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Capital One Venture X Business Card† OverviewThe Capital One Venture X Business Card† is a premium card tailored to small businesses. Capital One Venture X Business Card† Fees and Other CostsThe Capital One Venture X Business Card† has a $395 annual fee. The Business Platinum Card® from American Express vs. Capital One Venture X Business Card†The Business Platinum Card® from American Express is another premium business card for travel rewards that competes directly against the Capital One Venture X Business Card†. Capital One Venture X Rewards Credit Card vs. Capital One Venture X Business Card†The Capital One Venture X Rewards Credit Card is virtually identical to the Capital One Venture X Business Card†, except it's tailored for personal use rather than business. The Capital One Venture X Business Card† is a pay-in-full card, while the personal Capital One Venture X Rewards Credit Card is not.

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Chase Ultimate Rewards and American Express Membership Rewards are the most popular credit card reward programs. The Amex Platinum Card and Chase Sapphire Preferred earn points in two different programs — American Express Membership Rewards and Chase Ultimate Rewards®, respectively. American Express Membership Rewards OverviewThis brings us to the American Express Membership Rewards program, which is similar to the Chase Ultimate Rewards with a few key differences. The American Express Membership Rewards program includes the following transfer partners:Amex Membership Rewards Transfer Partners Aer Lingus: 1,000 points = 1,000 milesAeromexico: 1,000 points = 1,600 milesAir Canada: 1,000 points = 1,000 milesAir France-KLM Flying Blue: 1,000 points = 1,000 milesAlitalia: 1,000 points = 1,000 milesANA Mileage Club: 1,000 points = 1,000 milesAsia Miles: 1,000 points = 1,000 milesAvianca: 1,000 points = 1,000 milesBritish Airways: 1,000 points = 1,000 milesDelta SkyMiles: 1,000 points = 1,000 milesEl Al Israel: 1,000 points = 20 milesEmirates: 1,000 points = 1,000 milesEtihad Airways: 1,000 points = 1,000 milesHawaiian Airlines: 1,000 points = 1,000 milesIberia: 1,000 points = 1,000 milesJetBlue: 250 points = 200 milesQantas: 500 points = 500 milesSingapore Airlines: 1,000 points = 1,000 milesVirgin Atlantic: 1,000 points = 1,000 milesChoice Privileges: 1,000 points = 1,000 hotel pointsHilton Honors: 1,000 points = 2,000 hotel pointsMarriott Bonvoy: 1,000 points = 1,000 hotel pointsLike the Chase Ultimate Rewards program, American Express Membership Rewards offers the most bang for your buck when you transfer points to airline and hotel partners. Choosing Between Chase Points and Amex PointsIf you can't decide between Chase Ultimate Rewards and American Express Membership Rewards, there are some serious questions you should be asking yourself.

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☆ I got a 2.75% mortgage rate when most other homebuyers were being quoted 7%. Now I can save more for retirement.
▼ + stars: | 2024-07-18 | by ( Alcynna Lloyd | ) www.businessinsider.com time to read: +6 min

An assumable mortgage allows qualifying buyers to acquire the interest rate, current principal balance, and other conditions of a seller's existing loan. In June, we bought it for $400,000, assuming the seller's mortgage at a 2.75% interest rate with 26 years left on a 30-year fixed-rate loan. The assumable mortgage process was actually straightforwardBefore starting the assumption, we thought it would be very difficult. It seemed that they were trying to steer us away from the assumable mortgage and toward getting a new one. They even offered us a lower interest rate below the current rate, but it was still significantly higher than what I was getting through this assumable process.

