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I was charged $2,500 for damages on my rental car, and I didn't have insurance — just my credit card reimbursement. Luckily, I had rental car insurance through my Chase Freedom credit card. I make it a point to book rental cars on a credit card with a rental car insurance benefit so I can decline the rental car company's collision insurance and save money while still being covered. I saved $250 on my rental car reservation this time by declining the collision damage waiver. I missed one essential documentWhen I got home from Costa Rica, I started the claims process with my credit card immediately so I could be reimbursed for the $2,500 charge before my credit card bill was due.

Persons: —, I'd, takeout, Chase, they're, I've, I'm, I, That's Organizations: Business, Service, Enterprise, Chase, Chase Travel, Spanish, Costa Rica —, Costa Rican Enterprise, U.S . Enterprise Locations: Costa Rica, San, Puerto Viejo, Costa Rican

☆ Democrats target 'Swiftie' voters as The Eras Tour returns: 'We're not taking any vote for granted'
▼ + stars: | 2024-10-19 | by ( Eve Crosbie | ) www.businessinsider.com time to read: +3 min

The DNC is using the final stretch of The Eras Tour to urge young people to vote for Kamala Harris. Taylor Swift began a three-night run of shows at Miami's Hard Rock Stadium on Friday. The singer-songwriter, who said she was officially backing Harris in the election race last month, began a three-night run of concerts at the Hard Rock Stadium in Miami on October 18. The same day, the DNC launched its "I Will Vote" campaign, targeting youth voters in battleground states ahead of the November 5 election. Vice President Kamala Harris.

Persons: Kamala Harris, Taylor Swift, Swift, Harris, —, Jim Vondruska, Rosemary Boeglin, We're, Donald Trump's, It's, heartened, Walz, I've Organizations: Service, Democratic National Committee, DNC, Business Locations: Instagram, Miami

☆ X is about to change its block function. Some users worry it will empower abusers and compromise victims' safety.
▼ + stars: | 2024-10-19 | by ( Kelsey Vlamis | ) www.businessinsider.com time to read: +5 min

Blocked users will soon be able to see the posts of the person who blocked them. Critics of the change say it could make X less safe for some users, such as victims of domestic violence or harassment. "big day for stalkers and harassers," said X user wrote in response to the announcement. There are also people who need a public X account for their work. For instance, a blocked user could simply create a new account to view the posts of the user who has blocked them.

Persons: —, X, Adam Dodge, Dodge, Dominic Sellitto, Sellitto Organizations: Service, Twitter, BI, End Tech, University, Buffalo School of Management

☆ Business Insider Subscriptions: Enjoy Premium News Stories
▼ + stars: | 2024-10-19 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +17 min

It isn't an accident that people who want to cancel a subscription often have to navigate a web of bureaucracy and confusion. "Actual affirmative consent from a consumer," Witte said, would establish trust between the consumer and the company, boosting loyalty. Along with litigation from the CFPB, state attorneys general have pursued legal action against big companies over hard-to-cancel subscriptions. Last year, Letitia James, New York's attorney general, sued SiriusXM over claims that the radio company trapped customers in subscriptions and maintained a complicated and burdensome cancellation process. AdvertisementIndustries have mastered techniques to maximize their profits by crafting their business models in confusing ways that can lure customers into a subscription without realizing it.

Persons: Doug Mattison, Mattison, —, he'd, I've, Florencia Marotta, Wurgler, Erin Witte, Witte, you've, TransUnion, Cuban, hadn't, it's, Rachel VonSiebenhoven, VonSiebenhoven, I'm, we've, Letitia James, SiriusXM Organizations: Federal Trade Commission, New York University, Consumer Federation of America, Consumer Financial, Bureau, Association of National, FTC, Cuban, Companies, Industries Locations: Ohio, Colorado, New

☆ I'm a parent of 5 kids. Here are my 8 tips for parenting teens that everyone should know about.
▼ + stars: | 2024-10-19 | by ( Trisha Daab | ) www.businessinsider.com time to read: +6 min

I'm a mom of two and a stepmom of three, and the last 20 years of parenting teens have taught me a lot. We've done high school freshman orientations and graduation, proms, games, and college stress four times. Here are my eight tips for parenting teens that everyone should know about. High school is a time for them to try something newOur high school has more than 50 different clubs and activities. Be curious about what they want to explore after high school.

