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☆ Kylian Mbappe’s Real Madrid transfer: The full inside story
▼ + stars: | 2024-06-03 | by ( Mario Cortegana | ) www.nytimes.com time to read: +12 min

Real Madrid have been trying to land Kylian Mbappe for years — and now they finally have their man. Several meetings were held on the matter, but some senior figures at Madrid were not convinced it was a good idea. First of all, there were concerns the club’s interests could be damaged again after Mbappe’s rejection two years ago. On February 13, a Tuesday, Real Madrid played away against RB Leipzig in the first leg of a Champions League last-16 tie. In his acceptance speech, he did acknowledge Al-Khelaifi, who in 2021, 2022 and 2023 repeated that his star player would not leave PSG for free.

Persons: Mbappe, Germain, —, Madrid, Florentino Perez, “, ” Mbappe, Nasser Al, Khelaifi, ”, –, Vinicius Junior, Jude Bellingham, Perez, Jose Angel Sanchez, Sanchez, Angel Martinez, Vinicius Jr, waiving, PSG’s, Franck Fife, Carlo Ancelotti, Mbappe’s, Fayza Lamari, Mustafa Yalcin, Luis Enrique, Le Parisien, Hala Organizations: Real, Paris Saint, Santiago Bernabeu, PSG, Toulouse, Trophee des, Ligue, Athletic, Supercopa de Espana, Madrid, France, Getty, Real Madrid, RB Leipzig, Champions League, Borussia Dortmund Locations: Real Madrid, Madrid, Santiago, England, Spanish, Paris, Saudi Arabia, France, AFP, Germany, Barcelona, Anadolu, Mbappe, Monaco, Hala Madrid

☆ 37% of Americans paid a late fee in the last 12 months, report finds
▼ + stars: | 2024-05-30 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +3 min

If you paid late once and there's a high chance you will pay late again in the near future because of a financial issue, let the lender know, said Schulz. "It's one thing to go to the lender every other month and say, 'Hey, I was late with this, can you waive that?' If you made a one-time mistake, you can reach out to your lender and ask to have that late payment scrubbed from your credit report, experts say. "Your credit report is just a collection of a bunch of data points representing how good you are paying debts back," Schulz said. If lenders begin to "cherry pick" what goes on in the report, the data becomes unreliable, and it doesn't help lenders make decisions.

Persons: it's, Greg McBride, Schulz, McBride, " Schulz

☆ Should the SAT still matter after all these years? Why some colleges are bringing it back
▼ + stars: | 2024-04-21 | by ( Eva Rothenberg | ) edition.cnn.com time to read: +15 min

The longest-enduring standardized college admissions test in the nation, the SAT has faced decades of controversy over bias and criticism for reducing aspiring college students to a test score. Discrepancies with standardized testing appear to be symptomatic of the inequality endemic to the education system. In 2005, the College Board added an 800-point writing section to the exam alongside its math and verbal reasoning sections. In this Jan. 17, 2016 file photo, a sign is seen at the entrance to a hall for a college test preparation class in Bethesda, Md. Alex Brandon/APThe College Board told CNN it has also done away with its esoteric vocabulary in the past decade.

Persons: ”, Carl Brigham, Brigham, classism —, Daaiyah Bilal, Harry Feder, Barnes, Noble, Mario Tama, haven’t, Daniel Koretz, Koretz, Scott Eisen, Brown, ” Dartmouth, Ethan Hutt, Horace Mann, Warren K, Leffler, Alex Brandon, It’s, Rachel Rubin, Jack Schneider, ” Schneider, David Coleman, “, ” Coleman, it’s Organizations: New, New York CNN, National Center for Fair, Princeton, College Board, CNN, National Education Association, ACT, Ivy League, Harvard’s Graduate School of Education, Harvard’s, Dartmouth College, Yale, Dartmouth, Harvard, University of Florida, University of Texas, ” UT Austin, College Board's, University of North, Chapel Hill’s School of Education, Massachusetts, of, Phillips Exeter Academy, of Congress, Census, Board, UMass Amherst’s Center for Education, Holton Arms, The College Board, Khan Academy, The Locations: New York, New York City, United States, Guatemala, Hanover , New Hampshire, Georgetown, Austin, Dartmouth, University of North Carolina, Hutt, “, Boston, Harvard, Bethesda, Md, Iowa, Northeast

