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Sen. JD Vance's 2024 campaign has been dogged by viral jokes that he once had sex with a couch. Instead of skirting all furniture mentions, Vance referenced a couch at his Nevada rally on Tuesday. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . It all started on July 15 when an X user, who later spoke to Business Insider, posted a joke about Vance and a couch. This story is available exclusively to Business Insider subscribers.
Persons: Sen, JD Vance's, Vance, , JD Vance Organizations: Service, Business, Associated Press Locations: Ohio
download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. In today's big story, what to expect from OpenAI's newest AI model that's in the works. GPT-5, the newest model upgrade for OpenAI's chatbot, is coming soon . AdvertisementOpenAI has a lot riding on its newest model, including its ability to get customers to cough up more cash. That's not ideal for a company that's preparing to take on one of the biggest juggernauts in tech: Google's Search.
Persons: , Z's, Let's, Nordin Catic, OpenAI, Darius Rafieyan, Darius, ChatGPT, Justin Sullivan, Chelsea Jia Feng, it's, Sam Altman, Ned Davis, David Solomon, Goldman Sachs, David Zalubowski, Chiang Ying, Mark Zuckerberg, Jensen Huang, Alexa von Tobel, Tyler Le, Mark Zuckerberg's, It's, Dan DeFrancesco, Jordan Parker Erb, Hallam Bullock, Annie Smith, Amanda Yen Organizations: Service, Business, Getty, OpenAI, Ned Davis Research, Blackstone, Harvard, Microsoft, Starbucks, Apple, Apple Intelligence, Fed, Meta, Boeing, Kraft Locations: undergrad, New York, China, London
The Priority Pass network includes access to more than 1,200 lounges around the world, as well as credits at a few restaurants. The Chase Sapphire Reserve and the Amex Platinum Card are two of the best cards available for anyone who travels. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
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He splits his time between San Francisco and New York City, with a few other pit stops in between. AdvertisementThe bicoastal playbookIn late 2021, Kaushik's San Francisco apartment lease was coming up for renewal. During this time, he received an average of $3,350 a month from renting out his apartment in San Francisco. The same thing is true for San Francisco — Kaushik leaves the West Coast during the summer months where there's a lot of activity going on. But being bicoastal also gives him the option to stay in touch with friends who've moved out of San Francisco.
Persons: Anirudh Kaushik, Kaushik, I've, playbook, Kaushik's, he's, He's, I'm, — Kaushik doesn't, he'd, hadn't, It's, bicoastal, San Francisco — Kaushik, who've Organizations: Service, San Francisco and New, Business, San Locations: San Francisco and, San Francisco and New York City, America, Kaushik's San Francisco, San Francisco, East Coast, New York, Paris, Mexico, York, In New York, Brooklyn, Manhattan, Coast, San Francisco and New York
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Along with its S24 series of smartphones, foldable devices, smartwatches and now the Galaxy Ring, Samsung is hoping to lock users into its world of products held together with its suite of artificial intelligence features, known as Galaxy AI. Arjun KharpalOne of the things Samsung said was look, the ring is one product, but we've got the watch, we've got the smartphone. I think that's the right approach for Samsung, I don't think they have unrealistic expectations for volumes on this. And you'd feel like if there was some sort of Apple ring, it would do pretty good volumes. Do you think Samsung is seriously looking at ways to monetize this via subscriptions or other kinds of service business model?
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Wells Fargo Autograph Journey Card OverviewThe Wells Fargo Autograph Journey℠ Card is a true travel credit card, with benefits that rival many of the best credit cards currently on the market. Wells Fargo Autograph Journey Card Fees and APRAnnual FeeThe Wells Fargo Autograph Journey℠ Card has a $95 annual fee, on par with many popular rewards cards. Wells Fargo Autograph Journey℠ Card Transfer PartnersWells Fargo's Autograph Rewards transfer program launched in April 2024, with the following airline and hotel partners:HotelsChoice Privileges®AirlinesAerClubAir France-KLM Flying Blueavianca lifemilesBritish Airways Executive ClubIberia PlusPoints Transfer is available for all Wells Fargo credit cards that earn Wells Fargo points, including the current Wells Fargo Autograph℠ Card and the new Wells Fargo Autograph Journey℠ Card. Wells Fargo Autograph℠ Card vs. Wells Fargo Autograph Journey℠ CardThe Wells Fargo Autograph℠ Card is the newly demoted "little brother" of the Wells Fargo Autograph Journey℠ Card. The Wells Fargo Autograph℠ Card earns 3x on restaurant purchases, which mirrors the earning rate of the Autograph Journey℠ Card.