Persons: —, Brian Sankey, We've, wouldn't, Sankey, Taryn Root, Brian Koellish, it's Organizations: Service, Business, Veterans United, Loans Locations: Kentucky, Elizabethtown, Fort Knox , Kentucky, Elizabethtown , Kentucky

☆ YouTube shorts is creeping up on TikTok as a go-to app for music fans
▼ + stars: | 2024-07-18 | by ( Dan Whateley | Amanda Perelli | ) www.businessinsider.com time to read: +4 min

Read previewTikTok may be Gen Z's favorite jukebox, but YouTube shorts is quickly gaining steam among music listeners, per a new report from entertainment-industry data firm Luminate. When making a short, creators can add copyrighted music to videos using the YouTube shorts audio library. TikTok is still the go-to platform for music marketers looking to drive attention to songs. YouTube shorts may still be a tough sell for some marketers, however. YouTube is a major hub for long-form music content, and its shorts feature could help drive fans to artists' music videos and other original content, said Johnny Cloherty, CEO of the music-marketing firm Songfluencer.

Persons: —, TikTok, Olivia Rodrigo, Drake, Lyor Cohen, Simon Friend, Friend, Johnny Cloherty, Cloherty Organizations: Service, Business, Universal Music, Facebook, YouTube Locations: TikTok

The information for the following product(s) has been collected independently by Business Insider: Capital One Venture X Business Card†, Capital One Savor Cash Rewards Credit Card†, Capital One Spark Miles for Business†, Capital One Spark Miles Select for Business†, Capital One Spark Cash Plus†, Capital One Spark Cash Select for Excellent Credit†, Capital One Spark 1% Classic†, Capital One Walmart Rewards® Mastercard®†, Journey Student Rewards from Capital One†. Introduction to the Capital One Travel PortalThe Capital One Travel portal is an online travel platform that allows customers to book flights, hotels, and rental cars. The Capital One Travel portal is a travel booking platform powered by Hopper, an app that helps travelers pick the best times to book and travel at the lowest prices. Capital One Credit Cards That Are Eligible for the Travel PortalYou don't necessarily need a high-priced travel credit card to use the Capital One Travel portal. Capital One Miles Value in the Capital One Travel portalCapital One miles are worth 1 cent each in the Capital One Travel Portal.

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☆ ‘Twisters’ Is a Fantasy Version of What Climate Collapse Looks Like - The New York Times
▼ + stars: | 2024-07-18 | by ( Chris Vognar | ) www.nytimes.com time to read: +2 min

I first saw the trailer for “Twisters” — which opens in theaters on Friday — in May at a movie theater in Houston, where I live. “You ride ’em.”Yee-haw, I thought in the theater, as I wondered if my air-conditioning at home was back on. Last week, another powerful storm battered Houston, as Hurricane Beryl had a brief but eventful landfall on the South Texas coast. A blockbuster romp like “Twisters” is a safe and sanitized way to experience a natural disaster: as a fantasy. But we can’t let an escapist version of the climate crisis blind us to how woefully unready we are for the effects of the real thing.

Persons: —, I’d, ”, Glen Powell, Daisy Edgar, Jones, ” Yee, Beryl Organizations: Atlantic, Hollywood Locations: Houston, Texas

The information for the following product(s) has been collected independently by Business Insider: Chase Freedom Flex®, American Express® Green Card, Amex EveryDay® Credit Card, Amex EveryDay® Preferred Credit Card, Citi Strata Premier℠ Card, Citi Prestige® Card, Citi® Double Cash Card, Citi Custom Cash℠ Card, Citi Rewards+® Card, Capital One Savor Cash Rewards Credit Card†. Introduction to transferable credit card rewardsAmong people well versed in rewards credit cards, there's a bit of common knowledge: Not all rewards are created equal. Several banks and rewards programs offer transferable points: Chase Ultimate Rewards® and American Express Membership Rewards, Citi ThankYou Rewards, Capital One Miles, Bilt Rewards, and Wells Fargo Autograph Rewards. Choosing the right card for transferable rewardsThe best transferable-point credit card for you depends on what credit card rewards program is most appealing. Transferable credit card rewards frequently asked questionsWhat makes transferable credit card rewards valuable?

