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☆ Collapse risks loom as markets are the most fragile they've been in 20 years, 'Black Swan' author Nassim Taleb says
▼ + stars: | 2024-10-14 | by ( Jennifer Sor | ) www.businessinsider.com time to read: +4 min

"The Black Swan" author Nassim Taleb says he's focused on hedging against a market collapse. He said the market is flashing parallels to prior crashes, noting that it is the most fragile in 20 years. He pointed to risks like high debt levels and "crazy" stock prices in an interview with Bloomberg. Nassim Taleb, author of "The Black Swan," the famed treatise on the risks related to improbable events, aired concerns over the state of the market in a recent interview with Bloomberg. Universa Investments is technically "market blind," Taleb said, as the firm employs an investment strategy that disregards short-term market forecasts.

Persons: Swan, Nassim Taleb, he's, —, Taleb, Mark Spitznagel Organizations: Bloomberg, Service, Universa

We'll show you everything you need to know about how to watch the Bills vs. How to watch Bills vs. Check price at DirecTVHow to watch Bills vs. How to watch Bills vs. Check price at ExpressVPNHow to watch Bills vs.

Persons: we've, ExpressVPN Organizations: Business, Buffalo Bills, New York Jets, Bills, Jets, AFC East, Dolphins, Patriots, New York, NFL, . Jets, ABC, ESPN, DirecTV, TNT, TBS, DirecTV Stream Locations: New

☆ Jim Cramer is holding on to Starbucks as new CEO starts making changes
▼ + stars: | 2024-10-14 | by ( Paulina Likos | ) www.cnbc.com time to read: +3 min

Every weekday the CNBC Investing Club with Jim Cramer holds a "Morning Meeting" livestream at 10:20 a.m. "Don't sell the stock," Jim urged, outlining several reasons why investors should hold in his Sunday column . As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade. THE ABOVE INVESTING CLUB INFORMATION IS SUBJECT TO OUR TERMS AND CONDITIONS AND PRIVACY POLICY , TOGETHER WITH OUR DISCLAIMER . NO FIDUCIARY OBLIGATION OR DUTY EXISTS, OR IS CREATED, BY VIRTUE OF YOUR RECEIPT OF ANY INFORMATION PROVIDED IN CONNECTION WITH THE INVESTING CLUB.

Persons: Jim Cramer, Jim, he'd, Brian Niccol, Niccol, we've, Stocks, Jim Cramer's Organizations: CNBC, Apple, Evercore ISI, Constellation Brands, Wall Street Journal, Boeing, VF Corp, Southwest Airlines Locations: Wells Fargo

☆ My biggest parenting mistake was making my kids the center of my world. Women need an identity beyond 'mom.'
▼ + stars: | 2024-10-14 | by ( Susan Yem | ) www.businessinsider.com time to read: +5 min

I put my kids above my career and social life, making my whole life about motherhood. Now that my kids are out of the house and I'm alone, I'm struggling to understand who I am. Second, I advise them, especially mothers, not to make their children the center of their world. As my children grow and mature, I'm now working on figuring out who I am without them. But I want all mothers to remember that there will be life after your kids leave.

Persons: I'm, —, they'd, we've, I've, I'd Organizations: Service

☆ I'm the CEO of a remote-first company. I'll never ask my employees to return to the office.
▼ + stars: | 2024-10-14 | by ( Jyoti Mann | ) www.businessinsider.com time to read: +5 min

Landau used to be pro-office but says remote working has helped his employees' work-life balance. AdvertisementThe world is my oyster for recruitmentAs the company grew, I became increasingly enamored with remote work. Most Park My Fleet employees are US-based, but we have tech teams in Costa Rica and Israel. I don't think there's anything wrong with in-person office work; it makes sense in certain environments. As an employee who joined a company as a remote worker, it would feel like a bait-and-switch move if the CEO then decided to change the remote work policy.

