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How Buying a New Home Could Save You Money
  + stars: | 2023-11-19 | by ( Aly J. Yale | ) www.wsj.com   time to read: +5 min
As the median payment on a new mortgage creeps toward $2,200, most buyers are desperate to save cash wherever they can. They’re offering lower mortgage ratesIf slashed prices aren’t enough to get a mortgage payment in your budget, builders have another offer: A lower mortgage rate. (Essentially, the builder prepays the lender the interest for the years the mortgage rate is reduced). NAHB’s data shows that 29% of builders offered mortgage rate buydowns in October. “Many builders are using sales incentives—including mortgage rate buydowns—as a method of addressing housing affordability headwinds,” says Robert Dietz, chief economist at NAHB.
Persons: Aly J, , Nick Bailey, Max, Robert Dietz, buydowns —, Lennar, what’s, Angel Conlin, Pat Howard Organizations: Yale, Builders, National Association of Home Builders, , NAHB, Kin Insurance Locations: Denver, Chicago, , Policygenius
So You Think You Want a Political Fighter?
  + stars: | 2023-11-18 | by ( Peggy Noonan | ) www.wsj.com   time to read: +1 min
Peggy Noonan is an opinion columnist at the Wall Street Journal where her column, "Declarations," has run since 2000. She has been a fellow at Harvard University’s Institute of Politics, and has taught in the history department at Yale University. Before entering the Reagan White House, Noonan was a producer and writer at CBS News in New York, and an adjunct professor of Journalism at New York University. She was born in Brooklyn, New York and grew up there, in Massapequa Park, Long Island, and in Rutherford, New Jersey. In November, 2016 she was named one of the city's Literary Lions by the New York Public Library.
Persons: Peggy Noonan, , ” Noonan, Ronald Reagan, Noonan Organizations: Wall, Journal, NBC News, The, Harvard University’s Institute of Politics, Yale University, Reagan White House, CBS News, Journalism, New York University, Fairleigh Dickinson University, Lions, New York Public Library Locations: New York, Brooklyn , New York, Massapequa Park, Long, Rutherford , New Jersey, Rutherford, New York City
LVIV, Ukraine, Nov 19 (Reuters) - President Volodymyr Zelenskiy has sanctioned 37 Russian groups and 108 people including a former prime minister and a former education minister and said he aimed to fight wartime abductions of children from Ukraine and other "Russian terror". Zelenskiy did not associate specific individuals or groups with particular wrongdoings. The decrees showed a range of 10-year penalties against individuals and five-year penalties against non-profit groups including one named in English as the "Russian Children's Foundation." Some of the newly-sanctioned people, which included many with Russian citizenship, had previously been punished with separate or similar penalties. The sanctioned Russian groups included several whose names or websites indicate they work with children.
Persons: Volodymyr Zelenskiy, Zelenskiy, Dmytro Tabachnyk, Mykola Azarov, Viktor Yanukovich, Azarov, Sergei Aksyonov, Leonid Pasechnik, Putin, Kvartal Lui, Maria Lvova, Vladimir Putin, Sofia Lvova, Alexander Lukashenko, Zelenskiy's, Elaine Monaghan, Franklin Paul Organizations: Russian Children's Foundation, Russian, Kyiv, Criminal, Lvova, Yale University, State Department, National Security, Defence Council, Franklin Paul Our, Thomson Locations: LVIV, Ukraine, Russia, Kyiv, Russian, Crimea, Luhansk, Ukrainian, The Hague, Belarus, Putin, Washington
By Maria Starkova and Elaine MonaghanLVIV, Ukraine (Reuters) - President Volodymyr Zelenskiy has sanctioned 37 Russian groups and 108 people including a former prime minister and a former education minister and said he aimed to fight wartime abductions of children from Ukraine and other "Russian terror". Zelenskiy did not associate specific individuals or groups with particular wrongdoings. The decrees showed a range of 10-year penalties against individuals and five-year penalties against non-profit groups including one named in English as the "Russian Children's Foundation." Some of the newly-sanctioned people, which included many with Russian citizenship, had previously been punished with separate or similar penalties. The sanctioned Russian groups included several whose names or websites indicate they work with children.