☆ Armie Hammer is still laying low after his fall from grace. Here's what we know about his life today.
▼ + stars: | 2024-04-09 | by ( Palmer Haasch | ) www.businessinsider.com time to read: +5 min

Hammer has remained out of the spotlight since his 2021 fall from grace. Effie later accused Hammer in a press conference of raping her, and other women also came forward with allegations about Hammer, Air Mail reported. Chris Pizzello/APThat same month, Hammer and Chambers finalized their divorce, each waiving their right to a divorce trial. AdvertisementHammer has also kept his personal life private but may have briefly been engagedHammer has posted sparingly on Instagram since his fall from grace. According to People, a since-removed Instagram post appeared to show that Hammer had proposed to Gris in October 2023.

Persons: Armie Hammer's, Elizabeth Chambers, Hammer, Chambers, —, Hammer's, Effie, Prosecutors, Jennifer Lopez, William Morris, Kenneth Branagh, didn't, Armie Hammer, Chris Pizzello, Pema Chödrön, Marina Gris Organizations: Service, Air Mail, Air, Los Angeles District, Business, William, William Morris Endeavor, Variety, China Morning Post Locations: Cayman Islands, Hollywood, Gris

☆ South Carolina wins NCAA women’s championship game over Iowa, Caitlin Clark
▼ + stars: | 2024-04-07 | by ( Jill Martin | ) edition.cnn.com time to read: +16 min

“Kamilla Cardoso was not going to let us lose a game in the NCAA tournament,” South Carolina head coach Dawn Staley said. While the spotlight was on Clark, South Carolina just kept winning. Ben Solomon/NCAA Photos/Getty Images Clark, right, and Kate Martin walk off the court after losing to South Carolina. Kirby Lee/USA Today Sports/Reuters Kamilla Cardoso of the South Carolina Gamecocks and Saniya Rivers jump for the opening tipoff. Ben Solomon/NCAA Photos/Getty Images South Carolina's Te-Hina Paopao walks onto the court during player introductions ahead of the game.

Persons: Iowa’s Caitlin Clark, Clark, Tessa Johnson, Kamilla Cardoso, Cardoso, “ Kamilla Cardoso, Dawn Staley, Paopao, Chloe Kitts, Staley, she’s, ” Clark, “, I’m, Lisa, Bluder, ” Staley, Caitlin Clark, Morry Gash, “ Awesome, it’s, ”, Raven Johnson, ” Raven Johnson, They’d, ” Tessa Johnson, Aaron Doster, Steph Chambers, Ben Solomon, Kate Martin, Gregory Shamus, Morgan Engel, Bree, Carolyn Kaster, Fulwiley, Iowa's Hannah Stuelke, Gabbie Marshall, Lisa Bluder, Marshall, Justin Tafoya, Carolina's Chloe Kitts, Reuters Staley, Jason Sudeikis, Ken Blaze, Reuters Clark, Kirby Lee, Ashlyn Watkins, Martin, Kylie Feuerbach, Watkins, Sydney Affolter, Carolina's Cardoso, Stuelke, Jason Miller, Al Bello, Paige Bueckers, Brady, Aaliyah Edwards, Edwards, Nika, KK Arnold, Arnold, Zoe Brooks, MiLaysia, Baldwin, Chloe Kitts of, Sania Feagin, C, Wes Moore, Katie Peneueta, Brooks, Rivers, Reuters Kamilla Cardoso, Saniya, UConn’s Paige Bueckers, LSU’s Angel Reese, JuJu Watkins, rebounder, Naismith, Entering’s Organizations: CNN, NCAA, Gamecocks, Iowa, LSU, WNBA, South, Mortgage, ESPN, Hawkeyes, South Carolina Gamecocks, Iowa Hawkeyes, Sunday, USA, Sports, Reuters, Getty, AP, Carolina, Sydney, The Iowa Hawkeyes, UConn Huskies, Huskies, UConn, Images Iowa, Images, Getty Images Iowa, NC State Wolfpack, North Carolina State, NC State, tipoff, South Carolina, Associated Press, Wade, Eight Locations: Iowa, South Carolina, Cleveland , Ohio, Clark , South Carolina, Reuters Iowa, Carolina, Cardoso of South Carolina, Stuelke, Martin, Cleveland, Chloe Kitts of South Carolina

