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☆ Studying abroad can cost over $16,000 per semester—here's how students plan to pay for it
▼ + stars: | 2023-01-31 | by ( Kamaron Mcnair | ) www.cnbc.com time to read: +4 min

As a result, many students are turning to other options to pay for studying abroad — if they're available. The cost of studying abroad may be one of the biggest deciding factors in who gets to go. Black students made up just 4% of students who studied abroad in the 2020-21 school year. While the share of non-white students studying abroad increased by 10 percentage points between the 2010-11 and the 2020-21 academic years, white students still make up 68% of students studying abroad, according to the Institute for International Education. While white students and Black students take out loans at similar rates — 40% of white students use loans to pay for college compared with 50% of Black students, according to Education Data Initiative — Black students often have a harder time paying back their loans.

☆ Fintech startup Meadow wants to make paying for college easier and update the 'outdated tech' at many colleges. It just raised $3.5 million.
▼ + stars: | 2023-01-31 | by ( Madeline Renbarger | ) www.businessinsider.com time to read: +4 min

Meadow is a fintech-meets-edtech startup that lets students calculate what they'd pay for college. On Meadow, students can see what their full cost for school would be after financial aid. The startup has landed partnerships with big universities and just raised $3.5 million in funding. It was especially hard for first generation or immigrant students, Brillembourg said, because of the hoops they needed to jump through to secure funds from multiple sources. "You're 18, not financially literate, and being thrown into this large complex financial payments journey with little or no support to navigate it," he said.

☆ Edtech startup Meadow wants to make it easier for students to track the cost of their tuition and update the 'outdated tech' at many colleges. It just raised $3.5 million.
▼ + stars: | 2023-01-31 | by ( Madeline Renbarger | ) www.businessinsider.com time to read: +4 min

Meadow is a fintech-meets-edtech startup that lets students calculate what they'd pay for college. On Meadow, students can see what their full cost for school would be after financial aid. The startup has landed partnerships with big universities and just raised $3.5 million in funding. It also sends reminders to current students to keep track of when their tuition payments are coming up and how much they owe. "You're 18, not financially literate, and being thrown into this large complex financial payments journey with little or no support to navigate it," he said.

☆ How to find a job in the one tech market that is not seeing layoffs: Cybersecurity
▼ + stars: | 2023-01-26 | by ( Kaitlin Balasaygun | ) www.cnbc.com time to read: +7 min

Sakorn Sukkasemsakorn | Istock | Getty ImagesStrong demand for cybersecurity workers is continuing even as big technology companies lay off thousands of employees. But with a supply-demand ratio currently at 68 workers per 100 job openings, the nearly 530,000 more cybersecurity workers need in the U.S. went up year over year. The total number of employed cybersecurity workers was estimated at 1.1 million, steady year over year. Lightcast says that public sector job demand trend isn't a one-year phenomenon, growing by 58% over the past three years in all. Related to that, the Washington, D.C. metro area accounted for 19% of all public sector domestic cybersecurity job listings.

☆ Gen Z job hunters are more worried about a company's reputation than layoffs, survey says
▼ + stars: | 2023-01-26 | by ( Aaron Mcdade | ) www.businessinsider.com time to read: +4 min

A recent study from Adobe surveyed over 1,000 college students and recent graduates about the job market. The survey was conducted in December, before recent layoffs by tech and media companies like Google, Amazon, and others. But layoffs still seem to be less of a concern to Gen Z, defined as those born in the late 90s onward. Instead, working for a company with a cause and work-life balance are priorities for Gen Z applicants, she said. Willett emphasized that, no matter the company's size, most Gen Z workers are looking for "engaged employers who care."

☆ The College Application Process: 11 High School Seniors Discuss - The New York Times
▼ + stars: | 2023-01-25 | by ( Patrick Healy | Adrian J. Rivera | Mr. Healy Is The Deputy Opinion Editor. Mr. Rivera Is An Editorial Assistant In Opinion. | ) www.nytimes.com time to read: +2 min

What is college for? And what matters most in choosing the right college? The students were all applying to four-year schools with competitive admissions and had drawn on the U.S. News and World Report college rankings as part of their research. All 11 students believed that college is primarily for gaining a credential to get a job or admission to graduate school rather than mostly for learning about oneself and how to be an adult. “Whenever I see TikToks from college students, they’re always talking about the stress from their work,” said one of the focus group participants, Morin, an 18-year-old from Indiana.