Persons: Maria Starkova, Elaine Monaghan, Volodymyr Zelenskiy, Zelenskiy, Dmytro Tabachnyk, Mykola Azarov, Viktor Yanukovich, Azarov, Sergei Aksyonov, Leonid Pasechnik, Putin, Kvartal Lui, Maria Lvova, Vladimir Putin, Sofia Lvova, Alexander Lukashenko, Zelenskiy's, Franklin Paul Organizations: Reuters, Russian Children's Foundation, Russian, Kyiv, Criminal, Lvova, Yale University, State Department, National Security, Defence Council Locations: Elaine Monaghan LVIV, Ukraine, Russia, Kyiv, Russian, Crimea, Luhansk, Ukrainian, The Hague, Belarus, Putin, Washington
In the summer of 1972, the townhouse at 313 West 102nd Street, where Eleanor Roosevelt’s father once lived, had lingered on the market for a year despite its historical lineage, when the developer Roland W. Betts agreed to pay the $150,000 asking price. At the time, the four-story structure, built in 1892, was divided into six apartments, and Mr. Betts and his wife, Lois, both former teachers, lived in one of them. They eventually converted the building back to a single-family residence after a yearlong gut renovation, and raised their two daughters there. Through the years, the house, situated in a historic district between Riverside Drive and West End Avenue, not only became a cherished home but a showcase for entertaining dignitaries. They included Mr. Betts’s Yale classmate and best friend, President George W. Bush, with whom he once shared ownership of the Texas Rangers baseball team through an investor group.
Persons: Eleanor Roosevelt’s, Roland W, Betts, Lois, Betts’s, George W, Bush Organizations: West 102nd Street, Betts’s Yale, Texas Rangers baseball Locations: Riverside
What’s happening in the economy now will have a big effect — perhaps, a decisive one — on the presidential election and control of Congress in 2024. Right now, that model, created and run by Ray Fair, a Yale economist, shows that the 2024 national elections are very much up for grabs. The economy is strong enough for the incumbent Democrats to win the popular vote for the presidency and Congress next year, Professor Fair’s projections find. Persistent — though declining — inflation also gives the Republicans a reasonable chance of victory, the model shows. Both outcomes are within the model’s margin for error.
Persons: Ray Fair, it’s Organizations: Yale
If you’re confused about why Congress would remove education from departments of “correction,” you’re not alone. New York has an extraordinary, diverse network of partnerships that replicates the diversity of college across the state. And, inspired by Catholic mission, Holy Cross College and the University of Notre Dame, Boston College and Villanova have led the way in their red, blue and purple home states. Incarcerated students majoring in history or literature all write original senior theses that are typically 100 pages in length. Pell Grants, which average less than $4,500, never covered the cost even for modest programs.
Persons: Koch, Obama, Donald Trump, you’re, Pell Organizations: RAND Corporation ., College, Soros, Holy Cross College, University of Notre Dame, Boston College, Villanova, Bard, Union, Cambridge, Morehouse, Harvard, Columbia, Yale, Cornell, Georgetown Locations: North Carolina , Ohio, Texas, California, New Jersey, New York, N.Y.U, York
And what if more Americans refuse to get their kids vaccinated or if our public health institutions are shut down? Trust in scientists, physicians and science itself — amongst all demographic groups — is still higher than Americans’ trust in, say, elected officials or journalists. The public health workforce has declined by half over the past two years, according to research from Harvard T.H. Data-sharing efforts like Connecticut’s DataHaven show how urban neighborhoods can be involved in gathering and analyzing health data. By combining facts with stories, we can share tangible examples of how science and public health protect us, thereby increasing trust.