Persons: —, they're, I've, they'll Organizations: Service, Leadership, American Student Association, Chamber Choir, Ivy League, National Institute of Mental Health

☆ My anxiety makes me feel like a liar in relationships. Slowing down has changed how I view love.
▼ + stars: | 2024-10-19 | by ( Rachel Schwartzmann | ) www.businessinsider.com time to read: +6 min

Rachel Schwartzmann is the is the creator of the newsletter and podcast "Slow Stories." My anxiety can feel debilitating"What does anxiety feel like?" Love blooms in motion but matures in stillness: the deep, uncharted territory that can't be tracked by apps or miles. Excerpted from Slowing: Discover Wonder, Beauty, and Creativity Through Slow Living by Rachel Schwartzmann. Copyright 2024 by Rachel Schwartzmann.

Persons: Rachel Schwartzmann, —, I'm, I've, John, It's Organizations: Service, Chronicle Books Locations: New York City

I was ecstatic to see what the fuss was about with the Flexispot E7 Pro Standing Desk. Flexispot E7 Pro Standing Desk Flexispot's most premium and heavy-duty offering, the E7 Pro has a powerful motor, greater adjustability, and a semi-C Leg structure for added stability and comes with a 15-year warranty. AdvertisementWeight capacityThe Flexispot E7 Pro Standing Desk has a weight capacity of 440 lbs. The Uplift V2 also has a slightly quieter motor than the Flexispot E7 Pro Standing Desk. Alex Temblador/Business InsiderI didn't think I'd be as impressed as I was with the Flexispot E7 Pro Standing Desk.

Persons: I've, I'd, Alex Temblador, Jamie Davis Smith, Flexispot, we've Organizations: Business, E7

☆ Parents of resilient kids always do these 7 things, says psychology professor and child development expert
▼ + stars: | 2024-10-18 | by ( Tovah P. Klein | ) www.cnbc.com time to read: +7 min

There are other ways to help children become independent, resourceful, caring people who can handle life's ups and downs and thrive. Ask yourself: "Can my child handle this challenge?" Instead, help your child accept hard feelings by reiterating that all feelings are normal and they're loved no matter what. When you're harsh with your child, they learn to use the same tactics to get what they want or need. Tovah P. Klein, PhD, is a psychology professor at Barnard College and the director of Barnard's Center for Toddler Development.

Persons: I've, you'll, they'll, you've, they're, scold, Klein Organizations: Barnard College, Barnard's Center

☆ A man who started CrossFit in his 80s now does 100 push-ups a day
▼ + stars: | 2024-10-18 | by ( Rachel Hosie | ) www.businessinsider.com time to read: +5 min

He does 100 push-ups and also planks six days a week, and his doctor told him to keep going. AdvertisementJim Dreeben has always been active, but it wasn't until he was in his 80s that he took up CrossFit. Dreeben, a retiree in Riverhead, New York, now does weekly CrossFit sessions and 100 push-ups six days a week, he told Business Insider. Dreeben does CrossFit with people half his ageDreeben was an active kid, and as a teen he did shotput, wrestling, and general workouts. He loves telling people he does CrossFit because it raises eyebrows.

Persons: Jim Dreeben, —, Dreeben, didn't, CrossFit, hasn't, he's, It's Organizations: Service, Dreeben Locations: Riverhead , New York, Long Island, New York City

☆ Anna Kendrick on Her Movie Roles: 'Twilight,' 'Pitch Perfect,' 'a Simple Favor'
▼ + stars: | 2024-10-18 | by ( Olivia Singh | ) www.businessinsider.com time to read: +13 min

It's the exact kind of self-deprecating candor Kendrick is known for, with her scene-stealing turns in movies like the "Twilight" series and the "Pitch Perfect" films. On being a 'bystander' to the 'Twilight' pop culture phenomenonAnna Kendrick as Jessica Stanley in "The Twilight Saga: Breaking Dawn — Part 1." Summit EntertainmentIt's been 16 years since the first "Twilight" movie came out. On the 'Simple Favor' sequel having even more plot twists than the first filmAnna Kendrick as Stephanie Smothers in "A Simple Favor." AdvertisementBut yeah, that Shondaland, they're really excellent at keeping you absolutely hooked in because even if something terrible happens, it's like, I can't look away.