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How to gain access to Delta Sky ClubsDelta Sky Club access is normally restricted to passengers traveling in business- or first-class seats on Delta and SkyTeam partners; certain travelers on qualifying flights who hold Delta elite status; or travelers who have purchased a Sky Club membership. Sky Club membership optionsThere's quantifiable monetary value to Delta Sky Club access — Sky Club memberships begin at $695 per year, but can be worth significantly more for frequent Delta travelers. Credit cards with Sky Club accessWith the right credit card, you can access Delta Sky Clubs for free on many flights. If you have the Delta SkyMiles® Reserve American Express Card or Delta SkyMiles® Reserve Business American Express Card, you can access Delta Sky Clubs if you're traveling on a Delta flight that same day. Conclusion: Enhancing your travel with Sky Club accessDelta Sky Club airport lounges can make your travels more comfortable and save you money on expensive airport food and drinks.

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☆ Inside the rift between HGTV mother-daughter duo Mina Starsiak Hawk and Karen E. Laine, who will appear in a limited season of 'Good Bones'
▼ + stars: | 2024-07-18 | by ( Samantha Grindell | ) www.businessinsider.com time to read: +12 min

Read previewHGTV stars Mina Starsiak Hawk and her mom Karen E. Laine are returning to "Good Bones" months after Hawk went public about the strain in their relationship. On their HGTV series, "Good Bones," which premiered in 2016, Hawk and Laine renovate homes in Indianapolis, Indiana, through their company Two Chicks and a Hammer. The series quickly became popular on the network, as did its spinoff, "Good Bones: Risky Business." Mina Starsiak Hawk costars on "Good Bones." AdvertisementHGTV announced 'Good Bones' will be returning with a limited seasonOn Wednesday, HGTV announced a new season of "Good Bones" will premiere on HGTV on August 14, nearly a year after season eight premiered.

Persons: —, Mina Starsiak Hawk, Karen E, Laine, Hawk, William, Tad, Jessica, Stephen, Jack, Julie, Mina, Laine —, I've, Rachel Luna, we're, Michael Kovac, Laine didn't, it's, Karen, we've, HGTV's, Karen E Laine Organizations: Service, HGTV, Business, CR, Business Insider, Indy Locations: Indianapolis , Indiana, Charlotte, Indianapolis, Wilmington , North Carolina

☆ Harris hits the campaign trail under spotlight as Biden faces mounting pressure to drop out
▼ + stars: | 2024-07-18 | by ( Josephine Rozzelle | ) www.cnbc.com time to read: +1 min

And more than 1,000 factories closed under his watch," Harris said in Fayetteville. "Meanwhile, President Joe Biden and I have created nearly 800,000 new manufacturing jobs — so much so it's been described as a manufacturing boom." The vice president's remarks come amid intense pressure from top Democrats for Biden to drop out of the presidential race. According to media reports, Senate Majority Leader Chuck Schumer and former House Speaker Nancy Pelosi have both told Biden that his bid for reelection could endanger the party's electoral chances in both chambers of Congress. And while Democratic megadonors pressure Biden to step aside, donor events that feature Harris have started to sell out.

Persons: Kamala Harris, Joe Biden, Biden, Donald Trump, Harris, it's, Chuck Schumer, Nancy Pelosi, Barack's Obama's Organizations: Democratic, America, NBC News Locations: North Carolina, Fayetteville

View at AmazonThere are even more options for Prime Day Apple Watches, and Prime Day iPads still available in our other guides. For an extensive breakdown divided up by size, see our full roundup of Prime Day TV deals. View at AmazonThere are even more sleep deals where those came from — check out our roundups of the best Prime Day mattress deals and Prime Day pillow deals. Do I need to be an Amazon Prime member to buy Prime Day deals? Amazon Prime Day deals are comparable to Black Friday and Cyber Monday, with the main difference being that Amazon is the only participating retailer.