Persons: Megan L, Katelyn, CNN —, , Megan Ranney, ” Dr, Annenberg, We’re, Harvard T.H, there’s, Connecticut’s, Ranney, ” —, It’s, we’ve Organizations: Yale School of Public Health, US Centers for Disease Control, CNN, Pew Research, KFF, Pew, Trust, Harvard, of Public Health, National Academy of Medicine, Council for Medical Specialty Societies, World Health, YouTube Locations: America, Chan, West Virginia, St, Louis , Missouri, Marin County , California, United States
Ukrainians in occupied areas have to get Russian passports for medical treatment, per an investigation. One woman had to get a Russian passport in order to get her broken arm treated, her friend said. AdvertisementA Ukrainian woman in an area occupied by Russia had to become a Russian citizen in order to get her broken arm treated, her friend said. She also said that "pensions are not provided without Russian passports, food is not provided without Russian passports, and medical services are out of the question." Their claims come after widespread reports that Russia is forcing schools in occupied Ukraine to teach Russia's curriculum and history.
Persons: , Larysa, Nathaniel Raymond, Oksana Organizations: Service, European Broadcasting Union, Kremlin, BBC, EBU, Yale School of Public Health, CNN, Lyudmyla Locations: Russian, Russia, Ukraine, Ukraine's Zaporizhzhia, Ukraine's Crimea
In Belarus, some children have been re-educated by nationalists and given military training. AdvertisementA recent report from Yale University sheds new light on the plight of Ukrainian children who have been deported by Russia, many of whom the report says are being subjected to military training and reeducation. Belarusian troops have subjected Ukrainian children to military training that includes handling firearms, wearing body armor, and watching military parades, lectures, and combat demonstrations, according to the report. The total number of deported Ukrainian children is unknown. Some Ukrainian children say they have been put in Russian foster and adoptive families while others are being repatriated to the country.
Persons: , Russia's, Maria Lvova, Belova, Vladimir Putin Organizations: Service, Yale University, Yale School of Public, Research, Yale, Internal Troops, CNN, Criminal Court, International Locations: Belarus, Russia, Ukraine
Make America Build Again
  + stars: | 2023-11-16 | by ( Adam Rogers | ) www.businessinsider.com   time to read: +37 min
America is the sixth-most-expensive place in the world to build subways and trolleys. The solutions will cost trillions of dollars and require a pace of building unseen in America since World War II. Perhaps the single most pressing question we face today is: How do we make America build again? "For this class of projects, federal environmental laws are more the exception." The prospect of overhauling our hard-won environmental laws might feel like sacrilege to anyone who cares about the Earth.
Persons: Anne, Marie Griger's, Griger, , They're, Obama, I'm, we've, We've, I'd, It's, Matt Harrison Clough, Jamie Pleune, AECOM, Joe Biden's, There's, David Adelman, David Spence, Spence, James Coleman, NECA, Coleman, everyone's, Danielle Stokes, Nobody, Bill McKibben, Mother Jones, McKibben, Michael Gerrard, Columbia University —, they've, David Pettit, it's, Zachary Liscow, That's who's, Adam Rogers Organizations: RES Group, Environmental, Infrastructure Investment, Jobs, Land Management, Forest Service, University of Utah, Harvard Joint Center for Housing Studies, Brookings, Bureau of Ocean Energy Management, White, University of Texas, Greenpeace, Natural Resources Defense Council, Act, NEPA, Berkeley, University of California, University of Southern, Southern Methodist University, Ecosystems Conservation, GOP, Biden, Motorola, Telecommunications, Conservatives, Federal Energy Regulatory Commission, FERC, University of Richmond, UC Berkeley, USC, Star, Sabin, Climate, Columbia University, Natural Resources Defense, Republicans, Democrats, Management, Budget, Yale Law School Locations: Panama, Colorado, . California, Los Angeles, San Francisco, China, America, Washington, , Wyoming, Nantucket, New England, San Francisco ., University of Southern California, California, New York, Florida, Southern California, Las Vegas
More than 2,000 children Yale identified were transported to the Dubrava children's centre in Belarus' Minsk region between September 2022 and May 2023, it said, while 392 children were taken to 12 other facilities. "Russia's federal government and Belarus' regime have been working together to coordinate and fund the movement of children from Russia-occupied Ukraine through Russia to Belarus." Transports to Belarus through Russia were "ultimately coordinated" between Russian President Vladimir Putin and Belarus leader Alexander Lukashenko, it added. Lukashenko approved the use of state organizations to transport children from Ukraine to Belarus and finance their transportation, the Yale report said. Once in Belarus, children have been subjected to military training and re-education, it said.