Persons: Anna Kendrick, Kendrick, candor Kendrick, Paul, Alice, Darling, Sheryl, they're, Rodney Alcala, Alcala, Cheryl Bradshaw, she's, Jessica Stanley, —, It's, George Clooney's, Rebel Wilson, Amy, Universal Pictures George Clooney, George, Anna Camp, Elizabeth Banks, They're, that's, Meryl Streep, Chris Pine, Meryl, Clooney, Stephanie Smothers, I'd, John Schwartzman, I'm, Claudia Jessie, Eloise Bridgerton, Liam Daniel, John Krasinski, John, Goddammit Krasinski Organizations: Air, Universal Pictures, Lionsgate, Netflix Locations: Hollywood, I'm

☆ I traveled to Bali with my husband and young kids to decompress. 2 years later, we're still here.
▼ + stars: | 2024-10-18 | by ( Alison Emerick | ) www.businessinsider.com time to read: +7 min

Alison Emerick and her husband traveled to Bali for a break on their way home to Colorado. They settled into Bali life quickly, with two young kids, and didn't want to leave. AdvertisementWe settled into Bali life quicklyAs the weeks went by, and life slowed down, we realized we really liked it here. The author, her husband, and two kids embrace Bali life. The author loves how easy it is to pick up the kids from school and head to the beach as a family.

Persons: Alison Emerick, —, It's, we're, Alison Emerick Bali, we've, We've, I've, We're Organizations: Service, Singapore American School, manta Locations: Bali, Colorado, Singapore, Singapore ., Indonesia, Sanur, Canggu, Penida, Komodo, East Java, Ubud, Overdevelopment, Rivers

☆ The government is getting fed up with ransomware payments fueling endless cycle of cyberattacks
▼ + stars: | 2024-10-18 | by ( Barbara Booth | ) www.cnbc.com time to read: +7 min

Zeroing in on cyber insurance as a key area for reform comes as the U.S. government scrambles to find ways to disrupt ransomware networks. For many organizations, deciding whether to pay a ransom is a difficult and urgent decision. The hacker group allegedly demanded a ransom to return the stolen data, though it remains unclear whether NPD paid it. Darren Williams, founder of BlackFog, a cybersecurity firm that specializes in ransomware prevention and cyber warfare, is firmly against paying ransoms. UnitedHealth Group experienced this firsthand after its subsidiary, Change Healthcare, was hit by the ALPHV/BlackCat ransom group in April 2023.

Persons: Anne Neuberger, James S, Ann Neuberger, scrambles, Paul Underwood, Underwood, Bryan Hornung, Hornung, I've, they'd, —, Ransom, LVHN, Darren Williams, BlackCat, LoanDepot Organizations: Brady, White, Washington , D.C, National Intelligence, FBI, Xact IT, Social, Lehigh Valley Health, Federal Trade Commission, NPD, Jerico, UnitedHealth Group, Change, Healthcare, LoanDepot Locations: Washington ,, what's, Pennsylvania, U.S

☆ Gen Z workers say stereotypes are holding them back. It's a problem for companies too.
▼ + stars: | 2024-10-18 | by ( Lindsay Dodgson | ) www.businessinsider.com time to read: +7 min

Gen Z behavior was shaped by missing formative years during the COVID-19 pandemic. Gen Z has a lot to offer companies who know how to nurture it, experts told BI. But many Gen Zers don't agree with them, and some believe they are holding them back at work. Chang said Gen Zers prioritize companies that offer perks such as mental health days and wellness workshops. Some companies are already doing this and making themselves attractive to Gen Z talent.

