire early" part of the acronym and instead want to pursue their passions while making money doing so. Cody Berman, entrepreneur and "passive income expert"Cody Berman hit financial independence at 25 but continues to help others achieve their financial goals. Courtesy of Cody BermanCody Berman, 28, hit financial freedom at 25 but has no plans to retire early. His net worth is about $2.8 million, but he drives a 2015 Nissan truck approaching 100,000 miles.

☆ Secret Service comes under intense scrutiny for 'major failure' following shooting at Trump rally
▼ + stars: | 2024-07-14 | by ( Katherine Tangalakis-Lippert | ) www.businessinsider.com time to read: +7 min

Read previewThe US Secret Service has come under intense scrutiny following a fatal shooting that left former President Donald Trump wounded at his rally Saturday night. As news of the shooting was still breaking, notable figures were quick to question the Secret Service and its leadership following the shooting. Matt Shoemaker, a former intelligence officer at the Defense Intelligence Agency, went as far as calling the shooting a "major failure" of the Secret Service. Representatives for the Secret Service were not present at the press conference to respond to questions about the incident. Trump's campaign, as well as the Republican National Committee, have indicated the party's planned convention in Milwaukee this week will proceed following the rally shooting.

Persons: —, Donald Trump, Matt Shoemaker, I've, Shoemaker, Yasin Demirci, Getty Images Trump, Anthony Guglielmi, Trump's, Kevin Rojek, Trump, Shoemaker wasn't, Ken Gray, Gray, Elon Musk, Kimberly Cheatle, Cheatle, Musk, Mike Johnson, Johnson Organizations: Service, Business, Defense Intelligence Agency, Trump, Getty Images, Secret, FBI, Secret Service, Representatives, BBC, University of New, Pepsi, Republican National Committee, DHS Locations: Pennsylvania, Anadolu, University of New Haven, Milwaukee

☆ Postage is going up again. You should care, even if you don’t send mail
▼ + stars: | 2024-07-13 | by ( Chris Isidore | ) edition.cnn.com time to read: +9 min

Most people don’t use mail the way they used to – if they send out mail at all. And, most of all, businesses still depend on the mail to help them reach customers and keep the economy going. A history older than AmericaThe postal service and the United States have grown side by side since before the country’s birth – quite literally. The band The Postal Service was an indie-pop darling near the turn of the century. While stamp prices have doubled in that time, most experts point the finger at technology instead.

Persons: ”, Michael Plunkett, Benjamin Franklin, Alexis de Tocqueville, “ Alexander M, –, Santa Claus, Cliff, Newman, “, David Brin, Kevin Costner, ” Plunkett, Kevin Kosar, that’s, Plunkett, Sackler, ” ‘, doesn’t, Louis DeJoy, Kyle Grillot, Michael Kubayanda, Mark Dimondstein, ” Kubayanda Organizations: New, New York CNN, US Postal Service, Association for Postal Commerce, Boston Post, United States, Smithsonian Magazine, Getty, New York City, Postal Service, Post, ” Workers, Service, American Enterprise Institute, “, ”, Coalition, Century Postal Service, USPS, American Postal Workers Union Locations: New York, United States, Boston, United, Britain, France, Siren , Wisconsin, City, Los Angeles, AFP

☆ Here's some relief student loan borrowers can still count on — at least for now — amid legal challenges
▼ + stars: | 2024-07-13 | by ( Annie Nova | ) www.cnbc.com time to read: +4 min

Alexandra Pavlova | Getty ImagesThe Biden administration's efforts on student loan forgiveness have repeatedly been met with legal challenges. And experts say Biden's do-over effort at delivering sweeping debt forgiveness is almost certain to face similar opposition. Amid all the anxiety-provoking news, here's what relief student loan borrowers can still count on — at least for now. Most of SAVE plan is still in effectThe Biden administration rolled out the SAVE plan in the summer of 2023, describing it as "the most affordable student loan plan ever." "[They] deserve relief and this is why it's critical for the administration to finalize its debt relief rules and enact debt relief for as many borrowers as possible."