US Bank personal checking account featuresUS Bank has over robust national presence, with over 2,000 branches in 26 states and 4,000 ATMs throughout the US. The bank has two checking accounts: US Bank Safe Debit account and US Bank Smartly™ Checking. US Bank checking accounts vs. Chase checking accountsChase offers a greater variety of options, including checking accounts specifically suited for teens and college students. Chase Total Checking® has a $12 monthly service fee, while US Bank Smartly™ Checking has a $6.95 monthly service fee (with options to waive). US Bank checking accounts vs. Wells Fargo checking accountsWells Fargo has four types of checking accounts, including a checkless bank account similar to the US Bank Safe Debit account.

☆ Nearly 2,000 people flooded a federal website to oppose Biden's 'totally unjust' and 'completely illegal' student-loan forgiveness proposals
▼ + stars: | 2023-01-24 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +5 min

Over a thousand people flooded the section with identical comments opposing debt relief. The comment begins: "My name is [NAME] and I am writing to oppose this regulation to 'cancel' student debt." Screenshot of a public comment opposing student-debt relief on the Federal Register. Republican lawmakers have long reiterated similar points to the comments opposing relief. But as Cardona wrote on Twitter on on Monday, the administration welcomes "the Supreme Court's decision to hear the case on our student debt relief plan.

☆ Big Tech's wipeout sends workers scrambling
▼ + stars: | 2023-01-22 | by ( Matt Turner | Dave Smith | ) www.businessinsider.com time to read: +6 min

Hi, I'm Matt Turner, the editor in chief of business at Insider. Up first: I just returned to New York after a few days in Davos, Switzerland, for the World Economic Forum. It was intense and informative, packed with meetings with business leaders and government ministers from around the world. Davos, Switzerland Hanna Erasmus and EyeEm/Getty ImagesMore than 1,500 business leaders descended on Davos in the Swiss Alps last week. Saumya Khandelwal/Hindustan Times via Getty ImagesIt was a wipeout at Silicon Valley's tech giants this week.

☆ Texas college students say 'censorship of TikTok over guns' says a lot about how officials prioritize safety
▼ + stars: | 2023-01-22 | by ( Jordan Hart | ) www.businessinsider.com time to read: +3 min

UT Austin and Texas A&M announced a ban on TikTok from school WiFi and devices this week. Since the ban, students are sharing their frustration with Texas officials. Students told Insider there are more pressing safety matters that university officials should be looking into. In the December press release, Abbott cited data harvesting and potential surveillance of its users as the reason, but students told Insider they aren't convinced there's a big threat. "A&M is a big school, and it's easy to get overwhelmed," the student told Insider.

☆ How Charlie Javice's Frank Sale to JP Morgan Wound up in Allegations of Fraud
▼ + stars: | 2023-01-21 | by ( Katherine Long | Jack Newsham | ) www.businessinsider.com time to read: +21 min

Her financial aid startup, Frank, was featured in the New York Times, CNBC and Wall Street Journal. After leaving the University of Pennsylvania's Wharton business school, Javice traded on her reputation, bolstered by glowing profiles, as a successful entrepreneur. In a 2018 interview with Insider, Javice claimed Frank secured an average of $28,000 for its users, and was helping students get "thousands off their tuition." "Charlie's first company fizzled after 18 months, so after losing all her investors' money, she convinced every one of them to fund her next company, Frank." At Frank, Javice admitted she sometimes painted a more positive picture of the company's health than was supported by the facts.

☆ U.S. hands Mexico key suspect in 2014 disappearance of 43 college students
▼ + stars: | 2023-01-20 | by ( Associated Press | ) www.nbcnews.com time to read: +1 min

MEXICO CITY — U.S. authorities handed over a key suspect in the 2014 disappearance of 43 college students to Mexico, after the man was caught trying to cross the border Dec. 20 without proper documents. Mexico’s National Immigration Institute identified the man only by his first name, but a federal agent later confirmed Thursday that he is Alejandro Tenescalco. Tenescalco was a police supervisor in the city of Iguala, where the students from a rural teachers college were abducted by municipal police. Investigations suggest corrupt police turned the students over to a drug gang, who killed them and burned their bodies. Also, then federal Attorney General Jesús Murillo Karam has been accused of inventing the government’s original account based on torture and manipulation of evidence.

These are just some of the items that investigators seized from the apartment of 28-year-old Bryan Kohberger, the former doctoral student charged with killing four University of Idaho college students, according to a search warrant released Wednesday. The warrant was served Dec. 30, the same day Kohberger was arrested at his family home in Pennsylvania. The other hair samples aren't specifically identified as human in the warrant signed by Washington State University Assistant Police Chief Dawn Daniels. The quadruple murder shocked the country and stymied police for seven weeks before Kohberger was arrested. But the four charges of first-degree murder carry sentences that could include life in prison to the death penalty.