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And if you're a college student with limited credit history, you should consider the Capital One Quicksilver Student Cash Rewards Credit Card or Capital One SavorOne Student Cash Rewards Credit Card. Capital One Quicksilver Cash Rewards Secured Credit Card RewardsHow to earn rewardsThe rewards rate on the Capital One Quicksilver Secured Cash Rewards Credit Card is straightforward, with no complicated bonus categories to track and no limits to what you can earn. Capital One Quicksilver Secured Card Benefits and FeaturesAs with most secured credit cards, the Capital One Quicksilver Secured Cash Rewards Credit Card isn't packed with perks. Capital One Quicksilver Secured Card ComparisonCapital One Quicksilver Secured Card vs. Capital One Quicksilver Secured Card Frequently Asked QuestionsWhat credit score do I need to be approved for the Capital One Quicksilver Secured?
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The information for the following product(s) has been collected independently by Business Insider: Alaska Airlines Visa Signature® credit card, Alaska Airlines Business Credit Card, Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Bold® Credit Card, Marriott Bonvoy Bountiful™ Card. How to earn Alaska Airlines milesThere are two types of Alaska miles: Elite-qualifying miles and redeemable miles. Earn Alaska miles for car rentalsYou can opt-in to earn Alaska miles when you rent cars through Alamo, Avis, Budget, Dollar, Hertz, National, or Thrifty. Alaska Airlines Mileage Plan is a highly lucrative frequent flyer program even if you never actually fly on Alaska Airlines. Redeem Alaska miles for flights on partner airlinesUsing Alaska Airlines miles for award flights on partner airlines is perhaps the best way to use your Alaska miles.
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New York CNN —Millions of sports fans and concertgoers are being duped by a deceptive pricing scheme at StubHub that hides the true cost of tickets until the very last moment, according to a lawsuit filed Wednesday by Washington, DC Attorney General Brian Schwalb. The lawsuit accuses StubHub of deploying pricing tactics that “trick” consumers into overpaying for tickets and are designed to boost profits. “StubHub uses a classic bait-and-switch scheme,” the lawsuit said, describing what’s known as “drip pricing” where only part of the product’s price is advertised initially. “We strongly support federal and state solutions that enhance existing laws to empower consumers, such as requiring all-in pricing uniformly across platforms.”According to the lawsuit, StubHub did use an “all-in pricing” model from 2014 to 2015 where the advertised prices included the mandatory fees. However, the company abandoned that more transparent model after testing found that customers were more likely to ultimately buy tickets when those fees are only shown at the end, the lawsuit said.
Persons: Brian Schwalb, StubHub, , ” Schwalb, John Lawrence, , ” Lawrence Organizations: New, New York CNN, DC Locations: New York, Washington, DC
Meta announced AI Studio in the US for creating custom AI characters. Users can personalize AI profiles to interact on Instagram, Messenger, WhatsApp, and the web. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . The company announced Monday that it is rolling out AI Studio in the US, a tool for users to create their own custom AI character. Creators can use these AI profiles as extensions of themselves to talk to followers and friends on Instagram, Messenger, WhatsApp, and the web.
Persons: Meta, Mark Zuckerberg, Organizations: Service, Business
Starbucks online ordering returns after app outage
  + stars: | 2024-07-30 | by ( Erika Tulfo | ) edition.cnn.com   time to read: +2 min
CNN —A Starbucks app outage on Tuesday left customers unable to place a mobile order, delaying caffeine fixes for millions of coffee lovers until the app returned to service later in the day. Starbucks’ outage woes come as mobile app and drive-thru orders make up more than 70% of Starbucks sales across approximately 9,500 stores nationwide. Starbucks app is seemingly down nationwide, leaving millions of customers unable to place mobile orders. “The Starbucks app not working on my birthday is so rude come on,” wrote X user @syndey_fields1. The Tuesday Starbucks outage took place at the same time that Microsoft reported its Azure cloud computing servers were down.
Persons: Jaci Anderson, “ We’re, , @StarbucksCare, Organizations: CNN, Starbucks, Microsoft Locations: New York, Boston, Washington, Chicago, Dallas
Read previewThe AI arms race continues apace, with OpenAI competing against Anthropic, Meta, and a reinvigorated Google to create the biggest, baddest, model. OpenAI set the tone with the release of GPT-4 and competitors have scrambled to catch up, with some coming pretty close. But will it be enough to set OpenAI — which is apparently hemorrhaging billions of dollars — apart from the increasingly impressive array of other AI models on offer? He expects GPT-5 to be more like going from undergrad to a PhD program, better for sure but not necessarily Earth-shattering. Already many user are opting for smaller, cheaper models and AI companies are increasingly competing on price rather than performance.