Persons: Z, —, Zers don't, Max Jones, It's, Richard Wahlquist, Boppana, Gen Zers, I've, she'd, Claude Akinsanya, Zers, Akinsanya, Gen, Rhea Moss, Gen Z, " Moss, Jones, Jeanie Y, Chang, Forbes, Chipotle, Moss Organizations: Service, American Staffing Association, Accenture, Nike, Morning Locations: London

☆ UBS launches its experiential "House of Craft" campaign in New York as Credit Suisse integration continues
▼ + stars: | 2024-10-18 | by ( Julia Hood | ) www.businessinsider.com time to read: +6 min

UBS launched its global "House of Craft" initiative at an event in New York City in October. AdvertisementIn a SoHo townhouse in New York City, UBS launched its global "House of Craft" initiative, an experiential campaign that honors the tradition of craftsmanship. AdvertisementConvening around craftNew York City's legacy of fine craftsmanship made it the choice destination for UBS's first "House of Craft" event. James Miller, who said he collects micro-brand timepieces, wore a Henry Archer watch to the "House of Craft" event. "This is a brand campaign, but it's one very clearly associated with making sure more people are positively thinking about us," he said.

Persons: —, Carmelo Anthony, Daniel Dae Kim, Ginny Wright, Audemars Piguet, Jean, Claude Biver, John McDonald, McDonald, Sergio Ermotti, Ermotti, Prophet, James Miller, Henry Archer, Julia Hood Miller, Nathan Desloover, Todd Snyder, Julia Hood, I've, Desloover, I'm Organizations: UBS, Credit Suisse, Service, NBA, Audemars, TAG, Suisse, Swiss, Publicis Groupe, Suisse hasn't, Horological Society of New Locations: New York City, Swiss, Americas, UBS's, Asia, Latin America, New York, York, Horological Society of New York, Detroit

A high-yield savings account provides more rewards than a typical savings account, with no risk. I missed out on $1,200 in the five years before I opened a high-yield savings account. That's the feeling I get every time I check the balance of my high-yield savings account. Compare Today's RatesWhy I chose a high-yield savings accountI've had a savings account since college, but I didn't always have a high-yield account. How I chose my high-yield savings accountNowadays, there are lots of high-yield savings accounts on the market, many with no minimum requirements and no fees.

Persons: you'd, I've, I'd, Ally Organizations: Ally Bank, Federal Reserve Locations: it's, Ireland

☆ I became the breadwinner when my family moved to France. I feel like I've done my husband the biggest favor ever.
▼ + stars: | 2024-10-18 | by ( Elle Hardy | ) www.businessinsider.com time to read: +7 min

Karen Kissane left her job, started a coaching business, and moved her family to France. Had this not happened, my family wouldn't be in France now. I feel like I've done my husband the biggest favor everOur roles swapped when we moved to France. It's great we could make this swap, effectively taking turns, as I did this before when he was a partner in a business working long hours. AdvertisementMoving to France helped my coaching business take offI didn't need a special business visa for France because we moved before Brexit.

Persons: Karen Kissane, Kissane, —, wouldn't, It's, we'd, they'd, they're, I've, we've, Lauryn Haas Organizations: Service, Space, lhaas Locations: France, Northamptonshire, Cognac, French, British

☆ Apple is still waiting for a killer app for the Apple Vision Pro. It may have to wait for some time.
▼ + stars: | 2024-10-18 | by ( Peter Kafka | ) www.businessinsider.com time to read: +4 min

Apple first showed off the Apple Vision Pro in June 2023, hoping developers would build awesome apps for it when it went on sale in January. Specifically: Where are the apps for the Apple Vision Pro, the $3,500 headset Apple introduced earlier this year? This is a question we've asked repeatedly, and the answer seems to be pretty consistent: Developers aren't leaping to build anything for Apple Vision Pro because they don't think many people are using Apple Vision Pro. But if developers don't build for the Apple Vision Pro, then there's never going to be any reason for people to buy an Apple Vision Pro. Overall, there are about 1,770 apps for the Vision Pro in Apple's App Store , according to Appfigures' count.

