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Earn 5.26% APY with a NexBank High Yield Savings Account. It got me thinking about the money I have stashed away in my current high-yield savings account at Ally, paying 4.20% APY. Here's why I'm sticking to my current savings account. With Ally, I can enjoy the fact that there are no monthly account fees, nor a minimum balance requirement. That's more money than I would ever feel comfortable keeping in a short-term savings account, let alone locked for a long stretch.

Persons: I've, Ally, There's, you'll Locations: Michigan

☆ The CrowdStrike fail and next global IT meltdown already in the making
▼ + stars: | 2024-07-20 | by ( Kevin Williams | ) www.cnbc.com time to read: +3 min

The reality, however, was much more mundane: a botched software update from the cybersecurity company CrowdStrike. "In this case, it was a content update," said Nick Hyatt, director of threat intelligence at security firm Blackpoint Cyber. And because CrowdStrike has such a broad base of customers, it was the content update felt around the world. In this case, the content update was tied to the CrowdStrike Falcon monitoring software. Software updates should be rolled out incrementally One lesson from the global IT outage, O'Neill said, is that CrowdStrike's update should have been rolled out incrementally.

Persons: Nick Hyatt, CrowdStrike, Hyatt, Harun Ozalp, Eric O'Neill, O'Neill, Peter Avery, Avery Organizations: Microsoft, Anadolu, Getty, FBI, Visual Edge Locations: Ankara, Turkey

☆ First confirmed moon cave could provide future astronauts shelter
▼ + stars: | 2024-07-20 | by ( Ashley Strickland | ) edition.cnn.com time to read: +6 min

The surface feature is Mare Tranquillitatis, or the Sea of Tranquility, where the Apollo 11 mission landed on the afternoon of July 20, 1969. Scientists have discovered a large lunar cave connected to a pit found within the moon's Sea of Tranquility. NASA/Goddard/Arizona State UniversityScientists have found a subterranean cavity beneath the Sea of Tranquility, and it may provide shelter for future lunar astronauts in the form of a cave. Lunar caves, or underground passages formed by volcanic processes during the moon’s early history, are connected to pits covering the lunar surface. The long, wide cave, found by reviewing archival NASA data, could be used to protect astronauts from harsh radiation and extreme temperature swings as well as provide a new avenue to study lunar rocks.

Persons: revel, Neil Armstrong, Buzz Aldrin, Artemis, Ramses, Hamilton, Lori Hilton, Maine coons, squint, ”, Dana Varble, Sharp, Jürgen, Missy Elliott’s, Ashley Strickland, Katie Hunt Organizations: CNN, NASA, Goddard, Arizona State University Scientists, European Space Agency, French bulldogs, North American Veterinary Community, Space Agency, Sharks, New, CNN Space, Science Locations: Maine, Hamilton, Mexico, Mexican, Nuevo, Argentina, Americas, New Zealand, —, Cambodia, New York City, New Jersey

☆ NASA’s Curiosity rover makes its ‘most unexpected’ find on Mars
▼ + stars: | 2024-07-20 | by ( Ashley Strickland | ) edition.cnn.com time to read: +10 min

CNN —The Curiosity rover has made its most unusual find to date on Mars: rocks made of pure sulfur. “I think it’s the strangest find of the whole mission and the most unexpected,” said Ashwin Vasavada, Curiosity project scientist at NASA’s Jet Propulsion Laboratory in Pasadena, California. Previously, while exploring Mars, NASA’s Spirit rover broke one of its wheels and had to drag it along while using the other five to drive backward. And Vasavada says it’s what inspired the team to “look behind” the Curiosity rover — otherwise they wouldn’t have seen the crushed sulfur. To determine what process formed the sulfur rocks, the team considered nearby bedrock instead.