☆ A $0 monthly student-loan payment could hurt some borrowers in the long term. An upcoming policy could change that.
▼ + stars: | 2024-03-27 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +5 min

A Philadelphia Federal Reserve paper examined $0 monthly student-loan payments on income-driven payment plans. AdvertisementA $0 monthly student-loan payment might only help some borrowers for so long. With student-loan payments often presenting a significant financial burden for borrowers, income-driven repayment plans were created with the idea that borrowers would face a monthly payment they can afford based on their income. In some cases, IDR plans would give borrowers a $0 monthly payment that would still count toward their forgiveness process. Borrowers will still be able to do so manually, but the automatic option could protect those with $0 monthly payments from falling behind on the payment plan's requirements.

Persons: —, servicers Organizations: Philadelphia Federal Reserve, Service, Education Department, Education

Setting a down payment goalBefore you can set a down payment goal, you first need to figure out how much you'll need for a lender to approve you for a mortgage. Determining the size of down payment neededThe minimum size of your down payment will depend on the loan program you use. Exploring down payment assistance programsDown payment assistance programs can help cover part or all of your down payment. But if you can save up a down payment of at least 20% of the home's purchase price, you'll avoid paying PMI (private mortgage insurance), which can reduce your monthly payment. To save for a down payment, create (and stick to) a budget, reduce unnecessary expenses, increase your income through side jobs, automate your savings, and explore down payment assistance programs.

Persons: You'll, you'll, windfalls, Windfalls Organizations: Netflix, Spotify, Federal Deposit Insurance Corp, PMI Locations: homebuyers, Chevron

☆ Trump cries poverty, again, in 5,000-page NY fraud case filing — saying he can't foot $456M appeal bond
▼ + stars: | 2024-03-18 | by ( Laura Italiano | ) www.businessinsider.com time to read: +3 min

Trump's latest "I can't pay" comes one week before a deadline in his NY civil fraud judgment. Trump can't afford to buy a $456M appeal bond, his lawyers say. Read Trump's filing here. Related storiesTrump has approached "about 30 surety companies through 4 separate brokers," in hopes of fulfilling "an impossible bond requirement," it says. "A bond requirement of this enormous magnitude — effectively requiring cash reserves approaching $1 billion, is unprecedented for a private company," it says.

Persons: Trump, —, Donald Trump, Read, Allen Weisselberg, Letitia James, James, Arthur Engoron Organizations: Service, Trump Locations: New York, Manhattan

☆ Judge allows Sam Bankman-Fried to keep his new lawyers after prosecutors warn of conflict of interest
▼ + stars: | 2024-02-21 | by ( Jacob Shamsian | Katie Balevic | ) www.businessinsider.com time to read: +4 min

Read previewUS District Judge Lewis Kaplan ruled that Sam Bankman-Fried could retain his new lawyers despite a noted conflict of interest. Questioned thoroughly by Kaplan, Bankman-Fried affirmed that he wanted to keep his new attorneys, waiving his right to "conflict-free representation," as Kaplan put it. They're expected to help Bankman-Fried with his sentencing hearing, scheduled for late March. In their February letter, prosecutors said Kaplan should hold a Curcio hearing, where the judge could ask Bankman-Fried and his lawyers questions to determine whether a legitimate conflict of interest exists and whether they would waive it for the sentencing hearing. This has the potential to create a conflict in the representation of Bankman-Fried and Mashinsky," prosecutors wrote in the letter.

Persons: —, Lewis Kaplan, Sam Bankman, Fried, Kaplan, Marc Mukasey, Torrey Young, waiving, Mukasey, Young, They're, Alex Mashinsky, Caroline Ellison, Mashinsky, Prosecutors, Michael Mukasey, George W, Bush, Eddie Gallagher, Eric Trump, Matt Gaetz, Alexandra Shapiro, Shapiro, Nicolas Roos Organizations: Service, Bankman, Business, Justice Department Prosecutors, Alameda Research, Prosecutors, Mashinsky, Navy, New, Trump Locations: Manhattan, Alameda, New York

☆ Airlines cancel more than 1,100 flights as Nor'easter winter storm strikes
▼ + stars: | 2024-02-13 | by ( Pete Syme | ) www.businessinsider.com time to read: +2 min

More than 1,000 flights have been canceled as a winter storm hits the Northeast. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementAir passengers are facing severe disruption on Tuesday as the Northeast is hit by a strong winter storm. More than 1,100 flights have been canceled across the US as of 7:30 a.m. AdvertisementIf your flight is canceled then you're entitled to a full refund, but there isn't always compensation for delays.