Persons: Alexander Lukashenko, Pavel Bednyakov, Vladimir Putin, Russia's Putin, Maria Lvova, Lukashenko, David Ljunggren, Mike Collett, White, Alexandra Hudson, Rosalba O'Brien Organizations: Commonwealth of Independent States, CIS, Sputnik, Rights, Yale University, Humanitarian, Yale School of Public Health, State Department, Reuters, U.S . State Department, Ukraine, Yale, Transports, Criminal, Thomson Locations: Bishkek, Kyrgyzstan, Ukraine, Belarus, Russia, Russian, United States, Ukraine's Donetsk, Luhansk, Kherson, Minsk, The Hague
The suit - against DeSantis, a 2024 Republican presidential hopeful, and several state university system officials - seeks a preliminary injunction to a state order blocking SJP from receiving school funds and using campus facilities. At least two Florida universities - the University of Florida and the University of South Florida - have SJP chapters. Brandeis University has also banned SJP indefinitely, and Columbia University and George Washington University have suspended the group. The schools have cited the national organization's support for the Hamas attack and said their campus chapters violated school policies. Brian Hauss, senior staff attorney with the ACLU Speech, Privacy and Technology project and counsel in the case, said the student plaintiffs in the state university system were victims of "guilt by association" in this case.
Persons: Eduardo Munoz, Florida's, Ron DeSantis, SJP, George Washington, Florida Chancellor Ray Rodrigues, Brian Hauss, Hauss, Israel, Gabriella Borter, Colleen Jenkins, Howard Goller Organizations: Hamas, Columbia University, REUTERS, American Civil Liberties Union, Palestinian, Justice, University of Florida, University of South, U.S, ACLU, Brandeis University, George Washington University, Columbia, State University System, Florida, Technology, Students for Justice, Thomson Locations: Israel, Palestinian, New York, U.S, Florida’s, Palestine, Florida, University of South Florida, Gaza
The Wild Legal Theory to Save Jim Harbaugh
  + stars: | 2023-11-15 | by ( Louise Radnofsky | Andrew Beaton | ) www.wsj.com   time to read: 1 min
Michigan Law professor Daniel Crane was speaking at the Federalist Society’s national lawyers convention last week when the assembled legal wonks kept stopping him to discuss something that wasn’t on the originalism agenda: the explosive sign-stealing scandal engulfing his school’s football team. After Crane’s beloved Wolverines drew the wrath of the college sports world, Crane cooked up a novel theory in their defense. In perhaps the spiciest piece ever to hit the Yale Journal on Regulation, Crane argued that the NCAA bylaw Michigan is accused of violating may be unenforceable—because it violates antitrust law.
Persons: Daniel Crane, wonks, Crane’s, Crane Organizations: Michigan, Federalist Society’s, football, Wolverines, Yale
The ticks turned out to be an invasive species, the Asian longhorned tick, newly established in Ohio. The curious case of the dead cattleAsian longhorned ticks are tiny and can be difficult to distinguish between other species. Risa Pesapane/Ohio State UniversityPesapane and her colleagues suggest the Ohio cattle died from blood loss. Asian longhorned ticks are hard to spot, contain, and killTiny and brown, the ALT is hard to distinguish from other types of ticks, making it difficult to spot. AdvertisementCattle are the preferred meal of Asian longhorned ticks.
