DIRS.INFO The most relevant business & tech news

☆ 10 U.S. cities that are growing the fastest — and New York City isn't one of them
▼ + stars: | 2022-11-09 | by ( Celia Fernandez | ) www.cnbc.com time to read: +1 min

Tech jobs are in flux, tourism is at an all-time high, and the population across major U.S. cities is shifting. An October report by the Kenan Institute of Private Enterprise, a business policy think tank, ranked the top 10 fastest-growing cities in the U.S. And the final list is a good indication of where young people want to live and work and of what they value. The city is moving forward with plans to enact new initiatives for cleaner buildings, according to the city's mayor, Bruce Harrell. Seattle also topped the list of cities where college students want to live after graduation, according to Axios and The Generation Lab's 2022 Next Cities Index.

It's impossible to name one single best credit card, given the wide range of benefits, rewards, and annual fees available. The best credit cards of 2022 Wells Fargo Active Cash® CardChase Freedom Unlimited®Wells Fargo Autograph℠ CardChase Sapphire Preferred® CardCapital One Venture Rewards Credit CardCapital One Venture X Rewards Credit CardCiti Custom Cash℠ CardChase Sapphire Reserve®Capital One SavorOne Cash Rewards Credit CardU.S. Bank Altitude® Connect Visa Signature® CardChase Freedom Flex℠Discover it® Cash BackU.S. Bank Cash+® Visa Signature® CardCapital One QuicksilverOne Cash Rewards Credit CardCiti® Double Cash CardCiti Premier® CardWells Fargo Reflect® CardDiscover it® Secured Credit CardInk Business Preferred® Credit CardCapital One SavorOne Student Cash Rewards Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Best secured rewards card for building credit Intro Offer Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Best business credit card Intro Offer Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Read our review Read Our Review A looong arrow, pointing rightBest secured rewards card for building credit Discover it® Secured Credit Card 5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 5 out of 5 Stars Intro offer Unlimited Cashback Match – only from Discover.

☆ Class of 2023 rejoice: Companies are ramping up hiring of new college grads as experienced workers are harder to find amid the labor shortage
▼ + stars: | 2022-11-06 | by ( Juliana Kaplan | Madison Hoff | ) www.businessinsider.com time to read: +9 min

The labor market is still tight, but employers are ready to hire from the pool of new college graduates. NACE found that respondents plan to hire 14.7% more 2023 graduates compared to the class of 2022. That's good news for workers, especially recent college graduates. "For instance, in many cases it costs less to hire a recent college graduate compared to a mid-career or senior-level professional." But it noted "only 6% expect to cut back on hiring new college graduates."

☆ Meagan Loyst, the 25-year-old founder of Gen Z VCs, is leaving her investing role at Lerer Hippeau to focus on the online community full-time
▼ + stars: | 2022-11-02 | by ( Madeline Renbarger | ) www.businessinsider.com time to read: +3 min

Meagan Loyst, an associate at VC firm Lerer Hippeau, is leaving to focus on Gen Z VC full-time. After investing in dozens of founders over the past two years as an associate at venture-capital firm Lerer Hippeau, Meagan Loyst is stepping away to focus on Gen Z VCs, the online community she founded. After getting flooded with responses, she set up a Slack channel to connect around 700 Gen Z founders and investors, and the group has continued to grow since. Through Gen Z VCs, Loyst plans to host networking events in major cities, much like the group's summits in Chicago and Los Angeles last month. She also intends to monetize her own online following as a Gen Z expert through her online newsletter, "The Gen Z POV," video content on TikTok and YouTube, and speaking at summits.

☆ Families can get Pell Grants of up to $6,895 to help with college costs. Here's what you need to know
▼ + stars: | 2022-11-02 | by ( Annie Nova | ) www.cnbc.com time to read: +3 min

And it goes further for those who received a Pell Grant in college, a type of aid available to low-income families, by clearing as much as $20,000 from their student debt balance. The federal Pell Grant program, signed into law in 1965, is one of the largest sources of financial aid available to college students. Here's what families need to know about Pell Grants. There's a limit to how many Pell Grants you can getCollege students typically can receive the grant for up to six years. "The student can then use the money to pay for other college costs, such as textbooks," he said.

Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Show more Regular APR 19.99% - 26.99% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular APR 18.99% - 25.99% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. You'll earn 3% back (3x Chase Ultimate Rewards points) at restaurants and drugstores, and 5% cash back (5x points) on travel purchased through Ultimate Rewards. Review: US Bank Cash+ card reviewThe new Capital One SavorOne Student Cash Rewards Credit Card is a great choice if you're new to credit and looking for a cash-back card that earns bonus rewards in popular categories.