Persons: —, It's, isn't Organizations: Service, New York Times, National Weather Service, JetBlue, Republic Airways, American, FAA, Ireland, Ryanair Locations: Boston, New York City, Southwest, Paris, Dublin, France, Indiana

Up to 8/10 cardholders who asked for a lower interest rate in the past have reported success. Negotiating with Your LendersRequest a Lower Interest RateContact your lenders or credit card issuers to request a lower interest rate, especially if you have a history of on-time payments or an improved credit score. Consolidating DebtDebt consolidation can simplify your finances and potentially lower your overall interest rate if you can secure a consolidation loan at a lower rate than your existing debts. FAQsWill refinancing my loan always result in a lower interest rate? While your existing loans' rates are typically fixed, improving your credit score can position you better for refinancing at a lower rate or negotiating lower rates on future loans or credit lines.

Persons: cardholders, you've Organizations: Chevron Locations: autopay

DETROIT (AP) — The New York Knicks picked up some needed scoring punch Thursday, acquiring Alex Burks and Bojan Bogdanovic from the Detroit Pistons. The Knicks sent Quentin Grimes, Evan Fournier, Malachi Flynn, Ryan Arcidiacono and two second-round picks to the Pistons in the deal before the NBA's trade deadline. They found it in Burks, who played well in a previous stint for the Knicks, and Bogdanovic, a reliable outside shooter. Bogdanovic is averaging 20.2 points and shooting 41.5% from 3-point range. The Pistons, who have the worst record in the league, were busy ahead of the trade deadline.

Persons: Alex Burks, Bojan Bogdanovic, Quentin Grimes, Evan Fournier, Malachi Flynn, Ryan Arcidiacono, Julius Randle, Mitchell Robinson, Immanuel Quickley, RJ Barrett, Burks, ”, Leon Rose, Bogdanovic, “ Alec, Anunoby, Grimes —, Fournier, Simone Fontecchio, Kevin Knox II, Gabriele Procida, Killian Hayes, Hayes, didn't, Jaden Ivey, Marcus Sasser, Brian Mahoney, ___ Organizations: DETROIT, New York Knicks, Detroit Pistons, Knicks, Pistons, Anunoby, NBA, ” Knicks, Eastern Conference, Boston, The Pistons, Utah Jazz, Associated Press, Detroit Locations: Toronto, Detroit's, Sacramento, Bogdanovic, Cleveland, Milwaukee, New York

☆ Hedge fund billionaire Bill Ackman to launch a NYSE-listed fund for regular investors
▼ + stars: | 2024-02-07 | by ( Yun Li | ) www.cnbc.com time to read: +2 min

Bill Ackman, Pershing Square Capital Management CEO, speaking at the Delivering Alpha conference in New York City on Sept. 28, 2023. The hedge fund billionaire is planning to launch a closed end fund, investing in 12 to 24 large-cap, investment grade, "durable growth" companies in North America, according to a regulatory filing. Ackman is waiving the management fee for the first 12 months and after the first year will charge a flat 2% fee. Ackman has become one of the world's most prominent hedge fund investors after years of market-topping returns and vocal activist campaigns. The popular investor's hedge fund held only seven stocks at the end of 2023, including Alphabet , Chipotle Mexican Grill and Howard Hughes Corporation.

Persons: Bill Ackman, Pershing, Ackman Organizations: Pershing, Capital Management, Delivering Alpha, New York Stock Exchange, Grill, Howard Hughes Corporation, CNBC PRO Locations: New York City, North America

SANTA FE, N.M. (AP) — Actor Alec Baldwin has pleaded not guilty to an involuntary manslaughter charge in the fatal shooting of a cinematographer during a rehearsal on a movie set in New Mexico. Court documents filed Wednesday show Baldwin entered the plea in state district court in Santa Fe, waiving an arraignment Thursday that was scheduled to take place remotely by video conference. Baldwin, the lead actor and a co-producer on the Western movie “Rust,” was pointing a gun at cinematographer Halyna Hutchins during a rehearsal outside Santa Fe in October 2021 when the gun went off, killing her and wounding director Joel Souza. Baldwin says that he pulled back the hammer, but not the trigger, and the gun fired. This material may not be published, broadcast, rewritten or redistributed.