☆ Laziness isn’t why you procrastinate. This is
▼ + stars: | 2023-01-17 | by ( Kristen Rogers | ) edition.cnn.com time to read: +7 min

“Laziness is like, ‘I have absolutely no desire to even think about this.’ Procrastination is, ‘It troubles me to think about this. “It can leave people feeling very defeated and feeling like there’s no point in trying.”Knowing why you procrastinate can make you self-aware, but you still need strategies to break the habit. The types of procrastinationA procrastinator is usually a perfectionist, Yip said. “Because the perfectionist needs things done perfectly — all Ts crossed and Is dotted — it takes an insurmountable amount of effort. “Defiers usually don’t feel equipped to have these conversations with who they see as authority figures, or they don’t believe that having the conversations would give them any benefit or positive outcome.

Persons: you’re, procrastination, Jenny Yip, Procrastination, Linda Sapadin, ”, Yip, “, Vara Saripalli, ” Saripalli, Itamar Shatz, Shatz, Saripalli, ” Yip, … That’s, Sean Grover Organizations: CNN, Los, Little Thinkers Center, Procrastination, University of Southern California’s Keck School of Medicine, University of Cambridge Locations: Los Angeles, America, Chicago, United Kingdom, New York City

☆ Who on Wall Street is making cuts, who's promoting, and who's hiring
▼ + stars: | 2023-01-16 | by ( Michelle Abrego | ) www.businessinsider.com time to read: +2 min

One thing that's apparent on Wall Street is that many people are worried about their jobs and compensation. We've already seen layoffs at Goldman Sachs, BlackRock, and BNY Mellon materialize, and there's likely more bad news to come. Wall Street bonuses are being handed out—but they're not going to be pretty. Here's when banks like JPMorgan, Goldman Sachs, and Morgan Stanley are expected to tell employees how much they made. College students still eyeing a job on Wall Street should look no further than our guide to landing a summer job at a top investment bank or asset manager.

A federal judge dismissed on Thursday a lawsuit filed by LGBTQ students who allege the Department of Education doesn't protect them against discrimination from more than two dozen religiously affiliated universities that receive federal funding. Last year, the group of current and former college students filed the suit in an attempt to challenge the religious exemptions granted under Title IX of the Education Amendments of 1972, which prohibits sex-based discrimination in educational programs or activities that receive federal funds. The plaintiffs alleged that, by design, the exemptions permit religiously affiliated institutions to discriminate against students on the basis of sex, sexual orientation and gender identity. The legal group representing the students, the Religious Exemptions Accountability Project, slammed the judge's ruling and said it was considering whether to appeal. Some of the plaintiffs alleged they were denied admission to or expelled from the religiously affiliated universities because of their sexual orientation or gender identity.

☆ JPMorgan's acquisition strategy is coming under fire. Here are the 15 fintech and consumer-focused deals done by the bank since 2020.
▼ + stars: | 2023-01-13 | by ( Carter Johnson | Rebecca Ungarino | ) www.businessinsider.com time to read: +19 min

NutmegDeal details: JPMorgan announced the acquisition in June 2021, paying approximately $1 billion. cxLoyaltyDeal details: JPMorgan said it would buy cxLoyalty's global loyalty division in December 2020. ProxymityDeal details: JPMorgan, Citi, HSBC, and other firms together invested $20.5 million in Proxymity in May 2020. Viva WalletDeal details: JPMorgan said it would acquire 49% of Viva Wallet in January 2022, pending regulatory approval. Christian Petersen-Clausen/Getty ImagesRenovite TechnologiesDeal details: JPMorgan announced on September 12 it plans to acquire Renovite.

☆ JPMorgan shutters website it paid $175 million for, accuses founder of inventing millions of accounts
▼ + stars: | 2023-01-12 | by ( Hugh Son | ) www.cnbc.com time to read: +2 min

JPMorgan Chase on Thursday shut down the website for a college financial aid platform it bought for $175 million after alleging that the company's founder created nearly 4 million fake customer accounts. JPMorgan touted the deal as giving it the "fastest-growing college financial planning platform" used by more than five million students at 6,000 institutions. Specifically, after being pressed for confirmation of Frank's customer base during the due diligence process, Javice used a data scientist to invent millions of fake accounts, according to JPMorgan. "Javice represented in documents placed in the acquisition data room, in pitch materials, and through verbal presentations [that] more than 4.25 million students had created Frank accounts." Instead of gaining a business with 4.25 million students, JPMorgan had one with "fewer than 300,000 customers," JPMorgan said in the suit.