Persons: don't, —, we've, there's, That's, Appfigures, Tim Cook, I've, Mark Gurman, Apple, Song Organizations: Apple, Apple Vision Pro, Service, Apple Vision, Vision, Orion

☆ I compared Costco locations in the suburbs and the city. Here were the biggest differences.
▼ + stars: | 2024-10-18 | by ( Gabbi Shaw | ) www.businessinsider.com time to read: +2 min

As a New York City resident, I've been hesitant about becoming a Costco member. I finally joined over the summer and decided to compare city and suburb locations. Go to newsletter preferences Thanks for signing up! AdvertisementI now live in New York City and, after joining Costco, assumed I would order products online. Still, I needed to know: Is a New York City Costco the same as the suburban Costco I've visited in the past?

Persons: I've, —, Zers, Costco's, Gary Millerchip, Insider's Dominick Reuter, Costco I've Organizations: New, Costco, Service, New York City Costco Locations: New York City, Long, , New York, New Orleans, Manhattan, East Harlem, Westbury, Here's

☆ I lived in 5 different US states. None of them had what I was looking for, so I moved my family to Finland, and I have no regrets.
▼ + stars: | 2024-10-18 | by ( Ella Hopkins | ) www.businessinsider.com time to read: +8 min

I'm a Gen X child from the San Francisco Bay Area. Since that first move, I've lived in Alabama, Virginia, and Texas and returned to the Bay Area. The main difference was that the Bay Area was more diverse than Phoenix at that time. The Bay Area had changed so muchWe moved to Half Moon Bay in the San Francisco Bay Area, and in 2017, I got a job at UC Berkeley. People moved in and out of the Bay Area a lot, so it was hard to make lasting social connections.

Persons: Rosanna Guadagno, Guadagno, —, I've, I'd, Dallas, didn't, we'd Organizations: Service, San, Santa Clara University, US, University of Alabama, Alabama, National Science Foundation, University of Texas, Dallas, Big Tech, San Francisco Bay Area, UC Berkeley, Stanford, University of Oulu Locations: California, Alabama, Texas, Finland, San Francisco Bay Area, Phoenix, Alabama , Virginia, Bay, Arizona, Tuscaloosa, . Texas, Virginia, Washington ,, Dallas, Austin, Silicon Valley, San Francisco Bay, Oulu, Switzerland

☆ I drove 3 hours at the crack of dawn on a workday to see Charli XCX for the third time in 4 months. It was worth it.
▼ + stars: | 2024-10-18 | by ( Zoe Woolrich | ) www.businessinsider.com time to read: +9 min

I've been a Charli XCX superfan for years and saw her when I was 14. I even signed into work from an outdoor art museum in upstate New York to see her last-minute Storm King set. AdvertisementIn 2017, Charli XCX opened for Halsey on her Hopeless Fountain Kingdom tour. But the Storm King show was my best experience yet, and well worth missing some work. A view of the crowd at Charli XCX's Storm King set.

Persons: I've, superfan, —, Charli XCX, Halsey, Charli, Iggy Azalea's, hadn't, King, Zoe Woolrich, tomorrow's, who'd, Julia Fox, Lorde, Troye Sivan's, Wells, Sivan, Storm King, Henry Redcliffe Charli XCX's, who's, I'm Organizations: Service, Storm King Art Center, Brooklyn Paramount, Wells, Arena, Madison, Storm, Storm King Locations: New York, Brooklyn, Philadelphia, Philly, Wells Fargo, Denver

☆ Interior designers share 6 of the best and 4 of the worst ways to use extra space in your home
▼ + stars: | 2024-10-18 | by ( Alyssa Towns Swantkoski | ) www.businessinsider.com time to read: +8 min

Interior designers told Business Insider the best and worst ways to use extra space in your home. Business Insider asked interior designers for tips on the best and worst ways to take advantage of extra space in your home. "Having all that extra space means you should be able to space out your wardrobe." "Bookshelves can add extra storage space by incorporating lower cabinets, and we utilize baskets as hidden storage on a bookshelf," Brandolino said. On the other hand, defining extra space with permanent features can lower the resale valueBuilt-in cabinetry is not very versatile.