Persons: Alec Baldwin, Baldwin, waiving, ”, Halyna Hutchins, Joel Souza Organizations: SANTA FE, Associated Press Locations: SANTA, New Mexico, Santa Fe

☆ Democratic Senate candidate Tammy Murphy backs removing filibuster after saying she hadn't 'given it much thought'
▼ + stars: | 2024-01-30 | by ( Bryan Metzger | ) www.businessinsider.com time to read: +3 min

Read previewTammy Murphy, a leading Democratic candidate for Senate in New Jersey, is endorsing the removal of the Senate's "filibuster" rule. Under Senate "filibuster" rules, 60 votes are required to advance most legislation. This story is available exclusively to Business Insider subscribers. His campaign did not respond to a request for comment on Tuesday about whether he supports removing the filibuster. AdvertisementIn 2021 and 2022, Democratic opposition to the came to a fiery head, with Democratic Sen. Joe Manchin of West Virginia and then-Democratic Sen. Kyrsten Sinema of Arizona staunchly opposing changes to the rule.

Persons: —, Tammy Murphy, Tammy, Alex Altman, Murphy —, Phil Murphy —, Murphy, Andy Kim, Sen, Bob Menendez, Kim, It's, Democratic Sen, Joe Manchin, Kyrsten, Roe, Wade, Manchin Organizations: Service, Democratic, Senate, Business, New York Magazine, Rep, Democratic Senate, White, American, Infrastructure Law, Communities, Republican Locations: New Jersey, West Virginia, Arizona, Ohio, Montana

The overall personal consumption expenditures price index rose 2% for the month, as did the core index that omits food and energy costs. On an annual basis, the overall index remained unchanged at 2.6% while the core fell to 2.9% from 3.2% in November. The rise in the core index was the slowest since the spring of 2021. The core index is often cited by Fed officials as their barometer for inflation. “The meeting statement is likely to drop the hawkish bias from its forward guidance, but stop short of signaling rate cuts.

Persons: ”, Robert Frick, “, Lydia Boussour, Jerome Powell, Jeremy Schwartz, Ruchir Sharma Organizations: Federal, Economic, Fed, Navy Federal Credit Union, Federal Reserve, Reserve, Nomura Securities, Nomura, Aichi Amemiya

☆ Mandatory retirement ages for boards and CEOs. What you need to know
▼ + stars: | 2024-01-21 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +9 min

Boards are most likely to have mandatory retirement age policiesHaving a mandatory retirement policy for board members is up to the discretion of individual companies. “In 2023, 69% of [S&P 500] boards reported having a mandatory retirement policy — down one point from 2022,” according to an August 2023 report from executive search firm Spencer Stuart. Many other public safety occupations do have mandatory retirement ages. The whys behind mandatory retirement agesThere may be varied stated reasons for having a mandatory retirement age, such as opening up the pipeline for younger talent to have more opportunities. For that reason, advocates for older workers, like the AARP, contend all mandatory retirement ages should be eliminated, even for demanding jobs involving public safety.

Persons: Al Gore, Russell, —, Berkshire Hathaway’s Warren Buffett, Spencer Stuart, ”, Matteo Tonello, Tonnello, Tonello, Brian Cornell, Dave Calhoun, Thomas McKinney, McKinney, “, Mary O’Neill, ” O’Neill Organizations: New, New York CNN, Former, Berkshire, Conference Board, Corporate America, The Conference Board, Boeing, American College of Surgeons, Capitol Police, U.S ., Personnel Management, Commission, AARP Locations: New York, Corporate America, Corporate, Calhoun, Castronovo, McKinney, , New Jersey, —, Federal, New York State

BAINBRIDGE, Ga. (AP) — Some local residents and an animal-rights group are protesting plans for a monkey-breeding facility in southwest Georgia. Political Cartoons View All 253 ImagesThe Bainbridge facility would provide a domestic source of monkeys to offset imports, the company said. “PETA urges Bainbridge officials to withdraw their support and shut down this project before a shovel hits the dirt," she wrote. The company and local officials said the nonprofit and community's concerns are baseless. Local officials in December agreed to property tax breaks for the project — waiving them for the first 10 years and then gradually decreasing tax breaks until they end after 20 years.