Persons: Mike Landau, Landau, —, I've, we've, RTO, that's Organizations: BI, Service, Business Locations: Costa Rica, Israel, Europe

If you're part of an online bank, transactions aren't processed on holidays. We've included a list of holidays when most banks (including the best banks in the U.S) close, plus alternatives for accessing cash if you need money quickly. Others, like TD Bank and Regions Bank, have separate pages with bank holiday schedules. Most banking transactions don't process on bank holidays, regardless of whether you use an online or brick-and-mortar bank. Transactions at brick-and-mortar banks like Chase, Wells Fargo, and Bank of America won't be processed until the next business day.

Persons: We've, Martin Luther King, Jr, doesn't, Sophia Acevedo, Sophia, Axel Springer, Education Sophia, Kit Pulliam, They’ve, Kit Organizations: Federal Reserve, Columbus, Indigenous Peoples, TD Bank, Regions Bank, Ally Bank, Bank of America, Business, Finance, Bank, Savings, Education, California State University Fullerton, National Association of Hispanic Journalists, Angeles, Pulliam, Tax, MSN, Vanderbilt University Locations: U.S, Chase, Wells Fargo, California

☆ NASA launches a probe to find out if there really could be alien life on Jupiter's moon Europa
▼ + stars: | 2024-10-14 | by ( Morgan Mcfall-Johnsen | ) www.businessinsider.com time to read: +4 min

NASA launched Europa Clipper to see if Jupiter's moon Europa could host alien life. NASA / Jet Propulsion Lab-Caltech / SETI InstituteThe NASA mission, called Europa Clipper, aims to figure out whether the Jupiter moon and its ocean could support life. The Europa Clipper spacecraft at NASA's Kennedy Space Center in Florida. NASA/Kim Shiflett"We scientists have been dreaming about a mission like Europa Clipper for more than 20 years. An artist's concept of NASA's Europa Clipper spacecraft.

Persons: —, Laurie Leshin, Kim Shiflett, We've, Gina DiBraccio, Jordan Evans, Evans Organizations: NASA, Europa Clipper, Service, SpaceX, Jet Propulsion, Caltech, SETI, Europa, Jet Propulsion Laboratory, Kennedy Space Center, Clipper, JPL, Planetary Science Locations: Florida

☆ I'm a tech founder who's had to flee Lebanon. The conflict has spiraled at a terrifying rate, but the tech community is still pressing ahead.
▼ + stars: | 2024-10-14 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +8 min

It exposed me to the amount of tech talent in the region. I felt guilty about leaving my team behind, but I'm determined to keep platforming tech talent in Lebanon and support the people who want to keep working. Many people don't know Lebanon has a vibrant tech sceneIn recent years, the tech sector in Lebanon has been booming. On multiple occasions, I'd leave Beirut to stay with friends in the mountains during the night. AdvertisementI didn't want to leave Lebanon and my team, but the UK government were urging British nationals to leave.

Persons: Laura Jardine Paterson, —, I'd, I've, we've, there'd, there's, Paterson, I'm, They've Organizations: Service, Tech, Business Locations: Lebanon, London, Palestinian, Syrian, Europe, Syria, Egypt, Jordan, UAE, Beirut, Israel, Southern Lebanon

☆ New lawsuits against TikTok mirror those against Big Tobacco and Purdue Pharma
▼ + stars: | 2024-10-14 | by ( Kenneth Niemeyer | ) www.businessinsider.com time to read: +5 min

Attorneys general in 14 different states filed lawsuits against TikTok last week. The suits mirror earlier ones against Big Tobacco and Purdue Pharma, legal experts told BI. The Sackler family, owners of Purdue Pharma, ultimately paid over $3 billion in settlements for misleading advertising related to their products. Purdue Pharma later filed for bankruptcy, but the Supreme Court struck down a $7 billion bankruptcy plan in June that would have given the Sackler's immunity from future civil suits. With the prospect of that federal ban looming next year, a slew of federal lawsuits helps shape public opinion and "pressure lawmakers to act," Rahmani said.