Persons: , that's, OpenAI, Hamish Low, Jake Heller, Heller, Read, He's, Will GPT, Hooman Radfar, he's, Radfar Organizations: Service, Anthropic, Meta, Google, Business, Enders Analysis, GPT, Thomson Reuters Locations: GPT, undergrad
@rickrudescalves hid the post within a week of publishing it, but the couch joke had already left an impression. AdvertisementOver the past week, for every seven people searching Google for "JD Vance," one person has searched "JD Vance couch," according to Google Trends. AdvertisementBusiness Insider tracked down the post's author, who we'll call Rick, in keeping with his former X screen name, @rickrudescalves. Rick is not the first person to post an absurd joke that ended up roiling political circles after flying over too many heads. As for his decision to include a fake citation in a tweet about a man having sex with a couch, Rick claims highbrow inspiration.
Persons: Donald Trump, JD Vance, @rickrudescalves, vance, Vance fantasizing, Obama, Kamala Harris, Stephen Colbert, Vance, Rick, he's, , Trump, Rush Limbaugh, Werner Herzog, Jorge Luis Borges, John Fowles, I've, Lyndon Johnson, apocryphally, Hunter S, Thompson, Johnson, John Oliver Organizations: Service, Business, Google, Associated Press, Trump, Pundit, U.S . Postal Service, FBI Locations: Vance's, Columbus , Ohio, English
In 2017, a stronger vaccine, Shingrix, became available. “While research into whether vaccines affect dementia risk continues, people should be aware that there are other factors that have definitively been linked to an increased dementia risk. This study also found that the new shingles vaccine was associated with a larger degree of benefit than the older one. Although the findings are intriguing, the association needs more study before researchers can know for sure that the shingles vaccine is definitively behind the benefit. So for the time being, the best reason to get a shingles vaccine is still to avoid the misery of shingles.
Persons: stow, Shingrix, that’s, , Paul Harrison, ” Harrison, Dr, Andrew Doig, ” Doig, it’s, Sheona Scales, Scales, Sanjay Gupta, Phil Dormitzer Organizations: CNN, US Centers for Disease Control, Nature, GlaxoSmithKline, GSK, University of Oxford, University of Manchester, Alzheimer’s Research, Alzheimer’s Association International Conference, Oxford, CNN Health Locations: United States
Business Insider's Pick for the Best travel credit card Chase Sapphire Preferred® Card Apply now lock icon An icon in the shape of lock. Perks Earn 5x on travel purchased through Chase Travel℠. Note that credit card lenders may use many different variations of credit score models when considering your application. Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠.
Persons: it's, Hilton, , cardholders Organizations: Business, Hilton, Hilton Honors, Hilton Honors American, Aspire, United Premier Gold, Mastercard, Chase, I'm, Capital, United, Chase Travel, Sapphire, Hotel, FDIC Locations: Cabo San Lucas, Mexico, Cabo
Read previewWhile most male gymnasts train for a few routines, Stephen Nedoroscik specializes in one: the pommel horse. AdvertisementAfter a long wait, the electric engineering graduate from Penn State finally worked his moves on the pommel horse in all but 40 seconds. His score put Team USA ahead of Team Great Britain, which came in fourth place, by two points. AdvertisementObsessed that Stephen Nedoroscik’s only job was the pommel horse and bro COOKED pic.twitter.com/H4Nne8q79W — Brittany Sdao (@besdao) July 29, 2024In gymnastics, the pommel horse is known as one of the toughest apparatuses to master. Advertisement"Going up to pommel horse, the last guy up in the whole competition, I had a good feeling that our team was in a great spot.
Persons: , Stephen Nedoroscik, Guy, he's, Clark Kent, 0D1ZqJjFa1, Megan 📚, oday. Organizations: Service, Massachusetts, Paris, Business, Penn State, USA, Team, SA, ust Locations: Team Great
New York CNN —OpenAI stunned users when it demonstrated an updated voice mode for the most advanced version of ChatGPT earlier this year. Far from the kind of robotic voice that people have come to associate with digital assistants like Alexa or Siri, the ChatGPT advanced voice mode sounds remarkably lifelike. Starting on Tuesday, advanced voice mode — which works with the most powerful version of the chatbot, ChatGPT-4o — will begin rolling out to paid users. Advanced voice mode will start rolling out to a small group of subscribers to the app’s “Plus” mode, with the aim of making it available to all Plus users in the fall. ChatGPT does have a less sophisticated voice mode already.