☆ Before JPMorgan accused Charlie Javice of inventing millions of fake customers, the Frank founder settled with the federal government over accusations she was misleading students
▼ + stars: | 2023-01-12 | by ( Katherine Long | ) www.businessinsider.com time to read: +5 min

Visitors to Frank's website could get the mistaken impression that the company was affiliated with the federal government, the Department of Education said in 2017. The Department argued that Frank's website was "likely to confuse consumers." The Department stated in a cease and desist letter that Frank could be misleading applicants looking for the government's official FAFSA website. On social media and elsewhere, Frank sometimes referred to the form as "Frank's FAFSA," according to the settlement. In numerous media interviews, including with Insider, Javice has cast herself as a mold-breaking entrepreneur.

☆ Democrats have a Gen Z problem
▼ + stars: | 2023-01-11 | by ( Samuel Abrams | Jeremi Suri | ) www.businessinsider.com time to read: +11 min

November's midterms heralded a new force in American politics: Gen Z voters. Given the narrow margins and the Democrats' ability to retain the Senate despite historical precedent, commentators and analysts declared that Gen Z helped Democrats thwart a Republican wave. Gen Z isn't sold on the whole 'party' thingAmericans are increasingly unhappy with the two-party system. Given these circumstances, Democrats shouldn't take the political loyalty of Gen Z voters for granted. Despite assumptions about their left leanings, members of Gen Z are not firmly behind the Democratic Party, President Joe Biden, or many other well-known Democrats.

☆ Biden's Education Department just proposed a new way to make monthly student-loan payments 'more affordable and manageable than ever before'
▼ + stars: | 2023-01-10 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +5 min

The Education Department unveiled additional details of its reformed income-driven repayment (IDR) plan. It would amend the REPAYE plan by cutting undergraduate student loan payments in half and prevent interest capitalization. One of those programs is the income-driven repayment (IDR) plan, which is intended to give borrowers affordable monthly payments based on their discretionary income with the promise of loan forgiveness after at least 20 years. "Today the Biden-Harris administration is proposing historic changes that would make student loan repayment more affordable and manageable than ever before," Education Secretary Miguel Cardona said in a statement. Rather than creating an entirely new plan, as a fact sheet said, the department will amend the Revised PayAs You Earn (REPAYE) plan, which was created in 2016 to calculate borrowers' monthly payments based on their discretionary income.

But too often, this behavior is an excuse for avoiding the mucky work of maintaining relationships, both personal and professional. Many managers and employees want to escape the unchecked animus they experience online, preferring the workplace feel like a safe cocoon. This year we should all work to reverse the trend and lean in to conflict — and conflict resolution — instead. Perfectionism affects and, in turn, limits the ways we feel safe communicating, which makes perfect sense. The pandemic, not surprisingly, is another culprit, exacerbating students’ experience of relational tension.

☆ Idaho suspect changed car title 5 days after college student slayings, records show
▼ + stars: | 2023-01-05 | by ( Minyvonne Burke | Minyvonne Burke Is A Senior Breaking News Reporter For Nbc News. | ) www.nbcnews.com time to read: +2 min

Bryan Christopher Kohberger, who is accused of fatally stabbing four University of Idaho students, changed the title of his car five days after the murder. The records redacted Kohberger's name but the license plate listed in the application matches the license plate shown in police body camera video when Indiana law enforcement pulled over Kohberger and his father. The pair was stopped on Dec. 15, by deputies in Hancock County, Indiana, for allegedly following a vehicle too closely. He was released with a verbal warning, only to be stopped nine minutes later by Indiana State Police for the same traffic infraction. He appeared in court Tuesday in Monroe County, Pennsylvania and waived extradition.

WASHINGTON, Jan 4 (Reuters) - The U.S. Justice Department late on Wednesday filed a brief with the Supreme Court defending President Joe Biden's plan to cancel billions of dollars in federal student loans, arguing that two cases lacked standing to challenge the debt relief. Biden in August said the U.S. government would forgive up to $10,000 in student loan debt for borrowers making less than $125,000 a year, or $250,000 for married couples. Students who received Pell Grants to benefit lower-income college students would have up to $20,000 of their debt canceled under the plan. In fact, the Justice Department said, the HEROES Act expressly exempted the department from notice and comment procedures. Over 16 million borrowers have already been approved for debt relief and millions more have applied.

☆ A financially independent couple that improved their credit score from 524 to over 800 share 3 strategies that helped them turn around their finances
▼ + stars: | 2023-01-05 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +6 min

Natia and Jervais Seegars both opened their first credit cards when they were college students. Natia and Jervais Seegars both opened their first credit cards when they were college students in the early 2000s. Jervais' credit score was 524 at its lowest. As they learned first-hand, "if your finances aren't in order, it's going to be a very bumpy road," said Jervais. They tracked their spending and stuck to a budgetThe first change Natia and Jervais made was tracking their expenses.

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