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Read Business Insider's guide to the best travel rewards credit cards. But the smartest award hounds are using these popular tools to maximize their rewardsWhy use a credit card rewards tracking app? But no such tool exists as of today, so many dedicated award hounds use a combination of the apps below to track all of their credit card rewards. Top credit card rewards tracking appsAwardWallet: Best for tracking multiple loyalty programsCardPointers: Best for managing your wallet and maximizing credit card offersTravel Freely: Best for couples earning points togetherMaxRewards: Best for monitoring credit alongside of rewardsAwardWalletCost: Freemium — Free version works for most. However, MaxRewards sets itself apart with a running progress bar of the credit card balance you're carrying, and your credit utilization ratio.

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☆ Opinion | ‘J.D. Vance Brought What Team Trump Needed’: Best and Worst Moments From Night 3
▼ + stars: | 2024-07-18 | by ( New York Times Opinion | ) www.nytimes.com time to read: +1 min

In this special feature, Times Opinion writers rate the evening on a scale of 0 to 10: 0 means the night was a disaster for Donald Trump; 10 means it could lead to a big polling bump. Best MomentKristen Soltis Anderson, contributing Opinion writer How can you not feel the heartbreak of the Gold Star families? A powerful reminder of the chaotic Afghanistan withdrawal, as well as President Biden’s incorrect assertion during the debate that no service members died overseas on his watch. Most important, a powerful reminder of the price of freedom. Vance, and the veterans and families of soldiers killed or taken captive — they were the most effective and affecting speakers.

Persons: Donald Trump, Peter Navarro, Kimberly Guilfoyle, Vance, Kristen Soltis Anderson, Biden’s, Charles M, Usha Vance, J.D Organizations: Republican National Convention, Gold Star Locations: Afghanistan, Blow

The information for the following product(s) has been collected independently by Business Insider: Ink Business Premier® Credit Card, Southwest Rapid Rewards® Premier Credit Card, Chase Freedom Flex®. But if saving cash is more important to you, Chase's Pay Yourself Back program can help you save money by using your credit card rewards to pay off certain charges on your card. As the name suggests, Pay Yourself Back allows you to use your credit card rewards to pay off certain charges on your card. Eligible Chase CardsThe Pay Yourself Back program is available on the Chase Freedom, Ink, and Sapphire credit cards, as well as the co-branded Aeroplan® Credit Card, United credit cards, and Southwest credit cards. If you have a Chase Sapphire Reserve®, you should also consider applying for another Chase card that could help you maximize this benefit.

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View at Amazon What we like Check mark icon A check mark. View at Amazon What we like Check mark icon A check mark. View at Amazon What we like Check mark icon A check mark. View at Amazon What we like Check mark icon A check mark. View at Amazon What we like Check mark icon A check mark.

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☆ GM to increase production of high-performance Cadillac Escalade V8 SUV
▼ + stars: | 2024-07-17 | by ( Michael Wayland | ) www.cnbc.com time to read: +2 min

In this article GM Follow your favorite stocks CREATE FREE ACCOUNT2025 Cadillac Escalade V-Series SUV CadillacDETROIT — General Motors will increase production of its Cadillac Escalade V-Series performance model as part of updates to the flagship SUV for the 2025 model year. The gas-powered 2025 Escalade will continue to be powered by two 6.2-liter V-8 engines, including a supercharged V-Series performance model capable of 682 horsepower and 653 foot-pounds of torque. Cadillac said it will increase production of the 2025 Escalade V-Series, which was introduced two years ago, after not being able to meet demand for the current model year. "We are increasing production to help meet customer demand for the pinnacle of Escalade performance, luxury and craftsmanship, while maintaining exclusivity," a Cadillac spokeswoman told CNBC. 2025 Cadillac Escalade V-Series SUV Cadillac

Persons: Escalade, John Roth, —, Cadillac Organizations: —, Motors, Cadillac, Cadillac —, GM, CNBC Locations: U.S

Learn moreToday is the final day of Amazon Prime Day, so it's time to lock in any Prime Day beauty deals still in your cart before prices go back up after midnight tonight. The scope on prices is wide this year, so here we've curated an affordable array of products to inspire your Prime Day beauty haul. Are Prime Day beauty deals good? A few of our favorite brands hosting some of the best Prime Day beauty deals include Laneige, belif, Sunday Riley, Dyson, and Revlon. Check out our roundup of all of the best Prime Day deals here, or browse Amazon's website for more.