Persons: ”, Ashwin Vasavada, “, Sharp, White, Vasavada, ” Vasavada, Briony Horgan, Curiosity, Mount Sharp, Becky Williams, Gediz, “ It’s, we’re, ” Curiosity’s, “ I’m Organizations: CNN, Jet Propulsion Laboratory, JPL, NASA, Caltech, Mars, NASA SVS, Spirit, Purdue University, Planetary Science Institute, Curiosity’s Locations: Pasadena , California, ”, Mars, West Lafayette , Indiana, Mt, Gediz, Gale, Tucson , Arizona

☆ Could a dumb phone that's also a vape help break my iPhone addiction? I tried the Swype vape phone that's going viral.
▼ + stars: | 2024-07-20 | by ( Katie Notopoulos | ) www.businessinsider.com time to read: +8 min

I first learned of the Swype vape on social media, where a few doctored images of its screen had gone viral. AdvertisementNow, an obvious disclaimer: Business Insider does not endorse vaping or starting to vape simply because it seems like it would be funny to have a vape phone. (Samatha Cole of 404 Media also tried out the Swype vape; we didn't plan this. The touchscreen does display notifications when you swipe up — I could see messages from Signal, news push alerts, X notifications, and texts. This app seems designed not for the Swype vape but for some sort of wearable fitness tracker.

Persons: I'm, Vape, vaping, Pina Colada, Samatha Cole, Katie Notopoulos, it's, Samantha Cole, I've, Insider's Jordan Hart, Tim Cook Organizations: Service, Business, Media, Bluetooth, Aircraft, Google, Shenzhen Communication Technology, Apple Watch Locations: Shenzhen, China

American Express Blue Business Cash Card OverviewThe Amex Blue Business Cash Card earns 2% cash back on all eligible purchases, on the first $50,000 spent per calendar year (then 1% back). Compare the Amex Blue Business Cash CardBlue Business Cash vs. the Blue Business Plus CardThe Blue Business® Plus Credit Card from American Express is very similar to the Amex Blue Business Cash Card, except instead of earning 2% cash back on the first $50,000 spent each year (then 1%), it earns 2x points on the first $50,000 in purchases each year (then 1 point per dollar). Ink Business UnlimitedIf you want to stick to a business credit card that earns cash back, a good alternative to the Amex Blue Business Cash Card is the Ink Business Unlimited® Credit Card. Chase Ink Business Unlimited ReviewAmerican Express Blue Business Cash Card Frequently Asked QuestionsWhat credit score do you need for the Amex Blue Business Cash Card? Why You Should Trust Us: How We Reviewed the American Express Blue Business Cash CardThe credit card experts at Personal Finance Insider evaluated the Amex Blue Business Cash Card in comparison to other American Express business cards and competing no-annual-fee business cards.

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Capital One Spark Cash Plus† OverviewCapital One cards like the Capital One Spark Cash Plus† are particularly appealing for their simplicity. Capital One Spark Cash Plus† RewardsWelcome BonusThe Capital One Spark Cash Plus† has one of the highest welcome bonus offers of any small-business card, but it also has a huge minimum spending requirement. Capital One Spark Cash Plus† Benefits and FeaturesWhile Capital One is all about simplicity, there are several great benefits to the Capital One Spark Cash Plus† Card. Capital One Capital One Spark Cash Plus† Annual Fee and Other CostsThe Capital One Spark Cash Plus† has a $150 annual fee. Capital One Spark Cash Plus Card Frequently Asked QuestionsWhat credit score do you need for the Capital One Spark Cash Plus?

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☆ Opinion: The stunning silence at the heart of ‘Twisters’
▼ + stars: | 2024-07-19 | by ( Opinion Noah Berlatsky | ) edition.cnn.com time to read: +8 min

Noah Berlatsky Noah BerlatskyAnd yet both, despite being centered on extreme weather events, avoid mentioning climate change directly. In the mid-1990s the right was already moving toward climate change denial. The characters’ silence is louder at a time when in real life many Republican leaders continue to deny climate change is a problem. The current Republican platform doesn’t mention global warming at all, and GOP presidential nominee Donald Trump has denied the scientific consensus on climate change. In a 2022 survey, only 23% of Republicans thought climate change was a major threat.