Persons: Alexandra Pavlova, Biden, Joe Biden's, Miguel Cardona, Aissa, Bañez Organizations: Republican, SAVE, Finance, Education Department, Biden, U.S . Department of Education, Student, Protection Locations: Arkansas, Florida, Missouri, Kansas

☆ I love making charcuterie boards using Aldi products. Here are 11 items I buy to make a gourmet-looking spread for under $30.
▼ + stars: | 2024-07-13 | by ( Tess Lopez | ) www.businessinsider.com time to read: +1 min

My husband and I are a young couple on a budget who love hosting friends. These 11 tasty, budget-friendly items from Aldi help me make a gourmet-looking charcuterie board. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementAs a young couple saving for our first home, my husband and I can't afford to spend a lot of money on groceries. However, we also love hosting friends for parties with wine and a charcuterie board.

Persons: — Organizations: Aldi, Service, Business

☆ Bernie Sanders urges Dems to 'stop the bickering' and back Biden
▼ + stars: | 2024-07-13 | by ( Kevin Breuninger | ) www.cnbc.com time to read: +5 min

"Mr. Biden may not be the ideal candidate, but he will be the candidate and should be the candidate," Sanders wrote. "And with an effective campaign that speaks to the needs of working families, he will not only defeat Mr. Trump but beat him badly." But "I will do all that I can to see that President Biden is re-elected," Sanders wrote. I know: Mr. Biden is old, is prone to gaffes, walks stiffly and had a disastrous debate with Mr. Trump. "Supporters of Mr. Biden can speak proudly about a good and decent Democratic president with a record of real accomplishment," he wrote.

Persons: Bernie Sanders, Joe Biden, Sen, Donald Trump, Sanders, Mr, Biden, Trump, Iowa Republican Chuck Grassley, Peter Welch —, Nancy Pelosi, Hakeem Jeffries, Jim Clyburn, Donald Trump —, stiffly, — Organizations: Capitol Hill, New York Times, Iowa Republican, Trump, NBC, Democratic, Biden, Hamas, Affordable, Mr Locations: Washington, Vermont, California, New York, South Carolina, U.S

☆ Malayan tiger teeters on ‘brink of extinction’ as spate of deaths sparks alarm
▼ + stars: | 2024-07-13 | by ( Heather Chen | ) edition.cnn.com time to read: +4 min

Against that already grim backdrop, photos and videos of a dead Malayan tiger went viral on social media in late June. It was the fourth Malayan tiger killed by a vehicle collision between November 2023 and May 2024, according to authorities. Video Ad Feedback In Thailand, these tigers are coming back with a roar 04:04 - Source: CNNEight-year planThe Malayan tiger was recognized as a subspecies in 2004. In an eight-year National Tiger Conservation Action Plan released in collaboration with non-profit groups in 2020, Malaysian officials outlined priorities such as conservation tools and a “National Physical Plan” to aid conservation efforts. CNN has reached out to official wildlife agencies for further comment about recent tiger conservation efforts.

Persons: ” Henry Chan, ” Chan, “, ”, Mark Rayan Darmaraj Organizations: CNN, Malayan, World Wildlife Fund Malaysia, Wildlife Conservation Society Malaysia, Conservation Locations: Malaysia, Kelantan, Pahang, Perak, Thailand, Bengal, South Asia, Malayan

☆ With high prices and mortgage rates, aspiring and current homeowners feel ‘stuck'
▼ + stars: | 2024-07-13 | by ( Alex Harring | ) www.cnbc.com time to read: +7 min

A double whammyFor aspiring homebuyers such as Burress, the combination of high mortgage rates and rising list prices has left them feeling boxed out. The 30-year mortgage rate, a popular option for home financing in the U.S., has bounced around 7% for the past several months. Given this, co-author Jonah Coste said current owners touting these low mortgage rates are undoubtedly better off than those looking to buy a first home today. After welcoming three kids, they're holding off on a fourth until mortgage rates or home prices come down enough to upsize. To be clear, mortgage rates tend to follow the path of Fed-set interest levels, but they aren't the same thing.

Persons: Brandon Bell, Rachel Burress, Burress, who've, that's, That's, Jonah Coste, there's, They're, Coste, they're, Luke Nunley, Nunley, We'd, Jeffrey Roach, LPL, Roach, hasn't, It's, Daryl Fairweather, Lindsey Nicholson Organizations: Getty, Atlanta Federal Reserve, Atlanta Fed, Federal Housing Finance Agency, National Association of Realtors, Federal Reserve, Corcoran Realty, UCG Locations: Austin , Texas, Fort Worth , Texas, Aledo, U.S, Atlanta, Kentucky, Forest Hills, Queens , New York

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