Persons: —, Adam Wandt, John Jay, Wandt, It's, wouldn't, Rahmani, Sackler, TikTok Organizations: TikTok, Big Tobacco, Purdue Pharma, Service, John, John Jay School of Criminal, Big Tech, Meta, Google, NPR Locations: California, United States

☆ Ultra-gory 'Terrifer 3' kicks 'Joker 2' off the top of the box office chart, as Art the Clown is hailed a new horror icon
▼ + stars: | 2024-10-14 | by ( Eammon Jacobs | ) www.businessinsider.com time to read: +4 min

Horror fans are calling the main character, Art the Clown, a new icon for the genre. Fans say the success of "Terrifier 3" has cemented its lead character, the demonic, mute serial killer Art the Clown, as a horror icon. Now, fans have hailed Art as a modern horror icon akin to other slasher villains such as Norman Bates, Leatherface, Michael Myers, and Freddy Krueger. My horror hot take:Art the Clown is the first true horror icon to emerge thus far this century (Pennywise was already an icon under Tim Curry, and the “Saw” films have gone on without Jigsaw). He’s the horror icon we need right now.

Persons: —, David Howard Thornton, Art, Todd Phillips, Norman Bates, Leatherface, Michael Myers, Freddy Krueger, Pennywise, Tim Curry, Freddy, pic.twitter.com, S7xUQYjWAp — Shawn, dHGeWMkPap — John Squires 🎃, rueger Organizations: Service, Marvel

But mortgage rates are expected to go down next year, so it could be worth waiting if you aren't in a rush. 5-Year Mortgage Rate TrendsHere's how 30-year and 15-year mortgage rates have trended over the last five years, according to Freddie Mac data. Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy, your state's current mortgage rates, the type of loan you're getting, and your personal financial profile. But now that inflation has decelerated and the Fed is expected to cut rates soon, mortgage rates have trended down. This means your entire monthly mortgage payment, including taxes and insurance, shouldn't exceed 28% of your pre-tax monthly income.

Persons: they're, you'll, they've, Freddie Mac, it's, Fannie Mae Organizations: Zillow, ARM, Federal Housing Administration, Department of Veterans Affairs, Fed, Mortgage, Association Locations: Chevron

Below, we've put together everything you need to know about where to watch the Lynx vs. Liberty, including tip-off time, channel, and streaming options. What channel is Lynx vs. Liberty on? Game 2 of the Minnesota Lynx vs. New York Liberty Finals will be broadcast on ABC in the US. Where to watch Lynx vs. Liberty in the USYou can live stream the game through various streaming services, including Sling TV, DirecTV Stream, or Fubo. Check price at ExpressVPNHow to watch Lynx vs. Liberty with a VPNSign up for a VPN if you don't already have one.

Persons: we've, Breanna Stewart, Stewart, Jonquel Jones, Sabrina Ionescu, Courtney Williams, Alanna Smith, Napheesa Collier, Fubo, ExpressVPN Organizations: Business, WNBA, ., New York Liberty, Minnesota Lynx, Barclays Center, Lynx, Liberty, ESPN, . New York Liberty, ABC, ESPN3, Sling, DirecTV, DirecTV Stream Locations: Brooklyn

☆ Why economists and strategists still say a recession is postponed, despite a startling inflation report
▼ + stars: | 2024-10-13 | by ( James Faris | ) www.businessinsider.com time to read: +7 min

Contradictory messages about inflation and the labor market have investors on guard. Price growth is slowly falling from its peak, but it exceeded expectations in September after a hot reading in August. AdvertisementInflation is a threat that won't sink the economyWhile there's plenty of economic data to get excited about, persistent price growth is a problem. "If we're going to be data dependent, we have to at least look at the data," Sosnick said. Higher-than-hoped inflation is rarely compatible with an economic downturn, so if price growth does persist, it likely won't be in an earnings-crushing contraction.