Persons: Noah Berlatsky, CNN — Lee Isaac Chung’s “, Noah Berlatsky Noah Berlatsky, ”, Kate, Daisy Edgar, Jones, Javi, Anthony Ramos, Tyler Owens, Glen Powell, she’s, Tyler, Lee Isaac Chung’s “, Donald Trump, James Whale’s, Frankenstein, Frankenstein ”, Bill Paxton, Helen Hunt, it’s, “, Twisters Organizations: CNN, YouTube, Warner Bros, Hollywood, Republican, GOP Locations: Chicago, Oklahoma, New York

Other no-annual-fee business credit cards to consider include the Ink Business Unlimited® Credit Card and Ink Business Cash® Credit Card. Blue Business Cash Card ReviewBlue Business Plus vs. the Capital One Spark Miles Select for BusinessThe Capital One Spark Miles Select for Business† is another rewards-earning business card with no annual fee. Capital One Spark Miles Select for Business ReviewAmex Blue Business Plus Frequently Asked QuestionsIs the Amex Blue Business Plus a charge card? If you're looking for a cash back business card from Amex, the Amex Blue Business Cash Card is the card you want. Why You Should Trust Us: How We Reviewed the Amex Blue Business PlusInsider's credit card team reviewed the Blue Business Plus card in comparison to other Amex business cards and competing no-annual-fee business cards.

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☆ How Amazon is using AI to make your shopping better
▼ + stars: | 2024-07-19 | by ( Alex Bitter | ) www.businessinsider.com time to read: +6 min

Amazon is also using AI to create highlights about how clothing fits, the quality of the fabric, and other aspects based on buyer reviews. aims to reduce the number of damaged or incorrect products Amazon sendsAn Amazon warehouse. MARCO BERTORELLO/AFP via Getty ImagesAmazon has cut down on packaging waste — think about those times you've gotten something tiny in a huge box — using AI. The approach means that Amazon can ship products using less cardboard and other packaging materials by using them more efficiently. AI can give you recommendations on Amazon's Fire TVAmazon isn't just using AI for shopping.

Persons: —, you've, there's, they're, Rufus, Rufus chatbot, Amazon, Sean Gallup, MARCO BERTORELLO, Smalls, Alexa, Maestro Organizations: Service, Business, Amazon, Apparel, Getty, Workers, Amazon's, Fire, Amazon Music, Foods Locations: Amazon, AFP

☆ Donald Glover's son Legend is featured on his new Childish Gambino album. Here's everything to know about his wife and kids.
▼ + stars: | 2024-07-19 | by ( Callie Ahlgrim | ) www.businessinsider.com time to read: +5 min

Most notably, the 10th track, "Can You Feel Me," includes a feature from Glover's eldest son, Legend. "I think grace is undervalued in the world," Glover told The New York Times. Glover shares three children with his wife, Michelle White: Legend, Drake, and DonaldGlover was initially linked to White in 2016. "This song is dedicated to everybody in this crowd and my young son, Legend," Glover said onstage before performing "Baby Boy," per Billboard. Two years later, Glover revealed he and White had welcomed a third child "during the coronavirus."