Persons: New York CNN — OpenAI, Siri, Scarlett Johansson, ChatGPT’s, OpenAI, , won’t, , Johansson, Organizations: New, New York CNN, Apple Locations: New York
Microsoft delivered an overall strong quarter after Tuesday's market close, but a miss on Azure revenue growth put shares under pressure in extended-hours trading. Office Consumer Products and Cloud Services revenue grew 3% as Microsoft 365 Consumer subscriptions grew 10% to 82.5 million. Windows Commercial Products and Cloud Services revenue increased 11%, driven by demand for Microsoft 365. Despite the solid fiscal Q1 outlook for Intelligent Cloud revenue, management guided Azure's constant currency revenue growth to 28% to 29%. Microsoft CEO Satya Nadella speaks during the Microsoft Build conference at Microsoft headquarters in Redmond, Washington, on May 21, 2024.
Persons: We're, Satya Nadella, Nadella, Amy Hood, Hood, That's, Jim Cramer's, Jim Cramer, Jim, Jason Redmond Organizations: Microsoft, Revenue, Nvidia, Broadcom, Devices, AMD, Investors, Products, Cloud Services, Consumer Products, Dynamics Products, Enterprise Mobility, Activision, Windows, , Xbox, Management, CNBC, AFP, Getty Locations: OpenAI, pare, Redmond , Washington
Washington CNN —Secret Service acting Director Ronald Rowe provided new details about the assassination attempt of Donald Trump on Tuesday, delivering forceful testimony at a Senate hearing about the agency’s failures earlier this month in Butler, Pennsylvania. But at the joint hearing of the Judiciary and Homeland Security committees, Rowe also highlighted the missteps of local law enforcement on July 13, when the former president was shot. Moving forward, Rowe told the committees, his agency will avoid assuming local law enforcement agencies are fully capable of fulfilling their role in protecting an event. Rowe told the lawmakers that local law enforcement was positioned in a nearby building and should have had a clear line of sight of Crooks on the roof. Tobra claimed that the account in question was “pro-Biden.”The Gab account has also not been conclusively connected to Crooks.
Persons: Ronald Rowe, Donald Trump, Rowe, Thomas Matthew Crooks, Paul Abbate, Abbate, Kimberly Cheatle, Crooks, , ” Rowe, Gary Peters, Hawley, Peters, it’s, ” Peters, we’d, , ” Crooks, Butler, Trump, shirk, “ I’m, they’d, Joe Biden, Sen, Josh Hawley’s, weren’t, John F, Kennedy, Cruz, ” Hawley, Republican Sen, Ted Cruz, Biden, ” Cruz, ” Abbate, Andrew Tobra, Tobra Organizations: Washington CNN, Service, Judiciary and Homeland Security, CNN, Capitol, Secret, Homeland Security, Secret Service, Department of Homeland Security, Biden, Trump, Missouri Republican, Republican, YouTube Locations: Butler , Pennsylvania, Butler, Missouri, Texas, Dallas, United States
Top Military Banks of 2024Compare the Best Military Banks and Credit UnionsThe best military banks and credit unions offer benefits to military members and their families. Competitive Rates and Low FeesThe best military credit unions and banks, just like the best credit unions and banks for civilians, offer great rates and low fees. The Best Military Banks and Credit Unions FAQsWhat advantages do military banks and credit unions offer over civilian banks? Military banks and credit unions provide services that address the challenges military members experience. For our guide we looked at military banks, military credit unions, and financial institutions that aren't specifically for the military but have products geared toward military members.
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Best Banks for Avoiding ATM Fees of 2024Axos Bank: Best online bank for avoiding domestic ATM feesConnexus Credit Union: Best credit union for avoiding domestic ATM feesChase Bank: Best national bank for avoiding domestic ATM feesCharles Schwab: Best institution for avoiding international ATM feesTD Bank: Best regional bank for avoiding domestic ATM feesBetterment: Best online banking platform for avoiding domestic ATM feesCompare the Top Banks for Avoiding ATM FeesThe best banks for avoiding bank ATM fees have free regional or national ATM networks, so you won't be charged for using an ATM. Here are the best banks for avoiding ATM fees as picked by Business Insider editors in 2024. up to $500 Pros Check mark icon A check mark. You could also refer to the schedules of fees document to review ATM fees and ATM withdrawal limits." Methodology: How Did We Choose the Best Banks for Avoiding ATM Fees?