Persons: didn’t, Charles River, we’d, ” Ted Lee, Lisa Jones, Engel, ” Jones, Bainbridge, Rick McCaskill, ” McCaskill Organizations: Council, Medicine, Charles River Laboratories, PETA, Development Authority of, Local Locations: BAINBRIDGE, Ga, Georgia, Bainbridge, Cambodia, Brazoria County , Texas, Houston, U.S, Development Authority of Bainbridge & Decatur County

☆ Ark Invest president says bitcoin is now a 'public good' that all investors should have access to
▼ + stars: | 2024-01-11 | by ( Elliot Smith | ) www.cnbc.com time to read: +3 min

Brendan McDermid | ReutersArk Invest President and COO Tom Staudt believes bitcoin is now a "public good" to which all investors should have access, as the company launches its first bitcoin exchange-traded fund. watch nowThe ARK 21Shares Bitcoin ETF is one of six initially waiving fees, alongside the Bitwise Bitcoin ETF, the Fidelity Wise Origin Bitcoin Trust, the WisdomTree Bitcoin Fund, the Invesco Galaxy Bitcoin ETF and the Valkyrie Bitcoin Fund. "This is a new asset class. We haven't had a new asset class for financial portfolio allocation in quite some time, and with a new asset class comes lower correlation to the other asset classes previously allocated to." Bitcoin was trading at around $47,300 on Thursday morning , according to Coin Metrics, and the SEC's decision has many analysts bullish about newly unlocked potential for massive gains.

Persons: Cathie Wood, Brendan McDermid, Tom Staudt, bitcoin, BlackRock's, Staudt, CNBC's, 21Shares, Bitcoin, haven't, bullish Organizations: Ark Invest, CNBC, New York Stock Exchange, Reuters, Invest, U.S . Securities, Exchange Commission, Fidelity, Bitcoin, Galaxy, U.S, Metrics Locations: New York City, U.S

☆ States have been eliminating taxes on period products for years. Here’s where you'll still pay them.
▼ + stars: | 2024-01-10 | by ( Aria Bendix | Joe Murphy | ) www.cnbc.com time to read: +6 min

Texas was the most recent: Since September, there has been no state sales tax on period products there. Over the last four decades, states with sales tax have been enacting laws that eliminate such taxes on menstrual products. Most states don't tax certain essential goods, such as grocery store produce, canned food and prescription medicines. "It's like, 'Do I spend money on gas to get to school or do I buy period products? In the future, states might also consider bills that make period products free in public restrooms, she added.

Persons: Lacey Gero, We've, Lisa Willner, bode, Jhumka Gupta, Gero, Willner, that's Organizations: Republican, Democrat, Alliance, George Mason University, Kentucky, D.C Locations: Alaska , Delaware , Montana , New Hampshire, Oregon, Texas, Kentucky, Minnesota, Washington, U.S, Alabama, Arizona , Michigan, New Mexico , New Jersey, Ohio, Ann Arbor , Michigan

☆ Best travel destinations to visit in 2024
▼ + stars: | 2024-01-01 | by ( Cnn Travel Staff | ) edition.cnn.com time to read: +32 min

cdwheatley/iStockphoto/Getty Images Angola: Beyond the capital city of Luanda, pictured, Angola has some jaw-droppingly spectacular scenery and cultural treats. David ChiaFF/Alamy Stock Photo Mérida, Mexico: Yucatán state's capital city showcases a blend of Mayan and colonial heritage. Pavel Tochinsky/The Image Bank RF/Getty Images Morocco: This North African country is home to nine UNESCO sites, including the historic city of Meknes, pictured. Panama City is also the only world capital with a tropical rainforest within its city limits. And a historic city forever entwined with the famed Camino de Santiago.