Persons: —, Donald Glover, Childish Gambino, Glover, Bando Stone, Gambino, Daddy, God, Michelle White, Drake, White, Glover didn't, Michelle, Michaela Coel, George Floyd, Donald Glover Sr, Smith, Lionel Hahn, Glover cocreated, Maya Erskine Organizations: Service, Business, New York Times, Governors Ball, Hollywood Locations: White, Hawaii

☆ Opinion | ‘It Was Trump Untethered’: Best and Worst Moments From His Acceptance Speech
▼ + stars: | 2024-07-19 | by ( New York Times Opinion | ) www.nytimes.com time to read: +1 min

In this special feature, Times Opinion writers rate the evening on a scale of 0 to 10: 0 means the night was a disaster for Donald Trump; 10 means it could lead to a big polling bump. Here’s what our columnists and contributors thought of the event, which culminated in Trump’s acceptance speech. Best MomentKristen Soltis Anderson, contributing Opinion writer Donald Trump gave a compelling and moving description of what it was like to be under fire and pledged to represent all of America, not just half of America. David Brooks, Times columnist The first 20 minutes of the Trump speech. Jane Coaston, contributing Opinion writer Hulk Hogan’s speech was his best performance since he beat Macho Man Randy Savage at WrestleMania V.

Persons: Donald Trump, Kristen Soltis Anderson, David Brooks, Trump, he’d, Jane Coaston, Hulk, Macho, Randy Savage Organizations: Republican National Convention Locations: America

Overview of the Ink Business Unlimited® Credit CardYou can get a ton of value from the Ink Business Unlimited. Chase Ink Business Unlimited® Credit Card OverviewThe Ink Business Unlimited® Credit Card offers helpful benefits you don't always find on no-annual-fee cards, including primary car rental insurance when you rent for business purposes, extended warranty, and purchase protection. Before you decide on the Ink Business Unlimited® Credit Card, you may also want to consider the card's sibling — the Ink Business Cash® Credit Card. And, as with most cards, you'll pay fees for things like:Balance transfersCash advancesLate paymentsReturned paymentsCompare the Chase Ink Business Unlimited® Credit CardInk Business Unlimited® Credit Card vs. Other Chase Business CardsThere are multiple Ink business credit cards in the Chase family. Ink Business Unlimited® Credit CardThe Ink Business Cash® Credit Card is the cash-back counterpart of the Ink Business Unlimited® Credit Card, also with a $0 annual fee.

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The information for the following product(s) has been collected independently by Business Insider: Capital One Spark Cash Select for Excellent Credit†, Capital One Spark Cash Select for Good Credit†, Capital One Spark Miles for Business†, Capital One Spark Cash Plus†. One of these cards, the Capital One Spark Cash Select for Excellent Credit†, is designed to deliver what every business needs: cash. Capital One Spark Cash Select for Excellent Credit OverviewFor nearly every purchase you make on the Capital One Spark Cash Select for Excellent Credit†, you'll earn 1.5% cash back. Capital One Spark Cash Select for Business Annual Fee and Other CostsThere is no annual fee with the Capital One Spark Cash Select for Excellent Credit†, which is excellent news for your business' bottom line. What's the difference between Spark Cash Select for Excellent Credit and Spark Cash Select for Good Credit?

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The information for the following product(s) has been collected independently by Business Insider: Capital One Spark Miles Select for Business†, Capital One Spark Miles for Business†, Capital One Spark Cash Select for Excellent Credit†. Capital One Spark Miles Select for Business DetailsThe Capital One Spark Miles Select for Business† doesn't always get as much attention as flashier rewards business credit cards, like the similarly named Capital One Spark Miles for Business† or cards from other banks like the Ink Business Preferred® Credit Card and The Business Platinum Card® from American Express. Capital One Spark Miles Select for Business RewardsWhat is the Capital One Spark Miles Select for Business welcome bonus? How to earn rewards from Capital One Spark Miles SelectThe Capital One Spark Miles Select for Business† has a very straightforward earning structure. What's the difference between the Capital One Spark Miles and Spark Miles Select?

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Best Investing Apps of 2024Top Investing Apps of 2024The best investment apps help you achieve wealth-building goals while diversifying your portfolio and providing the accessibility and convenience of mobile trading for the everyday investor. Here are the best investment apps available to traders, as chosen by Business Insider's editors in 2024. Best Investing App OverallE*TRADE is a one-stop shop for investing and the overall best app. Betterment reviewBest Investing App for MobileAs one of the best stock trading apps for beginners, Acorns Invest is the best investing app for mobile traders seeking automated trading strategies and customized ETF portfolios. Best Investment Apps FAQsWhat is the best app to start investing on?