Persons: , Risa Pesapane, Pesapane, It's, Oleksandr Melnyk, Kevin Lahmers, Lahmers, Joellen Lampman, Lampman, Ohio State University Pesapane, it's, There's, Ikeda Organizations: Service, Ohio State, Medical Entomology, Pesapane, US Department of Agriculture, Getty Images, Virginia - Maryland College of Veterinary Medicine, Cornell University, Ohio State University, Plant Health, Yale School of Public Health Locations: Ohio, West Virginia, But Ohio, East Asia, Virginia, United States, New Zealand, North Carolina, Lyme, Rocky
Fain’s sermonette underscores a trend that has largely gone unnoticed: The Social Gospel movement is making a comeback. Jemal Countess/Getty ImagesIt might sound like hyperbole to say that this resurgent form of the Social Gospel is changing our politics. He reached deep into the Social Gospel throughout the UAW strike, routinely deploying what one commentator called “strikingly Christian rhetoric.”Christopher H. Evans, author of “The Social Gospel in American Religion: A History,” said he heard the Social Gospel in Fain’s UAW speeches. “It (The Social Gospel) won’t have the institutional muscle it had before, but you could still have these voices and followers.”The climate in contemporary America seems ripe for the Social Gospel message. And the soaring optimism of old Social Gospel reformers may now seem as outdated as wobbly black-and-white silent films.
Persons: CNN —, Shawn Fain, Fain, ” Fain, Matthew, Jesus, , Moses, Paul, Stellantis, Fain’s sermonette, don’t, Frederic J . Brown, John D, Rockefeller, , pulpits, didn’t, Charles Sheldon, Fain’s, that’s, Democratic Sen, Raphael Warnock, Cornel West, William Barber II, Liz Theoharis, Matthew Desmond, Martin Luther King, William Barber, Jemal Countess, ” Christopher H, Evans, Heath W, Carter, Luke, Sen, Warnock, Barber, Desmond, Amir Levy, it’s, ” It’s, you’re, ” Evans, Dom Helder Camara, Rebecca Cook, Reuters “ There’s, won’t, , John Blake Organizations: CNN, Big Three, United Auto Workers, UAW, General Motors, Ford Motor Company, Chrysler, Writers Guild of America, UPS Teamsters, UPS, Getty, Democratic, US, Big Tech, Boston University, ” Mining, Library, , Princeton Theological Seminary, Yale Divinity School‘s Center, Public Theology, Ivy League, The New York Times, Social, Reuters, Teamsters, Screen Actors Guild Locations: Jerusalem, America, Los Angeles, AFP, Washington, Kingston , Pennsylvania, Chicago, , American City, American, Lower Manhattan, New York City, Brazilian, Detroit
WASHINGTON (AP) — The Biden administration on Monday announced a White House initiative to improve how the federal government approaches and funds research into the health of women, who make up more than half of the U.S. population but remain understudied and underrepresented in health research. The White House Initiative on Women's Health Research will be led by first lady Jill Biden and the White House Gender Policy Council. Bertagnolli gave a broad answer in which she said far too little is known about women's health through all stages of life. Biden's memorandum directs members to report back within 45 days with “concrete recommendations" to improve the prevention, diagnosis and treatment of women's health issues. Mazure joined the first lady's office from the Yale School of Medicine, where she created its Women's Health Research Center.
Persons: , Biden, Jill Biden, Joe Biden, he's, , Maria Shriver, Joe, ” Jill Biden, Shriver, ” Shriver, ” Jennifer Klein, Monica Bertagnolli's, Bertagnolli, Carolyn Mazure, Mazure, Lauran Neergaard Organizations: WASHINGTON, Monday, Biden, White, Initiative, Women's Health, Gender, Democratic, Gender Policy, of Health, Human Services, Veterans Affairs , Defense, National Institutes of Health, Yale School of Medicine, Health Research Center, AP Locations: California, Delaware
There’s a lot of Stephen Sondheim in New York at the moment: the premiere staging of his last musical, “Here We Are,” and star-studded revivals of “Merrily We Roll Along” and “Sweeney Todd” on Broadway. And for one weekend this month, there was also one more show of his on: “The Frogs.”This endearingly weird, Aristophanes-inspired musical — created with Burt Shevelove and famously premiered at a Yale University swimming pool in 1974 — hasn’t been onstage in New York since a heavily revised 2004 revival that Sondheim conceived with Nathan Lane, who also performed the role of Dionysos. Few local institutions have the skill or interest to pull off “The Frogs” — with its bookish references and ironic-then-impassioned music — but it’s typical, delightful fare for MasterVoices and its artistic director, Ted Sperling, who mounted and conducted a concert staging of the musical at the Rose Theater. (Lane was there, too, now as a host guiding the audience through the show.)