Persons: —, Steve Sosnick, they've, John Kerschner, Janus Henderson, Sosnick, Preston Caldwell, Morningstar's, Jim Baird, Plante, Baird, Joe Quinlan —, Skyler Weinand, Regan, Weinand, We've Organizations: Service, US, of Labor Statistics, Federal Reserve Bank of Atlanta, Interactive Brokers, Business, Manufacturing, Index, Janus, Janus Henderson Investors, Equity, Financial, Merrill, Private Bank, Bank of America, Regan Capital, Fed Locations: China

☆ SpaceX catches Starship rocket booster in dramatic landing during fifth flight test
▼ + stars: | 2024-10-13 | by ( Michael Sheetz | In Michaeljsheetz | ) www.cnbc.com time to read: +4 min

SpaceX launched its fifth test flight of its Starship rocket on Sunday and made a dramatic first catch of the rocket's more than 20-story tall booster. The Super Heavy booster lands on the company's launch tower during the fifth Starship flight on Oct. 13, 2024. There are not any people on board the fifth Starship flight. The SpaceX Starship sits on a launch pad at Starbase near Boca Chica, Texas, on October 12, 2024, ahead of the Starship Flight 5 test. Chandan Khanna | AFP | Getty ImagesWith the booster catch, SpaceX has surpassed the fourth test flight's milestones.

Persons: Elon, Dan Huot, Huot, Sergio Flores, we've, Chandan Khanna Organizations: SpaceX, Elon Musk's, Super, Federal Aviation Administration, Afp, Getty, FAA, U.S . Fish, Wildlife Service, Commerce, National Marine Fisheries Service, AFP Locations: Brownsville , Texas, Gulf of Mexico, Boca Chica , Texas, U.S, Texas, Starbase

☆ I've been to Disney World dozens of times. Its dining plan is a great value for families like ours — especially when offered for free.
▼ + stars: | 2024-10-13 | by ( Matt Cabral | ) www.businessinsider.com time to read: +5 min

Fortunately, Disney brought back its dining plans this year, and I find them to be a great value. AdvertisementDisney dining plans come in 2 tiers and include multiple meals and beveragesDisney dining plans with table-service meals included come with dessert. Through this same promotion, guests staying in pricier deluxe hotels could get free standard dining plans. Matt CabralThe paid dining plan is worth it for folks who enjoy Disney's food as much as its entertainment. AdvertisementBefore the dining plan was suspended, Disney also regularly offered deals that allowed guests to get it for free.

Persons: we'd, —, we've, Disney, Matt Cabral, Dole, You'll, Disney Visa cardholders Organizations: Disney, Service, Port Orleans Riverside, Disney Visa Locations: Port Orleans

☆ Google's share of the search ad market could drop below 50% for the first time in a decade as AI search engines boom
▼ + stars: | 2024-10-13 | by ( Kenneth Niemeyer | ) www.businessinsider.com time to read: +4 min

Google's search ad market share in the US could fall below 50% for the first time in a decade. Perplexity AI, meanwhile, says it is attracting "top-tier" advertisers. It launched Gemini, its own large language model that now presents Google search results in natural language at the top of the page, in March 2023. Google is also leveraging AI to better present ads in its search results. AdvertisementGoogle and Perplexity AI did not immediately return requests for comment for this story.

Persons: —, Axel Springer, Alpha, Mark Shmulik, ChatGPT, Brendon Kraham, We've, Dmitry Shevelenko, Jeff Bezos, Forbes, Perplexity, Shevelenko Organizations: Google, Service, Business Insider, Bernstein Research, Wall Street, Nvidia

☆ Bestselling author wrote 'Simplify Your Life' over 30 years ago. Her advice for living with less still stands
▼ + stars: | 2024-10-12 | by ( Renée Onque | ) www.cnbc.com time to read: +4 min

Here are four suggestions shared by St. James that align with the advice we see today for living more simply. In her book, " Simplify Your Life ," St. James shares 100 ways that you can embrace simplicity and "enjoy the things that really matter." Downsize where you canIn her book, St. James shared countless tips for cutting down on costs and maximizing the space you have. Similarly, St. James suggested considering driving a simpler car to lower insurance fees and car note payments. One of the simplest, yet useful, practices St. James wanted people to adopt was taking time to watch the sunset.