Persons: Banks, Charles Schwab, Cash, you'll, Chase, Chase Sapphire, Schwab, you've, JP Morgan Chase, Jeffrey Epstein's, it's, You'll, Mykail James, Sophia Acevedo, Tania Brown, Roger Ma, James, Sophia, Axel Springer, Education Sophia, Evelyn, Read Organizations: Credit, Chase Bank, Best, Bank, Business, Axos, Axos Bank, Credit Union, Connexus Association, Chase, Start, JPMorgan Chase Bank, Chase Sapphire Banking, Chase Sapphire ℠ Banking, Chase Mobile, Chase Sapphire, Chase Sapphire ℠, Schwab, Charles, Charles Schwab Bank, Bank Best, East Coast, TD Bank, FDIC, NBKC Bank, U.S . Virgin, SEC, Alliant Credit Union, Ally, Bank5, Bethpage Federal Credit Union, CIT Bank, Connexus Credit Union, Discover, NBKC, Salem, Service Credit Union, SoFi, TIAA Bank, MasterCard, Finance, Savings, Education, California State University Fullerton, Angeles, Personal Finance Locations: Connexus, Minnesota , Ohio, Wisconsin, Alaska, Hawaii, Puerto Rico, United States, East, East Coast, Connecticut , Delaware, Florida , Maine , Maryland , Massachusetts, New Hampshire , New Jersey , New York, North Carolina , Pennsylvania, Rhone Island, South Carolina, Vermont, Chevron, Bethpage, NBKC Bank, U.S, California
The burger contains two beef patties, three slices of white processed cheese, crispy onions, raw onions, pickles, lettuce, and a new Big Arch sauce in a sesame seed bun, per a description of the burger on the McDonald's Portugal website. Advertisement"It's a quintessential McDonald's burger with a twist on our iconic familiar flavors," he said. The burger weighs 395 grams (about 14 ounces) and contains 1,065 calories, per McDonald's Portugal. "We thought the opportunity was about premium burger which was wrong," CFO Ian Borden said earlier this year. Another part of the plan included McDonald's launch of its "Best Burger" strategy last year, changing its burgers' ingredients and how they're cooked.
Persons: , It's, Chris Kempczinski, Kempczinski, McDonald's, it's, Borden, Ian Borden Organizations: Service, Business Locations: Canada, Portugal, Ontario, Alberta, Lisbon
Pinterest shares tumble nearly 15% on weak guidance
  + stars: | 2024-07-30 | by ( Jonathan Vanian | In | ) www.cnbc.com   time to read: +3 min
Bill Ready, CEO of Pinterest, rings the opening bell at New York Stock Exchange (NYSE) in New York City, U.S., May 15, 2024. Pinterest shares sank about 15% when the company reported its second-quarter earnings on Tuesday and provided third-quarter guidance that was lower than analyst estimates. Pinterest said that it had 522 million global monthly active users (MAU) for the second quarter, topping analyst estimates of 520.1 million. Additionally, Pinterest reported second-quarter global average revenue per user (ARPU) of $1.64, in line with analyst estimates. However, the company's YouTube advertising sales were $8.66 billion during that period, coming in lower than analyst estimates of $8.93 billion.
Persons: Bill Ready, Pinterest, we're, Julia Brau Donnelly, Donnelly Organizations: New York Stock Exchange, Analysts, ., U.S, U.S ., YouTube, Meta Locations: New York City, U.S, LSEG, Canada, Europe
CNN —Tiffany Haddish has responded to a backlash over a video she posted on TikTok in which she excitedly showed the folk back home that there are grocery stores in Zimbabwe. So, I’m out here in Zimbabwe in Harare and look at the grocery store. They got a grocery store. A screengrab taken from a TikTok video of Tiffany Haddish in a Zimbabwe grocery story. Believe it, believe it, believe it, believe it.
Persons: CNN — Tiffany Haddish, ” Haddish, Tiffany Haddish, “ Aw, , “ Tiffany Haddish, Haddish, “ Tiffany, Mhako, Tiffany Haddish’s, ” Mhako Organizations: CNN, Zimbabwe National Chamber of Commerce, Boston Consulting Group Locations: Zimbabwe, Harare, Africa,
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