Persons: Stephen Sondheim, “ Sweeney Todd ”, , Burt Shevelove, — hasn’t, Sondheim, Nathan Lane, Ted Sperling, Lane Organizations: Yale University, MasterVoices, Rose Theater Locations: New York
To cardiologist Dr. Steven Nissen of the Cleveland Clinic, who wasn’t involved in the trial but is leading a similar one of tirzepatide, those effects are all evidence of the benefits of weight loss. Tirzepatide has shown greater levels of weight loss than semaglutide in clinical trials, leading many, including Nissen, to hope it will show even stronger cardiovascular benefits. Importantly, participants didn’t have a history of diabetes; a previous trial had shown that treating people with diabetes with a GLP-1 drug, Ozempic, reduced their cardiovascular risk. The Wegovy trial showed that 569 of 8,803 people taking the drug had a heart attack or stroke or died from heart-related causes, or 6.5%. The amount of weight loss seen in the trial, 9.4%, was less than in other studies of Wegovy, which showed average weight loss closer to 15%.
Persons: Ania Jastreboff, Wegovy, Dr, Amit Khera, National Institutes of Health’s Dr, Tiffany M, Powell, Wiley, Eli Lilly, Steven Nissen, wasn’t, ” Nissen, , Tirzepatide, Nissen, Michael Lincoff, Lincoff, , Jastreboff, Sanjay Gupta, hadn’t, “ semaglutide Organizations: CNN, Nordisk’s Wegovy, American Heart Association, Yale Obesity Research Center, University of Texas Southwestern Medical Center Dallas, National Institutes of Health’s, New England, of Medicine, US Food and Drug, Cleveland Clinic, Novo Nordisk, Cleveland, CNN Health Locations: Philadelphia, Powell
A pivotal new study suggests that the weight loss drug Wegovy cut the risk of heart attack, stroke or death from cardiovascular issues by 20 percent among overweight or obese people with heart disease — a striking benefit that could change the standard of care for these patients. “We’ve just identified a new best practice,” said Dr. Clyde Yancy, chief of the division of cardiology at Northwestern Medicine, who was not involved with the study. Drug companies see potential for the medicines that extends far beyond obesity. Outside of statins, she said, no medication has so dramatically reduced cardiovascular risk among people with heart disease. “The uptake of this drug is going to be skyrocketing in the next couple of years,” she said.
Persons: “ We’ve, , Clyde Yancy, Yuan Lu Organizations: Northwestern Medicine, American Heart Association, Yale School of Medicine Locations: Philadelphia, statins
In business, that meant building a fortune by hyping a drug that ultimately failed. In politics, it means arguing he can return Trump's “America First” vision to the White House without the baggage. Ramaswamy majored in biology and participated in the campus Republican club, standing out even there as a libertarian. “I believe Donald Trump was an excellent president,” Ramaswamy said while campaigning in Atlanta. While many conservatives dislike foreign aid, Republican voters align heavily with Israel.