Persons: James, Marie Kondo, Elaine St, Sandra Organizations: St, CNBC Locations: St, Italy

☆ The easy way to calculate how much protein you need, according to a nutrition coach for Olympians and CrossFitters
▼ + stars: | 2024-10-12 | by ( Rachel Hosie | ) www.businessinsider.com time to read: +4 min

Molloy said to consume 0.75 grams of protein per pound of body weight for optimal health. Related storiesA 2022 study supports this, finding that 0.7 grams per pound of body weight was optimal for strength gains. AdvertisementHowever, a person with a lot of weight to lose should calculate their protein intake based on their goal weight not their current weight, he said. Gradually add more protein to breakfast, lunch, dinner, and snacksIf you want to increase your protein intake, Molloy advises looking at each of your meals in turn. "Once you've got those three meals sorted, you can start to look at other snacks throughout the day to try to increase your protein intake," Molloy said.

Persons: Mike Molloy, Molloy, —, that's, we've, you've Organizations: Service Locations: overeating

☆ Look inside an abandoned high school turned $3.3 million apartment complex—and 4 more multimillion-dollar dream homes
▼ + stars: | 2024-10-12 | by ( Nicolas Vega Celia Fernandez Jennifer Liu | Nicolas Vega | Celia Fernandez | ) www.cnbc.com time to read: +7 min

An abandoned baseball stadium is now a $14 million luxury apartment complexThe Stadium Lofts has 138 units and Stadium Flats, the four-building complex next door, has 144. "We designed it such that when you walked in, you felt like you were walking into a historic stadium rather than an apartment building," Watson said. They turned an old school into a 31-unit apartment building"Bowtie High" was converted into a 31-unit apartment building. After enlisting real estate investor Adam Colucci and developer Dan Spanovich, the trio bought the abandoned Bowtie High for $100,000. They embarked on an 18-month renovation beginning in 2020 to turn it into an apartment building.

Persons: Michael Potter, Michael Cox, John Watson, Cox, Watson, Alexis Zakis Jesse Wig, Adam Colucci, Dan Spanovich, Katie Tarasov, Joe Sobczak, Sobczak, Peter Bittner, Sheila Consaul's, Consaul, Rubia Daniels Organizations: CNBC, Indianapolis Indians, Sobczak, San Francisco International Airport, San Carlos Airport, SFO, U.S . Air Force, Historic Lighthouse, Washington D.C Locations: Indianapolis, Tuolumne County, Bay, Yosemite, Fairport, Ohio, Lake Erie, Washington, Headlands Beach, Italy

☆ I'm 30, and my best friend is 75. She's shaped how I approach relationships.
▼ + stars: | 2024-10-12 | by ( Hannah Wilkinson | ) www.businessinsider.com time to read: +5 min

My parents introduced me to my best friend when I was 19, hoping she would be a good mentor for me. Now, more than 10 years later, I consider her my best friend. At 30, people often say it's nice that I have an "extra grandma," but I quickly correct them — no, she's my best friend. AdvertisementHannah Wilkinson has learned a lot from her best friend Gill. Hannah Wilkinson's best friend Gill is 45 years older than she is.

Persons: — we've, —, Gill, Hannah Wilkinson, Gill ., Howard, He's, Hannah Wilkinson's, Hannah Wilkinson We've, I've, she's, we're, someone's Gill Organizations: Service Locations: Highland

☆ I've spent over $10K on friends' weddings in 2.5 years. Anyone who puts you in a hard financial situation isn't a good friend.
▼ + stars: | 2024-10-12 | by ( Jane Zhang | ) www.businessinsider.com time to read: +10 min

Shannon Detrick has spent over $10,000 for friends' weddings and bachelorette parties since 2022. And that doesn't even include the four weddings for which we've been guests but not part of the wedding party. At the wedding, most of the members of our wedding party stayed for free in the big house on the wedding venue's property. There's also the issue of budgeting time off to attend friends' weddings — it starts to add up. That can be really, really challenging.