Then, once you've improved your credit score by using a credit card responsibly, it can be easier to upgrade to more lucrative rewards credit cards. $0 Annual Fee View Full Details Learn moreBest for rotating bonus categories Discover it® Student Cash Back 5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 5 out of 5 Stars Intro offer Unlimited Cashback Match - only from Discover. Best for choosing your own bonus category: Bank of America Customized Cash Rewards for StudentsThe Bank of America® Customized Cash Rewards Credit Card for Students offers one of the most generous welcome bonuses of any student credit card. If you prefer a more hands-off approach, flat-rate rewards cards such as the Capital One Quicksilver Student Cash Rewards Credit Card or Bank of America® Travel Rewards Credit Card for Students could be a better pick. After you graduate, your card issuer may convert your student credit card into an equivalent, regular credit card.

$0 Annual Fee View Full Details $0 Annual Fee Apply now On Wells Fargo's websiteWells Fargo Active Cash® Card Apply now On Wells Fargo's website Best card for flat-rate cash rewards earning Details Rewards Earn unlimited 2% cash rewards on purchases. Show more Regular APR 18.99% - 25.99% Variable Editor's Rating 4.8 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular APR 19.99% - 26.99% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular APR 25.99% Variable Editor's Rating 5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 5 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. $0 Annual Fee View Full Details Learn moreBest card for college students Capital One SavorOne Student Cash Rewards Credit Card 4.2 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.2

Today's savings account ratesBelow, you'll find our picks for the best savings accounts right now. Pros Check mark icon A check mark. Earn up to 15% cash back at local retailers if you use a SoFi debit card Check mark icon A check mark. Eligible for new accounts after your child turns 13 Check mark icon A check mark. Just like a savings account opened through a brick-and-mortar bank, most online savings accounts are FDIC insured up to $250,000.

☆ How to create employee-resource groups at your business so both existing and new employees feel welcome
▼ + stars: | 2022-10-27 | by ( Rachel Durose | ) www.businessinsider.com time to read: +6 min

This article is part of Talent Insider, a series containing expert advice to help small business owners tackle a range of hiring challenges. To create a feeling of belonging, entrepreneurs should create employee-resource groups, nine human-resources and diversity, equity, and inclusion leaders told Insider. Nine HR and diversity, equity, and inclusion leaders share their advice for small-business owners interested in starting and supporting employee-resource groups at their companies. "There needs to be a positive outcome for having the ERG group," she said, referring to employee-resource groups. At KPMG, one-third of employees engage in the company's employee-resource groups, Richards added.

☆ DoorDash is making 7 keys moves to dominate retail and grocery delivery after conquering restaurants — and creating new rivals in Instacart and Gopuff
▼ + stars: | 2022-10-27 | by ( Nancy Luna | ) www.businessinsider.com time to read: +12 min

In August 2020, DoorDash launched retail delivery with chains like 7-Eleven and Walgreens. Lately, DoorDash has its sights set on a new prize — dominance in retail and grocery delivery. DoorDash has leaned heavily into grocery, convenience-store, and retail delivery since launching these expanded services in 2020. "We have more retail stores, grocery included, than any other platform in North America today." DoorDashDoubleDashA year after launching grocery delivery, DoorDash introduced DoubleDash.

☆ Meet 6 inspirational leaders creating a better future for developers
▼ + stars: | 2022-10-27 | by ( Sponsor Post | Created Twilio With Insider Studios | ) www.businessinsider.com time to read: +7 min

Twilio's Developer Searchlight is a global search for the most inspirational, effective leaders supporting developers today. In her former role as a senior product manager at Mulesoft, Suchi was an advocate for developers, building products specifically designed for developers. Marcus EaganEagan supports the open-source community through personal, financial, educational, and code contributions. TwilioMarcus Egan, a staff product manager at MongoDB, dedicates 20% of his week to mentoring and giving back to the open-source community. Ashwin started giving back to the developer community after attending and winning some hackathons.

☆ A filmmaker sees rising fame, but grapples with his future if DACA ends
▼ + stars: | 2022-10-26 | by ( Associated Press | ) www.nbcnews.com time to read: +6 min

LOS ANGELES — Under a string of golden street lights, the directions roll off Jorge Xolalpa’s tongue interchangeably in English and Spanish as he paces the sidewalk with a cameraman by his side. Moments like these are precious to Xolalpa, whose eyes dart with excitement as he describes his love of film. Xolalpa was nine in 1998 when his mother collected him from school in Mexico and took him to catch an airplane bound for Los Angeles. He said his mother was escaping his abusive father, and that she sold toys and T-shirts in Los Angeles’ densely packed downtown streets to make ends meet. Xolalpa said he didn’t initially apply for DACA, fearing his family could be deported if he handed his personal information to immigration authorities.