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Prime Day TV dealsThis Prime Day, we're seeing some of the biggest price drops of the year on top TV models from our favorite brands. Prime Day laptop dealsLaptops go on sale year-round, but Prime Day is traditionally the best time of year to make a purchase. Prime Day mattress dealsMattresses go on sale several times a year, but few sales offer as lucrative mattress discounts as Prime Day. Prime Day Amazon device dealsDuring Prime Day, many of the best Amazon devices see their lowest prices ever. Prime Day travel dealsSummer travel is underway, and so are the best Prime Day deals on luggage and backpacks.

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Some of the biggest discounts we're seeing are on 4K displays, including the gorgeous Samsung Frame TV. You can also save 23% on a 65-inch Frame TV or save 22% on a 75-inch Frame TV with the teak bezel. Some of the Frame TV deals we've highlighted feature the 2022 version of the display while others feature the newer 2024 model. View at AmazonSamsung 65-inch Frame TV (2024) with Teak Bezel $1,697.99 $2,195.98 Save 23% Samsung's Frame TV is designed to be hung flush against your wall like a hanging piece of art. View at AmazonSamsung 85-inch The Frame TV (2022) $2,597.99 $4,297.99 Save 40% Samsung’s 85-inch Frame TV may be the next extra-large TV for you.

Persons: there's, we've, it's, Steven Cohen, It's Organizations: Business, Samsung, Amazon Samsung, Amazon Prime

☆ The Best and Worst Moments From Night 2 of the R.N.C. - The New York Times
▼ + stars: | 2024-07-17 | by ( New York Times Opinion | ) www.nytimes.com time to read: +1 min

Welcome to Opinion’s commentary for Night 2 of the Republican National Convention. In this special feature, Times Opinion writers rate the evening on a scale of 0 to 10: 0 means the night was a disaster for Donald Trump; 10 means it could lead to a big polling bump. Here’s what our columnists and contributors thought of the event, which included speeches from Nikki Haley, Vivek Ramaswamy and Elise Stefanik. Best MomentKristen Soltis Anderson, contributing Opinion writer I’d be remiss not to mention Gov. But she rewrote it, and what she delivered made a positive, personal case for Donald Trump.

Persons: Donald Trump, Nikki Haley, Vivek Ramaswamy, Elise Stefanik, Kristen Soltis Anderson, I’d, Jim Justice’s, Lara Trump’s, Trump Organizations: Republican National Convention, Gov

☆ Chaos on social media platforms after Trump shooting is a mess of their own making
▼ + stars: | 2024-07-17 | by ( Brian Fung | ) edition.cnn.com time to read: +12 min

None of the country’s largest social media platforms responded to repeated questions from CNN over multiple days this week about what actions they have taken in response to misinformation and conspiracy theories circulating about the Trump rally shooting. And what the public experienced on social media in the moments after the attack on Trump is a sign of what’s to come, said Imran Ahmed, CEO of the Center for Countering Digital Hate (CCDH), a social media watchdog group that advocates for tighter regulation of the platforms. “It can’t make a safe social media product that does politics and civic stuff, and so it just got out of that business.”Baybars Orsek, managing director of the fact-checking organization Logically Facts, said these and other changes by social media platforms have made working with them in the last few years more challenging. The decision effectively means the US government can continue to flag misinformation threats to social media companies in the runup to the 2024 election. Mainstream media outlets, taking care to report only credible answers, were initially slower to report what was happening than the breakneck pace of social media speculation.