Persons: Shannon Detrick, —, I've, That's, we've, it's, It's, wasn't, we're, There's, she's, could've, I'm, Jane Zhang Organizations: Service Locations: Sacramento , California, Palm Springs, Miami, New Orleans, Denver, Maine, California, Sonoma

☆ If there's a body part that can wear AI, there's a 'good chance' Meta has tried to develop it, CTO says
▼ + stars: | 2024-10-12 | by ( Lakshmi Varanasi | ) www.businessinsider.com time to read: +3 min

Meta's Reality Labs is exploring all kinds of wearable AI tech, CTO Andrew Bosworth says. Reality Labs, known for VR and AR, has also faced budget cuts and layoffs. AdvertisementThe rapid advancement of wearable technology is making it easier to accessorize with incorporate AI. Bosworth oversees Reality Labs, the division of Meta that produces virtual reality and augmented reality hardware and software. Behind the scenes, Reality Labs has many projects, from camera earbuds to mixed reality goggles.

Persons: Andrew Bosworth, —, there's, we've, Bosworth, it's, Meta Organizations: Labs, VR, Service, Meta, Command, Reality Labs, Orion, Business Locations: Meta

☆ Trump tariffs: Trade rep Lighthizer warns Wall Street to be prepared
▼ + stars: | 2024-10-12 | by ( Kevin Breuninger | ) www.cnbc.com time to read: +3 min

Asked about the note, Trump campaign press secretary Karoline Leavitt did not deny that Lighthizer has been meeting with investors. But she cautioned, "No policy should be deemed official unless it comes from President Trump directly." Lighthizer is advising Trump's presidential campaign on economic issues, according to Inside U.S. Trade. Lighthizer is also a director of Trump Media, the publicly traded social media company that is majority owned by the former president. Lighthizer's reported conversations, and his apparent influence with Trump, both underscore how central tariffs are to carrying out Trump's overall economic vision.

Persons: Robert Lighthizer, Donald Trump, Donald Trump's, Wall, Piper Sandler, We've, Trump, Karoline Leavitt, Lighthizer, Trump's, AFPI, Lighthizer's, Kamala Harris, Anna Kelly, Harris, Joe Biden, Kelly Organizations: Republican, Trade, CNBC, U.S, Trump Cabinet, Center for American Trade, Trump, America, Policy, Trump Media, Democratic, Republican National Locations: York , Pennsylvania, Washington

☆ I'm a Hindu and my wife is Christian, so we have different beliefs and traditions. Somehow, our marriage still works.
▼ + stars: | 2024-10-12 | by ( Kaajal Nanda | ) www.businessinsider.com time to read: +5 min

I am Hindu, and my wife is Christian, which has presented some challenges. We had a wedding filled with the vibrancy of Indian culture and the traditions of American culture. While American culture often feels less rooted to her, Katy appreciates Indian food and is eager to learn Punjabi, encouraging me to speak it more. For instance, in Indian culture, it's common to stay with one's parents until marriage, while in American culture, independence is often encouraged from a young age. We have learned the importance of open communicationThrough regular, open discussions about our differences, we've discovered that our core values align closely.

Persons: —, Katy, we've, Nanda, We've Organizations: Service Locations: London, Pittsburgh, Indian

Learn moreIt's a can't-miss Big Ten showdown with tonight's Ohio State and Oregon game. We've compiled everything you need to know about how to watch Ohio State vs. Oregon, including where to live stream the epic match-up. The Ohio State Buckeyes vs. Oregon Ducks rivalry is alive and well, although this is host Oregon's first year playing in the Big Ten conference. What channel is Ohio State vs. Oregon on? The Ohio State vs. Oregon game will air on NBC in the US.

Persons: we'll, That's, Fubo, ExpressVPN Organizations: Business, tonight's Ohio, Ohio, Ohio State Buckeyes, . Oregon Ducks, Big, Oregon, Ohio State, NBC, . Oregon, DirecTV, Peacock, DirecTV Stream Locations: tonight's Ohio State, Oregon, . Oregon, Ohio State, .

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