☆ Presidential politics, age, and a contrast in styles: DeSantis and Crist take center stage at Florida's lone gubernatorial debate
▼ + stars: | 2022-10-25 | by ( Kimberly Leonard | ) www.businessinsider.com time to read: +5 min

Ron DeSantis and Democrat Charlie Crist debated on Monday. Ron DeSantis and Democrat Charlie Crist, a former congressman, faced off Monday in their lone debate before the election to decide who will lead Florida over the next four years. DeSantis has become a fan favorite to run for president in 2024, particularly if former President Donald Trump doesn't run again. DeSantis tied Crist to BidenOn the campaign trail, DeSantis rarely says Crist's name. Crist has openly supported and embraced Biden, and the president is scheduled to campaign with Crist in Florida on November 1.

☆ Colleges Tap Outside Companies to Address Student Mental-Health Crisis
▼ + stars: | 2022-10-21 | by ( Melissa Korn | ) www.wsj.com time to read: 1 min

The University of Kentucky signed a $1 million annual contract with Talkspace to give students a convenient therapy option. College students are increasingly seeking help when they are overwhelmed by academic assignments, drifting toward depression or in the throes of suicidal thoughts, school officials say. Schools buckling under the heavy demand for mental-health services now are finding help of their own, via virtual-counseling companies.

☆ U.S. FY 2022 budget deficit halves to $1.375 trln despite student loan costs
▼ + stars: | 2022-10-21 | by ( David Lawder | ) www.reuters.com time to read: +3 min

Outlays for fiscal 2022, which ended Sept. 30, fell by a record $550 billion, or 8% from last year to $6.272 trillion. Register now for FREE unlimited access to Reuters.com RegisterThe move brought the September budget deficit to $430 billion, more than six times the prior-year September deficit of $65 billion. It also includes the extension of a COVID moratorium on all student loan payments until the end of 2022, which added about $21 billion in budgetary costs. Rising interest costs also will start to consume a bigger share of the federal budget, the non-partisan fiscal referee agency predicts. The CBO had forecast a fiscal 2023 deficit of about $984 billion, with deficits rising steadily thereafter to nearly $2 trillion by 2030.

☆ U.S. 2022 budget deficit halves to $1.375 trillion despite student loan costs
▼ + stars: | 2022-10-21 | by ( David Lawder | ) www.reuters.com time to read: +4 min

WASHINGTON, Oct 21 (Reuters) - The U.S. government on Friday reported that its fiscal 2022 budget deficit plunged by half from a year earlier to $1.375 trillion, due to fading COVID-19 relief spending and record revenues fueled by a hot economy, but student loan forgiveness costs limited the reduction. "You know, we've gone from an historically strong economic recovery to a steady and stable growth, while reducing the deficit," Biden said. Outlays for fiscal 2022, which ended Sept. 30, fell by a record $550 billion, or 8% from last year to $6.272 trillion. The move brought the September budget deficit to $430 billion, more than six times the prior-year September deficit of $65 billion. It also includes the extension of a COVID-19 moratorium on all student loan payments until the end of 2022, which added about $21 billion in budgetary costs.

☆ Court temporarily blocks Biden's student loan forgiveness
▼ + stars: | 2022-10-21 | by ( ) www.cnbc.com time to read: +2 min

U.S. President Joe Biden delivers remarks about the student loan forgiveness program from an auditorium on the White House campus in Washington, October 17, 2022. A U.S. appeals court on Friday temporarily blocked President Joe Biden's plan to cancel billions of dollars in college student loans, one day after a judge dismissed a Republican-led lawsuit by six states challenging the debt-forgiveness program. Circuit Court of Appeals granted the states' emergency petition to freeze the loan forgiveness plan until the court rules on their request for a longer-term injunction while Thursday's decision against the states is being appealed. Their case is one of a number that conservative state attorneys general and legal groups have filed seeking to halt the debt forgiveness plan announced in August by Biden, a Democrat. The Congressional Budget Office in September calculated that the debt forgiveness would cost the government about $400 billion.