Persons: you’d, Tengguo Wu, Gabriele Thielmann, Turkey's, Gary Ennis, Matevz, Bill Bachman, Christian Kober, Gonzalo Azumendi, David ChiaFF, Pavel Tochinsky, Terry Kelly, Raul Rodriguez, iStock, Anton Petrus, –, — Karla Cripps Turkey’s, — Barry Neild, Mana Kaasik, — Maureen O’Hare, — Maggie Hiufu Wong, Deb Snelson, Glen Arbor, Marnie Hunter, — Forrest Brown, — Forrest Brown Angola Cristo, Eric Lafforgue, it’s, King, Eric Carr, John’s, Saint John, New Brunswick —, —, Tuul, Bruno Morandi, — Julia Buckley, Groenewald, Alamy, — Lilit Marcus, Alexander the Great, Philip II of Macedon, — JB, Bogdan Lazar, — Tamara Hardingham, Gill, Hercules, Francesca, Lazarus, ”, David Casanova, Megan Sequeira Casanova, “, Kuka y Naranjo, medina, Gordon Sinclair, Yvette Cardozo, — FB, Pierce Ingram, Stefan Tomic, Fujairah, who’ve, Samarkand —, It’s Organizations: CNN, United, CNN Travel, Getty Images, Town, Getty, Northwest, Saint, New Brunswick Tourism, UNESCO, Heritage, Alamy, Parque Nacional Volcán Barú, Galicia, Tercera Orden, Parque, Bank, Wakulla Springs, Texas, United Arab Emirates, AP, Rock, of Culture, Estonian National Museum, — Maggie Hiufu Wong Northwest Michigan, Bear, Farm, Riders, Lubango, — BN Saint John, Canada Tourists, St, Saint John City Market, Historic, Saint John Arts Centre, Carnegie, Carnegie Library, — KC, Korea, Folk, Netflix, South Korea, Adriatic, Nacional Glaciares, Australian Sea Lions, Panama, Spain Santiago de, Spain Santiago de Compostela Cathedral, Islas, Camino, Mexico People, YouTube, US State Department, Morocco, Regis Hotels, Resorts, — FB Texas, Travel Texas, Krause, Gruene, Fujairah, Icefjord, FS, Tuul, ” Locations: United States, Sumba, Indonesia Sumba, Indonesia, Bali, Getty Images Tartu, Estonia, Tartu —, European, Tainan, Taiwan, Northwest Michigan, Traverse City, Lake Michigan, iStockphoto, Western Balkans, Culebra , Puerto Rico, Flamenco, Culebra, cdwheatley, Angola, Luanda, , New Brunswick, Fundy, New Brunswick, New Brunswick Tourism South Korea, Korea Albania, Albania, Chile, mauritius, Western Australia, Greece, Macedonia, American, Panama, Spain, Camino, Santiago, St, John's, Mexico, Parque Hidalgo, Morocco, Meknes, Florida, Spicewood, Anton, Greenland, Denmark, AP Uzbekistan, Bukhara, Indonesian, Sumela, Turkey's, — Barry Neild Tartu, Estonia Tartu, of Culture Tartu, Tartu, “, Baltics, — Maureen O’Hare Tainan, Taiwan Tainan, Taipei, — Maggie Hiufu Wong Northwest, Lake, Traverse, Leland, Glen, perusing, Balkans, Slovenia, Bosnia, Herzegovina, North Macedonia, Serbia, transdinarica.com, —, Puerto Rico, It’s, — Forrest Brown Angola, Lubango, Barra, Cabo Ledo, — BN Saint John , New Brunswick, Canada, Hopewell, Newfoundland, Saint, Canada’s, Korea Andong, South Korea, Sanga, Korea, Seoul, Busan, Andong, Albania Albania, Berat, Montenegro, Vlorë, Gjirokastër, — Julia Buckley Chile, Atacama, Patagonia, Coral Coast, Geraldton, — Lilit Marcus Macedonia, Thessaloniki, Greece's, Hemis, Athens, Vergina, Veria, Naousa, Greece’s, Thrace, Philippi, Kavala, Panama . Panama City, Gill Galicia, Spain Santiago, Spain Santiago de Compostela, Galicia, Galicia’s, Santiago de Compostela, Cabo, Fisterra, Galicia —, Singapore, John’s, Paseo, Montejo, Mérida, Yucatán, getaways, there’s, Marrakech, Rabat, Fes, Resorts Morocco, Wakulla, Ginnie, Fredericksburg, Texas, Marble Falls, Meanderers, New Braunfels, Dubai, Abu Dhabi, Wadi, Nuuk, Ilulissat, West, FS Uzbekistan, Samarkand, Uzbekistan, China, India, Khiva, Uzbek, Sentob, Tashkent