Persons: —, Mark Cutler, Cutler Schulze, Culter, Betty Brandolino, Brandolino, Amanda Oninski, Oninski, Brenna Morgan, Morgan, Charli, Hantman, Ying Reeves, Reeves, Renee Croome, I've, Andra DelMonico, Trendey, they're, DelMonico, Heather McKeown, McKeown Organizations: Service, Business, Re, Sky Designs Locations: cabinetry

☆ I went back to work 4 weeks after giving birth. I had dizzy spells from how exhausted I was.
▼ + stars: | 2024-10-18 | by ( Mary Sauer | ) www.businessinsider.com time to read: +5 min

After my first child was born, I thought I'd be able to work a modified schedule. Upper management never approved it, and I had to return to work four weeks after giving birth. Unfortunately, the pay cut I would be taking meant I needed to get back to work as soon as possible. Related storiesI went back to work when my daughter was 4 weeks oldDuring my first shift back, I was dangerously exhausted. Because I was working in a hospital, I was on my feet most of the day and found myself experiencing dizzy spells.

Persons: I'd, —, piecing, It's, I'm, I've Organizations: Service Locations: daycares

☆ Trump again refuses to release current health records, as Harris questions his fitness
▼ + stars: | 2024-10-18 | by ( Kevin Breuninger | ) www.cnbc.com time to read: +3 min

Donald Trump on Friday dismissed more questions about whether he would release his current medical records, doubling down on refusing to provide a health update even as Kamala Harris works to sow doubts about his fitness for the presidency. The 78-year-old Republican nominee, when asked if he will release his health records, suggested that he has already shared enough information about his medical status. "Yeah, my health records – I've done five exams over the last four years. Trump told CBS News in August that he would "very gladly" release his medical records, but his campaign has not done so. That same day, Trump campaign spokesman Steven Cheung claimed in a statement that the Republican nominee "has voluntarily released" multiple health reports.

Persons: Donald Trump, Kamala Harris, I've, You've, Trump, Harris, We're, Steven Cheung, Cheung, Dr, Bruce Aronwald, Ronny Jackson of Organizations: Detroit Metropolitan Wayne County Airport, Republican, Democratic, CBS News Locations: Detroit , Michigan, Michigan, Ronny Jackson of Texas, North Carolina, America

☆ I tried on basic black sweaters from Banana Republic, Old Navy, and Gap. My top choice reminded me that you get what you pay for.
▼ + stars: | 2024-10-18 | by ( Chloe Caldwell | ) www.businessinsider.com time to read: +1 min

I tried on similar sweaters at Banana Republic, Old Navy, and Gap. I liked the fit of the Old Navy sweater but was disappointed in the fabric quality. I loved both the fit and feel of the cashmere sweater from Banana Republic. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . That's why I turned to three Gap Inc.-owned retailers — Banana Republic, Old Navy, and Gap — to find a simple but versatile black sweater.

Persons: —, It's, I've Organizations: Old Navy, Service, — Locations: Republic, Old

☆ I've been a luxury wedding photographer for a decade. I learned 2 big lessons about timing from my own wedding.
▼ + stars: | 2024-10-17 | by ( Lian Kit Wee | ) www.businessinsider.com time to read: +5 min

Lydia Koh is a fine art wedding photographer and founder of a Singapore-based photography company. Koh said a timekeeper can help couples with a less stressful experience — a lesson from her own wedding. I started wedding photography in 2013 when I attended a gorgeous wedding on a ranch in Southern California with a sunset reception. AdvertisementAs much as I've learned from photographing weddings over the past decade, the biggest lesson came from my wedding. AdvertisementEveryone will want photos with the couple on the wedding day, and it can be overwhelming to manage everything alone.

Persons: Lydia Koh, Koh, —, I've, They're, It's Organizations: Service Locations: Singapore, Southern California

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