U.S. President Joe Biden delivers remarks about the student loan forgiveness program from an auditorium on the White House campus in Washington, U.S., October 17, 2022. U.S. District Judge Henry Autrey in St. Louis said that while the six Republican-led states had raised "important and significant challenges to the debt relief plan," they lacked the necessary legal standing to be able to pursue the case. Autrey ruled an hour after Barrett denied without explanation an emergency request to put the debt relief plan on hold in the challenge brought by the Brown County Taxpayers Association. The plaintiffs in the case are represented by the Wisconsin Institute for Law & Liberty, a conservative legal group. Circuit Court of Appeals subsequently refused the group's request to block the debt relief program pending an appeal.

☆ 3 reasons why small-business owners need to use TikTok to attract young talent
▼ + stars: | 2022-10-20 | by ( Rachel Durose | ) www.businessinsider.com time to read: +6 min

To find young talent, small-business owners would be wise to use TikTok to reach Gen Z workers. This article is part of Talent Insider, a series containing expert advice to help small business owners tackle a range of hiring challenges. Today, Gen Z job seekers learn about potential careers from "Uncle TikTok," he said. Here are three reasons business owners need to use TikTok to attract Gen Z talent, according to founders and human-resource leaders. Meet Gen Z job seekers where they areThe sources Insider interviewed agreed that small-business owners need to meet Gen Z workers where they are.

Now, amid the recent controversies surrounding the rapper, this college professor sees value in launching another course on Ye. He taught his first two Ye-inspired courses, titled The Politics of Kanye West: Black Genius and Sonic Aesthetics, at Washington University in St. Louis starting in 2017. But unlike his previous ones, this class will be divided into three parts, “the old Kanye, the new Kanye, and the who Kanye,” and examine Ye’s recent behavior. “The course has never, ever been about Kanye,” McCune said. If the University of Rochester’s college curriculum committee approves the new Ye course, he plans to teach it during the spring or fall semester of 2023.

ATLANTA — Democratic candidates in the two marquee Georgia races are blitzing the airwaves with television ads — and making two markedly different pitches to voters. Another features testimonials from GOP-leaning voters who say they’re supporting Warnock this fall. Abrams is relying heavily on mobilizing the base, aiming to inspire and register disaffected Georgians and turbocharge progressive turnout. “They are running two very different campaigns,” said an adviser to Kemp, who was granted anonymity to candidly assess Democratic strategy. “There are some voters — many voters — that are already pretty much fixed in their opinions.

☆ The credit score you need for popular rewards cards like the Chase Sapphire Reserve, Amex Platinum, and Capital One Venture
▼ + stars: | 2022-10-18 | by ( Caroline Lupini | Freelance Reporter | ) www.businessinsider.com time to read: +31 min

Knowing the credit score you'll need to be considered for popular rewards credit cards can help you decide which to apply for. Crystal Cox/Business InsiderIt's good to know the credit score you'll need to get approved for a credit card before you apply. Not all rewards credit cards require a high credit score, however. Capital One says you'll need excellent credit to be approved for the Capital One Venture Rewards Credit Card. However, we don't recommend that you dive into rewards credit cards until your score is at least 700.

☆ How Gen Z is rewriting dating, marriage and family plans for their 20s: 'I have so much stuff I have to worry about'
▼ + stars: | 2022-10-18 | by ( Jennifer Liu | ) www.cnbc.com time to read: +5 min

It's an interesting trend for today's Gen Z students who are short-term anxious but long-term confident about their work and lives, says Christine Cruzvergara, chief education strategy officer at Handshake, the job-search platform for college students. Pragmatic goals around career, self-discovery and funSome Gen Zers are trading traditional life milestone goals for ones they have more control over. Speaking as a recent grad, Jade Walters agrees that taking control of her career means de-prioritizing other life goals. The 23-year-old is a Howard University grad who in her final months of school launched the Ninth Semester, an early-career resource for Gen Z professionals. Jade Walters, 23, works a corporate job in Chicago and runs the Ninth Semester, an early-career resource for Gen Z professionals.

☆ 2 college friends got a $250,000 'Shark Tank' deal with Mark Cuban for the business they built from their dorm room
▼ + stars: | 2022-10-17 | by ( Tom Huddleston Jr. | ) www.cnbc.com time to read: +2 min

Mark Cuban paid his way through college with a variety of side hustles. Sam Chason and Matt Gronberg are two former Wake Forest University classmates who founded their business, Storage Scholars, in 2017. Now, Storage Scholars is now a full-fledged business that operates at 48 schools across the U.S. Their pitch generated interest from multiple Sharks, but Chason and Gronberg clearly seemed most interested in partnering with Cuban. "I know that college debt is a big thing to you, you've been very outspoken about it," Gronberg told Cuban.

Search resuls for: "College Students"

25 mentions found