☆ City officials in Brazil unanimously voted to pass a bill that was secretly written by ChatGPT in just 15 seconds
▼ + stars: | 2023-12-04 | by ( Joshua Zitser | ) www.businessinsider.com time to read: +4 min

A city in Brazil unanimously passed a bill entirely drafted by ChatGPT. The sponsor told BI that he kept the AI component secret to ensure the bill actually got voted on. AdvertisementA bill about water meters that a Brazilian city council unanimously voted to pass in October was revealed to have been entirely written by ChatGPT, its sponsor disclosed last week in an X post. Rosário told The Post that this experiment was performed to bring about "the debate surrounding the beginning of a great technological revolution." Last Wednesday, when was revealed that ChatGPT formulated the bill, it was met with skepticism by the city council's president.

Persons: ChatGPT, —, Ramiro Rosário, OpenAI's chatbot, Rosário, wasn't, Hamilton Sossmeier, Sossmeier Organizations: Service, The Washington Post, Post, OpenAI, Sewage Department, Associated Press, AP Locations: Brazil, Porto Alegre, The

☆ These student-loan borrowers could qualify for up to $20,000 in debt cancellation through Biden's second attempt at relief
▼ + stars: | 2023-12-04 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +4 min

The Education Department released new details on its second attempt at debt relief. On Monday, the Education Department released updated regulatory text for its proposal to cancel student debt using the Higher Education Act of 1965. Advertisement"Student loans are supposed to be a bridge to a better life, not a life sentence of endless debt," Education Secretary Miguel Cardona said in a statement. AdvertisementWhile this plan for relief is more narrow than Biden's first attempt, many borrowers experiencing different forms of hardship hope they'll qualify. "I have to pay for my wife's car, plus food, plus utilities, plus the mortgage, plus the car payment," one 63-year-old borrower previously told Business Insider.

Persons: —, Joe Biden's, Biden's, Miguel Cardona, who've, There's Organizations: Education Department, Service, Higher, Public, Department

What Biden is asking forBiden's emergency request to Congress included aid for Ukraine, Israel and other U.S. allies, along with $14 billion to bolster the immigration system and border security. “It is unanimous that our broken immigration system is in dire need of reform,” Mayorkas said. Republicans have made clear that will not be addressed in this package, which they want to be more narrowly focused on border security measures. Republicans argue that Ukraine aid could be a tough sell to some of their voters, and the border policy is the compromise. It’s border security for Ukraine aid.”So far, leaders in both parties have encouraged the talks.

Persons: Joe Biden, Arizona Sen, Kyrsten, ”, Pramila, Biden, Donald Trump, Alejandro Mayorkas, ” Mayorkas, Illinois Sen, Dick Durbin, What's, Barack Obama, Democratic Sen, Chris Murphy of, ” Murphy, Arkansas Sen, Tom Cotton Organizations: WASHINGTON, —, Republicans, House Democrats, Republican, Democratic, Congressional Progressive Caucus, Infrastructure, Homeland, U.S, Democrats, Trump, House Locations: Ukraine, U.S, Mexico, United States, Arizona, Washington, Venezuela, Israel, Russia, Illinois, Chris Murphy of Connecticut, Arkansas

☆ October home sales fell because of high mortgage rates, soaring prices and low inventory
▼ + stars: | 2023-11-21 | by ( Anna Bahney | ) edition.cnn.com time to read: +3 min

Sales slumped in October and prices continued to climb, as mortgage rates surged last month and inventory remained extraordinarily low. Home sales remained at 13-year lows as buyers competed for the few available homes on the market and continued to push up prices. Elevated prices, together with the average rate for a 30-year fixed rate mortgage nearing 8% in October, have created the least affordable market in several decades. Home sales were down in lower priced categories – under $750,000 – due to lack of inventory and sales grew in higher price categories where there was more inventory. “The lack of inventory and higher interest rates really hitting the home sales market,” said Yun.

Persons: —, ”, Lawrence Yun, Yun, “ Organizations: DC CNN —, National Association of Realtors, West, NAR, “ Locations: Washington, Northeast, Midwest, South

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