Persons: Donald Trump, bode, “, Joe Biden, Biden, Snapchat, ”, Imran Ahmed, ” Ahmed, Elon Musk’s, Musk, CCDH, X, TikTok, “ Meta, Laura Edelson, ” Baybars Orsek, ” Orsek, Trump, Edelson, Alicia Wanless, “ I’ve, ” Wanless, Wanless Organizations: CNN, Meta, Twitter, YouTube, Department of Homeland Security, Big Tech, Trump, Google, Center, Social, Northeastern University, Democracy, Supreme, Facebook, Carnegie Endowment, International Peace

Introduction to Buying an Engagement RingBuying an engagement ring is a big deal. Instead of taking out a traditional loan, or financing a ring through a credit card offered by the jeweler, you can use one of the best 0% APR credit card offers for a certain amount of time. What credit card features should I look for when buying an engagement ring? Can I finance an engagement ring purchase with a credit card? How can I maximize rewards when buying an engagement ring with a credit card?

Organizations: Business Insider, Tiffany, Chase Travel, Chase, Sapphire, American Express, Citi Locations: Chevron

☆ Morgan Stanley hikes price targets for Asian stocks it says will benefit from greater iPhone demand
▼ + stars: | 2024-07-17 | by ( Weizhen Tan | ) www.cnbc.com time to read: +3 min

Increased shipments of Apple's iPhones will be a key "volume driver" for the supply chain, according to Morgan Stanley. But the situation is set to change, with Apple Intelligence predicted to be a "key iPhone replacement driver." It raised its price targets for several stocks in the Apple supply chain. Largan reported first-quarter revenue that was below expectations but Morgan Stanley believes that was the trough. Morgan Stanley said Genius has a "good chance" of making a breakthrough in the periscope high-end lens segment in the second half of this year.

Persons: Morgan Stanley, Hon Hai, Hai, Luxshare's, Max, Morgan, Largan, Genius, CNBC's Michael Bloom Organizations: Apple Intelligence, Apple, Max, AAC Locations: Asia, Taiwan, India, Zhengzhou, China

☆ I tried out Amazon's new AI shopping assistant Rufus. One feature stood out as a game changer.
▼ + stars: | 2024-07-17 | by ( Ana Altchek | ) www.businessinsider.com time to read: +5 min

Read previewAmazon finally rolled out its AI assistant Rufus to all US customers after announcing the new feature in February. AI shopping assistants are becoming more popular, with various online retailers adding them to their sites. AdvertisementAmazon's shopping assistant uses information from listing details, reviews, and Q&As. Amazon/screenshotI wouldn't have thought to ask questions about the noise level or whether it oscillates, but these ended up being determining factors for the fan I selected. AdvertisementIt's a game changer for warehouse shoppingThe AI assistant has received some lackluster reviews from those who have tried it.

Persons: —, Rufus, it's, I've, Fitbit Organizations: Service, IBM, Business, Amazon, Apple Watch

☆ YouTube just took a big victory lap
▼ + stars: | 2024-07-17 | by ( Amanda Perelli | ) www.businessinsider.com time to read: +5 min

Their answers have rarely surprised me, and I've heard the phrase, "YouTube is king," too many times to count. YouTube didn't always exude confidenceMusical.ly's 2018 TikTok rebrand launched the platform into stardom, shifting creator and audience attention away from YouTube. AdvertisementThe rise of TikTok forced YouTube to fight for eyeballs by introducing its own short-video feature, YouTube Shorts, in 2021 and developing a new team of partner managers and programs to recruit and retain talent. YouTube Shorts hosted a parking-lot-sized drive-thru activation at VidCon 2022, when TikTok was the title sponsor. With all this, it's no surprise YouTube seems to be taking a victory lap around its competitors.

Persons: —, I've, influencers, TikTok, Addison Rae, YouTube isn't, TikTok —, VidCon's, JP Mangalindan, Morgan Stanley, Influencers, they'd, It's, Lucia Moses, it's Organizations: Service, YouTube, Business, Nielsen, Netflix, Spotify, Apple, Disney

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