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Ink Business Cash® Credit CardThe Ink Business Preferred® Credit Card is the bigwig of the Chase Ink family. Both Ink cards offer similar benefits, but the Ink Business Preferred® Credit Card offers two stand-out protections that the Ink Business Cash® Credit Card does not. Ink Business Cash® Credit CardConsider the Ink Business Unlimited® Credit Card to be the Ink Business Cash® Credit Card's fraternal twin. Ink Business Cash® Credit CardThere's one final card in the Chase Ink family to learn about: The Ink Business Premier® Credit Card. Ink Business Cash® Credit Card Frequently Asked QuestionsIs the Chase Ink Business Cash card worth it?

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Introduction to the American Express® Business Green Rewards CardThe American Express® Business Green Rewards Card is a straightforward travel rewards business card from Amex that earns valuable Membership Rewards points. Amex Business Green Rewards Card OverviewThe American Express® Business Green Rewards Card lacks many benefits associated with other Amex business cards. Amex Business Green Rewards Card RewardsThe American Express® Business Green Rewards Card really flops when it comes to point earning rates on business expenditures. The Blue Business® Plus Credit Card from American Express vs. American Express® Business Green Rewards CardThe Blue Business® Plus Credit Card from American Express is a no-fee business credit card from American Express that offers significantly more value for infinitely less financial investment. How We Reviewed the American Express® Business Green Rewards CardThe credit card experts at Business Insider evaluated the American Express® Business Green Rewards Card against other American Express business cards and other top business credit cards.

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☆ Goldman's global head of equity research shares 2 fundamental issues with the AI craze — and how to prepare for a bubble pop
▼ + stars: | 2024-07-19 | by ( Christine Ji | ) www.businessinsider.com time to read: +10 min

And to him, AI doesn't exhibit the signs of a truly groundbreaking innovation like the ones he's seen before. AdvertisementAI comes with a trillion-dollar price tagIt's no secret that AI technology isn't cheap. Advertisement"A lot of people say, 'Well, we'll be able to replace call centers with AI,'" Covello said. However, once it encounters unfamiliar situations outside its training set, AI doesn't have the ability to reason like humans do. If AI doesn't actually have the ability to conduct higher-order reasoning, it won't leave a trillion-dollar impact on the economy.

Persons: —, Goldman Sachs's Jim Covello, Covello, Goldman Sachs, it's, buildout, we'll, Tesla, who've Organizations: Service, Business, Investors, Nvidia, Amazon, CVS, Big Tech Locations: Netherlands

Ink Business Premier® Credit Card OverviewThe Ink Business Premier® Credit Card significantly differs from its three popular Chase business card "cousins," the Ink Business Preferred® Credit Card, Ink Business Cash® Credit Card, and Ink Business Unlimited® Credit Card. Ink Business Premier® Credit Card RewardsWelcome BonusThe Ink Business Premier® Credit Card offers a welcome bonus of $1,000 cash back after making $10,000 in purchases in the first three months of account opening. Ink Business Premier® Credit Card Annual Fee and Other CostsThe Ink Business Premier® Credit Card comes with a $195 annual fee, but there are no foreign transaction fees, so it's a good card to use for international purchases. Ink Business Premier® Credit CardOut of the Chase Ink business credit card family, the Ink Business Preferred® Credit Card is the best for most business owners. Ink Business Premier® Credit Card Frequently Asked QuestionsIs the Chase Ink Business Premier card worth it?