Persons: Vivek Ramaswamy, , , Ramaswamy, Ramaswamy skewered Nikki Haley, Ron DeSantis, Dick Cheney, Haley, Donald Trump, Ann Trimble Ray, Ramaswamy “, he’s, you’ve, Ray, “ Da, ” Ramaswamy, Goldman Sachs, Dan Gold, , Intepirdine, Axovant, divesting, Jeffrey Sonnenfeld, Ramaswamy sidesteps, Trump’s, He's, Israel’s, ” Ramaswamy jousted, Tucker Carlson, Sean Hannity, Carlson, Hannity, denigrating, Trump, Putin, Xi, ” Haley, Linley Sanders, Thomas Beaumont Organizations: ATLANTA, Republican, Florida Gov, DeSantis, Harvard, Crimson, Goldman, Wall Street, QVT, GlaxoSmithKline, New York Times, Forbes, Yale School of Management, Disney, Republicans, Israel, Associated Press, NORC, for Public Research, Fox News, GOP Locations: United States, Israel, Ukraine, Ohio, , Iowa, Atlanta, American, U.S, Gaza, Iraq, Afghanistan, Washington, Des Moines , Iowa
Kamala Harris Is Biden’s No. 2 Problem
  + stars: | 2023-11-10 | by ( Peggy Noonan | ) www.wsj.com   time to read: +1 min
Peggy Noonan is an opinion columnist at the Wall Street Journal where her column, "Declarations," has run since 2000. She has been a fellow at Harvard University’s Institute of Politics, and has taught in the history department at Yale University. Before entering the Reagan White House, Noonan was a producer and writer at CBS News in New York, and an adjunct professor of Journalism at New York University. She was born in Brooklyn, New York and grew up there, in Massapequa Park, Long Island, and in Rutherford, New Jersey. In November, 2016 she was named one of the city's Literary Lions by the New York Public Library.
Persons: Peggy Noonan, , ” Noonan, Ronald Reagan, Noonan Organizations: Wall, Journal, NBC News, The, Harvard University’s Institute of Politics, Yale University, Reagan White House, CBS News, Journalism, New York University, Fairleigh Dickinson University, Lions, New York Public Library Locations: New York, Brooklyn , New York, Massapequa Park, Long, Rutherford , New Jersey, Rutherford, New York City
There is a story that professional ideamongers like to tell about political history that gives pride of place to their own work. It’s a story that usually begins with some small tribe of writers or intellectuals who come up with a set of theories that describe the world in a new way. This fall, I’ve been co-teaching a course at Yale University, the Crisis of Liberalism, which looks for the roots of today’s disturbances in long-running debates about the liberal order. And one of my thoughts is that both of them break, in different ways, with the familiar narrative about intellectuals and democracy I’ve just sketched. With wokeness, you have a movement in which the intelligentsia really matters but democratic politics much less so.
Persons: Reagan, Clinton’s, George W, Myron Magnet, Marvin Olasky, Barack Obama’s, I’ve, we’ve, progressivism, Obama Organizations: New, The Washington Monthly, The New, Yale University, American Locations: The New Republic
Russia's stock market is seeing a streak of IPOs. AdvertisementAdvertisementThe Russian IPO market is seeing a streak of firms go public, with vodka makers to gold miners to pawnshop operators selling shares for the first time. Most of the boom in the Russian stock market is being powered by retail traders, who have plowed cash into the Moscow Exchange. AdvertisementAdvertisementThat's incentivized all types of firms to make their public market debut. Western economists have cast doubt over the strength of Russia's stock market, given that foreign inflows and outflows within the Moscow Exchange are frozen.
Persons: , Yahuralzoloto Organizations: Moscow Exchange, Bloomberg, Service, Retail, Yale Locations: Moscow, Russian, Ukraine, Kaluga, Kristal
The average home insurance premium increased 21% between May 2022 and May 2023, according to recent analysis by insurance marketplace Policygenius. “To help pay for these higher costs, insurers have increased policy premiums on homeowners in both high- and low-risk areas,” says Pat Howard, a home insurance expert at Policygenius. “Even homeowners in places that don’t experience a lot of extreme weather, like Vermont and New Hampshire, are facing relatively high increases.”Fortunately, if your home insurance premiums rise, you don’t have to take it lying down. How to reduce home insurance premiums at renewal timeMore than 9 out of 10 homeowners who renewed their policies this May saw an uptick in premiums, according to Policygenius. How to reduce home insurance premiums as a new homeownerIf you’re just now buying a home, the tips are much the same: Shop around, look for discounts and consider bundling your home insurance policy with other insurance policies you might need—such as life insurance or car insurance.
Persons: Aly J, Yale It’s, Pat Howard, you’ve, ” Howard, you’re, Florida’s, you’ll Organizations: Yale Locations: Vermont, New Hampshire, Gulf of Mexico, West Coast
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