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☆ The only solution to the 'blue screen of death' may be a manual fix — here's what you can try
▼ + stars: | 2024-07-19 | by ( Jyoti Mann | ) www.businessinsider.com time to read: +2 min

download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. This story is available exclusively to Business Insider subscribers. The tool has a corrupted file that is "knocking out computers, putting them into what's known as the 'blue screen of death.'" For CrowdStrike Falcon to pull it down now, changing that, making sure it's updated, that does take time," he said. Microsoft and CrowdStrike didn't immediately respond to requests for comment from Business Insider.

Persons: —, CrowdStrike, James, Ian Thornton, CrowdStrike didn't Organizations: Service, Microsoft, Business, Trump

Capital One Venture X Business Card† OverviewThe Capital One Venture X Business Card† is a premium card tailored to small businesses. Capital One Venture X Business Card† Fees and Other CostsThe Capital One Venture X Business Card† has a $395 annual fee. The Business Platinum Card® from American Express vs. Capital One Venture X Business Card†The Business Platinum Card® from American Express is another premium business card for travel rewards that competes directly against the Capital One Venture X Business Card†. Capital One Venture X Rewards Credit Card vs. Capital One Venture X Business Card†The Capital One Venture X Rewards Credit Card is virtually identical to the Capital One Venture X Business Card†, except it's tailored for personal use rather than business. The Capital One Venture X Business Card† is a pay-in-full card, while the personal Capital One Venture X Rewards Credit Card is not.

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If you're looking for a business credit card and like to stay at Wyndham hotels, the Wyndham Rewards® Earner Business Card is a very compelling choice. Wyndham Rewards Earner Business Card ReviewJust about every major hotel chain issues a co-branded small-business credit card, and you're probably familiar with some of the big names like The Hilton Honors American Express Business Card or IHG One Rewards Premier Business Credit Card. The Wyndham Rewards® Earner Business Card is one of three Barclays-issued Wyndham Rewards cards, and it's by far the most lucrative. Wyndham Business card fees and costsThe Wyndham Rewards® Earner Business Card has a $95 annual fee, which is typical for small-business cards that earn travel rewards. Wyndham Business credit card frequently asked questions (FAQ)What credit score do you need to be approved for the Wyndham Rewards Earner Business card?

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The Best Free Stock Trading AppsCharles Schwab: Best overall free stock trading appFidelity Investments: Best trading app for index fundsSoFi Invest: Best for beginnersWebull: Best trading apps for options tradingRobinhood Investing: Best trading apps for active tradingE*TRADE: Best trading apps for all types of investorsInteractive Brokers: Best trading apps for advanced tradersPassive and active investors can benefit from commission-free trading on investments like stocks and ETFs. Compare the Top Free Stock Trading AppsThe best free stock trading apps offer low account minimums, commission-free trading, research, financial tools, educational resources, and more. Interactive Brokers reviewBest Free Stock Trading Apps FAQsWhich app is best and free for trading? SoFi is our top pick for the best free stock trading app for beginners because of its automated trading services and low-cost investment strategies. How to Choose the Best Free Stock Trading AppThe best free stock trading apps for beginners will offer low fees, low minimums, easy-to-use platforms, and access to educational resources like webinars and blogs.

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☆ Committing to the Bit, and Each Other
▼ + stars: | 2024-07-19 | by ( Kaitlin Menza | ) www.nytimes.com time to read: +1 min

It began with an Instagram comment. (They now include fashion from the sequel “And Just Like That”.) They assumed very few of those followers would be heterosexual men. One such follower was Timothy Paul Glover, 34, who goes by his middle name, a graphic designer and founder of the design firm Bookplate Studio. Appreciating his comment, Ms. Fairless encouraged Ms. Garroni, who happened to be single and looking at the time, to message him directly.

Persons: Lauren Cassandra Garroni, Chelsea Fairless, —, Ms, Fairless, “, ”, Garroni, Timothy Paul Glover, Steve, Aiden, Harry Organizations: City, Parsons School of Design, Bookplate Locations: New York, Los Angeles

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